Mark Reese // Credit & Finance
Mark Reese // Credit & Finance
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INTENSE! Citi Strata Premier vs Wells Fargo Autograph vs Amex Green Card
Stop data brokers from exposing your personal information. Go to my sponsor: aura.com/markreese to get a 14-day free trial and see how much of yours is being sold. Then learn the differences between 3 VERY similar travel credit cards! Click “Show More” to see Ad Disclosure.
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00:00 - Intro
00:33 - Welcome Offers and Annual Fees
2:14 - Earn Points
4:16 - Redeem Points
7:25 - Main Benefits
10:19 - Transfer Partners (Airline)
11:26 - Transfer Partners (Hotel)
12:20 - Insurance Protections (Travel)
13:27 - Insurance Protections (Retail)
13:53 - Final Score
14:30 - Which One to Get
The Citi Strata Premier, Wells Fargo Autograph, and Amex Green card are 3 travel credit cards that, when looked at from a high level, are VERY similar, especially with their rewards structure. Each one has a handful of 3X point categories that may cover things like travel, transit, restaurants, and more.
However, Citi ThankYou points, Amex Membership Rewards points, and Wells Fargo Rewards points can all have different values based on how you use them.
And now, all 3 cards have transfer partners!
Learn about the differences between each credit card’s signup bonus, reward earning rates, rewards redemption rates, main benefits, and more.
That way you’ll have a better understanding about which credit card may be right for you.
Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com, YourBestCreditCards.com, Biltrewards.com and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcard #creditcards #americanexpress
zhlédnutí: 4 645

Video

6 Ways Cash Back Credit Cards KILL Travel Credit Cards!
zhlédnutí 8KPřed 12 hodinami
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zhlédnutí 18KPřed 14 dny
Stop data brokers from exposing your personal information. Go to my sponsor: aura.com/markreese to get a 14-day free trial and see how much of yours is being sold. Then, check out this full review of the Citi Strata Premier Card to see if it's worth having in your wallet. Click “Show More” to see Ad Disclosure. 💥👇 VIEW CREDIT CARD OFFERS! markscreditcards.com/offers 🛍 RAKUTEN - Earn More Cash B...
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URGENT: The End of Traditional Credit Cards is Coming…
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Komentáře

  • @vkey2jr90
    @vkey2jr90 Před 40 minutami

    Amex Green Card should have: - 2x On Everything - 3x Travel - No Credits - No Annual Fee

  • @NicholasA1747
    @NicholasA1747 Před hodinou

    You’re also getting much better customer service in terms of AMEX. So, you get what you pay for.

  • @ShooT3m
    @ShooT3m Před hodinou

    Can I pay my rent with this card

  • @reneecopeland1095
    @reneecopeland1095 Před 4 hodinami

    Great! Thanks for breaking down all 3 of these cards. I have the Citi card.

  • @BlackMambaFan124
    @BlackMambaFan124 Před 8 hodinami

    Hey Mark! Gonna be overseas for a year, what are a couple credit cards you recommend for international spending

  • @ceciliaruns72
    @ceciliaruns72 Před 9 hodinami

    This is what I got… 😵‍💫 “I have reviewed and there is no retention offer available on your gold crad currently.” Any suggestions when I try to reach out again?

  • @jester1cp
    @jester1cp Před 9 hodinami

    I would get the green before any of those hotel cards. Wheres the green?

  • @jcaceres516
    @jcaceres516 Před 10 hodinami

    I got the autograph this month. Im not a big flight taker. But i do take road trips and stay in hotels. Happy with the card so far

    • @MarkReese
      @MarkReese Před 10 hodinami

      Congrats on the approval!

  • @juancarrillo4242
    @juancarrillo4242 Před 11 hodinami

    Hello, I really like your videos. I have had the United Explorer card for 2 months and late I realized that the Quest card was the best for me, how long should I wait to upgrade from explorer to quest, what would happen to the points earned and the entry bonus I earned, And if they accept the upgrade I would be eligible for the entry bonus of the new card, thank you very much

    • @MarkReese
      @MarkReese Před 10 hodinami

      1. You'll need to wait 1 year to upgrade. 2. If upgrading, you will not receive the welcome offer. 3. Your miles will not be affected. They're stored in your United MileagePlus account, not the card. 3. You may want to consider applying for the United Quest Card instead to get the welcome offer.

  • @alexarauz
    @alexarauz Před 11 hodinami

    Just wanted to add that my Citi Strata gets 3x at Travel Agencies…so it’s not just airline and hotels.

    • @MarkReese
      @MarkReese Před 10 hodinami

      Correct 👍 What kinds of purchases have you made via travel agencies that were not airfare or hotels?

    • @alexarauz
      @alexarauz Před 9 hodinami

      @@MarkReese Cruise packages

  • @thehigherupz2259
    @thehigherupz2259 Před 11 hodinami

    I currently have the venture one. I originally wanted the venture card. I had my venture one card for 6 months. Should I apply for the venture card now and upgrade my current venture one card to the savor one? Or should I apply for the savor one and keep my venture one ?

    • @MarkReese
      @MarkReese Před 10 hodinami

      Totally up to you 👍 FYI I haven't seen the option to change from a Venture-branded card to a Savor-branded card. Do you see that option on your account?

    • @thehigherupz2259
      @thehigherupz2259 Před 10 hodinami

      @@MarkReese yes my account gives me that option right now. The upgrade is between the quick silver or savor one… in addition I just applied for the venture card 15 minutes ago and I was APPROVED ! So now does it make sense to upgrade the venture one the savor one and combine that with the venture card? Or keep 2 travel cards ? In your opinion

    • @MarkReese
      @MarkReese Před 10 hodinami

      @@thehigherupz2259 - BOOM! Congrats! 💥 I'd personally change the VentureOne to the SavorOne; those 2 work great together if the goal is to earn Venture miles. Awesome that you had the option!

    • @thehigherupz2259
      @thehigherupz2259 Před 9 hodinami

      @@MarkReese thank you for all of your input! Love the content as well. I think I may go with that set up .

  • @jimmyjames6492
    @jimmyjames6492 Před 12 hodinami

    Great comparison! Thanks for the info + video!

  • @sol_nb7143
    @sol_nb7143 Před 12 hodinami

    The Autograph is I think a slept on card. It can easily be a major card in a setup. Me personally I’m probably gonna go for the Strata when my recent inquiries die off a bit in my credit score and rock the Citi trifecta. But the autograph is a very solid card

  • @wilfredpapaya4739
    @wilfredpapaya4739 Před 12 hodinami

    Would like to see an Amex green refresh soon like the gold.

    • @curmudgeonextraordinaire1884
      @curmudgeonextraordinaire1884 Před 12 hodinami

      A refresh, in Amex’s parlance, means a higher AF and more difficult to use credits. The actual value to the consumer is dubious at best.

  • @ow5966
    @ow5966 Před 13 hodinami

    Yeah Mark you messed up this video by not putting in the journey card from Wells Fargo

    • @MarkReese
      @MarkReese Před 10 hodinami

      I agree it should've been a 4-card comparison.

  • @arvinjacobmusic
    @arvinjacobmusic Před 13 hodinami

    I have the Citi Strata Premier and the AMEX Green Card. Great combo!

  • @sweetsharie66
    @sweetsharie66 Před 13 hodinami

    Your presentations are so good. Thanks 😊

    • @MarkReese
      @MarkReese Před 10 hodinami

      You're welcome + thank you!

  • @fogrunr5075
    @fogrunr5075 Před 14 hodinami

    I had the Premier & Custom Cash. Travel portal shut down, downgraded Premier to Double Cash. Travel portal fixed, and travel protections added. Approved for new Strata Premier. Trifecta complete.

  • @soapa4279
    @soapa4279 Před 14 hodinami

    The Amex has the option for Primary coverage for a flat fee, which is much cheaper than going through a rental agency, and the coverage is pretty good

  • @HistoryThigh9000
    @HistoryThigh9000 Před 14 hodinami

    Citi is underrated. The Starta Premier is also the best one of these in my opinion to add another card or cards to in the same echo system, to make it even better (maybe rivaled by the Amex gold for the green if you don’t mind coupons)

  • @SOXGATORS
    @SOXGATORS Před 14 hodinami

    👍🏻

  • @CesarJoel
    @CesarJoel Před 14 hodinami

    Citi Strata Premier 👑 is the better card💪

    • @VincentPascual
      @VincentPascual Před 12 hodinami

      Agreed. Citi bringing travel protections back to their cards is welcome.

  • @DanielTPeace
    @DanielTPeace Před 14 hodinami

    Totally awesome fact filled comparison. Really enjoyed this presentation. Kudos to you and your team.

  • @michaelkeaton32
    @michaelkeaton32 Před 14 hodinami

    Your videos are always top notch. I especially appreciate your attention to detail (the information and its layout) and the fact you don't make videos on topics like everyone else.

  • @RS-vs2lm
    @RS-vs2lm Před 15 hodinami

    Why not use the WF Autograph journey instead? Wouldn't that have been a more fair comparison?

    • @getsugatenshoFTW
      @getsugatenshoFTW Před 14 hodinami

      I think cuz autograph has 3x across the board with categories whereas journey has some 4/5x

    • @RS-vs2lm
      @RS-vs2lm Před 14 hodinami

      @@getsugatenshoFTW that's exactly my point. For a similar annual fee, you get more with the Autograph Journey

    • @soapa4279
      @soapa4279 Před 14 hodinami

      Yeah I think the AJ is the better card, but the regular Autograph is the more balanced card for multipliers, which has 3X on transit, streaming services, and gas that the AJ doesn't. The Journey does offer more protections though, Baggage, Travel Accident, Trip Cancellation and $1000 for cell phone protection. Definitely better as a "travel" card. AND it has a better SUB at $600.

    • @minecakechase20
      @minecakechase20 Před 12 hodinami

      Agreed, it's kinda odd to compare a no AF card against two other AF cards and expect an apples to apples comparison

    • @MarkReese
      @MarkReese Před 10 hodinami

      That's a worthwhile comparison, too. I chose the no-AF Autograph due to the rewards structure (it has 3X Transit and 3X Travel in common with the Green Card).

  • @curmudgeonextraordinaire1884

    Amex should dump all the credits on the Green card and make it a no AF card. And the Green card does have purchase protection.

    • @soapa4279
      @soapa4279 Před 14 hodinami

      This would be awesome. Especially Loungebuddy, I found that credit is extremely hard to get value out of. I do use the $189 CLEAR credit though, but yeah would prefer no AF.

    • @scarling9367
      @scarling9367 Před 12 hodinami

      💯. Or at least make it a general travel credit (hotels, rental cars, etc) instead of airfare related credits.

    • @ow5966
      @ow5966 Před 12 hodinami

      Bro I agree!

    • @larryivey8118
      @larryivey8118 Před 11 hodinami

      That could also be a good idea of keeping a customer who had the platinum or the gold but wants a fee free downgrade option vs just cancelling their existing card

    • @kingsamvisuals
      @kingsamvisuals Před 11 hodinami

      Amex only adds credits. AF only goes UP.

  • @ezrielpollack558
    @ezrielpollack558 Před 15 hodinami

    Has anyone had an issue actually receiving the Citi strata premier card. I was approved for the card but it is taking a very long time to arrive.

    • @fogrunr5075
      @fogrunr5075 Před 14 hodinami

      Better give them a call in case somebody snagged it in the mail.

    • @MarkReese
      @MarkReese Před 10 hodinami

      Not for me. Call Citi & request a replacement.

    • @ezrielpollack558
      @ezrielpollack558 Před 6 hodinami

      @@MarkReese I have been in touch with them. They haven’t been at all helpful.

  • @shawn.credit
    @shawn.credit Před 15 hodinami

    And here we are still waiting for the release of this card… 🤣🤣🤣🤣

  • @shawn.credit
    @shawn.credit Před 15 hodinami

    I prefer my Amex Green solid travel card with solid travel rewards. Second option I’d go with would be the WF Autograph card no AF with excellent rewards categories and some travel value!

  • @TheSimpleDollarShow
    @TheSimpleDollarShow Před 15 hodinami

    This was a much needed video! 🌟

  • @MarkReese
    @MarkReese Před 15 hodinami

    💥 *CORRECTION:* At 13:30, the Amex Green Card DOES have purchase protection (Up to 90 days, $1K per claim, $50K max per calendar year). 🔐 AURA 2-Week Free Trial! aura.com/markreese 💳👇 VIEW CREDIT CARD OFFERS! markscreditcards.com/offers 🛍 RAKUTEN - Earn Cash Back! markscreditcards.com/rakuten ⬆ (More links in Description below video!)

  • @sarkisgaladjian
    @sarkisgaladjian Před dnem

    Appreciate it got 30k points spending 3k$!!!

  • @kendalljacobs6494
    @kendalljacobs6494 Před dnem

    I was given a $175 retention offer in April for my gold card, with 3K spend in 3 months I believe

    • @MarkReese
      @MarkReese Před 17 hodinami

      Good offer, congrats!

  • @sol_nb7143
    @sol_nb7143 Před dnem

    I keep going back and forth on whether to just stay with cashback setup or move to travel. Travel points seem to be more max value, but maybe I’d be better if just targeting cards that have points instead of straight dollar cash back? I don’t travel now but may later on

  • @user-lo6td4eu3r
    @user-lo6td4eu3r Před dnem

    I hate chase

  • @robertlowrie8446
    @robertlowrie8446 Před dnem

    8:05 As a Hilton employee I implore you, NEVER USE THIS FEATURE! We don't have a secret archive of rooms we're saving for big shots. We literally take people who played by the rules and made their reservations in a timely manner and giving them the boot. It's insanely unethical. But to be fair, we "walk" them to another hotel, which includes paying for their room at the new place. Some thrifty travelers actually like it, a free hotel room. Most people though, showing up late to a hotel having spent 18 hours in a car and/or on a plane, get pretty upset when you have to put them back on the road, often sending them several towns away (if we're sold out, most of the other local hotels are too).

    • @MarkReese
      @MarkReese Před 17 hodinami

      Thanks for sharing this, Robert!

  • @marthanewhouse7826

    Great video. You are a fast talker and I was on my toes trying to keep up lol. Thank you.

    • @MarkReese
      @MarkReese Před 17 hodinami

      You can watch again at a slower rate. Click the gear icon in the lower right corner of the video, select Playback Speed, and choose the option you like!

  • @this_charming_man11

    Are we still able to do this? According to C1, this cannot be done anymore. Can anyone confirm?

    • @MarkReese
      @MarkReese Před 17 hodinami

      Yes you can. I see the feature on my dashboard today (6.19.2024).

  • @USA2Brazil
    @USA2Brazil Před dnem

    I pair Top Cashback with my IHG card for hotel stays.

  • @kbboy101
    @kbboy101 Před dnem

    How do you compare DragonPass compared to PP? I live in Dubai and have both DragonPass and Loungekey membership. I guess Priority Pass is more of a US thing (I know LoungeKey and PP are by the same company)? I basically get DragonPass using any Mastercard World and Loungekey using any Visa signature card. Didn't find any card offering a Priority Pass here.

    • @MarkReese
      @MarkReese Před dnem

      I haven't used DragonPass so I cannot comment on it.

  • @VICKIECARPENTER-zr1pt

    Thank you!🙂

  • @TriPham-yo7we
    @TriPham-yo7we Před dnem

    You only use credit card for big item like above ten thousand or something. No body use credit card for food or shopping like peasants but the internet shopping fool people so they steal creditor data base and server and they even blow up creditor office for using credit card like peasants on farmers market

  • @BlackTheEngineer
    @BlackTheEngineer Před 2 dny

    This why i tell my family dont focus on the score just focus on the information. Pay your bills on time and in full, dont give your social , dont close credit cards if theyre free (no af), and work to improve your overall credit limit while staying within your budget

  • @jakea3398
    @jakea3398 Před 2 dny

    Jeffery/Mark, do you wear ministry of supply polos? 👍🏻 and what type of watch do you wear? Thanks!

    • @MarkReese
      @MarkReese Před dnem

      Ministry of Supply = yes Watch = Pagani Design PD-1673 Royal Oak

  • @juanaguilar7458
    @juanaguilar7458 Před 2 dny

    I just bought the platinum bc its cool

  • @joelwest1049
    @joelwest1049 Před 2 dny

    I used to have credit cards.Then I got upside down.I tried to pay Them all off responsibly.I don't have No credit cards now And it's been years Sense had a credit card. What should I do? Thank you very much.

    • @MarkReese
      @MarkReese Před 2 dny

      If there's any residual temptation to use credit cards in a way that would put you in a bad spot financially, continue to avoid them.

  • @dealzguyYT
    @dealzguyYT Před 2 dny

    I came here after Marriott Westin Seattle charged a ridiculous $90 a day as rm charge - reward redemption plus destination fee for $180 for 2 days. This is after redeeming almost 90K points for 2 nights, just ridiculous. Their billing department says that it should not be charged. I have disputed it.

    • @MarkReese
      @MarkReese Před 2 dny

      Frustrating. Smart to file that dispute.