Confirmed.. ganyan nga sa BPI and Security Bank.. maganda lang sa Security Bank, mas mababa ang interest.... for now.. But, pwede ka naman makipag deal sa BPI para I-match nila yung interest ng ibang bank.. kung ma approve ka sa isa...
Thank you Sir Chris for this video! I wish had this info a few months ago when researching abt this topic but I am happy that other people can now have easy access to these info if they want to have control over their mortgage. Also, for BDO, payment should be made over the counter on your due date para sa principal maapply, and make sure to call their Loans dept after, for confirmation and para mabigyan ng new mortgage schedule.
I want to delete my comment. Sobrang HASSLE NG SECURITY BANK. Unresponsive pa ung bank officer na nakaassign samin 🤦♀️ naiinis na kami almost 1 yr na from the time we applied for bank loan
Totoo po ba na 1 yr lang validity ng home loan application? if hndi pa narelease ni developer ung collateral / title kay Sec Bank.. maglalapse 😢 Nakakainis wla tlga kaming alam sa home loan process
Sir Chris ang galing mo!!! Thank u sa info po!
Thanks sir chris, very informative. Sakto bpi ang preferred bank ko for my home loan. As advised ill confirm this with the bank. 👍👍👍
Di ko alam pwede pala. Thank you sir!
Salamat po talaga sa info sir
Confirmed.. ganyan nga sa BPI and Security Bank.. maganda lang sa Security Bank, mas mababa ang interest.... for now..
But, pwede ka naman makipag deal sa BPI para I-match nila yung interest ng ibang bank.. kung ma approve ka sa isa...
Thank you Sir Chris for this video! I wish had this info a few months ago when researching abt this topic but I am happy that other people can now have easy access to these info if they want to have control over their mortgage.
Also, for BDO, payment should be made over the counter on your due date para sa principal maapply, and make sure to call their Loans dept after, for confirmation and para mabigyan ng new mortgage schedule.
You are most welcome!:)
Hello po.is it possible pwedi din ito gawin sa mga bdo branches outside the Philippines?
The best.
Thanks for this ❤
Thanks for the information, how about im out of Philippines and want to advance payment how will i do it?
thank you sir chris
Welcome
Hi sir, what do you suggest? Can I ask for advance payment right away before the home loan commence. And any idea about UnionBank?
Kaya crashing ang real estate sa pinas. Sa states may option pa nga online for principal only.
Hello sir, how about UCPB?
yung advance payment deretsyu bawas na ba yun sa principal amount?
How about RCBC sir?
How about po rcbc or sterling bank po?
Sir yung pretermination nakaka affect bayun ng credit score like kung gusto mo mag loan sa ibang bank?
Thank you sa helpful vids sir
Welcome
Paano naman po kung gusto mo na mag full payment sa car loan?
satisfying. thanks
any news about this sa RCBC home loan po?
Based sa table, maganda talaga mag loan with Security bank.. (for now)
I want to delete my comment. Sobrang HASSLE NG SECURITY BANK. Unresponsive pa ung bank officer na nakaassign samin 🤦♀️ naiinis na kami almost 1 yr na from the time we applied for bank loan
Once marelease na yung loan sa developer, ano anong documents po dapat ang may copy kami? also what if fully paid na loan.. anong next step
Meron ba online payment nalanv advance to prinicipal
Any idea sa citibank?
Applicable ba ito for car loan?
Totoo po ba na 1 yr lang validity ng home loan application? if hndi pa narelease ni developer ung collateral / title kay Sec Bank.. maglalapse 😢 Nakakainis wla tlga kaming alam sa home loan process
Hello Sir, thanks sa info.
What about Maybank po?
Hello, sorry, I didn’t get a reply from them.
How about pag-ibig, do they allow advance payment?
Yes
Just read my contract. I will pay 50 K if I terminate my loan early. BPI yon ha? Kinda disappointing. Unluckily I did not read the fine print.
Awww… is 50K based on your outstanding balance or is it a fixed amount for their pre termination?😬
Sir how about rcbc? Thanks😊
@@ChrisSuarezRealEstate 50 k on top of the full payment. Its like a penalty for paying off the loan early
Fully paid my loan sa china bank less than 2 years wala nmn silang nahinge na charge
Hi Eric, is this with China bank savings or China bank corp?
@@ChrisSuarezRealEstatecorp , homeplus loan
I think CBC ( Chinabank Savings ) ang may pre termination charge:)
@@ChrisSuarezRealEstate any idea with UCPB Savings po? (Landbank na ngayon)
Any idea for RCBC?
my charge po ba or processing fees pag nag pa advance payment?
Hello depende sa bank
BPI's Interest rate is now 9.5% omg
just found out my BPI loan interest will be 9.25% starting Jan 😢 currently exploring refinancing thru Pag-ibig