NOW Is The BEST Time To Get The Discover It Secured Credit Card

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  • čas přidán 22. 04. 2024
  • Now is the Best time to get the Discover it secured credit card.
    If you’re looking for a great secured credit card, look no further than Discover it.
    I started off my official credit card journey with the Discover it secured credit card back in 2015.
    In this video, I’ll explain why right now is the best time to get the Discover it secured credit card.
    From the ability to increase your FICO credit score, to graduating from a secured credit card to unsecured, the Discover it secured credit card answers all of those desires.
    This video should provide help provide a solution to people who are currently signing up for a secured credit card.
    Do you want the Discover it secured credit card?
    #creditcard #creditcards #Discoversecuredcard #creditcardadvice
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Komentáře • 44

  • @Ben29214
    @Ben29214 Před 8 dny +2

    My first ever credit card was the discover it secured. Started with $200 limit. And it graduated and the limit increased several times automatically. Great starter card

    • @WaterYourSoil
      @WaterYourSoil  Před 7 dny

      I'm a big fan of the Discover it secured credit card. Thanks for watching, Ben.

  • @zane8081
    @zane8081 Před 13 dny +1

    Great video! Thanks

  • @CesarJoel
    @CesarJoel Před 3 měsíci +5

    Love Discover and their costumer service. My Secured card graduated at the 7 month mark. Thanks for the information Nell!🫵

    • @WaterYourSoil
      @WaterYourSoil  Před 3 měsíci +1

      It's a great secured card. Thanks for watching, Cesar.

    • @joevahniplaisil2291
      @joevahniplaisil2291 Před 5 dny

      Did they give you your secured deposit back?

    • @CesarJoel
      @CesarJoel Před 5 dny

      @@joevahniplaisil2291 yes, they sent a check.

  • @bettyblue391
    @bettyblue391 Před 3 měsíci +2

    Love Discover and also the free help you give us. Thank you!

  • @theresaelder8732
    @theresaelder8732 Před 3 měsíci +1

    I have 2 Discover IT cards and from my understanding 2 is the Max 😩🤗

  • @Vicky-bq1vb
    @Vicky-bq1vb Před 11 dny +1

    I’m 21 and never had a bank account before, now that I got one I want to start building my credit score since I don’t have any history and I think getting this secured credit card will help me, but Im nervous because I really don’t know much about finances 😭

    • @WaterYourSoil
      @WaterYourSoil  Před 11 dny +1

      Understandable. The Discover secured card helped me out big time. Thanks for watching, Vicky.

  • @K5p.R3nz0
    @K5p.R3nz0 Před 20 hodinami +1

    What is a good utilization and what all tips can help , paying on time , low utilization and what else?

    • @WaterYourSoil
      @WaterYourSoil  Před 20 hodinami

      Check out the homepage of my channel. There are videos that answer all of those questions. Thanks for watching.

  • @durpledorekapre3991
    @durpledorekapre3991 Před 15 dny +1

    If I get a card will it graduate if I have something on my Wells Fargo credit report that says other accounts and it says debt buyer 5,772 dollars?

    • @WaterYourSoil
      @WaterYourSoil  Před 15 dny

      Feel free to contact customer service at Discover. They should be able to assist you with a better answer than I can. Thanks for watching.

  • @OneLoveOneGone
    @OneLoveOneGone Před měsícem +2

    I currently have a Capital One card that has graduated and I have received a credit increase with it. I also have offers for unsecured cards with other card. I want the Discover card but my only offer is the secured card. I think it’s due to my fairly new credit card. Is it wise to open the Discover account or simply wait until they offer an unsecured card?

    • @WaterYourSoil
      @WaterYourSoil  Před měsícem +1

      It’s strictly your call. Always use your own discretion with credit cards. Thanks for watching.

    • @mrdavman13
      @mrdavman13 Před měsícem

      If you have the extra $200 you should do it. When you graduate you will get a bigger bump in credit score and credit allowance. Might as well use it for gas or whatever you just always get. You can also I believe throw more money in the downpayment to increase your line of credit manually. You can speed run the graduation and then more lines of credit being handled responsibly is always better

  • @arthurdavis484
    @arthurdavis484 Před 2 měsíci +1

    Hey, I Just got approved and excepted for this card yesterday. My question is how long does it take for the security deposit to process in order to receive the card in the mail.?

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      Congrats on getting approved for the card, Arthur. That question would be a question for Discover’s customer service because the answer varies. Thanks for watching.

    • @arthurdavis484
      @arthurdavis484 Před 2 měsíci +1

      @@WaterYourSoil thanks for the reply

  • @user-vw9ev9vl7r
    @user-vw9ev9vl7r Před 3 dny +1

    I dont understand what graduate means. Do i still use the same card, or must i get a new one after graduation?

    • @WaterYourSoil
      @WaterYourSoil  Před 3 dny

      It means your card goes from secured to unsecured. Thanks for watching.

  • @honestopinion6268
    @honestopinion6268 Před 2 měsíci +3

    forever holding a grudge about them 11 months 😂

    • @WaterYourSoil
      @WaterYourSoil  Před 2 měsíci

      No grudge. That's just what it was back then. I'm glad they changed it now. Thanks for watching.

  • @bingewatcherT
    @bingewatcherT Před 18 dny +1

    Hey man I sighed up for discovery it for my first credit with no history and I didn’t get approved is there any reason why?

    • @WaterYourSoil
      @WaterYourSoil  Před 18 dny

      Discover will more than likely let you know their reasoning for not approving you. Thanks for watching.

  • @scootbandz
    @scootbandz Před 3 měsíci +1

    Open sky graduated me at 3 months

  • @shaunspringer2628
    @shaunspringer2628 Před 3 měsíci +1

    💳💪🏾

  • @nadirahdisantowonghamilton1423

    Capital One is looking to buy Discover’s portfolio so there’s that issue coming in 2025.

  • @davidsamuels777
    @davidsamuels777 Před 3 měsíci +3

    Water Your Soil! 🫡🫡🫡