Banks start using purchase history for targeted ads 🤦
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- čas přidán 13. 05. 2024
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Timestamps:
00:00 - intro with cat
00:13 - intro
00:58 - what roku's idea was
01:44 - why adblock is necessary to boycott this insanity
02:11 - Chase's sale
02:28 - Chase thinks they are a trusted guide for my financial decisions
02:39 - Your transaction history is THEIRS, not YOURS!
03:23 - At least other services GIVE you something for selling your data
04:07 - My theory & opinion on how this will play out, and why it is bad
05:11 - Chase's customer data is SECURE!
05:33 - Chase can't even provide me with my own data...
05:58 - Chase's coding - would you trust these people with security of your data?
06:43 - BLOCK ADS - BOYCOTT ADS
07:15 - I am happy to pay money for what I consume
07:28 - I am not dealing with giving away data for NOTHING
07:45 - This is not how I should learn Chase is selling my data.
08:25 - video length criticism response
10:42 - SPONSORED SPOT
Would like to let you know that Discord is currently forcing arbitration on users the same way Roku did
yeah i can't use it anymore, stop using the discord link because i can't log in and read it. letters to louis channel has moved to app.element.io/#/room/#letters-to-louis:matrix.org
GTA V is doing the same, they deleted their TOC entirely and the game is only under their new EULA. I noticed it said the forced arbitration is not a thing for my country (australia) but also isn't a thing for Switzerland, UK or territories of the european economic area.
@@rossmanngroup as someone who was currently paying for nitro, how long is considered kosher to wait for support email to cancel my service before I dispute charges?
I managed to get into discord without pressing "agree" by blocking the entire element asking me to agree with an adblocker. lol.
I use Discord on my browser only. I bypassed the forced abitration popup by literally filtering it out with uBlock origin. Checkmate
Notice every Privacy Policy begins with "We take your privacy seriously"? That's to be taken literally. They are TAKING your privacy. SERIOUSLY.
Who would have thought that companies could be this straightforward!
💥 Baaam 💥
Damn bro, are you trying to start a riot with that heat? 😭😂
They are taking it AWAY seriously, to be more specific 😂
lmfao never thought of it that way
Acccurate tho :D
I wish they'd use my bank balance for targeted ads
"This guy has no money, don't bother advertising to them"
Not how it would work. They would advertise all sorts of things you like and intermingled in all those wants; they shove all the debt services. They will bleed you until you die.
Congratulations! You're authorised for an overdraft!
It was the automatic "Here is some overdraft you didn't ask for with no notification" that I hit the bank for. Small amount. Couple of hundred out of $500 they gave me. Bitched and moaned, reminded them it was them being out of line, and they eventually set my account back to zero and credited the money I had drawn down.
That's where you're wrong. Now you'll get advertisements for sperm banks and paid research trials.
exactly, I wish You tube would check before giving me 8 minutes of ads for 2 minute of video
Every company thinks they're gonna be a "tech" or "software" or "marketing" or "data broker" company these days, while only further shittifying their products and services for theur customers. I'm getting so sick of it.
Blame Steve Jobs for that.
@@CCherriosfulnah blame the VC idiots who control all the money and will give companies billions if they targeted ads, subscription service, AI
Make a law where any money made from collecting someones personal data goes directly to said person. That will end all this madness.
This will destroy Google within seconds, and I'm all for it
No it will not. the data isn't the consumers, it's the banks, because the bank "created" the data. So you lose on that front as well.
Perhaps make it something like a royalty. You get a few micro percentage for Everytime your data is used somewhere in an algorithm
@@reabstraction and the internet laws are not the right solution
Bank sent me an email saying happy birthday and suggesting I go use my credit card to treat myself 😊 no coupon, no discount - just blatantly tryna get me to go spend 💀💀
Lol
That's kinda hilarious lmao
Go to the ATM and empty your account, if they ever ask why, tell them, they told you to, because they wanted you to treat yourself.
Bruh at least paypal gifted me 10 bucks for my birthday
Lufthansa's loyalty program also does this. It's hilarious.
How is this not a violation of fiduciary responsibilities? They're profiting from your assets against your personal interests and wishes.
I really feel this could be a ground for a class action suit. They're literally abusing their customers. No way this is not a ground for a lawsuit
it is highly illegal world over they just don't care until criminal and civil suits hit them at the top
I left Chase a year ago when they blocked the view of MY BALANCE until I agreed to a one button agreement screen to their new terms. I went directly to the branch and closed my accounts.
While there I asked if anyone else had the same opinion of their strategy and was told ONLY ONE.
Bye Bye Chase! F them.
To other customers' credit - I doubt the bank teller would admit that their policy was having a negative impact on their bottom line.
Mutahar and Now Louis Rossman and also the FBI telling you to block ads? So we can unanimously agree that ads are a cancer on the Internet.
Pretty sure Louis has been advocating for blocking them for a very long time
Who trusts the FBI these days
@@gintozlato1880 Probably, but I been following Mutahar a lot longer than I followed Louis Rossman.
Always has been.jpeg
Wasn't youtube telling us that blocking ads is against their terms of service? At some point they were even pushing the idea that it's on the same level as piracy (Linus and Asmongold said it out loud, got a ton of backlash for their 10IQ take).
I straight up believe that targeted advertisements should be banned.
It won't, because the government uses it to spy on everyone. They don't need a warrant when they can just buy your data. They don't need a crime when they can just manufacture one. So if they want to for instance, politically target someone for their ideology, they can simply use their data to find ways to attack/frame them.
*pulls up google to find a Target ad for band aids..."
i also hate that discord is selling your conversations to make ads as well. i type something in discord, and 20 mins later i see a google ad for it.
@@littleshopofrandom685 If you believe that to be correct, you should take Discord to court, as it is stated in their Privacy Policy, that they need consent to do so.
So either you have that turned on, or Discord is illegally selling your info.
Check your privacy settings.
I agree, let's double it and ban ads all together!!
@@XDRosenheim I did not know that was a setting... I shall look. I only just noticed it happening recently. Thanks!
If my bank starts selling my purchase history information, I will be suing that bank for violation of my privacy.
but you probably can't sue BeCaUsE aRbItRaIOn AgReEmEnT 🤪🤮😒
we're all fucked unless we take countermeasures like using cash wherever possible
@@youdontknowme5969 We shouldn't have to do it, but I've been following the opt-out procedure every time one has been opt-outable for the last handful of years.
I am not bound by Chase's or Citi's arbitration terms and I've opted out of Roku's like 3 times now...
I'm still most annoyed with the ads that play at the gas pump. Captive audience at its worst.
Buy gas somewhere else.
They WHAT?
There is always one button that mutes the audio. You just have to guess which one.
What's the least illegal way to mess with those screens?
Always forget to try this @@thegreatcodeholio123
Thank god for Chase, because I was completely incapable of connecting with my favorite brands myself.
Don't you know that Chase really cares about you :)))
So helpful of them.
Remember you can not spell advertisements without s e m e n between the t i t s
Whom ever noticed this in the spelling....that's a special talent
@@MidlifeRenaissanceMan Or someone with to much time on their hands.
Sad part is they still do not offer a good interest rate on any accounts you have with them. New accounts will get that high interest rate as long as it is money not already in their hands.
😂
The cat outtakes are absolute gold! Please do this again.
And notice that it's a magic cat! It keeps changing from Blackberry to Oreo and back again ;-) Though the outtakes did show how the magic was done...
THe kitty outtakes were hilarious. Oh and the rest of the video was fine I guess lol
I have listened to him mention the cats were due to the edits for months... amd now that he has included some of the "cat out takes," it makes perfect sense and made my week. I would love it if he has a little (this video brought to you in spite of my cats) bit and I would enjoy watching that too
I got an unskippable advert for Bendigo Bank as Louis introduced Blackberry.
@@baills5694I totally agree with this and I'm perfectly fine and even looking forward to seeing more and more of such extra outtakes 👌🏻
Remember that episode of Black Mirror where you got advertisements the second you woke up and it could tell if you covered your eyes or looked away? You were forced to engage with the adverts or pay credit to skip them.
The future sucks.
Wait wait wait wait wait wait. Banks, a service you pay for, have ads? The US has gone to shit.
There is a lot of services that you pay for, that are now adding (or been adding) ads. With option to give them more money to NOT show ads.
Streaming services started and now every company in the US is jumping in and seeing how far can they go (Hell in Microsoft is testing ads when you click on the start button on W10/W11with apps that you don't have installed)
Half of the gas stations I go to play ads while I'm pumping gas. And you can't even mute them.
Well yeah, but that’s not what he’s talking about. He’s talking about banks selling your transaction habits to advertising companies.
@@threepe0 I give it a few years before anyone with too low of a social credit score has their bank account closed.
TheAwesomeKielbasa OMG! and they were SO LOUD too, I couldn't stand it! I started going to a different station because of that and actually I think my Honda likes this gasoline better anyway
your description of this behavior as "rapey" is spot on. i really want to see it catch on, as i know more people are getting sick of this shit than those within this little corner of youtube.
That may be true, but that little corner doesn't really have any power
I wrote a review of one software, that allowed me to decide to share my data with them or not, before installation, but it won't install until I say yes, as a rapist strategy. The review website refused to publish it. Any ideas how to word it so they publish it?
@@D.von.N Unconsented "activities"
@@D.von.N It sounds like a typical software installer where you have to agree to the terms before installing the software. You can talk in the review about what they want you to say "yes" to and why you are not going to put their software on your personal devices, but what else do you want to happen if you said "no"? If it's spyware, and they need you to consent to being spied on, do you want to install the spyware anyway without formally consenting to it?..
Ngl I think "predatory" is a more accurate descriptor, but "rapey" certainly turns more heads.
Purchase history for targeted ads... now. Surveillance for the state later on.
lol if you think they aren't already watching that
Yeah that already happens
Palentir
We've been there for decades.
Later?
As usual, we're under intrusive dystopian surveillance for the pettiest of purposes.
if we quit smoking, eating candy, drinking soda for months and targeeted adds " give us what it thinks we want"
We should be able to sue.
As much as I want to say that's hyperbolic, this time it's more true than false.
Purchase history is something called a "lagging indicator".
Ads based on purchase history is usually shit you already bought or shit you are already buying.
Should you buy more.of what you already bought or buying? Probably not.
After I buy something like a vacuum cleaner, Amazon ads blasts me with some FOMO ads of other vacuum cleaners with "SALE!!!" prices that are not really on sale encouraging me to buy a second one I do not need. Of course I'm not buying because im the type that researches before I buy. There are more impulsive buyers who are more affected by ads probably buying a lot of shit they already have which they absolutely shouldn't buy.
Then there are CZcams ads which are scams. Imagine if you bought into a crypto scam and now they are serving you all the crypto scams. You are stupid enough to get scammed once, now here's 99 opportunities to get scammed twice.
@@iankmak Exactly... Subscription service ads piss me off the most because I physically can't buy it twice, even if I wanted
Remember the movie Minority Report in 2002? In one scene, as Tom Cruise's character is moving through a shopping mall, the retina scanners in each store recognized him and presented him with custom ads based on his purchase history. That was Spielberg taking a riff at how invasive surveillance technology and advertising were becomming -- 22 years ago. Turns out, instead of satire, he was actually predicting the future hehe!
It’s not a coincidence he “predicted” that either…
jezus crist thats SPOT ON precise 🤔
Banksters make the Mafia look like amateurs.
Who do you think the modern mafia work for??
The only thing more devious than a gangster is a banker. A close second is their biggest partner, the government.
@@FamiliarAnomaly thet actually offen dont there a lotta family and system organisated if anything if a government or corporations crosses them some one going to have a accident.
the mafia is people you dont fuck with but they keep to themselves if you stay out they keep you away.
Petty criminal hot head bikie gangs and small time to mid level crime lords are one do most of that crap or the low ranking thugs do that.
wait till you find out what types of hats they wear.
It is where a lot of them like to go to work after they get out of prison.
Louis, I have to take you to task on the use of the word "start" in the video title - I worked for a banks statement printing dept back in the '80's. The banks then were using purchase data to create a widespread barcode down the side of the statements, that told the packaging machines which advertising pamphlettes to add in to the envelope. Even back then they were selling that data to advertisers, leading to people getting advertising in their mailbox.
Also, your cats are awesome :)
Did they actually sell the info to advertisers? I have less of an issue with the bank targeting me than selling my info. Although maybe it is a distinction without a real difference.
I been using ad blocker, pop up blocker and script blocker for over a decade. Blows my minds that most people just put up with that BS
I don't think most people will much longer.
On our website, Google Analytics has been reporting much less demographics data. In 2018, we had demographics data for about 53% of our Users. Last month it was 19%. I think we're seeing a lot of users blocking trackers and reviewing their browser privacy settings.
Ahh yes, the brands we **L O V E**. Who tf loves a brand?
have you heard of Apple?
EVGA were pretty good in their peak, but never L O V E.
Simps
When a company is making good products at good prices its ok to love them. You just cant let it blind you to see when/if they stop doing that.
Exactly, only the owner could love their brand and mostly even they don't.
The cat is very important-- do not remove it.
2:39 Blackberry quits and Oreo takes over
4:07 Oreo quits and Blackberry takes over
5:11 Blackberry quits and Oreo takes over
10:38 Oreo leaves and Blackberry takes over
15:05 !!! Oreo and Blackberry !!!
PSA: If you use Sofi, permission to share all of your private information is turned on by default
"I don't care if i destroy society, i want the highest engagement" is exactly what companies have been doing for at least a decade. They look at customers and see dollar bills, or other numbers. They don't care about the customers or their wellbeing or privacy, they just want to make money in any way possible.
This is awful! This should be highly illegal. A bank should not be able to sell customer data to tell companies what I am purchasing. That should be completely private, and that is insane.
It's not selling the data. It's doing the advertising directly to its own customers. There's a difference.
To keep it private, I'm sure there'll be a "premium tier" lol
ex-insider here, they're not actually selling your data or anything about you, you fall into a list of people who fit a certain criteria. Bank's machines do all the work not advertisers. A human being never sees who it goes to, nor could they. That said, it is sorta freaky and definitely a less ethical way to diversify revenue streams. This whole "your data is being sold" thing is kinda bs unless they actually sell your email address or contact info or your name - yes, they wouldn't even know your name, or that it went to your device, or you even exist. Anyway some terrible truth for you - they've already been doing this for at least 7-8 years, maybe more
In Germany, we tell ourselves a fairy tale called "Datenschutz" (data protection). Very few people believe in it and it doesn't exist unless you want information from the state about things that affect you personally: Then they can't give you this because: Data protection. Its a form of mindfuck. The problem is not that banks are allowed to do this, but that customers allow it. Most of them have the attitude: "I have nothing to hide." Everyone should have something to hide. Nomie dipshits ruin everything for everyone
Go to a credit union, avoid the major banks
Targeted ads work badly.
Whenever I buy something, they want me to buy it again. I've bought a kettle, why one more? I've bought a pack of underwear, why another? I've bought a printer, I don't need a second one? But when I need something, it can be hard to find.
I bought a new car and now I’m seeing ads for the brand I already bought. I didn’t see the ads before I bought the car.
I don't think you know how targeted ads work.
This keeps us from seeing what the world has to offer, we are not one trick ponies and are capable of trying and liking new things. They wanna keep walls around you
It works very good when, for instance are interested in concerts, events and shows more than goods
@@ev25zvit isn't about how you think it works, its about what actually happens in the real world
Remember that part in Ready Player 1, where the exec is like,,, "we have figured that we can take up 72% of the viewers field of view with ads before creating seizures"..
Yup.
Louis Rossmann, Champion of the People. Thanks Champ.
we need a "freedom from advertisement" act or bill to legally restrict his insanity, in fl this is a crime now, if they dont inform us and give us an opt out option we can sue them in public court, it by passes their arbitration clauses...
Step 1: Advertising _is not_ speech. It is not constitutionally protected.
@@mallninja9805 indeed, step 2, restrict those they can advert to, say no targeting children and the elderly as they are vulnerable to scams.
Good luck voting for someone that doesn't have lobbying (which is basically an advertiser) they lobby to make an investment for more power.
Isnt there some kind of privacy law against this? What the fuck
Nope, privacy is not protected at all in the states. In fact our legal system is very helpful for removing your privacy with threats of legal action for not complying.
lololol
just pins and laughs at you lmao
Cats don't give a shit about laws
Cats don't care about laws
Not sure what's better, calling out banks on their B.S. or being a cat-dad to those fur-babies.
Glad to see other high-functioning, intelligent people being hampered by cats. This is my life. I feel so seen.
To solve this stop using Chase bank. In fact, you should never use any bank that got bailed out. PERIOD! Use local or credit unions.
100% NEVER EVER use big banks, they are strictly for profit and want to make share holders happy. Credit Unions are member owned, so their job is to make the members happy.
My backup bank merged with Chase so I closed that account after the merger.
The empowered sociopaths of the world are getting bolder. People who do not see themselves as superior to other humans don’t usually have these kind of ideas. We are literal cash cows to them, good for milking and not much else
The Human live stock idea has been around for millenia's and always fail misserably.
Batteries. The people in control don’t actually work ao they want to maintain the system that allows them to steal from workers.
If they could take the money without getting into legal problems they would do so without a single remorse.
In order to go into banking you need to be a psycho. As you will be serving assholes and throwing families out of their homes.
@@RicardoSantos-oz3ujyou just need to be part of a specific group of people that also happen to be in charge of a bunch of other things. Take a guess.
Let's put is as simple as it goes. They just try so hard to go back to feudalism with them as the new feudal lords.
When you use a card, your bank (and other entities) know EVERYTHING you bought! In a neat list!
Get your wage out of the bank in cash, buy things with cash.
@ceciliacole5098 I'm 58 and have never in my life shown any cop how much cash I had in my pocket.
And if you are worried about being mugged etc just keep ten bucks in change in one pocket and your real cash in another place on you. The mugger can get the ten bucks and F off
Thank you for your hard work to exposing big banks like this. We at BCN pledge that all of our members, employees and executive staff will be cancelling any Chase bank accounts before the end of the month. We cannot and should not stand for companies sucking their clients dry by any means necessary, not here in America and not anywhere.
Dogs have masters Cats have servants.
Dogs like you, because genetics tell them to do so, cats like you because they actually want to like you. Say stupid things get stupid reactions.
I'm tired of this misconception that cats don't care about their owners. Treat them well and spend time with them and they'll love you just as much as any dog
@@mikej2489 Who hurt you? Cats?
Not sure if you are a cat hater or a cat lover.... either way, you have spoken the truth. (I am a cat lover and fully accept this wisdom.)
Another truth that I can appreciate is that if you have owned only dogs, when you acquire a cat you must consciously and deliberately understand that a cat is not in any way to be thought of as or expected to behave like a little dog. It seems trite and stupid to say, "A cat is not a dog," but I think a lot of the hatred of cats comes from people who have been disappointed and developed resentment because they found out that a cat is not just a little dog.
@@mikej2489Lol I love my cat, but OP’s comment is not “stupid”
Corporate cyberstalking could be criminalized. The benefit of personal data subsidized or "free" products and services is negligible compared to the loss of freedom and privacy.
it technically is already illegal, is effectually literal unwarranted spying, and is a violation of the right to privacy as the US Supreme court has ruled quite some time ago.
what free products or services? Didn't you watch the video?
Please lead us to congress on these issues, including the arbitration ones. 😭😭
Some companies already offer people higher prices based on their spending history. This will make ot way worse and more widespread.
Closing my chase account today. I'm fuming and hated Chase before and this is the final straw. I appreciate your video.
Which bank are you going to go to?
Credit unions are the way to go
@@ev25zv There are several local ones that family and friends recommend. I'm looking into those.
Chase also started forcing you to dismiss an ad when you withdraw money from an ATM. It won't give you the money until you tap yes/no on the ad..
The kitty-part had me rolling. So wholesome.
keep up the good work, my man. it's disgusting what companies do, and we have 0 option on any of it. observing companies as having "a rapist mentality" is so apt.
CAT!!!
Yes, meow, although in Australia cats Weow instead of meow 😻
Multiple cats!
Yup adorable cats
@@K-o-R yes i noticed that towards the end
If our Data is worth so much, we shouldbe getting paid for it. It needs to be protected and regulated.
it's worth a lot only in bulk, when you have millions of users worth of data. Each single user's worth is not much
You are getting paid though
@@alan62036 how
@@alan62036 in what? especially in this specific scenario.
like louis says in the video, at least with youtube, you're getting a video out of it.
but with the bank you get literally nothing.
I loved your outtakes ;) I have some cats as well, and man, the same thing happens on every single conference call.
That's crazy! Because I don't love any company.... they don't deserve any love.
Belong to a credit union. Get away from banks. Vote with your feet. What scares them most are alternatives.
I had a cred union try their hardest to screw me and I took my money and walked to a better Cred union
@@vampiregoat69I regret that I have only one like to give.
I only use Navy Federal Credit Union. I love them more than any other bank. I get deposits faster too which is a big plus
Y'all better read the TOS of Your credit unions.. Many have EXTREMELY onerous things in them.
my credit union literally did the same thing last week
As an old school pirate, I'm glad to tell you: Already done.
Definitely not me paying attention when the kitty's got mentioned....🤣🤣🤣
I'm glad I'm not the only one who engages in verbal negotiations with our cat!
Imagine not being satisfied with extremely high interest rates on credit cards and loans, purchase transaction fees, late payment fees, annual membership fees, etc. I'm genuinely curious how much greedier some of these companies can get.
If someone can think of a way to increase revenue, they will implement it.
There is no limit because stocks and bonuses are based on growth, not revenue. To these people, if you made an insane amount of money last year and make the same insane amount again this year, you have failed. So to make their personal buck they have to find a new scam continuously. Common sense says such a system cannot continue indefinitely.
O'Hare Air
oh sweet now not even my money isnt safe
It was never safe.
while we are at it can we shake our collective fists over credit history companies that have been consolidating our lives and selling it to other companies without our knowledge and then blackmailing us with a social credit score
It's always been our right to ignore ads.
Ad blockers just enhance our ability to do that.
This isn’t about ignoring adds. It’s that those adds are generated from data being sold and bought at your expense.
Cats do not like productivity and, turns out, keyboards make excellent beds.
warm laptop keyboards even more so 😸
They make decoy keyboards for cats.
@@amicaaranearum ohhhh TIL.
Yeah, so about 6 months, WF updated their online terms to allow them to record your biometric data. For your safety, of course.
Who is WF?
@tylerpoe8628 Wells Fargo maybe?
Ahh, safety.
Eventually they will kill us for our own safety.
*For decades now, Wells Fargo is even more evil than Chase.*
I have sponsorblock on, and I intentionally played the outtakes so that I could witness the madness of the kitties..
Those MEEEEEORRRW just had me rolling
Canadian banks (recent RBC video went viral) are refusing to give customers *_their own money_* in person if they don't tell the teller why they're withdrawing it.
no freaking way
I don't think I ever saw a ad and then been like "OMG, I now have to buy that" Nope, never had, never will. I buy what I need on my own, when I need it. Ads are more annoying than anything.
I forget who it was but they made a good point about how companies should be happy that some people use adblocks. Because we're the audience that wouldn't click on any of them anyway, so it's just wasting advertiser money.
CZcams has tried to get us to just go away, but it turns out that kind of thing just backfires entirely. People start talking about it. Then even more people realize "oh you can block ads???" and get an adblocker.
I think the only product that caught my attention from an ad was the ridge wallet,even then I didn't end up buying it.
@@robob4465 It made me realize I needed a new wallet because my old one was falling apart. I did buy a new wallet, but it wasn't a ridge wallet.
Just wondering, have you heard of the recent "Stop Killing Games" legal actions? People are trying to bring Ubisoft to court over removing access to purchased content once a service ends, essentially rendering games permanently unplayable. It's basically trying to stop what Sony did when it removed all that Discovery content, but with videogames.
I love your educational content but I stayed for all the kitty out takes and they made my day! Definitely hope you include these every now and again because they are awesome 🤣
These corporations need to answer for their decisions like this. I wouldn't be surprised if people start moving their money out of their Chase accounts in mass, and closing their accounts.
Their next move will be to offer an opt-out, that of course you have to pay a monthly fee for. Enshitification at it's finest.
You have to send them a monthly cheque over certified mail, with not only the correct amount of money, but also a letter stating why you'd like to opt-out, and understanding and agreeing that you are also opting out of some QoL and/or security features on top of that.
@@xchronox0 lol , yea like the vids he made on how gyms like to throw hurdles to membership cancellation
I left Bank of America for a local credit union when BoA decided to start charging me a "account maintenance fee" like a decade ago. Annoying to switch over, yes, but steal from me once, shame on you. Keep letting you steal from me, shame on me.
Yep left for the same reason
I just started playing their stupid game. Need a direct deposit to waive the fee? Okay, I'll transfer a penny to a PayPal account, pay myself at another one and withdraw. Set a floor on that deposit's size? Okay, on TaskRabbit I could turn off per-gig payments and move lumps. TR took back that option, okay, now if I have $250 for a few days I can do the PayPal play with but Cash App, once again meeting the requirement. Some bank to bank transfers made with BillPay meet it too. It's customer unfriendly, sure, but they do some things better than any other bank I've tried. I play the stupid game.
They sent a letter out to all customers explaining the sharing policy. Unsurprisingly, most of it cannot be opted out of and the ones that can require you to call a special number
That "Sponsored Spot" was my favorite. More of this please. 😃🥰
Two points: 1. Banks are dicks. All of 'em, no exceptions. 2. Your cats are freakin' adorable! I lost my old kitty of nearly 19 years a few weeks ago, and I really miss him, but it puts a smile on my face to see yours!
We appreciate your service Louis rossmann. expose these unethical corporations
I'm shocked there are people out there that still don't have ad blockers. I've had one for 10+ years.
"According to our latest figures, everyone using internet have started to block ads using adblockers, they hate them with a pasion. People don't want them anymore, so...we need to do something about this problem to start making money....something like....push targeted ads even more, everywhere!"
I find it predatory because most people pay to not have ads but now it seems the more you spend the more ads you get HMMMM????
Because with the current "rapey" mindset of platforms, the people who pay are rubes that they dan eventually get to pay more.
You: Pay for the ad free package
Your bank, seeing the transaction: ah yes, this person wants more ads
I do everything I can to avoid targeted ads. Not sure how to stop this one.
I have an idea? Whether it will work or not, I don't know. What about using a debit card like PayPal to make purchases which pull from the assigned account? Will it show up on your Chase/Wells Fargo/whatever bank statement as PayPal*nameofperson $34.33 debit? Or will it shove the original merchant info through to your bank? Does PP debit card even work that way anymore?
@@20NewJourney23 That could actually work. It usually just says "PayPal" along with the merchant name on the charge. Although it could make chargebacks harder to pull off.
Use cash as much as you can.
@@20NewJourney23That could actually work.
@@20NewJourney23 CZcams keeps deleting my response to this but that's a great idea. Just ordered a PP debit card.
Yeah also dont trust companies to keep my purchase data private, that's why i use my friend's dad's credit card for everything
About 8-10 years ago our bank ING already tried this.. untill both public and the governement said NO!
This is one of the reasons why I am sooooo glad I am living in the EU. So privacy is secured.
“You can’t get attention if you’re lazy” - immediately folds
Launching a new media sector but posting no job openings is especially messed up.
Well said that man!
I have been saying this for quite some time, If a company insists on selling my data, I want my damn cut of the profits at the very least.
Blackberry and Oreo are like the few last things keeping every video highlighting every new anticonsumer, antiprivacy horror from being a descent into endless new frontiers of hellworld. Blackberry and Oreo give the message that things can be alright, it is possible to win.
Louis you don't have a cat as a pet, you have a panther as an owner.
Louis should add a teeshirt to his line of merch that says "Ask me about my Toxoplasmosis"
Haven't seen an ad in years. Brave browser, no script, adblock, etc.
Same here it makes me long for the pitch man like billy mays.
What is noscript?
Don't forget controlD dns options.
Keeps most of the ads off your phone too.
Encrypted DNS is always a plus.
@@mikegreene7933 perhaps blocking JavaScript from running when you go to websites.
@@mikegreene7933 A JavaScript selective blocker plug in for the browser
❤❤❤ Hey kitty! Hey Louis! 👋 Love the return of the armchair. Helps offset the stress I feel at learning how companies are crapping on my privacy.
Credit unions. Stop using the damn banks.
It's not bad enough that they can barely keep your finances or personal information secure, as it is. Now they have to sell your purchase history, which means that in order for this to work as intended, they have to give out your personal information, as well. This is yet another breach just waiting to happen.
Started the video for the news stayed for the cat bloopers.
You should make the cats regulars on the show.
I love the cat moments. They make your videos extra special when you add them. Makes me smile and giggle.
Discovered recently that not only does Missouri have no data protection laws, I also found that my employer WALMART has a privacy policy that states they "share" information with vendors. Neat!
I block EVERY single ad.
I would watch a whole video of just outtakes, the cats are adorable lol.
Louis keeps giving Oreo and Blackberry free ad time ;)
When you cannot use an adblocker, and you get an ad on CZcams, pause the ad, press the little i in the circle next to the ad time, then when the screen pops up, select “block ad”
Thank you for the work you do! Keep leading us grunts to vote with our dollars!!!
They want to CHASE you away
Luis this is what they have been doing for awhile. I am part of a credit union I get probably at least once a month that they will send a "favored offer" from a partner. Nice thing is that they have a free envelope to send them junk back to them that charge the company. Everyone needs to do this. Probably in the last year alone have did 15 bucks worth of charges.
Injecting ads via HDMI is something i never thought I'd hear.
The answer (but hard) solution to many of these privacy, TOS, etc etc issues is to do what they say in the Open Source community..
"Don't get mad, fork it!"
You have to make the consumer friendly alternative. It sucks that this has to extend to banks now but probably overdue C'est la Vie.