-Bank takes a country -Sells land to a neighbouring country -Country takes too much loan buying and maintaining land -country is now bankrupt -bank takes the entire country Best strategy ever
@@enoughrope1638 Not strange to be honest, in the end there were only 2 city states, couple of heretic princes, relatively low number of princes. I can see the problem with Imperial Authority
@@Hounker well the problem is clear...still. EUIV should have a mechanic that makes it way easier for austria to (re)claim the HRE throne the current system is idiotic
Imagine being some tribe in the americas, and suddenly some guy in a three piece walks up, explains that you havent paid your dues, and repo's your entire people.
@@JakubK37 yes. i wrote spain as to not trigger any anti independence spainiards ^^ and also because i thought more people would know spain than catalonia. but cudos to you, have a nice day ^^
The AI plays nuts. Play a normal game, then change your tag with console command. More often than not, the random AI country you picked has too much army spendings, not enough money, instability... But somehow it works for them but not for you. The AI cheats to be on par with real players, like in almost every strategy games sadly.
It doesn't, it's because of the mod. You can try it out in a vanilla game, set the notification option for bankrupty to pop-up for all countries, then let the game run. You won't get this many notifications, especially not for large and rich countries like England and Ottomans The AI probably has high priority to buy land (the mechanic to buy and sell provinces exists in the vanilla game already and I assume the mod utilises the same mechanic). So when a big country goes bankrupt all its neighbors take massive loans to buy up as much land as possible, which then causes them to go bankrupt as well. That's why you see countries quickly swelling up and then falling to the bank on the video
>qing forms and owns all china >Morocco forms Andalusia >Pommerscandinavia >Beloozero into Russia. >Brandenburger Tartary. The memes of this are tremendous.
This is a really neat idea, though it really seems to cause a lot of instability right now. Is there any chance this idea will be developed on in the future? For instance, maybe cap the amount of time the bank can hold on to cores before it forms nations from them and releases them. It'd be a good way to prevent them from selling other countries into bankruptcy or just disrupting the game for too long.
When you can't sell off the previous dead beat's land, because his neighbor's threatening to take it by force. So you just repo that guy's house, and take back the house you were going to sell anyway.
Favorite things: -Habsburgs buying their way across Europe. -Qing buying out Ming. -Russia doing historical Russia stuff -Frisian Canada -Big fat Mexican Haiti
There are only 2 big private banks in Germany... Deutsche or Commerzbank. All others are either too small to matter or in public ownership (Sparkassen and Landesbanken) or coops (VR).
@@cyrusol explaining a joke to the jokemaker with information noone asked for is like the most german thing i am aware of. There is a reason ehy you guys are famous for having no humor
the rebel suppression was too costly in the end for ming so, they defaulted on their loans to build armies to fight the rebels. thats even how ming many times crumbles in my eu4 playthroughs
2:17, the Austrians invade the Ottomans, causing the Turks to go bankrupt and have there land seized by the bank, causing the Balkans to be bought up by Austria and some smaller states. Some 3D chess crusading right there
Sitting Bull: *Buys food with the last of his money* Random Tribesman: "CHIEF! The bank just called! Sitting Bull: "The who what? This was the funniest time lapse, and my favorite so far!
Amazing timelapse, thanks for the laughs! Too bad the IA kept on declaring war to the bank. Maybe give it insane relation bonus to prevent that? If you give the Bank a secret capital province somewhere inaccessible, but part of a colonial region, it will prevent the bank from having colonial nations.
Imagine having an net profit of 200 a monthly and you take out a loan to build some workshops or something, and the bank forecloses on your fucking country. It’s like if somebody lent me two dollars for coffee, but then took my house and sold my family into slavery.
4:44 Russia starts to colonise East Africa by Siberian Frontier thanks to land connection through Bab-el-Mandeb strait. That was my crazy strategy as soon as Siberian Frontier was introduced, it allows fast rush to South bypassing Ottomans.
part of it is likely that countries are spending a bunch of money buying their bankrupt neighbor's land, kickstarting an even bigger wave of bankruptcies.
I love this, I’ve always thought bankruptcy should be more severe and involve losing land. Is this mod available? Imagine conquering your rival by driving them to ruinous debt in war, then just buying their land with the war reps you stole from them…or world conquest without war by building a powerful economy.
It’s not far from what really happened to Denmark in the 14th century: The king pawned Denmark, piece by piece, to raise money for war and stuff, until the entire kingdom simply ceased to exist for some years. It was pawned mostly to German princes from Holstein, rather than Pomerania, who then repawned it to other people. Luckily Prince Valdemar, the last king’s son, was close to Holy Roman Emperor Ludwig IV, who helped him start retaking Denmark. Valdemar united the kingdom again by purchases, wars, and various sneaky dealings.
Actually with some minor adjustments this can be the best thing that happened to the shitty ai since some countries seem to snowball really hard. The game wouldnt be boring by the dawn of 1600 anymore
Austria fought a war that bankrupted the Ottomans, and then bought much of their land. And then, when Venice which had *also* taken land from the Ottomans, went bankrupt...Austria bought them up too! And that's *as well* as buying Britain, *and* keeping it all afloat throughout wars with Russia.
This (kind of) happened IRL, when the Welser banking family was given rights to control Venezuela from Charles V and named it Klein-Venedig (Little Venice). The Wesler family owned the colony for about eighteen years before Spanish colonial forces invaded it.
You could prevent bank from forming CNs by just having them not get cores, but get -1000 unrest and/or +1000 admin efficiency or something so they don't ever care about the unrest.
I know this is an old video and such, but I'd love to see a mod where all the "unsettlable" land can be colonized - either by giving it to a neighboring territory completely in the case of tiny ones, or by making them into provinces (and subdividing the huge ones).
Until watching this, I did not realize how much the AI used bankruptcy. Honestly, I only ever did it once and it was on purpose just to see what would happen.
Eternal Gavelkind: Whenever a monarch dies all not already existing nations are released with the same dynasty on the throne, and all of them get Restoration of PU on their 'Siblings'
I noticed that, over time, Europe stabilized itself and by the late game there were no foreclosures. An idea for the mod: Regional bank tags instead of one global tag. A Bank tag for each continent. Also for banking colonial nations? Lean into it and make them act like a sort of temporary colonial bank tag.
I love the really modern concept of "fuck a country up for private investors". Like powerfull countries will just say "aight, you won, better become the slave of bezos for 100 years".
Be the Bank: 1. Gives unsecured loans to both sides of a war via treasury notes, ensuring the borrowers that the treasury notes’s value in precious metals is kept within your vaults for “security purposes on their behalf”. 2. watch as already unstable nations quickly expand their militaries to fight armies you’ve completely funded. 3. Seize the land of the borrowers for defaulting on loans, watch as peasants burn bank notes for warmth. 4. Print more inky paper to give to the next borrower. The Bank totally isn’t OP!!!
I really like this idea, but think it could be better executed if the bank only took a number of provinces equal to the outstanding debt. Like if you own 100 provinces, but only own 1000 ducats, then they take 10 of them instead of your whole empire. They still sell them over time, giving you the chance to buy them back maybe, but your neighbors can also easily buy them up.
-Bank takes a country
-Sells land to a neighbouring country
-Country takes too much loan buying and maintaining land
-country is now bankrupt
-bank takes the entire country
Best strategy ever
Normal bank administration
israeli world conquest
Stonks
@@unitedstates4912 Yikes racist
@@lexingtonbrython1897 you could consider it a Jewish one faith
Austria controlling almost all of Europe and the British Isles but losing emperorship of the HRE to 3 province Munster is peak EUIV.
80% of europe is in the HRE.... 4 reforms passed in 400 years.....
a small price for 4 reforms and most of europe under the HRE
Probably had a female heir and not enough IA to pass the decision to allow female rulers?
@@enoughrope1638 Not strange to be honest, in the end there were only 2 city states, couple of heretic princes, relatively low number of princes. I can see the problem with Imperial Authority
@@Hounker well the problem is clear...still. EUIV should have a mechanic that makes it way easier for austria to (re)claim the HRE throne
the current system is idiotic
Imagine being some tribe in the americas, and suddenly some guy in a three piece walks up, explains that you havent paid your dues, and repo's your entire people.
“I know, it sucks, but some dude controlling this simulation decided to give us that power. Better luck next time.”
They are basically the TVA of EU4.
Yea, that's called cololianism
Genuinely colonialism.
HAHAHAHA
Nation 1: Oh look, cheap land!
*buys heaps of land*
*immediately runs out of money, goes bankrupt*
Nation 2: Oh look, cheap land!
Literally Capitalism
Although if you notice Europe did stabilize by the end.
@@pieceofschmidtgamer I'd imagine the HRE had something to do with that
I like how this effect dominos and basically creates regional recessions
@@pieceofschmidtgamer yeah - only XVIIth Century was kinda crazy and broke.
"Where do you two live?"
"Austrian Britain, you?"
"I live in Pomeranian Scandinavia. Where are you from?"
"I'm from Bnk-Adj Mexico."
TARTARREICH ÜBER ALLES
dont forget swiss spain
@@andrefasching1332 Swiss Catalonia province you mean?
@@JakubK37 yes. i wrote spain as to not trigger any anti independence spainiards ^^
and also because i thought more people would know spain than catalonia.
but cudos to you, have a nice day ^^
nah, i'm from tibetan brandenburg
you should make the adjective version of the Bank as "Bank Of", so any colonies they have will become "Bank of Russia", "Bank of Mexico", etc.
the entity is just bank tho
or something like "Subsidiary Of"
This was a great idea, I never realized the ai goes bankrupt so much
Yeah. Although I suppose lot of countries that went bankrupt in the video went so only because of buying the land from bank... Venetia for example.
The AI plays nuts. Play a normal game, then change your tag with console command. More often than not, the random AI country you picked has too much army spendings, not enough money, instability... But somehow it works for them but not for you. The AI cheats to be on par with real players, like in almost every strategy games sadly.
@@mythicdawn9574
It’s going to be nice once AI is on the same level as players in video games one day.
It doesn't, it's because of the mod. You can try it out in a vanilla game, set the notification option for bankrupty to pop-up for all countries, then let the game run. You won't get this many notifications, especially not for large and rich countries like England and Ottomans
The AI probably has high priority to buy land (the mechanic to buy and sell provinces exists in the vanilla game already and I assume the mod utilises the same mechanic). So when a big country goes bankrupt all its neighbors take massive loans to buy up as much land as possible, which then causes them to go bankrupt as well. That's why you see countries quickly swelling up and then falling to the bank on the video
@@RestitutorEuropa It never will be for Paradox games at least
>qing forms and owns all china
>Morocco forms Andalusia
>Pommerscandinavia
>Beloozero into Russia.
>Brandenburger Tartary.
The memes of this are tremendous.
And Mussolini’s Italy
@@GeoCrusader yes!!! In fact
@@cirokistermann7834
Go on?
@@RestitutorEuropa ? End censorship in all cases.
And how many times the Mamelukes went bankrupt and reformed😂
This is a really neat idea, though it really seems to cause a lot of instability right now. Is there any chance this idea will be developed on in the future? For instance, maybe cap the amount of time the bank can hold on to cores before it forms nations from them and releases them. It'd be a good way to prevent them from selling other countries into bankruptcy or just disrupting the game for too long.
and not selling the whole country, just portions of land that are enough to repay the debts
Maybe a minimum price for selling provinces too?
I think the collapse of the bankrupt country into multiple micro-states is more relevant than control by the bank.
oh my god tis the doggo himself
don't you have obsolete monitors to buy and awful life choices to whine about on discord
Country: *defaults*
Austria: it's -free- cheap real estate.
this needs to be in MP, all the professional MP players would lose within a year
this
Nah, they'd adapt to the new meta pretty quick.
@@pieceofschmidtgamer Ok Mr "I can't understand that people can write jokes on the internet"
@@nacelnikprosiak1260 Calm down there buckaroo...
I give myself one Century. Not more.
Everyone: Watches how the Bank causes chaos in the game
Me: Finally, Italy conquered Greece!
happens only on alternative universes
Italy conquered Greece way back in 31BC.
@@Chalkra You mean Greece conquered itself, right ?
@@ophis181 ...you do know about ancient Rome, right...?
@@quantum_immortal69 Pretty well, yes
And do you know about sarcasm ?
This happened to me with my first house. Can I revolt and take back my cores if The Bank is occupied with a coalition war?
Not if Paradox guarantees the Bank.
Yes, but you need Admin 10 to do it
No, the bank spawns Debt Collector infantry with 20 fire and 20 shock and 20 morale pips to defend itself.
@@jamesrobsonza7752 God damnit. Guess I'll have to break out the 6/6/3/5 general.
You might be able to, but I recommend getting a good income boost by completing the “Get a job” mission.
I like how nations just kept invading the bank non stop
When you can't sell off the previous dead beat's land, because his neighbor's threatening to take it by force. So you just repo that guy's house, and take back the house you were going to sell anyway.
Favorite things:
-Habsburgs buying their way across Europe.
-Qing buying out Ming.
-Russia doing historical Russia stuff
-Frisian Canada
-Big fat Mexican Haiti
Most creative man in EU4 you're crazy with these ideas
Our timeline
Austria: We will expand through marriage.
This timeline
Austria: We will expand through fire sales.
F-f-f-fire saaale!
The bank formed a colony. How historically accurate
Ah yes, that's exactly how I remember my time working at one of Germany's largest banks.
There are only 2 big private banks in Germany... Deutsche or Commerzbank. All others are either too small to matter or in public ownership (Sparkassen and Landesbanken) or coops (VR).
@@cyrusol explaining a joke to the jokemaker with information noone asked for is like the most german thing i am aware of.
There is a reason ehy you guys are famous for having no humor
@@andrefasching1332 I don't think OP made a joke.
@@cyrusol that was clearly a joke bruh
@@yaktojason I thought Germans don't make jokes?
This is probably my favorite one you've done
Bank, the great equalizer.. Ming was just soooo strong! Watching the mams form like 4 times was amusing as well
Lmao just a minute in and Dai Viet already lost to the bank
liked and subbed
*Bnk, not bank ;)
Had to watch a second time to see how Brandenburg got to Mongolia and Central Asia
My heart skipped a beat when Morocco formed Andalusia at the last minute. GG to them
Ming was doing so well.....
the rebel suppression was too costly in the end for ming so, they defaulted on their loans to build armies to fight the rebels. thats even how ming many times crumbles in my eu4 playthroughs
And here I thought the Ming ATM was going to buy the planet.
Finally a mechanism that can let Qing form on its own!
Or as it should be called KaQing!
@@kyriacosstavrinides893
Or Kaqow
same persia aswell
Was half-expecting Ming to survive to the end considering how rich they are
@@reintaler6355 same but oh well
this seems like it would be fun to actually play with. Would you consider releasing this as a mod?
agree
2:17, the Austrians invade the Ottomans, causing the Turks to go bankrupt and have there land seized by the bank, causing the Balkans to be bought up by Austria and some smaller states.
Some 3D chess crusading right there
Sitting Bull: *Buys food with the last of his money*
Random Tribesman: "CHIEF! The bank just called!
Sitting Bull: "The who what?
This was the funniest time lapse, and my favorite so far!
Amazing timelapse, thanks for the laughs!
Too bad the IA kept on declaring war to the bank. Maybe give it insane relation bonus to prevent that?
If you give the Bank a secret capital province somewhere inaccessible, but part of a colonial region, it will prevent the bank from having colonial nations.
Imagine having an net profit of 200 a monthly and you take out a loan to build some workshops or something, and the bank forecloses on your fucking country. It’s like if somebody lent me two dollars for coffee, but then took my house and sold my family into slavery.
4:44 Russia starts to colonise East Africa by Siberian Frontier thanks to land connection through Bab-el-Mandeb strait. That was my crazy strategy as soon as Siberian Frontier was introduced, it allows fast rush to South bypassing Ottomans.
I have AI bankruptcies as an alert in my settings, and bankruptcy seems much more common here. I wonder why.
part of it is likely that countries are spending a bunch of money buying their bankrupt neighbor's land, kickstarting an even bigger wave of bankruptcies.
Also they seem to get into massive wars against the bank... which send them bankrupt.
This is a really cool idea!
Your pfp is very cool
bank: exists
muscovy: my time has come
Everyone: omg, im going bankrupt buying all this land :o
Russia: *laughs in debase currency*
Monopoly: A Paradox Exclusive
As someone who doesn't take debt in EU4, this is pretty much the only way I see myself ever accomplishing a world conquest.
if you make it so bank is a opm in new world at start of game with capital there it will prevent CNS from forming
I love this, I’ve always thought bankruptcy should be more severe and involve losing land. Is this mod available? Imagine conquering your rival by driving them to ruinous debt in war, then just buying their land with the war reps you stole from them…or world conquest without war by building a powerful economy.
My favorite timeline in a little while! So many upsets!
Shoutout to Beloozero. Rags to riches story right there.
Bankruptcy:*takes away your entire country *
Muscovy: Do svidaniya tovarishchi!
It's funny because I've been following you for 1 or 2 months after you started and I've seen Spain only form 6 to 10 times.
-Bank takes a country
-Other countries rob the bank
What is the Bank gonna do? Fight? If the bank can fight a war, they don't want only be a bank.
That was a fun one. Thanks for the 2nd part in North America!
This was a really cool one actually, it’d be interesting to see the mod expanded to be a bit more polished.
Genuinely one of the coolest 1821’s I’ve seen in a long time
what an infernal mind to come.up with such a genius mechanic
>Country declares war on bank
>Country has run out of money for their military
>Bank wins the war
If this isn't the most accurately analogous timeline to real-life international politics, I don't know what is.
Feels like the first timelapse I see where Switzerland is doing better
This is a really cool idea for a time-lapse
It’s not far from what really happened to Denmark in the 14th century: The king pawned Denmark, piece by piece, to raise money for war and stuff, until the entire kingdom simply ceased to exist for some years. It was pawned mostly to German princes from Holstein, rather than Pomerania, who then repawned it to other people. Luckily Prince Valdemar, the last king’s son, was close to Holy Roman Emperor Ludwig IV, who helped him start retaking Denmark. Valdemar united the kingdom again by purchases, wars, and various sneaky dealings.
this should happen to real life countries
Ever heard of Greece or Argentina?
haha but it does
Actually with some minor adjustments this can be the best thing that happened to the shitty ai since some countries seem to snowball really hard. The game wouldnt be boring by the dawn of 1600 anymore
It seems that AI always accepts offer to buy land, which makes it go into debt...
I’d like to see the sweaty MP bois play with THIS one! Lol
Maybe you can get a mod for this and make a series...
Dammit IMF, i know that your loan is predatory.
Austria fought a war that bankrupted the Ottomans, and then bought much of their land. And then, when Venice which had *also* taken land from the Ottomans, went bankrupt...Austria bought them up too! And that's *as well* as buying Britain, *and* keeping it all afloat throughout wars with Russia.
Mah boi Austria managed to survive and bought all the land up.
It will never cease to amaze me how shockingly awful the AI is at managing an economy.
Russia did what Russia does: buy land nobody wants
Brandenburgian Tartary is not something I ever want to see again.
I guess you could say, many countries income is Beloozero
This (kind of) happened IRL, when the Welser banking family was given rights to control Venezuela from Charles V and named it Klein-Venedig (Little Venice). The Wesler family owned the colony for about eighteen years before Spanish colonial forces invaded it.
This is a great concept. I didn't know the AI bankrupted so often
maluks be like:
Now you see me
Now you don't
Now you see me
Now you don't
Now you see me
Now you don't
Now you see me
Now you don't
You could prevent bank from forming CNs by just having them not get cores, but get -1000 unrest and/or +1000 admin efficiency or something so they don't ever care about the unrest.
I know this is an old video and such, but I'd love to see a mod where all the "unsettlable" land can be colonized - either by giving it to a neighboring territory completely in the case of tiny ones, or by making them into provinces (and subdividing the huge ones).
Bank: *takes a country*
Bank: ok, you guys can buy it now
Everyone: why pay for land when war for land
Until watching this, I did not realize how much the AI used bankruptcy. Honestly, I only ever did it once and it was on purpose just to see what would happen.
Eternal Gavelkind: Whenever a monarch dies all not already existing nations are released with the same dynasty on the throne, and all of them get Restoration of PU on their 'Siblings'
AI doesn't enforce PUs
@@unilajamuha91 Maybe just a cb that makes provinces cost 0 AE and warscore?
@@blob7963 Warscore cap is 1
I actually really like Switzerlands borders, reminds me of the Visigoths in a weird way
Everything else is extremely cursed
I noticed that, over time, Europe stabilized itself and by the late game there were no foreclosures.
An idea for the mod: Regional bank tags instead of one global tag. A Bank tag for each continent.
Also for banking colonial nations? Lean into it and make them act like a sort of temporary colonial bank tag.
This could be interesting.
Bank rolls up:
I want your cores
Your troops
And to repeat the cycle
This feels like a Crusader Kings timelapse with all the constant empire collapses lmao
I love the really modern concept of "fuck a country up for private investors". Like powerfull countries will just say "aight, you won, better become the slave of bezos for 100 years".
The eu4 ai never fails to surprise me, like how tf can you go bankrupt with the ottomans
Actually, it was a great timelapse idea!!
Loved this one!
Beloozero avenging Muscovy was the best thing ever
The world if Anarcho-Capitalism were a real thing
The FED ain't fucking around anymore.
Puts into perspective just how patheticly easy the AI bankrupts itself
3:10 The bankers caliphate.
adding Beloozero to the list of minors that formed Russia on your channel
I like how Persia goes bankrupt for 3 times and come back
Be the Bank:
1. Gives unsecured loans to both sides of a war via treasury notes, ensuring the borrowers that the treasury notes’s value in precious metals is kept within your vaults for “security purposes on their behalf”.
2. watch as already unstable nations quickly expand their militaries to fight armies you’ve completely funded.
3. Seize the land of the borrowers for defaulting on loans, watch as peasants burn bank notes for warmth.
4. Print more inky paper to give to the next borrower.
The Bank totally isn’t OP!!!
can't believe i'm saying this as an asia-only player, but it was sad to see ming die :(
On the other hand, this is the first time I've seen AI Qing take all of China. it took predatory bankers for them to pull this off.
- "Knock knock"
- Who's there
- "The Land owner"
- The who? I'll have you know I'm the king of this land!
- "No. The REAL land owner"
- "Oh... crap"
Perpetually bankrupt middle east. Just count how many times mamluks or egypt formed
This reminds me of the british show "cant pay we'll take it away"
THEY sure did have a large influence on how things turned out huh?
I really like this idea, but think it could be better executed if the bank only took a number of provinces equal to the outstanding debt. Like if you own 100 provinces, but only own 1000 ducats, then they take 10 of them instead of your whole empire. They still sell them over time, giving you the chance to buy them back maybe, but your neighbors can also easily buy them up.
Ming lasted way longer than I thought they would.
One issue is the AI being able to declare wars on BNK, cause you can't sell provinces while at war
I think this illustrates how broken the ai is in the current build
Chaotic at first, but in the end the world is filled with fiscally responsible nations. We should implement this in real life.