What is a Claims Adjuster--Episode 2--a complete guide for how to become an Insurance Adjuster.
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- čas přidán 30. 10. 2020
- Do you want a lucrative career? High 6 figure potential? Do you want constant income? Start your career as an insurance claims adjuster today. I will guide you through the steps I took to become a successful insurance adjuster.
#adjuster #claims #insurance
1:41 What is an insurance claims adjuster?
2:10 What does an insurance claims adjuster do?
2:59 What hours do you work?
11:18 Time off-vacation
12:37 What are adjusting firms?
22:23 Working for firms
27:15 Finding work as an adjuster
29:50 Bonus pay
30:05 Incentives
30:20 Risks for firms and insurance adjusters
32:38 Why work for a specific firm
38:58 Third Party Administrators
41:10 Work for State Farm--Jake
43:30 Deployments with State Farm as an Independent Adjuster.
46:13 What is a Public Adjuster?
50:20 Should I hire a Public Adjuster?
51:50 Tough situation with a Public Adjuster
54:30 How do Public Adjusters get paid?
57:06 Will my claim be delayed with a Public Adjuster?
and many more topics.
How to become an Insurance claims adjuster
Insurance claims adjuster licenses
What license do I get first?
Reciprocity
Free insurance claims adjuster training
Insurance claims adjuster training
How do I get started with insurance firms?
How do I find work?
Insurance claims adjuster jobs
How to become an Insurance claims adjuster for State Farm
Insurance claims adjuster career
Insurance claims adjuster salary
Daily Claims
What is a CAT adjuster?
CAT adjuster salary
CAT adjuster firms
CAT adjuster checklist
CAT adjuster training
What do I do about Taxes? Deductions?
Vehicles
Ladders
Tracking expenses
Gear for your tool bag
Electronic gear
Home office
The inspection process
Meeting the insured
Desk Adjusting
Field Adjusting
Liability Insurance
Drones and Photography
And so much more
I will help you succeed and know where you can go to get the information you need to be successful. I will explain the disadvantages, advantages, ups and downs of work, hazards, and benefits.
Stay tuned for a comprehensive course on what to do to become a successful insurance claims adjuster.
Follow me on:
Twitter / adjuster2help
Instagram / clearskydroneimagery
MeWe mewe.com/i/clearskydrone
Website clearskydroneimagery.com/
CZcams Channel • How to be an Insurance...
Join my Discord / discord
If you missed the first video of the series the link is below.
• How to be an Insurance...
If you missed the second video of the series the link is below.
• What is a Claims Adjus...
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You are a mentor, with a teacher's heart and spirit.
Thank you kindly
You are very welcome. Thanks for the comment
I absolutely love your video's and wealth of knowledge. My husband and I are venturing into this field slowly. We're watching all of your video's and reading all the comments/questions and answers. Åfter we complete all of this we plan on taking the course and get our license and becoming certified with Xactimate. Thank you for taking the time to pay it forward and being a great mentor!
Missy! Welcome to the Family! Thank you for your kind words. It's a fantastic career for couples. Two incomes for the expenses of one!! A dream!!! You will be great!!
Thank you so much for educating us new adjusters!
You bet! Glad to help!!
Thanks for sharing your knowledge and wisdoms. Choices of words you have chosen within the situations were really the best and sounds beautifully. Thanks once again Dan. Happy holidays to you and your family.
Thank you for your kind words. You’re welcome. Happy holidays to you as well.
I Love the long videos keep them coming
Thank You
Thanks so much for your comment. Will do
Daniel, thank you so much for being such an amazing mentor and teacher. Your videos are so engaging and you explains things incredibly clearly! Cheers to you!!
Glad you like them! I appreciate it!!
I love your vids man! Thank you for making them. I’m going to apply for a staff position today
@paulmichaels-bw6vt Thanks, you’re welcome! Good luck
Your doing great 👍 👌. I'm just getting started coming from 25 years as a Chemical plant Operater. I'll keep in touch. Your not just doing for me but, your doing for my family.
Thanks Cordell
Wow! So excited for you. Keep me updated on your journey!!
The best explanation I ve ever heard
@mr.helper.s Thank you! Glad to help!
Thanks for the Video. My wife and I are both interested in getting into this field. Trying to see best route to go. My wife just finished a 3 day xactimate class and she enjoyed it. We both know there is alot more to learn about xactimate than a 3 day class gives but it’s a start.
Looking to soak up as much information as we can. I retire in two years from my current job and we want to do field adjusting full time.
Fantastic!
So happy for you. Watch all my videos. A lot of great info from start to finish in this adjusting world.
Currently a 2 year auto claims staff adjuster, thank you for explaining the difference!😊
Absolutely
This was incredibly helpful. Thank you.
I am so glad you found me. Thanks for watching and I am glad it was helpful!
Thank you Daniel!!! I have an extensive construction and Real Estate background, and am now thinking about becoming an adjuster. I am working on my Texas licensing (Maybe a mistake maybe not, I am in WI. This is an industry that is hard to determine what to do next, and how it actually works! You are exactly what I have been looking for! A wealth of information!!! I also have a CZcams chanel and really like how you do your videos! As stated by Missy before me in comments, THANK YOU for taking the time to pay it forward and being a great mentor! Couldn't have said it better!!!
Thank you so much Jim. I appreciate your follow, and your kind comments. Welcome to the industry. You won’t be disappointed.
Amazing video, thank you
Appreciate it, You are welcome!
MY FAVORITE ADJUSTER!!!
@blakksonni Thank you for your kind words!!
Thank you Daniel ! Very informative info ...
My pleasure!
thank you sir love this video
Wonderful, glad you enjoyed it
Awesome job, it's very interesting to become, but I'm not confident with my English. Thank you for sharing, best explanation. I love your video 😍
@sawiahschmidt1583 Glad it was helpful! Thanks!
great video , explain very well
Glad you liked it! Thanks for watching
Well Sounds like I need to BE the FIRM - LOL. Thank you for all of this GREAT information.
Yes, the firms do really well. 40% from every adjuster that works for them. A lot of liability though.
Thank you man
Anytime-new video uploading for Xactimate X1 help. Stay tuned!!
Great explanation! Thank you for taking the time to make this video.
Glad it was helpful! Hope you check out my other videos, especially my free teaching on the new Xactimate software X1. You can become a pro!!
Thanks ... I just got my license, thanks for the information
@keithblaler7987 Congratulations!!!
I have an interview with one of the big carriers for as a CAT adjuster hybrid role. Now I’m curious if the independent route would be the better choice.
It all depends on how much experience you have. If this is your first opportunity, take it, gather your experience, and then build from there. Congratulations!
Awesome job
Thanks!!
@@danieltheadjuster i really appreciate you sharing you a child of God. Jesus is your life. I looking into getting back into it and i hope you could help me along the way.
Yes, if the Lord is not governing our lives, then we are doomed. Glad you were encouraged!!
Hi Daniel! I'm in the discovery phase of this career. I'm very intrigued, and I really enjoyed the couple of videos I've watched. How does one get in contact with you, to ask specific questions about unique "life circumstances that might be "obstacles" to entry into this business? Hope you're not too busy to see this, since it's almost a year old. Looking forward to making a connection! In the mean time, thanks for sharing your background and expertise!
Great questions. Consult me with the link below.
clearskydroneimagery.com/adjuster-consultations/ola/services/video-consultation
Daniel, great videos. Lots of info. Can you tell me, is there a age limit for a independent adjuster? Knowing there is often climbing ladders, crawling around, some lifting, etc. what has been your experience. I appreciate your advice.
@dialdude I don't believe there is a age limit. It is up to the individual if they feel fit enough to climb roofs. I plan on climbing until I get vertigo....haha As far as desk adjusting or flood adjusting, this can be done until the person wants to retire. I knew a 90 year old that was desk adjusting.
I am considering getting into the world of adjusting. My question is are you a field adjuster, desk adjuster, or a combination of both? Thanks!
I am a field adjuster, but you can do anything in this business. I started as a desk adjuster, To learn the ropes
Great explanation! It will be nice to know the average salary of an independent adjuster. Is it possible ?
Thank you for taking the time to make this video.
Average salary....this is difficult. There are all types of adjusters. If you are average person who is looking for a steady paycheck, then Desk Adjusting is for you. ($30-$35/ hour..average). Daily Claim adjuster makes ($50-$150/hour..average) CAT adjuster ($150-$300/hour.. average) Just guessing on the averages. Typical good adjusters who are self motivated, working 10-12 hours a day, 6 days a week, like myself, who are paid by the claim, make over 200K/year) The sky is the limit. Top pay is only for the hardcore, die hard, go-getter adjuster. Hope this helps!
@@danieltheadjuster thank you so much for all the information.
Anytime!!
Ive been searching all over youtube for information after receiving my dhs license in FL.. you are great thank you so much.. would u recommend being an IA right out the gate?
Yes, being an Independent Adjuster is the best way to go.
You will make more money, and will enjoy your freedom. Storm season is just beginning, so it’s a great time to get started.
@@danieltheadjuster omg you replied so fast.. definitely subbing thanks i just applied to 4 IA firms (eberly, alacrity,pilot, & i forgot the other).. however I’m worried i wont be a good candidate due to not having the certifications and licenses they have listed. Do they offer the training for it?
@@rockettcassia think of this career as no different than any other career that you would apply for. When you are filling out the roster forms to the firm, you need to have a résumé that highlights all of your skills, your certifications, and or your training. If you feel like your résumé is a little light, then start on getting some certifications and some training. There are some companies that do individual training, but each firm is different. Check out www.catadjuster.org as this website has some information regarding training from different firms. It takes some time to get skilled, but if you stick to it, you can succeed.
I'm am looking for a side gig to develop now and progress into retirement in about 5 years. Is that possible with IA? I have a lifetime of construction experience in commercial and residential as a home inspector in NC.
Yes, doing it on the side is possible, for Cat Deployments. But daily work is hard to get into unless you’re doing it full-time.
wow. great content. i have often wondered what an IA is all about. i have been a real estate appraiser for the past 25 with 20 of those years being self employed. this seems like it ‘could be’ somewhat of a lateral move for someone like myself. unfortunately, my real estate appraisal business dropped off approximately 80%
about 1.5 years ago due to the significant increase in mortgage rates. this has put me in the unfortunate position of searching for a new career. i’ll continue to explore this field. in your opinion, do you think that 25 years as a real estate appraiser would look good on a resume when applying to firms for an IA position? thanks again for sharing your knowledge.
@DannyArm8489 Thanks for watching and for your question. Your experience is super! Remember that the more knowledge you have of building materials, the easier this job will be. Your experience and this job go hand in hand (customer service, empathy, computer skills, communication and being self-employed are all very good assets). Software experience and Carrier certifications are going to be you next hurdle. With storm season upon us, this would be a great time to get in. Storm season is predicted to be exceptional this year.
can you be an indepedent adjuster and do daily claims or be a desk adjuster? I have no experience or license but I do know that I want to be independent adjuster, but do not want to be out in the field, if so how does one go about it? I also wanted to ask do you happen to know what is the express team for state farm auto ? I am more interested in auto and commercial it catches my attention more than property/home seems to be more complex and better for someone who has had more experience I am assuming,
That's a great question that has a long answer. Check out more of my videos. I have made this channel to teach someone from start to finish, how to be an adjuster.
I’m watching all your videos. I have florida claim adjuster license, I want to start working as a adjuster, please I need an advise on how to start with this business, or steps by steps
Thanks for watching. A great video to start with is the one below.
This will give you a great plan for moving forward after you have your first license.
czcams.com/video/_cLu_SAfLu0/video.html
Thanks for watching. A great video to start with is the one below.
This will give you a great plan for moving forward after you have your first license.
czcams.com/video/_cLu_SAfLu0/video.html
Daniel, thank you for your videos. I am currently taking the adjusterpro course and there is a lot of information on coverage, how to calculate claims based on their specific coverage etc but in one of your videos, you share that independent adjusters don't actually get to see the claimants policy. Can you expand?
It depends what insurance area you get involved in. If you were involved in liability insurance, then you’ll spend a lot of time in policy and coverage. As a property field adjuster, we just inspect the damage, we have a broad knowledge of the coverage, but we are not allowed to bring that up to the insured. The desk adjuster will go over all the coverages and that leaves us pretty much out of it. It’s not that we don’t get to see the coverage, it’s that we don’t discuss it with the insured.
@@danieltheadjuster thank you. Sounds like liability insurance wouldn't be much fun!
I actually really enjoyed it when I did it. Making the final decisions is always fun.
Thanks for the questions
Hi daniel, great stuff. What is the discord server for adjusters?
@Xavier Espinoza Thanks The discord is a chat group I started for adjusters to talk about adjusting. A lot of great stuff on it. Check it out here. Don't forget to join the Discord for Adjusters-- discord.gg/5zkQ7bwEUm
Hey Daniel, just started my AP course. Excited for the career change. Any chance of the discord link again? Thanks for the content!
Appreciate it. Here you go. Love to have you here on my discord.
discord.gg/5zkQ7bwEUm
How can you be loyal to one insurance company when you can work for several companies? Would you explain this a little more? Thanks.
Sure, as you complete more and more claims for the firm, you will find that one firm will give you more work than others. You’re actually not being loyal to the insurance company, you’re being loyal to the firm that is providing you work, for that insurance company. Once you see that 75 to 80% of your work is coming from one company, you will begin to be loyal to that firm. It is just a natural process.
Hello. Good video. What license do we require to be a producer? Thank you.
Thanks for watching. Each State has two types of licenses. Adjuster and Producer. To be an independent, staff, or Public Adjuster, an adjuster license is required. To be a Firm or to sell insurance (Insurance Agent), a Producer license is required. You can have both types of licenses at the same time for each State.
@@danieltheadjuster Thank you. I am in the process of getting my property & casualty .
Very good
What is the best way to get started in this field if you have zero experience in it? I am coming out of a field of 15 years that primarily required strong soft skills. I have recently applied for a staff adjuster position but wasn't able to get the positon.
Got to get your training. Xactimate training is a must.
Check out my videos from start to finish. I give a lot of information about how to get started.
@@danieltheadjuster Yeah I started watching them. Is AdjusterPro sufficient training for Xactimate or is there someone else you recommend. In addition to your videos of course.
Lots of companies give training. I think Alacrity does. Great company to plug in to if you want to get started. They do training and then because you received training from them, they feel more comfortable giving you a shot at something.
@@danieltheadjuster Thank you sir, I'll do some more research.
You are welcome, good luck!!
I'm interested in being an independent desk adjuster. Would that require that I get deployed to another state? I'd rather stay local.
@debripley6367 Thanks for your question. It all depends on what insurance firm you work for. They may have opportunities for you to be a desk adjuster from home. It’s hard to know until you call them and ask them this.
@@danieltheadjuster Thank you
You are welcome!
@@debripley6367 You are welcome!
I figured in a month in a hotel I d need about 4000. Not including using your car mileage and gas. So if you make 10,000 that month. Subtract about 5ooo you are left with 5000 for you in that month. So it's just like a regular job, because all that overtime you ll make should have been more than that.
@PositivePulse123 if you are considering the calculations for a catastrophe, your income would be much higher. Potentially you could make $25-$35,000 during the one month catastrophe, depending on how many claims you were assigned, and possibly more if you were given a second round of claims. Your calculations for the hotel were correct. Catastrophes are very profitable.
@@danieltheadjuster wow ok. Is it still profitable to do independent daily auto adjusting?
@PositivePulse123 $10,000 a month would be extremely low for a catastrophe event. $25,000 to $40,000 is possible on a good field adjuster event. If you are working desk, you would make much less.
@PositivePulse123 yes, very possible I know several people doing this, and doing very well.
The more Auto experience that you have the better
🎉🎉🎉
Thanks!
People who have owned their own business are great at this and hard workers are a good fit.
Yes, very true. Being your own boss is the best.