Watch This Before You Apply for a Travel Credit Card (7 Key Tips) | Pt 3
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- čas přidán 5. 06. 2024
- Discover the art of choosing the best travel credit card for your goals. These are 7 Key Factors to Consider before Applying for any Travel Rewards Credit Card. Click 'Show More' for Ad Disclosure.
In this third and final installment, of our Travel Hacking for Beginners series, we dive deep into the essential factors for picking the best travel credit card. Learn how we amassed 1.7 million points and miles without taking a single flight. This episode is more than travel hacking 101; it's a detailed guide covering everything from understanding your credit score’s impact to navigating the nuances of card offers, like the Chase 5/24 rule. We'll share the inside scoop on different types of points, minimum spending requirements, annual fees, and much more. Plus, don't miss our special hacks for doubling your points!
List of My Favorite Travel Credit Cards: milevalue.com/best-credit-car...
Chase Sapphire Preferred® Card : bit.ly/3VCzONe
Card Match Personalized Credit Card Offers: milevalue.com/cardmatch/?aff=at
Credit Card Consultations have been suspended for the time being.
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TRAVEL TIP VIDEOS:
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Allie's TSA-Approved Toiletry Bag:
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⏰ Timecodes ⏰
0:00 7 Tips to Choosing the Best Travel Credit Card
1:33 Consideration #1: Your Credit Score
2:29 Consideration #2: Chase 5/24 Rule
3:17 Consideration #3: The Points Currency
4:58 Consideration #4: Credit Card Welcome Bonus
5:38 Consideration #5: Minimum Spending Requirement
6:46 Consideration #6: Credit Card Annual Fee
8:55 Consideration #7: Who is this Card For?
9:04 Two Player Mode
10:31 Business Credit Cards
10:55 Which Travel Credit Card is Best?
Advertiser Disclosure:
This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities.
Offers are current only as of the time of the video publishing date and may have changed by the time you watch it.
Away Together is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Milevalue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Disclaimer: I am not a financial advisor. Away Together does not provide tax, legal or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Hi all, I've suspended the free credit card consultation program. However, you can get free personalized credit card offers from CardMatch here: milevalue.com/cardmatch/?aff=at
Love the flexibility of those ultimate rewards points ❤
Thank you for the series! I found it the easiest to understand beginner guide as I get started in this journey.
Love the flexibility of those ultimate rewards points!
great tips, thanks Nik!
Considering changing up my travel plans for 2024 and this was extremely helpful!
If you're traveling outside of the US then don't rely on American Express. It's not commonly accepted in Europe. Personally I always make sure I have at least two cards; one based on Mastercard and one based on Visa.
Not true. It’s used all over Europe in large cities. There may be an issue every once in a while if using in a small town or mom and pop shop.
@@LS-tj2ho It's rarely taken in the UK even in large towns and shops (source: I live here).
I’ve never had a problem here, i use it everywhere I go…I live here too
I’m an American living and working in Europe and find this to be untrue. I use my Amex all the time over here.
Great video
I had signed up for the United explorer card I've been thinking that I'm not getting my money worth out of the cards annual fee, so yeah I'll downgrading the united card, and maybe get the Chase Sapphire. Thanks for suggestion!
Great video. We have a United miles card. We have been able to use a lot of miles to travel. But, I’ve been hearing cards that give cash back, might be even better? But, also, I’m wondering if we got a new chase card, would our United miles still be there for us to use? Thanks!
Hi Nick & Allie! My husband and I recently got the Chase Sapphire Preferred card, because we nearly always rent cars to explore when we are traveling overseas. However, I noticed in the fine print that the Chase rental car coverage doesn't cover any liability coverage should you injure someone else or damage other people's property. Since we have to decline coverage at rental car counter, in order to utilize our Chase rental car coverage, what do you suggest as far as covering yourself in the liability area? Thanks, in advance, for your advice!
Thank you for this subject,”credit cards for traveling” . My wife and I are 67 years old and want to travel more! We are on a fixed income and I’ve used Carnival and Princess cards to help us cruise 2 different trips. We cruised to Hawaii and to the Panama Canal. Do you have any advice what would be another card we could use to travel more using rewards & points. We looking to cruise to the Caribbean in 2025?
Thanks for your advice!!!
Thanks for video. Traveling to NZ in April. We have Chase Sapphire Preferred, one card - wife is authorized user. Can we drop her from my card and she open her own and get the sign up bonus points? We don’t exceed the 5/24 rule. Thanks in advance.
I have a Chase preferred that I was planning on canceling knowing that it may hurt my score because I just opened a United Explorer card which is more useful to me, after watching the video I’ll be downgrading the card instead of canceling. Thank you for the tip. Definitely following this page for more useful tips.
canceling doesn't hurt your credit score
@@Jiggy609
Actually it can based on the age of the card it can lower your length of credit which does impact your score.
Hi, watching from Canada. I don’t understand why you would get so many credit cards except for the joining bonuses. As best to have all points in one reward pot.
Just found your channel & my husband & I would love a consultation. Will you provide the service again soon?
I have 3 credit cards and I’ve never had any problems in Europe. I also carry cash in case there’s an issue at the store.
I’m brand new at travel rewards cards. I’m interested in that free consult because I’ve got a trip to Japan in Spring 2025 and I’m really wanting to minimize the out of pocket for those flights. How do I get that consult?
Nice video. Do you have any videos expanding on the two player mode concept?
Not yet, but based on this and other comments, maybe I should make one!
Why would Allie get an AMEX? Aren't you missing out on Chase Sapphire points when it's used? In other words, how do you choose which card to use when making any specific purchase.
What card pays the most cash back. I have a “food” card A “gas” card an “Amazon” card a “hotel” card and then an “everything else” card. Then if you link your Amex cards to Rakuten your points build faster. It can be overwhelming but once you’re hooked on cash back/points it becomes easier,
@@chesterwillger7017What is Rakuten?
I see no one talking about the capitol one venture one card. I guess it’s not as good as it seems to me.
How long did it take you to accumulate 1.7MM Points? Months or years?
Approx 10 months in 2 Player Mode w/ one or two Business Cards thrown in there. We went really fast. Maybe too fast. :)
impressive.
this card match is BS but you gave good overall info Tks
Can you keep doing credit card for couples videos
Based on this and other comments I'm strongly considering it!
How many cards to you and your wife hold?
It’s something like 17 now?? 😅
@@awaytogetherthese videos (and your channel) are fantastic, thanks so much for putting this content out there. Super helpful. A quick follow up regarding the number of credit cards one might accumulate in the pursuit of reward travel. Does your credit score suffer if you have a bunch of cards open? Let's assume the balances on everything are paid off each month and no more than 30% of the available credit is used. Have you seen your FICO score go down as you keep adding cards? Just curious. I have about 4 cards at the moment but considering adding a few after watching this.
Thanks for any tips!
@@tfprusd Short term there's a hit to your credit score, but long term having more cards with a low utilization has improved my score. You've got more credit available to you and using less of it.
@@awaytogether Awesome, thanks again. Keep up the good work.
@@awaytogether 17 credit cards at the same time? Wow! We have 3 tracek credit cards. In Canada, I have found that these cards give a lot of points but they seem to tack on a lot of fees when you want to use them for flights. Due to bank accounts we hold, we don’t pay the $140 yearly fees on them which is nice. I’m debating about whether I should also get a good Amex card too.
Can these CZcamsrs stop saying the phrase "travel for free". Is incredibly inaccurate and you all say it to feel better with yourselves. I'm sure over 90% of the people watching this believe you when you say it because they don't know any better but please, at least be honest about how these programs work. Also, Credit Karma doesn't give you your FICO Score, which is the score credit card issuers use. The number these is usually super off from your real FICO Score. Last, regarding the annual fees, the banks usually charge them the first month of opening the card so be ready to take that hit.
Credit Karma is wrong most of the time.
Yes. It’s a good tool for taking a quick look at things But definitely not your score. My real score is 20-30 points more than the score on credit karma .
@@chesterwillger7017 exactly
No it’s not, the scores come from the agencies.
@@chesterwillger7017
It gives you 2 of the 3 credit agencies scores. Those scores are rarely ever the same.
Credit Karma uses Vantage score not FICO
Dont have any dont need any dont want any