CASH ENVELOPE STUFFING | January 2020 | paycheck & budget 1
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- čas přidán 6. 01. 2020
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MY MAIN CAMERA -- Canon 77d: amzn.to/2LPdFdg
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MY SAFE -- Sentry Safe: amzn.to/2BWInNJ
MY WALLET -- I use a discontinued Kate Spade planner as a wallet that I found at an outlet store, but sadly they are not made anymore! Below is a similar wallet that I used to use.
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budgeting #cashenvelopes
I just made my own cash envelopes for the first time. I spent $0. Instead of throwing away my 2019 dogs calendar, I tore away each month's sheet and folded in half and cut them accordingly to fit cash bills. I used scotch tape to seal the sides and labeled each one of my categories. Voila! Now I can continue seeing these adorable dogs faces for another year 🐶.
aleonnnn amazing!!
aleonnnn awesome!!
Can you make a video on that? Amazing idea
What an awesome idea!! 😍
I love that!
I had a goal of paying off my car at the end of 2019, and I did it! I’m so happy and relieved, I’m not in debt anymore 😊 now it’s about saving!
idk9309 congrats! That’s my 2020 goal!
Woohoo!!!
This makes me want to get my life together
Rachelle Mackey you can do it!!
I am so incredibly bad at saving I wish i could stick to a budget!
You can!
Make small goals first
I want to thank you for inspiring me to continue budgeting and be more responsable of my finances! My boyfriend has given me a lot of encouragement as well, and watching videos of people budgeting makes me feel more empowered!
I love Aldi...but man that aisle of stuff gets you every time.
I go shopping with my mom. She doesn’t let us go in that aisle for that reason
Your handwriting ❤️😱 he is gonna be a lucky husband, you are so disciplined and organized with your budget. Goals
My favorite type of videos. I’m definitely going to put more effort in getting my budget together this year 🙏🏾
Thank you for continuing to make these videos! So satisfying to watch and definitely helps keep me motivated, so appreciate it!😁
You've probably addressed this before but what do you do with the coins that you get as change?
I put them in a jar and wait around six months. After six months go to a machine they can count coins with and see how much you made!
Why not just roll it 🤷🏻♀️ ... some machines charge (about) 12% and that high
I like to save it in a jar and once it's full I take it to my bank and they will count it and give it to you in cash. I don't know if all banks do this though.
Jaime, not all banks do. And the ones that do, you have to have an account with them.
A lot of banks dont take coins anymore
If I were you I would do $160 for groceries & if you have extra left over you could put that in spending/clothing.
Just in case you find something for the wedding again while you’re out
I always get excited when these videos come out because then I know that I get to do my budget.
Been watching your videos all day! Thank you for motivating me to get started on this budget method I am super excited!!! 😃
KEEP STUFFING!! I’m getting into budgeting and the more videos I watch the more motivated I get! Please keep it up!!!! You’re helping more people than you can imagine!!!! 🤑🤑🤑🤑
Aldi is amazing. I spent at my normal store for half a bag of produce for 50 bucks. At Aldi, I got two bags of produce for 50. We don’t spend as much because I make myself carry the bags. Reinforce my laziness of carrying stuff
I have been doing cash envelopes for years. It is so nice because when Thanksgiving comes I don't stress out about holiday shopping. I have all the money in my envelopes. No debt in January.
I’m new to this and this was very helpful in me seeing how you figured all of the amounts
I love the cash envelope stuffings!
Been waiting for this since the year began !! Motivating me to save up !! ❤️ only CZcams that actually motivates me to save up lol
I just started budgeting and got a cash envelope wallet and cash envelopes! I wrote out my expenses the way you did and it helps so much!! Love love these videos it’s so helpful! ♥️
Ahh I've been waiting for one of these from you you're my favorite on here 😃😃
We miss your videos glad you posted one Happy New Years
Love the simplicity of your budget book :)
That is the main reason that I do Walmart Grocery Pick-Up. Once I go down the clearance and ice cream aisle (Halo Top), most of my grocery money is GONE!
I love and appreciate your videos.. they help out alot.. can't wait to see wedding videos!!
youre literally so funny and sweet and my favorite person to watch
I think it would be awesome to see a picture of TJs finances (if he’s up to it of course), whether he has debt, what he’s saving, etc...
Nicolette Carpenter unfortunately, even if you love finances and have a beautiful plan, significant others don’t always care!😭😂
Adagio Borntrager I don’t think Alyssa (after paying off all of the debt she has), would allow herself to marry someone who is financially irresponsible and plans to remain in debt
How much do you have currently saved for your wedding? What’s your goal?
I've been wanting to do something similar to this for a while now but i hadn't been able to think of a way to make it work for me and my partner. I think I'm going to give this a try, I'm so excited!
Where is your ring from it looks so similar to mine
I gave up budgeting half year last year........ but I’m going to start TODAY AGAIN 🙏🙄🥰🥰🙌🏽
I love your videos! I’m trying out your envelope system for the first time for 2020 and I’m super excited to be able to save up for a car by Christmas! Your Videos are so very helpful! Thank you for sharing this content ✨✨✨💓
My NYE was the best I’ve had in a while too 🥰😘
Where do you get your bullet journal from
Hey Alyssa, I’m a new subscriber, I was wondering if you could make a video about why you do cash envelopes and how you started? I want to get into doing it but I was struggle with staying with it
Do you have a bullet journal tour where you show the layout and also how do you keep track of your expenses for the month? Do you write them down or have them in your phone :)
i got the same bullet journal for 2020! i use to use the 1917 journal but the ghosting was getting to be too much for me lol. STM is so good
Do u sale the planers an envelopes im on a fixed income an im trying to move out of state can u give me advice on how to save
I love these videos🤩
Woohoo! Happy New Year!
Where did you get your notebook from
Oh my gosh that’s way too much for Christmas!!! If you can, try and get the majority of Christmas shopping done the week or two after Christmas and during Cyber Monday. These are the cheapest times to buy gifts. And if you have any clothing gifts to purchase, buy those off season. So for example, a coat to gift for Christmas would be shopped for during the summer. I never spend more than $100 a yr for Christmas. This includes gift wrap, bows, gift bags etc.
To each their own! Gift giving is very important to me and I make the amount I save work for me, but that’s great that you’re able to get through Christmas for less.
LOOOOVE these
HEY GIRL! Welcome to 2020! :) Excited to see all your money moves this year.
Also Downshiftology is a good channel for eating healthy without spending a ton of $$$$
Do you have a video explaining why you use cash??? And not the bank for everything
Do you have a savings goal for your wedding? You can keep it private but just curious if you’ll just keep saving until the big day. Congrats! 😊
Are you still doing WGU? I noticed you’re not saving for school anymore. I remember awhile ago that the account was fully funded for a semester or two.
I have the same question!
I thought she finished school
Kayla Marie she might have. I think I just missed it.
I didn't know kate spade stopped making the planners. I managed to get one off a planner group for a bargain recently and it such a lovely planner 🙈
ALDI is a weakness for me too girl!
Where do you get your envelopes
That check was way more realistic for me😂 most have like 2200 and it’s like woah
So FUN !!!!!
Eating healthier doesn’t have to be more expensive! Evaluate what it is that is making your over all total more expensive. It’s often time those unnecessary items that make you FEEL like your healthier but it’s actually needed. IE expensive frozen meals, organic nuts and seeds, fun gluten free fours or delicious dark chocolate.
Healthy eating is expensive because you need to buy organic things. Every other fruit/vegetable that is cheaper than organic is processed with GMO and that takes away a lot of the nutrients which make it healthy. Ex. 2.99 grape tomatoes vs 5.99 grape tomatoes. The whole way to be healthy is getting organic food so you know the fertilizer is actually good for the food not harmful and processed like GMO and that’s in most fruits and veggies that aren’t organic lol frozen meals aren’t healthy in any way.. so idk why someone would buy frozen meals to be healthy but yeah organic stuff is the way to go hence why grocery shopping is expensive plus you got to actually look at the stores you go to. Wholefoods or Zehrs has amazing organic and healthy food really expensive but their food is top quality and none of it is processed so I don’t mind spending my money there. Not sure if the US has stores like food basics/freshco or no frills but if they do then those stores do not have organic food at all they usually stick the organic label on it LOL so you have to be wary on it.
Great video!
I realllly want the envelopes you make... have you started selling them yet?
what would you recommend for someone like me that pays bills online. For Car insurance, and student loan payment?
I think you would put that under the transfer category like she said. Because she said she’d be transferring it to her capital one which is a credit card so you could pay online that way.
LOL @ your brother's shenanigans!
So happy to see you excited about cash envelope stuffing again! Cant wait to see all the new content you'll have up on your channel in regards to budgeting for your wedding and fun DIYs. I was a DIY bride (def not by nature, but money gave me no choice) and I learned al lot of ways to cut back. Keep up up doll!
amazon has the same exact thing. it’s called SOLIGT
Your ring is stunning 😍
Alex Tice thank you so much!
How do you pay your car payment, house payment rent?? Water, heat bill??
Airiel Kring I think she lives at home because she didn’t list any of what I consider normal expenses. If she paid rent she would have had nothing left over or next to nothing.
i was wondering how they were pulling money out perfect everytime. Idk why I had a hard time with that. Thank you 🙌
Congratulations 🎉
rip kate spade. talented lady. good
wallet idea.
I just bought a Kate spade wallet on Mercari lol and envelopes. I been doing this envelope method but the way I was doing it wasn’t working carrying my wallet and forgetting a cash envelope at home and sinking funds with cash in them at home was making it way to easy to just grab from to do a quick trip. So hopefully it will help 😊😊
I don’t even know how much they were before but I saved up for it. And I love Kate spade anyways. But So curious how much you got yours for? 😊😊
That’s such a great idea. I’ll have to try it. Although $40 a pay for spending sounds sad after working hard for two weeks lol I have a problem
I don’t go shopping very often or get out of the house in general, but I do agree that $40 isn’t much money to spend IF I decided to go out and do something. Buts unfortunately you gotta make it work when you’re tryna reach a bigger goal in the end :\
WE MISS YOUR VIDEOS!!!!
Just discovered you and I’m subscribing!
I need to know what car insurance you have I owe 350$ a month
Elizabeth Pigman girl same mine is 317
I make about the same amount as you bi weekly and barely get by since I have daycare to pay for and rent and a car payment 😭
Are you still going to school?!
Can you do bullet journal videos
now that is a ROCK on her finger.
Can you keep us updated on your wedding savings total? I think it's awesome you're saving with each paycheck, so smart! I'm curious how it's all adding up!
I'm also curious, do you take your money out of the envelopes at the end of every paycheck? For example, toiletries and clothing are always empty.
rent ? utilities? student loans?
She lives with her parents and has money set aside for her school tuition
They have the wallets on amazon for 24 dollars 🙌🏽
Why do the dogs cost so much? I spend like $10 a month on mine.
FitB4IGetOld one of my dogs has some medical issues. Plus it’s always smart to save up for inevitable vet costs
Thanks this was very helpful i found this on amzon SOLIGT
All-in-One Cash Envelopes Wallet with 12 Budget Envelopes & Budget Sheets
I really wanna know who some of y’all have for car insurance. I’m 22 with a 2016 and I pay $43 😵
How?, I just have liability for my car not full coverage and the cheapest I could find was 127 a month.
$43 every month? We pay $333 monthly for vehicle insurance
I pay $60 with progressive but that includes two people (two vehicles) on the plan.. which is cheaper than State Farm I originally had. It really depends on the people on the plan and the area you live in
They most likely carry liability which isn’t going to cover a replacement car if in an accident. In the state I live in you are not allowed to have liability on a car that you are making payments on, you must have full coverage. I carry full coverage on all my cars even though they are all paid off because if someone totals or if I total my car I want some actual money to purchase a new car.
It really depends on the location and the insurance company.. my insurance plan on full coverage on two vehicles for $60 a month. But my state, you don’t even need full coverage on a vehicle if you’re making payments, you can just do liability if that’s all you can afford. I always choose the full coverage plan and it’s still less than what everyone else here is paying. Just gotta look around at your options
It bugs me you do the bigger notes on top. It should go small to large
Why would you keep so many cash envelopes when your life can be so much easier by keeping it all in the bank and keep track of them each in your notebook? It is possibly the satisfaction of stuffing the envelopes, perhaps.
Mitzi73 maybe since it’s cash in an envelope she keeps it at home so she won’t be able to spend it. Like for me if it’s in the bank (even if I’m saving) I have a tendency of spending it 😅
Please sell some more envelopes!
$45 phone bill lol I wish
53$ on car insurance ...? Mine is literally 544$ a month ahhaha
No way do I save money at Aldi. I just shop sales and local grocery stores and end up getting better deals.
This video was soooo long. Good content, though