DEBT CONFESSION | DEBT FREE JOURNEY | OVER 70K IN DEBT |

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  • čas přidán 18. 05. 2024
  • Hey there! Welcome to my channel. I'm super stoked that you're here to join me on my budgeting & debt free journey.
    I'm really happy that you all could join me in today's video because it's going to be quite something. COVID-19 really messed up a lot of people's finances, including my own due to personal circumstances. In this video, I'll be discussing the amount of debt I had when Covid started and the current state of my debt. Brace yourselves, things are about to get serious.
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    About Me
    🌹 Hey, I'm Aujènè, but you can call me AJ. I'm 29 years old and currently living in California, although I'm originally from Michigan. When I was 20, I found myself drowning in credit card debt, so I started using the notebook method to budget my expenses. Since then, I've been on a mission to get rid of that debt and develop healthier spending habits.
    With my business, I aim to make money skills and saving patterns accessible to everyone, regardless of age. My goal is for you guys to surpass me in terms of money management and savings. I'm super pumped for this journey and I hope you are too! Happy savings 🤎
    #budgeting #cashstuffing #savingmoney #budgeting101 #howtobudget #sinkingfunds #militaryspouse #militarylife #zerobasedbudgeting #2024budget #cashenvelopes #debtfreejourney

Komentáře • 22

  • @affairsinorderwithgigi
    @affairsinorderwithgigi Před měsícem

    New subbie here! I’m on a debt journey myself and we will get there! Great video❤

  • @MMyers-mh4jq
    @MMyers-mh4jq Před 2 měsíci

    We are right there with you. Also MIL family. And sadly they don’t make sure families are prepared for PCS moves.Mainly when coming from overseas.

  • @budgetwithlisa2024
    @budgetwithlisa2024 Před měsícem

    Hi!! New subbie, here to follow your journey and support. We just started our debt free journey too. 💙💙

  • @budgetwithrhia2452
    @budgetwithrhia2452 Před měsícem

    New subscriber while doing one handed dishes!

  • @IDesireeWealth
    @IDesireeWealth Před 2 měsíci +1

    Great Debt Confession... you have a solid plan in place.

  • @morethanenough6179
    @morethanenough6179 Před 2 měsíci

    New sub . I just started a few months ago

  • @planbudgetsave
    @planbudgetsave Před 2 měsíci

    We're in debt my girl, but we can get out. You got this!!🙏🙏

  • @Sitasbudgetingjourney
    @Sitasbudgetingjourney Před 2 měsíci

    New sub here. Congrats on starting your journey. Great plan and can’t wait to support you as you crush your goals❤

  • @CashBearMama
    @CashBearMama Před 2 měsíci

    New Subbie ❤ Great debt confession along with a fabulous plan to get rid of it. Looking forward to following you on your journey. ☘️☘️☘️

  • @moneywithjustliving5258
    @moneywithjustliving5258 Před 2 měsíci

    Good Morning, I know the confession is hard but you got a great plan. Keep changing and update the plan as needed. You got this!

  • @danaebudgets7842
    @danaebudgets7842 Před 2 měsíci

    Great deb confession I am preparing to do a video like this too!

  • @Moolahandplanning
    @Moolahandplanning Před 2 měsíci

    I currently have $20K debt of student loan now and haven’t worked full time since my one year old was 6 months and now I’m pregnant again so ahh this debt confession relates to me so well!

  • @Chatty-KathyBudgets
    @Chatty-KathyBudgets Před 2 měsíci

    💜💜💜 you’ve got this girl! I’m right here with you. 2024 is our debt pay down year! New subscriber cheering you on! 💜💜💜

  • @Grammisjourney
    @Grammisjourney Před 2 měsíci

    Good morning hun you got this new sub hun❤

  • @RafaelStrife
    @RafaelStrife Před 2 měsíci

    Great thing you created a monthly budget tracking and expenses, I also found that to be incredibly helpful in my debt free journey!
    I have paid off 30K since last year and a half, and expecting to finish off my remaining credit card debt of 35k by next year as well.
    Then finally tackling my 20k student loan, similar to you!
    I personally found Dave Ramsey to be an incredible motivator to finally take getting rid of debt seriously! A good vacation also helps anyone to relax and take a break from the world's worries, although in your case, do make sure its really well planned out in terms of costs, so you don't go over it and get into debt again!

    • @AJBudgeting
      @AJBudgeting  Před 2 měsíci

      Cash only is my motto right now. If I can’t pay cash then it’s not happening 😊

  • @LilaBudgets
    @LilaBudgets Před 2 měsíci

    Love it! I wish in high school they would teach money management and what not to do with credit cards.

  • @PropBudgets
    @PropBudgets Před 2 měsíci +1

    Hi! New subbie here. Great video! You made some phenomenal progress between 2020 and 2024! I have no doubt you'll do the same going forward. Keep up the good work!