Why You Should Not Have A Credit Card ?

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  • čas přidán 7. 09. 2024
  • #amitsangwan
    #clarity
    #financialeducation
    #higherorderthinkingskills
    #creditcard
    #credit
    #cibilscore

Komentáře • 68

  • @sagar17258
    @sagar17258 Před rokem +25

    Epic shit ..nailed by Amit sir epically 😄🔥

  • @The_Rational_Dreamer
    @The_Rational_Dreamer Před rokem +12

    Guruji, being in a finance field, I agree with your point of view. Log nahi jante k agar credit card default ho gaya to interest to heavy jayega vo alag, CIBIL bhi drastically affect hoga. Lene k dene pad jayenge. Banks target dete hain employees ko credit card bechne k liye. People get trapped in filmsy schemes. Tagdi kamayi hoti hai credit card se, lekin card holder ki nahi, balki banks ki.

  • @clarityseeker
    @clarityseeker Před rokem +6

    The youth will be indebted for all the practicality and next order thinking brought by you.

  • @noblecause7367
    @noblecause7367 Před rokem +11

    Truly said, Credit card is actually based on compound interest model which makes poor poorer rich richer ultimately bad for every individual and nation as a whole

  • @tiffgplu2590
    @tiffgplu2590 Před rokem +4

    Today I got a call from my relationship manager.. Offering lifetime credit card.. with
    zero charges and limit of 2 lacs...she said you'll get access to airport lounge and that became her focal point for selling it.. I just said thank you and not required..

  • @RaviRegar
    @RaviRegar Před rokem +19

    I have a toxic father...
    apki videos dekh k pehle baar life mein laga
    ek father ka pyaar kese hota h...
    thank u so much 🥺😭

  • @amitray5628
    @amitray5628 Před rokem +35

    epic shit wala fraud hai... uske add dekh dekh pak gaye hai

  • @rahulpawar2170
    @rahulpawar2170 Před rokem +34

    If you want to earn pounds dont count penny(Credit card points) too much

  • @SidhaMathematics
    @SidhaMathematics Před rokem +4

    Sir your videos are life changing for me.Earlier to gain clarity in my life I read many self help books but I also found that those systems are not applicable in India.Please continue such a life changing content.Thank you very very much.

  • @VA35831
    @VA35831 Před rokem +23

    You are right. Earning a few hundred rupees through credit card points is not going to make one rich. In fact there is a value of time which is spent in doing all these nonsense. It's like being penny wise, pound foolish. However having one or two credit cards is not bad. Using the same is not necessary unless it's for convenience like auto debit, lounge access etc.

  • @AMITYADAV-qs1ti
    @AMITYADAV-qs1ti Před rokem +12

    Right said "koi nahi h takkar me".

  • @NitinKumar-ln3ow
    @NitinKumar-ln3ow Před rokem +6

    Amit sir is my financial guru jee

  • @pulkitmaheshwari
    @pulkitmaheshwari Před rokem +2

    Thanks for making a responsible video. The influencer with 2.7m followers just lost one.

  • @preetirmmolagusainn
    @preetirmmolagusainn Před rokem +8

    U r right...Credit card bhut nuksaan deta hai

  • @anuragsharma0003
    @anuragsharma0003 Před rokem +5

    Video on home loans please, I am sure you will have something to tell which we don't know.

  • @Bkvarman19
    @Bkvarman19 Před rokem +14

    He is content creater not a financial consultant

  • @Melody--uc2ce
    @Melody--uc2ce Před rokem +3

    2700 mai Tycoon 😂😂😂😂😂😂

  • @nishant4262
    @nishant4262 Před rokem +1

    Even if you make payments on time!
    Credit cards make you.spend unnecessarily huge amounts!🙄

  • @deusphyllis
    @deusphyllis Před rokem +3

    Main 2no ka content dekhta hu... Influencers ka bhi aur guruji ka bhi. In sab debates mein ek baat toh saaf hai... Hmara personal development dabake ho rha hai

  • @Shubham-kumar4238
    @Shubham-kumar4238 Před rokem +1

    Well said

  • @piyushkadukar7337
    @piyushkadukar7337 Před rokem

    Great Sirji👌 Experience Bolta hai. Keep coming with such important information always

  • @gauravshankarwala519
    @gauravshankarwala519 Před rokem +1

    You are great sir .
    I m fan of you .
    Aap jo bhi video me batate hai
    Me vo sabki video dekhta hu
    Sab apna fayda hi dekhte hai ..
    Thanks for.ypue guidence
    Sir aise hi guidence dete raho taki janta educate ho
    Heartly thanks again
    Love you sir

  • @oyebaniye23
    @oyebaniye23 Před rokem +4

    I Am truly agree with ur point sir , that a person who is dependent upon the credit cards for their monthly bills , it's totally impractical for him / her to make the civil score.
    As per my view these things r good enough only in books and not in the practical world.

  • @amitray5628
    @amitray5628 Před rokem +9

    loan pe ek video sir please

  • @KD-wp6cm
    @KD-wp6cm Před rokem

    Most Practical ho sir aap.... full of vitamin D

  • @Harishankar-ec4bk
    @Harishankar-ec4bk Před rokem +1

    Underwear baniyan dhok kar sukhana bhul jate hai ...
    .
    Shi kha sir ji aap ne

  • @realtimequickie
    @realtimequickie Před rokem +1

    Anything that sounds very easy to get , is definitely the wrong path.....
    There are no free meals in life, period.

  • @AnkhandBharat
    @AnkhandBharat Před rokem +1

    Salute to u Guru jii

  • @backtoroots6665
    @backtoroots6665 Před rokem +5

    Anku Warikoo ki lag gayi aaj

  • @ManeeshSolankiYT
    @ManeeshSolankiYT Před rokem +2

    Some kind of regulations should be there for Financial content creators

  • @ArvindSethi61
    @ArvindSethi61 Před rokem +1

    How aligarithums are calculated and credit value of card is invreased .please make a video on it .

  • @vaibhavsingh144
    @vaibhavsingh144 Před rokem +1

    I have a few, shall I close it ?

  • @rajindergupta6179
    @rajindergupta6179 Před rokem +1

    I request everyone to please spare few seconds to read my comments.Sir, I am a big fan of you because of yours truth, straightforward talks which are bitter but as there is a saying truth is always bitter . I retired as joint director and my boss retired as Director from a Punjab govt office had taken credit card indiually from a bank nearly 21 years ago and had closed these after few years . Inspite of clearing dues still we get notices for some payment . We very senior officers have very bad experience of credit card and had strictly advised our children who are on top posts to avoid credit cards and they have none . Sir thanks and Regards for making this video to aware the people. 👍😛🙏

  • @MrShuklaw
    @MrShuklaw Před rokem

    Bingo..awesome contents...thanks sir.

  • @naruti3992
    @naruti3992 Před rokem

    1:42 so true no many are real now . When i watch any video they keep bragging how good it is then start promoting own app etc gambling app

  • @shehzadkhan3003
    @shehzadkhan3003 Před rokem

    I'm 46 years old and haven't used a Credit Card till date.

  • @tarsemkumar2032
    @tarsemkumar2032 Před rokem

    Your video content is awesome sir💯💯

  • @jagruti153
    @jagruti153 Před rokem

    One conflict with credit card company and your cibil score goes down badly......no one listen customer side....

  • @ajaychauhanvlogss
    @ajaychauhanvlogss Před rokem

    I like sir content clarity for youth

  • @shivayshakti6575
    @shivayshakti6575 Před rokem +2

    Epic shit is epic shit 🤣

  • @mukul0786
    @mukul0786 Před rokem +10

    Pls make a video on illuminati

  • @ashutoshmahapatra7462

    Just notice the Speaker also promotes services, but he Promotes "Himself", Not third party.

  • @lovenishberiwal7622
    @lovenishberiwal7622 Před rokem +4

    I never use credit card, cuz I credit Kar par Jeene mein koi mazaa nahi hai

  • @dhawalduvey296
    @dhawalduvey296 Před rokem

    No waroooko epic shit was hurt

  • @AnkhandBharat
    @AnkhandBharat Před rokem

    Thanks sir.

  • @seemantmalik
    @seemantmalik Před rokem

    Very good

  • @DocArneja
    @DocArneja Před rokem +1

    Guru ji Epicshit wale advt agyi aapki iss video pe 😂

  • @Ajayvijayraniya
    @Ajayvijayraniya Před rokem +18

    गलत ज्ञान देने वाले करोड़ों सब्सक्राइबर वाले चैनलों का काल है ये चैनल । 👍👏👏👏👏
    इन गलत ज्ञानियों की बिना उस्तरे के दाढ़ी बन्ति देख रहा हूँ आजकल

  • @PuneetKumar-gh9go
    @PuneetKumar-gh9go Před 9 měsíci

    Best videos

  • @PradeepKala
    @PradeepKala Před rokem

    Koi nahi hai takkar me 👍🏻

  • @ajaychauhanvlogss
    @ajaychauhanvlogss Před rokem

    I also want to contribute

  • @aryanachwan2587
    @aryanachwan2587 Před rokem

    Keep it up 👍

  • @hormazhansotia5982
    @hormazhansotia5982 Před rokem

    TOO GOOD

  • @soumendash3911
    @soumendash3911 Před rokem +1

    Sir apply to karidiya ab return karunga

  • @ravivermacks6117
    @ravivermacks6117 Před rokem

    Sir ,maine apna card band karne ke liye custmor care call ki. Unhune meri mother ka name pucha .mainr bta diya vo unlogo ne galat bhara hua tha .uske baad vo agge hi nahi bhade bat vahi atki rahi .koi option nahi diya band karne ka.unki soi vahi par atak gyi.band karna bhi mushkil hai credit card.ik baar koi dikat huti hai koi puchne wala hi nahi hai. Koi office nahi huta enka jaha ja kar baat kar sake.

  • @Randomocity100
    @Randomocity100 Před rokem

    Loan

  • @ManishSharma04
    @ManishSharma04 Před rokem +1

    Wow..

  • @omtapase6342
    @omtapase6342 Před rokem

    👍👍👍👍👍👍👍👍

  • @ahlawat235
    @ahlawat235 Před rokem

    👍

  • @supriyadub
    @supriyadub Před rokem

    I don't have 😀

  • @rahul18348
    @rahul18348 Před rokem

    😂 Hahaha

  • @ashuvocalist1665
    @ashuvocalist1665 Před rokem +1

    Loan

  • @shishirverma5769
    @shishirverma5769 Před rokem

    👍👍👍👍👍👍

  • @neerajsaharan1513
    @neerajsaharan1513 Před rokem

    👍

  • @dhamuiam
    @dhamuiam Před rokem

    Loan

  • @lavanyamakeover2637
    @lavanyamakeover2637 Před rokem

    Loan