Cash Envelope Stuffing and Paycheck to Paycheck Budget ||8 NEW SINKING FUNDS|| Week 1-January 2020
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- čas přidán 22. 01. 2020
- This is my paycheck to paycheck and cash envelope stuffing for the FIRST week of the new year! I have added 8 new sinking funds to my budget with the new year and I am so excited to start filling them every week! I hope you guys enjoy!
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STICKER/ENVELOPE SHOP
Laminated Cash Envelopes and Budget Stickers
morey-june-designs.myshopify.com
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GET IN TOUCH
For business inquiries or personal questions, please email: moreyjunedesigns@gmail.com
Instagram: morey_june1
Vlog Channel: / @moreyjune
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PRODUCTS AND EQUIPMENT I USE
SINKING FUNDS BINDER - amzn.to/31yvgtH
BUDGET PLANNER - deluxe monthly planner - bit.ly/33SFpD0
LIFE PLANNER - bit.ly/2BzOyEq
ERIN CONDREN ACCESSORIES - bit.ly/33RsnWn
MAIN CAMERA - Canon SX40 HS - amzn.to/2sGsyna
LAMINATOR - Scotch Brand - amzn.to/2T7lr2t
LAMINATING POUCHES - amzn.to/2T2LLuC
CAMERA TRIPOD - Zomei - amzn.to/2W5iul3
FILMING LIGHTS - LimoStudio - amzn.to/2Wc2nSw
WHITE IKEA DESK - amzn.to/2Tc1BmY
PENS - My Life Unit - amzn.to/2S0aC52
PENS - Staedtler Triplus - amzn.to/2WaebEU
The above are links and purchasing through these links does not cost you any additional money, but does support this channel. - Jak na to + styl
This is my first time watching a video of yours... and I love it!! Thanks for sharing it! Look forward to watching more 😊
Currently binge watching all of your videos. I’m so bad at managing my money and it’s been really stressful lately. This video randomly popped up and I’m so glad it did. I could thank you a million times! I will be coming back to your videos very often to learn more!
So glad that you are back! I absolutely love watching your videos. I was never really in to the whole sinking funds thing. But now after watching your videos I have started! I am doing them online though because I am so forgetful I am afraid I would lose the cash.
This was a great accomplishment for you. All the savings and vacation funds so exciting for your family. Congratulations 🎉
I have a separate account for my sinking funds because I do not want a ton of cash in my home, even though we have a safe. I just transfer the $$ to my checking account when I pay a bill like home/auto insurance. The money does gain interest while it's in there. I do have cash for Christmas however, because I pick up gifts throughout the year. Great job on the debt snowball!! We only have our cars and the house left.
Maureen P same over here. I have electronic sinking funds. The idea of all that freakin cash in my house would give me anxiety.
I do the same. Especially because I have a sinking fund for a new car (would like to save up $20,000) it doesn’t make sense for that to be in cash When it could be earning interest in a high interest saving account.
So happy to see this posted when I got off work!🥰 I need to work on this weeks budget tonight so this came at a perfect time
Love this budget with me.
I have now started my savings budget. I have got so may ideas on how from watching your videos. Thank you. 🙂🙂
Love your long videos ❤🙏
2020 is off to a great start.
You've given me so many good ideas!
Thanks for your video. I'm starting this. Learning and I'm starting next month.
When you were putting the money into the spending envelope you said you were putting $20 in it when you actually put in it $40 which is what I think you meant to say instead of $20.
i think her mind was saying $20 but she figured another $20 wouldnt hurt lol
Great video and thank you for sharing.
The best video have watched on this
I loved this 💕💕💕💕
Missed you!
Your doing great!
I'm happy you got your computer issues resolved and I was excited to watch your new videos. You are always so motivational and you inspire me to keep going with my journey and documenting it. Hope you have a very happy and blessed 2020! 😀💛
Thank you for sharing !!
Great work! I live these videos... gets me in the mood to pull out my books and check my plans. It's so rewarding assigning my money before it comes... I'm loving it
Awesome, I paid up my progressive til the 17th. One bill down, more to go
Yay! You’re back 😊
First time subscriber
I love how easily you explained your envelope system! But I have a question.. what about utilities? Where/how do you plan for those? I didn’t see anything allotted for those. Tfs
2020 great start love 6 ring binder cash envelope system like myself I’m also on a budget from pay to check to pay this really helps a lot I know ur still learning from comments I reading correcting you typo error we all make mistakes nobody perfect your still learning teaching us I thank your for your video. Where you get your budget binder & your budget sheets live how it’s broken into categories budgeting
You added an extra $1 should be $812 not $813
Your income is $812. You put $246 in the calculator and not $245.
Good catch
Yes cheating
I love the binder! What is the page you used to calculate your income and expenses? Does it come in all of the binders, or is it the extra pages, if it is the extra pages, what are they called?
Easy to follow video and the best one I've seen so far but at first it seemed your sheet was for a single person, but I c ring. Then I noticed u didn't have normal expenses written down like utilities? Guess I'm missing a lot! Lol
Will you do a $5 savings challenge this year? (or any other savings challenges?)
Where did you get the tracker on the back of your envelopes?
How did you make the envelope to fit the binder?
where do you get the spreadsheets that you wrote your breakdown in and the plastic sleeves your envelopes are in? thank you.
Where can I get the envelopes like yours for my A6 binder?
What size of binder for envelopes do you have ? A6 or A5?
Where did you get this binder and the inserts ?
Thanks 🌟😃☯️
Where did you get the laminated envelopes you had in a binder? I couldn't find them.
With your $65 that you had left over from your paycheck do you leave that in your bank, transfer it to a different account, or do you go and pull that out?
Hi, great video. Do you still have the envelopes? I clicked on the link but its no longer available. Thank you 😊
Wait where did she get the binder?
Do you get your money in cash always or do you just take it out of your bank account ?
My girlfriend and I want to start this, but we don’t know exactly how to start it. We were going to start for March, but I’m having a hard time trying to figure out what to put, and when... like for example, rent is due the 1st. It’s February 26th right now, I get paid tomorrow, she gets paid Friday... so we obviously will have to take it out in full of our paycheck, but then the next paychecks following, we just put in a portion, correct?
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Omgosh. We get letters from OneMain to set up a loan with them and I thought it was a scam debt place because it looks so scammy lol. Didnt know it was a legit loan place 😅
I have been trying to look at what filming lights you use but when I click on the link it says it is unavailable now. Just wanted to let you know so that you can update it.
Thank you for letting me know, I will go fix that!
Hey! Do the cash envelopes you sell on your store come punched for the planner you have or do you lunch them yourself ?
I saw her video where she punched them
Question: the sheet you layout your expenses, where is that from?
That is from my Etsy shop, Morey June Designs.
www.etsy.com/shops/moreyjunedesigns
Morey June I got the Uh-Oh page. I think the link is bad or you took it down?
I also am trying to find the link where to purchase I went on your Etsy page and couldn’t find it
karla de leon I ended up finding them. They are stickers and, personally, $4 is steep. Considering how many pages of stickers you’ll need. I ended up purchasing the Budget Mom’s digital financial planner. It’s similar but you have undated pages you can print forever.
I love how organized and specific your budget is. However, I was raised by and accountant and and an insurance adjuster. The idea of having that money in the home makes me anxious for you. What if you are robbed? What if there is a tornado, fire or flood? What if something happens to you? Then someone else has to take over your bills for a while and they only know about your bank account. It's a great idea, but at least for the sinking funds I don't see why it can't go into a savings account. You can keep a log with the full balance broken down just like you do on the envelopes.
With homeowners insurance you can claim up to 10k in cash
Do you have utilities like electric and heating fuel?
Louise Dillon no she doesn’t
Do you sell them paycheque pages in your shop? This is exactly what I’m looking for
I could make you one. Msg if needed. :)
What do you do if there are 5 weeks in a month? You said you separate payments in quarters.
If there are Fridays in the month (like January), I usually divide the minimum payment by 5 rather then 4. It really depends on when the payment due date falls in the month and if I have 4 or 5 Fridays (paychecks) before that due date.
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Where did you get your sinking fund envelopes?
How is your rent as low as $200? My Rent is $400 a month and i live in a trailer!!
Do you sell the binder with the envelopes. I would like to buy all of what you show in the video the binder and the envelope the same all.
Unfortunately, I do not sell the binder but I did get it at Michaels. I think you can get the Recollections binder on Amazon as well.
wait how is your rent $200? lol I need to move where you live
Tina Marie I think she says it's a family owned house. She's truly lucky!
I rent from my neighbors (husband's parents) and they charge us $900 🤮
Rent for $40/week awesome
Lol... I had to rewind...those were $20 bills!!
Looking for recent updated videos??
Girl try to pay that one main loan first .. that bill is ridiculous the amount they charge in interest .. I took a 2500$ loan and just paid off the total off after 6 months paying it I paid $2950
try living and budging on 1500 a month!! cant save anything!!
Wendy R Ferrell try it with an income of £600 and bills over £700 haha
200 for rent and no utilities???? HOW???
I live I a family owned house and they have been gracious to let me have low housing costs
@@MoreyJune that is huge for being able to save! Housing/utilities and groceries are my biggest expense!
@@MoreyJune : wow, lucky you!
WOW, Blessed!
I think your income actually is $812, because you accidentally push the 6 instead of the 5
I really hate when I see stuff in these videos and they're out of stock. It happened with The Budget Mom and now Erin Condren. I guess I'll just save the money and make it myself
153 *4 is $612! Way too much for a car payment!
$567+245= $812.00
Im so glad that I have absolutely no debt and no children.
You added Wrong!