How life is valued by health insurance companies

This is a scene from Saw 6 which the value of life is based on a simple formula. Even though this is a movie it is an all too true fact. I DO NOT OWN ANY RIGHTS TO LIONSGATE FILMS OR THIS MOVIE IT WAS CREATED FOR INFORMATIVE PURPOSES ONLY

[@MichaelCravith]

Before. Part of the reason he tried to kill himself (as seen in Saw II) was because he felt he had no options left. The man was basically dead: his unborn son was miscarried, he and Jill had divorced, and he had an inoperable tumor. Finding out that nobody gave enough of a damn to help him probably sent him over the edge. It's why he can keep himself personally distant from his victims.

[@eugene680]

I'm confuse, is this scene before he became Jigsaw or after? If this is after why did William not notice he is a serial killer?