16 Modern Money-Saving Tips to Save More in 2024
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- čas přidán 20. 07. 2024
- #moneysavingtips #howtosavemoney #frugalliving
In this video I discuss 16 Modern Tips on how to save more & spend less money, starting today! My thoughts and ideas in this video have helped me to use modern conveniences to spend and save more efficiently.
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Here is a link to the article linked in this video...
www.bankrate.com/f/102997/x/b...
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Email: jennmariecook2018@gmail.com
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- Information on this channel (Jennifer Cook) represents my thoughts and opinions only. I am not a medical doctor, medical professional, financial expert or any other kind of certified expert. I have no professional training in life coaching. I discuss things I’ve learned that have personally made my life better. All content found on this channel (Jennifer Cook) is intended for informational & inspirational purposes only. Please be sure to do your due diligence and contact a professional with any questions you may have regarding any information you have seen or heard on this channel (Jennifer Cook). This video and all videos on this channel are a means of social support. - Jak na to + styl
I don't have any modern money savings ideas. Just buy almost nothing and stay out stores as much as possible. Shopping should not be your recreation.
I don't have any modern money or old fashioned money, etc. But you are right, stay away from temptation.
But I go to the store rather than let some stranger pick out my fruits and vegetables.
I agree with you about the grocery ordering. I recently started doing this and it saves me time, stops me from impulse buying, makes it SO much easier to stick to my budget, and my kids can't grab stuff to ask for! It's so much less stressful shopping this way.
Thank you for sharing your experience with this 🤗
Yes it has been such a helpful shift for me as well. Once a month I look at what I already have in the fridge, freezer, pantry- write it all down and see what meals are obvious to build from that. Then I use the grocery ordering app to order bulk from Costco and have all meals planned for an entire month. We eat the same breakfasts on whatever weekday so the same breakfast every Monday, a different than Monday but same every week for breakfast on Tuesday etc (this minimizes thinking, still gets variety, saves money.) There are a few things I can’t get at Costco like unsweetened soy milk and whole cabbage so I do my best to go to the store one time a month to stock up on these items.
This year one thing i plan to do is try and save all of my rebates/cash back from credit cards, pay pal and ibotta and at the end of the year cash it all in and do an extra payment on my mortgage.
Maybe add them up every quarter (March,June,September,December) to keep you motivated to keep your goal elevated with the end goal in mind
The best mortgage tip ever: make mortgage portion payments weekly or biweekly (depending on how often you get paid). You will save a huge amount $$ in interest! Some sly mortgage agreements don't allow 'pre-payment', so check first. 🏡💰
Walmart accepts food stamps online
Staying at home. Whenever I leave home $$$ evaporate.
Everytime I leave the house it's bad decisions & money spending lol
😂
Hi Jennifer. Appreciate your videos and the work that you put in. Just one thing I have to say about abandoning carts when shopping online: PLEASE don't do this to a small business! We get notifications from our online platform to check what we did wrong/offer a coupon/give a deal/have a loyalty card...if anyone wants to "play" at shopping, please don't hurt small businesses just trying to survive in this difficult economic time. Thanks for letting me put in my 2 cents...
Lori, thank you so much for sharing this with me! Anytime I recommend this in the future, I will add that disclaimer. I definitely want to help and support small businesses 🤗
Thanks Jennifer...you are the best! This situation happened recently to me when a friend wanted to "up" my algorithm by "shopping" , but then by abandoning the cart it just led to headaches. Thanks for understanding. Hugs from Canada.@@THEJENNIFERCOOK
I buy from small businesses whenever I can.
The grocery store pickup is the best! Some people don't understand the buy 5 to save additional $1 is a mix and match, not 5 of the same. And that's in addition to others digital (or physical coupons) you have
Watch the expiration dates at the grocery store, especially if you order online for pickup. If you're in the store, you can decide if you want to buy soon-to-expire items, but when you leave it up to the personal shopper to select for you, they may not pick the freshest item. Sometimes it is not even on sale, but placed at the front. Stores stock items using FIFO (first in, first out), rotating the freshest goods from the back to the front. Check those dates!
Linda, this is another great reminder for those who want to try out grocery pick-up. Thank you for sharing it 🤗
I always take from the back to get the freshest food.
I’ve been so good since the beginning of February… but last evening I cracked lol. I bought something I totally didn’t need. I need to forgive myself and reset.
When shopping on Amazon, the filter can be set so that it presents everything from the lowest to the highest price. You have to manually change it because, of course, that is not the default. I save a lot of money this way.
How?
Jennifer, I will have to try that.
@@THEJENNIFERCOOK what buttons do you press so that it always comes up this way? I couldn’t figure it out.
Top right of search page
What do you mean? Filters?
We actually pay for Walmart delivery and it saves us several hours a month in time as well as eliminates mileage on the car. We also get Paramount+ for free as part of Walmart plus. Having Walmart plus saves us so much money because we only order what we need and almost never have to make a trip to the store.
PTM… Pay the mortgage! That has always been in the back of my head last year and helps me to stay on budget. I know you’re trying to achieve this goal as well.
My husband has repaired our washing machine by watching you tube videos. Our son-in-law has repaired their car watching videos!
That is awesome!
Mary's Kitchen channel is excellent for how to make many foods from scratch!
My tip is to aim for zero or as low as possible in your budget categories
I look forward to your Sunday videos. It helps set the financial intention for the week. Have you stopped sharing your house picture of paying down the mortgage? It was very inspirational.
Well said & same here!!
Hey! I am so glad that my videos help you start off the week 🤗. I have shown the house countdown in recent videos. I can't remember which one, though. We are almost to the top. It is so exciting!
For number 9 you can set up in your account that anytime there is a transaction you get a notification whether its money going in or out, which is great as you dont have to think about if it was you or not, plus sometimes they will even let you dispute it through the app if it is still pending.
Thanks for the tips to save money... i track my expenses and it helps a lot to see where we are spending more and where we can spend less or cut out future expenses... I also use digital coupons and physical coupons to Restaurants and stores to save money or get free food ...
I would love a video on your bread making learning process ❤ I’ve been thinking about making my own bread.
Happy Monday! I have been scouring CZcams for secrets on the process. Sourdough is definitely a long process.
If you have a credit card, check if the issuer does extra offers that you can add to your card for % statement credit or extra rewards for purchases at certain vendors. Don't buy anything you weren't already going to, but if you have a specific purchase in mind or it's for a vendor you know you will shop at it's a nice perk.
Instacart saves up quite a bit each week
I have never been offered a discount from putting something in the cart and waiting. I have tried it.
Not all stores do it. The one thing is you have to create an account in order for them to know your email to send the coupon.
@@THEJENNIFERCOOK oh I thought you meant Amazon
I wish. Remember a lot of things on Amazon are sold by vendors. Amazon just reminds you that something is in your cart…
@@Naomilywhen I’m shopping on Amazon I always look and see if it says buy used like new or just good cause box is damaged and I’ve gotten some pretty good deals that way .
Great video!! Thank you!! 🌷
Thanks for watching!
Outstanding
Thank you Jennifer! Love your videos! ❤
You are so welcome!
Awesome 😮😊
Thanks , you very good Thanks ,👏👏👏👏👏
Thank you so much!
Be careful with online reviews...companies pay for fake ones...not the I was sent this item ones..but people that never actually used the product
I've set alerts on my credit card. Every time it's used, I get a text message and an email.
Great idea!
Same here! Makes it easy to catch fraudulent purchases.
Thank you
You are very welcome! 🤗
I would like to start a youtube channel,too!
Do you have tipps HOW to start?
And concerning the store brands: my uncle once worked in a pasta factory. It was always the same pasta packaged in different boxes!!!
Especially ALDI is famous for that! There are even lists, which brand is packed in an Aldi brand (at least here in Germany)😊
Hi, in Germany! 🤗 I would recommend the channel "Think Media" for learning all about creating a CZcams channel and how to make it work. ❤️
Thank you so much:)
Is better to be focused to saving money.
I live by grocery pickup. What I miss is the marked downs and deli chicken that never is an option, at Walmart for example. Nothing wrong at all with mark downs.
Edit: I just add that I LOATHE shopping. No one cares what I buy or have, least of all me.
You are right. One downfall would be missing those in store clearance items.
Social media --- boo
Great suggestions
Thank you so much!
Ibotta will price check
I do better with budgeting bi-weekly (I get paid every other Friday) is this possible to do with the everydollar app? I would love any insight-thanks!
Carmen, you may be able to do that on the free version or divide it up somehow in another spot and still use the monthly feature. You could always download the free version and try it out. 🤗
@@THEJENNIFERCOOK-thank you!
16:20 I always wonder if Amazon reviews are real
No. They're not always real.
If they are part of a promotion, they are supposed to start off stating that on the review. I am sure that doesn't always happen, though.
Plenty are real, but you should look at reviews, too. I’ve seen reviews that describe a product that isn’t being sold, at all. Like clothing versus housewares.
Jennifer u make this video 2 hours ago. Don't u go to church on Sunday mornings. 😊
Hi Cissy, Yes, I am actually just leaving church now. You can always speed it up or watch it when you have more time 🤗
Great I wondered because ours let's out at 1215.luv to u❤
Thank you Jennifer I’m trying to get motivated to learn how to make sourdough bread I’m currently working on just plain sandwich bread and we love it ,thank you for a great video.
Store brands stink
Anna, not always, and it is well known that sometimes the same products are used on some store brands where all that changes are the labels.
I LOVE store brands! I always buy Walmart’s “Equate” brand items on the things I need as well as Target’s “Up and Up” brand. I often can get the items I use for 25-50% less than the name brands. For me they work just as well and save me a lot of money.
Costco’s “Kirkland Signature” and Sam’s Club “Members Mark” are two other great store brands. I’ve read some articles occasionally that they’ve surveyed people who have bought both name and store brand to compare and many times they liked the store brand just as well or better than the name brand. And Jennifer is right….. both items are often made in the same factory at the same time. On one they put the name brand and on the other they put the store brand labels!
Good luck with shopping and saving money!😊
The Italian dressing at Aldi is the exact same as Olive Garden Itailian
I used to think that until I shopped whole foods market and trader Joe's. Both sell some excellent store brand products at great prices. Good quality, organic and non-GMO too.
My father in law worked in a canning factory and they would can everything and then run 5000 cans of name brand corn, change labels and run 5000 store brands. Same exact thing, different label only
I use the Every Dollar app, too. Budgeting each month is like a fun game!
Kudos to you. I look at it all as a game. I never feel in the slightest deprived or hard done by. I just enjoy the challenge.
Yes, it becomes a fun challenge game.