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I found the last-minute restaurant booking service through the Amex Platinum concierge to be particularly helpful.

I don't have this card yet but I will likely get it sometime next year. The hotel credit, the entertainment credit and the airline fee credit are all easy to use even if you rarely fly. Those almost make the card free and since I occasionally use doordash I could just use uber instead to pick up that credit meaning AMEX is now paying me to use the card. Thats makes the card worth it for the lounge access alone. Plus AMEX has good monthly offers and I prefer their customer service to Chase. I have the chase trifecta and I will be adding this card sometime.

You should get onboard with any cash back you can because congress has bills they’re mulling taking away all your cash back for upper management and CEOs pockets

What is the point of this video? “How bad is the Amex platinum?” According to the clickbait image, 2* Actually, let’s list all of the benefits that I personally get value out of (15 minutes) and come out ahead of the annual fee. And to wrap it up, call it a good tool that you’ll continue to use?

I see that Speedmaster. So much more adult than that Apple Watch!!!

I’m already net positive around $200 after the AF on things I’m already paying for, it’s a good card for me. I realize it’s a perk/lifestyle/coupon card, but that’s why you always get other cards in addition to supplement. This is NOT a single set it and forget it card. The people screaming “this card sucks!! DO NOT GET IT!” clearly it’s not for you.

Thank you for the video. We share some of the same reasons why we keep the card. My home airport Has a centurion lounge. My wife and I visit them about eight times a year. I find it rather amusing.The people always refer to putting in the work to get the benefits of the card. Which is actually putting in about five minutes a week. I am much older than you as you might have guessed. But I can assure you of this. It's a lot easier today. Looking up information.

Love this card so much I have 5 of them. Only because I get the annual fee waived being active duty military

Amex Platinum is awful use on everyday expenses only if you fly a lot. And the prepaid credits are not worthless if you don’t use those services in your normal spending.

Love the videos!! Is that a speedmaster you’re wearing?? Sorry I’m a watch guy too lol

most mid card ever. it’s free for military but really it’s still not as good as other cards

These cards are like Costco totally scam design to put you in debt and over spend 695 memberships fee WTF bro never make that money back

Got the 175k bonus so we’re doing that then cancelling at 1 yr 1 day

Great video. You can actually enroll in the premium car rental protection which will give you primary CDW. You can choose to pay either $20 or $25 when you rent a car. You only pay that fee when you rent a car and it’s a one time charge. You can add this benefit to most of the Amex cards. Joe Baretto mentioned this a little ways back.

Besides the Gold Amex has subpar cards.

Great video 📹 👍

Annual fees are so annoying!!! 🤢🤮🤢🤮🤢🤮

If I ever have to fly monthly I will probably get it, but neither are very likely

Thanks as usual Danny. By the way, any thoughts on the AMEX Green? It's rarely talked about, but it's a decent lower grade combined food/travel card. The annual credit for Clear blows the annual fee away. I think the card is actually underrated, but is overshadowed by the gold and platinum. Thoughts?

The resort credits, food discounts at hotels, access to lounges do add up, especially for the AMEX preferred hotels. The fee actually can be absorbed quite fast, and if you travel a lot, the lounge access is huge.

Chase Sapphire Reserve ($550) isn't as good as Sapphire Preferred ($95) combo Ritz Carlton ($450). Ritz Card gives you same Sapphire lounge access as Reserve and has no AU fee. Reserve has $75 AU fee. Do the math CSR $625 for family of 2. CSP and Ritz $545 for family of 4 or more.

good info-- thanks Dan....

The Sebby style jump zooms you use are annoying. I know you guys think it is an attention getter, but it’s not, it’s annoying as hell.

I highkey want to see a massive cancellation so the lounge can be less crowded.😂

It complements the AMEX Gold card really well. I have several international trips lined up this year and don’t have the points to use for airlines yet but a benefit of the platinum card that is saving me hundreds of dollars that barely gets talked about is the International Airline Program. On top of that, I justify the annual fee easily with Clear ($189), Hotel ($200), Uber ($200), and Digital Entertainment ($240) that I already spend and everything else are bonus.

My local airport has a centurion lounge which is the only thing causing me to keep the card. Hate the coupons

I wish someone would've told me this sooner. Wasted potential earnings keeping my money in a chase savings account.

Currently working through a 175K SUB. The last 2 months I’ve been making use of the entertainment credit, Uber credit , Walmart + subscription for cheaper gas. Tomorrow my gf and I will be trying out our airports delta lounge and the one at LaGuardia👌

At the rate Chase has expanded their lounge footprint they are trying their best to make the Amex Platinum obsolete. I think its a good thing for Amex customers though as maybe the horrible crowding will be reduced.

Don't forget the time and energy wasted just to get back "value" from those credits.

Not worth it. You will spend way more trying to use the coupons. Lounge acess not woth it if you are married and need to pay to take your spouse in the lounge . Just to use the 200$ hotel credit you have to book something around 500 to 600$ hotel. Clear credit not any better than regular check in unless you fly out of busy airports all the time. I never had a reson to use it. Most of the times they were down or slower than regular line. US bank altitude reserve and CSR are better alternatives

You should talk about the billing cycles for the Apple Card which are the OPPOSITE of other cards, so not what expect. When the statement says its due November 30th that 30th day is DAY 30, the LAST day to pay not the 1st day to pay. The statements are issued on the 1st, DUE on the 1st and the 1st is DAY 1 even though it says due Nov 30th. BE WARNED. Also, if you get this wrong Apple will not care. They will report you 30 days late and will do so over $7. So I would not get this card as all of your other cards work traditionally and its hard to remember this especially since the statements keep telling you its due on November 30th and thats just NOT true. PASS ON THIS CARD.

I get reasonable “coupon book” value with my Platinum with the digital credit, Walmart credit, and Clear. I love the lounge access too. As Daniel illustrates, the multipliers are underwhelming.

How Bad Is The Amex Platinum Actually? Very bad!

Finally got the Cuts sponsorship! Nice!

Which one would you reccomend for the first time applicant: Chase Freedom Unlimited® credit card or CHASE SAPPHIRE PREFERRED?

Since I live out in rural America, that big ass coupon book won’t do me much good. Congrats on the sponsor, it’s a fresh fit.

This card sucks!! DO NOT GET IT!

I need your help!

😮

Its bad, save yourselves some cash and get something better. Custom cash + Citi premier covers all the bases for $95

Great video again!

I hardly use it in my everyday life but the benefits while being active duty are undeniable

😊

TOTALLY misleading. The points are 1/2 in value than standard. For a 2,000/ month rent you get a MISERABLE $10. What a joke. Not worth the hassle

I would get the chase freedom flex if you start with the freedom rise

I think Apple Card is a great starter card because its so user friendly and clear. Its also relatively easy to get approved for. If you live in a place that accepts apple pay most places it’s pretty good! I only use mine for apple purchases/services at the point, but it has served me well! It’s also good if you don’t care about points

I've got the PayPal Cashback Mastercard. 2% back on everything, 3% back on purchases through PayPal (basically every online purchase), no fees obviously. Considering most people in the US don't even have an emergency fund, travel rewards shouldn't be recommended for most people. Especially if they have to pay for the card yearly.

I appreciate how thorough and articulate you are. Even here discussing how you made a personal life choice like in this video. I just came across your channel a few days ago and have found myself coming back to watch more videos just because of how articulate you are. There is just so much dumb stuff on the internet and I’m glad to have found your channel where I feel like I’m being educated on topics that actually matter to my life. Also, you should never be worried about what you’re going to do if for some reason you don’t want to do CZcams anymore. You have marketed yourself so well online (I.e. professional, articulate, etc.) that people will be making you job offers if you say you’re looking for a job. Thank you for what you do!

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