- 137
- 233 090
AJBudgeting
Registrace 4. 01. 2021
Hey guys!
I'm Aujene, but you can call me AJ. I'm the brains behind AJBUDGETING. I started budgeting when I was 20 because I had no clue about credit and ended up racking up a ton of debt. I started using the notebook method to track my spending and get my finances in order. Now, 8 years later, I want to share my journey with you and create budgeting tools that work for everyone. My main goal is to help you save money and understand the difference between needs, wants, saving, and debt repayment.
My books have tons of helpful tips on traveling, credit and debt terms, how to use budgeting tools, creating good spending habits, and building a healthy relationship with money. They're great for anyone aged 3 and up!
Join me on this journey and let's take control of our finances. Happy saving, y'all!
I'm Aujene, but you can call me AJ. I'm the brains behind AJBUDGETING. I started budgeting when I was 20 because I had no clue about credit and ended up racking up a ton of debt. I started using the notebook method to track my spending and get my finances in order. Now, 8 years later, I want to share my journey with you and create budgeting tools that work for everyone. My main goal is to help you save money and understand the difference between needs, wants, saving, and debt repayment.
My books have tons of helpful tips on traveling, credit and debt terms, how to use budgeting tools, creating good spending habits, and building a healthy relationship with money. They're great for anyone aged 3 and up!
Join me on this journey and let's take control of our finances. Happy saving, y'all!
GIVEAWAY ANNOUNCEMENT | YOUTUBE GIVEAWAY | INSTAGRAM GIVEAWAY | #giveawaytime #giveaways #giveaway
Hey there! Welcome to my channel. I'm super stoked that you're here to join me on my budgeting journey.
Today, we have a thrilling video to share with you! In case you missed it, we're hosting a giveaway to celebrate reaching 1,000 subscribers on CZcams and 5,000 followers on Instagram. There will be a giveaway on each platform, so feel free to participate in both. Just follow the instructions provided below!
🎊 CZcams GIVEAWAY INSTRUCTIONS 🎊
1. Publicly subscribe to my YT channel
2. Like this giveaway video
3. Comment why you began budgeting. What was the driving force in your life that made you consider budgeting?
🎊 INSTAGRAM GIVEAWAY INSTRUCTIONS 🎊
1. Following my IG
2. Like the giveaway post
3. Share to your stories. Make sure to tag me
4. Comment why you began budgeting. What was the driving force in your life that made you consider budgeting?
‼️ GIVEAWAY WILL RUN FROM FRIDAY MAY 31st to FRIDAY JUNE 7th ‼️
Shop my Etsy Store here ajbudgeting.etsy.com
Referral Codes:
📍 FETCH: Come save money on Fetch with me! Sign up w/ code NMCNB4 & get 250 pts:
referral.fetch.com/vvv3/referralsocial?code=NMCNB4
📍 UPSIDE: Check out this free app that gets you cash back on gas and other errands! Click this link or use promo code AZRARN to get an extra 15¢/gal bonus the first time you make a purchase
upside.app.link/AZRARN
Affiliate Link
📍Poly Mailers (SBSC): smallbusinesssplyco.com?sca_ref=4519364.7t4yubQ1W1
📌 Want to save but it’s not in the budget? Enjoy our $0.20 savings challenges located in my Etsy Shop ajbudgeting.etsy.com
Socials
📍 Instagram: ajbudgeting?igshid=OGQ5ZDc2ODk2ZA%3D%3D&
📍Facebook: profile.php?id=100091665083059&mibextid=LQQJ4d
📍 TikTok: www.tiktok.com/@ajbudgeting?_t=8gdUCpyg6bG&_r=1
Shop Products I use
📍SimpleShopz A6 Binder: simpleshopz.com/
📍Kia Budgets Savings Challenges: www.kiabudgets.com/
📍5k Monthly Savings Challenge: www.safetycitychic.com/
📍Soul Mama A8 Binder: www.amazon.com/stores/SoulMama/page/
📍Baddies & Budgets Monthly Challenges: baddiesandbudgets.com
📍Dripped by E Bling Pen: makingitblingbyerrika.com/
📍BudgetWithCarly Monthly Challenges: www.etsy.com/shop/budgetwithcarly
📍AriellePlans Croissant Challenge: www.etsy.com/shop/AriellePlans
📍Maggie & Co. 100 Envelope Challenge: maggiencollc
About Me
🌹 Hey, I'm Aujènè, but you can call me AJ. I'm 29 years old and currently living in California, although I'm originally from Michigan. When I was 20, I found myself drowning in credit card debt, so I started using the notebook method to budget my expenses. Since then, I've been on a mission to get rid of that debt and develop healthier spending habits.
With my business, I aim to make money skills and saving patterns accessible to everyone, regardless of age. My goal is for you guys to surpass me in terms of money management and savings. I'm super pumped for this journey and I hope you are too! Happy savings 🤎
#budgeting #cashstuffing #savingmoney #budgeting101 #howtobudget #sinkingfunds #zerobasedbudgeting #2024budget #cashenvelopes #debtfreejourney
Today, we have a thrilling video to share with you! In case you missed it, we're hosting a giveaway to celebrate reaching 1,000 subscribers on CZcams and 5,000 followers on Instagram. There will be a giveaway on each platform, so feel free to participate in both. Just follow the instructions provided below!
🎊 CZcams GIVEAWAY INSTRUCTIONS 🎊
1. Publicly subscribe to my YT channel
2. Like this giveaway video
3. Comment why you began budgeting. What was the driving force in your life that made you consider budgeting?
🎊 INSTAGRAM GIVEAWAY INSTRUCTIONS 🎊
1. Following my IG
2. Like the giveaway post
3. Share to your stories. Make sure to tag me
4. Comment why you began budgeting. What was the driving force in your life that made you consider budgeting?
‼️ GIVEAWAY WILL RUN FROM FRIDAY MAY 31st to FRIDAY JUNE 7th ‼️
Shop my Etsy Store here ajbudgeting.etsy.com
Referral Codes:
📍 FETCH: Come save money on Fetch with me! Sign up w/ code NMCNB4 & get 250 pts:
referral.fetch.com/vvv3/referralsocial?code=NMCNB4
📍 UPSIDE: Check out this free app that gets you cash back on gas and other errands! Click this link or use promo code AZRARN to get an extra 15¢/gal bonus the first time you make a purchase
upside.app.link/AZRARN
Affiliate Link
📍Poly Mailers (SBSC): smallbusinesssplyco.com?sca_ref=4519364.7t4yubQ1W1
📌 Want to save but it’s not in the budget? Enjoy our $0.20 savings challenges located in my Etsy Shop ajbudgeting.etsy.com
Socials
📍 Instagram: ajbudgeting?igshid=OGQ5ZDc2ODk2ZA%3D%3D&
📍Facebook: profile.php?id=100091665083059&mibextid=LQQJ4d
📍 TikTok: www.tiktok.com/@ajbudgeting?_t=8gdUCpyg6bG&_r=1
Shop Products I use
📍SimpleShopz A6 Binder: simpleshopz.com/
📍Kia Budgets Savings Challenges: www.kiabudgets.com/
📍5k Monthly Savings Challenge: www.safetycitychic.com/
📍Soul Mama A8 Binder: www.amazon.com/stores/SoulMama/page/
📍Baddies & Budgets Monthly Challenges: baddiesandbudgets.com
📍Dripped by E Bling Pen: makingitblingbyerrika.com/
📍BudgetWithCarly Monthly Challenges: www.etsy.com/shop/budgetwithcarly
📍AriellePlans Croissant Challenge: www.etsy.com/shop/AriellePlans
📍Maggie & Co. 100 Envelope Challenge: maggiencollc
About Me
🌹 Hey, I'm Aujènè, but you can call me AJ. I'm 29 years old and currently living in California, although I'm originally from Michigan. When I was 20, I found myself drowning in credit card debt, so I started using the notebook method to budget my expenses. Since then, I've been on a mission to get rid of that debt and develop healthier spending habits.
With my business, I aim to make money skills and saving patterns accessible to everyone, regardless of age. My goal is for you guys to surpass me in terms of money management and savings. I'm super pumped for this journey and I hope you are too! Happy savings 🤎
#budgeting #cashstuffing #savingmoney #budgeting101 #howtobudget #sinkingfunds #zerobasedbudgeting #2024budget #cashenvelopes #debtfreejourney
zhlédnutí: 33
Video
MAY BUDGET ADJUSTMENTS | BUDGETING ACCORDING TO WHAT LIFE THROWS AT YOU | GIVING MYSELF SOME GRACE
zhlédnutí 64Před 4 hodinami
Hey there! Welcome to my channel. I'm super stoked that you're here to join me on my budgeting journey. One crucial aspect of budget maintenance is regularly reviewing and adapting your budget to accommodate evolving needs and priorities. In today's video, we will be doing just that for the month of May. Join me as I discuss the changes in my budget and how life's circumstances are influencing ...
TEACHING KIDS ABOUT MONEY | KIDS SAVINGS BOOKLET | BUILDING BETTER FINANCIAL HABITS | PRESCHOOL & UP
zhlédnutí 19Před 7 hodinami
Hey there! Welcome to my channel. I'm super stoked that you're here to join me on my budgeting journey. Welcome to the fourth product showcase video from AJBudgeting! Today, we're focusing on the little ones! Teaching children good financial habits early on is crucial. Come along as we walk you through our kids budget book designed for preschoolers and older kids. Shop my Etsy Store here ajbudg...
8 COMMON BUDGET MISTAKES | BUDGETING BASICS | BUDGETING 101 | BEGINNER FRIENDLY | HOW TO BUDGET
zhlédnutí 39Před 9 hodinami
Hey there! Welcome to my channel. I'm super stoked that you're here to join me on my budgeting journey. Hey everyone! Welcome to my budgeting 101 series where we discuss the top budgeting questions, tips, and tricks to improve your financial readiness. Today, we're diving into the 8 most common budgeting errors to watch out for. Recognizing these mistakes early can save you a lot of trouble dow...
NEW PRODUCT SHOWCASE | LOW BUDGET SAVINGS | CHRISTIAN SAVINGS CHALLENGES FOR MEN & WOMEN | BUDGETING
zhlédnutí 46Před 21 hodinou
Hey there! Welcome to my channel. I'm super stoked that you're here to join me on my budgeting journey. Hey there! We've got some exciting news in today's video - we're launching two new products in our shop! If you've been following me on Instagram, you might have caught a sneak peek of these products a couple of weeks back. They're finally hitting our shop shelves as this video goes live. Int...
HOW TO START BUDGETING | BUDGETING BASICS | BUDGETING 101 | BEGINNER FRIENDLY | HOW TO BUDGET
zhlédnutí 136Před dnem
Hey there! Welcome to my channel. I'm super stoked that you're here to join me on my budgeting journey. Thanks for tuning in to the second video of our budgeting 101 series! Today, we'll be discussing the basics of budgeting and how to start budgeting intentionally. In this video, we'll share 4 key tips to guide you on your budgeting journey. Stay tuned for more budgeting topics every week! Sho...
APRIL RECAP | UNEXPECTED EXPENSES | BUDGET CHALLENGES | CASH ENVELOPE BUDGET SYSTEM | BUDGETING
zhlédnutí 77Před dnem
Hey there! Welcome to my channel. I'm super stoked that you're here to join me on my budgeting journey. Now, let's dive into the highlights of April. I must say, I'm so grateful that I discovered the importance of budgeting and started using the cash envelope method. It really helped me handle those unexpected expenses like random costs and unexpected pet visits. Honestly, I can't decide which ...
$595 | CASH STUFFING | SINKING FUNDS | HUSBANDS MAY 1ST PAY | #budgeting #savingmoney #cashcounting
zhlédnutí 97Před 14 dny
$595 | CASH STUFFING | SINKING FUNDS | HUSBANDS MAY 1ST PAY | #budgeting #savingmoney #cashcounting
PRODUCT SHOWCASE PT 2 | COLLEGE BUDGET BOOK | ANIME 52 WEEK CHALLENGE | BUDGET BOOK | BUDGETING
zhlédnutí 39Před 14 dny
PRODUCT SHOWCASE PT 2 | COLLEGE BUDGET BOOK | ANIME 52 WEEK CHALLENGE | BUDGET BOOK | BUDGETING
WHAT IS BUDGETING? | BUDGETING BASICS | BUDGETING 101 | BEGINNER FRIENDLY | HOW TO BUDGET
zhlédnutí 107Před 14 dny
WHAT IS BUDGETING? | BUDGETING BASICS | BUDGETING 101 | BEGINNER FRIENDLY | HOW TO BUDGET
SETTING UP MY MONTH AHEAD BINDER | $65 CASH STUFFING | BUDGET BINDER | @KiaBudgets | LOW BUDGET
zhlédnutí 84Před 21 dnem
SETTING UP MY MONTH AHEAD BINDER | $65 CASH STUFFING | BUDGET BINDER | @KiaBudgets | LOW BUDGET
PRODUCT SHOWCASE PT 1 | TEEN BUDGET BOOK | NEW YEARS RESOLUTION SAVINGS GUIDE | BUDGET BOOK SALE
zhlédnutí 26Před 21 dnem
PRODUCT SHOWCASE PT 1 | TEEN BUDGET BOOK | NEW YEARS RESOLUTION SAVINGS GUIDE | BUDGET BOOK SALE
BINDER UPDATE | BUDGET CATEGORY ADJUSTMENTS | NEW ENVELOPES | #budgeting #cashenvelopebudgeting
zhlédnutí 77Před 21 dnem
BINDER UPDATE | BUDGET CATEGORY ADJUSTMENTS | NEW ENVELOPES | #budgeting #cashenvelopebudgeting
APRIL NO SPEND | HOW MANY DAYS WERE NO SPEND DAYS | BUDGETING | RECAP #budgeting #nospendchallenge
zhlédnutí 59Před 21 dnem
APRIL NO SPEND | HOW MANY DAYS WERE NO SPEND DAYS | BUDGETING | RECAP #budgeting #nospendchallenge
BUDGET BINDER UPDATE | HUSBAND’S BINDER | CUSTOM ENVELOPES | #budgeting #cashenvelopes #animeart
zhlédnutí 110Před 28 dny
BUDGET BINDER UPDATE | HUSBAND’S BINDER | CUSTOM ENVELOPES | #budgeting #cashenvelopes #animeart
HAPPY MAIL | UNBOXING | MONTHLY SAVINGS CHALLENGES |@Baddiesandbudgets| #budgeting #asmrsound #asmr
zhlédnutí 192Před měsícem
HAPPY MAIL | UNBOXING | MONTHLY SAVINGS CHALLENGES |@Baddiesandbudgets| #budgeting #asmrsound #asmr
HAPPY MAIL | UNBOXING | NEW PRODUCT RELEASE | @KiaBudgets#budgeting #happymail #asmrsound #animeart
zhlédnutí 110Před měsícem
HAPPY MAIL | UNBOXING | NEW PRODUCT RELEASE | @KiaBudgets#budgeting #happymail #asmrsound #animeart
PERSONAL WALLET RECAP | BUDGETING | WEEKLY SPENDING | #budgeting #savingmoneytips #intentional
zhlédnutí 78Před měsícem
PERSONAL WALLET RECAP | BUDGETING | WEEKLY SPENDING | #budgeting #savingmoneytips #intentional
$740 | CASH STUFFING | CHALLENGES | HUSBANDS APRIL 1ST PAY | #budgeting #savingmoney #cashcounting
zhlédnutí 186Před měsícem
$740 | CASH STUFFING | CHALLENGES | HUSBANDS APRIL 1ST PAY | #budgeting #savingmoney #cashcounting
DOWN OVER $2000 | Q1 DEBT RECAP | OVER 70K IN DEBT | #budgeting #debtfreejourney #howtobudget
zhlédnutí 103Před měsícem
DOWN OVER $2000 | Q1 DEBT RECAP | OVER 70K IN DEBT | #budgeting #debtfreejourney #howtobudget
DEBT PAYOFF PLAN | DEBT FREE JOURNEY | OVER 70K IN DEBT | #budgeting #debtfreejourney #howtobudget
zhlédnutí 353Před měsícem
DEBT PAYOFF PLAN | DEBT FREE JOURNEY | OVER 70K IN DEBT | #budgeting #debtfreejourney #howtobudget
MARCH RECAP | CASH CONDENSING | $600 TO THE BANK | #budgeting #savingmoney #cashcounting
zhlédnutí 123Před měsícem
MARCH RECAP | CASH CONDENSING | $600 TO THE BANK | #budgeting #savingmoney #cashcounting
BUDGET UPDATE | LIFE UPDATE | WHY DO WE NEED TO ADJUST? #budgeting #cashstuffing #saving
zhlédnutí 149Před 2 měsíci
BUDGET UPDATE | LIFE UPDATE | WHY DO WE NEED TO ADJUST? #budgeting #cashstuffing #saving
BINDER UPDATE | WHAT CATEGORIES ARE IN MY BINDERS? | WHAT CHANGED? #budgeting #cashstuffing #saving
zhlédnutí 307Před 2 měsíci
BINDER UPDATE | WHAT CATEGORIES ARE IN MY BINDERS? | WHAT CHANGED? #budgeting #cashstuffing #saving
FEBRUARY RECAP | CASH CONDENSING | $2300 TO THE BANK | #budgeting #savingmoney #cashcounting
zhlédnutí 544Před 2 měsíci
FEBRUARY RECAP | CASH CONDENSING | $2300 TO THE BANK | #budgeting #savingmoney #cashcounting
$235 CASH STUFFING | LOW PRIORITY | LOW BUDGET | NEW PRODUCT ALERT #budgeting #cashstuffing #saving
zhlédnutí 152Před 2 měsíci
$235 CASH STUFFING | LOW PRIORITY | LOW BUDGET | NEW PRODUCT ALERT #budgeting #cashstuffing #saving
DEBT CONFESSION | DEBT FREE JOURNEY | OVER 70K IN DEBT | #budgeting #debtfreejourney #howtobudget
zhlédnutí 3,1KPřed 3 měsíci
DEBT CONFESSION | DEBT FREE JOURNEY | OVER 70K IN DEBT | #budgeting #debtfreejourney #howtobudget
HOW TO BUDGET | WEIRD BUDGETING | CASH ENVELOPE SYSTEM | #budgeting #savingmoney #howtobudget
zhlédnutí 218Před 3 měsíci
HOW TO BUDGET | WEIRD BUDGETING | CASH ENVELOPE SYSTEM | #budgeting #savingmoney #howtobudget
$1000 | CASH STUFFING | CHALLENGES | HUSBANDS FEB 15th PAY | #budgeting #savingmoney #cashcounting
zhlédnutí 100Před 3 měsíci
$1000 | CASH STUFFING | CHALLENGES | HUSBANDS FEB 15th PAY | #budgeting #savingmoney #cashcounting
$255 CASH STUFFING | HIGH & LOW PRIORITY | SAVINGS CHALLENGES | NEW PRODUCT ALERT #budgeting
zhlédnutí 60Před 3 měsíci
$255 CASH STUFFING | HIGH & LOW PRIORITY | SAVINGS CHALLENGES | NEW PRODUCT ALERT #budgeting
i actually havent started bugetting YET. i have been watching alot of people on youtube to help get me started. i am a single mom & cant really afford to get budgetting supples. i have been invested in starting for a few months now. im just so tired of not having money & always wondering how im going to pay my next bill, to put gas in my car, etc.
I began budgeting just because I liked to save money since I was really really young and I liked having cash as well 🤣😅 good job ln reaching 2 milestones. YT and IG 😍🙏🏻🎉 you’re gonna keep growing and thank you for the giveaway 🥰
I love the idea of McDonalds money haha cause it’s something I needed when I was little 😂😂
I began budgeting because I was tired of not having money for what I THOUGHT was “unexpected” expenses like car tags, Christmas emergencies, and other expenses. I just didn’t PREPARE for it and I was tired of not having money for it. I’m so glad I finally learned how to budget
i started budgeting because i accumulated alot of credit card debt and they threatened to sue and that was a wake up call for me 💔
I began budgeting because i had no other choice!!!! When my pay came in it left just as fast n had nothing left to buy my child groceries!!
I seen video dec 2023 of " budgeting just because " and at that time I was struggling financially. When I implemented one of the small steps in Jan it felt good to understand that small steps Give Big wins. Now I can't see myself doing anything different. The Budgeting Village has been a blessing in keeping me motivated🏆 I appreciate All of you for sharing your journey🌹🙌🙌Rachel
Hitting below rock bottom during my divorce and my anger towards my ex-husband for taking everything away from me (except my 6 girls) was what drove me to get my 💩 straight and show him what I'm made of with out him! 💪💯👈🥰💜🥰💜
I started budgeting because I was spending money as soon as i made it. I lost my job and was out of work for about 6 months and was broke all the way down. So now i try to save everything i can❤❤
I began savings because I was never taught how…I grew up as a consumer…I have now broke that habit and learned the value of saving for my kids future and have a great time traveling with my husband…so my budgeting journey is and will be a lasting one !
I began budgeting to get out of debt and be better at managing my money 💰
I really enjoyed your video Queen
Glad you enjoyed 😊
I will have All of the cash.🎉
Lack of prioritization: not paying the important stuff first!
Hi there! New subbie! Thank you for sharing this!! I started budgeting because I just swipe n go for the most part 😂
Welcome!! and same! that’s why I try and always use cash
Good Morning first here!! Thanks for the video 😊
🤗 Welcome
Where did you find your cash tray love?
I got it off Amazon
1st Here, Happy Thursday!
❤
Happy Budgeting ❤
💜💜💜 Happy Sunday 😊. Here watching my friend 😊💜💜💜
You have some very good idea's!
❤
Fantastic cash stuffing 💌
Great video💖
Good Morning A.J. great to be here!
Good Morning 😃
Sometimes we just dont know where to start. Starting small is OK, and then adjustments can be made has we make progress and learn.
Awesome setup 💌
i got 2binders . small $150 challenge. I recently got a $100 savings challenge in yellow. That's all I need.
🤩🤩🤩💰💰💰
You wasted my time.
So nice 💛🧡
Nice envelopes ❤
I love your envelopes!!!!
Thank you 🥹
@@AJBudgeting your comment about the timeshare made me laugh “thats all imma say about THAT!” lol!
@@My_Budget_Plans girl if you knew how many times I said no and why 😂😂
Where do you purchase these style binders?
etsy.com/shop/AJBudgeting
Hey hun, do you get your nails done or do them yourself?
I get them done but budget for them. These nails are currently a month old and were done for a wedding I was in and budget for.
@@AJBudgeting My nails are a month old. I just feel like I spend too much on them & it’s a monthly cost of $160. Even with budgeting I feel like it’s a waste. But I like to get them done. But I feel they never last.
@@TheBudgetingCNA I actually just took mines off. I will have them off for a while to save a couple bucks a month. I know in Michigan they have people learning how to nails and that could be a cheaper option
@@AJBudgeting Yeah that’s my plan as well. Thank you. ❤️
@@TheBudgetingCNA anytime
❤
Hey girl, for the zippers you can unzip them a little bit and put the zipper at a different position on each envelope so you can have all your envelopes facing forward without the bulk. Hopefully that makes sense
Thank you! I just unzipped every other one so it’s less bulky. I seen that she did that in one of her videos
Cute set up!
Can you explain this?
For this challenge you can save the amount listed on the envelope over the course of 100 days or 1 year. You can tailor this challenge to your needs based on your budget.
I love it It's so pretty
Wow that's so nice and cool
Great stuffing!
New here 😊 Love the cash wallet.
❤
hey AJ, ❤❤❤ the binder that KIA sent .. the mint color is super super cutee. I love the amount of card slots ❤❤❤ your 52 week challenge envelopes.
Kia’s binders are truly top tier!!!! I absolutely love your challenge! It’s so beautifully done ! Go head AJ!
Thank you 🫶🏾
OMG Than you Aj, I really appreciate your feedback on this beauty. Great video 🙂🥰🤗💚💚💚
You’re welcome 🫶🏾
❤