The best place to invest between treasury bonds, money markets , saccos and chamas | LNN
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- čas přidán 3. 06. 2024
- Ever wondered where to best invest and get great returns?
Well, on today’s episode of LNS, we get to rebuild with Susan and learn extensively the truth about treasury bonds, money market funds, saccos and chamas and which gives you great profits
#LNN #LNS #LynnNgugiNrtwork
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Key takeaways:
1. Invest in a place where the return is higher than the rate of inflation
2. Money is valuable to you when it is working for you
3. Living below your means now increases your means for the future
4. Being broke after impressing is different with being broke after investing
5. The goal is not to look wealthy but to be wealthy
Nuggets of wisdom 🙌
When it comes to money, HOPE is not a strategy 👏👏👏👏👏
What is her channel called
❤❤❤❤❤❤❤❤❤❤
@@wambuikimani9652it's called @Susan.wanjiku
@@wambuikimani9652 Susan Wanjiku
Thank you so much for having me over Lynn. I really enjoyed this conversation. 🙏
Really great having you🙏🙏🙏
You are incredible:)
You are amazing Susan, I've learnt so much from you ❤
You teach with so much ease
Hi Susan..
I need your coaching urgently..
How can I get in touch
My coach....
So how exactly can we guard against the coming financial reset for 2024? Like what are really the best strategies to make our portfolio recession proof against the incoming financial reset? I'm very worried about my $110k stock portfolio.
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.
I agree, having the right plan is priceless. My portfolio is well-suited for any market and recently doubled since early last year. My CFP and I are aiming for a seven-figure goal, which might take another year to achieve.
Great gains! Can you share your CFP details? I'm gaining more cash flow from my job and want to invest in stocks and alternative assets to build wealth.
'Amber Dawn Brummit' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
This young girl speaks like she has been around for 50 years! Very knowledgeable and very informative!!! Impressive!!!
😊😊😊
Sure very very impressive
Being broke after investing is not same as being broke after impressing
You can say that again 😅😅
Very educative!!
The book in waiting
This is me😅
You're very right
The fact that we can get this for free is amazing
Hi Susan,
This is mrs Gichuru your Roysambu primary teacher. Congratulation. You are are doing a good job. I w
ould need help from you
❤
this is a super girl,
Were you her maths teacher, if i may ask?
😂😂😂😂😂aiiiuuu mwalimu wa maths run
Mwalimu ulimfuza somo gani?
CBC should add this in their syllabus
Please do a version for the young ones...
Even if she speaks for 8hrs I'll still listen to her cause she makes sense in every statement she makes❤❤❤
Same here !!!
Same here
Me too
Not me sitting here in my 40s listening to a 29 yrs old, teach me some things i know not about money 😢. After being in business for over 15 yrs. Life has no balance. I am really taking notes.
.
Don't beat yourself up in the journey of money. No one teaches us this stuff. Tutajulia wapi? Learn and take action. That's the key. All the best.
There's always a learning point. Don't beat yourself up❤
❤
My fellow sailing in the same boat waaaa this young one is rich in knowledge.
Also here
As a middle class citizen who is trying to have stable finances, I’ve always been an advocate of investing in the stock market because it has paid off handsomely since I got into it.
You can’t overlook the fact that it’s paramount not to get greedy but to remain invested through careful study, if not you can lose it all.
I’m a virgin investor and looking to get into investing in the stock market but my friend warns me of the dangers involved in the market. How true is this Mlambo?
My colleagues had a good laugh at me when I told them I started my journey with $5k capital and how I accumulated over 5 figures within a span of 7 months. They never believed me until I pulled out my P&L.
I know that learning the ins and outs of the market isn't for everyone, that's why personally, Jonas Herman oversees my investments.
@@Zmlambo
While it may sound enticing, it is important to understand that stocks, like a fine wine or a Monet, has no standardized value. You look all good on the outside, while you wait till almost death to enjoy your wealth which presents an enormous economic(uncertainty) risk.
Hi. I’d like a pointer to get to him. I've tried stocks myself and have failed multiple times even with the so called courses!
Sue was focused and confident. Classmate and roommate. Celebrating her success.
1.Make money
2.Keep money
3.Multiple money
O waooo,learnt so much.Will embark on wealth creation.
Black tax is very emotional. Its sickening, its painful. Its not that we dont want to help, but its overwhelming. Whenever you receive a phone call from home you dread. Because money has to be part of the solution. Mungu atusaidie
Can't agree more
I know 😢😢
😢 I know!
Black tax means helping people?Please educate me coz I help so many people
Can someone tell me more about black tax please
I learnt something today. "Being broke after impressing is not the same as being broke after investing.
Thank you Susan. I can't imagine how accomplished you will become by 40. I see you winning awards. 🎉
Watching while in my bed as always. Am 38 but financially free coz l started investing in business early. Looking forward to educate my fellow Kenyans soon
Please educate me, I'm all ears
Please start withbme l'm also 38yrs
Please do
interested
Lucky you but i think you should still get out of bed & walk around or do something...as an investment to your other non - financial portfolios
Lynn, yani hapa ni classroom. I love being in the LNN network because it's like attending a prestigious school without paying school fees. You literally teach us about EVERYTHING; relationships and marriage, business, investments, family, religion and spirituality, giving back to the society eeei ain't we blessed to have you. One day I will be your guest to shade some light on life abroad, please panga utembee France pia 😊.
Super excited for this episode because the amount of time and money I have spent on chamas and saccos I need to know if this has a future or not. As Always ROAD TO 1M. 🎉
😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😅😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😅😊😊😊⁰ⁿ😊😊😊😊😊😊😊
What is the minimum number of years for infrastructural bond and what is the minimum amount for this investment
Thank so much for this educative session. Very impressive. 👏🏽👏🏽
Thank you so much, waiting for next time class
😊😊
Literally burning the midnight oil to sharpen my Financial Literacy
Super Amazing ❤🔥🔥🔥
Just realised that this doesn't involve any complicated math like physics...just advanced knowledge!!
Lynn... This is the best show you' ve brought this year. Very informative of all the shows. People are illeterate financially out here, plis bring people of this calibre more. Experts in their area of specialisation.
Thank you so much Suzzy.
Exactly I agree with you
I agree 💯
I agree totally.... bring more of this
Susan helped me so much in savings! Yani I’m so grateful for her. A year listening to her and following along with the good stuffs she shares changed my life. I was able to save a lump sum for the first time. She is a gem❤️ sending you love from Tanzania 🇹🇿
Glad to hear this🙏
Susan is really a gem❤
😢😢😢 I should have known this before
@@eunicenyaga2695 Start from where you are dear.
I felt the same but what to do, just start from where you are and build up pole pole.
@@eunicenyaga2695 you’re not late! Maybe this is the sign you needed 😊start now, start where you are.
That sacking was a blessing in disguise, probably you'd still be there with no savings, no investments and in debt.
For real🙌🏾🙌🏾
I recently got my job at 22 years and I want to start investing as early as now.... thank you so much lynn this was an eye opener ❤️
Please please...time is your advantage. Your age is your wealth...please start and stick to it. At 30 you will be miles ahead
Susan's financial IQ is on another level. Her advice has really impacted me positively in my financials since the time I joined her channel
This interview has literally changed my whole life!!! Now this is how finding your purpose looks like, and using, living in your purpose, Both Lynn and Susan, you guys are pouring to us,...each in their own purpose! My Gosh!! Mind Blown
😊😊😊😊
KNOWLEDGE IS POWER👍🏾4YRS HAVE BEEN SAVING WITH KCB WITHOUT WITHDRAWALS BECAUSE AM IN GULF,IMAGINE HOW MUCH I WOULD HAVE BEEN MAKING IF I KNEW ALL THIS😭THANK YOU LYNN TEAM AND SUSAN FOR THIS FREE TRAINING❤ GOD BLESS YOU🌹🙏🏾🇰🇪
Please keep confirming your money is intact. Like keep checking balances.
Stella u can open a money market fund even from there ..transfer your money and start growing
Stellah open a money market fund. It's easy to do so.
@@thekingdomconversations254how can you open it
Is it safe online?@@thekingdomconversations254
Its so important to have an emergency fund. I remember how as a struggling graduate student in America I never had enough it wasn't even a hand to mouth living, it was bad. When I finally graduated and got my first job, I started saving half of what I made, I hated poverty so I was ready to sacrifice. I also read every personal finance book I could find and started putting money in a retirement fund, buying stocks and bonds, investing in Kenya, etc. Now I'm at a place where I'm not worried about the future unless something really unexpected happens. Please listen to this lady and start putting money away, even if its just ksh5000 a month, you'll not be caught off-guard.
I agree
Very true
Wow inspiring
I listened to her and woke up from my dream I had MMF account but I stopped contributing in 2019. I have activated it and also started buying bonds
😂Lynn, I thank you very much for hosting Susan. Very inspiring, very down to earth, very talented. I am on the fifth floor and am still learning money management.
My people perish for lack of knowledge. Thanks Lynn and Susan for the intense information.......
Bumping into Susan's CZcams channel is one of the best things that ever happened to me and my finances😂. Such a rare gem.❤
Tell me about it every Friday I pull out my notebook 😂😂
What's her channel called?
Susan Wanjiku@@PrinceRichardKE
The way i have wasted alot of money in wrong investments. I thank God, am wiser now. Wealth creation knock knock knock.
Recessions are an unavoidable part of the economic cycle; all you can do is prepare for them and plan accordingly. I graduated into a slump (2009). My first job after graduating from college was as an aerial acrobat on cruise ships. Today, I work as a VP for a global corporation, own three rental properties, invest in stocks and businesses, run my own company, and have increased my net worth in the last four years.
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
Exactly! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn
It is true, inflation has taught people the important of multiplying income.
It is true my dear, investing is the best idea currently and without it, human struggles are worthless.
I would recommend you work with a financial advisor...because in this current volatile market, it is advisable to diversify while maintaining in safe investments, given your budget, you should consider a financial advisor
As young woman am here to learn nipee like lynn nilale na kiatu ❤❤❤
Vaa gumboots sasa umepewa 😂😂lala nazo
😂😂😂plus socks@@Kasweetie_254
😂😂😂😂🙏
😂😂
Someone denied me this information,glad i got it,thank you Lynn 🎉❤
I like it that Lynn is letting the guest speak without too much interrupting her.i have seen interviews where the host keep steering the conversation in different areas showing how they knw things.
So kudos lynn
True
Susan is so knowledgeable, eloquent, and easy to listen to. I can listen to her all day.
Please Lynn kindly arrange for another conversation with coach. We're looking forward❤
Ready to learn 🎉🎉
Awesome
Eye opener
Eye opening.
Aww my favourite i am Zimbabwean but love Kenyan bloggers. Lots of love. I live to learn from you. Without further ado Lynn my favourite.
Chamwari zilikufamba
Fellow zigian ❤❤, we are learning here
I am Motswana I am slowly learning Swahili language.
Hi
The goal is not to LOOK wealthy but to BE wealthy 🤑 💯💯! Thank you Ma'am Susan. This is very insightful!
Wow this wisdom...
Amazing 🤩
Ready to learn 😊
Bring this girl tomorrow again she must continue with this information
On point sister 👌.
Great info!! 🎉🎉🎉
Susan is a good financial coach.Lynn please bring her back for more financial literacy topics. ( wealth creation & protection journey)
What's the name of her channel please?
Type Susan wanjiku finance coach.
Thanks Lynn for hosting Susan, the best show for me ever! I have learnt a lot from this young lady, such wisdom and eloquence. Go Susan go!
Glad i am here today,life changing!!
Very mind opening. Thanks Lynn
Glad i got this information at 25 and for sure i won't be making financial mistakes
Alot to unpack.💯💯💯💯
Thanks so much for that vital information
Beautiful class. ❤
Woow u finally owned up my request for u to bring susan thank u lynn you're the best baby gal❤❤❤❤❤
Thank you kwa kutuongelelea sisi wenye hatukuwa tunajua such a gem
Ready to learn, you look lovely guys 😍😍
Wooow!! thank you
Thanks so much
Good morning team LNS❤❤
Good morning Lynn and team LNN👋🏾
Quite informative, tnx
I love this
exactly what i was looking for.
I have come here to watch this episode, courtesy of my best financial literacy coach and pal, CuttieKijo. Half-way in, and am already blown away! From Waceke Nduati's "Making Cents- Real conversations about personal finance" and now this, all in the space of 10 days, am asking myself how did I just fluke by life? After more than 20 years in P & P employment, for the first time someone is making "financial freedom" look realistic and not a utopian ideal. Did someone say she's only 29, but she speaks with the wisdom of the ancient sages. I'll echo what one of the commenters said, it's like attending an Ivy League classroom, but without paying those stratospheric school fees!
This is awesome!Thank you very much
I ❤ this. Thank you so much
Very beautiful episode. Next time let her talk about education policies and insurance companies.
You are a wonderful creature Susan
Thank you so much
I learned alot
Ecclesiastes 11:2-6 - Invest in Seven ventures, yes, in Eight; you do not know what disaster may come upon the land. If clouds are full of water, they pour rain on the earth. Whether a tree falls to the south or to the north, in the place where it falls, there it will lie. Whoever watches the wind will not plant; whoever looks at the clouds will not reap. As you do not know the path of the wind, or how the body is formed in a mother’s womb, so you cannot understand the work of God, the Maker of all things. Sow your seed in the morning, and at evening let your hands not be idle, for you do not know which will succeed, whether this or that, or whether both will do equally well.... Sow. Cast your seed. Then its God above all.
❤
Wow❤
❤ great
Came right on time. Thanks ❤❤❤❤
Thank u I have learnt alot
Great!Information
This young lady has the wisdom of a 100 wahengas. God bless her, and you too, Lynn.
I used to feel gulity not belonging to a chama coz it has never made sense to me,Through coach Suzzy teachings,I have confirmed that i have always been right..
We are together in this.I have no apologies for those who think it's pride.
Can't talk much about chama but I was able to do so much with the money. I don't regret. But now we have the knowledge we can do better
And the way I have always hated chamas. In my opinion, people in chamas are just very bad at saving money themselves so they tend to depend on others
I dropped that shit this month😂 however I still have one for 2000 USD per month that I'm gonna drop at the end of this year.
Use the chama as a stepping stone to take you to the next financial vehicle...mmf ,the treasury bill or bonds.when u know better u do better ama?
Very very insightful.
Wow wow this one is on point.
Can't disagree i needed this
This lady is so educating... Wonderful
Thank you Lynn❤
Knowledge is power! Aki
Wow I didn't knw a friend could be this informed. Happy to see you Susan a childhood friend. You need to help most of us here. Thanks Lynn for hosting her. Watching you from USA seattle Washington.
Always waiting for new episode ... 😂😂😂❤❤❤mad fun likes
Very insightful
❤❤❤❤❤nice topic
Am very poor in saving,i overspend,No saving account....but at least now i know what to do.
Thanks for the show.❤❤
I'm very good at saving. Black tax tried to shake me a bit but I drew financial boundaries on everyone coz we can't live like this. Kila mtu ajitegemee. I'm very proud to be called stingy ❤
Paul I can assist you in joining a mmf for 11% with Pioneer Company
She's full of wisdom,ooh I wish I knew this some years back
@@mercymwiti7185let's chat
Love you and your work lynn❤❤❤
🙏🙏🙏
Lyn GOD bless you
I really needed this,thank you Lynn❤....here to learn
Thank you Lynn for bringing Susan, she's a financial power house. I never miss her financial Friday CZcams post
Excellent content I love it
This was an eye opener!!
My key takeaways-:
1. Invest in financial education: It will pay you the best return (you can never be conned, you cannot invest in the wrong place, and you will make maximum use of what you have)
2.The goal is to be wealthy and not to look wealthy
This's worthwhile listening,it's awesome...
Make Money
Keep Money
Multiply Money
Mind blowing. Thank you Susan
Wonderful
Girl, I just love you every bit…Lynn thank you so much🎉🎉