MRTA vs MLTA 贷款保险 | Part 2

这集Kayli 提到了很多人对贷款都一知半解的问题，我们也举了例子方便大家更了解自己应该选购哪一项保险。由于每人的经济状况都不同，我会鼓励大家找个比较成熟的保险顾问，让他们为你推荐你需要的保障程度。大家要记得顾问都有时是会比较倾向高额保障，应为这是他们的饭碗啊。不需要害怕拒绝他们，如果真的不适合就找别人吧！
In this episode, Lee Kay Li has explained and clarified the insurance terms that even I get confused from time to time. This will greatly help new buyers to make the right choice for themselves. As everyone's financial situation is different, my suggestion would be to consult an insurance professional and let them customize the plan in accordance to your preference. Don't be afraid to say NO when they are pushing their sales as this is their source of income. Not everyone is as cool as Kayli =)
For any further enquiries: / leekayli

[@ShonYapRE]

Don't ask an insurance agent which to buy? Y?
Because it's a conflict of interest.
MRTA is definitely much cheaper and provides higher ROI for ur investment properties at the same time gives u enough insurance coverage for the whole tenure.
MLTA much much higher comm for an agent, higher commitment, lowered ur ROI for investment, risk of unable to pay a high premium and no longer have insurance for ur properties.

[@chentp3680]

i feel too.

[@wilsonyyw]

I like how you call yourself 咸蛋。Video from 5 years ago, context is still relevant till date. Thanks Sean 😂

[@xingnitang4088]

全中文超級好笑！但是資訊滿滿，謝謝

[@scoutfai]

I come across something called Credit Level Term Assurance (CLTA) from RHB Bank.
What is it and how it differs from MLTA/MRTA?

[@samyau7281]

also From RHB Bank but under Tokio marine have any different MLTA or MRTA ...over GCLTA

[@samyau7281]

Bro......what is the GCLTA?? i see my polisi insurance

[@1kf378]

Insurance Agent will always recommend you MLTA!

[@iherng]

Yea. That’s where the commission is heavy :)

[@joeling9494]

and yet people only found out sean can speak cina after 5 year on shinyee show. lol
BTW please further explain how is your nickname is hamdam

[@iherng]

Hahahaha. This video tooooooo old dy.
Anyway, thanks for watching all the way back to this episode:)

[@insinhui]

Hor Seh liao

[@iherng]

=)

[@kklum6998]

This needs to be in English.

[@iherng]

Let me redo this in English hahaha=)

[@kklum6998]

​@@iherng Subtitle in English would be sufficient. Tq.