How We Afford To Travel!
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- čas přidán 22. 08. 2024
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Strategy is key. I didn't travel for 2 years. I save and paid off all my crazy debt like you guys did. I travel at least 7 times a year and I pay ahead. I travel alone 70% of the time. If you wait on people to do something you will never do anything. Save your coins and go for it!
Bingo!
You’re absolutely right! That’s exactly why I travel solo a lot.
I saw this and have to say Amen! I work so hard and I sacrifice and make sure I contribute to a vacation club every pay period. I also pre pay for cruises over time and put that in the budget. I have paid for April - 22 cruise already and now working on spending envelope and hotel
Here here…planning is key.
This is the point where I am now... Planning a cruise for 3/2023.
Dave Ramsey's baby steps were a game changer for me. I'm maxing out retirement savings while paying down debt. My only debt is my house and I owe just over $4000 on that. God is good :)
FPU, 20yrs ago is what got me out of debt. …
Congrats!! We’ve been doing it since Oct 2019! Life changing !!
Y’all are so inspiring. My husband and I have always traveled with our kids in our camper. But we became empty nesters, sold the house, moved into our 43ft. camper and now we cruise 🚢 😊. This year (2022), by December we would have taken 4 cruises 👍🏽. Thank you for your cruise logs.
I love this!!! ✔️✔️
I’m going on a western Caribbean cruise in January. Will it be freezing? I know it will be in Galveston where I’m deporting but what about the Caribbean?
@Natalias World 👋 How was the vacation? I am one my way in march?
My husband and I realized years ago that we were sick of being in debt, having a mortgage, and not being able to travel like we wanted. In early 2015 two of my grandparents passed away and it really kicked my butt into gear (life is way too short). So we started fixing up our large house to sell. We got an offer after only three days on the market. We paid cash for 2.36 acres and the camper that was set up on the property. We lived in that camper for six months while we built a 576 square feet house. About a year after we moved in we were able to pay off our mortgage, so at that point we were absolutely DEBT FREE! We don't spend money on jewelry, expensive clothes, brand new phones, and other junk and we drive our vehicles until the wheels fall off. We bought a conversion van that we sort of turned into an "RV" and have gone cross country a couple of times. We go on road trips all the time since the van saves on hotel expenses. We leave in two days to go on the Carnival Sunshine, we'll be going on the Mardi Gras next month, and my son is on a plane over the Atlantic as I type this to embark on a two week trip to Austria and Slovakia (he paid for his own trip).
We are NOT rich by any means. We just save, paid off debt, and now work part type selling on Ebay and other selling platforms. We aren't rolling in dough AT ALL (we probably now make less than $30,000 a year), but we prioritize and travel is at the top of that list... it's what we love and it's how we like spending our days here on earth. I don't want to die with a bunch of useless crap in my house, so we spend our money on traveling and making memories.
I absolutely love this. Thank you for sharing. Emphasis on your son paying for his trip lol
I learned this process on my own also. My motto is I am always paying on the next vacation. My current trips are always prepaid well before the trip is here. It has worked wonders for me.
Same
This is how I do it. I pay everything off as much as possible before i even go on the trip that way i don't accumulate debt or bills while on the trip or come back paying for everything.
I did my first cruise but cutting out my 2 week hair and nail visits for one year. I cut out all unnecessary activities I did to please other people saving that money. (Outlet shopping, designer items that I really couldn't afford) Once I was delivered, from there I was on a roll, where I can travel alone because my friends say they can't afford it.
You made it a priority ❤️❤️
I'm a teacher. People think we have a great deal of time off. Well, it appears that way, but there is so much to do, your work runs over to your weekends and holidays. You have to MAKE yourself stop working....even in the summer's when we teach summer school just to make ends meet. Any raise that I get, I save. I finally paid off my car (it took four years) and my credit cards. That money goes into savings for travel and an emergency fund. I also save ALL my loose change....it adds up. My daughter does my hair, nail salon only once per month or every six weeks. I also have a side business where I bake and sell cakes on the side. My best friend wonders how I have a savings and how I'm able to travel (she makes twice as much money than me). I don't buy unnecessary stuff.
I need a travel buddy
18:50 what i'm so surprised to hear that!! That you guys don't care for cruises rather all inclusive. I love your guy's energy
It grew on us but we reserve it for groups mostly. All inclusive are still our love child.
people don't need as many things. it is so much fun seeing the world
I agree
That is good advice! I LOVE to travel - London, Las Vegas, FL, NY, Canada, etc... but never wanted to cruise because I thought I would be sick the whole time. When my bestie had her 50th in 2019, I went on my first cruise despite my fears... CHANGED and UPGRADED my travel life. My husband and I were like why didn't we do this before, my daughter has her time and we get ours and we've added more destinations to our list and crossed off a few. Liberating. But only you can decide what is good for you. ❤❤❤
Such good info regarding the travel. Lynette u was driving me crazy in that kitchen. Clicking pots and running water. Girl I said Lynette if u don’t sit down lol lol🤣🤣. But seriously very good info Thanks 👍🏾
😂😂😂
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Girl! I knew I liked you for some reason. I have that same Tshirt!🤣🤣🤣🤣 I love yall's channel. My husband and I definitely want to travel more, so you guys have inspired us!
What I do for my vacation (cruising) make my down payment, receive the pay by date then divide the balance by how many months I have left, then make monthly payment just like a bill. I also make sure that my cruise is one to two years out, giving me time to pay it off.
That’s good ✅✅
I agree with everything that you did and I'm in the process of clearing up my debt so I can travel more. I love that both of you are travel agents!!! And my short-term goal is to travel with you on a group travel trip. Hopefully I'll be on the next one 🎉🎉😂.
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LOL "familys eat nuts". I work at a Carnival terminal. I have never been on a sea cruise . I came home from work today and started watching your channel. I'm learning so much good information on how to save for travel while traveling. Thank you.I enjoy watching your videos.
Oh wow! Oh you need to check out this video then czcams.com/video/SPK3vHeATSE/video.html
Trying to get myself together for our 1st cruise, I came across you guys! In my head yall my BFF’s.
You have to finesse the PTO days! Y'all are dropping the knowledge that other wont! Thank you for this!
And you know this…. Gotta flip those days 😂😂
Compatible travel companion is definitely key… I choose to travel solo because it’s hard to vibe with someone like me. Great video!!! Thank you for sharing
I just started clearing some of my debt and hired a credit repair person. I booked my first cruise because of y’all . I’m so excited.
Thank you for this information. Me and my husband been talking about ways to save money. Also it’s hard with kids but I love to travel. Cruising is my favorite.
Yep, just have to strategize ✅
Watching the replay, great information for people who want to get out. I am not familiar with CZcams postings, but you should really push this out again, or even do a update to this vlog. My wife & I made the decision to enjoy each day, and begin to travel more (cause that's what we enjoy doing).
You two are awesome, thank you for being transparent. I travel every year myself doing one 1 big trip and sometimes 1 small trip. I was wondering how you guys and others do b2b cruises.🤔🤭🤗
I do the same thing to travel, save. Now that I am retired I got rid of my satellite and kept my wifi and stream. So I save $100 a month from dropping satellite. I also dropped 2 other services that I can do myself. I hate any kinds of bugs so every other month, I had a exterminator come out. Now I spray the perimeter of my house myself so that's more money towards vacation, etc etc. It can be done. I have booked 2 cruises so far and checking out deals for the next two. Just be creative.
You all are so right about maximizing your regular off days… I do the same thing.
I’m also an agent who specialize in cruising & 99.99% of my vacations are cruises… For ME, I feel I get the most bang for my buck.
I too became debt-free, got rid of material things & cut back on non-essentials so that I could throw my money into traveling.
And you’re also right about, being cautious of who you travel with.
Great video… You all are give great tips. 😊
Awesome! Interesting , we spend wayyyy more money cruising than straight international travel. Oh yes, we don’t travel with everyone. Lol
I personally made travel my life. So I take no days off unless it’s for a vacation or rest needed a day after vacation. But lucky for me I get 120 hrs pto and 80 hrs sick time. To afford it I just don’t shop and do some gig work on the side of my full time job.
Yesssss that part!
I watched this video a couple of weeks ago, maybe a month or so. As I was driving to work you talked about making a Vacation/Travel Fund/Savings. I had a saving, but is was a saving for whatever. It wasn't a specific savings. As soon as y'all said make a vacation account, I did it that minute "while" I was driving 😂. Yeah not safe, but done. So now we have a vacation fund which I appreciate y'all mentioning. Thank you.
oh wow, LOVE this comment! Immediate Action.
Planning is essential. I have 5 vacations this year. I do extra things like focus groups and taste tests to make extra money. I buy gift cards for carnival on an app that gives me money back so every $100 costs me $96. It's 4% but it adds up. I do the same thing for Disney world. I buy gc from Sam's club to save money.
I’m glad y’all posted a video today. Y’all videos cheer me up. I’m going through it right now.
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Great Video you two! We did the same thing. We had to pay off a lot of debt to be able to travel like we do. Had to sacrifice at first but ended up better financially, and able to travel more. Y’all hit the nail on the head!
Exactlyyyy, you definitely have to do this thang on purpose.
Great points and I was thinking the same thing about the Friday- Monday, I am my own boss and make my own schedule but my husband doesn't so I was thinking that same thing to max our vacations, I've not went on my first cruise yet but I've traveled my entire life thanks to my parents . That is such great points in this video. I love it.
Conscious spending and saving! You'll never regret the time you spent together having fun! It matters so much more than the latest iPhone. My new favorite channel!
Amen to that
Good tips. I like the savings account just for travel and including travel in your budget. We have always done short trips like on a weekend or a 3 day weekend. It was affordable, but tiring since we drove to our destinations. I think our cheapest trip for a family of 4 was when we went on Megabus for $10 per person each way to NYC. The tolls alone to NYC are more than $80. We used public transportation there, stayed in Staten Island, and rode the ferry across each day. Of course, that was pre-covid. Now we just drive to other states and stay for a couple of days. This year was our first time actually staying a week at the beach and just relaxing. It was in March. We usually go to the beach during the off-season, when parking is free and hotel rates are low. I considered those timeshare vouchers but never did it. Now I won't, based on your experience. A cruise is next on our agenda to see if we like it. I have enjoyed your cruise vlogs.
So true. I started this way. Slowly growing. Thank you
Man going debt free can be incredible for your marriage and for your income, i am very happy for you guys and i wish you many more travels in the future!
Amen!! You too ✅
i agree. i do 1 big vacation.. qnd 2 stayactions,,, paying off debts, and spending less on foolish stuff
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Ok y'all. I just found your channel and subscribed. Let me go get my popcorn and pen and paper cause I'm about to binge watch and take notes. Your advice is gold!
Yes indeed, you’ll fit right in around here. We eat good, and sip wine lol
Great video with great tips for traveling. You’re absolutely right about compatible travel partners. That’s #1 on the list for husband #2.
Your pics look great!
Oh yes I forgot to say that Orange chicken at Trader Joe’s is the business!!!! I pair it with the cauliflower rice and it’s delicious!!!!
I just love your videos! Thank you for sharing
You are so welcome!
Very inspirational! Put a plan together and execute the plan. Amen
Super great tips!y hubby and I have been married 23 years and it’s been all about kids! We are now starting to enjoy life as empty nesters! I watch religiously
Amen to that
I loved hearing the way you guys save to enjoy . I also found it easier to just pay off debt. The money feels so good knowing it's in your account rather giving to creditors.
We so agree
Thank you for the $$ savings tips...my friend and I are going on an Alaska cruise in September 2022...coincidentally before we booked, I looked at your video...I'd never heard that you could get your airfare through the cruise line. We tried this out and got an outrageously low airfare from Baltimore/Washington Int'l Airport to and from Anchorage Alaska with only 1 stop. But for the low fare from the Royal Caribbean cruise line, we wouldn't have been able to go! Even though I just subscribed to your channel about a week ago...I am going to binge watch your other videos because...this tip alone saved us about $1000 bucks! YOU ARE SO AWESOME!
oh wow, i need a tip lol. thats awesome
Ooooh Lynette thank you for the referral of the steady grinding shirt in fashion nova. I got it for my husband and bro in law. They loved it!
That’s wassup
So inspirational !!! Thank y'all for sharing.
I love your videos!!!! I totally agree, I came home from my cruise, preparing for my next. You only live once, and the pandemic made me make it a priority!!! This is my 3rd year in debt repayment, and I don’t EVER want to be in that space again. I live in Chicago, so I rather slow up kicking it here and just save that money to go somewhere else!! I’m so happy came across your videos, 😂 I was in a funk when I came home and it was time to return to work. I started searching videos and seen yours.
Omg yes, the return to work is borderline depressing
Literally the same thing with traveling. I go to about 3-4 places a year.I have the same 2 girls I travel with and we always 3 day weekend trips. Ppl often ask why such a short time. And I often say. its to get a taste of a new place. that way If I really enjoy it. I take a vaca there for a longer stay at a later time. and I do not play about my PTO I use it for 2 things, my travel or my kids. I have about 110 hours right now. I take off Friday.. be back to work on Monday. For my children, we take the advantage of the Good Friday holiday. they dont have school, and Im off from work. This year we went to San Diego. and came back Easter Sunday. Had a Blast! Im a single mom to 4 children with one in his freshman year in college. Trust me, if you love to travel it can be done.
I love it sis!! That’s how you do it
Thanks for all the tips.. Yes them people at Massanutten are a trip.. They acted the same way when we said NO too!! It's so crazy to watch your videos and see you driving around where we live too!! #RVA #GlenAllen..... Shortpump is our spot!!
Omggg… heyyyy neighbor. I love it
@@LifeWithUsTV 👋🏽👋🏽
Yes Lynette. I used to use the weekends and when there was OT I would take time instead of money. You had to use it up before the end of the year. Then there's vacation clubs for the funds.
Absolutely
Great Advice!! I work for the court system we earn comp time so I hustle time for a month or two then take off for my cruise because I love to cruise in December
That’s wassup, where there a will there’s a way ❤️
I needed the tips. I might have to just go by myself. Happy Tuesday guys.
Yup because people are slow lol
I love this advice! I'm 26 and I went on my first vacation last year and now I'm addicted. I'm planning for a cruise this December but I need to get rid of my debt to really get out there.
Hey! We do the same thing with cruises. We try to take a cruise every other year. In the years we don't cruise, we take a trip (usually anywhere we can drive to within 4 hours.. living in Jax FL helps). We are always saving. It's just a good habit to have. I always tell folks that aren't accustomed to vacationing to start with a cruise. Cruising is easy to pay over time (up to 2 years) and it gives opportunity to see what you like.
Absolutely ✅
Hi Nisa J 👋 we’re in Jax Fl, going on my first cruise this year! We’re Orlando’d Out!
Y'all are officially my favorite vloggers now!!! I was watching this video & it reminded me of home...then you said, "Short Pump." Y'all in Richmond, Virginia (My hometown) 🙌 Henrico, class of '96!!! My wife & I love traveling. We do it exactly like you described in the video. Keep up the good work!!!
Heyyy neighbor
@@LifeWithUsTV We are in Arizona now, but was in Richmond for the holidays. Now we are getting ready for this cruise 🙌🏾
That’s what I always did. Right now it’s about my daughter and her family. I’ll start traveling again next year.
Thank you for your transparency. I am looking forward to the this adventure called life .
on this PTO subject....my most essential day is thursdays....so I know, unless it's something really important.....I knowbi must be at work. so when I take off, it start Thursday after 5:30pm.....take as long as I want until Wednesday night then I make sure I'm back to cover my essential day on thrusday....Also, I earn 9.35 hours a paycheck....so thats a whole day off per every check....with a max of 320hrs a year....no, that max doesn't roll over to the next year...you hit 320hrs.....thats it....until you use up that time, then the 9.35hrs starts to accumulate again until 320hrs is reached.
I don't be going nowhere, but when I take my staycation days. It's almost always during one of the off holiday weekends. My job gives us a little over 9hrs for sick and annual leave per month. I always finesse my weekends like you all do!
Thanks for the Grand Palladium video. Took my wife there in March for her retirement gift. She loved it. She wanted to stay forever.
Wife and I are both in our 40’s retired from the Military and became empty nesters. Traveling is our do thing. Will be in Dominican Republic next year. Any recommendation?
That’s wassup. DR… hard rock all the way and thank you both for your service :)
Hey family,💕 Love and Blessings to you. I like cruising and will book it early so I have at least 1 yr to pay for it ( including excursions; dinner at the Steakhouse, drinks, pictures and my Pandora charm).I go for my birthday Jan 5 and will go by myself. I set money aside monthly and will work overtime, so come cruise time; I only need to buy souvenirs.
I love this ❤️❤️❤️
New subscriber! My husband and I are getting into travel now, we bought a home and focused on paying down debts to do that (and not increase them once we got into the home). We have been fixing up our home, furnishing and what not but are definitely ready to get back out there. I love the idea of the travel savings which we could easily do. Looking forward to viewing more of your content. LOL YESSSSSSS to the travel companions...baaabyyyyy talk about it! People get offended but it's REAL REAL!
That’s how you do it, priorities are in check. ✅✅
Great tips. Something that i did was stop spending so much money on clothes. I researched capsule wardrobes and found i really enjoy having one. I also stopped buying a ton of makeup. I found some things that work for me and don't buy every eyeshadow palette that comes out. How many neutral eyeshadows does one person need? How many lipsticks do you really need? Changing the way i think about possessions such as clothes, purses, shoes, etc, really helped me realize how much money i could save just by reducing how much i buy. After that, it really seeped into other areas of my life. I don't own dozens of colors of nail polish. I don't have 5 or 6 different kinds of body lotion. And don't even get me started on eating out. Lord that's expensive. Minimalism and capsule wardrobes aren't for everyone but it really has helped me save a ton of money for travel.
I love this comment
Hubby and I are retired so we upped our vacation savings before we did retire. I worked for a school and he did too. I worked in the summer for extra money to pay off my credit card bills quicker. We would go on our trips during the week off of Thanksgiving and in the summer week that I didn't work. Christmas and Easter friday to Mon. worked too
absolutely agree with the "travel compatibility" insight
That orange chicken is life! Love my trader joes!! Will be checking for a trip for 2022!
My wife and I put away 200 each a month for vacation and was pretty easy to cut back on other things to make a trip happen every 6 months
love it! thats an awesome plan.
Really good video! I have been trying to figure this information out on how to quit my gig and travel! Thank you for keeping it 100! Looks like I need to make some changes for the good!
Thanks 4 the Awesome TIPS & ADVICE!
This might be your guys's most powerful video you shot today that I've seen today and I should say and I was been watching for 2 or 3 days but you telling the truth that a lot of people don't want to hear you don't make enough money you got to look at what you're doing wrong and then start doing it right and then if it means getting new jobs to make more money to self services that you whatever you do to make that extra money but ain't nobody coming to give you money to do stuff or government ain't there that's not what the government's therefore I love this video keep it up
Aw thanks
Just in time for my lunch break ❤️!!!
2 UP, 2 Down. Just 40 minutes down I-95. That's what's Up. Enjoyed the video. We had similar experiences in our quest to cruise more. I found the jewel you two dropped about, everybody isn't going to move the way you move and so when traveling with others you have to make sure that they're on the same level/page- to be on 100. That's a Fact. Putting that plan together and executing it is how to make it happen.
Ayeeee! Oh yes everyone can’t go with you
We had a Wyndham timeshare there in Williamsburg some years back (wife buckled under their pressure..lol). Sold it because timeshares really aren't worth it. Just book in advance and pay on vacation to make it painless if you cant pay it outright in full. Also, that keeps you from almost laying paws on the third pushy timeshare salesman that wont take no for an answer.
Exactly, that's a whole mess and you can rent directly from owners lol
That's exactly how I planned my family vacations. We always do 2 big trip and 2-3 getaways a yr..
Exactly
Great information. Thanks for sharing. Love watching your content. You two Rock! Be blessed.
I so agree. We love traveling. We are always paying for a vacation. We choose to pay for memories not bills. And we always do all inclusive when possible
exactly
Good Monday evening. I was hoping ya'll were going to post today.
Hey family I like that idea on with starting a vacation fund with 25 and add more to it when you can ✌️🙏💕💕💕
Great Tips and I completely agree bc its how I got started and now i travel 3-4times a year always paying on the next one. It has to be a priority in the budget and to take it up a notch I also always pay my bills for the next month so I don't come back to any major bills right away bc it doesn't add to that feeling of relaxation. I'm so proud of you'll and how you're going the channel and FYI y'all have been inspiring for me while I'm building my youtube channel @gratefulhearttravels so than you very much! I know this is a lot of work so we appreciate ya'll work and transparency!
Binge watching your videos. ❤️
Very interesting to her you say you don't really like to cruise. I wonder if you still feel this way currently! Anyway, I agree with these methods to vacation especially maximizing your vacation days by using the weekends and or holidays!!
It’s not that I don’t like it, it’s not my first love and I don’t reach for it when planning my personal travels. International all inclusives are my thing because I like cultural vacations. If you see me and hubby alone we are usually on a international vacation, if you see others with us…. It’s usually a cruise. Like I’ve said many many many times before, I enjoy it when I do it but it’s not what I reach for outside of group travel. Group cruises are lit! We encourage novice travelers or virgins to try cruising as its easier and less intimidating. It’s a great start and most fall in love with cruising. Now that I’ve gone on virgin voyages, that may make a cruiser out of me lol. You can have a first love and still enjoy something else as well. Plus… people have the right to change their mind based on experience too, anything and anyone that isn’t changing is dead.
Great video to learn, I just pay a little on my trip at a time each month so anyone can travel.
Yess I LUV this.. that $25/50 starts to add up. Tyyy 4 sharing
Mannn I know what you mean about the timeshare. We had several free trips because we didn't buckle under pressure. Started with Hilton Grand vacations and turtle cay in Virginia Beach!🤣🤣
We did Thanksgiving at Turtle Cay one year 🥰
Thank you for this.
Thanks for sharing your experiences. I travel with a friends and family group for years and I love it. We love to cruise but also do alot all inclusives. It is all about planning and saving.
I had one lady i used to work with that said you never come back to work from vacation on a Monday. I have did that ever since that and that was from 2005.
Exactlyyyy
Thanks guys for sharing, this was some good info for any & everybody to implicate in their lives…sharing is caring😊
Also in another one of your lives you going to grandmas birthday celebration, and Stanley mentioned he was going to her home in Tappahannock… I was like wow that’s not far from me (Port Royal), might know their family. My dad is from Essex county ( big/ small world)!
I’m (Lynette) from Tappahannock but my family is from Farnham and Stanley from Lancaster. Our old church was in Loretto so we went through port Royal several times a week.
@@LifeWithUsTV ok know that church well. My church is Ebenezer in Supply
Oh wow, small world.
Loves this format. Real life!
Thank you
Great tips. Thanks good people
Wow. My kids love Kingsgate.
Exactly. That’s how we we’re traveling.
Y'all, this is a great video. The insight. Thank you. ♥️♥️
Thank you for the information in regards to saving and saving for traveling. Lynette can we get the recipe for the mashed cauliflower?
Absolutely!! I can recreate it because i be doing the most. :)
OMG * My husband & me does those same TIME SHARE TOURS * STARTED IN WILLIAMS BURG * OUR LAST ONE WAS * MASSANNUTTEN & YES THEY ARE HOSTILE & RUDE WHEN U DECLINE TIME SHARE OFFERS! BUT I STILL LIKE THEM BCUZ THEY R FREE MINI VACATIONS!
I hate massanutten lol. Haven’t been back since
@@LifeWithUsTV * OUR FIRST TIME EXPERIENCE WAS NOT GREAT! WE STAYED IN HOTEL NOT TIME SHARE! HOUSEKEEPING LEFT AN OLD DIRTY COFFEE FILTER IN COFFEE MAKER! COMPLAINED & THEY STILL HAVENT CONTACTED ME! TOUR WAS VERY DRY * STALE & SUCKED! BUT WE DID GET EXTRA MONEY BACK!
they say when you with somone youll start looking alike i get this with my other half. i did that the first time in orlando it works wonders
Nut in your throat had me cracking up.
Y’all are a great couple and provide wonderful advice.
Safe travels!
Lol. Thank you
Such a beautiful Couple. Always enjoy your videos.
Thank you so much!
Ooooh weeee...yall be dropping all kinds of knowledge!!! Thanks for sharing and continuing to be so transparent!!! Love yall!!!
Good evening! So true how to travel and save. Good tips and information needed to know. Thanks for sharing y’all traveling and saving strategies.
So glad I found your channel today. Love the vibes. NEW SUBSCRIBER!!!
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You guys wear the best shirts! We did the time share thing. What a racket. You try to go on vacation and they won't leave you alone!
Short pump! I shop there all the time. When you hear some woman holler your names one day.............
😂😂😂