My Bi-Monthly Budget For January 2018 Part 2 | How To Manage Your Money | Aja Dang
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- čas přidán 16. 01. 2018
- I'm Aja Dang and this video is my second bi-monthly budget for January 2018 where I'll show you how to manage your money. I am sharing my financial journey through my student loan debt and show you how to save/money management. This is my second time budgeting and I've already learned ways to save money and cut my budget. I unfortunately had to spend a lot of money on an unexpected expense but thanks to my budget, I was able to pay in FULL!
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•MY STUDENT LOAN PAY OFF INSPIRATION•
The Total Money Makeover: bit.ly/2AxI4Uv
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Budgeting Tool: bit.ly/2yFFHNM
I would personally really appreciate seeing these videos every month / bi-weekly! It’s super motivating and relevant to me (I’m a freelancer too), and it feels like we are all on the same journey - through all the monotony and tediousness that comes with budgeting.
Not to mention, it is clear that a lot of things come along unexpectedly month to month. Would love to hear your thoughts, feelings, hardships and successes through the months.
During months when things are super consistent/“boring”, there are so many related topics you could explore alongside your budget plan, such as: chatting about hardships & setbacks, successes, what it’s like to have a partner who is not on the same program (I assume), other ways you’re earning more money, other ways you’re saving money (doing your own nails for example), a trip to the grocery store with you, meal prep budget planning and meal prep planning in general, etc.
Some people have fitness buddies, this feels like having a budget / financial diet buddy. Thanks for being super honest, real, and for motivating my ass to get my shit together. 👌🏼
PS Dave Ramsey’s daughter, Rachel Cruze, uses clips instead of envelopes as well.
PPS Haven’t started yet, but have been checking out weekly grocery store flyers to see what promos/deals they have on - including Whole Foods. Might be a good practice to help with meal planning.
I absolutely agree!
Extremely interested in the budgeting with a partner. How do you work through when one is super committed and the other doesn't get the necessity? I'm not living with someone yet but I'd love to hear the conversation and gain perspective on how others make it work
Yes, pls continue the "regular" scheduled budget videos. I think they are mutually beneficial. 💰
ISITVAINTOSAYIMPRETTY If not this exact format, at least the wins and fails aspect. Pictures of your meals/prep/grocery hauls would be a nice addition.
NEVER CLICKED SO FAST
Nadine Felice seconded!! Love these videos, Aja!
Monthly budget videos would be great!!! Similar to what others have said, it is very motivating for us viewers to see your progress with budgeting. We are all in the same boat and we need to make smarter financial decisions especially in this economy. These videos are so raw and real and I enjoy every second of it!
Please keep doing this! It also helps keep me on track! I don't know if making the video is tedious for you but I really love this series! This makes me incredibly hopeful for a $olid 2018.
I really don't wanna dance now, I just wanna make money moves D:
Money moves all day baby!
Hi everyone! A couple things:
1) Thank you, as always, for your helpful comments. It not only helps me but everyone else who clicks on this video.
2) I'll shoot my meal prep video once I get it down, until then - Gaz Oakley is who's recipes I've followed.czcams.com/video/DuIUssE9BF4/video.html
3) Yes to all the video suggestions.
Forget credit unions, use Simple Bank! Help you budget on the app! No fees! Bunch of ATMs!
www.simple.com/
Watch @jenplans video on budgeting/sinking funds. She follows the dave Ramsey steps!
This budget videos are making me stick to my budget no matter if you make 1000 or 10000 a month we all can learn from this . I would love to keep watching more videos about this budgeting like I said it motivates me . And I need to know what you cook for your dogs and what you eat and how you meal prep
Aja I love these videos every month!!!! 😊🤗☺🙂
I love your videos!! I’m a Personal Banker & yet I still find that it’s so much easier to talk about budgeting, but in regards to putting that talk into action is another story! I love what you’re doing and how raw you are with your viewers! ♥️
Be proud girl! Your doing a great job and hopefully motivating the rest of us. I started actually writing my monthly budget and expenses this past month after seeing your post 2 weeks ago. I am looking for areas to "trim" the fat from my monthly expenses and trying to spend less on things like cosmetic's and crap of which I have enough. I would love to see this series on a regular basis if you can, especially to see the ups and downs, which is what life is about.
Keep doing them bimonthly!!!!! Continual inspiration and motivation
as a young adult, realistic budgeting advice like this is super helpful. thanks for being so open about these things with us.
Love these videos!! It helps me so much seeing how other people budget! Maybe do a quarterly or 6-month update. 😊 that way you won’t have to explain it in a video every month but you can share your progress.
Thank you for being open with your finances. We are always told not to talk about money but a number people struggle with personal finances or simply not taught how to manage budgets. Good on you for being open!
Seriously loving this series - I always check up on mine after I see yours. Ah! Glad to see you got the Adobe thing sorted out. 👌🏽
you were correct!
Girl DON'T STOP THESE VIDEOS! These are helping me SO MUCH on my adulting journey 😭🙌🏾
Yay finally
Wcw day made
I missed you
Have a wonderful day beautiful
Aja I signed up last year for a credit union, and I'm all about that CU life now. I wish I had signed up earlier, because I earn more interest on one account in a month than I did all year with Chase on multiple accounts. Another thing, we were looking at car loans last year, and the credit union rate was 2.75 percent, whereas the dealership offered 4.25, big difference. If you're unsure about them because of location, I'd consider moving the accounts you don't touch as much into a credit union so that you're not consistently heading to a shady area. Anyway, thank you for posting these videos, I found you from your first budget video and I'm subscribed now. You're definitely a breath of fresh air on YT. Keep up the good work. Oh, and if you made a video about TJ/Costco I'd totally watch it.
Yesss I love watching you do this! Every monthhhh
Please continue doing this bi-monthly! You're keeping me on track to pay off my student loans and budgeting for vacation in 2019!
yes!!! Do it every month!!!
Hope you never stop doing this!! This is so helpful. Love this series!!
These videos are the best!!!! They are awesome! Keep em coming
Yessss this soothes me so much
Aja I loved the video. I enjoyed the break down and discussion of each expense and what you learned and would do different. Also like that you take into account what your subscribers are suggesting and discussing whether it was helpful or not. I am a single mother with two children and I am in the process of clearing out debt (including student loans) and budgeting to get in a place to purchase a home. This video was super helpful and think it could benefit a lot of people. Keep up the good work!!
Really loving these budget videos as I’ve also just started doing detailed budgets over the past few months and it’s really made a big difference. Would love to see a video with a breakdown of your income/sources cause you’re rocking it with $8000 income in a single fortnight.
I love the transparency in this video, I hope to see more of these!
Ok so first of all CONGRATIONS on all that success!!!! I'm so happy for you. Your food and dining budget is amazing this week! Also, homemaking dog food, I love it. Please continue recording your budgets. You say they will be the same but you'll start to notice every budget will be different. Also great job on that car payment this month. It has to feel good!
I was with a bank and considered switching at the beginning. So I just opened a credit union acct and eventually noticed I didn't need that bank with the fees. ($25/month x 12= $300) I understand all the changes are hard so I always tell people to make the changes slowly.
I love love love how transparent and real you are especially with these budgets / it is crazy helpful to see how you go through all of it up front!! 💕💕
These videos have given me so much peace! 😩 I’m graduated late December and I’ve just been stressed with these all this debt! You’re honesty about your income is so amazing,are really helping people and I am so grateful ❤️
I love my credit union. I’ve been with them for 6 years and it’s great. There’s no fees and they’re super helpful. However, unless you’re going to a fairly big changes credit union, it can be a hassle. It just depends on the area you live in.
I’d love to see a budget video any time there’s major changes to see how you move your money around when it’s freed up from another payment!
DO MORE! I love it!!!
Love this series because of how detailed and honest you are with your finances!
I would love to see this regularly! I've just started budgeting and it's SO refreshing to watch your videos and see the actual process, real figures and real talk, instead of hidden numbers and imagined scenarios. Please keep the budget videos coming!
Yes i want to see the progress. Yes to budgets
YES I WANT TO SEE THIS EVERY MONTH!!!!! Great Inspiration - please don't stop!
love these budget videos! they help so much and motivate me to do the same for myself! thanks aja!
Please do this! I love that you are doing this and keeping it real! It also helps me stay in track with budgeting and the tips helps significantly!!
I love this bimonthly series. It also keeps me motivated and on track. I also believe it makes us viewers feel more connected to you as a CZcamsr with your reality financial goals, plans, and situation that unexpected stuff sometimes come up. Keep up the great work!
Love this series and thanks for being so open and honest! Would love to see this monthly, honestly. It actually helps motivate me and get my butt in gear when I watch your vids. Super inspiring!
I would love to see every 3 months even if you still filmed it like you did for this video and show what changed and what you learned over the 3 months! Amazing work! I’m excited to see your budgeting videos!
Please do this every month!! It’s so nice to see such visibility in a budget.
i like how you change around your system instead of continuing with the envelopes aja! it's good that you're showing us how to be flexible and adapt to your needs as you go!
I enjoy these videos so much! It keeps me motivated! Thank you.
*PERFECT TIMING INDEED*
love love love this series!! please don't stop lol it's very motivating. newly grad student with a crap ton of student loans lol. I also am looking into a switching from CHASE to a credit union. will check back to see tips that others have posted lol. loving your budgeting content. Girl don't even bother with the haters, you're motivating others to get it together and I appreciate these vids soo so much my dear xx
i like this series.
I loved the last budgeting video and i love this one too!
Maybe if you do vlogs again you can just have a short bit about your budgeting in those?
thank you for being so transparent! as someone just getting started with budgeting, it was awesome to see someone actually practicing what they preach.
I appreciate how open you are about money and budgeting, I love watching these videos they're so helpful and motivating. I'm trying to learn more about money/finances and I'm really rooting for you!! You can do it!!
I love the monthly budgeting! You're really helping me get a clear image on how to be more financially responsible
I love these videos!!! Keep doing them! Make a playlist!!!!
I love these videos so much! You’re so unique, Aja! This is the reason I fell in love with your personality and channel years ago! 💖 Best wishes ✨
Loving the budget videos ! They really help with keeping me accountable for all my crap, please keep doing then ❤️❤️
i would love a monthly recap, it could help to stay on track as a community and keep inspiring :)
Yay! Thank you for making these vidoes and being transparent with your finances. Im sure we could all learn a thing or two by the end of your video even if its just a reminder to hold each other accountable of our budgets. Thank you Aja 💕
I would actually like if you did it every month. it really helps me to understand the importance of budgeting simply from seeing your results. For example in the last budget you mentioned that you wanted to pay off your car and seeing how much money you chunked aside for that payment was really amazing because you stuck to what your goal was. I commend you for that and I can't wait until you do pay it off and start on that student loan.
Aja, I just want to say I just found your channel right now, and I've been having anxiety because I'm in debt as well. PLEASE KEEP POSTING!
Love the budget videos! I've started my journey to paying off my debt this year too. Wishing you the best in your debt repayment journey! In regards to credit unions, I've actually worked for a credit union for over 5 years + now. Credit unions are more customer/member based and less sales driven, so fees and such are much lower, competitive loan rates as well if you care for loans. Plus they don't usually charge you for your accounts, I won't say they all don't but most of them don't have a monthly fee. You expressed concerns for ATMs near you, most credit unions are within the CO-OP network and it has over 30k ATM nationwide that you can use surcharge free. LA, OC, and SD are very great areas to have a credit union because they're so widely available, and most of the time you can find a shared branch within a few miles (which is a credit union you can use for deposit/withdrawal services even if it's not your actual credit union). Do your research and you can find a lot of great credit unions out there. Some will be open to the public and some are family/friends only. I've had Chase before but I've since consolidated all my accounts to my credit union, although they're convenience, I find I can do a lot of my banking just fine thru my credit union. They also allow me to have multiple accounts to manage my money, I can have a house fund, car fund, pet fund, bills, etc. accounts all on one account, no extra fees!
Yes!!! Please do a Trader Joe's video!! Also would you mind sharing your homemade dog food video or maybe make a quick video about it?? Love you Aja!!!
Love these kind of videos pls do it every month..
Would love to see these budgeting videos every month! As a young professional/recent-grad, these videos are really really helpful and inspiring! You rock Aja!
PLEASE continue doing this every month! It is super refreshing to see someone on youtube being so honest and genuine. I think it will be a good way to motivate a lot of people to stay on track about budgeting especially the millennials : )
I LOVE this series!! But you’re right because it’s going to be pretty much the same thing I would do pops of it. Every two or three months and/or when something really different happens like the dentist expense and when you hit any milestones or discovered anything new you think we should apply to our budgets. I started budgeting right after your first video. Also a video on how to keep in budget with groceries, specifically healthy foods would be awesome. I need to stop spending so much money in Whole Foods. Thanks!!! Keep up the great work!!!
Love the series, please continue to create more in the upcoming weeks, months. It's motivating!
Thanks for the budgeting videos. It keeps me accountable to my own budget! Whether or not you keep doing them monthly, just know the two you posted have helped me!
Yes do this every month!
So informative! Loved the whole breakdown of your expenses. ♥️
I like the consistency of your budget video posts! You give me motivation to keep up with my budget. I say keep posting every month
Love these! Keeps me motivated !! I was clueless to how I should start budgeting but this is so helpful and esp saving up for your dogs and planning for unexpected emergencies.. you’re amazing aja!!❤️
Please keep doing monthly budget vids! Super encouraging & inspiring. Love how you keep things easy to understand!
Totally downgrade the Chase account. I have my personal account and my main business account with Chase and I don't pay any fees. I also rarely order checks because I pay everything online. There is no way you should pay $25 a month for an account. No way! Great video and thanks for sharing.
i agree i have automatic transfer each month into my savings acct so i wont have a monthly fee with Chase
I LOVE these videos so much and would appreciate continuing to see them in my feed :)
I admire that you are doing a budget, it helps a lot. The envelope system, as I understand it, does work. You leave the envelopes at home, put the money in them for your bills. When you are ready to pay the bills, take the money out and then pay the bills. Everyone I saw use this system used it this way. they did not carry the envelopes around. It is there so that you know you have the money to pay the bill at hand!
Yes! Please continue these videos. They are so helpful especially since I'm also trying to get my finances together :)
Keep these videos coming! I'm in the same journey this year. This helps. Thank you!
You're doing your best 👍. Praying you reach your goal :)
Hi Aja! New subscriber here. I like the monthly budget video concept. Believe it or not, some CZcamsrs post budget videos without disclosing their income, which I find a little useless. It's more helpful to see the entire financial picture so viewers can learn from, aspire to and identify with the content. There may come a point in time when you no longer feel comfortable disclosing your information, and that's ok too, but keep making one a month for as long as you can. It really is interesting and motivational!
Aja you don't know how much I needed these budget videos and your honest experience with the difficult task. I've recently been overwhelmed with all the recent bills that I need to pay for this month and you're organization tips have saved me! Thank you!!!!
you got this girl!
Love this! I'm excited to do this next month!
I personally love these every month!! Really motivates me to budget bi-weekly and I think it’ll be great to motivate you to continue budgeting and progress throughout the year!!
Thanks for keeping it real! Respect.
I love these bi monthly updates
Yes, please continue. Watching your videos helps me stay on track. When I first started keeping track with my budget, I would get mad at myself if I went over in a category. Many times I wanted to give up because it was too stressful and depressing to see my failure with money. After a few months and a lot of silent motivation from videos, I am still learning how to control my budget. thanks and keep up the hard work.
Credit unions are pretty good! Look for shared credit unions, They limit you on what you can do if it isn't your credit union but it makes it easier than always having to go to your actual bank.
Yes, upload every month!
Please do it every month. Watching you do your budget makes me think about my own budget. You inspired me to actually sit down and tally up my numbers.
👏 to meal planning and meal prep! There will always be days some meals turn out and some meals don’t, but that’s how you figure out what not to make in the future. It’s great how you show your budget, because it helps a lot of people see that bills need to come first, money that needs to go towards necessities, even factoring the entertainment/fun money, extra unexpected expenses can occur and seeing what is left over.
I find credit unions to be beneficial if you can partake in one. I've been banking at two, SDCCU and NFCU. Granted, having someone that is part of the military to sponsor you for an account is part of it but I really love my credit union. I get 3% cashback on gas and 2% on groceries, food, etc.
I love these budgeting videos! I’d love to see them this often!
You started budgeting the same time I did. These videos are super inspiring, and I'd love to follow your progress!
No, please continue these bi-monthly budget videos. I have bern about tracking my expenses for the paste few years but I suck making a budget and sticking it. You definitely inspire and motivate me to stick to mine
You're the real MVP. This is super motivating and love watching this series and a monthly/bi-monthly video would be so appreciated Stay awesome Aja😄✨💖
Yes, keep the videos please!
yes yes yes! Please keep these coming! Trying to pay off student debt and other debt is haaaard and its so refreshing to see a youtuber talk about this stuff rather than indirectly encourage me to spend my money on things I don't need
Yes love these videos!
Got back to watching you. Love this series, do semi monthly love your updates
love this keep on making them twice a month!
Keep going! I love the video!
Loved!! Really helpful. I’d love to see more & what you’d do differently after paying something big off. ♥️