Why You Need Hilton Credit Cards In 2024 (5 Reasons)
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- čas přidán 1. 07. 2024
- 🚨Limited-Time Elevated Hilton Bonuses End on 1/17!
💳Hilton Surpass: mattwelter.info/hilton-surpass
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💳Hilton Business: mattwelter.info/hilton-business
Hilton has made some MAJOR changes over the past couple months, but despite the changes Hilton Credit Cards are still some of the Best Hotel & overall Credit Cards on the Market.
in this video, I am going to discuss 5 reasons for why you NEED Hilton Credit Cards in 2024, which will include reasons such as the value of Hilton Free Night Certificates, Significant Travel Credits & the ability to achieve high Hilton Status. I'll also discuss the Hilton Wheel Strategy, which is an advanced Credit Card Strategy that can allow you to quickly accumulate over 1M Hilton Honors Points.
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-Matt
Videos I recommend:
📹My Credit Card Strategy For 2024:
• My Credit Card Strateg...
📹Hilton Surpass- Everything You Need To Know (2 Year Review):
• Hilton Surpass - Every...
📹Hilton Honors vs Hilton Surpass vs Hilton Aspire:
• Hilton Honors vs Hilto...
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TIMESTAMPS:
0:00-0:54 Reasons You Need Hilton Credit Cards
0:54-4:34 Value of Hilton Free Night Certificates
4:34-6:38 Ability to Achieve Elevated Hilton Status
6:38-10:11 Significant Travel Credits
10:11-12:18 High Welcome Bonuses (Limited-Time)
12:18-14:15 Ability to Get Upgrade Offers (Hilton Wheel Strategy)
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Please keep in mind that this video is for entertainment purposes only & is not to be used for financial advice. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
What are your thoughts on Hilton Credit Cards? ⬇
🚨Limited-Time Elevated Hilton Bonuses End on 1/17!
💳Hilton Surpass: mattwelter.info/hilton-surpass
💳Hilton Honors: mattwelter.info/hilton-honors
💳Hilton Business: mattwelter.info/hilton-business
2024 Hilton cards are the Catalyst of my setup. No restrictions on their FNC is unbeatable.
I don't mind putting the Spend on my Hilton Business because not only do you get the free night, youll also have all those points that you gained, doing that spend.
I plan on having my $15k done by April. Im already a little over $3k in.
Gold status can get you upgrades if you ask. Diamond status has been Great for me.
Despite what goes around on CZcams, everyone doesn't have Hilton Diamond status. A lot of people dont even have a Hilton Honors account
Ill get the Bonvoy Brilliant one day but ill still keep my Hilton Aspire and maybe my Hilton Business
Completely agree with you Sledge! It seems like everyone likes to talk about how saturated Diamond Status is. But for me, I've actually had good success in getting room upgrades, especially internationally, with just Hilton Gold Status. Excited to pick up the Aspire sometime soon as well. And yeah totally get that, the Hilton FNC's are so valuable that putting the spend on the Biz or Surpass it to get another one can definitely be worth it. Thank you for watching my man!
Here’s my hot take: the Hilton card with the most value in 2024 is the HH card with no AF. Silver status unlocks the key benefit with Hilton, the fifth night free on points award. The trouble with the free night award being uncapped is you either have to spend 15k to get a free night at a massively expensive property (and how will you afford the rest of your stay?) or you have to have the Aspire and somehow make the credits work. To do that, you need to stay at Hilton resorts twice a year (not easy), use Clear, and fly frequently enough to trigger the credits. Marriott and Hyatt’s caps at least pay for the AF on the cards so you get what you pay for. As you can tell, I’m still salty about the changes
Surpass credit is easy to use just eat at a Hilton restaurant or buy a Hilton gift card. It’s just a positive $50 value card if you don’t even hit the 15k spend as long as you stay at hiltons ever.
Totally fair Elliott, and can totally see your argument! If you aren't a Hilton loyalist, then I think that makes a lot of sense to still have Silver Status, a high welcome bonus via the HH Card, etc. However, to answer your question, what I did with my Free Night Cert.. In Cancun for my honeymoon, I stayed at a more affordable all-inclusive property for 5 nights to take advantage of the 5th night free, and then used my FNA at the expensive Waldorf Astoria 20 minutes away. I think most people use their Hilton Free Night Award's this way, to find a centralized property for most of the trip with upside (an expensive property in the area) where a Free Night Award could be utilized. But totally understand that you do need to be traveling a lot/especially at Hilton Props to get value out of the Aspire. Thanks so much for watching!
The quarterly $50 credit are pretty easy to use. All it really takes is two trips. Book in winter for a trip in spring. While at your stay, the overages of using your food and drink credit can easily top $50. Rinse repeat for summer and fall.
Absolutely! I'll be easily able to use it on my trip this week! Thanks for watching David!
Great video on the Hilton cards Matt! Definitely helpful advice on how to use the statement credits too since the credits are not just simple annual ones! I also agree that Hilton Gold is pretty nice to have for the benefits - like the breakfast credit! Also, mic sounds crispy! Awesome addition for the channel!
Thank you Stan! Yeah at the very minimum I think Hilton Gold Status gets a bad rap because even if you don't get room upgrades, it's still an easy $15 in value per day just from the Free Breakfast or Food Credit. Pumped the mic sounds good as well!
I hold the Amex Hilton Honors card, solid rewards if I stay at hotels more often in the future I may upgrade to the Hilton Surpass. I love the new card design as well the white adds some class to the already excellent card!
I def need that Hilton video where you show how to farm those Hilton points!
I didn’t know about 5/24 until it was too late, now I’m stuck at 7/24 until the middle of 2025. As upset as I was about learning I’m canceled from Chase for now, I stepped back a second and realized that I have a whole year and a half to plan, or at least try to plan, a strategy where I can start working on Welcome Offers while remembering to stay under 5/24.
Keep up the great work!
Love your content.
- Ivan
That was a nice wedding photo! I’m going to nickname you the Hilton Poster Boy 😃. Honestly, if it wasn’t for your videos, I would have never opened up the HHB.
Hopefully the “free night” bonuses come back with the welcome offers. Those were golden!
And yes, I agree gold status is definitely valuable, so don’t sleep on gold!
The mic sounds clear. I can’t really comment though because I listened over my phone’s speakers.
Haha I will definitely take that! And yeah the welcome bonuses especially the ones attached with the Free Night Awards were huge. Awesome to hear the mic sounds good as well! Thanks for watching CJ!
I appreciate your insights on how to use the Surpass quarterly credit! I didn't even think about going to dinner at a Hilton property restaurant to trigger the credit. I'm excited to see how well I can utilize my Gold status from the Hilton Business when I visit Portugal in May.
While I won't get the food and beverage credit, the free breakfast should really help. Hoping for a room upgrade as well since I'll be there right before the start of tourist season 🤞
Great video as always, Matt!
Of course Josh! International properties especially usually can get you good value out of the Free Breakfast and in a lot of cases can get you more value than just the Food & Beverage Credit. That'll be awesome being in Portugal in May as well! Have fun on your trip Josh!
really wish I was not pop up blocked on the Hilton Aspire right now. Tried for the base card the other day too since cheap and could update it in the future to an Aspire...but blocked for that one too. Met spend requirement on the Surpass back in August and just this past weekend FINALLY got my bonus points and free night certificate. 2 free night certs will be nice to use for traveling this year!
Thanks for this! Did anyone else notice that last year every dollar spent created base points toward diamond status and that this year it no longer does?
I noticed as well. How is it this year? Just spending at Hilton hotels?
$400 Hilton resort credit only applies to particular resorts. Not all the Hilton properties.
I agree! It’s hard to get $400 resort credits, because not all the Hilton properties are listed it.
The changes definitely benefit the Hilton loyalist. Running a duo of AMEX Hilton Aspire + Surpass/Business = 🏆🏆🏆 Thanks for the info + video!
Completely agree Jimmy! 2 Hilton FNCs if you can hit the cap on the Surpass or Business is powerful!
You do a great job on CZcams ❤
Thank you Vicki :)
Love Hiltons Matt! Even though I’ve exhausted almost all my points and FNCs and will be moving to Hyatt this year, Hiltons will always have a special place in my heart ❤.
With that said, $50 gift cards like you said with the Surpass is how I’m using my Surpass, until I downgrade it that is.
Great video Matt as always, great tips here, and spreading the good word of Gold status and the Wheel!
Thanks so much Anthony! Yeah I'll definitely be going the gift card route for the most part on the Surpass as well. Luckily I'll be able to use it in Q1 for a meal during our trip as well. Hilton Status & the Wheel Strategy are definitely some ways that Hilton Cards can become really valuable!
Great breakdown of the Hilton cards Matt! I’m going to have to selfishly keep my wife from watching this video at all costs or I might have to change my whole strategy to going through the Hilton SUBs this year 😂
Haha thank you so much! And yeah Hilton SUB's can definitely be really valuable especially if you time it right, which I conveniently did around the time of my honeymoon. Thanks so much for watching!
I don't have any Hilton cards but they seem to be a fan fave. I would probably want to get the Aspire since I already have Gold status with my Platinum. I just don't stay at Hilton properties that much to justify the card or the AF. Great vid Matt💥
Totally understandable Make! You definitely want to understand your own travel preferences and get the Hotel Cards that match with what that looks like. Thanks so much for watching Mike!
The only thing better than 1 FNC is 2 FNCs. I put most of my non travel spend on the Surpass card for the FNC and receive a 2nd FNC with the Aspire card. The two cards are the foundation of my system as they cover all my spend categories. I can see why someone would be annoyed that you cannot retain the full value of the resort and airline credits with only one trip but the credits are easy to use. There is enough benefit on both cards to make up the AF without even using the FNCs.
That's awesome! And yeah the FNC's with Hilton are so valuable that in a lot of cases, like yourself, it could be worth putting 15k in spend on a Surpass to get another one. That's awesome that you value those Hilton FNC's so highly!
so I'm using my two FNC at waldorf Astoria in Cabo san Lucas. I'm wondering if i will still get the 100 credit you get for staying at Hiltons high end hotels.
what do you think?
Great video on Hilton cards! I don’t have any yet even tho everyone raves about them. I’ve been sticking to Hyatt and Marriott (fanboy of the Ritz-Carlton card) so I don’t have a solid use case for Hilton cards. Definitely gonna continue to consider them, just gotta make sure you can use those stingy credits!
That Ritz Carlton Card is pretty powerful! I'm planning to add the Bonvoy Boundless soon with the strategy of potentially product changing to that Ritz Card as well. Totally fair if you don't have as much of a travel loyalty to Hilton & their Credits don't make as much sense. However, you could always at least add the $0 Fee HH Card for the Zero downside but still with Hilton Silver Status & right now has that elevated 100k offer. Thanks for watching Cody!
@@MattWelterOfficial Do it! The ritz is goated 🐐 and that’s very true, once I’m above 5/24 that’s a good idea, having some status is always better than none plus some free points from the SUB!
Absolutely!@@Cody.Little
If you have the Platinum, what they did dumping the Hilton lounge access while adding Hilton cash and another earning category is something I really appreciate.
Absolutely! Thanks for watching as always!
You can pool points with a spouse correct? Is it a pretty simple process? Do you have a video on this? Thanks!
Hey Henry, yes you can! I actually had Hilton Points transferred over from my wife's account when I was making our honeymoon redemption. I don't have a specific video for it, but it is a pretty simple process, you basically just need to connect your Hilton Honors numbers and then can transfer that way. Thanks for watching!
I lean more towards the Marriott cards
I have some upcoming travel and I wanted to apply for the Hilton surpass business card, but waiting for an elevated offer. I might be waiting forever....I hope that Hilton does not change the business card like the consumer version.
Gotcha totally fair. Yeah it remains to be seen on whether they will change around the Biz Card just like they did with the Surpass. If you are ok with not just getting the Business Card however, there are fantastic elevated offers on the personal versions as well that you could use for that upcoming travel. Thanks so much for watching!
Hey Matt, I would like to hear your points on the Hilton wheel. I have been considering Hilton cards and haven't decided where I want to start yet.
Hey Dean, absolutely, I'll definitely make a dedicated video for it in the future! But to give you an idea, the Hilton Wheel Strategy revolves around starting from the bottom, in your case with the Hilton Honors Card first (currently has a 100K elevated signup bonus), and then while getting signup bonuses, also going for upgrade offers as well.
Thanks for the advice Matt! My diamond status ends soon and I current work schedule won't earn enough to keep it so I figured cards would be the next best thing.
@@deanv8663 Absolutely! Definitely makes sense. Hilton Cards especially some of those higher-tier options are definitely a great way to get automatic elevated status + of course other benefits like Free Nights & Credits.
is it just me or the hilton honors business card went away with the 6x bonus categories? i only see 12x at hilton and 3x everything else..
I got both surpass and business card last summer but I was denied points on the business card stating I couldn't have bonuses on both cards.
Weird! I was able to get the bonuses on both versions. Did Hilton explain why that was the case?
I got these cards about 9 months apart. No problem with the bonus. Now, however, i am in pop up jail for the Aspire. I think it is because it hasn’t been a full 3 months since getting the hilton business card. My third statement closes on the 18th of this month and I believe the elevated bonus will be over.
Do you need to have points for the 5th night to book it & get it free, or is all you need in your account points for the 4 nights? If each night was 10k, do you need 40k points or 50k points to book for the 5th night free? Thanks, enjoy your channel!
You’d only need 40k points in that situation and you only need points for the 4 nights to get that 5th night free (don’t have to pay points for it). And thanks so much Henry appreciate your support!
Hilton Honors white card is good enough for me.
The Hilton surpass card is so powerful. 6x points on gas, supermarkets and restaurants?! That destroys the Aspire which would only give me 3x points on gas, supermarkets and restaurants! That’s exactly why I got the Surpass in December 2023 and will be putting all my spend on it in 2024.
LFG guys! Welcome to the matrix, the multiverse is open.
I think you can get 7x points on Aspire for restaurants.
Do other places status match Hilton Diamond?
Yes! Most car Rental Places like Hertz or National will status match Hilton Diamond to their highest status! Thanks for watching Jay!
$50 off date night! There’s some creative thinking 🤔 😊
Haha yessir! Thanks for watching Chris!
I thought the $50 quarterly credit for the Surpass required the charge to be placed to your room
There's some good datapoints for using that toward Hilton Gift Cards, at the gift shop, or even just eating at a Hilton restaurant!
@@MattWelterOfficial Hmm good to know. Will give it a try!
@@Dong_Kim Oh yeah, gift card + gift shop both code for me.
Has anyone tried the (Annoying) $50 quarterly Airline credit for ....say Airline Gift Card & gotten refund ?
Hilton Aspire $550 per year
- One free night per year on anniversary day
- $200 Jan-June Hilton Resort Credit
- $200 July-Dec Hilton Resort Credit
- $189 Clear Plus Credit PCY
- $50 Jan-March in Flight Credit
- $50 April-June in Flight Credit
- $50 July-Sept in Flight Credit
- $50 October-Dec in Flight Credit
Super-powered Card haha! Thank you for watching!
Hilton points aren't worth much compared to hyatt
True! However, significantly easier to earn Hilton Points which makes up for that.
Why get a Hilton card I don’t stay there
You definitely don't have to in that case! Always make sure to get Cards that match your travel preferences. Thanks for watching!
👍🎤💯
Thanks for watching!
First
🥇
I’m here now, you know what that means 😆
Great Surpass tip about using the $50 bonus when selecting points/cash pyment option. I just did this for trip Im planning to Rome. Thanks.
Of course! Thank you so much for watching & have fun in Rome!