How to Survive Without HEALTH INSURANCE in Today's World
Vložit
- čas přidán 1. 11. 2021
- What if living your dream life means having to forfeit health benefits?
Timothy Ward
Philosophical Entertainer | Motivator
Social media:
Instagram: / timothyjward
Twitter: / timothyjward
Tik Tok: / timothyjward
_________________________________________________
Business Inquiries: timothyjward@gmx.com
_________________________________________________
Support the channel:
* PayPal: PayPal.Me/timothyjward
* CashApp: cash.me/$tr2th
* Patreon: / timothyjward
* Merch Store: bit.ly/2M8O4OA
Okay, here is the short of my story. I am 58 years old. I haven't had health insurance sense I was 46. Here is what I do to make it. I don't drink alcohol, I don't eat sugar or other crappy food, I exercise most every day, and keep my head on a swivel so I don't get squashed. So far, so good.
Dude! I'm loving you! About to follow your plan😊
Same. I’m 61. No health insurance past 10 yrs. Healthy no meds.. Eat as best I can. I’m thin, don’t drink or smoke. If a catastrophic illness occurs Ill go naturally. No treatment. I’ve come to terms with that. Not going to bankrupt my spouse.
@@romeysiamese6662 I love your resolve.
Yeah I haven't had the scam called "health insurance" for about 5 years now and I am in the best shape body and mind of my life. My personal doctor was useless and never gave any good advice on my biggest health problem which was my obesity. With a more proactive approach I beat my obesity and through CZcams I have learned how to maintain my immune system and I have been 100% health other than a few minor injuries from working out.
Ron, That how I am, CZcams give me much better help than the doctors do. But then it is up to me to apply the information be active and get what I need and take care of myself.
I just turn 64 years of age in 2021. So I understand it more than information it also apply. Love your comment. I went to Doctors but all they want is ask questions, do test but not really help me with my issues. So, I went to youtube self help myself to what I felt was needed order it then took the health product as instructed.
Congratulations!!!
How can one not pay health insurance.
read the book its called good bye germ theory.
I've been without health insurance for 25 years now. I'm used to it. Lol.
😂😂😂😂😂😂
You gotta take care of your body inside out. Natural medicine can do wonderful things. Healthy diet and a healthy mindset can go a long way.
yes, that is true "piece of mind"...I go for a walk every morning, I pass by a "Cancer Treatment Center of America"....guy in parking lot smoking...I should just have the right to walk over and punch him in the face for being so stupid, are we going to have "public heatlh" or not?
A healthy lifestyle can’t solve the problem if you get in an accident or get a genetic based illness. Once you have a major event (get hit by a car) you have a guaranteed bankruptcy facing you and very difficult decisions surrounding medication and the care you want/need. It’s horrible. This is why I believe in socialized medicine.
@@GrayWithMe fantastic, who pays for it?
@@andrefecteau Health insurance monopolies is the entire reason the prices are so inflated. The medical industry isn't charging based on the budget of the individuals, they're charging based on the budget of the insurance companies, and their margins are still enormous for what they're charging the American people.
@@whyillustrated5610 and the government is in the system as well, which really basterdarizes the market/price
I recently found out that if you are prescribed a drug you cannot afford, if you write to the drug company and tell them the situation they will often send you what you need for free.
Or - do an internet search for the pharmaceutical company that owns/makes the drug, & go to their website and search it/look around on it to see if they have information right there about getting the medicine from them free or reduced cost - can maybe even apply right on the website.
Wow thanks
I had to take a lady to the Emergency Department a few weeks ago. Do to the current events, if you where not literally dying. You would be sitting in the waiting room for 10 hours or better because of staff shortage, more the. 70% of the staff quit. Not sure what we are paying for anymore if you can't be seen.
So it's time for us to go back to the home remedies. Ones that we thought our grandparents where nuts, when they took it. In the wintertime. My grandmother always used local honey and garlic cloves as a antibiotic. She use to slice an onion and put it on the bottom of our feet then put a sock over it and made us go to bed as kids. She said it would draw the poison out. Head colds was steaming hot water in a bowl and she would put eucalyptus in the water and put our head over the water to capture the steam. So as a kid I really didn't see a doctor.
When my babies where growing up. And we had health insurance. I was constantly taking them. They lived off antibiotics. But looking back, it was because I was feeding them a lot of processed foods. I didn't know it at the time, but both of my kids including myself. We are allergic to all the processed foods. How I discovered it. One of my children ate a bean burrito we got in the freezer section and he fell to the floor and was not breathing. He was rushed to the hospital and the doctor told me, it was the processed foods. He said he sees this alot.
So I think, if we as a society, stop poisoning ourselves, we probably would not need Healthcare and big pharma would go out of business.
Yep,this is why pharmacopeia is not well established, helathcare should be cheap for any where in the world.It too expensive and these pharma..hopital..and others insurance companies make too much money..the system is to enslaves all of us.Just look at us.if you quit your job or get sick or have emergency you will not survive for more than 3 to 6 months
Hi Robin Lee, My parent also had home remedies they use on me my 11 siblings no health insurance in the family. Who knew they were right! Best care is home care be your own health giver. For flus hot veggies souls home made, and rest. I mean they had something for everything. and prayers My mom use to said God made the body less give it what needed let the body self heal. So I grew up on home remedies as a child. Enjoy your comment.
Did you start home cooking all of your meals?
@@cherylT321 when my kids where little? No. Because I didn't know any better.. when my son had his allergy problems and stopped breathing. I just stopped buying frozen bean burritos. I didn't start cooking everything homemade until I got into my 50's. It's time-consuming.
@@robinlee3375 👍
I haven't had health insurance and im 50, doing just fine without it! Yes, there are low cost clinics that will work with you. There are few here in Utah. Basically i eat healthy and keep as fit as possible using youtube videos, and work a low stress job which has lower pay but I see my peace and happiness are more valuable than money. Im off 4 days a week which i use to do local hiking and learning things online free. I love your videos Tim!
Thank you!
What’s your job
What job do you do?
Health insurance is another scam. Ok if you have ongoing conditions and have to see a doctor regularly then fine get insurance. But if you are a healthy person there is no need to pay the monthly health fee. Eat right and exercise. Sometimes you can't even get a fast appointment and have to wait weeks/month for a doctor.
Good health is not much help in the case of physical injuries from circumstances out of your control.
When I was jobless medicaid paid for my broken arm when I worked full time I'd have to pay the difference and it was ALOT so might as well get a part time job and get Medicaid you'll receive better health care and be taken care of without a big bill
I'm on Medicaid, and you're right. I recently thought I was having a heart attack and went to an ER here in DC. They ran a bunch of tests and bloodwork. Thankfully, I was not having a heart attack but the symptoms were troubling and they want me to follow up with my GP (who is outstanding and accepts Medicaid). The hospital called me a couple days later to ask me how I was doing and assured me the care came at no cost (thank you Georgetown University Hospital). That said, it's a crapshoot. Sometimes, you get really subpar care. For example. when I was able to pay out of pocket in wealthier times (or had better insurance), the quality of therapists was much better. On Medicaid, I've had pretty crappy therapists. It's not always their fault (they are overworked and underpaid --- a result of our non-universal system). I don't want "access" and I don't want to "research" constantly or fight and make phone calls until all get out when I've interfaced with the system. I believe everybody deserves, universally, high quality care at the point of service -- FREE -- for everybody. We pay taxes, but where do they go? I wish they would work for us instead of helping Bezos (who pays none) to build dick rockets to space so he and Will Shatner can cry at press conferences.
@@curiousone6435 care in health ventilator
When I checked into it I can’t make more than 1200 a month to qualify but how do I pay my rent and other bills? If I move to cheaper spot then there is concern about safety, living alone as a female…
Then the people who work full time pay for your Medicaid.
The system is broken either way. Healthcare should be free for all. I used Medicaid at one time and couldn’t work, now I work and I still think it’s stinks paying 600 a month for insurance plus deductibles and copays. Yet our taxes pay for Medicaid for people who aren’t working or work part time. It’s broken either way.
Tim , I completely agree with your views and wish life was different. The problem is when we have major issue and that are not solved by living a healthy life style , then you won’t even be able to get care without insurance, or you will need tons of cash to pay for all the bills.
@@curiousone6435 BEST comment! 🥰
Hell you can barely survive if you do have health care. It’s all a scam Tim😂
Very true!
The deductibles on most plans are very very high
@@imveryhungry112 yep, thanks to Obummer and Brandon
Amen. I had insurance try to charge me $400 for A1C test, the clinic charges $150 for the same test.🤔
Yep lol. It’s more of a burden to have it
I'm going broke paying for health insurance.
This is a big reason I'm looking to move outside of the US.
Same here
So true…I’ve been living without health insurance for 15 years and I’m still alive 😅😂. I just have a medical emergency fund and I use that money to pay for doctor visits. 🤷🏻♀️ Works great for me and my family.
"We suffer more often in imagination than in reality. You want to live but do you know how to live? You are scared of dying and tell me, is the kind of life you lead really any different from being dead?"
-Seneca
Also if you ever have a big emergency and rack up tons of medical debt, you can file medical bankruptcy. Also you can work with the hospital and ask if they can write it off if you can’t pay for it. Or negotiate a lower pay in full option, They do this all the time. My aunt worked in medical billing so I got lots of tips.
Bankruptcy stays on your credit for 10 years.
When the hospital writes that off as a loss it just makes insurance cost more for everyone else because the hospital has to make up for it somehow. We need some kind of universal coverage for everyone.
I survived cancer without medical insurance. I also was hospitalized with pneumonia and diabetes for 10 days at mayo clinic...without insurance. I had 2 jobs and no insurance...but it was all written off. Now I lost a meaningless job with great benefits and I have heart failure. I'm trying to improve my health as best as I can with lifestyle changes. I'll make it through all this...and my life is more meaningful today by doing the things you suggest.
Wishing you all the best! 💖
I’m 68 and haven’t had health insurance for 5 years. And I haven’t needed it! I am my own healer. Healthcare in America is really sickcare. That old phrase “You are what you eat” is the key to optimum health. That plus exercise, good friends, and a positive attitude, they go a long way in keeping you healthy. I do have an arsenal of herbal tinctures should I need to tend a dis-ease, but it’s very rare. If only people took as good care of their bodies as they do their vehicles....
I love that park! It looks like a park that would be in the Flintstones. :-)
I agree mostly on your points on the unnecessary need for health ins. Prior to invention of healthcare in the early 1900's, humans never needed it. The question that nobody ever asks is why do we need it? We all have been brainwashed by society to believe that it is a necessity when it is really a privilege. Sure it comes in handy in an acute/trauma situation, such as an accident. But if it is a car accident, auto insurance, depending on coverage, can take care of medical bills.
Most healthcare needs are caused by chronic illnesses. Nobody ever asks what causes the chronic illnesses. Conventional allopathic medicine was designed for acute care/trauma - not for chronic and preventative diseases. Treatments consisting of primarily drugs, tests, surgery are designed for one purpose and one purpose only - treating the symptoms while making as much profits as possible. The underlying problems never get addressed. It is like putting a piece of vinyl tape over the check engine light on the car's dashboard.
Diet and lifestyle caused illnesses cannot be cured by drugs and surgery. When we address and correct diet and lifestyle then humans do not need conventional medicine. The human body only had 6 million years of evolution to perfect itself, know how to heal itself from most injuries, and be resilient to pathogens. Being in nature and breathing in bacteria is a good start, something that Tim does on a weekly basis. Getting sun exposure, walk/hike, minimize stress, get good quality sleep, eat minimally processed foods diet, etc
Some people like me need it because I was born with a bad valve in my heart. At some point I will need open heart surgery. So if u are 40 and up I suggest critical illness coverage if healthy. If u are chronic problems then government healthcare…or u got to be rich . Anyway good luck 👍🏻🍀
Is cerebal palsy caused by a poor diet?
@@anthony6701 Again nobody is asking why one develops certain syndromes. Germ vs Terrain theory. Genetics vs Epigenetics. Cerebral palsey was near non-existent prior to commercialization of foods and toxins in the environment. Many of my clients have reversed their "incurable" diseases through changes in diet and lifestyle. Epilepsy, cancer, autoimmune, tourettes etc. There is a time and place for allopathic medicine. But for society to use it as a crutch and solution end all be all is the wrong message. If one chooses to pop pills that's their choice. Humans were not born intentionally to be disabled. There is always a reason why whether it happened in the womb or post-birth. Allopathic medicine never addresses the why and underlying causes.
What’s the solution for NOW not why is it caused or judgement on why we get what we get……🤔
@@t.terrell7037 Difference of acute care vs chronic/preventative care. Allopathic medicine treats them both the same hence the problem with healthcare
Tim, you’re right about soul sucking office jobs. I’ve worked a few and it seems You can definitely get sicker from things like depression and stress being stuck in the office all day miserable with no windows and little fun throughout the day, little time to workout etc. even if you have great health insurance that’s part of your employer!… than if you’re on your own doing what you want to do in life and enjoying it!
I was appalled. At the last office i worked at there were so many obese people it was insane. Not just overweight, on the obese side of the scale. Thats what the office will do to you if you're not careful and do as the others do. I would even speculate that the likelihood of becoming obese like the others in the office is probably very high lol. Unless you do other habits like including exercise and good diet..
There's something especially damaging about the lack-of-control kind of stress in large companies and other large organizations. As for the obesity, it very much depends on the corporate culture. If you're in management it could get you labeled unpromotable and plateaued out.
Health insurance for two people for Catastrophic is 300 dollars for us a month. We are in our mid 40s. The secret is paying out of pocket for everything and telling the hospital and and doctor that you don't have insurance for labs, tests and Dr visits because they will put you on a sliding scale for paying out of pocket. Yes, it is really messed up. If you say you have insurance they bill the insurance company more and you still pay about the same amount out of pocket. This is what we found out. Also for your labs, you can usually find a cheap lab to do them if you get online and search for your labs that the doctor wants you to get. It takes a bit more leg work and a doctor willing to let you shop around for a lab with al a cart options. If you get in an accident or have a major illness such as cancer, this is where you come in with your Catastrophic health insurance to pay for expenses. It has a high deductible, 5000, but it won't bankrupt you if you have to have some major treatment or long stay in the hospital. In a way it forces you to take better care of yourself. On the plus side of quitting jobs and having your own catastrophic health insurance, you are less stressed out and have more time and energy to do healthy living and exercise. Exercise is free, and don't buy crap food. Buy food that is actually good for you....it doesn't really cost that much...buy some good meat and veg.
Yes on sliding scale healthcare. My husband has used it in Gainesville. I didn't have insurance the whole time I was in college in my 20s and when I worked prn as a nurse because I was a single parent. The scary thing is I know so many people that lives in Gainesville or outside in the country that got cancer. They were all young 30s and 40s. It's crazy. I have autoimmune and eat really clean no dairy, soy, gluten or potatoes. Only grain I tolerate is rice. Now I am working on my mental health because it's effecting my physical health. I exercise outside, meditate, have support groups and friends. Great topic Tim love to watch your channel.
I don't think it has to be a choice of choosing to live your dreams over having health care. However; health care insurance is very important for me and I didn't have to make a choice between the two. If a person can't afford health care then maybe they would benefit from evaluating their expenses, seeing where they may cut back or eliminate other stuff, and putting forth the money to have health insurance. If you choose not to have health insurance then I would at least hope that smart adults would live the healthiest lifestyle they can as far as food, exercise, etc to minimize their chances of needing health insurance. Health is wealth and without your health being at a certain level everything else won't happen regardless if it's your dream or not.
I haven’t had health care in years bc even with a ft contractor’s position it became too high. I pay out of pocket to see my same doctors when I need a annual visit or other services.
Insurance is a scam. Nothing but a receipt for acknowledgment of a liability.
So relieved and fortunate to have dual citizenship live in UK and never have to worry about health-care and prescription costs.
When I was working part-time, I was able to afford cheap healthcare insurance through the Affordable Healthcare Act. My plan under $200 with a several thousand dollars deductible but that was a small amount compared to what I would be billed without the insurance if I had to stay in a hospital or needed long term medical care. Sure I had to cut back many things in order to afford it, but it gave me peace of mind.
What is the name of the company if you don't mind me asking?
Stay away from the for profit hospitals. Our local hospital is a non profit and they have a sliding payment scale based on your income. A single person can have an income up to about $19K and get free health care. Above that the more you earn the more you pay.
Even if you are healthy now and have been for years, things can change fast. Until I was 65 I was never sick. Then on my 65th birthday I started having really bad chest pains. So I went to the local clinic. It wasn't a heart issue, but I came home that day with a diagnosis of leukemia. Since then my medical bills have averaged about $100K a year. Fortunately I am on Medicare and bought a supplement policy. Expensive, but better than $100K a year or having the cancer kill me.
YIKES!!! 100K!!! WHAT THE FUDGE??? Man you must live in the good ol' US of A with medical bills that high
@@jeremyscloset it's not that the bills are high it's that too many are unhealthy here, also with the government in the mix creates unnatural market forces...all you socialists do pay more than we do, it's called TAXES...idiots
@@andrefecteau Yes. The more the government messes with the insurance the more it costs. The people in the other countries, pay a lot in taxes to have coverage.
@@lc6636 that's there's any insurance messes with the true economics of that entire market...
I'm self employed and blue cross doubled my premium years back and I said goodbye. I pay cash for all doctor visits and had dental work done in algodones, Mexico just outside of yuma....saved 12k! Timmy C Arizona
The reason most people rely on health insurance so much or are worried about it is because of their poor eating habits and lifestyle.
FACTS
This is really untrue. I was dx with autoimmune disease that is extremely expensive to treat in America. Any accident or injury can bankrupt you. Its comforting to think others are doing something wrong and that’s why they need health insurance. But It’s a moral failing to assign blame to people for needing healthcare and medications in a capitalist and exploitative society. Your beliefs feed into this endless mechanism that pits those who are “worthy and healthy” against everyone else.
@@wildscarletrose9076 if the insurance companies had stayed out of it, and B.pharma has not been marking up drugs an ungodly% for americans, then medical costs would have been low. That's why lasik surgery is low--the insurance companies stayed out of it, which forced eye doctors to compete by being excellent at it, etc. Hopefully someday the greed will stop.
You're semi right. But what about catastrophic events? You get shot, bad car accident, fell down while fixing your house, injury from playing sports, a health issue you were born with that finally pops up at age 45?
@@kowalskikowalski8080 i mean it falls off your credit report after 7 years 👀
I haven’t had health insurance in more than 20 yrs and I’m just fine
I’ve had folks think they were just fine and then be very not fine to put it lightly in mere weeks. Come to find out that because they hadn’t seen a doctor in years, or haven’t payed attention to any problems they’ve been alerted they may be plagued with, we one day lost them or they one day lost their own ability to do what they love because of their ignorance to their own health. I’m not claiming you specifically are this type of person but there can be and has been a difference between thinking your fine and actually being fine.
If you don’t have anything then they can’t take nothing no need for health insurance.
This is real info we need as humans. Thank you man
I needed some positivity today, thank you! 😊
The best channel I turn to whenever I’m asking myself tons of questions! Thank you Tim God bless you always 🙏❤️
Appreciate this topic Tim!
Thank you for the vids Tim!💯
Your truth is refreshing. Thanks for sharing your experience
I have heard of Catholic Charities helping pay expensive hospital bills. It's worth researching. Thanks Tim!
thank you so much for this, seriously. god bless you.
I've been to urgent care facilities and received very good care!
Timothy, What a pleasure to listen to your very informative channel. I've only recently started listening to some of your topics and find they hit home. Thanks for the kind spirit and ability to connect. Perhaps we were kindred spirits in another time as I continue to enjoy your enthusiasm and ability to speak truth and make a lot of sense in these really challenging times. Hopefully, we will meet up one day in our travel journeys. I'm close to 60, but live my life with the vigor and attitude of a 30 year old. As a matter of fact, these 30 years olds I come into contact cannot even keep up with me. It's truly refreshing to run across someone as full of life and the gift of helping others wherever you go. Thanks.
You are a good person Tim. Thank you for sharing your thoughts with us.
There is a hospital in oaklahoma that you pay per procedure and it's about 60% less than other hospitals
I had insurance for 35 years and using the medical system makes you want to not even utilize your insurance! Nightmare system here!
Really appreciate you making this video 👍
So positive vision ❤Thank you!!! Smart advises!
I haven’t had insurance in 15 years. Many people I know who have top notch medical insurance are dependent on prescription drugs and allopathic treatments for numerous diseases. They seem to not take responsibility for the care and maintenance of their bodies. Instead, they hand it over to their doctors and continue on with their bad eating and drinking and smoking habits.
Lol I love your messages. They're literally everything I think or practice by habit or force. Sometimes the world just needs someone to say all of the alternatives to everything we've been told to do.
I cannot comprehend having to pay for health care when needed, in the UK the NHS is free and is always there when you need it. I hope we always have free healthcare but this Government are definitely trying to privatise it ( we can also pay for private healthcare - jump the queue really, same Doctors usually working for the NHS as well!). Stay well x
The US is all smoke mirrors and lies. We are free range humans on a tax farm. Shifty ass country.
What can happen is goverment funded healthcare the goverment figures out who they want to take care of.
it's not free, you pay sky high taxes...that alone is more expensive from inefficiency...you walk into a dr and pay cash here? Which you do since we have deductibles, you get a better price...the UK is a bunch of drunks and now I see why...no consequences, let someone else pay the bill? That's folly...it's why many here are not in the system...it's basterdized
Obviously some people have never had to pay a substantial “deductible.” Sure, you only pay 35 a paycheck for “insurance” and think you’re safe and responsible. Then need imaging or surgery and your little deductible is 3k if not much higher. Oh well. Guess if you don’t have the cash we’ll just toss ya some pills and hope for the best. God or Jesus or Chuck Norris or whoever you people pray to, BLESS MURICA!!!
@@cavemanad better than anywhere else...if not, leave
Good points! Thanks guy!
thanks so much for the info. I love your videos. The health care issue is the main reason holding me back from leaving my soul crushing call center job. this gives me encouragement and motivation. :)
Thank you Tim 🙏
Thank you for your inspiring video. I needed to hear this. I've been so worried about my healthcare coverage that will soon end (Cobra) and experiencing alot of anxiety about what to do when it ends. Being between employment offers adds to the stress, and being age 50+ increases the fear. But thankfully, I already had a physical and dental check-ups completed this year. No major health issues thank the Good Lord! Thanks again for your encouragement.
I've made the decision to quit my dead-end job at Starbucks with nothing lined up. I posted my plan on Reddit and several posters asked me "but what about your health insurance?!?" People really think it's crazy that I'm leaving my toxic job because I will lose these benefits. I have not used my health insurance once in my three years there. I'm young and healthy so I don't need to visit a doctor. The only thing is if I were to get in a big accident or suddenly fall extremely ill. But I would just deal with it if it happens. It's just terrible that people stay in soul-sucking jobs just for health insurance, and I'm not going to be one of those people. I'll figure it out. So many jobs, including low-level retail jobs if I needed to go that route again in desperation, have health insurance included, so I will be just fine.
Thank you for this video! This was a topic I too took into consideration when deciding to resign from my job, but everything you said made sense. It's just easier to go without health insurance if you don't have any chronic conditions. Btw...nice shirt!
We are a lower-middle class family and haven't had health insurance for 12 years. A $1000 month premium and a $5,000 deductible means forking out $17,000 before insurance begins to help. hmm, doesn't sound too great.... At first it wasn't easy letting go of insurance but we have come to love being able to pick and choose what healthcare we want and not be strapped to an insurance company's pre-approved plan. We use a medical share plan and it does make you shop around for cash friendly facilities but that keeps them honest in pricing. I will admit that hospitals do not like dealing with self pay types, but we usually get a good deal in the end. Like you mentioned, not staying at a depressing job just for the insurance is a great freedom to have. Another bonus is not having to wait for medicare at 65 to retire.
Thank you for sharing your family's story!
Welcome to Arizona brotha, I hope you enjoy our cool weather in the evening
Thanks for this information this helps me a lot.
You damn right Tim. Enjoying life is the best insurance. Watch that ETH. If it hits 5 it will run to 10, IMO.
ETH and DOT look good
Ada and eos looking phenomenal
Non tangible assets have no value especially when people are starving and living in the streets. Bigger fish to fry
WHEN THE SHOESHINE BOYS TALK STOCKS IT WAS A GREAT SELL SIGNAL IN 1929. SO WHAT ARE THE SHOESHINE BOYS TALKING ABOUT NOW? HAHA
Shib coin.
A friend of Mine suffered a motorbike acident and had his leg /knee broken into pieces , after surgery 35 screws was put in his leg and knee. How much did he pay? Zero.... Nothing
It was totaly free. If he was living in América he would have a huge bill to be paid for many years.
Basquiat shirt! Great video! I have been without healthcare for 20 years. It can be done.
Yo Tim this video was very well edited, nice work. Unfortunate that a guide to life without healthcare is even neccessary in the states.
Stay safe out there. Thanks for the info
Awesome dude, love it!
Seems to be an enjoyable channel, I will give it my ear. Best wishes from Slovakia!
Thanks for this.
Its hard for me to keep paying a rich company money every month just so they can deny me coverage anyway.
The only thing i want to say is that i think in life we all are going to “drink” a certain amount of pain, it is up to each how we are going to do it. You get sprinkles of “pain” by exercising every day and have some muscle pain, quitting bad habits like smoking, drinking and eating unhealthy OR drinking mouthfuls of pain by having all kinds of pains and sicknesses when you are not so young. It is up to you, if you live a life where you drink lots if sodas and just don’t take care of your body… you really need to be smarter, you give your car maintenance, your body is a more important piece of equipment, treat it better than your car.
Very good advise....listen to him. I in my 50's
This is good general advice really, thanks for sharing. I did a stint in the hospital earlier this year and didn’t realize at the time every time they asked about doing something I shoulda said “how much is it”?
Hi Tim watching here from Jamaica 🇯🇲🇯🇲
Thanks!
I love Papago Park! Welcome to Phoenix!
Two thumbs up. I agree 100%. Take that money you would have spent in health insurance premiums and invest it in the stock market and make 10% year for 30 years. You'll come out way ahead. Good video about discounted treatments options as well. No need to stick with a job you don't like just for health insurance coverage.
I need my dental insurance.. That's a must.. My dental hygiene is important to me.. Too many people walking around with horrible breath.. That's not gonna be me🫢
Hello Mr.Timothy and everyone.I really enjoyed this truth spoken video about Health care. My Husband and I really loved using Urgent Care Places( Just As Good) as other places. Have been put on payment plans through urgent care when my Husband's job Healthcare went under. Great advice Mr.Timothy appreciate your kindness and Honesty ✌🏿❤.
I’ve been waiting for this video thank you!! I haven’t had health insurance in years and my main worry is some freak accident happen. But I’m gonna be positive and nothing bad is gonna happen.
Even in a emergency or accident hospitals have charity/support that can reduce or cover the bill. I’ve had a client who got his whole bill wiped clean bc he had no income/no insurance and didn’t qualify for Medicaid.
The mind is powerful. Suggest looking up law of assumption and pre paving.
I was just thinking about this. If you don't have a job, you can get state or govt health insurance.
You can, but in my experience it comes with a huge price tag. Which without an income paying $600-700/month for health insurance may be out of a lot of people's price range.
@ Angela Rochelle Medicaid is free so where does the 600-700 a month come in at? Thanks
@@t.terrell7037 Each state's Medicaid eligibility varies. For example, in Florida...only disabled adults(verified on Social Security Disability) get Medicaid. But if you're an adult...broke/in poverty in Florida? Then nope...there's no adult medicaid coverage. I feel so bad for those in FL fighting to get on SSD disability but in the meantime...they can't even get medicaid until they win their SSD case.
I love the USA. It's an amazing country it's given me everything. We are unique in so many ways. That being said we gotta figure out a way to improve our health care system a bit.
Yea, healthcare has never been great in the U.S. We need to move the needle in the right direction for the better
i agree Tim!
Stop thinking. Good health is a choice. Emergencies do happen for a reason. At 12 I experienced Right lower abdominal pain. Had to see doctor a second time, had surgery to remove appendix. Did not need health care after I fractured my wrist. Dr. said surgery recommended. I said no, I can heal it. Sure enough, my wrist bones came together. To make up the loose of funds, the facility took x-rays weekly to monitor the healing process. Thank you for great info.
Like the Basquiat T -Shirt!
i really wish i could take that risk but no. i randomly caught appendicitis 3 years ago and my problem was that i was UNDERinsured. I had to have an emergency surgery to have my appendix removed. I've never been sick, hospital gave me a discount but I was still on the hook to pay $20,000. I tried everything to get out of that bill by negotiating prices but this hospital would not do anything. Then i saw where people were sued by the hospital if they didn't pay and this hospital was notorious for doing that and winning. Before I went to the hospital that day I stopped at an urgent care center and they told me I had to go to the hospital. I don't think I could ever go completely without health insurance again. I have been making monthly 400 payments for the past 3 years to get this bill paid off. I'm only 37.
You can dispute that bill. There's a lot of helpful info on Reddit regarding disputing charges. It's really helped me clean up my credit.
I use to have really good health insurance and trust me, health insurance doesn’t cover everything.
If You all ever need mayor health services, you can always take a flight to Mexico and get world-class medical attention for a fraction of the cost in USA.
This video really changed my way of thinking about this issue. I'm a healthy 24 year old and my parents never shut up about getting a job with good benefits. They made me join the military part time for the benefits and persuaded me to get a job working as an aide in a school, which also has good benefits
Plenty of large lakes in AZ. There sre some closer to the Valley and desert. Many mountain lakes up North as well. Enjoy you're time I'm AZ!!!! Thanks
Ironically enough, I got rid of my health insurance in February of 2020. The next WEEK after it expired, I got kidney stones that required surgery. I owed $25,000 because of that. Thankfully, the hospital has charity wavers and because I was so low income, I got almost the entire balance waived. Honestly, if I had had insurance, I would probably still be paying. Insurance isn't that great these days.
Get ride of your health insurance
Insurance companies are in business to make money they know that most people will pay more than receive
Man thank god I live in UK with free health care (despite it being terrible since covid). Literally have to wait a month just to speak to a damn doctor. We used to ring up and get an appointment on the same day!
That sounds miserable. In the US you can see a doctor same day for about 120 pounds.
Thx 4 the info! Keep up your hikes and walking! It will really help your body along with staying slim! Question...do u have tips 4 car buying if your credit is not the best or do u just take the high interest rates? I'm always tryna keep my credit up but guess it doesn't matter as much if u only need a car loan!
Overall I've been blessed with great health, so I'm not a person whose life has ever depended on expensive care. But I've always had coverage through my employer. In my experience, I feel I've received very little for the vast money I've paid in. Yippee, a free physical each year!...that's a rapid-fire interview and a blood test. Most of the time I've ever had a non-acute health concern, the medical system was extremely slow, I received very little helpful information, I never reached my deductible anyway, and doctors weren't able to get to the bottom of the problem. Health insurance defrays some costs, but it hasn't made me healthier!
I gave up my coverage mid-year when I went to part-time. There have been no crises, and I've saved a ton of money. My physical and mental health have markedly improved. Thanks for talking about this issue!
Dope SAMO shirt
Very nice , beautiful. WOW!!
I believe every health care plan should come with a complimentary BOBBLE HEAD!
@@Angela_Fleming Can’t stop won’t stop 🎶 I can’t leave BOBBLE alone, the game needs me 🎶
Not with an expensive preexisting condition.
You can get private insurance. Marketplace plans are good for the whole state. Not sure about out of state.
I haven't had health insurance for years.
We pay taxes, health care should be free, because we run their money making machines.
I worked in medical billing for 6 years. I was often surprised how many six figure hospital bills (ER, etc.) we wrote off due to financial assistance (charity). If you made good money you were responsible for paying 90-100% of the bills! Even though a 80-100k+ medical bill is expensive to middle and higher income earning families as well!
Here in Ohio you are charged a penalty every year you file taxes for the months you didn't carry health insurance.