MARRIOTT BONVOY BRILLIANT vs. RITZ CARLTON Credit Card Comparison (2021)

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  • čas přidán 5. 09. 2024

Komentáře • 141

  • @jasonlieu6666
    @jasonlieu6666 Před rokem +8

    The Ritz Carlton card now gives 85K points for the anniversary hotel night, previously 50K points. This is a huge upgrade, making the Ritz Carlton a big winner over the Bonvoy Brilliant. This alone is worth more than the $450 annual fee. I have the Boundless, looking to upgrade to the Ritz Carlton as soon as meeting the 12 month requirement.

    • @MarkReese
      @MarkReese  Před rokem +4

      Indeed it does 🏆

    • @RCJH2022
      @RCJH2022 Před rokem

      100% WORTH IT! If you stay at the Ritz In Beaver creek, St Regis in Aspen, or The W in aspen during ski season that's and EASY $1500 a night with taxes/fees. For reference. PARKING for non hotel guests at the Ritz in Beaver Creek is $500 a day! 😱

  • @pointstraveler
    @pointstraveler Před 3 lety +18

    Great comparison video! A few more perks to add to the Ritz card are that you get access to Visa's Luxury Hotel Collection with perks like free breakfast, hotel credits and upgrades and the hotels are not just Marriott branded properties, a Troon Golf Membership that allows you to play at numerous private courses around the world, automatic executive status with National Car Rental, and unmatched trip and bag delay insurance. The $450 annual fee may seem expensive to some, but not when compared to AMEX platinum's $695 fee and Chase Sapphire Reserve's $550 fee. I still believe the Ritz card is worth getting even without a signup bonus due to the insane amount of benefits that come with it.

    • @MarkReese
      @MarkReese  Před 3 lety +3

      Excellent additions! 😃👊

    • @Re3iRtH
      @Re3iRtH Před 2 lety

      Would you recommend to get one of the other cards first then product switch to it? Which? Also do you know if AFs are waived for military on the Ritz card

    • @VincentPascual
      @VincentPascual Před 2 lety

      @@Re3iRtH Product changing is the only way to get the Ritz Carlton card now. You would apply for the Bonvoy Boundless or Bold and then keep the card for one year. Then you can product change to RC.
      The Boundless has a 5 FN signup bonus as of this writing.

    • @Re3iRtH
      @Re3iRtH Před 2 lety

      @@VincentPascual Thanks! I got the Boundless card five nights ago with the five nights certificate, can't wait to switch over to the Ritz!

    • @VincentPascual
      @VincentPascual Před 2 lety

      @@Re3iRtH Congratulations! I hope you enjoy the card and 5 free nights!

  • @l.a.rivasesq.8841
    @l.a.rivasesq.8841 Před 2 lety +10

    The Ritz-Carlton card’s Priority Pass membership benefit, including a distinct card issued to an authorized user, is the most attractive feature of this card for me. Thank you for the excellent comparison video.

    • @MarkReese
      @MarkReese  Před 2 lety +3

      Indeed! The Priority Pass membership for AUs is awesome! 💯

  • @somguynamedpaul
    @somguynamedpaul Před rokem +2

    Will there be an updated comparison video since the Amex cards were refreshed last year?

    • @MarkReese
      @MarkReese  Před rokem +3

      Perhaps at some point 🤙

    • @911eVoX
      @911eVoX Před rokem +2

      @@MarkReese Would like to see this

  • @KB-xh3dm
    @KB-xh3dm Před 3 lety +11

    I’m deep into the rewards card game and still, every time I watch your videos I learn something new! Thanks for the amazing details and comparisons!

    • @MarkReese
      @MarkReese  Před 3 lety +3

      Glad to fuel that education! 😄🎓

  • @Kaezox
    @Kaezox Před 3 lety +3

    Wow ever since you got approved for the ritz carlton i wanted to know the differences between these. Thanks. I always enjoy your breakdown of credit cards.

    • @MarkReese
      @MarkReese  Před 3 lety +2

      Glad the breakdown / comparison helped ya!

  • @AxiomaticPro
    @AxiomaticPro Před 3 lety +3

    Got the Brilliant because of 5/24 so I didn’t have much of a choice. Very happy though, already got my $300 credit and I redeemed a $50 offer. $100 to go and I’ve covered my AF. Great vid! 👍

    • @MarkReese
      @MarkReese  Před 3 lety +1

      Fantastic! Sounds like you're going to recoup that annual fee cost quickly 😃👊

  • @jiajianhou426
    @jiajianhou426 Před 2 lety +2

    wait so the Ritz card $300 credit only works on Airlines? Do they not apply to in-room dinings? wtf? That makes no sense.

    • @MarkReese
      @MarkReese  Před 2 lety +2

      Nope, it's an air incidental credit.

  • @kildli
    @kildli Před 2 lety +2

    I opened Marriott brilliant and Bold card at the same time.
    take SUB with Brilliant and by the time hit 1 year mark, upgrade Bold card to Ritz-Carlton.
    Ritz carlton would be better because priority pass for AU and I I had a lot of trouble with AMEX when i travel oversea, especially asia because its hardly accepted.

    • @MarkReese
      @MarkReese  Před 2 lety +1

      Awesome, great strategy Jae! 😃💳

  • @ugoeze7360
    @ugoeze7360 Před 3 lety +2

    Yea, I feel that among the travel cards, the hotel cards aren’t that great unless you are a Marriott loyalist (which I am) and a frequent traveler (which I am not). I feel combo of the CFU/CSP/ Amex Platinum would be preferred in getting you the same benefits outright, and with point accumulation, get you the others. But damn, I would love to have the Ritz-Carlton added as my ego flex card vs. the Centurion lol
    So 3 year game plan for me is to combine my CFU with the following: finish up my new member run with the CSP (basically got the 100k bonus) and follow that with applying for the Marriott Boundless and reap the new benefits. Re-rewatch your Ritz Carlton vid and upgrade when the time comes. Then cap it with the Platinum, giving me my card quad. I am still on the fence about getting a airline card just due to no lifetime status benefit (Delta loyalist here) and the Platinum benefits + using points would serve as a roundabout to what the SkyMiles card currently offers.

    • @MarkReese
      @MarkReese  Před 3 lety +2

      I like that 'Card Quad' 😎👊 Congrats on getting that CSP 100K offer, too. That's basically the best offer of 2021 💯

  • @dgasmd1
    @dgasmd1 Před rokem +1

    I sincerely have a challenge for all the "CC enthusiasts". There are dozens and dozens of videos on traveling,, aka buying hotel and airfare for the US travel, the Amex Gold's benefits when abroad, etc. Almost all videos show traveling only in the US with all the multipliers and upgrades for daily spending nd US traveling, but hardly anything beyond the airfare and pre-paid hotel if going abroad. Especially if you are not going t some tourist trap resort. I would love to see a video with trifectas/multipliers or whatever for the guy that travels abroad mostly and wants to get the most of multipliers and points from things outside the hotel and airfare purchase/upgrade. Car rentals, gas, restaurants, grocery stores, etc all with multipliers and no foreign transaction fee but for the US based traveler. Is there such a thing? Of course there is, but you now have a challenge. SHOW ME THE MONEY............

    • @MarkReese
      @MarkReese  Před rokem +2

      Thanks for the suggestion. Check out the Citi Premier Card. Also, nearly all card that have "3X Gas, etc." without a "U.S. only" exclusion will work worldwide, which is a lot of cards that are discussed. It's often Amex that has the "U.S. only" restriction.

  • @bigcoz6956
    @bigcoz6956 Před 3 lety +2

    Very good comparison video. I love my Ritz-Carlton Card. I think its the best travel card out now. But if the Brilliant gets those upgrades that's been roomored then it could give the Ritz-Carlton Card a run for its money!! Nonetheless the Ritz-Carlton Card is over loaded with everything room travel perks to travel insurance protections also. It'll always be my favorite. Plus the look and name of this card is almost as prestigious as the Amex Platinum.

    • @MarkReese
      @MarkReese  Před 3 lety +1

      Glad to hear you like the Ritz-Carlton card, too! It's definitely got a fantastic value prop 🏆

  • @VincentPascual
    @VincentPascual Před 3 lety +3

    Great video, Mark! It was great to see the major differences (credits, etc.) and evaluate which of them work better for me. The RC’s flight credit is useful if you’re flying to a location with an RC property, especially outside the U.S. And you’re not locked to one airline like the Amex Plat.
    Not that this should be a factor in adding the card to your wallet, but if I had to judge the card based on its design, I’d pick the RC. It looks more prestigious (no pun intended) than the Bonvoy Brilliant. 😊

    • @MarkReese
      @MarkReese  Před 3 lety +2

      Haha I suppose the 'prestigious look' factor could be a tie breaker if everything else is weighted the same to ya 😂

  • @kenjiang21
    @kenjiang21 Před 3 lety +5

    Question. What is the path for getting both of these cards? I always get confused with some people talking about the one lane rule for Marriott cards. Nonetheless, this was the video I was waiting for. Thanks for making this!

    • @MarkReese
      @MarkReese  Před 3 lety +2

      Hey Ken! Here's a link to a blog post by TPG. It has a really helpful chart to determine card eligibility 😃👍 thepointsguy.com/guide/eligibility-chart-marriott-bonvoy-cards/

  • @adriavinc
    @adriavinc Před 3 lety +2

    Thanks for the video!!!

  • @tacticoolalan368
    @tacticoolalan368 Před 3 lety +1

    Good content with a comparison video. I am waiting for the changes to occur with the Brilliant whenever they occur. I got the Boundless for a potential upgrade to Carlton-Ritz if I downgrade from CSR to CSP. This was all planned before the changes to the Sapphires and potentially Brilliant change. I’m always willing to adapt and modify my plans.

    • @MarkReese
      @MarkReese  Před 3 lety +1

      Being flexible is a great approach!

  • @r.888
    @r.888 Před rokem +1

    We need an updated version of this.

  • @milespointshunter8602
    @milespointshunter8602 Před 3 lety +1

    The Ritz card seems like the clear winner for a mid to late player. Its been on my list for a couple of years now but the sub for all of the other cards were more important then the benifits of the ritz and since the visa infinite travel $100 credit was discontinued. It would be pretty cool if you could stack 5 of the 8 cards to get titanium status or 8 of 8 to get ambassador status lol

    • @MarkReese
      @MarkReese  Před 3 lety +1

      Hahaha I totally hear ya on the Elite Night Credit stacking...that would be the best thing ever in travel! 😬✈️ If the Bonvoy Brilliant undergoes a refresh and comes with the 'rumored' 25 ENCs, then adding those to the 15 ENCs via business card would yield 40 ENCs per year. That would be a step in the right direction 💯

  • @android7764
    @android7764 Před 2 lety +2

    Can you do a video comparing the Bonvoy Business card to the Ritz Carlton?

    • @MarkReese
      @MarkReese  Před 2 lety +3

      Perhaps in the future. Not on the list right now as my focus is on active cards that people can apply for directly ✌

    • @android7764
      @android7764 Před 2 lety +2

      @@MarkReese understandable

  • @Adiscretefirm
    @Adiscretefirm Před rokem +1

    Now that a year has passed and the Brilliant af is $650 the RC beats it handily, although the 200K sub for the Amex product is pretty tempting

    • @MarkReese
      @MarkReese  Před rokem +1

      Beats it handily for some people...but not for everyone. I'd easily take the Bonvoy Brilliant.

  • @onuohafamily
    @onuohafamily Před 3 lety +1

    Awesome video as always Mark, it seems the ritz is better than the brilliant but requires you getting a chase card first and waiting a year which is definitely worth it if you go the boundless route and use it's free night award. But it seems that I might go the Hilton aspire route.

    • @MarkReese
      @MarkReese  Před 3 lety +2

      Good luck with that HH Aspire application when you decide to go for it! 💯

  • @JonathanSorunke
    @JonathanSorunke Před 3 lety +2

    Great side by side comparison. Nether work of my situation but they both seem like pretty solid cards!

  • @Shipwrckdntweetin
    @Shipwrckdntweetin Před 3 lety +2

    I can say I have enjoyed my Ritz card.
    Having to call to get my credit is the only bummer. One of the great first world problems. It’s one of the high end AF cards I’m keeping.
    Thx for the awesome content
    Question, what’s the trick to remembering which PPass card goes with which card? I remember sometimes to use a sharpie and initial (sometimes 😮🤭)

    • @MarkReese
      @MarkReese  Před 3 lety +2

      Yep I like the Ritz card, too! I simply use the Sharpie technique by writing the card to which it's associated on the back. I then only carry the Ritz Priority Pass with me since it's got the best access.

  • @jamescharros1299
    @jamescharros1299 Před 2 lety +2

    Do you know if authorized users on the Ritz Carlton card also receive Gold Elite status for themselves jus like the primary account holder?

    • @MarkReese
      @MarkReese  Před 2 lety +3

      They do not. Here's what the Terms say: _"Only one Ritz-Carlton Credit Card account per Marriott Bonvoy member (Marriott Bonvoy member must be the primary cardmember on that account), is eligible for the Gold Elite Status award."_

  • @911eVoX
    @911eVoX Před 2 lety +1

    Ritz Card also comes with primary travel insurance

    • @MarkReese
      @MarkReese  Před 2 lety +1

      Are you referring to primary _car rental_ insurance?

    • @911eVoX
      @911eVoX Před 2 lety +1

      @@MarkReese Trip cancellation, medical evacuation and car rental

  • @mskwon815
    @mskwon815 Před 2 lety +2

    do i need to stay a night at the property in order to redeem 300$ credit on Amex?

    • @MarkReese
      @MarkReese  Před 2 lety +2

      Yes 😃👍 Here's what the terms say about the $300 Marriott Bonvoy credit: _"Eligible Marriott Bonvoy property purchases must be made directly with the participating Marriott Bonvoy property and charged to your Marriott Bonvoy Brilliant American Express Card account for the benefit to apply. Incidental charges (including charges made at restaurants, spas and other establishments within the hotel property) must be charged to your room and paid for with your Marriott Bonvoy Brilliant American Express Card at checkout in order to be recognized as Marriott Bonvoy purchases."_

  • @santhdez9
    @santhdez9 Před 3 lety +1

    Great video as usual Mark! Question on the Ritz: can you stack the $100 property credit and a club-level upgrade? Thanks!

    • @MarkReese
      @MarkReese  Před 3 lety +3

      That _should_ be possible, though I haven't tried it. If so, it'd have to be done over the phone with a live agent.

  • @Kaezox
    @Kaezox Před 3 lety +1

    Can you have both? The ritz carlton card and marriot brilliant? It seems like ritz carlton is more suited for flying and marriot is focused on the hotel aspect so I would like both of them in the future.

    • @MarkReese
      @MarkReese  Před 3 lety +2

      Yes you can have both. Here's a link to a blog post by TPG with a helpful chart showing the eligibility requirements: thepointsguy.com/guide/eligibility-chart-marriott-bonvoy-cards/

  • @davebeason621
    @davebeason621 Před 3 lety +2

    I would like the Ritz Carlton card however I just received the brilliant card two months ago. Can I apply for the chase version while still holding the Brilliant card

    • @MarkReese
      @MarkReese  Před 3 lety +2

      Here's a link to a blog post by TPG with a helpful chart 👍 thepointsguy.com/guide/eligibility-chart-marriott-bonvoy-cards/

  • @chiefexecutive
    @chiefexecutive Před 2 lety +1

    Been working my way to get the Ritz card , it’s an awesome card ! 💳

  • @chri-ne0x
    @chri-ne0x Před 2 lety +2

    Do authorized users for both these cards also get tsa?

    • @MarkReese
      @MarkReese  Před 2 lety +2

      Nope. Only 1 credit per account. It can be charged by the Primary Cardholder or an Additional Cardholder.

  • @marlon7165
    @marlon7165 Před 3 lety +2

    Wow he really did it 😁

  • @Ragnar-7034
    @Ragnar-7034 Před rokem +1

    I am unable to product change to this card. I have a 10k limit, and have had my Marriott Bonvoy Bold card for almost three years. One rep told me to wait 30 days, and now, another rep is saying that the Ritz Carlton card is not allowing new members. I’m really tired of being on the phone with Chase. Do you have any answers?

    • @MarkReese
      @MarkReese  Před rokem +1

      Just replied to your other comment 👍

  • @ekinwong
    @ekinwong Před 2 lety +2

    Do I still get the welcome bonus for boundless card if I already have my brilliant for 24 months?

    • @MarkReese
      @MarkReese  Před 2 lety +2

      As long as it's been 90+ days since opening the Brilliant and 24+ months since getting the bonus on the Brilliant, then yes, you can get the bonus on the Boundless 👍

  • @JulioHernandez-xi5fw
    @JulioHernandez-xi5fw Před rokem +1

    Hi Mark, The $100.00 global entry fee covered for the primary card holder only or are the additional card members also covered? Thanks in advance.

    • @MarkReese
      @MarkReese  Před rokem +1

      Hi Julio - which card are you asking about?

  • @polandpictures5771
    @polandpictures5771 Před 3 lety +2

    Ritz is by far better!

    • @MarkReese
      @MarkReese  Před 3 lety +2

      It's got some awesome benefits! 💯

  • @SolidLiquidFox
    @SolidLiquidFox Před rokem +1

    This video needs an update ✌️

  • @juansierra5828
    @juansierra5828 Před 3 lety +2

    Question? The Ritz Carlton cards it's still available for new customers?

    • @MarkReese
      @MarkReese  Před 3 lety +3

      Not anymore. You can only get it via product change. Here's a link to another video about how to do it: czcams.com/video/OF2fLoZh7pE/video.html

  • @Xtremeproducts
    @Xtremeproducts Před 3 lety +3

    How am just seeing this video?

  • @TakeiRyo
    @TakeiRyo Před 3 lety +2

    By reading the terms and condition... I can't confirm if I'd get 30 nights towards next status if I have two personal Marriott cards(eg. Boundless + Brilliant or Brilliant + Ritz). I thought they cap free nights at 15, but can get 30 if I have one personal and one business card... Can you confirm?

    • @linchen5123
      @linchen5123 Před 3 lety +3

      You need to have a U.S. business card and a personal (Chase or Amex) to receive the 30 elite night credits.

    • @ugoeze7360
      @ugoeze7360 Před 3 lety +3

      @@linchen5123 you beat me to it

    • @MarkReese
      @MarkReese  Před 3 lety +3

      Hey Roy! The cap is 15 Elite Night Credits (ENCs) for personal cards & 15 ENCs for business cards. The total is up to 30 ENCs (i.e. 15 from each side) 👍

  • @Jvelaz87
    @Jvelaz87 Před 2 lety +2

    Do you have both of these cards ? If over 5/24 would you recommend the brilliant or the business Marriott ?

    • @MarkReese
      @MarkReese  Před 2 lety +2

      I do have both 👍 Between the Brilliant vs. Business, it depends on what you personally value. How much would you use the 4X point multipliers on the Business card?

    • @Jvelaz87
      @Jvelaz87 Před 2 lety +2

      @@MarkReese the annual free night would be of value
      The 4x categories for me would be decent use with the restaurants, gas and phone bill
      The brilliants multipliers don’t seem all that strong and from what I’ve read into it seems like a sock drawer card unless you’re going to a Marriott or using one of the credits that comes along with the card. I would like to have another solid day to day grinder card for points. The Marriott brilliant seems great for the credits but lacking for day to day use

    • @MarkReese
      @MarkReese  Před 2 lety +2

      @@Jvelaz87 - Cool. If you want to earn Marriott points in your day-to-day life, then go with the Business version. It'll allow you to earn much faster and provide a FNA certificate.

  • @CJ-sj8nf
    @CJ-sj8nf Před 3 lety +2

    Is it possible to have both cards?

    • @MarkReese
      @MarkReese  Před 3 lety +2

      Sure - I do 👍 Here's a link to an article by TPG showing the eligibility requirement in a chart format. Really helpful: thepointsguy.com/guide/eligibility-chart-marriott-bonvoy-cards/

  • @charleswheat3251
    @charleswheat3251 Před 2 lety +1

    If I add my wife as authorizeduser does she get the TSA pre-check benefit as a reimbursement??

    • @MarkReese
      @MarkReese  Před 2 lety +2

      No, it's 1 TSA Pre / Global Entry credit per main account. So your wife could use it, but she would not get her own credit in addition to one for you.

  • @MichaelBrown-kp1kb
    @MichaelBrown-kp1kb Před rokem +1

    NEW: Platinum Elite Status w/ AMEX Brilliant.

    • @MarkReese
      @MarkReese  Před rokem +2

      Yep! Video published w/ another one coming tomorrow! 🎬

    • @MichaelBrown-kp1kb
      @MichaelBrown-kp1kb Před rokem +1

      @@MarkReese thanks for the response. I saw it by chance and follow you, so in the off event you haven’t seen it, I wanted to get it out to your group.
      Side note: existing Brilliant cardmembers should see their status update to Platinum Elite by 9/25 at 11:59pm according to AMEX customer service. We’ll see.

    • @MarkReese
      @MarkReese  Před rokem +1

      @@MichaelBrown-kp1kb - Nice! I also received the extra 10 ENCs 👊

  • @TheFedExMan702
    @TheFedExMan702 Před 3 lety +2

    Is their a path to getting this card if you already have the Brilliant and Marriott Business?

    • @MarkReese
      @MarkReese  Před 3 lety +2

      Yep. Check out this blog post by TPG with a really helpful chart. Here's the link: thepointsguy.com/guide/eligibility-chart-marriott-bonvoy-cards/

    • @TheFedExMan702
      @TheFedExMan702 Před 3 lety +2

      Gracias Sr

    • @MarkReese
      @MarkReese  Před 3 lety +2

      @@TheFedExMan702 - De nada brotha!

  • @RosarioBillingsley
    @RosarioBillingsley Před 3 měsíci

    Can you use Marriott points on both the Ritz and Marriott Brilliant?

    • @MarkReese
      @MarkReese  Před 3 měsíci

      Yes. All points earned from the cards get transferred to the same Marriott Bonvoy account provided you put the same Marriott # on the application.

  • @chrisjin8794
    @chrisjin8794 Před 2 lety +1

    Good afternoon Mark, I have a question!! Do I get 15 elite nights once I got approved Marriott Bonvoy Brilliant or after I hit the minimum spend? The reason I ask is I need only 12 nights to reach platinum status. Thank you!

    • @MarkReese
      @MarkReese  Před 2 lety +2

      Hey Chris! In Year 1 after getting the card for the first time, the 15 Elite Night Credits will be credited to your Marriott Bonvoy account within 60 days upon opening your Card Account 😃👍 Meeting the spend requirement isn't necessary for this benefit. Are you going to apply for it? 💳

    • @chrisjin8794
      @chrisjin8794 Před 2 lety +2

      @@MarkReese Good to know Thx!! Yeah, definitely. I’ll go for platinum status!

    • @MarkReese
      @MarkReese  Před 2 lety +2

      @@chrisjin8794 - Great! IMO, that's the sweet spot of the Marriott Bonvoy program. Fantastic benefits 🏆

  • @alecreinders7128
    @alecreinders7128 Před 2 lety +1

    Quick Question about PP with Cards that offer unlimited guests (ex.ritz card) are able to bring 4 guests to a PP restaurant and get 4 $28 meals total $112 of food for free?

    • @MarkReese
      @MarkReese  Před 2 lety +2

      Replied to your other comment with the same question on my "I Got The Ritz Carlton Credit Card" video 🎬👍

    • @rubyclark9694
      @rubyclark9694 Před 2 lety +2

      @@MarkReese Did I imagine that there is an updated Ritz Carlton credit credit card review, post refresh? These multipliers are similar to the Boundless ($95 vs $450 AF). Can’t find the video.

    • @MarkReese
      @MarkReese  Před 2 lety +2

      @@rubyclark9694 - No update. The Ritz Card got updated point multipliers shortly after the SPG merger years ago.

  • @aginelo
    @aginelo Před 2 lety +1

    Hello 👋🏼 great video!
    Do you know if I currently have the bonvoy business amex card since 2014 - am I able to sign up for chase boundless and still earn the bonus rewards ? Goal is to change for the ritz next year, thanks 🙏🏼

    • @MarkReese
      @MarkReese  Před 2 lety +2

      As I understand the rules, yes, that should work. Here's a link to my video about Marriott credit card eligibility rules: czcams.com/video/pzGmeB3S7Kg/video.html

    • @aginelo
      @aginelo Před 2 lety +1

      Awesome, thank you. I know you have done few videos on the Amex Platinum, I the Charles Schwab seems great for needs. Do you think there will be hard inquiries hurting my chances on either one? I guess Do you suggest apply for both around same time or wait a bit not look desperate? 😂

    • @MarkReese
      @MarkReese  Před 2 lety +2

      @@aginelo - Are you considering apply for 2 Platinum Card? That is, the regular version & the Schwab version?

    • @aginelo
      @aginelo Před 2 lety +1

      @@MarkReese hi no I’m considering applying for 1 Amex Charles Schwab and 1 Bonvoy Boundless Chase with score of Fico 759

    • @MarkReese
      @MarkReese  Před 2 lety +2

      @@aginelo - Got it. You should be able to apply whenever you like. I'm not aware of any wait period rules with a credit card & a charge card from Amex. Make sure you can meet the spend requirements with your regular expenses.

  • @Re3iRtH
    @Re3iRtH Před 2 lety +1

    Is this the same "Best" priority pass membership that comes with the Venture X card?

    • @MarkReese
      @MarkReese  Před 2 lety +1

      No, the Ritz Carlton card's access is better. To compare...
      Capital One Venture X
      - You can bring 2 guests
      - You can add authorized users at no charge
      - Those authorized users can bring 2 guests of their own
      Ritz Carlton
      - You can bring unlimited guests
      - You can add authorized users at no charge
      - Those authorized users can bring unlimited guests of their own

    • @Re3iRtH
      @Re3iRtH Před 2 lety +1

      @@MarkReese Thank you for breaking it down, Mark. I am trying to envision a scenario if those would be any different in the real world. Don't all those people need to be traveling at the same time / be on the same reservation. I can't think of a scenario where your AUs would need to bring of their own guests let alone "unlimited" guests. I am trying to see how this minute difference would be practical in the real world.

    • @MarkReese
      @MarkReese  Před 2 lety +1

      @@Re3iRtH - Your guests need to be traveling with you. However, the authorized users can go on their own trips at different times with their own guesting privileges.

  • @ladiesman4011
    @ladiesman4011 Před rokem +1

    outdated info

  • @IAmMzJess
    @IAmMzJess Před 3 lety +1

    1st

  • @CamiBelle7
    @CamiBelle7 Před 3 lety +1

    2nd

  • @J0HN_3_16
    @J0HN_3_16 Před rokem +2

    Marriott Bonvoy Brilliant has a $650 fee not $450. It includes platinum status. The Ritz Carlton includes gold status which is almost useless.
    The best Marriott card for thr the money is the Boundless. Similar multipliers, silver status, one free night annually for $95 per year. (Corrected)

    • @MarkReese
      @MarkReese  Před rokem +2

      Correct. This video is roughly 2 years old, so prior to the card updates.
      Incorrect...The "Bountiful" has a $250 annual fee and does not offer an annual free night.
      Sounds like you mean to say "Boundless."

    • @J0HN_3_16
      @J0HN_3_16 Před rokem +2

      @@MarkReese I stand corrected. I was actually referring to the Boundless card which I look at as the sweet spot for most travelers. Road warriors might benefit from Marriott's more elite cards. Obviously RC's lounge benefit can't be beat for those who can avail themselves of that benefit. RC has similar traveler's insurance benefits to the Sapphire Reserve at the price of poor earnings on travel.

    • @MarkReese
      @MarkReese  Před rokem +2

      @@J0HN_3_16 - Agreed. Well said!