BIG UPDATE: Ritz Carlton Credit Card Review (Worth It?)

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  • čas přidán 20. 07. 2024
  • The Ritz Carlton Credit Card is a SECRET hotel credit card that YOU can still get! Learn all about the rewards, benefits, and more to learn how it can make your next hotel stay a whole lot better. Click “Show More” to see Ad Disclosure.
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    The Ritz Carlton credit card does not have a welcome offer. That’s because the card has been discontinued to new applicants, BUT you can still get it via product change from other Marriott Bonvoy credit cards from Chase. Options include the Marriott Bonvoy Bold, Marriott Bonvoy Boundless, and Marriott Bonvoy Bountiful.
    LEARN HOW HERE! 👇
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    • RITZ CARLTON CREDIT CA...
    The Annual Fee of the Ritz Carlton Visa = $450.
    Here’s the rewards structure:
    - 6X Marriott Hotels
    - 3X Dining
    - 3X Car Rentals
    - 3X Airline Purchases
    - 2X Other Purchases
    What are Marriott points worth? On average, 1 Marriott point is 0.7¢. For example, 50K Marriott points = $350 (again, on average).
    RITZ CARLTON CREDIT CARD BENEFITS (Terms Apply)
    - $300 Annual Travel Credit
    - 85K Free Night Award (combine with up to 15K points for a 100K max redemption)
    - Marriott Bonvoy Gold Elite Status (complimentary)
    - Marriott Bonvoy Platinum Elite Status (earn after spending $75K)
    - 15 Elite Night Credits
    - 3 Annual Club-Level Upgrade E-Certificates
    - $100 Hotel Credit
    - Airport Lounge Access via Priority Pass Select
    - Fee Credit for Global Entry or TSA PreCheck
    - Rental Car Benefits (National Car Rental, Avis, Audi on demand)
    - No Foreign Transaction Fees
    INSURANCE PROTECTIONS: TRAVEL AND RETAIL
    (Ritz Carlton Credit Card Guide to Benefits)
    static.chasecdn.com/content/s...
    IS THE RITZ CARLTON CREDIT CARD WORTH IT?
    YES if you…
    - Stay at Marriott properties every year
    - Normally spend $300+ on air incidentals
    - Can easily use the 85K Free Night Award
    - Value Gold Elite Status + 15 Elite Night Credits
    - Value the 3 Club-Level upgrades
    - Want a top-tier Priority Pass membership
    - Want comprehensive insurance coverages
    NO if you…
    - Don’t stay at or spend with Marriott every year
    - Don’t spend on air incidentals
    - Won’t / can’t use the 85K Free Night Award
    - Want an everyday / at-home credit card
    - Prefer cash back rewards
    - Prefer more flexible travel rewards
    - Don’t like cards with high annual fees
    Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
    #creditcard #creditcards #ritzcarlton
  • Jak na to + styl

Komentáře • 237

  • @MarkReese
    @MarkReese  Před 10 měsíci +17

    ⚠ *UPDATE 7.01.2024:* Starting today, Priority Pass memberships on the Chase Sapphire Reserve & Ritz-Carlton Credit Card will no longer include restaurant, cafe, or market locations. Access will be limited to lounges & other select airport experiences (e.g. spas). This change was originally announced on 3.27.2024.
    ‼ *ADDITION!* The Ritz Card also gets you into the Chase Sapphire Lounges, learn more here: czcams.com/video/PkQ7rSJA6sU/video.htmlsi=M5PUCz-pLluuMLt3&t=474
    ⚠ *Q&A:* If you upgrade to the Ritz Card, when do you get your 85K Free Night Award? Frankly, I don't know, so I suggest asking Chase. Also, see this article by Frequent Miler (scroll down to the section called 'When to product change'). I cannot confirm the accuracy of the post, however: frequentmiler.com/yes-the-ritz-card-is-now-the-best-value-marriott-card/
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    📲 MAXREWARDS - Manage credit cards & rewards!
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    ⬆ (More links in Description below video!)

    • @morkmckerr
      @morkmckerr Před 10 měsíci

      When did they change the ZERO elite night credits? On pg 8 of the welcome brochure it states, "Plus, you will receive 15 Elite Night Credits each calendar year." oh, but then you say it does include it? Now i'm confused?

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      @@morkmckerr - 2 separate benefits.

    • @Keith-s9q316
      @Keith-s9q316 Před 11 dny +1

      Hello Mark! I really enjoy your videos and humor. Question though, I don’t think the Chase Ritz Carlton card still allows unlimited guest with their Priority Pass. Spoke to Chase yesterday and they said only two guest. Do you know or have any updates information on this? Have a great day.

    • @MarkReese
      @MarkReese  Před 11 dny +2

      ​@@Keith-s9q316 - No change that I'm aware of, however, individual lounges can still implement their own restrictions based on capacity. However, it's possible that the guest policy is now 2. I haven't received any announcements from Chase and/or Priority Pass regarding changes.

  • @ryanccc777
    @ryanccc777 Před 10 měsíci +50

    I really like Marriott properties, my only gripe is that Marriott will still charge “resort fees” even on free night awards whereas Hyatt and I believe Hilton do not.

    • @SC_XOLOs
      @SC_XOLOs Před 10 měsíci

      Not every property charge those fees

    • @MarkReese
      @MarkReese  Před 10 měsíci +12

      Yep that's definitely frustrating.

    • @josekarate2002
      @josekarate2002 Před 10 měsíci +2

      Absolutely, resort fees have gone up so much!!!!!

    • @irosa77
      @irosa77 Před 4 měsíci

      wondering what are the fees?

  • @parkour267
    @parkour267 Před 10 měsíci +17

    Just upgraded for the card after a year and got my wife her own priority pass that she uses for a really nice lounge in her home country. Pretty amazing card.

  • @iTzDritte
    @iTzDritte Před 10 měsíci +8

    My RCR card is ~5% of my CZcams personality. I love it! And now the the FNA is an 85K certificate instead of 50K, the card can actually be used to stay at a freaking Ritz Carlton hotel now!

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      Great value right there!

  • @hotelvasthorizon
    @hotelvasthorizon Před 10 měsíci +16

    Good video, I've always been curious about this card. I appreciate the disclaimer at 13:33 about how the 85k certificate can entice people into spending more than what they would usually spend. Always gotta be careful about that

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      Glad you enjoyed the video!

  • @jimmyjames6492
    @jimmyjames6492 Před 10 měsíci +3

    ❤ the Chase Ritz Carlton CC. Thanks for the info + video!

  • @jordan23ww
    @jordan23ww Před 10 měsíci +1

    Great video! I appreciate all of the info! I also enjoyed the room tour you included at the end! Keep up the great work!

  • @Sci-Fi_Fan296
    @Sci-Fi_Fan296 Před 10 měsíci +5

    I've had my eyes on the RC card for a while now and plan to get on the Boundless 12 month train soon. Hoping to product change to the RC a year from now. Keep up the great work Mark! That was definitely 1 of the nicest executive rooms that I've ever seen. Thanks for the info and the tips you provided in order to get maximum value.

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      Right on, go get it! 👊

  • @lewis20002000
    @lewis20002000 Před 10 měsíci

    Great break down and of course your slices are second to none. Thank you. I plan on going for my 3rd Ritz within the next 90 days.

  • @jaxx-_-123
    @jaxx-_-123 Před 11 dny +1

    Great video! I will definitely upgrade at the end of my year! We are a double flight benefits family with family in Brazil so we travel a LOT so the unlimited priority pass will come in handy and the travel insurance seems amazing! We will definitely put it to good use!!

  • @rengoku9029
    @rengoku9029 Před 5 měsíci +1

    The worth it Section is beyond invaluable! I respect your transparecy and analysis so much !

    • @MarkReese
      @MarkReese  Před 5 měsíci +1

      Glad you found it helpful!

  • @dags475
    @dags475 Před 10 měsíci +3

    I think another great benefit will be the Saphire lounge access, key being it's more than once a year and guests. I think you did mention that on one of your other videos.

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      Yep, forgot to mention it here 👍 Made a pinned comment linking to the other video.

  • @VincentPascual
    @VincentPascual Před 10 měsíci +7

    Excellent video, Mark! And great call on the free night cert caveats.
    Do you think the RC card would be worth it if I'm a hotel free agent (no loyalty to a particular hotel brand)? I'd take advantage of RC's version of Priority Pass (especially for unlimited access to the Chase Sapphire Lounge), the airline credit, and free authorized users. The 85k free night cert and hotel-related benefits would be icing on the cake. That said, I live close enough to some RC properties that I could make a one night staycation out of it using the free night cert.

    • @MarkReese
      @MarkReese  Před 10 měsíci +4

      I see no issue using this card as a free agent.

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial Před 10 měsíci +15

    I do wish this card gave higher status than it does, but either way, this is going to be a card I add in the near future. Great point about not overspending just because you have an 85k point FNC. Solid review Mark!

    • @MarkReese
      @MarkReese  Před 10 měsíci +7

      Yep Platinum Elite would've been better, but that'd likely mean another $650 AF!

    • @onbase50
      @onbase50 Před 9 měsíci

      @@MarkReesebreakfast for 2 at a St Regis twice and you’re at $650. Add in the other benefits platinum elites receive and I’ll pay $650.

  • @DJOctober
    @DJOctober Před 10 měsíci +5

    Excellent video, Mark! This card is on my dream list! Once I’m under 5/24, definitely going for a Marriott card to get this!
    Love your content.
    - Ivan

  • @jeremycain2491
    @jeremycain2491 Před 3 měsíci +1

    ❤ Great review - thanks !

  • @crystalgiannone2683
    @crystalgiannone2683 Před 3 měsíci +1

    Awesome content, thanks for sharing 👍 ❤

  • @donluismunasque5556
    @donluismunasque5556 Před 10 měsíci +1

    I loved your first video about this card. Do you also have the brilliant?

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      Glad you enjoyed it! Yes, I also have the Brilliant.

  • @TheBaldiez
    @TheBaldiez Před 10 měsíci +1

    Greta review! Can’t wait to get hands on this card next year once I get under 5/24

  • @De_Guatemala
    @De_Guatemala Před 10 měsíci +8

    I love RC because I got an 85K cert, which I used for a $1,249 Hawaii hotel. Be Relax, Minute Suites, and restaurants in DFW, LAX, CLT, etc. accept RC, but AX and C1 do not have access. I use the $300 to buy AS lounge+, which also gets me in AA Admirals' lounges.

    • @LK_EBM
      @LK_EBM Před 10 měsíci +1

      How many nights did you stay at the RC? Or did you move after one night?

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      Sounds like you're getting good value from the card! 💯

  • @khanscombe619
    @khanscombe619 Před 10 měsíci

    Another good video Mark. (:

  • @lonz0_0
    @lonz0_0 Před 10 měsíci +2

    I got this card about a month ago🎉🎉🎉! Looking forward to using all the benefits 😎

  • @audittsquattro
    @audittsquattro Před 10 měsíci +2

    Thank you for another awesome review, Mark. I guess you still prefer a physical key card vs. a digital key. 😉

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      I got both. But yes, until digital keys can consistently be added to mobile wallet, I find it way faster to use the physical key.

  • @leonspears
    @leonspears Před 10 měsíci +4

    @MarkR: You forgot to mention in this video (like in your other video), the following:
    Chase Sapphire Lounge Access:
    --UNLIMITED VISITS (Adults)
    --UNLIMITED GUESTS (Adults)
    --UNLIMITED GUESTS (Childfren)
    Yes, you described this in your previous video, but didn't elaborate on the ACCESS with the card AND the associated specific Priority Pass ....

    • @MarkReese
      @MarkReese  Před 10 měsíci +4

      Correct, I forgot to mention it here. However, I made a pinned comment to my other video that did elaborate on the access & associated Priority Pass requirement. Here's the link: czcams.com/video/PkQ7rSJA6sU/video.htmlsi=M5PUCz-pLluuMLt3&t=474

  • @IAmMzJess
    @IAmMzJess Před 10 měsíci +1

    I love the Ritz Carlton. I can’t wait to upgrade my card.

  • @felipekim9488
    @felipekim9488 Před 10 měsíci +1

    Hi thank you for the video.
    Will I receive the certificate night up product changing the card or that only comes after the 1st year anniversary?

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      I don't know. I suggest calling Chase.
      Also, check out this post by Frequent Miler. Scroll down to the section called "When to product change."
      frequentmiler.com/yes-the-ritz-card-is-now-the-best-value-marriott-card/
      I can't confirm the accuracy of what is said, however.

  • @johnwick860
    @johnwick860 Před 8 měsíci +1

    after watching your 2 videos (Brilliant & RC), for me the Platinum vs Gold status makes the difference

  • @anthony.letto.
    @anthony.letto. Před 10 měsíci +1

    Thanks!

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      You bet, and thank YOU! 🥇

  • @Leoprieto74
    @Leoprieto74 Před 10 měsíci +13

    The Ritz Carlton Card will be my next card! Next week I will apply for the Chase Marriott Boundless to get the 12 month ⏰ started. 🍻 I hope there won’t be major negative changes to this card by the time I product change on September 2024.😮

    • @MarkReese
      @MarkReese  Před 10 měsíci +3

      Make it happen!

    • @Leoprieto74
      @Leoprieto74 Před 10 měsíci +3

      Hey Mark, I booked one night at the Ritz Carlton in DC staying this coming Sunday. Booked with my Amex Brilliant Free Night Certificate and I was curious about Club Level upgrade. Do you know if Ritz offers Club Level upgrade for a Fee ($) on a FNC redemption? I booked for September 3-4 and Ritz hasn’t reached out to me offering Club Level upgrade for a special Fee ($). Maybe they ask at check-in. The reason I ask is because Hilton always send me emails offering upgrades for a discount fee and including upgrades to their Sakura Club level on Conrad stays.

    • @MarkReese
      @MarkReese  Před 10 měsíci +4

      @@Leoprieto74- Not sure about paid upgrades on an award night. Hilton is great about selling upgrades via email; I've almost never seen Marriott do that.
      I'd ask upon check-in.

    • @Leoprieto74
      @Leoprieto74 Před 10 měsíci +3

      @@MarkReese I appreciated your feedback brother! So I just couldn’t sit and wait for Marriott email or wait till check-in,.. I called and asked for an update to Club Level. I got it but I paid a lot of $$$ for it. I just wanted to have the Club Lounge experience at the Ritz Carlton. Now I know the true super power of the Chase Ritz Carlton card. Can wait to have it next year. Thanks again and have a great weekend. 👍🍻

    • @MarkReese
      @MarkReese  Před 10 měsíci +3

      @@Leoprieto74 - Legit & congrats! So to confirm again, you were able to do a paid upgrade to the Club Level while staying via FNA certificate? I'm guessing $150 - $200 per night?

  • @clausellray
    @clausellray Před 6 měsíci +1

    Hey Mark great info got a question can you use this card to get into the Chase Lounges or is it just priority pass only?

    • @MarkReese
      @MarkReese  Před 6 měsíci +1

      Yes you can. See this video: czcams.com/video/PkQ7rSJA6sU/video.html

  • @coolz5554
    @coolz5554 Před 10 měsíci +4

    Hi! That 85k annual free night can be top off upto 15k making it 100k redemtion right? Planning to make marriot as our yearly ski destination in beaver creek with p2 should give us 2-4 nights both having the brilliant and ritz card

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      Yes, see the pop-up text at 3:16.

  • @MasonsTurtle
    @MasonsTurtle Před 10 měsíci +1

    I'm back and forth with the value the Ritz card could bring me. Maybe when I do more luxury travel in the far future.

  • @MannyCovington
    @MannyCovington Před 10 měsíci +2

    I think it still worth it for sure! Time to pick up a Chase Marriott card to upgrade to this in 1 year!

  • @atsawinthongsumak57
    @atsawinthongsumak57 Před 10 měsíci +1

    Thank you for video, I will apply bonvoy boundless later this week as I have to wait a little bit so my last hard inquiry will be removed. Now I have a question, so I have gold elite from Amex platinum (I’m AU), if I get approved for this card (hopefully), my bonvoy status will be gold elite still or downgraded to silver status? Thank you 😊

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      You'll stay at Gold.

    • @atsawinthongsumak57
      @atsawinthongsumak57 Před 10 měsíci +1

      @@MarkReese thank you so much, can’t wait to apply. Hopefully chase will still do product change next year.

  • @Leoprieto74
    @Leoprieto74 Před 6 měsíci +2

    Mark, quick question, do I get the 3 annual club-level upgrade certificates on year one of account (soon after getting the card)? Or after 12 months (account anniversary)?

    • @MarkReese
      @MarkReese  Před 5 měsíci +2

      You get them in Year 1 after getting the card and every year thereafter.

    • @Leoprieto74
      @Leoprieto74 Před 5 měsíci +2

      @@MarkReese love you brother 🥰

  • @javier4233
    @javier4233 Před 10 měsíci +1

    Can't wait to procduct change my boundless in a couple of months. It wasn't mentioned in your video but how much is it to add an authorized user?

    • @MarkReese
      @MarkReese  Před 10 měsíci +3

      $0 annual fee for AUs 👍

  • @Channing_Gosling
    @Channing_Gosling Před 10 měsíci +1

    A bit tricky that the cardmember anniversary apparently resets when you product change AND apparently you don’t get the first annual cert until a year after the PC. 🧐

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      Seems that way per an article by Frequent Miler. I'd can't confirm it myself though.

  • @clausellray3949
    @clausellray3949 Před 10 měsíci +2

    Great info Mark question the $300 dollar incidental will NOT work for airline ticket’s correct or WILL it work on airline tickets? Thanks for sharing

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      Not valid for airline tickets (per the terms). However, some people have mentioned getting inexpensive tickets reimbursed (see example data point below by chuongmd). Can't guarantee it'll work with all airlines all the time.

    • @chuongmd
      @chuongmd Před 10 měsíci +2

      I have been successful in getting reimbursed for small airline ticket charges, usually under $100. For example if I use an AA flight credit and have a small residual amount that I charge to my Ritz Card. I do this frequently and have never had an issue.

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      @@chuongmd- Thanks for the data point!

  • @candiceabr
    @candiceabr Před 10 měsíci +3

    Would you rather book a Ritz hotel with Amex FHR because then you get the $100 credit plus free breakfast? Or do you find the rates better on the Marriott site?

    • @MarkReese
      @MarkReese  Před 10 měsíci +6

      Probably neither. I'd rather book the STARS rate via a travel agent & combine it with my elite status.
      Here's a link to a blog post by OMAAT with more info: onemileatatime.com/marriott-stars-luminous/

  • @Foamdomer
    @Foamdomer Před 10 měsíci +2

    Hi Mark, are there any data points of this card receiving the Chase Sapphire Reserve treatment at the Chase lounges? It's my understanding that the way Chase is differentiating their lounge usage based on their Priority Pass VS others. Would be curious to see how it's treated. Could be a sneaky extra bonus if it gets unlimited visits to the Chase lounges.

    • @MarkReese
      @MarkReese  Před 10 měsíci +4

      There's no difference. See my other video here for more info: czcams.com/video/PkQ7rSJA6sU/video.htmlsi=M5PUCz-pLluuMLt3&t=474

    • @Foamdomer
      @Foamdomer Před 10 měsíci +1

      @@MarkReese awesome!! Must have missed this video!! Makes the Ritz so much more valuable!

  • @johnwick860
    @johnwick860 Před 9 měsíci +1

    question, when I get the Marriott Boundless in year 1, the SUB will not be cancelled once I product change to the RC card right? or do I need to consume all the SUB on the Boundless?

    • @MarkReese
      @MarkReese  Před 9 měsíci +2

      No worries with that. Once you earn the bonus & keep the card open for at least 1 year, the bonus is yours even after product changing.

  • @Phlegethon
    @Phlegethon Před 8 měsíci +2

    If this card gave Marriot platinum like the Amex version then there’s no question to get it

    • @MarkReese
      @MarkReese  Před 8 měsíci +1

      That'd be awesome to see!

  • @drrob001
    @drrob001 Před 10 měsíci +1

    This is the card I want but don’t qualify. Nice video as usual Mark, thanks

  • @mafiatrilla8582
    @mafiatrilla8582 Před 10 měsíci +3

    Now that is one amazing room

  • @Channing_Gosling
    @Channing_Gosling Před 10 měsíci +1

    Is it possible to use two free night certs on the same booking? I now have both the Marriott Bonvoy Brilliant and the Ritz card so I’m wondering how easy it is to use those certs together.

  • @Zenichiro
    @Zenichiro Před 10 měsíci +1

    If I product change today do I get the airline credit this year? Also does the lounge access apply to the 85k cert or only to cash stays? Does the lounge access only apply to Rutz clubs?

    • @MarkReese
      @MarkReese  Před 10 měsíci +3

      1. Yes, the $300 Travel Credit runs on the calendar year (Jan. 01 - Dec. 31). So, if you get the card now, the credit will be valid thru Dec. 31, 2023. Then, the next $300 credit will become available starting Jan. 01, 2024.
      2a. "Lounge access" refers to airport lounge access (via Priority Pass). Nothing to do with lounges at hotels.
      2b. The "Club Level" certificates at Ritz-Carlton properties are not valid on award stays (i.e., they don't work when you redeem points or certificates). You must book an eligible cash rate.
      2c. The "Club Level" certificates are only valid at Ritz-Carlton properties. They do not get you into any other Marriott hotel lounges.

    • @Zenichiro
      @Zenichiro Před 10 měsíci +1

      @@MarkReese appreciate it

  • @wabberjockybrah3983
    @wabberjockybrah3983 Před 10 měsíci +1

    I need to wait 11 more months to PC to it. I hope its still around.
    Btw for the Airline $300 travel credit. Can it go to a United Travel Bank ?

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      Not sure about United TravelBank, I haven't tried it.

  • @lianalonge1984
    @lianalonge1984 Před 3 měsíci +1

    VERY Nice‼️👏🏽👏🏽👏🏽

  • @juliangarcia8541
    @juliangarcia8541 Před 6 měsíci +1

    I have has my Marriott Bonvoy Bold for over a year and i called to upgrade, they only give e the choice of upgrading to Marriott Bonvoy Bountiful, the 250 annual card that is aweful, didnt give me a choice to Boundless or Ritz card!!! just tried as of Dec 31 and even today Jan 7th. Any pointer on how to ge that fixed or and i just stuck?

    • @MarkReese
      @MarkReese  Před 6 měsíci +1

      How about going from Bold > Bountiful, then Bountiful > Ritz?
      See if that can be done.

  • @kevingiang5606
    @kevingiang5606 Před 10 měsíci +1

    stupid question, but if I product switch to Ritz this year, does the 450 AF hit right away? My renewal for my boundless card is 11/1. Is there a strategic way to product change? Before or after my AF?

    • @MarkReese
      @MarkReese  Před 10 měsíci +3

      I'm not sure. It may be different for different people based on their account anniversary date & billing cycle. I'd call Chase & ask.
      Also check out this article by Frequent Miler:
      frequentmiler.com/yes-the-ritz-card-is-now-the-best-value-marriott-card/
      Scroll down to the section called *"When to product change."*
      I can't confirm the accuracy of what is said, but it's worth reading.

    • @kevingiang5606
      @kevingiang5606 Před 10 měsíci +1

      @@MarkReese appreciate the response. Thank you!

  • @johnsmith02
    @johnsmith02 Před 10 měsíci +1

    In order to maximize the benefits of this card, you should be a regular paying customer at RC. Those who regularly pay to stay at RC wouldn’t need the airline incidental benefits. I can only afford to stay at RC with points, so it’s not for me, even though the card is really cool.

    • @MarkReese
      @MarkReese  Před 10 měsíci

      To maximize fully, yep 👍

  • @adrianvilch5616
    @adrianvilch5616 Před 6 měsíci +1

    hello Mark as of January 2024 is it still available to get via product change?

  • @kwfown
    @kwfown Před 10 měsíci +1

    Or @ 13:18 you’d be willing to pack up and move to another property or redeem other cert(s) 🤔

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      Another option 👍 I've done that in the past & always found it a hassle, so I rarely do that anymore. Some people may not mind it though.

  • @carlostmendozajr
    @carlostmendozajr Před 9 měsíci +1

    Does the travel protection for car rentals cover authorized users?

    • @MarkReese
      @MarkReese  Před 9 měsíci +1

      I think so, but I can't confirm. Call Chase to inquire further.

  • @Ragnar-7034
    @Ragnar-7034 Před 8 měsíci +1

    I have seven reward days with national. If I use my reward days, and use the ritz Carlton card to pay for the taxes, will the ritz Carlton card cover the insurance on the rental?

    • @MarkReese
      @MarkReese  Před 8 měsíci +1

      Not sure about that. I'd call to ask directly.

  • @salas1981
    @salas1981 Před 10 měsíci

    Clarification from everyone, to qualify for the Chase Marriott card (before the 1 yr upgrade) are you eligible from the 24 month past card approval or welcome bonus.

    • @MarkReese
      @MarkReese  Před 10 měsíci

      Gotta make sure you comply with all the rules 👍

  • @parkour267
    @parkour267 Před 10 měsíci +2

    Do club level upgrades work with free night certificates?

  • @linlondyn
    @linlondyn Před 7 měsíci +1

    Hello, Do you know when exactly you receive the 85k free night? I just product changed and my anniversary night for my Marriott boundless is not until May 2024

    • @MarkReese
      @MarkReese  Před 7 měsíci +1

      I don't ✌ I suggest calling Marriott to ask. It can vary for different people.

    • @linlondyn
      @linlondyn Před 7 měsíci +1

      @@MarkReesethank you!

  • @hishamq89
    @hishamq89 Před 7 měsíci +1

    I have both this and the Amex brilliant

  • @kildli
    @kildli Před 10 měsíci +1

    Not sure if Bold is available for PC anymore.
    I called few times to PC my bold to RC card, but Service rep says its not showing as available even tho I had this card opened for 1.5 year and 20k limit

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      Interesting, thanks for the data point! Did you ask the representative if you could upgrade by first changing to the Boundless?

    • @kildli
      @kildli Před 10 měsíci +1

      @@MarkReese Service rep told me only available PC that could see was bountiful - do you think I can switch to bountiful and then try Ritz card without having to wait another year?

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      @@kildli - I don't know if Chase's internal rules have changed, esp. if upgrade/downgrade offers can be targeted. Ask them & see if that's a possibility 👍

    • @Ragnar-7034
      @Ragnar-7034 Před 8 měsíci

      I had the same problem. I eventually found out that you can only product change to the Ritz Carlton card “from another annual fee card”.
      So the rep upgraded me from the bold, to the bountiful, and then a week later, I was automatically upgraded to the Ritz Carlton credit card.
      The Ritz Carlton card has been great! As someone who travels 250+ nights/year for work, I find a lot of value with this card!

  • @kaina732
    @kaina732 Před 9 měsíci +1

    I have the Marriott Bonvoy Boundless and AmEx Gold. Do I need to get the AmEx Platinum AND upgrade to The Ritz-Carlton Visa?

    • @MarkReese
      @MarkReese  Před 9 měsíci +1

      Nope.

    • @kaina732
      @kaina732 Před 9 měsíci +1

      Which would you recommend? I assume the AmEx Platinum over the Ritz-Carlton Visa.

    • @MarkReese
      @MarkReese  Před 9 měsíci +3

      @@kaina732 - Only you can decide that for yourself. They're 2 very different cards.
      Amex points are more valuable than Marriott points; they're way more flexible.
      The Amex Platinum's benefits are very broad for a lot of different uses.
      The Ritz-Carlton's benefits are specific to Marriott, and it also has a much better Priority Pass membership.
      Get the card that gives you what you want 👍 The answer will be different for different people.

    • @kaina732
      @kaina732 Před 9 měsíci +1

      @@MarkReese Mahalo!

  • @mprieto57
    @mprieto57 Před 10 měsíci +2

    10 months until I can upgrade mine.

  • @georgechan300
    @georgechan300 Před 10 měsíci +1

    Do you get the free night certificate in the year you product change? what if I already paid the annual fee for the boundless card and used the 35k point certificate three months ago? Would Chase refund me 9 months worth of the $95 annual fee paid, charge me for 9 months worth of the $450, then issue me a 85k free night certificate?

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      I don't know.
      See this article by Frequent Miler. Scroll down to the section called "When to Product Change."
      frequentmiler.com/yes-the-ritz-card-is-now-the-best-value-marriott-card/
      I can't confirm the validity of what is said, however.

    • @georgechan300
      @georgechan300 Před 10 měsíci

      Thank you for your helpful response!

  • @-_-_-_-_-_-_-_-_-_-_-_-...
    @-_-_-_-_-_-_-_-_-_-_-_-... Před 10 měsíci

    does the credit only work for those categories listed because I use none of those? T_T

    • @MarkReese
      @MarkReese  Před 10 měsíci

      Correct. Can't use it for airfare, just incidentals

  • @fremont-desi6430
    @fremont-desi6430 Před 7 měsíci +1

    Currently Holding Marriott Chase BOLD (No Fee) - bonus more than 2 years ago
    Can I product change to Ritz Carlton (want to give family members free AU for Lounge benefits without fees) AND Later on apply for the Marriott Boundless $95 card welcome offer - or have to wait 2 years or cant have 2 Marriot cards simultaneously in Chase family- want to get the Boundless for FNA annually

    • @MarkReese
      @MarkReese  Před 7 měsíci +1

      It's my understanding that you should be able to product change Bold > Ritz, then apply for the Boundless with welcome offer.

  • @JB-pk1jx
    @JB-pk1jx Před 10 měsíci +2

    This card is only good for people that spend $800+ per night on rooms. & to be honest I went to a few boutique hotels under Hyatt in Europe that were significantly cheaper and felt more boujee than ritz.

  • @ugoeze7360
    @ugoeze7360 Před 10 měsíci +3

    Is it overkill to have both the Ritz Carlton Card and the AMEX Marriott Brilliant?

    • @MillisConstruction
      @MillisConstruction Před 10 měsíci

      I have both and the bonvoy business too

    • @PHDRPH
      @PHDRPH Před 10 měsíci

      The Marriott Brilliant gives Platinum Status

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      For some people...yes.
      For others...no.
      Depends on how often you stay at Marriott properties, what benefits you actually care about & use, etc.

    • @jcm7341
      @jcm7341 Před 5 měsíci

      Great video. Any idea if elite nights and free night credits would stack for each of these cards since they would be linked to the same bonvoy account?

  • @rred4
    @rred4 Před 10 měsíci +1

    I just upgraded but the rep told me i will only have lounge access with ky priority pass no restaurants

    • @MarkReese
      @MarkReese  Před 10 měsíci +3

      Interesting. I just made several phone calls & one rep said the same (the others didn't know). I'll have to try it out in the real world.

    • @Sci-Fi_Fan296
      @Sci-Fi_Fan296 Před 10 měsíci +1

      Please be sure to let us know if it works or not for the PP restaurants. It should consider its kinship with the CSR. @@MarkReese

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      @@Sci-Fi_Fan296 👍

  • @-_-_-_-_-_-_-_-_-_-_-_-...
    @-_-_-_-_-_-_-_-_-_-_-_-... Před 10 měsíci +1

    I can't use the 85k certificate on a normal Marriott property?

  • @DCGEMINI202
    @DCGEMINI202 Před 10 měsíci +2

    Im getting this card just so i can say i have it 😅
    Already have the marriott brilliant.

    • @MarkReese
      @MarkReese  Před 10 měsíci

    • @VincentPascual
      @VincentPascual Před 10 měsíci

      Do you have the Bonvoy Business? If so, that means you can maximize the number of elite nights you start with.

    • @DCGEMINI202
      @DCGEMINI202 Před 10 měsíci

      @@VincentPascual no I’m at the max amount of amex cards you can have. Plus i dont usually stay at marriotts. I’m team hilton cuz i get better value out of them. I only have the brilliant and hyatt card for versatility. Only time i stay at hotels other then hilton is when i get my free certificates

  • @SolidLiquidFox
    @SolidLiquidFox Před 10 měsíci +1

    Touch that mini bar at your own peril 💰 🤑 😅

  • @camvworld5674
    @camvworld5674 Před 10 měsíci +3

    Only thing is this card needs to give at least Platinum status to even compete vs the Aspire. ESP for Marriott’s highest end property.

    • @MarkReese
      @MarkReese  Před 10 měsíci +4

      It'd sure be nice to have automatic Platinum Elite!

  • @scottkeith2587
    @scottkeith2587 Před 10 měsíci +2

    Anybody else find it annoying how many of these benefits require a phone call 🙄

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      Yeah still old school 😬 Fortunately it always goes straight to a live rep.

  • @trave7644
    @trave7644 Před 10 měsíci +3

    Its hard to use their credits I think. thanks

  • @PHDRPH
    @PHDRPH Před 10 měsíci +7

    Doesn’t the Amex Marriott Bonvoy Brilliant give Platinum Status

    • @jollama
      @jollama Před 10 měsíci +1

      Forgot what Google was huh?

    • @PHDRPH
      @PHDRPH Před 10 měsíci +1

      @@jollama nice response “Karen”

    • @SC_XOLOs
      @SC_XOLOs Před 10 měsíci +1

      It does

    • @jollama
      @jollama Před 10 měsíci +1

      @@PHDRPH Looks like you wanted engagement instead of an answer since you’re still here instead of Google

    • @PHDRPH
      @PHDRPH Před 10 měsíci

      @@jollama “Forgot what Google Was”. Your hostilely is only exceeded my your stupidity

  • @tarrius1210
    @tarrius1210 Před 10 měsíci +1

    I’ll be under 5/24 in 10 months to at least apply for the Marriot Boundless card ⏳

    • @MarkReese
      @MarkReese  Před 10 měsíci +1

      Legit!

    • @tarrius1210
      @tarrius1210 Před 10 měsíci +1

      @@MarkReeseGreat video as always Mark. I absolutely enjoy your content 👌🏾

  • @chrisbrown8748
    @chrisbrown8748 Před 10 měsíci +1

    I mainly want this card because it’s beautiful and would look cool in my virtual wallet🤣

    • @MarkReese
      @MarkReese  Před 10 měsíci +5

      $450 to have a cool-looking virtual wallet ain't worth it 😆

    • @chrisbrown8748
      @chrisbrown8748 Před 10 měsíci +1

      @@MarkReese Which is exactly why I want it but don’t have it🤣.

  • @saangtoaikaa9211
    @saangtoaikaa9211 Před 10 měsíci +2

    Ritzy Marble!

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      One of my favorite things about the Ritz! Quality is everywhere.

  • @SOXGATORS
    @SOXGATORS Před 10 měsíci +1

    👍🏻

  • @berryzedzero
    @berryzedzero Před 10 měsíci +2

    I’m out of the game.

    • @jollama
      @jollama Před 10 měsíci +6

      Bro clicked on the video just to type that 💀

    • @berryzedzero
      @berryzedzero Před 10 měsíci +1

      @@jollama that’s crazy

    • @MarkReese
      @MarkReese  Před 10 měsíci +3

      The game shall still go on...

  • @Ricocase
    @Ricocase Před 10 měsíci +1

    With 1 yr visa boundless, is getting the Brilliant amex b4 ritz worth it bc of combined 55 elite night vs. 40n only possibility? I read chase gave that accidental credit to some. Have amexp, M biz, and v boundless.

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      You can only earn a maximum of 40 ENCs per year (that is, a max of 25 on the personal side + 15 max on the business side). For those who earned more, that was the result of a one-time error that Marriott has since corrected. It shouldn't happen again.

    • @Ricocase
      @Ricocase Před 10 měsíci +1

      @@MarkReese well, if many have platinum with few rooms to meet demand, is there much reason to pursue brilliant before rc? Dynamic pricing may limit 85k award night against the AF.

    • @MarkReese
      @MarkReese  Před 10 měsíci +2

      @@Ricocase- I don't currently feel "many" are Platinum Elite, since "many" are not willing to pay a $650 annual fee, but I also don't have the user demographics from Marriott.
      Get whichever card brings you the value you want first.
      Keep in mind all the wild rules regarding eligibility. Check out this blog post by TPG: thepointsguy.com/credit-cards/hotel/marriott/eligibility-chart-marriott-bonvoy-cards/
      As I understand it, if you get the Ritz card first, you cannot get the Brilliant's welcome offer.

    • @Ricocase
      @Ricocase Před 10 měsíci +1

      @@MarkReese reddit suggests more value internationally vs us, I'll give it some thought, thx. Maybe a video 4u.

    • @MarkReese
      @MarkReese  Před 10 měsíci +3

      @@Ricocase - That seems to be the case with a lot of the major hotel programs. Elite status treatment tends to be better abroad.

  • @tttsss2203
    @tttsss2203 Před 10 měsíci +1

    Ritz Carlton vs venture x, which is better?

    • @MarkReese
      @MarkReese  Před 10 měsíci +3

      That'd require a separate video. In general though...
      Capital One Venture X = way better for points & general travel benefits.
      Ritz = better for Marriott-specific benefits & Priority Pass membership.

    • @tttsss2203
      @tttsss2203 Před 9 měsíci +1

      @@MarkReese when will your separate video be ready?

    • @MarkReese
      @MarkReese  Před 9 měsíci +1

      @@tttsss2203 - Which separate video?