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BROKE NURSES| BROKE AND LIVING PAYCHECK TO PAYCHECK| NURSES ARE BROKE
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- čas přidán 14. 08. 2024
- In this video I talk about how nurses are broke and living paycheck to paycheck.
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Connect w/Me:
Accordingtotawanda@gmail.com
When auntie said, "clear the cart right now," had me screaming. 😂😂😂 Because I was on Amazon shopping while watching the video. I cleared the cart. 😂
@@chasityt2245 I love that statement she said. We all need someone there saying that on Amazon 😅
You better 😂
Well….i still have a couple credit cards to pay off but last month I paid off my car. I owed 9k…ITS GONE!!!! And I feel so free. House already paid off!!! By the end of the year I should be debt free.
Congratulations 🎉 What a wonderful achievement 👏🏾👏🏾
@kayabe856 awesome!! Nothing like the feeling off a debt paid off!!
Thats wonderful
THANK YOU!! I am sooo sick of coworkers complaining about their property taxes yet going on expensive vacations. I am soo sick of watching the repo man circling the employee parking lot looking for cars , yet my coworkers are having door dash deliver food to them at work. I am soo sick of coworkers taking their elementary school children on birthday trips out of the country but they have not even began to start saving for those same children post highschool education. I am so sick of avoiding sitting at certain coworkers desks ( which I only do so if my computer malfunctions) and getting bill collector after bill collector calls.
THANKS FOR SPEAKING THE TRUTH!! ...I am a practicing RN WITH 40 years experience.
Yep the bill collectors call and asking for so and so.. hot mess
Your first priority is yourself not your kids college....
@mariejane1567 please don't have kids. You give that me mentally up when you have kids. 😢
@@irockhard2538 why? I have two kids one in college with a scholarship and 529. And I'm debt free. What's your issue? Certain Blacks will continue to lose because you all are hard headed and can't comprehend a damn thing and have all the answers. Would a homeless person pay another person's rent or mortgage. College is not a civil right or an obligation. Are you taking out a car loan and mortgage for your child too?? Grow up and seek additional insight. You're the same person that thinks kids come first in a marriage too..... because you don't understand context.
@@irockhard2538 and it's mentality...
Thank you for speaking truth. We should not be broke as a nurse.
Facts!! 💯
Amen
I am a radiographic technologist. I have doubled my income (8g+ after taxes) just by traveling over the past 9 months to become debt free by July 2025! Being in the medical field allows to work a 36 hr week and pick up other hours at other facilities at a higher pay rate ! PRN is your best friend!! I don’t enjoy spending so much time away from home , but it’s only temporary!
Yes! I do the same! I’m a travel RN and have a PRN at a different hospital. I don’t want to work so much but there is an end in sight to be able to lessen the hours soon. It is definitely a blessing to have the opportunity to do so though.
Good luck on your end goal of July 2025 to be debt free! 😊
It will be here before you know it!
@@1SavageQueen89 Thank you, and whatever your goals are, I am sure you will achieve them!! Go get it!
“We’re not going out grabbing a bag to grab a bag.” 📣 Say it louder sis for the people in the back!
Khadijah it had to be said 📣📣📣♥️
Love it!!! Come on through Tawanda and preach. I'm at that point. I don't work overtime. I don't even work full time. July 31st will be 30 yrs for me being a nurse. I'm tired. I let my tenants pay the bills. I'll leave it right there.😄😄😄
Valerie I love it!!!! You’ve earned your keep 👏🏾👏🏾👏🏾👏🏾❤️
Yes, sister girl ... preach. I agree with your statements near the end of this video, please do not buy something, just because it is now on sale. Live in "sunny" Southern California near a major outlet mall which, always has a large sale (up to 50 percent off) on items during both the Memorial Day and Labor Day holidays. Yet, I tell myself the best sale of all is not buying anything at all. As an African American male now in my 60's, I retired last year and my current Net Worth is $1.4 million (smile ... smile).
These people are living as if they are rich, and they are middle class. Taking lavish vacations too often and constantly spending and not banking enough money.
You speaking TRUTH!!!!!!
I could blame social media for this. But it seems even more clear that people spend beyond their means to compensate for the emptiness they feel inside. Have faith in the one above and do what you have been called to do is a solid step out of this mindset. Listening to Nurse Tawanda is a solid step too 😅
Exactly if i can’t buy twice or afford it I’ll wait i rather invest while im young
I'm not a nurse but this hit dog is hollering....just went and signed up for the labor day overtime at my job plus some extra open shifts. Thank you cause I needed this today ❤
Get to bag Vee!! You got THIS💪🏾
Hey fellow RN
Yes, my largest debt is my car and mortgage. Yes I’m paycheck to paycheck but trying to break this cycle!!!
Felicia let’s get it out of the MUD!!!!
I am a Nurse and you not lying amazon takes all my coin. I need to get started paying off my debt also. Car, credit card Morgage all need to go pronto.
FreedomRN let’s get it DONE!!!! Report back SOON❤️
The way they are taxing my paychecks should be against the law! That's what's tearing my paychecks up!
Taxes SUCK!!!!! Definitely a crime!!!!
Everybody eating from that same bowl. No excuses. Fix it.
@melvinbarnes6652 naw you can kiss my @ss with that!...it's not the same for everybody... I'm a single woman with no kids so they are taking the MAX out of my paychecks.. save that tough talk for somebody else...if you can't relate, that's fine and move on. Period
Spend less
Same. Are you in NY
Tell'em Ms. Tawanda...the same rules apply across all professions....even rich people follow a budget. Keep these videos coming...love it girl!!!!!
People better realize rich folks watch their money 💰
Very good content Tawanda. The truth hurts but must be said. The luxury lifestyle that’s being portrayed amongst nurses is problematic.
Alright Tawanda! You speaking some truth! I’m not a nurse but what you’re saying can register in any profession. Right now I’m working overtime and got a side hustle. Working my way out of debt and building my emergency savings fund 🔥🔥🔥
Emergency funds are essential to the debt freedom process!! Congratulations on your progress 👏🏾👏🏾
Many Americans are living pay check to paycheck. A nurse is a respectable profession but it is a lot of hard work and not exactly high paying. The average nurse makes 50-60k a year. Many nurses work overtime’s, double and triple shifts, pen, and multiple jobs just to earn these 100k salaries.
Putting in 50 plus hour weeks are how a lot of people earn over 100k.
🤣😂🤣🤣 Empty that Amazon cart!!!
NOW😂😂🤣
This is random but I feel Amazon’s has made so much off of black ppl
From our cheap labor to us buying their products
They have build an empire off of us
But what have they offered
Do they have an upward mobility work program or help with student loans
Do they offer scholarships specifically to African American youth?
GO ....Tawanda .....I love you so much!!! I am RN like you, you really spoke my mind!
Kiyyaa, it’s gotta be said!! Thanks for watching 😊
Girl preach cause I know many that be sitting up acting like it’s all good but really broke cause they doing the absolute most . I don’t care what profession you are in if you don’t have discipline or financial literacy and constantly spending you will be living paycheck to paycheck
Keep motivating us Tawanda. I'm working 7 days straight this week. Then I get a 10 day break to spend time with my family. I've done this twice this summer. Even on my PTO weeks my paychecks look like full time because of overtime bonuses owed to me from previous weeks.
My coworkers ask me how do I do it and I say, "Every time I get a check I pay my debt and become a little more free."
Slay Kandy SLAY!!!! We gotta get it done!! 👏🏾👏🏾👏🏾❤️
I love your frankness. I'm a nurse and on a journey to pay off my mortgage I am aiming at bringing it below 30 000 this month of July by principal payments only. What a load off when the house is paid off. I dont care what other people say about paying the house off I know I will be psychologically free and can work when I want to for the insurance and tax.
Thank you thank you!!
Nothing like that weight being lifted!! Congratulations on your progress👏🏾Please keep me updated on your journey ❤️
I have paid my mortgage off 4 years ago and let me tell you that it brings a sense of freedom. When you don't have any debt and all that check is yours, that's a great feeling. To be able to save more, to spend more on yourself is priceless. The worst thing is to be working OT just to pay for old purchases. Working OT and seeing that savings and investment grow is amazing🎉
This is all true! Folks talk about how boomers supposedly wrecked the economy or something, but the truth is our grandparents understood they had to make do until they could afford something nicer instead of payment, payment, payment! I work in a hospital stockroom
So TRUE!!!! Our grandparents were built to LAST!!!! Thanks for watching 😊
I am not a RN, I'm a CHHA and I totally agree with you 100%. It's GRIND MODE!
It’s definitely time to GRIND!!!!
Not just nurses😮
Big FACT!!!!
The truth uber eats and uber over here..sis u right
I’m here ✅ and ready for today’s word 📝
Let’s GO!!!!
Yes ma’am
You're 💯💯 correct
They're making the $$ but not spending it wisely!
I've been on track since April and set on paying everything off, while still putting away in my emergency/ savings fund, and my IRA. Last goal is paying off my mortgage as well, 5 digits left.
You go GIRL👏🏾👏🏾👏🏾❤️
I’m considering going back to home health. Love your videos! ❤
I love home health. It’s my happy place❤️
This is definitely confirmation for me!! Thank you for the swift kick to get things done!!
Let’s get to it!!!!❤️
@AccordingToTawanda yes ma'am! I'm currently a travel Home Health Nurse and I know that the Lord wants me to be a better steward over what He has given!!
yes, honey back to the basics. I did my reset a few months ago. picked up & second job & overtime whenever It’s offered.
Yessss!! Congrats 🎉 Resets matter!!
Thank you for this wake up call!!
My pleasure Sonya! Thanks for watching 😊
Currently saving so I could invest and open my own healthcare business. I’m scared for the outcome but ready for this
Congratulations 🎉 You got THIS!!!!
Yes! Don't grab a bag 💰 just to grab the bag 👏🏾 Grab it to transform that income in to wealth. Invest it, Save it, Pay it in to your mortgage.
Shellbi you better tell em!!!!!
" This is the mid year reset that you needed." I bawled out okay!! Auntie thank you!!!!!
Been here since the beginning! Another gem 💎❤
@@BrittCancel Awwwww❤️😘
Love money Monday! Keep it coming.
It’s my pleasure! Will do!!!!
It’s only a sale if you can afford it
Preach👏🏾👏🏾💯
Ramit Sethi has an interview on his channel where a specialist surgeon with a stay-at-home wife is bringing in *$665K* a year and they feel broke
Lifestyle creep is a thing with healthcare professionals and money management is tough one for most of them.
Ramsey's Solutions found out that the top 5 careers for millionaires (USA) is Engineer, Accountant (CPA), teacher, management and attorney.
There is a retired teacher who has a channel ( _Happy_ _on_ _Monday_ ) to document her retirement journey. She retired at age 58 ½ with less than $500K.
Speak the truth. Still in school myself. Talking all the advice that I can get.🎉
Congratulations Sherry 🎉👏🏾
Tawanda glad I found you. I'm an RN in NY and notice my colleagues going on vacay constantly.
To have a 2 income household and still broke/struggling is crazy as h$&@….Married and broke shouldn’t be in the sentence.
Prn nurse here 😊 too and working overtime to reach debt freedom. Last debt is mortgage🎉 2030
People be offended by this topic why because they are these people 🙄 don't be offended by the truth are nurses broke absolutely not many have lots of money saved in the bank own their homes, cars, properties but they have no bills other than necessities they invested wisely bought things out right their not financing or charging things on credit cards those habits put you in debt and people are out here with six figure jobs not just nurses they are living paycheck to paycheck you're so correct I've been here you gotta fix these spending habits stop trying to keep up with a celebrity lifestyle and that coworker with the fancy car,big home and expensive scrubs who appears to have it all living the good life she or he might have a whole different financial situation or a spouse earning six figures double the income or they in debt as well lol trying to have a image sadly some people never learn gonna struggle their whole life if you're health or mental health declined you couldn't work anymore or couldn't work full-time some people would be in serious trouble we gotta think about our future plan well invest well 😊
They get so offended! They stay busy trying to impress people, or get what the next person has. All the time the next person got credit card bills stacked from floor to ceiling!!
Love this!
Thank you 😊
I appreciate the rawness and realness!! I'm working on it Mrs. Tawanda. 💪🏾
You got this Anastasia!!👏🏾👏🏾❤️
I’m not a nurse but auntie T you’re right on the spot 😂😂
Keep sharing and help us do the best with our nurse money
It’s my pleasure! 😊
I needed to hear this
Thanks for watching Tom!!😊
Because they're too busy trying to flex...
People stay FLEx’N!!!!!!
Sorry second comment,you ain’t said nothing but a word. The whole damn truth!!!
@@wandamosley9256 Thanks Wanda❤️
Clarify some nurses not all ❤
I’m not a nurse yet, I’m a medication aide and ouu you talking to me! I start my LPN program in August and I have no business living paycheck to paycheck especially since I have to pay tuition out of pocket, Let me take some notes NOW ✅ I start a CNA job on a dementia unit Wednesday, any tips?
Stack as much money, and get as much debt paid off as possible before you start school. Congratulations on your journey! You got this❤️
@@AccordingToTawanda thank you 💕
My daughter is starting college for nursing this fall. I'm sending this to her ❤
Girl Talk that Talk💰💰💰
Girl I’m try ❤️
Thanks for topic. My cousin just graduated nursing school and is asking me how to be a great steward of her money. I’m sharing this video with her
Dave Ramsey helped me
I believe You.
Thank you❤️
I am saving my money💕No spend months💕Cash Stuffing Queen💕💕Budgeting down to the penny( Zero base budget)💕💕💕💕💕💕💕💕💕💕
Yesssssss!! I love it!!!! Love, Love, LOVE some cash stuffing 😁
❤ idk why but when I watch your videos I feel like a nurse 😂
Nikki you’re a honorary nurse 🤣😂❤️
Very interesting topic thanks for sharing
Thanks for watching😊
I know someone who was in this situation. She then transitioned to work from home and was still broke. Had her two little ones in cheer and they were failing school. Smh.
Oh wow, did not know there are nurses living pay check to pay check is wild!!!
Why do I see nurses in luxury cars? I'm not a hater, but I also work in a hospital. I heard a young nurse with no children complaining about her $5K monthly rent. WTF?! We are not in NYC or CA.
I'm not a Nurse at all. I am in school to be a medical assistant paying out of pocket. Plus I have invested in doing my own lashes now. Because I just don't earn enough to pay someone to do my lashes yep. I am going to stop getting my nails done altogether yep. As a teacher I can't increase my money at all. This year I want this to be my last year of being a teacher because the education field is just paying me a 1,000 and I have a bachelors degree it's a no thank-you. I Thank God for youtube. @According to Tawanda girl I don't even earn enough to get a bag. I don't even do amazon prime ever.
Kayla you have your priorities straight!! 👏🏾👏🏾❤️
@@AccordingToTawanda Thank you. You’re going to laugh at this. I only have 1 pair of Gucci shoes I paid cash for them. The prices of there bag it’s a no thank-you. And I have a decent savings. Someone blessed me in my family. So I’m saving little by little cause the long term goal is nursing school.
@@kaylahood1000😂, you’re being smart and frugal, that’s the way to go💯
You betta tell em 😂
Thanks for watching 😊
Great video
Thanks for watching❤️
Them girls trips, Birkin bags, and Maestro's dinners are adding up!!😂😂 I'm in California and some are making 300k they can't be that foolish with their money.
You’d be surprised!!!!
@@AccordingToTawanda Good video sis.
@@Chris-hz3bt Thanks so much Chris😊
Amazing!!
Thanks!
I don’t have a house so my only debt is my car, and a small student loan that I’m trying to see if it can be taken care of by the government! lol ❤
Clear the Amazon Cart 🛒 😢
Clear it NOW!!❤️
Say what 😮
Broke and living paycheck to paycheck!!!!
I dint even know Amazon does sales or prime sales . I’m hardly on Amazon . Ain’t got time nor any interest in Amazon items except absolutely dire need can’t get it no where else. Even at that i he scared of quality n most of wat they sell u can find better n cheaper at Walmart . More of a brick n mortar person. Besides I’d get it cheaper at the store than at Amazon
People be more concerned about Amazon Prime Days than their real life🤦🏽♀️
Facts
All FACTS!!!!
I made 1200 for working July 4th and putting it towards building my emergency fund.
Hey Joy😊Yesssss!!!! Get IT!!!!👏🏾
Respiratory therapist here listening in ✨✨
Initially I was offended at the title ......looked around my house and said DAMN...did not need all this crap in here! The money I could have accumulated not fantasizing an imaginary lifestyle. Preach.
glad you got over it.....❤
I am big on budgeting but the company I am with is not big on money. But I NEED to cut back on the eating out. I sent you an email help me girl 😮💨
I just responded ❤️
Thank you 🙏
Sounds like broke nurses don't know how to budget properly
Preach ❤
Preach 🎉
hey ! i’m a NICU RN of 2 yrs. i have a buisness idea but would love to get your advice on it !
💯💯💯💯💯
Yesss!! It’s the TRUTH!!!!!
I’m not a nurse but I have two medical bills worth $1,113.00. I was able to save $10,000 in six months for my emergency living expenses. I Plan to save an additional $10 thousand by the end of the year.
I'm an engineer and Dave Ramsey helped me
Bad policies and high inflation.
What kind of Nurses are y’all? Because the ones I know bringing home 4500 a week!
And they bills $6500.00 a week!!!!! May it make SENSE!!!!!!!!
Easy when you have a husband with additional income. 😊
Excuses.
Husband don’t matter if the discipline and accountability isn’t there. Thanks for watching!!!!
Keep telling the truth!! 😂
Don't BE AFRAID YO STATE FACTS!!
There's no way nurses should be broke outside of student debt. There's WAY TOO MANY opportunities in the healthcare field for that to be an issue.
It really should not be happening!! Thanks for watching 😊
No lies told😂😂I remember me and my husband sacrificed and bought a FORD Focus cash.. my co worker was like what kind a car you bought.. a Focus.. she was like I would
Never buy a Ford vehicle🙄in my mind I was like no one can come take it from my driveway😂whatever.. we live below our means.. we are debt free, i work part time now.. and say no to overtime.. my husband is retired from the navy.. being stay at home dad..😂saving for kids college and our retirement.. some of these nurses are haters and love not sleeping at night because of bills😂
👏👏👏☺️
Look out Suze Orman!!! Oh sh!t with the barbecue!!! Clear the cart!!!!!!!!!! Girl you are bringing it home with this one 🤑
Lester it had to be said😂 Thanks for watching!!
👏🏽👏🏽👏🏽👏🏽
Hey Girl❤️
@@AccordingToTawanda Hey!!
That's what am talking about .won't he doitttt..perioddtt❤..love you girl
Ama listen 👂
Amazon it’s a billion dollars rich because of us women yes women buying getting into debts and more debt
🫣
cancel xmas
Work overtime, taxes take the money I earned. This sounds good until you burn out and wear down your body. I don’t want to live to work. Not to be rude but ain’t no way you should have a husband and you’re working 3 different jobs.
@@VivaLaGlamXOXO Yes I work THREE JOBS. However, I work less than 40 hours a week, AND I make six figures working less than 40 hours a week. Thanks for watching 😊
My Name is Tawanda MSN RN form NJ 🦋 ai have six figure Debt mortgage and student loans! Yes I’m living paycheck to paycheck 🦋
After Tax I bring home 10,367.00 Monthly
Hey Tawanda 😁Your income is great! I love it!! Thanks for watching 😊