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Arguable the best property channel. I'm not one to comment on youtube, but i felt compelled because of the exceptional value being given. Thank you!!!

Great video Ahmed, I'm curious do you ever to 1-1 mentorship.

Great video, good job at simplifying the process!

Decent video - but one pretty significant error. Basic rate tax payers are able to deduct the full interest amount from their BTL. Only higher rate tax payers can deduct 20%. Also a Ltd company comes with additional costs - like hiring an accountant, and paying higher rate stamp duty. Overall, it requires a lot more thought and will come down to an individuals circumstances.

Hi Ahmed, great content, is SA is regulated in anyway? Like hmos, fire doors, emergency lights etc?

Agree 💯👌

Hello Ahmed, would you recommend this model under a halal mortgage provider? All my properties are 100% equity cash purchases, except a couple of properties with Al Rayan and my HMOs which are rebt to rent. I'd consider scaling up further and faster, but a model with equity in the properties.

Unfortunately that check button doesn't work😮

A lot of agents know about this seviced accommodation business, they straight away refuse. Its not easy. If yoi want properties find ways to get into contact with the landlord. Theyre more reasonable

What are the 7 things?

nice, thanks

2:08:07 where is the task guidance section?

Hey that video was brilliant. One of the best I’ve seen. Great value! Subscribed!

Hi Ahmed quick question how much time per week would you say you need to be able to allocate to set up a rent to sa business ?

Hello how do i get the excel you showed on the video ?

Hi, where does the 5.15 come from? If the banks add a 25% buffer to 5% surely this is 6.25% and not 5.15%?

Great video Ahmed quick question - don’t you need freehold consent to renovate a flat? If so, how would I go about having that before buying a flat? Thanks!

how do you find 75th percentile on the updated air dna lay out

❤❤❤❤

Business is game of numbers.

hi I tried a lots of Airdna in Google and chrome but couldn't find the free version and similar to your youtube video can you please post a link

I am so happy that I made productive decisions about my finances that changed my life forever. I am a single father and I live in Spain, I bought my second house in September and I hope to retire next year at 40 if all goes well. thanks to Natalie Strayer for helping me achieve this.

Here's 4 free property courses I've made totalling over 32-hours of property knowledge: www.ahmed-khan.com/free-courses

Here's 4 free property courses I've made totalling over 32-hours of property knowledge: www.ahmed-khan.com/free-courses

Here's 4 free property courses I've made totalling over 32-hours of property knowledge: www.ahmed-khan.com/free-courses

Here's 4 free property courses I've made totalling over 32-hours of property knowledge: www.ahmed-khan.com/free-courses

Here's 4 free property courses I've made totalling over 32-hours of property knowledge: www.ahmed-khan.com/free-courses

Here's 4 free property courses I've made totalling over 32-hours of property knowledge: www.ahmed-khan.com/free-courses

Here's 4 free property courses I've made totalling over 32-hours of property knowledge: www.ahmed-khan.com/free-courses

Here's 4 free property courses I've made totalling over 32-hours of property knowledge: www.ahmed-khan.com/free-courses

Helpful video. Point of note that any income over £100k the government deduct £1 off your personal allowance for every £2 you earn (until it runs out at £125k). Which equates to 60% tax from earnings between £100k to £125k! So if you earn the £125k you effectively have zero personal allowance. Hideous rule!!

Absurd maths / mental gymnastics.

What’s your strategy for finding good builders to do the renovation works once you’ve secured the property.

Thx

You can claim a 20% tax credit to offset against mortgage interest up to the lower tax band. Example Portfolio producing; £70,000 -20,000 Expenses £50,000 income including interest -30,000 Net of mortgage interest £20,000 mortgage interest Because the net income and mortgage Interest is still within the lower tax band, the tax credit offsets any applicable tax on the interest. You would only pay income tax on £17,430 Once it goes over £50,000 you are attracting tax. Example; £50,000 Salary from employment £12,000 Rental income from a property £12,000 - 2,000 Expenses £10,000 profit including mortgage. Tax would be £4,000 as you have no lower rate banding left to claim tax credit. In effect this means tax on turnover.

Not related to this video, but as you mentioned recently that you sold your first deal as a Sourcer, will you be making a course about deal sourcing and would you consider partnership with other sourcers?

Getting a mortgage on ltd is much more, managing company comes with costs and headache, (accounting fees) + all the property value increase is owned by the ltd, on sale of property u can't get the money out easy.

Hello again! You mention leaving your solicitors details in the comments but I don’t seem to see it. Could you help with giving this again?

Very good content. Can I ask if you need planning permission to make one bedrooms into two bedroom flats? Would you have to tell land registry so that it is registered as a 2 bed now? Also, would you buy a flat in a block rather than a house which has been converted into flats? Would you need permission from the freeholder to do this?

Great video, just going through this at the moment and looking into Incorporation relief and tax efficient strategies. Appreciate your analysis.

I really don't who in his right mind will want to still invest in UK property after 4th of July...Labour already indicated that they'll double the CGT tax, there could be rent controls across the UK and progressive tax on each additional property. Plus they will make even stronger pro-tenant laws...

I’m on £50k, I have one house which rental income is £1300 a month with a mortgage of £790 on that property. So it only generates £510 a month. If I add that onto my net salary of £3,293.45 it takes me into the 40% tax bracket. The UK is the biggest pain in the ass! Moving that one property into a LTD means less lenders, pretty sure higher interest rates. There must be another way around.

Time to leave the uk I think

Would be practical to include accountants annual fees for your LTD company holding all your investment properties to get a clear picture of your total expenditure.

Would you mind sharing this excel sheet with us please

Very good video Ahmed and much appreciated as a lot of other property videos on this subject are vague with far less explanation. 2 years ago I purchased 6 properties over 12 months which means I now have 8 in total in my personal name. This meant that I finished my Job to do property full time and I am able to use the tax free allowance to it’s maximum and manage to just stay within the 20% bracket by being strategic new year tax year end, yet I’m still being told that I would have been wiser to put in in LTD company structure. I have no plans to add anymore properties to my portfolio and pay myself £2000 pm to live on while hopefully over time capital growth will add to my pension (I’m 49 years old) was I wrong to think personal name was a better way for myself?

It switches when you move higher, better to do it personally or keep the money in a company and never take it out

Thank you for your honest advice

Missing half the picture. The mortgage would be more in the ltd as rates are higher for ltd companies. The fees to take out the mortgage are higher in an ltd increasing the initial investment. The cost of running a ltd is huge especially if you only have 1 or 2 properties to split that cost between. I’m sure if you worked it out properly as it would be in the real world you’d need 6+ properties before ltd would work out better than personal name. If you then took into account the extra cost per property while you built up the portfolio say 3/4 years of extra cost getting to 6+ properties your looking at a 10-15 year time span before you get that lost money in the early years back. It’s never as black and white as all these videos make out.

My understanding is the video is incorrect. The changes to tax meant the income was taxed at the marginal rate but the interest cost was restricted to basic rate. This makes no difference to basic rate tax payers. you still pay tax of £450* 20% = £90 It is higher tax payer who pay more by 20% of the interest costs or an extra £70 / month ((40%-20%) * £350