Everyone had good credit score until later in life, people’s financial mistakes and college school loans ditching people’s credit score, mistakes of applying for credit cards and carrying balances month-to-month, only making minimum payments, missing payments, neglecting to review your billing statement, not knowing your APR or applicable fees, taking out cash advance etc and not even talking about the United States crazy medical bills that's putting people's credit in the trough.
We can help anyone here get this done because every clients sent over to us have always had successful results. Delete negative items, correcting incorrect personal information, inquiries and collections removal and boosting credit score swiftly
Thank you so much for encouraging the whole world to do better and life, To make us stay positive and motivated in focus on our goals & dreams and stay away from negatively so we can prosper in life everyone on this video stay strong and safe May God bless you and your families. financial problem and credit issues , reach out ⬆⬆
Best smile an personality award forget turo! Nawh jk great info appreciate your energy! Put down momma we all need guidance! Great work giving it back an no higher level of learning but teaching! Keep it up God bless!!
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Linux tech corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
Thank you for the video! I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a 🔥 in me and learning from and using *850financial assessment* . I have watched this video a few times just as motivation. I call it my “Victory Lap” video because you are spreading Nips message by following it! Thank you and keep pushing! Proud of you!
Thank you so much for your inspiration! I have traveled a similar path, 2 college degrees, multiple jobs including credit problems. I am now 65 years old and have found my purpose in life. Currently in the process of starting my own business. May God continue to bless you and May He continue to bless *Linux Tech Corps* for me for every successful deal we conducted ..
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850financial assessment* made it stay at that range and getting it up
I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Credit Backdoors* to my friends and people I know regarding any credit situations
A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report...a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"...that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off...Having that much debt can be overwhelming for ANYONE...Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Andy and within few week they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Realsourceinvestment🟡Org
I recommend Discover it. I opened it a year ago with a $300 deposit, I used it responsibly every month then they gave me back my $300 and they gave my credit line of $1500.
I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $960,000 in 4 months from $160k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.
It is possible to produce superior performance provided you do something different from the majority. However, most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.
@Doukas Amal That's impressive. Are you giving her your money or the money stays in your trading account? What's really the idea behind copying trades.
I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
Quick question Shawn , YOUR not suppose to cancel a credit card are u , because that wud hurt ur score, Unless u meant closing it which does differ from canceling? So ur saying close don't cancel. Yea the authorized signer is the best way they don't loose out on credit card but once u shoot up ur credit shud u cancel from being a authorized signer? I get the point is to build that credit from the authorized user and too use it or create something from that credit, but do u ever cancel once ur score is up?
Quick question if your score is elevated due to becoming a signer on someone with excellent credits accounts wont the opposite become true to their score. Meaning it will decrease by taking you on as a signer due to your bad credit. Should make you have second thoughts about letting just anyone become signer is it worth damaging your credit to help theirs. And if this is not the case why not?
Saying thank you is not enough to show how much I value everything about you on Telegram I got a very high balance on your credit card's... So Amazing*** you Are the best❤Darkcreed90😚
I had an EVICTION, JUDGEMENT and quite a number of other negative items on my report with a low 400's CREDIT SCORE. These prevented me from getting a mortgage until I starting looking for help. After he finished working on my REPORT in just 7 days, my CREDIT SCORE increased to 780, all the negative items on my REPORT were deleted permanently and he added good trade-lines to boost my credit mix (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my report, I got the mortgage and that was phenomenal! Andyhackscreditfix🟤Org
Thanks Shawn!!!! Open Sky was open and approved after Discover said NO. Perfect solution the the extra money in savings!!! Thank you Thank you Thank you!!!!!!!!!!
So, if you do all 3, then you have 2 hard inquires, because the one doesn't pull your credit. The hard inquires affect your credit score in a negative way.
@@AdultingShouldntSuck My circumstances have changed . I’m sitting at 780 FICO.. I now hold 5 cards and one store card (J Crew). I paid off 9 collections, requested deletion letters (No cards just bills). Once things started dropping off, I applied for the Cap One (Secured) then Discover (Secured). Discover graduated me after 7 months and Cap One gave me an increase (They don’t graduate). My utilization across all accounts is 2%, no late payments, no balances, no black marks, no collections. I hope this helps someone.
Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & for Ur transparency!!! I recommend CREDITBACKDOORS🎡COM for those with bad credit after recommending this clip to learn some knowledge about credit....
My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 850 Credit cards are not bad if you know how to utilize them To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings Realsourceinvestment🟢Org
@@indiejones4683 they are the WORST CREDIT CARD "COMPANY EVER" Let me qualify that statement, there interest rates are high, their customer service sucks and God forbid you make a late payment due to extenuating circumstances they will have their customer service reps call (from some call center in India) you relentlessly. Disclaimer, I only mentioned India because sometimes its hard to understand what they are saying.
@@FGO23 Im sorry so many folks have had a bad experience. Im not denying any of that. I just personally have never had that issue. I dont pay interest when i pay my bill on time in full and I only have a yearly fee of 35 dollars. They even gave me more credit and ive only been with them about a year. They have 4 different types of cards each having different incentives and fees. I even get 2% cash back. Thanks for the heads up but its working for me so far so ill just stick with it.
You cannot even create an online mobile account. Even while I was talking to a customer service person. Customer service was friendly. Credit one is like a slow motion train wreck.
I wouldn't go with CreditOne. It has a lot of bad reviews, and bad practices that I've seen people complain about. Instead, get a CapitalOne Platinum Mastercard for rebuilding credit. They give you a $300 initial credit line, and then they automatically raise it to $500 after 5 on time payments, with no annual fees. Ever.
All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving
All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving
A credit fee isn’t bad, it’s $8.95 a month just to keep it open and I have a $2250 limit and was offered a new card (supplement to my visa) with credit one for $1500.00. With no annual fee! After 12 solid payments!
Thank you so much for this video. I was helping my little sister get a credit card as a student and it seemed impossible until I stumbled upon your content 👏🏼👏🏼👏🏼
My credit dropped 27 and 30 points yesterday, because of one new bad mark. Now i have 590 and 540 credit. I just applied and was approved for the Discover it card. Thanks for the advice!!.
Hello guys, I was introduced to Fixmyfinance01@ gmail com while researching getting late payments removed from my credit report. I was reluctant at first but gave it a try by sending a mail to them. I was very surprised to see the improvement made on my credit report last month. They cleaned my credit reports and even helped me clear my debts, now my credit score is excellent and I got approved for a $15k limit credit card recently
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Future Imperative Corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
My mother passed away a year and a half ago and covid shut down the courts here in my city. I am due some money next week which will take my credit cards to a zero balance and I am disabled so I don't work and once the estate comes through I will be in the seven figures but right now I need to use my rent to hold a little home I want to buy as a good faith deposit! I am in the shitter!
@@mgeek1 That's because most people never read the terms and conditions apply for the card received the card then go oh my God its because they never read the terms and conditions everything is in there.
I get such GREAT service every time I go to the VIRTUALCODECRACK🎡net and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
Due to long term medical illness in my family our credit suffered lots. Lots in collections but lots saved and being paid on time for 24 month or more, i was doing the wait and see who sues me hoping the statue of limitations run the course first but 4 have sued... when you own something they do come after you no matter what the reason. but after seeing a lot of reviews about *CreditBackdoors⨀Com* i gave them a try to get stuffs off my credit and boost my credit score, im so glad it worked using their service
Thanks for all of the info that you give, Shawn!! I found your channel and have become very educated as to how credit works. Looking forward to the webinar!!! Saw some info on Diamond Chanel's channel; is she your daughter? I will also subscribe to her channel as well; just wanted to make sure it wasn't a scammer, lol. I am grateful for your platform; so many things not aware of in the past now trying to get it right. I will be 59 this year so my goal is to become more credit savvy before I reach retirement. I was about to sign up for credit repair with Lexington Law and lucked up on *850 FINANCIAL ASSESSMENT* ; look at GOD!!!
I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯
I filled bankruptcy, which destroyed my credit. I wen from a score of 770 to 620. My first credit card right after bankruptcy was Capital One Visa with a line of $500. I then got a Capital One Master Card with a line of $350. Two years later and a several credit line increases on both, the Visa has a line of $7000 and the Master Card has a line of $5000. My score has gone from 620 to 730. Not as good as before bankruptcy but it's on it's way. I basically charged my monthly bills, such as, electricity, cable and internet to the cards and since I paid them off each month, I wasn't charged interest. But, I created a steady and healthy credit history with each card which allowed me to request more and more credit on each over the years.
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Shawn, fyi my emergency fund is also a done deal! by *Linux Tech Corps* lol, i didn't made it myself
Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Linux Tech Corps* to my friends and people I know regarding any credit situations ..
Strange thing happened to me ... I applied for a secured Capital One card ... and was NOT approved. A few days later, I got mail from them telling me I was "pre-selected" for an UNsecured card from them. I applied and was *APPROVED!*
Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅
Credit one is an ATROCIOUS option! Capital one is a much much MUUUUUUCH better card. Their secured cards and platinum cards are really easy to get. They don’t charge annual fees and they have something called “credit steps”. When you make your first 5 payments on time, you automatically get a raise for your credit limit, (Usually from a $300 limit raised to 500 or $700). I love capital one. I got approved with a 487 credit score. And you can use their “prequalify” tool on their website. I would never under ANY circumstances eat a credit one card.
I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *Futureimperative🟡net* . I followed what they said and started with an secured credit card for 2000.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 777 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
howdy - may I suggest we make *Futureimperative . net* correlating this to the United States Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
When I signed up with Jack I had 18 negative items across all 3 credit reports plus a judgement and a bankruptcy. It's been 3 weeks and the judgement and bankruptcy have been removed from all 3 reports. They were also successful in getting all other negatives removed from my Transunion and Experian. I now only have 4 left on Equifax but they're old and paid in full so they really aren't affecting my score anyway. My scores have all gone from low to mid 600's to around 780-795 and it wouldn't have happened without Andyhackscreditfix🟠Org .
Well the video caption says three credit card companies that WON’T deny. Then before he tells what they are he says if you can’t get approved for the first one then move down the line 🤦🏻♂️ I’m thinking he doesn’t know what he’s talking about.
@@chromepixels8922 so you saying it doesn't matter cuz you shopping for a credit card that's new news to me it's still a hard Inquiry and that stays on your report for atleast 2years.
People are sick of being told money is tight we can't give you a raise. Then watch as the boss pulls up in his new car. Then shows you a video of him and his family. Who went on a quick vaca to Fiji. Because they needed to recharge, never worry about raise, just get close to *Credit Backdoors* to get you your emergency/pandemic funds with no paying back
Discover is great. I love em. I applied with a $200.00 security deposit then 6 months later BOOM!!! Automatic $2000.00 credit limit and refunded my $200.00 security. They do give cash back on my card. They offer a check for but I use it toward my monthly payment.
@@Undecided0 I'm confused and new to this so you saying you put in 2.5k then they raised to 5k? Then 10k like you mean tell me you take that out in cash? How does work please help me understand thank you
@@PP-ec6cw I put a $2.5k deposit on a Discover It Secured Card. So that was my credit limit. 6 months later they gave me my deposit back & raised my credit limit to $5k. A year after that they raised it to $10k.
Stay away from Credit One and Open Sky. ESPECIALLY Open Sky. "No Cashbacks"? Get outta here! Stick with Discover and Capital One cards to build/rebuild your credit
Před 2 lety
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *Credit backdoors* made it stay at that range and getting it up
i did the trik at the end many rears ago worked great. i have been told that they now note that u are not the primary. you still get the gistory but nut the bump.
Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & amazing; I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & the sauce; for Ur transparency!!! I recommend ANDYHACKSCREDITFIX🎡ORG for those with bad credit after recommending this clip to learn some knowledge about credit....
Always clear and right to the point. I love your videos cause they're very helpful ❤. What am I supposed to do to remove a report with the original creditor?
No dumbass ... I'm not going to max out my card... it's called "credit utilization"... and some people dont have it like that... like people who live paycheck to paycheck...have kids.. other things.... some people dont have your luxuries....
The worst part is, this video is aimed at people who are either just starting out, or trying to rebuild their credit. If you aren't getting approved for cards like Discover IT (they also have a secured version), CapOne Quicksilver, or Citi Double-Cash, then there's probably something wrong with your credit that needs fixing/repair. Just start with a secured card from Capital One or similar well-known-brand. Research the reviews from Credit One customers. I've never seen so many bad reviews, and it's clearly a company that is tricking people into thinking they are Capital One. I can't believe Cap One hasn't sued the crap out of them. Similar name, near identical logo. FFS they have to be the WORST card out there, especially for people just getting into the game. Hell, even go with Indigo or Fingerhut over Credit One.
Just applied for the Apple Card as my second card today and was instantly approved with a way higher credit line than I expected. Had no idea it would be that easy
I was able to fix my credit using the servics of *CREDIT BACKDOORS (@creditbackdoors)* on Instagram they're the best at getting credit back in track, reach out to him if you need help with your credit, loans, negative items, inquiries etc.
You forgot to mention that with a $200.00 credit limit you should charge no more than $10.00 or your score will decline if you carry more than 5% useage.
Meanwhile I literally bought my house because the apartment I was living in started at $700 a month. A year goes by and the landlord sends me notice of rent being raised to $800 a month. I did this for another year. I was a star tenant, never broke anything or asked for anything. Another year goes by and again the landlord sent notice of rent raising to $900 a month. I obliged and continue renting. 3rd year I get another notice from the Landlord. The rent went to $1000/ Mo... I was starting to get concerned at this point, but I felt I had no other choice. I lived there another year. 4th year and I get yet another notice. The landlord was raising the rent to $1,100 a month. At this point I was getting frustrated. 4 years and no upgrades to my apartment and they wanted more and more money. I made it one more year. We hit year 5, and again I got the dreaded rent increase notice to $1,200 a month. This was the final straw. ANDYHACKSCREDITFIX🎡ORG:
I had 17 inquiries I would like removed, 3 are from leasing companies for apartments I did not get, and 9 others are from 4 credit card companies that pulled my information twice each that I applied to months ago but just now showed up, I didn't get either card, My credit went from a 747 to a 611 in a matter of a week. I got referred to Creditbackdoors🎡com by few trusted clients and I can say they're the best because all the 12 inquiries got deleted and my score was raised to the 800's
Credit karma shows I have a collections, Experian shows i have no collections account, Credit karma shows 4 hard inquiries, Experian shows 12 hard inquiries.... But all these credit problems got fixed after reaching out to andyhackscreditfix◻org and I now have 810 FICO Credit Score, all my tensions and pressures are gone for this thanks to Andy , your credit repair services is obviously the best!!!!
Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅
Not to mention the secured version allows you to get a $200 CL for $50, $100 or $200 (if your credit is like completely ruined, bullet holes in and left for dead on the side of the road)
I have $8,500 on one of my Credit Card Capital one approved of $300, I call them say I have $8,500 yet capital one gave me $300, Talks, So I cancel when I check Experian's, they APPROVED me for $7,100, something went wrong, So I told them, so I cancel.
I don't consider renting passive income unless you have professional property management. Most people who rent don't count their time and effort needed just to make a tiny return on their massive investment. For example, you invest $599,000 to buy a second home and rent it out for $3000 a month. Let assume you are cash flow positive on the property and you make $1000 a month or $12,000 a year. What would your annualized return be? 2 percent on the entire amount. Now, you can argue that your return is much higher since you only put down $120,000 on the property. However, you are on the hook for the full $600k regardless of what the future FMV of the house is. Furthermore, people assume that their home will always appreciate in value however, this is a false assumption you can make. In the best case, you will gain some capital appreciation thanks to the central bank increasing the money supply, however, if inflation heats up, you can see your property actually start to lose money in real terms. This is because there is an inverse relationship between housing and nominal interest rates. The central bank will attempt to slow down inflation with higher interest rates and curb lending. We haven't seen inflation in a big way but we can see all the massive stimulus money that the government is pumping turn into inflation while taxes will be hiked to pay for all the COVID spending, your best choice is to look into crpto and ANDYHACKSLLC , Its the video.
Chase Ezell it will only affect the user if the person that has been authorized is given the card ,does not pay it so it’s best not to give the person a card just add them on
I started with creditone and it helped me alot. Yea the annual fee sux but in about 6 months i was able to get big boi unsecured credit cards. I never went the secured credit card way but it makes sense they are great options
Hey so i have creditone and am building my credit but I want to close my account how did you close it did you open another better one first or just outright closed when you were done with it?
Great choice on including the secured discover card! Just one tip; you get the refundable deposit back from the Discover it secured card after about 6-8 months of having it. You don't have to close it to get it back. 😁😁😁😁
New and Improved Video is Out with Updated Cards! 💳 - czcams.com/video/Etpw1FouGRM/video.html
Everyone had good credit score until later in life, people’s financial mistakes and college school loans ditching people’s credit score, mistakes of applying for credit cards and carrying balances month-to-month, only making minimum payments, missing payments, neglecting to review your billing statement, not knowing your APR or applicable fees, taking out cash advance etc and not even talking about the United States crazy medical bills that's putting people's credit in the trough.
We can help anyone here get this done because every clients sent over to us have always had successful results.
Delete negative items, correcting incorrect personal information, inquiries and collections removal and boosting credit score swiftly
If you have a bad credit, ... *we got you covered today*
Check our Channel for more info
Thank you so much for encouraging the whole world to do better and life, To make us stay positive and motivated in focus on our goals & dreams and stay away from negatively so we can prosper in life everyone on this video stay strong and safe May God bless you and your families. financial problem and credit issues , reach out ⬆⬆
Best smile an personality award forget turo! Nawh jk great info appreciate your energy! Put down momma we all need guidance! Great work giving it back an no higher level of learning but teaching! Keep it up God bless!!
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Linux tech corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
Hi how are you doing
Thank you for the video! I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a 🔥 in me and learning from and using *850financial assessment* . I have watched this video a few times just as motivation. I call it my “Victory Lap” video because you are spreading Nips message by following it! Thank you and keep pushing! Proud of you!
Thank you so much for your inspiration! I have traveled a similar path, 2 college degrees, multiple jobs including credit problems. I am now 65 years old and have found my purpose in life. Currently in the process of starting my own business. May God continue to bless you and May He continue to bless *Linux Tech Corps* for me for every successful deal we conducted ..
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850financial assessment* made it stay at that range and getting it up
I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Credit Backdoors* to my friends and people I know regarding any credit situations
Hey dude mag now really like cards all over the bed with money
I rem
A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report...a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"...that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off...Having that much debt can be overwhelming for ANYONE...Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Andy and within few week they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Realsourceinvestment🟡Org
best ever deal with. best buddy!...
best ever deal with. best buddy!...
best ever deal with. best buddy!...
best ever deal with. best buddy!...
I recommend Discover it. I opened it a year ago with a $300 deposit, I used it responsibly every month then they gave me back my $300 and they gave my credit line of $1500.
I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $960,000 in 4 months from $160k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.
It is possible to produce superior performance provided you do something different from the majority. However, most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.
@@Tonyforeman659 Exactly, the trick is to diversify your investment, don't panic when everyone else is and invest consistently.
@Doukas Amal Hello Do you trade on your own?
@Doukas Amal That's impressive. Are you giving her your money or the money stays in your trading account? What's really the idea behind copying trades.
@Doukas Amal Is her service available outside of the US? As her broker is registered in the US.
Applied to all 3 and got denied all 3..
Ur the only perso. Speaking on the subject all these other comments are bogus🤔
I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
Thanks for recommending, their service works !
Thanks for recommending, their service works !
Holy crap I’ve never seen so many spammy/fake comments! I guess that’s what happens when your video blows up with over 1MILLY views!
GO AWAY LIAR !!
GO AWAY LIAR !!
GO AWAY LIAR !!
GO AWAY LIAR !!
GO AWAY LIAR !!
Don't forget to check out my other credit videos 💳 - czcams.com/video/MdBwQKN2-9A/video.html
Quick question Shawn , YOUR not suppose to cancel a credit card are u , because that wud hurt ur score, Unless u meant closing it which does differ from canceling? So ur saying close don't cancel. Yea the authorized signer is the best way they don't loose out on credit card but once u shoot up ur credit shud u cancel from being a authorized signer? I get the point is to build that credit from the authorized user and too use it or create something from that credit, but do u ever cancel once ur score is up?
All4one Jerzy I boosted my credit with my credit tutor ( @royalblade1 on telegram and twitter ) helped me boost up 57 points in 2 days. Yay!
I was denied for creditone, but was approved for capital one, so you figure that one out for me........
Thanks for the video. Also has anyone ever told you that you look like Jake Gyllenhaal
Quick question if your score is elevated due to becoming a signer on someone with excellent credits accounts wont the opposite become true to their score. Meaning it will decrease by taking you on as a signer due to your bad credit. Should make you have second thoughts about letting just anyone become signer is it worth damaging your credit to help theirs. And if this is not the case why not?
My chime card raised my score 87 points in 2 months so far
How do you apply for that?
@@AmirKhan-yv8jm you gotta have a chime account in order to get one
Saying thank you is not enough to show how much I value everything about you on Telegram I got a very high balance on your credit card's... So Amazing*** you Are the best❤Darkcreed90😚
Hi Kenny
@@elizabethmckenzie6367 heyy
I had an EVICTION, JUDGEMENT and quite a number of other negative items on my report with a low 400's CREDIT SCORE. These prevented me from getting a mortgage until I starting looking for help. After he finished working on my REPORT in just 7 days, my CREDIT SCORE increased to 780, all the negative items on my REPORT were deleted permanently and he added good trade-lines to boost my credit mix (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my report, I got the mortgage and that was phenomenal! Andyhackscreditfix🟤Org
Thanks Shawn!!!! Open Sky was open and approved after Discover said NO. Perfect solution the the extra money in savings!!! Thank you Thank you Thank you!!!!!!!!!!
So, if you do all 3, then you have 2 hard inquires, because the one doesn't pull your credit. The hard inquires affect your credit score in a negative way.
You need help paying off your credit card debts or loans ?
I was starting over. I got the cap one and discover. I started at 545 now I have a 735 fico score in less than 1 year.
For those who see your comment and are wondering how you did it... how’d you use your credit card responsibly to build your score so fast?
@@AdultingShouldntSuck My circumstances have changed . I’m sitting at 780 FICO.. I now hold 5 cards and one store card (J Crew). I paid off 9 collections, requested deletion letters (No cards just bills). Once things started dropping off, I applied for the Cap One (Secured) then Discover (Secured). Discover graduated me after 7 months and Cap One gave me an increase (They don’t graduate). My utilization across all accounts is 2%, no late payments, no balances, no black marks, no collections. I hope this helps someone.
Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & for Ur transparency!!! I recommend CREDITBACKDOORS🎡COM for those with bad credit after recommending this clip to learn some knowledge about credit....
My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 850 Credit cards are not bad if you know how to utilize them To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings Realsourceinvestment🟢Org
best ever deal with. best buddy!...
best ever deal with. best buddy!...
best ever deal with. best buddy!...
best ever deal with. best buddy!...
Capital One! Get a Capital One (unsecured card) and stay the hell away from CreditOne. Please.
whats wrong with credit one. Ive had them for a year and its been fine so far
@@indiejones4683 they are the WORST CREDIT CARD "COMPANY EVER" Let me qualify that statement, there interest rates are high, their customer service sucks and God forbid you make a late payment due to extenuating circumstances they will have their customer service reps call (from some call center in India) you relentlessly. Disclaimer, I only mentioned India because sometimes its hard to understand what they are saying.
@@indiejones4683 they are the worst man... It's a fee harvester card I never recommend anyone to get one of those cards.
@@FGO23 Im sorry so many folks have had a bad experience. Im not denying any of that. I just personally have never had that issue. I dont pay interest when i pay my bill on time in full and I only have a yearly fee of 35 dollars. They even gave me more credit and ive only been with them about a year. They have 4 different types of cards each having different incentives and fees. I even get 2% cash back. Thanks for the heads up but its working for me so far so ill just stick with it.
You cannot even create an online mobile account. Even while I was talking to a customer service person. Customer service was friendly. Credit one is like a slow motion train wreck.
I clicked the like button and my credit score went up 147 points👍
Thank you SO MUCH BRO! I applied to the first one and got in. Had no luck for months but now I got my first credit card
Shit feels so good don’t it ? Only up from here 👆😎
Hi Michael
@@elizabethmckenzie6367 Hiiii 😍😍
Capital one was the only company that gave me the opportunity to prove myself, and today I'm where I need to be with my credit.
Exactly. The legal way
Yes capital one is the way to go
I wouldn't go with CreditOne. It has a lot of bad reviews, and bad practices that I've seen people complain about. Instead, get a CapitalOne Platinum Mastercard for rebuilding credit. They give you a $300 initial credit line, and then they automatically raise it to $500 after 5 on time payments, with no annual fees. Ever.
All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving
All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving
The title says cards that WONT deny you , but then spend the first part of the video talking about what to do when you get denied
A credit fee isn’t bad, it’s $8.95 a month just to keep it open and I have a $2250 limit and was offered a new card (supplement to my visa) with credit one for $1500.00. With no annual fee! After 12 solid payments!
Thank you man just applied and got that discover it card.
Bro Discover it card is the best card ever
Spend a lot on gas like ever time u get gas u get 5 percent back
I can't believe you don't have Capital One unsecured credit card on your list
Pretty simple - Capital One doesn’t approve everyone.
@@vickytechy2441 😊yes they do honey
@@vickytechy2441 U R absolutely correct! They do NOT aaprove EVERYONE!
2 of the 3 are SECURED credit cards!
Any bank will give you a SECURED credit card.
Big friggin deal!
Thank you so much for this video. I was helping my little sister get a credit card as a student and it seemed impossible until I stumbled upon your content 👏🏼👏🏼👏🏼
My credit dropped 27 and 30 points yesterday, because of one new bad mark. Now i have 590 and 540 credit. I just applied and was approved for the Discover it card. Thanks for the advice!!.
I was turned down by all 3! O well
I'll bet I would be turned down by all three also lol
When i started rebuilding my credit discover turned me down flat....TWICE!!!
Nice video. Sometimes getting a "store" card example "Target" - etc. might be a good choice as well. My first card was from Sears.
Discover denied my application
If u have to get creditone credit card, get rid if it as soon as u can, ur actually better off with a secured credit card
MissEnglish123 I agree Credit one is horrible
They raised my credit 100 points within the first 4 months
Hello guys, I was introduced to Fixmyfinance01@ gmail com while researching getting late payments removed from my credit report. I was reluctant at first but gave it a try by sending a mail to them. I was very surprised to see the improvement made on my credit report last month. They cleaned my credit reports and even helped me clear my debts, now my credit score is excellent and I got approved for a $15k limit credit card recently
How do I get rid of it?
@@needtoknow1989 32 percent
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Future Imperative Corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
My mother passed away a year and a half ago and covid shut down the courts here in my city. I am due some money next week which will take my credit cards to a zero balance and I am disabled so I don't work and once the estate comes through I will be in the seven figures but right now I need to use my rent to hold a little home I want to buy as a good faith deposit! I am in the shitter!
Thanks🙏for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor✅I got my card
Stay away from CreditOne.
Credit One bill me $75.00, a week after receiving the card. I hadn't even charge anything. I call them and cancel the card
I've heard nothing but bad things about Credit One. They keep sending me mail saying that I'm pre-approved but I throw it in the trash.
Yes I heard
They suck. They sent me a $150 check Night Before Christmas. My bank cashed it and they didn't even honor it.
@@mgeek1 That's because most people never read the terms and conditions apply for the card received the card then go oh my God its because they never read the terms and conditions everything is in there.
How can anyone deny you for a secured credit card??? You are actually spending your own money and paying yourself back with no risk to them.
I just opened a Discover IT card with a $1,000 limit. I really like this card. No problem. Very smooth. I would recommend it.
I get such GREAT service every time I go to the VIRTUALCODECRACK🎡net and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
Due to long term medical illness in my family our credit suffered lots. Lots in collections but lots saved and being paid on time for 24 month or more, i was doing the wait and see who sues me hoping the statue of limitations run the course first but 4 have sued... when you own something they do come after you no matter what the reason. but after seeing a lot of reviews about *CreditBackdoors⨀Com* i gave them a try to get stuffs off my credit and boost my credit score, im so glad it worked using their service
I can’t believe credit one is being recommended
I had it for a couple of months and it helped me raise my credit score to 700
They are literally trying to take me to
Court right now for a 300 credit limit from 4 yrs ago I hate them 🤣🤣🤣🤣
@@mulattopapi9741 Don’t pay. Meet them at court and ask for original agreement and they will run like roaches.
@@frankelse745 I’m all ears , explain lol’
Thanks for all of the info that you give, Shawn!! I found your channel and have become very educated as to how credit works. Looking forward to the webinar!!! Saw some info on Diamond Chanel's channel; is she your daughter? I will also subscribe to her channel as well; just wanted to make sure it wasn't a scammer, lol. I am grateful for your platform; so many things not aware of in the past now trying to get it right. I will be 59 this year so my goal is to become more credit savvy before I reach retirement. I was about to sign up for credit repair with Lexington Law and lucked up on *850 FINANCIAL ASSESSMENT* ; look at GOD!!!
Capital one. Make five on time payments they increase you credit limit...
I use capital one also
MINDS in Motion same to me. My credit was boost to 870 thanks to *mikeskyler* on telegram yesterday and I tried him he is real💯and legit
1. Discover secured credit card $200
2. OpenSky secured card $200
3. CreditOne unsecured... annual fee!
The Discover It credit card is awesome
Plugcarder10 I love you.... I just got another credit cards from em on telegram..
I bought a cc from @Darkteckh on telegram best vendor I know and very trustworthy.He sell cc,fullz,Ban📱📱💯💯
I won’t get approved
@@luxxyj9734 He will sell cc with high balance for you
I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯
I filled bankruptcy, which destroyed my credit. I wen from a score of 770 to 620. My first credit card right after bankruptcy was Capital One Visa with a line of $500. I then got a Capital One Master Card with a line of $350. Two years later and a several credit line increases on both, the Visa has a line of $7000 and the Master Card has a line of $5000. My score has gone from 620 to 730. Not as good as before bankruptcy but it's on it's way. I basically charged my monthly bills, such as, electricity, cable and internet to the cards and since I paid them off each month, I wasn't charged interest. But, I created a steady and healthy credit history with each card which allowed me to request more and more credit on each over the years.
Chris Black, You are on a good roll keep it moving you are making it happen... from Bankruptcy and look at you now more Blessing is coming!
Oh boy wish I would have known this before I got into credit card debt.
Me too, it should be a class for high-school students about credit but I guess this against the system” s interés They want to keep us ignorant.
Well....well....well....I got denied for the "Discover it" card.
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Shawn, fyi my emergency fund is also a done deal! by *Linux Tech Corps* lol, i didn't made it myself
Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Linux Tech Corps* to my friends and people I know regarding any credit situations ..
Hi Kevin
Strange thing happened to me ...
I applied for a secured Capital One card ... and was NOT approved.
A few days later, I got mail from them telling me I was "pre-selected" for an UNsecured card from them. I applied and was *APPROVED!*
The idiocy of credit card companies never ceases to amaze me.
Same with me. I was so confused
Hello are you there
Hello are you there
I'm always getting those from Capital One, they go right in the trash.
Discover it secured is a great card, mine just graduated ! Awesome card benefits 🙂
How many months did it take?
@@greenskeeper9883 everyone is different my journey was approx 10 months. I graduated to unsecured credit line $7,500
Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅
I thought this was scam at first, but you cleared my mind all thanks to *carder111* on telegram for that cc you’re the best
How do I make sure that I’ll get approved ?
I can help you get that done
Ya kinda look like "Doug" from the movie "The Hangover" lol 🤣🤣🤣🤣
Hey bro looooooooved the info on this video! Especially @7:06 that was great!
What’s up with these bots in comments
I’m saying thou ? Thought I was tripping
Lol right?!
Credit one is an ATROCIOUS option! Capital one is a much much MUUUUUUCH better card. Their secured cards and platinum cards are really easy to get. They don’t charge annual fees and they have something called “credit steps”. When you make your first 5 payments on time, you automatically get a raise for your credit limit, (Usually from a $300 limit raised to 500 or $700). I love capital one. I got approved with a 487 credit score. And you can use their “prequalify” tool on their website. I would never under ANY circumstances eat a credit one card.
Thank you for the information.
I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *Futureimperative🟡net* . I followed what they said and started with an secured credit card for 2000.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 777 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
howdy - may I suggest we make *Futureimperative . net* correlating this to the United States Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
When I signed up with Jack I had 18 negative items across all 3 credit reports plus a judgement and a bankruptcy. It's been 3 weeks and the judgement and bankruptcy have been removed from all 3 reports. They were also successful in getting all other negatives removed from my Transunion and Experian. I now only have 4 left on Equifax but they're old and paid in full so they really aren't affecting my score anyway. My scores have all gone from low to mid 600's to around 780-795 and it wouldn't have happened without Andyhackscreditfix🟠Org .
Open sky has an annual fee. Not sure why you think their is no annual fee
Well the video caption says three credit card companies that WON’T deny. Then before he tells what they are he says if you can’t get approved for the first one then move down the line 🤦🏻♂️ I’m thinking he doesn’t know what he’s talking about.
I heard him say if one deny you try the other 2. But he forgot to mention it goes on your credit report as a hard Inquiry.
What do that mean?
It don’t matter since you’re shopping for a credit card just make sure you do those inquiries on the same day
@@chromepixels8922 so you saying it doesn't matter cuz you shopping for a credit card that's new news to me it's still a hard Inquiry and that stays on your report for atleast 2years.
@@Courtneylashawn it brings your score down a lil
D Water, it only brings your score Dow by 3 to 9 points. The penalty goes away after 3 months or so. No big deal.
People are sick of being told money is tight we can't give you a raise. Then watch as the boss pulls up in his new car. Then shows you a video of him and his family. Who went on a quick vaca to Fiji. Because they needed to recharge, never worry about raise, just get close to *Credit Backdoors* to get you your emergency/pandemic funds with no paying back
Discover is great. I love em. I applied with a $200.00 security deposit then 6 months later BOOM!!! Automatic $2000.00 credit limit and refunded my $200.00 security. They do give cash back on my card. They offer a check for but I use it toward my monthly payment.
TimeRider762 are you fucking serious? Like really? Ive been getting the wrong cards
I put a $2.5k deposit on my Discover secured. 6 months later they raised it to $5k & gave back the deposit. A year later they raised it to $10k.
Kylo Ren & Stimpy WOW
@@Undecided0 I'm confused and new to this so you saying you put in 2.5k then they raised to 5k? Then 10k like you mean tell me you take that out in cash? How does work please help me understand thank you
@@PP-ec6cw I put a $2.5k deposit on a Discover It Secured Card. So that was my credit limit. 6 months later they gave me my deposit back & raised my credit limit to $5k. A year after that they raised it to $10k.
Stay away from Credit One and Open Sky. ESPECIALLY Open Sky. "No Cashbacks"? Get outta here! Stick with Discover and Capital One cards to build/rebuild your credit
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *Credit backdoors* made it stay at that range and getting it up
i did the trik at the end many rears ago worked great. i have been told that they now note that u are not the primary. you still get the gistory but nut the bump.
Credit One is the worst
I like how he throws in (secured) meaning you need to give them the money before you use it.
Honestly if you have bad credit it's better than nothing
How can we help you
Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & amazing; I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & the sauce; for Ur transparency!!! I recommend ANDYHACKSCREDITFIX🎡ORG for those with bad credit after recommending this clip to learn some knowledge about credit....
Always clear and right to the point. I love your videos cause they're very helpful ❤. What am I supposed to do to remove a report with the original creditor?
If you don’t have $200-300 you shouldn’t be opening any CC to begin with! What you going to do when it’s time to pay your CC bills? Run away?
No dumbass ... I'm not going to max out my card... it's called "credit utilization"... and some people dont have it like that... like people who live paycheck to paycheck...have kids.. other things.... some people dont have your luxuries....
Pay it with another credit card duh
Shay ikr!!!
I just screamed laughing!🤣🤣
Exactly.
Credit One? Seriously? Even if you need credit, do not, under any circumstances open an account with Credit One.
I don't recommend creditone either I had terrible mistake never again
Yeah, They R way more credit cards out then Credit One!!!!
The worst part is, this video is aimed at people who are either just starting out, or trying to rebuild their credit. If you aren't getting approved for cards like Discover IT (they also have a secured version), CapOne Quicksilver, or Citi Double-Cash, then there's probably something wrong with your credit that needs fixing/repair. Just start with a secured card from Capital One or similar well-known-brand. Research the reviews from Credit One customers. I've never seen so many bad reviews, and it's clearly a company that is tricking people into thinking they are Capital One. I can't believe Cap One hasn't sued the crap out of them. Similar name, near identical logo. FFS they have to be the WORST card out there, especially for people just getting into the game. Hell, even go with Indigo or Fingerhut over Credit One.
The worst
@@Kraden26 what is indigo? How does Fingerhut work?
Just applied for the Apple Card as my second card today and was instantly approved with a way higher credit line than I expected. Had no idea it would be that easy
I was able to fix my credit using the servics of *CREDIT BACKDOORS (@creditbackdoors)* on Instagram they're the best at getting credit back in track, reach out to him if you need help with your credit, loans, negative items, inquiries etc.
You forgot to mention that with a $200.00 credit limit you should charge no more than $10.00 or your score will decline if you carry more than 5% useage.
These are all rigged comments.... would not recommend the #2 & #3 cards. Discover is the best option to go for when building credit.
Discover is the best and most ethical of all those choices.
Hi berry
Meanwhile I literally bought my house because the apartment I was living in started at $700 a month. A year goes by and the landlord sends me notice of rent being raised to $800 a month. I did this for another year. I was a star tenant, never broke anything or asked for anything. Another year goes by and again the landlord sent notice of rent raising to $900 a month. I obliged and continue renting. 3rd year I get another notice from the Landlord. The rent went to $1000/ Mo... I was starting to get concerned at this point, but I felt I had no other choice. I lived there another year. 4th year and I get yet another notice. The landlord was raising the rent to $1,100 a month. At this point I was getting frustrated. 4 years and no upgrades to my apartment and they wanted more and more money. I made it one more year. We hit year 5, and again I got the dreaded rent increase notice to $1,200 a month. This was the final straw. ANDYHACKSCREDITFIX🎡ORG:
I had 17 inquiries I would like removed, 3 are from leasing companies for apartments I did not get, and 9 others are from 4 credit card companies that pulled my information twice each that I applied to months ago but just now showed up, I didn't get either card, My credit went from a 747 to a 611 in a matter of a week. I got referred to Creditbackdoors🎡com by few trusted clients and I can say they're the best because all the 12 inquiries got deleted and my score was raised to the 800's
I'm unscorable. And just paused this video and got approved for the open sky card thru my kredit karma app.... Finally!! Thanks for the tip...
Don’t they have an annual fee?
You need to update the information on the OpenSky card, there is a $35 annual fee with it. Just FYI!
Appreciate the update on your part 💯🙌🏽
You need bout paying off your credit card bills ?
Anyone with common sense will not let any bad credit person on their card!
Credit karma shows I have a collections, Experian shows i have no collections account, Credit karma shows 4 hard inquiries, Experian shows 12 hard inquiries.... But all these credit problems got fixed after reaching out to andyhackscreditfix◻org and I now have 810 FICO Credit Score, all my tensions and pressures are gone for this thanks to Andy , your credit repair services is obviously the best!!!!
Great video will try these especially the signer thank you will keep updated
Dill Pickles all growd up
😂😂
Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅
Discover also converts you to unsecured if you are a good customer for 9 months
oooo 😮
how true is this...
Best card I think is capitol one they gave me 300 after 5 on time payments they raise to 500
Same here bro!
Same. I just got my increase.
mgeek1 Yes I just got one in November for $500. I went through the Walmart site for mine. I just applied for it on a whim.
Not to mention the secured version allows you to get a $200 CL for $50, $100 or $200 (if your credit is like completely ruined, bullet holes in and left for dead on the side of the road)
Tearose yes #1
Open Sky is honestly the best starter card I went from 551 to a 710 after first payment
I agree they are awesome
That’s a lie it takes time to build credit
Antoine george my credit was never bad just didn’t have any so that one payment gave me a true score
Antoine george like I never had any type of bills no debts or anything I was doing it all in cash
Tasha Blanco yeah they slept on Frfr I just raised my limit last week once I hit the 6 month mark
I'd say capital one platinum should be up there. I got it with like a 480 and it helped me get back on track
They accepted you with 480? Mine was higher but they didn't accept :(
I've had a creditone card and I got rid of it. They are out of Las Vegas, Nevada in case you don't believe me and I didn't like it.
How can we help you?
I have $8,500 on one of my Credit Card Capital one approved of $300, I call them say I have $8,500 yet capital one gave me $300, Talks, So I cancel when I check Experian's, they APPROVED me for $7,100, something went wrong, So I told them, so I cancel.
I don't consider renting passive income unless you have professional property management. Most people who rent don't count their time and effort needed just to make a tiny return on their massive investment. For example, you invest $599,000 to buy a second home and rent it out for $3000 a month. Let assume you are cash flow positive on the property and you make $1000 a month or $12,000 a year. What would your annualized return be? 2 percent on the entire amount. Now, you can argue that your return is much higher since you only put down $120,000 on the property. However, you are on the hook for the full $600k regardless of what the future FMV of the house is. Furthermore, people assume that their home will always appreciate in value however, this is a false assumption you can make. In the best case, you will gain some capital appreciation thanks to the central bank increasing the money supply, however, if inflation heats up, you can see your property actually start to lose money in real terms. This is because there is an inverse relationship between housing and nominal interest rates. The central bank will attempt to slow down inflation with higher interest rates and curb lending. We haven't seen inflation in a big way but we can see all the massive stimulus money that the government is pumping turn into inflation while taxes will be hiked to pay for all the COVID spending, your best choice is to look into crpto and ANDYHACKSLLC , Its the video.
It's an Authorized User.... Not a signer. Ask them to add you as an AUTHORIZED USER. And it really does work!
Deena Bee you could be added as a signer on some cards and they help much better than authorized user
Andy Kopyloff - I will look into that, thank u!
Ok, so becoming a signer boosts your credit; does it possibly negatively affect the authorized user?
Chase Ezell it will only affect the user if the person that has been authorized is given the card ,does not pay it so it’s best not to give the person a card just add them on
I started with creditone and it helped me alot. Yea the annual fee sux but in about 6 months i was able to get big boi unsecured credit cards. I never went the secured credit card way but it makes sense they are great options
Hey so i have creditone and am building my credit but I want to close my account how did you close it did you open another better one first or just outright closed when you were done with it?
@@natedawwg87 i kept it for a little over 1 year, by then i had 2 additional unsecured cards. So that's when i called to close it
If you don't succeed...DO NOT TRY again. They'll add hard inquiries. Discover will allow a prequalify first which is a soft inquiry.
If you get credit cards keep your utilization low
Free Game that's the real key!
10% or less is where I keep my utilization.
Great choice on including the secured discover card! Just one tip; you get the refundable deposit back from the Discover it secured card after about 6-8 months of having it. You don't have to close it to get it back. 😁😁😁😁
Not always
I just got the OpenSky credit card today and there is now a $35.00 annual fee