27 Ways to Spend Less and Save More Everyday
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- čas přidán 8. 07. 2024
- #howtosavemoney #frugalliving #savemoremoney
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2 years ago i saw one of your videos where you said your goal was to pay off your house by 2024. I said wow, i wish i could do that too but i was at least 5 years away from payoff. Well, because of that 1 video, i said if this lady can do it , i will try my best. I am happy to report, 2 weeks ago i paid off my mortgage 3 years ahead of schedule. Thank you so much for the motivation and strength i got from your video❤
Cynthia! I wish you could see my excitement right now!!! I am soooo happy for you 🤗 GREAT JOB! ❤️❤️❤️
@@THEJENNIFERCOOK thank you so much!!
@@cynthia6771 Congrats!!!!
That is Wonderful!!! Congratulations! Your hard work and persistence is amazing! I am working on doing the same and having a paid in full home by the end of this year.
That is so inspiring!!!
I rarely go out to eat. The quality of food is low & the price astronomical. I learned to make my favorite foods at home. ❤
I went to a book club at someone's house, and everyone brought food. We all had a great time!
I started intermittent fasting, slowly working up to one meal per day, only drinking green tea, electrolytes, and water, no snacks between meals. I have reached the “one meal a day” goal, and have slowly lost 30 pounds!! Some of the “diet” is based on the Keto diet plan, but I don’t necessarily follow it. My goal is to eat what keeps my liver healthy. This is one “sure-fire” way to reduce the cost of groceries these days!!! Plus, I feel SO much better and healthier.
Popcorn made at home is a very inexpensive treat compared to chips etc. Junk food is very pricey.
I love popcorn! ❤️
Also make your own candy candy is outrageous. You can make a whole pan of fudge for less than five bucks
And popcorn can be healthier than junk food like chips!
I stopped FB 6 years ago and I am so happy because of it.
One tip is to go out for lunch rather than dinner - if you can ! It saves so much money and you get to enjoy dining out. Also most people don’t order appetizers at lunch so already you are spending less!!!
Great tip!
Excellent suggestion, thank you.
❤ Go to breakfast -- not brunch -- and save even more. If you're over 55, Denny's has incredibly good prices. Scrambled eggs with cheese, bacon or sausage, and pancakes is about $8.50 (2023). I USED TO order coffee with it, but I will be asking for just a glass water going forward.
Buy one meal and share it. Most restaurants serve extra large potions. My husband and I split a breakfast burrito once in a while. Portion is great!
Tip for longer lasting lemons
wash them and put them into a Mason jar with water.
Interesting!
Life has changed so much. I never shop in stores except for groceries. I shop every two weeks or so. We replenish bread or dairy if needed. I do shopping for gifts online. The older we get the less we need. Now that we have a good stock of freezer and pantry it is easier to just supplement when you rotate your preps. I love CZcams because I choose the content I enjoy. I just cancelled one streaming service and switched to a new one. Love that tip!❤️
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Good ideas
I’m so happy you mentioned the having snacks in the car when you’re only out doing errands I keep an ice chest in my car with cold drinks and snacks and I don’t have small children but it helps from buying out if i get hungry or thirsty
I always take a bottle of water, a snack, and nuts with me.
When I was a working full time mom of 3, I used to do Marathon cooking on Saturday mornings-I’d make a pasta dish, a casserole, and one other meal- each planned for leftovers. We ate well throughout the week without having to cook after work when I was tired or we had to get to ball practice.
Great idea, will try this. 😊
I buy Christmas gifts all year. It saves me so much time and money. If i am at a store i always check the toy section.
We are retired and make it a personal challenge to always split a meal when we go out to eat, and keep our total under $25 including a generous tip - it's so fun to do this!! Our favorite place to do this is Texas Road House!
That is awesome!
I love the fill up the jar idea. Keeps your eye on the prize.
I have a cooking tip. Buy a bag of cheap egg noodles. Anytime you cook using something like Hamburger Helper, add vegetables to it and a big handful of those noodles. It expands how many meals you can get out of it. Just watch as it cooks as sometimes you need to add another quarter cup of water. I also add garlic and onion to improve the taste.
Use social media wisely. Unfollow and Block the negative content And use an app timer to avoid getting lost in the scroll. My feeds are typically fun and informative. Taking a break is also a Great idea!
Never joined any social media, gossip sessions and never will. So no need to take a break.
#10 if your going to pay an extra $50 on a car loan BE SURE you apply that $50 to the “principal” of the loan.
Preach girl about social media! For me, it's a net negative for my life. The people I want to keep up with, I intentionally keep up with them
Karen, I absolutely love the way you said that... "The people I want to keep up with. I intentionally keep up with them." That's exactly the right way to look at it 🤗
If I go out, I drink only water
The gift thing I do too. I usually buy gifts in advance, especially for Christmas, because I can look out for good deals, am in no rush and spend a little here and there instead of going into debt in December
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I don't find Aldi cheaper anymore. Everything I buy is within about $0.01 to $0.10, mostly $0.01, of what I can get at other stores. I do shop there for the things we prefer from there but find I really only go there about once a month for those things.
I agrée. On most items WalMart is cheaper. Produce can be qn exception.
I'd love to be able to shop at ALDI again, I used to live almost all my life in Illinois and shopped ALDI for several years. Now I live in Puerto Rico and we pay almost 8 dollars for a gallon of milk. We don't have ALDI.
I’ve recently started doing part of my shopping at Aldis, I had been shopping at Publix.
Publix seems to raise the price of all items every week!! Astonishing.....
Another way to save is to always keep ingredients for a quick go to meal on hand for those nights when you don’t feel like cooking. It can be as simple as a frozen pizza and a bagged salad. Much cheaper than hitting a drive thru or getting food delivered.
Great idea!
I also make French toast with the stale bread. So it don’t go to waste. I also make waffles there’s simple and cheap.
very useful
About 2 years ago, I changed my phone data plan from an unlimited plan to a limited data plan. And I realized that I never reached my data limit. Saved me $20 a month.
It's awesome that you looked into that detail and were able to save! Fantastic! 🤗
Bake a cake as gift shared by all 😅
When you pay on debt, make sure to add to the principal. For a house or a car. Great. Don't just add the amount to your monthly minimum, it would be added to your interest amount.
Alicia, great reminder!
Also the items first on the shelfs at grocery stores are older and expire sooner. We put the newer items in the back cause they have a further out expiration date. That saves a lot on groceries as well so you don’t have to buy bread every Sunday etc
Yes! I agree. I always stick my hand in the back for the later expiration date.
Just double check, because not all stores are efficient at that.
Rice and broccoli and a can of cream of chicken with some onion is delicious and I can make that two or three days. You can also freeze it.
I made a strict list and kept a running list of items that I ran out of.
The first one is a good one. I always treat myself at weekends without thinking!
Totally agree on social media. I have “fasts” where I don’t go on at all. Especially at the holidays
Using free pick-up grocery shopping, I am able to compare prices and pick up from 2 stores in less time than shopping in 1 store.
Maria, that is another great benefit! Price comparison! Thank you for reminding us of that 🤗
I completely agree with you about social media. I have 4 children between 12 and 16 and none of them have a phone or use social media (we have a family phone). They are well rounded, have true friends, do crafting and making activities and are so ridiculously funny! My cousins who are 26 and 28 are on social media 24/7, they suffer from depression and anxiety, can't get a job, they stay up all night to talk to 'friends in different countries' and believe they can't find their own identities.
I am betting they use social media, you just don't know about it.
@@pamsmith1665maybe but surprisingly enough there are teens who don't use social media at all. I was honestly surprised!
Speaking from experience, I'm thinking your cousins are on social media that much BECAUSE of the depression and anxiety, not the other way around.
Social media isn't all bad. I have found it useful for a number of things. The buy nothing groups are a great way to save money! Figured I'd mention that since this is a video about frugality.
I keep my thermostat during the day at 74 or 75. I lower it for sleeping to 73. Keep blinds semi-closed during the day.
Is it really worth it to live in misery for that small savings?
@Swan-rb4yg it's not misery it's quite comfortable compared to 100+ outside. It also doesn't put stress on the grid, so we don't lose power
Thank you for all of your amazing tips! I have one to add! My close friend and I save a lot on our kids clothes as I will pass on my oldest sons clothes to her once he has outgrown them for her son then she will return them with extras for my youngest son. It saves us hundreds of dollars a year and helps the environment.
Great idea!!
I have done Thrift store’s for over 40 years and I have never went out and bought a dress full price. Even for my daughters wedding I bought one on sale at JCPenney outlet $25. It was beautiful.
I always cook meals for 3+ days, save time, and make it easier to clean up with leftovers. Maybe i just need to cook veggies.
We are saving so much money since turning down our heating system. It’s summer here in the UK & we turned it down in Spring. Our system won’t switch off completely as we need gas to heat up our water but it’s allowed us to turn it so low, it never comes on to automatically heat the house. Even on nice days, Everytime I left the back door open, it would turn on the heating 🤷🏻♀️ I’m worried about winter but right now, we’re doing well x
I ve discovered shopping for me was a past time , when I m bored, and looking for something to do .
I m on it !
Yay! Living life with intention towards your goals! You've got this 🤗
Hi Jennifer, thanks for the tips. I deleted FB a few months ago and I agree, life is so much better without it. As you were mentioning gift ideas I realized my mother said something a month ago so I quickly jotted it down for her birthday 🎉
Jaclyn, yay! I'm glad the tip helped you remember the gift idea. Hugs 🤗
I use dryer balls my own nails and coffee and it seems normal you all can get use to change as fun or a challenge
Yes... going out to eat was a treat .. now people don't even think about it.... just do it
I have a shopping rule that I don't let myself do any impulse buying. I walk away and just before I check out, if I don't want to walk back to get that item, I really didn't need it. Most of the time I don't go back. One question I ask myself is "if I don't get this, will I regret not buying it".
I like the coloring thing on a sketch of your home as you pay it off.
Have a book night for the kids they have to read a book. No TV. Can have snacks after they get it done.
I usually don’t buy gifts for my grown sons. They just buy what they want when they need it. But if something comes up, an unusual expense for them, I will step forward and pay for it without a problem. And for my grandchildren, I just give them money because their tastes are so unusual. I never know what they’re going to want and I don’t like a good clothing outfit to go to waste.
CZcams IS social media😍
Hi Teresa, I agree that CZcams describes itself as a video sharing and social media site. However, I believe there is a stark contrast because there is way more indepth learning available. That is what I seek out for myself and hope to share with others. Not mindless scrolling of curated lives. Thank you so much for watching the video, and I hope you have a fantastic week! 🤗
If there’s a food shortage I would like to know why are they putting up so many warehouses in Georgia they’re tearing down buildings and Groves of pecan trees To put up warehouses huge warehouses not just one but dozens. I don’t know what’s coming but it don’t sound good.
My life is so much better since I started packing snacks every single time I go out. I actually enjoy eating a peanut butter sandwich, listening to a couple songs in the car and thinking about the calories I saved and the $12 I saved. Second best road snack, a bean salad from grocery store deli.
I love the way that you “Cook” a lot of info for all of us and help us to improve our lives.
Yes! Thank you so much! I am glad this was helpful 🤗
Thank you for your honest take on social media Jennifer and sharing your thoughts openly No social media for me either - total waste of my time AND emotion. I crochet hats and afghans to donate to charity in the evening instead of looking at other's people's content and running the risk being either envious or angry!
Brilliant 👏
Agree. Social media is so, so toxic. Horrible time of our precious time. I dumped 2 years ago. Have not missed it for even a nanosecond.
Isn't you tube social media? This is my main addiction.
@@breezybre2670Nop.
Yes. It is.
I dont like going to the movies at all. I do like plays. Good tips.
I make a tomato/eggplant soup. Had enough for 3 days and put rest in the freezer.
@gladyschandler6724 would you please share your recipe? Growing eggplant for the first time this year and need some new ideas. 😊
Talk about a side hustle...!!! Kudo's to Jennifer, she has it down! Her CZcams Channel is helping thousands! Thanks for all the great ideas!
Sharon, thank you so much 🤗
Thank you for these great tips.
Good morning 🌞 Jennifer! Thank you for always being a huge help to us all!
Thank you so much! ❤️
Good info. Thanks!
Make sure if you pay more on a loan it goes to principle not interest.aldis spaghetti sauce is the bomb!,
Thank you for all your money saving tips! I deleted my FB & and other social media accounts several years ago. And I've never looked back!I feel so much happier because I was comparing myself to others and trying to keep up. FB is a time waster!
Val, thank you for sharing this! It helps others realize they can also make this decision and feel the relief from that particular comparison trap 🤗
I only buy what I am gonna cook that week that keeps me from waisting food.
I babysat, pet sat and did accounting/organizing.
These tips are so great, thank you so much for sharing!! I'm always craving new information.
I was recently offered a good price for a home to rent & it's definitely an upgrade from this outdated duplex I'm currently at. So I'm trying to increase my momentum in saving up for everything in hopes that I go through with this house. 🙏🏼
Thanks Jennifer
🤗
I like thriftinng….and I recheck the stuff in my basket and return to shelf items I don’t ‘really’ need and I always use store coupons given for donations.
I do that now, double check my cart and make sure I really want to buy everything in my cart. Most times I impulsively added something and end up putting a few things back and that saves money in it’s own way.
Thank you so much for all the information you are sharing with all of us. God is blessing you with prosperity and abundance!
Maria, thank you so much! God works in mysterious ways. I am writing this back to you after a morning prayer. May God bless you and your family as well ❤️
I paid my house off yesterday.Payments went up 2 months ago, and I said. "That's it!"
Nancy, that is AMAZING! CONGRATULATIONS! Whahoo!!!! 🤗❤️
This time of year when Zucinnie is in season... Shred up some with your ground beef. It doesn't change the flavor much, it adds veggies, and stretches that Hamburger further
Hey , Jennifer very good tips I always leave things in my cart and yes sometimes they offer a coupon discount which is great loved all the tips . Have a great Sunday .
Hi Beatrice! I hope you had a wonderful weekend 🤗
Solid ideas. I would love for you to implement some math and figures for some of these ideas. For example the car loan or the gas savings. Like use some rough number estimates to show savings per month, then per year. Liked the video, looking forward to seeing more content like this.
Great tips! My cousins and I went on a vacation to Las Vegas. We were so surprised a meal for two at a BBQ restaurant fed all four of us! And we had leftovers!!!
That is awesome!
Wash and keep frozen vegetable bags to store your treats, like cookies, and chocolate in the freezer. Your teenagers won't go near the vegetable bags, so your treats will last a lot longer.
Yes! Love this ❤️
What a great idea❤
Excellent video
I watch a lot of these videos and I must say I'm super impressed that you have quite a few really great new tips on here I haven't heard before. Well done!!
Thank you so much! ❤️
Thank you.
Interesting 😊
Thank you, fantastic tips!
My goal is to have my condo paid off in one year. I’m currently working as a travel rad tech so I make double of what I would as a staff tech. I’m trying to pick up the contracts that are higher paying even if it sounds miserable. I pack my lunch every day. I cook my dinner every night and the only time I really eat out is when I get my acai bowls that I love on weekends. However , I learned how to make my own acai bowls ! I stopped online shopping. I just don’t look. I did buy a few things for fall ( boots , hoodies , comforter etc ) but I told myself I have enogh winter clothes , gloves and hats etc so I don’t need anything else for winter or fall. I stopped going to movies. I rarely go. I dropped cable. I only have HuLu. I keep the goal of paying off my mortgage in front of my face so every time I think I want that shirt I think back to my goal !! I also have a grocery budget and try my best to not go over it. If I do I look at what’s in my cart and I take a few things away . I will say this …. I do have two things I do splurge on. Hair care and coffee. I’m planning on opening a coffee shop. That is my one thing I HAVE to have lol. I do think cooking at home more , packing yoiur lunch every day , and have only one streaming platform has helped me to save so much money. Also , I do try my best to pay more toward my principal on my mortgage every month. The only times I don’t is if some emergency comes up like my health or my pets health or cat issues or something expensive in my home repairs.
Thank you for the tips , Jennifer! Have a great summer!
Thank you! You too!
@@THEJENNIFERCOOK You’re welcome and thanks
No spend day on payday. I never drink sodas at restaurants I refuse to pay 2.00.
I make a list and see what I need to get my friend's. Lately, I've been giving my personal jewelry, and they'll appreciate it more.
I've splitted salad, main & dessert with a friend
Thank u Jennifer god bless
Thank you, Maura! God bless you as well 🤗
Very wise woman!
Great informative video ❤
I do the Christmas idea for birthdays. And other holidays etc.
Like Christmas in July sales and Amazon Prime Day is right before a few birthdays that I have
I loved the idea of rotating the streaming services- I never thought of that but I’m definitely doing it!
Thank you from France for your advices🌺🌸🌺
Hi in France 🤗
Great ideas, thanks!!
Thank you so much! 🤗
I already have the main gifts for my kids for Christmas and their birthdays in January and February. I buy on Sale before summer, now on prime days, labor day sales, amd the last things on Black Friday and Cyber Monday. No need to rush or go to the stores or had to worry about delivery times. when everyone is shopping
I loved this video and your ideas. Thank you for sharing!
Thank you so much!
Learn to make candy I had four children I had to make candy for them because they always wanted candy. It’s easy to make you can make a whole pan of fudge for less than five dollars. Also you can make Reese’s peanut butter cups a whole 9 x 13 pan simple
Jen, I love just listening to your voice! You're the money mom!
🤗
This one is very helpful.I learned a few things.
Yay! Thanks Karen!
I wish Aldi would come to NM. Also if 5pm undercharge at store, it’s good to at least tell them.
I wrote Aldi about two possible locations that might benefit them and the community…That was a few years ago and still nothing!
Hi Jennifer. I like your tips how to live more frugal. I try to live a more frugal way for y few years now. Not because i couldnt affor't more, but because i dont need to buy more to be happy. As you said in the video some tips will work for someone and others won't. Its all about our life style .
You can always adjust the tips that doesn't work for you. Here are my "adjusted" tips that work for me.
1. No online suscriptions. I dont really need to watch those shows I rather pay a suscription to the publick library. I rather read books then whatching TV shows. You can learn a lot more by reading books.
2. Track your spendings for groceries (seperatly for fruits, vegetables and sweets and snacks) which you don't really need. You will be suprised how expensive sweets and snacks are. The first month after i followed my groceries expenses seperatly i noticed that i spent more for sweets then fruits. And that is not good for me so I adjusted my spending after that.
3. If you live in the flat you could grow your own tomatoes, salad or stawberries in vertical flower bads (vertical gardens) on your balcony. That vegetables will be a lot healthier then the one you buy in the market because there is no spraying with insecticides.
4. When you need to buy something just to supstitude your emontional needs rather visit a friend or go for a long walk to the nature. I guess you will get a better effect. I do that.
5. When your phone or tv doesn't work anymore maybe you should buy a "new" one on the platform for a second hend things.Usually works as good as a new one for a half the price of the new.
I love grocery pick up.
First time watching your videos. Thank-you so much for how practical they are! I found myself already employing some of these, while others I realize the wisdom and I will try to implement!
Thank you so much! I am glad you found the video helpful 🤗
Great Advice 😊❤
Excellent advice 😊
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I will do the buy-a-gift-per-month thing :)
Yay! That is a good one ❤️
Such good ideas, Jennifer. Thanks
Michele, thank you so much! 🤗
Practical advice shared in a kind way, great tips.
Thank you, Kathleen!