Amex Just BLEW UP the Delta Credit Cards! (Can You Afford the Annual Fees?!)

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  • čas přidán 26. 06. 2024
  • WOW! American Express just made MAJOR changes to the Delta SkyMiles Credit Cards! New benefits, higher annual fees, and more! Learn how these changes could impact you. Click “Show More” to see Ad Disclosure.
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    00:00 - Intro
    00:48 - Annual Fee Increases (Personal)
    2:25 - Annual Fee Increases (Business)
    3:31 - New Benefits (Delta SkyMiles Gold)
    4:40 - New Benefits (Delta SkyMiles Platinum)
    8:56 - New Benefits (Delta SkyMiles Reserve)
    12:05 - New Benefits (Delta SkyMiles Business Gold, Platinum, Reserve)
    13:57 - My Thoughts
    The Delta Air Lines Credit Cards will never be the same! Here’s a rundown of the main changes…
    Delta SkyMiles Gold American Express Card
    - Annual Fee increasing to $150
    - New $100 Delta Stays Credit for prepaid hotels or vacation rentals at delta.com/stays
    - Enhanced $200 Delta Flight Credit (previously $100) after spending $10K on your card per Calendar Year
    Delta SkyMiles Platinum American Express Card
    - Annual Fee increasing to $350
    - New $150 Delta Stays Credit for prepaid hotels or vacation rentals at delta.com/stays each Calendar Year
    - New $120 Rideshare Credit ($10/mo.) for Uber, Lyft, Revel, or Alto in the U.S.
    - New $120 Resy Credit ($10/mo)
    - New MQD Headstart: Receive 2,500 MQDs each Qualification Year
    - New MQD Boost: Earn 1 MQD for every $20 in purchases on your card each Qualification Year
    - New Complimentary Upgrade List
    - Enhanced Companion Certificate: Now valid on travel to all 50 U.S. states, Mexico, Central America, and the Caribbean in Main Cabin.
    - New Hertz Five Star Status: enrollment required
    - Removed: Delta SkyClub access
    Delta SkyMiles Reserve American Express Card
    - Annual Fee increasing to $650
    - New $200 Delta Stays Credit for prepaid hotels or vacation rentals at delta.com/stays each Calendar Year
    - New $120 Rideshare Credit ($10/mo.) for Uber, Lyft, Revel, or Alto in the U.S.
    - New $240 Resy Credit ($10/mo)
    - New MQD Headstart: Receive 2,500 MQDs each Qualification Year
    - New MQD Boost: Earn 1 MQD for every $10 in purchases on your card each Qualification Year
    - Enhanced Companion Certificate: Now valid on travel to all 50 U.S. states, Mexico, Central America, and the Caribbean in Main Cabin, Delta Comfort+, or First Class
    - New Hertz President’s Circle Status: enrollment required
    - Removed: Starting Feb. 01, 2025, you’ll receive 15 visits to the Delta Sky Club per Qualification Year. Additional guests will be $50 each. To receive unlimited Sky Club visits, you must spend $75K on your card per calendar year. You’ll also get 4 one-time guest passes per cardmember year. Additional guests are $50 each.
    Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com, YourBestCreditCards.com, and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
    #creditcard #creditcards #deltaairlines
  • Jak na to + styl

Komentáře • 252

  • @MarkReese
    @MarkReese  Před 4 měsíci +2

    💳👇 VIEW CREDIT CARD OFFERS!
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  • @TheSimpleDollarShow
    @TheSimpleDollarShow Před 4 měsíci +50

    The Amex coupon book just got thicker 😁

  • @stephenwright133
    @stephenwright133 Před 4 měsíci +14

    I cancelled my Delta card last night. At the time I called there was a 79 minute wait. I ended up using the chat feature to cancel without issues. There were a lot of people either cancelling, getting retention offers, or product changing cards I would imagine. I used to fly Delta exclusively, but have now opened up to other airlines. We flew United for the first time in years and it was fine and significantly cheaper.

    • @MarkReese
      @MarkReese  Před 4 měsíci +6

      A new chapter of travel begins 😬

  • @lukewise2376
    @lukewise2376 Před 4 měsíci +12

    I was a Delta loyalist. My wife and I flew exclusively Delta. We had the platinum Delta card but with the new medallion earning layout and levels I switched to the Citi Advantage Platinum for American just a few days ago. Looks like I made the right choice!! Delta went off the deep end with all these changes.

    • @MarkReese
      @MarkReese  Před 4 měsíci +5

      Great you had the option to switch carrier! ✈️ A lot of people are pretty captive to a single carrier if non-stop flights are wanted.

  • @happyron
    @happyron Před 4 měsíci +29

    I’m outta the Delta game. Barely was in it but the new fee makes Delta not worth it.

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Which Airline Game are you in?

    • @happyron
      @happyron Před 4 měsíci +3

      @@MarkReese Southwest game the greatest game. Free companion pass for almost two full years and 2k in travel

  • @lewis20002000
    @lewis20002000 Před 4 měsíci +5

    Very much appreciate the homework work you did here.
    I see the best value with the reserves cards, but you HAVE TO PUT THE TIME IN TO MAXIMIZE.

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Yep, both the Reserve + Platinum require some work. But there's value there for the right kind of traveler 👊

  • @kw8282
    @kw8282 Před 4 měsíci +2

    This video is SO helpful! Thank you for reading the fine print on our behalf 🎉

  • @nugget1881
    @nugget1881 Před 4 měsíci +4

    wow, great video Mark! thanks for the explanation

  • @sublimess
    @sublimess Před 3 měsíci +3

    Very helpful video well done!!

  • @djcrissz18
    @djcrissz18 Před 4 měsíci +1

    Thanks for all the info ❤
    All details is very clear in u video 🎊

  • @chandellemarie4882
    @chandellemarie4882 Před 4 měsíci +3

    ♥ Thanks for being so prompt!

  • @robertgallacher9288
    @robertgallacher9288 Před 4 měsíci +26

    Amex just made my decision to cancel my 2 cards easy and for me to use my Chase cards more

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      😁👍

    • @pneulancer
      @pneulancer Před 4 měsíci +1

      Same here. I flew quite a bit with Delta and had the Delta Amex Platinum card. I cancelled it via the chat screen online and after the usual pep talk from them about how much I'm going to lose; I dumped it.

    • @TerrySteiner
      @TerrySteiner Před 4 měsíci +1

      If you have the Platinum or Reserve hold off for 60-days. Per their terms they have the right to revoke the MQD bonus if cancelled within 60-days of MQD deposit.
      I have the Platinum personal and business and was given $2500 MQDs each which gave me Silver Medallion status through 2025 with no spend at Delta this year!
      After the 60-day wait cancel them. Honestly they were not really worth it before and the added features did not change that.

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      @@TerrySteiner - Excellent point 👍 Same 60-day period for the anniversary date / annual fee posting, too. Here are the expanded terms...
      "Delta reserves the right to cancel, rescind, or void any MQDs or to cancel or downgrade Medallion Status (based on the adjusted number of MQDs earned) if the Card is cancelled or downgraded to a non-Eligible Card within 60 days after the date that MQDs are deposited or within 60 days after the Eligible Card renewal date."

    • @marthaantonio9840
      @marthaantonio9840 Před 2 měsíci +1

      If we cancel the card would that affect our credit?

  • @Lawrence_McKnight
    @Lawrence_McKnight Před 4 měsíci +4

    Thank you for sharing facts and update on these cards, but especially your opinion. It is very valued to me. With all the many changes AMEX has done to these cards (ex. order of applying for bonus) they are making it very discouraging to get. But your style of delivering the info puts everything in perspective.

  • @SolidLiquidFox
    @SolidLiquidFox Před 4 měsíci +10

    Amex raising fees and giving offsetting coupons has become an artistic level endeavor. This company is reaching deep into all their partnerships to try and make it make sense. It just doesn't work. The value is not there for the average person. The organizational mental gymnastics one has to do just to break even on that AF is nonsense.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Yet all seems to be working well from Amex's end 😬 about.americanexpress.com/newsroom/press-releases/news-details/2023/American-Express-Reports-Sixth-Consecutive-Quarter-of-Record-Revenue-Up-13-From-Year-Earlier-to-15.4-Billion/default.aspx

    • @SolidLiquidFox
      @SolidLiquidFox Před 4 měsíci +1

      It works for them. No question. I think at some point, a bit of soul searching is required as customers. Do we really need some of these Amex cards at this much effort?

    • @drewski91
      @drewski91 Před 4 měsíci +2

      I beg to disagree. A flight to Hawaii for me in Georgia EVEN MAIN CABIN is less than the annual fee of this card. The companion cert alone offsets the AF. Not to mention the other perks, like Sky Club access, faster status, free checked bags, and the rideshare credit is alright but not incredible. But you can get MORE than main cabin for free with this card. It really comes down to: do you have a Player 2 and do you fly Delta? If yes to both, it's a no brainer.

    • @Crossmainst228
      @Crossmainst228 Před 4 měsíci +3

      @@MarkReeseand this is why i own AmEx stock 😂

    • @mssha1980
      @mssha1980 Před 4 měsíci

      You have to make it work for you! It doesn’t work for everyone

  • @danielcheng439
    @danielcheng439 Před 4 měsíci +3

    Good job Mark, was really curious to know if the new certificate would fly to Hawaii and can’t find that anywhere, glad your post mentioned it! This single benefit could justify for me to get the card. Had the gold then upgraded to platinum before but cancelled during COVID. Not a fan of the other monthly credits though.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      The increased usability of the companion cert. is great! 🏝️

    • @danielcheng439
      @danielcheng439 Před 4 měsíci +1

      @@MarkReese Also when I checked the terms it didn’t have the lifetime language, looks like the sign up bonus is for everyone even you had the card before (correct if I’m wrong)

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      @@danielcheng439 - I just looked. The language is there 😬

  • @MikeCo-ge7nz
    @MikeCo-ge7nz Před 4 měsíci +12

    Mark Reese is the KING OF FINANCE!!! 👑

  • @tlewis4522
    @tlewis4522 Před 4 měsíci +8

    $650 for only 15 visits per year??? Crazy!

  • @B1970T
    @B1970T Před 4 měsíci +1

    Excellent work. Thanks for saving my eyes😅

  • @BruceM8
    @BruceM8 Před 4 měsíci +3

    Hey Mark. I'm here for some of that "spicy" conversation. 😊 Good video, and thanks. I concur with your take on these changes. I personally have the Gold personal card. Two questions not answered in the AMEX e-mail to me about these changes or in their online info are these: When do the benefit improvements take effect? Immediately? And secondly, never having used Delta Stays to book hotels before, how do I get my $100 credit on there? I tried a reservation almost to the end to check and I saw no mention of it as an option. Is it automatic as with the Chase Sapphire or Capital One travel credits?

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      It's my understanding that...
      1. The new benefits are effective immediately
      2. The Delta Stays credit is not issued up front during booking. Rather, it's applied as a statement credit to your credit card bill within 90 days after the eligible charge. I don't see any mention of activation or enrollment. Any eligible prepaid stay via delta.com/stays charged to your card should work.
      You can see the full terms at this link: www.americanexpress.com/us/credit-cards/card-application/apply/member/terms/delta-skymiles-gold-american-express-card/36182-11-0/#offer-terms

  • @thomasjohnson2916
    @thomasjohnson2916 Před 4 měsíci +5

    Amex just smacked something together to raise the fee!What the hell is going on over there?

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Partnerships = cost savings 😬
      Annual Fee Hikes = increased revenue

  • @Jimmy82102000
    @Jimmy82102000 Před 4 měsíci +12

    I’ll be canceling my business Amex Delta platinum and my vanilla Amex Platinum when the renewal comes soon as a new retiree I got to manage my money more wisely

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Congrats on closing the active work chapter of life! Time to simplify things 💯

    • @shawn.credit
      @shawn.credit Před 4 měsíci

      Amex Gold would be a solid downgrade as it covers most high spend categories!

  • @porcine83
    @porcine83 Před 3 měsíci +2

    My platinum will renew in April so just making it in under the wire at the old rate. Since and I have some Delta flights upcoming, the free checked bags, etc will be useful. After this year going to cancel though. $30/mo for the priviledge of carrying their card doesn't make sense. As mentioned, I don't use most of these "benefits" so not cost effective.

  • @JToews82
    @JToews82 Před 4 měsíci +7

    Not suprising the changes happened at the beginning of the Delta year. Reserve card actually looks tempting...

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Yep, smart to have it coincide with the Qualification Year ✈️

    • @damemethief
      @damemethief Před 4 měsíci +1

      I know so many people hate the couponing aspect, but it personally works for me. The Reserve is legitimately a better value on paper now

  • @theinternationalist1357
    @theinternationalist1357 Před 4 měsíci +9

    totally can afford any AFs but not stupid enough to fall for Amex fees and couponing.

  • @wizardfones4113
    @wizardfones4113 Před 4 měsíci +5

    It is not worth keeping Amex Delta platinum, pay $350 a year and you can’t even visit the lounge. Definitely not worth it and will apply venture X. Hello Amex blue just to keep Amex.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Good luck on the C1VX application 💯

    • @ChrisGugliuzza
      @ChrisGugliuzza Před 4 měsíci

      were you paying $50 per visit previously?

  • @leprechaun4gold221
    @leprechaun4gold221 Před 4 měsíci +3

    So raise a glass of stout, let the shamrocks sway,
    For Erin's green hills call us home today.
    Delta's cards may flutter, but I'll take my flight,
    Back to the land of poets, where dreams take flight.

  • @Miggy2222
    @Miggy2222 Před 4 měsíci +1

    Crazy! Luckily my Delta Gold renews in April but that will be my final year with it because I’m definitely cancelling after. $150 is not worth it IMO

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Nice to get 1 more year in at the lower fee 💯

  • @operating
    @operating Před 4 měsíci +3

    Amex is dying.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Nope 😁👇
      www.americanexpress.com/en-us/newsroom/articles/financial-news/american-express-releases-third-quarter-2023-earnings-report.html

  • @dseanjohnson121
    @dseanjohnson121 Před 4 měsíci +1

    I'm not upgrade or canceling.... there's good and bad ..... but yeah

  • @TampaTravel
    @TampaTravel Před 4 měsíci +3

    The 15 lounge visits are actually15 days, so if you have a departure and a layover, those 2 stops only counts as one. I don't travel enough to drain that many visits. I also don't hear anyone mentioning the increase of lounge guest passes. It used to be 2 per year now 4. 2 more passes X50 = 100 which makes up for the increase all by itself. We burned through guest passes in one trip last year and I pay $50 for the wife to join me now. You mentioned it was 4 passes in your video but never mentioned that this was a bump up.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Good points above! 👍 Yep I forgot the guest passes were bumped up.

    • @pneulancer
      @pneulancer Před 4 měsíci +2

      The problem is the lack of access to the sky lounge without anything less than the top tier cards. Even my long term flight history and having the Platinum card didn't allow me entrance. United Airlines does it much better. Even AAL allows several different ways to get in their clubs.

  • @khanscombe619
    @khanscombe619 Před 4 měsíci +1

    Sounds good

  • @EVO.0w0
    @EVO.0w0 Před 4 měsíci +2

    Not excited for personal gold refresh..

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      ☹️

    • @ramonsuarez1051
      @ramonsuarez1051 Před 4 měsíci +1

      I agree. I kept hearing on the forums "Gold needs a refresh", thinking they're going to get better benefits. I kept telling them a refresh just means higher annual fees and more coupons that you probably won't use. Be careful what you wish for!

  • @johnwick860
    @johnwick860 Před 4 měsíci +1

    hi, can you make a no Foreign TF video? lowest AF as much as possible....
    for UR/Hyatt points... I am looking at CSP, CIBP, Bilt.... was thinking about C1 Savorone but only as 1x on everything else... any card I should get?

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Perhaps at some point 👍
      For WoH, the only options I'd consider are the 2 WoH cards themselves, Chase cards that earn UR points, and the Bilt Mastercard.

    • @jasper4068
      @jasper4068 Před 4 měsíci

      You may Take a look at Fidelity credit card

  • @Crossmainst228
    @Crossmainst228 Před 4 měsíci +3

    I have the Platinum and thank god I have already renewed my AF at the lower rate so I get the year to consider whether or not I want to keep the card at the $350 fee especially after getting the Venture X a few months back and having lounge access through that card in Denver, Dallas and Washington had me reconsidering flight paths as it has been since I can’t get many nonstop flights between my most traveled locations unless I fly budget airlines. So Delta is really testing my loyalty at least credit card wise, my question is, what is the point of the blue card? Does it get free baggage? Or is it just an enhanced way to gain skymiles?

    • @MarkReese
      @MarkReese  Před 4 měsíci +3

      The SkyMiles Blue is just a simple way to earn SkyMiles, get a 20% discount on in-flight purchases, get access to the Pay With Miles feature, and use Amex Offers all without an annual fee.
      It's also a great no-AF downgrade path to keep the account open for credit score purposes if you no longer want / need the higher tier options.

  • @EliDeuce
    @EliDeuce Před 4 měsíci +2

    Wife has a personal Delta Reserve card and I have a business DR card. Delighted these cards qualify us for 1st class BOGO tix from ATL to KOA! Well worth the price increase!

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Great new value right there!

  • @porkyrabbit
    @porkyrabbit Před 4 měsíci +5

    I literally just cancelled my AmEx Gold. Was on hold for 55 mins. Looks like a lot of other people are doing it too

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      1 less fee to worry about! Crazy wait time. Consider the Amex online chat next time 👍

  • @axelgonzalez9687
    @axelgonzalez9687 Před 4 měsíci +2

    I just stoped using American Express all together
    I’ll stick to the citi trifecta

  • @jonhet0006
    @jonhet0006 Před 4 měsíci +1

    How to use your resy credit? And how do pay to receive your credit back? Im kinda confused with this

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      1. Make sure you enroll / activate in your online Amex account first.
      2. Simply go to Resy.com or use the Resy app and make a reservation at a restaurant.
      3. Pay with your eligible card, and you're good to go 👍
      Per the terms:
      "Eligible Resy purchases include purchases at U.S. restaurants that offer reservations on Resy.com and the Resy app, and purchases made directly on Resy.com or in the Resy app. Restaurants must be live on Resy.com or the Resy app at time of purchase to be eligible for the statement credit and are subject to change at any time. Purchases made via Resy Pay and purchases of Resy OS restaurant management software are not eligible.
      Please allow 6-8 weeks after an eligible Resy purchase is charged to the enrolled Card Account for statement credit(s) to be posted to the Account. Please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase."

  • @JacksonWelch
    @JacksonWelch Před 4 měsíci +4

    Feel like the Delta Plat Biz is the winner here, it's basically the same card with a $100 AF increase and then a $200 hotel credit and the rideshare credit? To me that makes it more valuable. Wonder why the biz gets $200 and the personal only get $150.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      The SkyMiles Plat is a strong middle ground betw. the other 2 💯

  • @mkechung
    @mkechung Před 4 měsíci +1

    How many total Skyclub access will I have if I have both Amex Platinum and Amex Delta Reseve?

    • @MarkReese
      @MarkReese  Před 4 měsíci +4

      Amex Platinum = 10 visits
      Delta Reserve = 15 visits
      Total = 25 visits

  • @BradleyHansonPhotography
    @BradleyHansonPhotography Před 4 měsíci +1

    Delta is where 99.999% of my miles are, and my first AmEx was the Delta Platinum. But with $350 fee, not sure it’s worth it, even with the companion ticket… I also have Gold and Gold Business, so that’s about $1000 there alone… I’ll probably downgrade to basic blue

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      2024 = Year of Big Decisions! More card refreshes may be on the way.

  • @thejokerspeaks
    @thejokerspeaks Před 4 měsíci +1

    Delta loyalist, shifting half of my loyalty, and all of my airline spend, towards Alaska. The Platinum update is a joke, because we only fly 1-2 hours max in coach, and I'm not about to chase $10 credits to make the card work. I upgraded back to the Reserve, because this new companion pass is 2nd to none. We're rotating every-other-year Las Vegas to Atlanta, and to Hawaii. $650 AF on the business version is more like $475 after deductions. I'll happily use the new hotel credit on top of a first class ticket. The other credits seem silly, and I'll use some of the rideshare, but I couldn't care less what % gets redeemed.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Enjoy the new expanded companion certificate! ✈️

  • @ItsJustMeStevie
    @ItsJustMeStevie Před 4 měsíci +1

    Just got approved for the Reserved card. Can’t wait to pay 2 months rent to get that Welcome Bonus and finally experience the Delta lounge.

  • @zsm5833
    @zsm5833 Před 4 měsíci +2

    correct me if I’m wrong, Delta Stays is different from Delta Vacations? I think Delta Stays only earns miles but not MQDs

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      To my eyes, they look different. I'm not sure of the nuances betw. the 2 programs.
      But yes, Delta Vacations earns miles + MQDs:
      www.delta.com/us/en/delta-vacations/skymiles-member-experience/earn-miles
      And it seems for a 'limited time' (booked by 2.29.2024 and completed by 5.31.2024) Delta Stays also earn miles + MQDs:
      www.travelextras-delta.com/lp/b/hotel-loyalty?rfrr=US.Homepage.Delta.BannerTile.JanMQD.Hotel

  • @charleswheat3251
    @charleswheat3251 Před 4 měsíci +1

    When do these changes go into effect?

  • @dsdddsd4543we
    @dsdddsd4543we Před 4 měsíci +1

    Status is so interesting man. $10K on flights is a lot for most US incomes. This seems more suited for business travel.

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Could be. Chasing status is meant for the true frequent fliers / spenders, not the average person.

  • @kcmysticman007
    @kcmysticman007 Před 4 měsíci +1

    If I cancel my delta business gold do I need to get a personal delta blue no annual fee card so I can transfer my points? I’ve got about 95k points but don’t want to lose them. I’m downgrading most my Amex cards this year. Between me & wife, 2 hilton surpass, gold, platinum, blue preferred card & delta business gold so paying around $1500 in fees. Only card i really like is Hilton surpass

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      With Delta credit cards, no, you can cancel / downgrade without losing your miles. They're stored in your Delta SkyMiles account, not the card itself.

  • @wilfredpapaya4739
    @wilfredpapaya4739 Před 2 měsíci +2

    Wonder how many suckers, I mean new potential customers will apply for the 747 Reserve card now.

  • @squawk012h
    @squawk012h Před 4 měsíci +1

    Great informative video. I would get the platinum just for the MQD boost. Spending 350 instead of 2500 plus is a no brainer towards quicker Delta status.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      That MQD Boost feature is great ✈

    • @HockeyJock
      @HockeyJock Před 4 měsíci +1

      @@MarkReeseIs the MQD Boost stackable with a personal/business combo or a Biz platinum/biz reserve combo?
      Too bad the boosts don't count for the recent Delta Status Match Challenge.

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      @@HockeyJock - It sure looks to be that way! While I can't confirm myself as I don't have the required cards, check out this blog post by Frequent Miler:
      frequentmiler.com/delta-elite-shortcuts/
      ^ Scroll down to the section called 'MQD Headstarts.'

    • @HockeyJock
      @HockeyJock Před 4 měsíci +1

      @@MarkReese appreciated!

  • @jennyolsen564
    @jennyolsen564 Před 4 měsíci +2

    Free checked bags! You just need to have the card to get this benefit. My family of 5 gets all their luggage checked for free. Huge benefit! I just have the Gold.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Agreed! Fantastic benefit with a big potential savings every year 💯

  • @TerrySteiner
    @TerrySteiner Před 4 měsíci +1

    Because of an elevated sign up offer and tree upgrade bonuses, I am currently sitting on the Delta Platinum and the Delta Business Platinum. I already plannef on closing the business and downgrading the personnel. Apparently the $2500 MQD benefit is stackable! So I just had $5000 MQD hit my account giving me Silver Medallion statue through 2025 with no spend! Not worth keeping the cards but cool. I'm assuming they will claw back the MQD when I close the card.

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Stackable MQDs = awesome 🏆

  • @krisbartenope9044
    @krisbartenope9044 Před 4 měsíci +1

    Would you happen to know if the American Express gold card on the personal side not the business card? Would you know if they are increasing the annual fee on the gold card?

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      No info on that at this time.

  • @aaront936
    @aaront936 Před 4 měsíci +1

    I took advantage of their upgrade offer last year. Im downgrading back to the blue after this year. Amex just isnt worth it.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Nice to have the Blue option 👍

  • @Creditcardnerd
    @Creditcardnerd Před 4 měsíci +1

    Great video! With amex delta plat free bogo ticket after renewal its worth haha

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Awesome benefit of the card 🌟

  • @johnfeeney6930
    @johnfeeney6930 Před 2 měsíci +1

    Rest credit: use gold card and get 4x dining. Much better roi. In my opinion

  • @kamkarter8821
    @kamkarter8821 Před 4 měsíci +2

    I downgraded to Delta blue with the no fees. I mainly fly American. The Amex offers on the card are still good.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Smart move 👍

    • @christyler8211
      @christyler8211 Před 3 měsíci +1

      I did the same thing yesterday, down graded from the Reserve Card!

  • @EC-iu3yb
    @EC-iu3yb Před 4 měsíci +1

    Delta is horrible now I can’t even book a flights with miles for March

  • @ab3040
    @ab3040 Před měsícem +1

    There seems to be a concerted effort by card issuers to make airline cards useless
    In my mind they should be an easier path to status, some airline benefits, and some partner benefits
    For instance, the with Deltas partners, Platinum should get the 2500 MQDs, 2 lounge passes per year, first and second checked bags free, $50 Starbucks credit, $100 Lyft credit, and $100 hotel credit
    I feel like that's pretty fair for $350

  • @JM-kv2kn
    @JM-kv2kn Před 4 měsíci +2

    Great breakdown! I was about to jump on the Delta platinum as it seems fancier than United. But given this new changes, and the fact that United has most routes in my city, I think I’ll make the move for United now.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Sounds like a smart move to go with the one that provides the most convenient / best priced routes ✈️

  • @davidli6706
    @davidli6706 Před 3 měsíci +1

    Hi Mark. Thanks for the info. So last night when I was trying to check out my delta flight from NY to london, I noticed that on the payment screen there is a dummy offer for the delta gold card with 50k miles + $400 flight statement credit, which makes me want to apply for it. Do you think this is a good offer? I am not a loyal customer for any airlien company and I don't fly that often, maybe about 2 times a year for travel. I'm thinking to get the offer and downgrade to delta blue if no retention offer

    • @MarkReese
      @MarkReese  Před 3 měsíci +1

      Hey David - Yes, that's a good offer. Some people may prefer offers that offer more miles (and no statement credit). However, if you don't travel often & if you could use the credit for $400 off a cash purchase you were going to make anyway, then it's a good offer to take.

    • @davidli6706
      @davidli6706 Před 3 měsíci +1

      @@MarkReese Thanks for the reply! I will need to take a look at the delta stays and see how easy I can take advantage on the $100 delta stay credit. If it's fairly accessible then basically one domestic round trip flight per year (with 1st checked bag free which I believe would be $60 in total) will be worth the annual fee.

  • @uhhhhJD
    @uhhhhJD Před 4 měsíci +2

    Off topic but have you received the refreshed Ritz Carlton card yet? Curious to see if it’s basically the same style of metal as the updated sapphire reserve. Also, wonder if it means the card is being re-released…

  • @gilbertnicholas1582
    @gilbertnicholas1582 Před 4 měsíci +2

    At least I don't have to deal with the new af on the Platinum until 2025 they could've increased the multilpiers instead of adding that Resy and rideshare crap I might cancel next year and get a different airline card

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Better multipliers would've been nice!

  • @robertriley2863
    @robertriley2863 Před 4 měsíci +1

    Delta Skymiles to many restricted routes. I’m out of here after 20 years.

  • @alouie001
    @alouie001 Před měsícem +1

    Its basically a coupon book.

  • @theLakeShow11
    @theLakeShow11 Před 4 měsíci +2

    I’m on the fence, my biggest issue with my Delta Plat is that I could only use the companion pass in the contiguous US. Living in SoCal flying to Hawaii and Mexico will be a good use for it.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      For sure! Much more use can be had from the cert. now 🌴

    • @pneulancer
      @pneulancer Před 4 měsíci

      I agree but the fact you have to book economy only sucks as I did that for twenty years and I ain't going back!

  • @Rhardebeck
    @Rhardebeck Před 2 měsíci +1

    I have the Delta Reserve. I fly from LA to Brazil. Using the Delta app i could only fly there with their partner airline LaTam and they ofcourse will charge me over 100$ for my second checked bag while if i flew on Delta it would of been paid and no upgrades. I couldn't fly out on a Delta aircraft for January 25. Breech of contract in my opinion

  • @luxuryFean
    @luxuryFean Před 4 měsíci

    Does the Amex delta reserve give you access to delta sky club even if you don’t fly delta? If not it doesn’t make any sense because the Amex platinum gives you access to the sky club when you fly delta

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      No. You need to be flying Delta with either card.

  • @patrickoneal8514
    @patrickoneal8514 Před 4 měsíci +1

    I’m not a Delta loyalist, but I do have a question. Are Delta Sky Miles transferable to Amex Membership Rewards?

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      They are not. You cannot transfer into the Amex MR program.

  • @shawn.credit
    @shawn.credit Před 4 měsíci +1

    40 Amex cards are said to be getting changes this year will be an interesting 2024!

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Indeed! I wonder how many of those are U.S. cards. Time will tell ⏰

  • @LilB2Lil
    @LilB2Lil Před 4 měsíci +1

    My gold was $95

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Is it the U.S. version? If so, then yes, it was $95, then $99, and now $150.

  • @dsdddsd4543we
    @dsdddsd4543we Před 4 měsíci +1

    Delta had record earnings. I am based in Atlanta and know many people who work for them.
    Great company, but it looks like they are out for full domination.

    • @MarkReese
      @MarkReese  Před 4 měsíci

      Amex is doing well, too 😁 finance.yahoo.com/news/american-express-co-axp-reports-133123521.html

  • @SonnyChanhvongsak
    @SonnyChanhvongsak Před 4 měsíci +5

    Being based out of MSP and being able to use the companion ticket to Hawaii is $$$ as I fly there every few years. That's a sub 1500 dollar ticket. Although most of my travel is done in the lower 48 most years and the 350 AF is still cheaper than most main cabin delta flights but still cuts into my overall savings. Living in the suburbs the monthly credits are almost useless to me except for the couple months I take a lyft to go to the airport for vacations and that's only good for 1 ride that month. I like the possibility of upgrades, although the chances of being upgraded are pretty low but its the thought that counts haha. Overall I'm indifferent on the changes leaning a bit towards disliking them because of the increased AF (which is a guaranteed expense) but see potential upside on outsized companion ticket value (but that's dependent on ones individual travel plans). So as of now I'm keeping the card

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      If you fly to HI every few years, do you still use the companion certificate on those non-HI years?

    • @SonnyChanhvongsak
      @SonnyChanhvongsak Před 4 měsíci +2

      @@MarkReese Indeed I do, as I vacation at least twice a year. So I'll probably be getting more value now overall just salty about the AF haha

    • @ibdam1
      @ibdam1 Před 4 měsíci +1

      I totally agree with you. I fly out of Detroit, now allowing flights to Hawaii, Central America, Mexico and the Caribbean is a game changer. Definitely will get my money’s worth from the card.

    • @ibdam1
      @ibdam1 Před 4 měsíci +1

      Sir, you have explained the new changes much better than anyone on CZcams. Thank you!!!!

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      @@ibdam1 - Glad you think so, thank you!

  • @user-yh2db8pv5q
    @user-yh2db8pv5q Před 3 měsíci +1

    Delta platinum is not worth it no more I will be canceling both of my Delta platinum and switch to Chase sapphire. Thanks Mark for the info. Great video.

    • @MarkReese
      @MarkReese  Před 3 měsíci +1

      Enjoy the Chase Sapphire! 💯

  • @gsctrading7215
    @gsctrading7215 Před 4 měsíci +1

    a) Pushing you to spend much more to get elevated tier, b) not changing any multipliers (which are already much weaker than the AA and the United corresponding cards), c) limiting lounge access (which does not exist with AA and United), and yet boosting the annual fee. Also, keep in mind that the companion ticket terms force you to pay top dollar to qualify and you can save money by searching for cheaper flights. Will be canceling my Reserve at the next due date.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      What do you plan on using instead of the SkyMiles Reserve?

    • @gsctrading7215
      @gsctrading7215 Před 4 měsíci

      @@MarkReese The Capital Venture X and Amex Platinum cover me for most travel benefits, including lounge access, high travel multipliers, insurance, Hertz President's circle, etc....Even away from the travel portals I can book Delta flights with the Amex Platinum and get 5X instead of the 3X with the Delta Reserve, and use Priority Pass lounges instead of Delta lounges. Keep it a bit simple. Amex has us jumping thru more and more hoops on their cards, it is becoming a bit too much. Also, an important point, the dollar amount that you now need to commit yearly to the Delta Reserve card now to take advantage of its perks creates an opportunity cost on taking advantage of other cards that offer much broader benefits.

    • @gsctrading7215
      @gsctrading7215 Před 4 měsíci +1

      @@MarkReese The Amex platinum has better or similar perks and benefits including travel multipliers, lounge access, insurance, car rentals, etc...Also, the companion ticket is overrated, you have to pay top dollar to qualify for the terms regardless of class of service. Basically, with these changes, you now have to put a lot more spend on the Delta cards to get similar or inferior benefits when compared to other premium travel cards (Amex Platinum, Saphire Reserve, Venture X) and when compared to the AA and United cards on a comparable tier basis.

  • @videotravelsonline
    @videotravelsonline Před 4 měsíci +1

    On Amex Express Platinum, I can use the monthly rideshare credit on Uber Eats. Can I do the same with the new rideshare credit from Amex Delta Reserve?

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      Nope. Per the terms, "Eligible purchases do not include delivery services (for example, food, packages, groceries, pet food, toys or retail clothing), bikeshare, scooter, car rental, transit, membership, or any other non-rideshare services offered by the rideshare providers."

  • @DallinBunnell
    @DallinBunnell Před 4 měsíci +1

    Companion certificates are much more valuable, everything else is lame. I could use Delta Stays, but I don't like jumping through hoops. It would be basically pre-paying for my hotel stay in annual fees. Resy will likely not be something I will use frequently. Maybe once per year, but as of yet, I've never used it. I originally got the gold card for the free bags...not sure if it's really worth it anymore.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Solid points above. Time to weight the pros & cons.

  • @tower07
    @tower07 Před 3 měsíci +1

    Delta gold really worse compared to united explorer

  • @EJB3III
    @EJB3III Před 4 měsíci +1

    I don't even have to pay the annual fees and I still closed my Delta Reserve card. It really just isn't a good card IMO.

  • @orangemanbad
    @orangemanbad Před 3 měsíci +1

    So in short, pay more get less?

  • @johnwick860
    @johnwick860 Před 4 měsíci +14

    customers: less coupons, lower AF
    AMEX: got it
    😂😂😂

  • @marcosc7318
    @marcosc7318 Před 4 měsíci +3

    I have the Amex gold Aeromexico and it’s $450 plus tax a year. They charge you on the first year

    • @MarkReese
      @MarkReese  Před 4 měsíci +3

      Dang. Una cuota anual que casi toca las nubes jaja 😶‍🌫️

  • @ExponentialGainzzz
    @ExponentialGainzzz Před 4 měsíci +4

    While an additional $100 for the Reserve card is regrettable, the extended companion certificate travel choices more than make up for it IMO.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      The expanded uses for the companion cert. was a great move by Delta 💯

  • @samlewis8354
    @samlewis8354 Před 4 měsíci +1

    If Amex gold delta got a metal replacement card I’d keep it lol

  • @naveenthemachine
    @naveenthemachine Před 4 měsíci +1

    The fact that you have to pay at least $350 in annual fees just for tsa pre check global entry credit is just flat out absurd imo

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Welcome to 2024 😬

    • @naveenthemachine
      @naveenthemachine Před 4 měsíci +1

      @@MarkReese I know 😂. Yet there are cheaper annual fee cards that already offer it

  • @srqpitcher
    @srqpitcher Před 4 měsíci +3

    For the ride share credit…. Can Uber Eats be used for that?

    • @lifejourney8704
      @lifejourney8704 Před 4 měsíci +1

      I’m curious about his myself.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Nope 😬 Per the terms, "Eligible purchases do not include delivery services (for example, food, packages, groceries, pet food, toys or retail clothing), bikeshare, scooter, car rental, transit, membership, or any other non-rideshare services offered by the rideshare providers."

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      @@lifejourney8704 - See my reply above ^^

  • @magicalday4431
    @magicalday4431 Před 4 měsíci +1

    Resy and ride share are useless to people who don’t live in big cities

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Likely so. Perhaps that's the target demographic Amex wants more of.

  • @donaldanneser7654
    @donaldanneser7654 Před 4 měsíci +7

    Overall, I am happy with the change. I think the companion certificate just became much more valuable.

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Big improvement to that cert! 💯

  • @Soycrema
    @Soycrema Před 4 měsíci +2

    Excellent video Mark! you forgot to mention that Delta will also give current Reserve card holders a $100 flight credit and an extra 1,000 MQDs bringing the total MQD headstart to 3,500 this year 👍

    • @martinasandoval5326
      @martinasandoval5326 Před 4 měsíci +1

      Where did you see the news of the extra 1000 MQD'S. I don't see anything about this on the email that they sent me.

    • @Soycrema
      @Soycrema Před 4 měsíci

      @@martinasandoval5326 I received an email from Delta this afternoon with the added news

    • @Soycrema
      @Soycrema Před 4 měsíci

      The enhanced Delta SkyMiles® Reserve Business American Express Card is here, with benefits designed to unlock the rewards and experiences you value most.
      Alongside these Card benefit updates, which you may begin enjoying now, the annual fee for your Card will increase from $550 to $650 upon renewal, starting on or after May 1, 2024. This adjustment allows us to give you even more benefits and continue delivering the elevated experiences you expect. Explore how your Card and experiences are being upgraded.
      As our first token of appreciation in 2024, Delta SkyMiles Reserve Card Members with accounts opened before February 1, 2024, will receive the following premium perks:

    • @Soycrema
      @Soycrema Před 4 měsíci

      A complimentary one-time $100 Flight Credit in 2024 to see how your new benefits can make your next trip more rewarding. Your flight credit will be deposited into your Skymiles account on April 2, 2024.

    • @Soycrema
      @Soycrema Před 4 měsíci

      A one-time deposit of an extra $1,000 MQDs this year only to get you even closer to achieving Medallion status and start the 2024 Medallion Qualification Year with a total of 3,500 MQDs

  • @jetski335
    @jetski335 Před 4 měsíci +2

    😊

  • @SOXGATORS
    @SOXGATORS Před 4 měsíci +1

    👍🏻

  • @user-wq4lt1rh8c
    @user-wq4lt1rh8c Před 4 měsíci +1

    Hey mark so I applied for Wells Fargo card after receiving the offer multiple times in the mail and after I applied I got declined and when I called the reconsideration line they said when you receive a letter you can call back and tell us why and we’ll continue which didn’t make sense so I was like okay what’s the reason I got declined she said bc of applying for more than 5 cards in the last 24 months which is 5/24 so I need another card so what do you think should I do, you think it’ll be fine to apply for another card since the reason was 5/24 or you think I should wait for 3 months or more to apply again? Please tell me what you think since your a big player in the game and if the wait is the best option how long should I wait?

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      If they rep specifically said you were denied for opening 5+ cards in the last 24 months, then I'd wait until I were at 4/24 before applying again.

    • @user-wq4lt1rh8c
      @user-wq4lt1rh8c Před 4 měsíci +1

      @@MarkReese I meant like applying for a card from other banks that don’t play 5/24 like Amex for example.what you do think should I wait or not and how long if yes?

    • @MarkReese
      @MarkReese  Před 4 měsíci +2

      @@user-wq4lt1rh8c - Up to you. Go for the cards you want 👍 No need to let 1 bank cause you to miss out on offers from others.

  • @DreLBrown529
    @DreLBrown529 Před 4 měsíci +2

    The cards were already garbage to begin with. Now these cards along with its so called added benefits that’s suppose to make up for the annual fee increase now make these cards HOT GARBAGE!

  • @TopnotchX4underscore
    @TopnotchX4underscore Před 4 měsíci +1

    Be advised.... In the terms and conditions (small print) for the rideshare credit.... Eligible purchases do not include delivery services (for example, food, packages, groceries, pet food, toys or retail clothing), bikeshare, scooter, car rental, transit, membership, or any other non-rideshare services offered by the rideshare providers..... Rest in peace ubereats... Coming to the platinum card soon, I bet... along with a quarterly 200-dollar airline credit..... AMEX is getting very smart... or dumb...

  • @MasonsTurtle
    @MasonsTurtle Před 4 měsíci +1

    Seriously, who cares about Resy?

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      😬

    • @TampaTravel
      @TampaTravel Před 4 měsíci +1

      I use resy quite a bit when traveling. Ive gotten some very nice reservations. Its not as extensive as open table but there are some gems,

  • @happyron
    @happyron Před 4 měsíci +5

    Whatever happened to the I’M OUTTA THE GAME guy? Is he back in the Game now

  • @caribdude8151
    @caribdude8151 Před 4 měsíci +2

    Lol, never been a fan of AMEX anyways! 🤣🤣🤣🤣🤣

  • @Hayden-Lowe
    @Hayden-Lowe Před 4 měsíci +1

    40 Amex cards are said to be getting changes this year will be an interesting 2024!

    • @MarkReese
      @MarkReese  Před 4 měsíci +1

      Indeed! Not sure how many of the 40 will be U.S. cards, though.