MONEY MARKET FUNDS EXPLAINED || THE ULTIMATE CRASH COURSE

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  • čas přidán 4. 09. 2024
  • Todays' episode is all about understanding Money Market Funds and how they work! You will definitely need a notebook and a cup of beverage for this one :)
    Enjoy,
    Coach Susan.
    The Compound Interest Calculator: thelegacyhub.c...
    GET PERSONAL FINANCE COACHING: thelegacyhub.c....
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    FIND ME ON INSTAGRAM: ....
    EMAIL: thelegacyhub.ke@gmail.com

Komentáře • 535

  • @susan.wanjiku_
    @susan.wanjiku_  Před 2 lety +116

    Hi guys, I will never ask you to text or Whatsapp me. If you see any such comment, even with the picture being mine, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

  • @Karendolby1
    @Karendolby1 Před 4 měsíci +138

    From Lynn Ngugi to here🎉🎊

  • @mel-ogejo
    @mel-ogejo Před 4 měsíci +38

    Lynn Ngugi brought me here 🙌🏾🙌🏾🙌🏾

  • @VictorFabian-lg8ku
    @VictorFabian-lg8ku Před 3 měsíci +157

    You have really done a great job putting up such an amazing video within a brief time, it is quite understood that the ladder to greatness demands sacrifice and a lot of concentration and you have shaded more light on the triggering things that may seem very uncomfortable and challenging in the course of pursuing this. A beautiful explanation thanks ❤

    • @user-fi1ec6qj2v
      @user-fi1ec6qj2v Před 3 měsíci

      Really a genius,at first I was wondering if she could actually say something reasonable but she has nailed it just exactly how it should be. What's left is to understand the primary process of applying and avoiding losing funds and with aid like this one can actually make the best out of the portfolio . Good job 👏

    • @Stephaniemac-cc8wc
      @Stephaniemac-cc8wc Před 2 měsíci

      Securing financial freedom demands good planning and as a business person proper awareness and workshops should be considered and carried out. It could be from a well established professional who carries the Interest of the client at heart and always ready to attend to the immediate challenges

    • @Stephaniemac-cc8wc
      @Stephaniemac-cc8wc Před 2 měsíci +1

      It is an aspect that one should consider important. And no matter the level of your earnings remember there is always a retirement age if you don't invest the funds properly it won't generate more funds and diminishing will set in which is a total mismanagement of the funds .

    • @Michellewhen
      @Michellewhen Před 2 měsíci +1

      One has to be very decisive in taking decisions that will Influence investment because at the end there will always be two results either positive or negative. I know we all want positive results but what are the things we put in place to achieve these results.
      - I think a good mentorship
      - researching
      - reading journals
      - paying attention to good content like this and applying them when,where and how it should be.
      These has been the lesson and approach my adviser JASON HERMAN PIERCE carefully pointed out which has really help me progress and see great deal of profits. It is something one should pay attention to and learn

    • @Michellewhen
      @Michellewhen Před 2 měsíci

      Nevertheless I have learnt so much about different portfolios from the dude and the level of positive returns from all the signals he guided me to take are actually awesome looking at the time frame and returns .

  • @lilianmwangi8994
    @lilianmwangi8994 Před 4 měsíci +5

    From LNN to this informative platform. Thanks Susan

  • @cherutodeborah
    @cherutodeborah Před 3 dny +1

    Im just from Lynn's channel.Girl I have learnt😊thank you❤

  • @tabithamambo9842
    @tabithamambo9842 Před 4 měsíci +3

    Lynn ngugi brought me here am happy for you Susan you are God sent to me.❤

  • @farmpassion1784
    @farmpassion1784 Před 4 měsíci +4

    Lynn your blessed to link us with Susan, we love you

  • @agnesowaga2462
    @agnesowaga2462 Před 14 dny +1

    You are an awesome teacher on money matters .Kudos

  • @jimmyjuma5926
    @jimmyjuma5926 Před 4 měsíci +2

    From lynn ngungi to here.Thanks lynn for introducing us to susan

  • @carolinembaka2857
    @carolinembaka2857 Před 4 měsíci +8

    From Lynn to knowing Susan

  • @robinkaranja8667
    @robinkaranja8667 Před 3 měsíci +1

    honestly it was short and sweet thats what our kids should be learning in school.asante

  • @priscahkipchumbachemtai-qf9un
    @priscahkipchumbachemtai-qf9un Před 4 měsíci +1

    Where were you all a long or rather where was I all along such that I've never heard about this golden information. Thank you so much Susan 🎉

  • @annkazungu988
    @annkazungu988 Před 4 měsíci +8

    LNN brought me here, ave never been this enlightened about money..waaah thank Sue

  • @michaeloliver9249
    @michaeloliver9249 Před rokem +244

    It's strange how people talk about all the profits, they've been making through trading of bitcoin, while am here making huge loses. Please can Someone put me through on the right path or at least advise me on what strategy to follow.

    • @elizabethwarren8060
      @elizabethwarren8060 Před rokem

      Wow...Amazing to see another investor who trades with Mrs Mary Harris. I am currently on my 5th trade with her and my portfolio has grown tremendously.

    • @richardsonp.
      @richardsonp. Před rokem

      You don't need to be shocked because I'm also a huge beneficiary of expert Mary Harris trading services . I have earned over $200,000 from her strategy.

    • @michaeloliver9249
      @michaeloliver9249 Před rokem

      This is impressive.

    • @michaeloliver9249
      @michaeloliver9249 Před rokem +1

      I think I need a financial adviser like yours. I have really lost a lot lately and won't want to loss more.

    • @michaeloliver9249
      @michaeloliver9249 Před rokem +1

      How can I reach her?

  • @ariimijean9080
    @ariimijean9080 Před 4 měsíci +2

    From LNN to here wow so amazing
    Watching all the way from Uganda

  • @alphaprinters9765
    @alphaprinters9765 Před měsícem +1

    At least you are telling people the truth, some guys pretend to be "experts" yet they are telling people MMF are completely risk free. You are one of the real ones out here and your advice is also topnotch 🙌🏽 Be blessed for that. I have a question though...the 15% withholding tax, is it taxed monthly or annually or when withdrawing only?

  • @naomizac18
    @naomizac18 Před 3 měsíci +1

    Kutoka kwa lynn ndo kufika...aky i have done procurement and you have made me understand about investment in a very simple way....

  • @catherinekatatumba
    @catherinekatatumba Před 3 měsíci

    Thank you Susan for demystifying personal finance for me. It's been liberating. Great video

  • @John99954
    @John99954 Před 4 měsíci +3

    From Lynn Ngugi to here for more 🎉❤

  • @ireneachieng5648
    @ireneachieng5648 Před 4 měsíci +20

    From Lynn Ngugi straight here

    • @_4our_6ix
      @_4our_6ix Před 2 měsíci +1

      We together, big shout to Lynn

  • @ogal.edifier89
    @ogal.edifier89 Před 16 dny

    You are articulate. Thank you for this informative piece!

  • @tabithanjengaofficial9820
    @tabithanjengaofficial9820 Před 4 měsíci

    From Lynn Ngugi to here thank you for educating me with beating around the bush.

  • @bethwairimu8885
    @bethwairimu8885 Před 5 dny

    The best thing Lyn Ngugi did was to bring you to her channel.......From today,this is home......

  • @mosescosmas7096
    @mosescosmas7096 Před 4 měsíci

    From Lynn Ngugi to here. We really need this knowledge in Tanzania🇹🇿

  • @chriswambua4035
    @chriswambua4035 Před 6 měsíci +2

    Bravo. Well done. I'm investing at Sanlam mmf.

  • @jesseonange7159
    @jesseonange7159 Před 4 měsíci

    Thanks Susan for sharing such productive knowledge
    Your changing Africa mindset and perception.🎉

  • @lifebeyondthescrubs
    @lifebeyondthescrubs Před měsícem

    A new subscriber.I watched your session with Lyn and I immediately knew you will be my go to person for anything related finance,savings, investments etc

  • @christineakidiva703
    @christineakidiva703 Před 4 měsíci +1

    I have just watched you on Lynn Ngugi and learnt a lot. Want to learn more

  • @maggiemuthoni5936
    @maggiemuthoni5936 Před 4 měsíci +1

    From LNN channel to here, i had to follow you and learn more about MMF and those investment options...

    • @dmtume
      @dmtume Před 4 měsíci

      I loved all about MMF aki

  • @dorahmulinge3800
    @dorahmulinge3800 Před 2 lety +25

    You inspired me to invest in MMF as I figure out what to do with the money, I started last week Thursday with Nabo capital. Thanks Susan

    • @snooksinthekitchen5622
      @snooksinthekitchen5622 Před 2 lety +2

      I also started with Nabo capital this month will be my 2nd month am super excited just letting my money work for me.Am sure we won't regret

    • @capitanoh1235
      @capitanoh1235 Před rokem

      @@snooksinthekitchen5622 how are the rates ?

    • @perrykinuthia3294
      @perrykinuthia3294 Před rokem

      @Dorah Nabo capital is the same as Chumz??

    • @dorahmulinge3800
      @dorahmulinge3800 Před rokem +1

      @@perrykinuthia3294 yes, chumz is an app made by Nabo capital.

    • @thomasmwangi1796
      @thomasmwangi1796 Před rokem +1

      @@perrykinuthia3294 chumz is a product of Nabo capital

  • @serianisanti7078
    @serianisanti7078 Před 4 měsíci

    I thank Lynn Ngugi for bringing you my way

  • @karumbah
    @karumbah Před 3 měsíci

    very useful information,glad i watched your interview with lynn🙏kudos👏

  • @carolmburu1064
    @carolmburu1064 Před 4 měsíci

    Here from Lynn's page and after opening a money market fund just yesterday. It feels good.

  • @patrickwambua7531
    @patrickwambua7531 Před 3 měsíci

    Very insightful
    Have known know that you can call your money any time in money market and you will earn all intrest

  • @carolinegichuki702
    @carolinegichuki702 Před rokem +1

    You made me save 20,000 ....just by watching your vlogs . thanks

    • @carolinegichuki702
      @carolinegichuki702 Před rokem

      I was a spendthrift...I buy anything I see,I earn 50,000 salary... starting a fast food joint as a side hustle and also hustling on transcription

  • @user-ow4ob2ws8p
    @user-ow4ob2ws8p Před 4 měsíci

    Lynn Ngugi deserves a gift from you Susan plus ur Team😂😂

  • @scholarnafuna9413
    @scholarnafuna9413 Před 4 měsíci

    Wao. Thank you so much for sharing this with us. Much love from Uganda 🇺🇬

  • @estherwambui4418
    @estherwambui4418 Před 4 měsíci

    Very informative and easy to understand. Thank you Susan

  • @mildredomumia6386
    @mildredomumia6386 Před 4 dny

    Very insightful.

  • @smartcyber7531
    @smartcyber7531 Před 17 dny

    I have found this channel through Lynn Ngugi, lemme subscribe

  • @terrynjoki3086
    @terrynjoki3086 Před 4 měsíci +1

    Am here with a note book thanks susan

  • @BeatriceWambui-di2xg
    @BeatriceWambui-di2xg Před 4 měsíci +8

    Hey Wanjiku,, kindly elaborate how one can open an mmf account,,

  • @briankigame7816
    @briankigame7816 Před 3 měsíci

    Thanks so much susan you are a sound financial advisor

  • @emmanuelidun5943
    @emmanuelidun5943 Před 2 lety +2

    Thank you Susan for the financial education

  • @theuntoldstories8122
    @theuntoldstories8122 Před 3 měsíci

    I watched you interview at Lynn Ngugi's channel, I got motivated. Thanks alot. Following and subscribed for more information. Keep it. We fail in life due to lack of knowledge in investment.

  • @bethakinyi2890
    @bethakinyi2890 Před 14 dny

    LNN thank you, thank you Sue for the insights

  • @everlynemuumbi4621
    @everlynemuumbi4621 Před 4 měsíci

    Be blessed Susan I have learned a lot from you

  • @mwash7777
    @mwash7777 Před 4 měsíci

    In kamba we got Wanjiku nowadays 😂😂??. Bt hi, thats so brilliant, ua eloquence is unmatched 🎉🎉🎉🎉❤❤

  • @merrywalsh2809
    @merrywalsh2809 Před rokem +1

    Watching from U.S. Very interesting, thank you. You guys get good interest rates!

  • @timothymuriuki8098
    @timothymuriuki8098 Před 3 měsíci

    Awesome, indeed you make a great teacher.
    How about some calculations on possible net income to investments of about 10k, 30k and even 50k?

  • @onelife7850
    @onelife7850 Před 9 měsíci

    Thank YOU Susan. This was truly insightful. Great info!

  • @abdinasirmusa8777
    @abdinasirmusa8777 Před 2 měsíci

    Very educational indeed. Thank you.

  • @annmacharia4353
    @annmacharia4353 Před 4 měsíci

    From Lynn Ngugi show..to here…final to CBK …treasure bills….

  • @galgallodido3887
    @galgallodido3887 Před rokem +10

    Hello,thanks for this, my question is; Do we invest every end month, every week? How is the investment done? And when it comes to withdrawal, do we do it at the end of the month?

  • @lornamokgatla1460
    @lornamokgatla1460 Před 4 měsíci

    New Member here from South Africa, Loving the educational videos and I will be signing up for Money market funds but question with who do I choose😊

  • @nenekarain539
    @nenekarain539 Před 4 měsíci +1

    I wish i new you when bond opened infrastructure

  • @mabakoenasekano8183
    @mabakoenasekano8183 Před 2 lety

    Susan you truly are a Godsend. Thank heavens for you.
    Bless you.
    Ever grateful,
    Mabakoena

  • @vitalissewe5889
    @vitalissewe5889 Před 3 měsíci

    Excellent educative presentation, keep it up

  • @mashaken6269
    @mashaken6269 Před 7 měsíci +2

    hello, veery informative, kindly suggest the best MMF to invest in

  • @vivianeagiza7733
    @vivianeagiza7733 Před 4 měsíci +1

    I listened to you Susan on Lynns show and I was totally impressed. I have a question how do I open this mmf?

  • @joycemuiga5820
    @joycemuiga5820 Před rokem +1

    wao! you have hit the nail on the head.Thanks

  • @worldwideinspiration.6842

    We are here for what we signed up for..Good Job Susan

  • @margaretauma6482
    @margaretauma6482 Před 4 měsíci

    I watched you on Lyn Ngugis show then came here to subscribe.

  • @zitaamani5341
    @zitaamani5341 Před rokem +4

    Hey Susan, You've not mentioned Cytonn in your recommendations yet most times than not it has the highest rates 🤔 do you have a reason?

  • @danielwnambafu6706
    @danielwnambafu6706 Před 4 měsíci

    My mentor you have the concept. Thank you.

  • @beyondenafitwellness7602
    @beyondenafitwellness7602 Před 8 měsíci +1

    Very insightful, thanks for the information

  • @gymcohcarter9247
    @gymcohcarter9247 Před rokem

    This is beautiful. Thank You Susan

  • @lilyajula6012
    @lilyajula6012 Před 4 měsíci

    From Lynn Ngugi to here. Am thirsty for more

  • @reine924
    @reine924 Před 2 lety +18

    What's the comparison between the ROI on SACCOs and MMFs?
    My Sacco for instance paid us dividends worth 10.5% on deposits and 13.5% on the share capital. After all deductions ie government taxes and management fee in a MMF, which one pays more?
    Looking forward to reading your feedback.

    • @Anitavibing
      @Anitavibing Před rokem

      @esther u in stimma sacco?

    • @reine924
      @reine924 Před rokem

      @@Anitavibing No.

    • @wachumusicofficial8911
      @wachumusicofficial8911 Před rokem

      What platform can you advice me to invest as little and get at least 500 daily interest and that my capital will not dissolve kindly help

    • @maryanne4908
      @maryanne4908 Před rokem

      Thank you so much for this.

    • @evyqarwi7563
      @evyqarwi7563 Před rokem

      Hello which sacco is that and what are deposits?

  • @joyzjazzy
    @joyzjazzy Před rokem +1

    Please make a video on bond funds and equity funds🙏🏽

  • @charlesngenyi1058
    @charlesngenyi1058 Před 3 měsíci

    Best financial teacher

  • @rickyjames5022
    @rickyjames5022 Před 2 lety

    Thanks coach Susan for the exposure

  • @NYAMU-e4w
    @NYAMU-e4w Před 20 dny

    Good job susan i loved your content

  • @sharonkemuntoo
    @sharonkemuntoo Před 4 měsíci

    Heh,starting classes from Lynn Ngugi 🎉

  • @conniemwale7020
    @conniemwale7020 Před rokem +1

    Thanks so much for the insight. Can you consider educating us on REITs please?

  • @lizzyachieng8961
    @lizzyachieng8961 Před rokem

    Thank you Susan… very insightful 🙏🏾🙏🏾🙏🏾

  • @anastasiaoiro3239
    @anastasiaoiro3239 Před 2 lety

    Thank you so much Susan... This is very timely

  • @omuutjoseph5348
    @omuutjoseph5348 Před 2 lety +11

    This has been so elaborative on MMF and I can't thank you enough. I'm adding another MMF account soon. 👏👏
    #256

    • @jakestonny7990
      @jakestonny7990 Před 2 lety +3

      I want to join one. Kindly can you share your experience

    • @omuutjoseph5348
      @omuutjoseph5348 Před 2 lety +1

      @@jakestonny7990 opened this year and it has that part of compounding interest, meaning each day your money gains interest and it continues to add on depending on the market

    • @tinsleywanjiku743
      @tinsleywanjiku743 Před 2 lety +1

      Karibu Britam

    • @emmaandvallarie3090
      @emmaandvallarie3090 Před 2 lety

      Can one starteven with 10k

    • @omuutjoseph5348
      @omuutjoseph5348 Před 2 lety

      @@emmaandvallarie3090 it's very possible

  • @charleschabby4730
    @charleschabby4730 Před 4 měsíci

    From Lynn to your channel happy to be here

  • @favouredgirl4819
    @favouredgirl4819 Před 4 měsíci

    From Lynn Ngugi girl uv changed my life

  • @JimmyRaise
    @JimmyRaise Před rokem +2

    WOW!! Your amazingly informed about the money market funds and you've explained it perfectly ..Thank you coach Susan🥳

  • @laurentambi
    @laurentambi Před rokem +16

    Super helpful and glad that financial education is become readily available for local mwananchi to digest 👏🙏🏽

  • @lucynjuguna9431
    @lucynjuguna9431 Před 4 měsíci

    Well explained,ave learnt alot.Thanks

  • @RoseNyambura-il7wf
    @RoseNyambura-il7wf Před 4 měsíci

    So informative thanks Susan.

  • @florenceomundi5877
    @florenceomundi5877 Před měsícem

    Very useful. Thanks Sue. You should have come earlier. God bless you 🙏

  • @peterkabiru5144
    @peterkabiru5144 Před 15 dny

    Thank you, well explained

  • @exgamer07
    @exgamer07 Před 2 lety +2

    Given MMFs return 7-10 percent annually in Kenya why would one still invest in equities? Global equity index returns about 7 percent annualized but with more volatility.

  • @dmb8623
    @dmb8623 Před měsícem

    Great information Susan!

  • @mghoiphenny995
    @mghoiphenny995 Před 4 měsíci

    Hi Susan, am Phenny and at the beginning of this year, I was really tired of putting my miney

  • @josephmakau1823
    @josephmakau1823 Před rokem +2

    the video is well educative and informative especially for people who are clue less about about investing. thanks alot

  • @makhosiwellness8233
    @makhosiwellness8233 Před rokem

    Much love
    Thank you for such precious sharing information

  • @iryn7794
    @iryn7794 Před 2 lety +3

    Thank you for sharing with us these great insights Susan.

  • @wambuinjoroge1726
    @wambuinjoroge1726 Před 17 dny

    Well done Sue.

  • @beatricewairimu1867
    @beatricewairimu1867 Před 8 měsíci

    Much appreciation Susan.

  • @jameskariuki6162
    @jameskariuki6162 Před 2 lety +1

    amazing, continue with the good job

  • @val_14k
    @val_14k Před 2 lety +12

    Great tips!! 💯 Thank you Susan for taking time to explain.

    • @IntroTo5D
      @IntroTo5D Před rokem

      Yes we appreciate this great info ❤

  • @ericmuasya2013
    @ericmuasya2013 Před 8 měsíci

    Greetings Susan.
    Thanks for the wonderful information you continue to dispense to your viewers.
    I like to know if you consult one on one. Am interested in more information on investment

  • @muthoniiii
    @muthoniiii Před 2 lety +8

    How does one invest in government bonds that's not through Unit Trusts?

    • @riunikii
      @riunikii Před 2 lety +1

      Check out youtube video by Centonomy on the subject

    • @denaemckown1504
      @denaemckown1504 Před 2 lety

      I will always recommend Expert Katie to anyone who wishes to invest in forex/crypto trading, her strategy is working for me. I am making good profits from crypto trading.

    • @denaemckown1504
      @denaemckown1504 Před 2 lety

      +1

    • @denaemckown1504
      @denaemckown1504 Před 2 lety

      (209)

    • @denaemckown1504
      @denaemckown1504 Před 2 lety

      214

  • @josephkarish4556
    @josephkarish4556 Před rokem

    You are such a good teacher

    • @josephkarish4556
      @josephkarish4556 Před rokem

      Does one have to like make deposits monthly to the MMF account?