DO NOT APPLY For the Discover It Secured Credit Card UNTIL You WATCH THIS

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  • čas přidán 24. 07. 2023
  • Do not apply for the Discover it secured credit card until you watch this. If you're considering applying for the Discover it secured credit card, you want to watch this video first. In this video I reveal and explain some very important things you need to know about the Discover it secured credit card before you decide to fill out your application. While the Discover it secured credit card is a great credit score building tool, there is no guarantee you'll be approved for it. Watch this video to find out some important facts regarding the Discover it secured credit card.
    #credit #creditcard #creditcards #discoversecuredcard
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Komentáře • 57

  • @WaterYourSoil
    @WaterYourSoil  Před měsícem +1

    My book 'Strategies to Master Credit' is currently available on Amazon. Also, be sure to check out www.wateryoursoil.com for more helpful resources from Water Your Soil.

  • @Cologneking408
    @Cologneking408 Před 8 měsíci +21

    I followed your videos and started with a Discover It secured card 7 months ago. I had no credit score. Now its 7 months later my Discover just graduated today to $1800 from the $200 initial deposit and I now have a 690 credit score. I qualified for a Capital One Savor One after about 4 months of having the Discover. Just wanted to say keep up the good work and educating the masses. I think I'm going to go for a few business cards next.

    • @WaterYourSoil
      @WaterYourSoil  Před 8 měsíci +2

      Congrats on graduation. I appreciate you sharing that. Thanks for watching.

    • @Saqer_Suhail
      @Saqer_Suhail Před 6 měsíci +5

      Same thing happened with my I just graduated from 200 to 1800 but my score is 740

    • @nahunbautista1746
      @nahunbautista1746 Před 5 měsíci +1

      @@Saqer_Suhailwhat did you do to get it that high? About how much did you spend on it per month?

    • @KingSlick-j6s
      @KingSlick-j6s Před 5 dny

      @@Saqer_Suhailpollll ll

  • @badflwrr
    @badflwrr Před 10 měsíci +9

    Got approved a few days ago and watched your video. Thanks for sharing!

    • @WaterYourSoil
      @WaterYourSoil  Před 10 měsíci +1

      Congrats on the card. Thanks for watching, Amaziah.

  • @CesarJoel
    @CesarJoel Před rokem +8

    As someone who also had the Discover Secured card and also graduated the card I agree 💯! Trying the pre approval before applying for the secured or unsecured card is a good option. Great information and video! 👍

  • @RellyDaRealest
    @RellyDaRealest Před rokem +3

    I’m glad u Made this im 19 just now building credit and this helped 💯

    • @WaterYourSoil
      @WaterYourSoil  Před rokem

      Perfect time to start building up your credit. Thanks for watching, Relly.

  • @antonwoodfork2894
    @antonwoodfork2894 Před rokem +3

    Great info facts this card will help you on your credit journey..

  • @bettyblue391
    @bettyblue391 Před rokem +4

    Great video good information, and helping people make informed decisions

  • @DeltaRoots
    @DeltaRoots Před 6 měsíci +2

    Thats my goal to get American Express and top tier credit card!
    Excellent teach better habits from the years bad habits
    Subscribed

    • @WaterYourSoil
      @WaterYourSoil  Před 6 měsíci

      I appreciate the sub. Thanks for watching.

  • @caseymorin2078
    @caseymorin2078 Před 2 měsíci +1

    good stuff, ty!

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      I appreciate it, Casey. Thanks for watching.

  • @OPTERON_PRIME
    @OPTERON_PRIME Před 8 měsíci +2

    I'm the 200th like, great video XD ~ thank you

  • @geoffreysegarra3684
    @geoffreysegarra3684 Před rokem +2

    Great video!

    • @WaterYourSoil
      @WaterYourSoil  Před rokem

      I appreciate it. Thanks for watching, Geoffrey.

  • @courtneygriner8786
    @courtneygriner8786 Před 10 měsíci +1

    Very good information! Keep up the good work the CZcams silver play button is in your future.

    • @WaterYourSoil
      @WaterYourSoil  Před 10 měsíci +1

      I appreciate it, Courtney. Thanks for watching.

  • @coachanthonyburgos3971
    @coachanthonyburgos3971 Před rokem +1

    I don’t know bro the Venture X might be better reason being for every day spending

  • @spencerbye4236
    @spencerbye4236 Před 11 měsíci +4

    What possible cards would you reccomend for somebody who got the Discover secured card as there first card, then you just graduate and are looking for a second credit card?

    • @WaterYourSoil
      @WaterYourSoil  Před 11 měsíci +1

      Me personally, I went to a no annual fee card after graduation. It's all your call though. Thanks for watching, Spencer.

  • @jacksonbilly9979
    @jacksonbilly9979 Před 9 měsíci +2

    So I only have a chime account, may be a dumb question but I looking into my first credit card, I’ve watched several different videos from several different people and read into it myself, and I think this is the one I want to go with, you said we need a bank account with routing number but would a chime account be considered a bank account? It does have a account and routing number

    • @WaterYourSoil
      @WaterYourSoil  Před 9 měsíci +1

      Please contact Discover's customer service regarding your question. Thanks for watching.

    • @KryptoKiddi
      @KryptoKiddi Před 9 měsíci +1

      Chime works as a real bank. I just got my Discover secured and yes you can use Chime to make the deposit and payments

  • @ceneciabryant8934
    @ceneciabryant8934 Před 10 měsíci +4

    Hello i just graduated 🎉 and the representative told me the best thing to do is put your discover card on auto payment every month 😅

    • @WaterYourSoil
      @WaterYourSoil  Před 10 měsíci

      Congrats on graduating, Cenecia. Make sure you get the most out of the card. Thanks for watching.

    • @DeshYvesNoirr
      @DeshYvesNoirr Před 9 měsíci +1

      How long did it take you to graduate? I’m at 5 months.

  • @bonafiedtrini
    @bonafiedtrini Před 4 měsíci +2

    What would be considered a newly dismissed bankruptcy 12-24 mths!?

    • @WaterYourSoil
      @WaterYourSoil  Před 4 měsíci

      Please contact Discover. They will provide you with the best answer. Thanks for watching.

  • @eaglesteam1
    @eaglesteam1 Před 3 měsíci +1

    Quick question how long do I have to wait to use the card if I get approved for one?

    • @WaterYourSoil
      @WaterYourSoil  Před 3 měsíci

      A lot of people start using their card as soon as they get it in the mail. Thanks for watching.

  • @gotskillz135
    @gotskillz135 Před 7 měsíci +1

    What’s the difference between secured credit and revolving credit if you have a link I’ll watch that 😊

  • @DanielSanchez-qd2pp
    @DanielSanchez-qd2pp Před rokem +2

    What is the best debit card to go with ?

    • @WaterYourSoil
      @WaterYourSoil  Před rokem

      Unfortunately, I don't have the answer to that. Thanks for watching, Daniel.

  • @brendasmith4220
    @brendasmith4220 Před 2 měsíci +1

    im glad i did reapproval first i was denied idk why i have 700 score

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci +1

      Discover will let you know why you were denied. Thanks for watching, Brenda.

  • @melvinfisher643
    @melvinfisher643 Před 8 měsíci +1

    My wife has the Discover it secured card
    Will graduating from secured to unsecured card lower her score?

    • @WaterYourSoil
      @WaterYourSoil  Před 8 měsíci +1

      Credit scores getting lowered can be from numerous things. So it all depends on what's going on with the rest of her credit report. My score didn't drop, nor did majority of the people I've helped all over the years. It's all case by case depending on your credit report. Thanks for watching, Melvin.

    • @melvinfisher643
      @melvinfisher643 Před 8 měsíci

      Awesome! Her score is 650-675. Nothing negative on her report. Thanks!

  • @kyngdaviid
    @kyngdaviid Před 6 měsíci +2

    I was approved for the capital one quicksilver secured card. Being that I received a hard inquiry for it, will I still be approved for the discover it secured card of if I apply soon?

    • @WaterYourSoil
      @WaterYourSoil  Před 6 měsíci

      It all depends on your credit report. Thanks for watching.

  • @mikelee9608
    @mikelee9608 Před 2 měsíci +1

    Do they up your credit limit?

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      With the Discover secured card, if you haven't already reached your max deposit amount, they'll let you deposit more. Your maximum deposit amount is determined by Discover. Thanks for watching, Mike.