July Budget 2019 | WHO OWES ME MONEY?! + Earthquake Drama | Aja Dang
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- čas přidán 4. 07. 2019
- Hi everyone! I'm Aja Dang and the July budget is here. Basically same old, same old. Thankfully I've been really busy over the past month so as long as I get paid on time by those I work with, we won't have a problem. Life of a freelancer.
• FINANCIAL TOOLS •
QAPITAL: bit.ly/2FW8Hah
COMMON BOND: bit.ly/2FQcNAQ
DAVE RAMSEY: bit.ly/2VDyw5l
•BUDGETS•
2019 Budget: bit.ly/2Vmpc5F
• GRAPHICS: •
Camila Diaz: www.camdiaz.com/
•BUDGETS•
2019 Budget: bit.ly/2Vmpc5F
•SUBSCRIBE TO MY CHANNEL•
bit.ly/SubAjaDang
•STAY CONNECTED•
Website: www.ajadang.com
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Oh you pissed pissed. You had some base in yo voice when you said their name.😯 Praying you get paid what you are owed very soon. 😥
And I felt the earthquake here in LA too. It was a real roller and shaker.
nikki1477 hella pissed girl!
I PAID OFF $10,000!!! Aja helped me stay focused. Thank you for the inspiration 🙂💖
Zayda Cortez that’s HUGE!
Wow! Good for you!
It's really interesting to hear about the debt journey from someone who can relate to having tons of money AND barely enough to pay your rent. You have such a fresh, interesting perspective.
When negotiating your contract, insist on a deposit then balance when you meet the deadline/requirement
Aja ... girl ... LOOK HOW FAR YOUVE COME . Girl you BUSTED YOUR ASSS TO GET HERE. No tears unless they are happy tears !
Keep positive Aja. Money will come. An inner dialog that works well for me is "money comes to me in expected and unexpected ways." Try it, you will be surprised at how the universe will respond! Sending love and light xx
“If you want to find happiness, find gratitude”
Your budget videos always inspire me to honor my own commitment to my finances. Seeing someone else experience setbacks and frustrations while trying to manage a budget keeps me from saying "screw it," when things get tough. I've also had issues with not getting paid for my freelance work. The hours of legwork, communicating with the company, and emotional work dealing with that merits payment itself.
Love how transparent you are, it makes everything more real and that struggles happen to everyone. I’m currently on my debt free journey and look forward to your videos!
You are so right with the importance of being grateful! When you are going at full speed towards a goal, its very easy to forget that you were in a completely worse off position only a couple of years/few months ago!!
I’m self employed and have added 5% interest for every day a payment is late. We have to fight for it. I have repeatedly been where you are with lots of people not paying me.
wow, interesting idea. I should look into that.
Aja Dang it’s usually enough that you don’t ever apply the 5% as it scares them into paying on time .....
OMG 😲 you only have $40K left in your over $100K when you first started this budget series !!!
I am sooo frigging happy for you !!!
You are such an inspiring and the best YT who is being real !!
You are not a FAKE CZcamsr who doesn’t pretend to be rich !!!
Almost home, Aja. don't give up.
This video is LITERALLY shaking things up! Changing the conversation about money. That was my reaction to the earthquake yesterday too lol
Thanks for the new monthly budget. I recommend this vlog to my daughter and any lady friends who ask for advice. I hope your experiences and how you positively deal with them reinforces what I suggest to them.
Keep doing you Aja! I love your budget videos so much. You're such an inspiration!
It’s always hard to remember to be grateful especially with money. But you are doing great and making so much progress.
These are some of my favorite videos to watch right now. I'm so impressed by and grateful for your openness about money here, it's really refreshing and always helps me think about my own finances and how to stay onto of them.
Thank you for being so open about these things. It's so inspirational to see you get through this journey!
I love these budget videos so much! I also work freelance / as a contractor so I feel the pain of inconsistent pay and having to postpone my debt payoff goals because of that tightened budget. Thank you for the reminder to be grateful about where I'm at with money right now! Wishing you prosperity and abundance in these coming months! ❤️
You are so inspiring! I love the end where you mentioned the importance of gratitude. I believe that, too.
The last stretch is the hardest..but you're almost there! Thanks for sharing your journey and adding positivity into the world.♥️
Aja keep your head up! Continue to have the right perspective and attitude of gratitude!
You're still doing amazing! Thank you for always sharing your journey! Every month I would watch your videos as I wrote out my monthly budget and this month I finally paid off my student loans! You were such a huge inspiration in the process!
Oh my gosh, CONGRATS! That’s all you boo
I love the fact that you're trying to find the positive in this. Thank you so much for also sharing your budget spreadsheet and being so transparent. I'm also on a debt free journey and this type of content keeps me motivated! Hope everything works out with the money that is owed to you.
Thank you for being so open about money. So many people struggle with debt. No one wants to talk about it
the late payments and chasing down money has literally made us so stressed the last year. We've had a "buffer," but it's like we are always playing catch up because of late payments. Not to mention the time it takes to chase down payments. Serious downside of what we do. It's helpful to know that I'm not the only one, but it's also so f*ed up because we are expected to turn in things on time etc. I've been wanting to talk about this, but also not sure how. SO THANK YOU FOR SPEAKING OUT!
thank you for being so raw, and organic and honest. Really really hoping you get paid, and that you continue to get paid on time.
Aja, it's incredible how far you've come. Your willpower and determination definitely shows and it's inspiring!
I am so proud of you Aja! Keep on keeping on! To your achievements and successes especially overcoming all your trials and tribulations!🥂
It's so important to be grateful. There is so much to be grateful for... life, health, beauty, friends,.... thank you for reminding me Aja! I will pray for you. God bless.
Aja - thank you so much for being real on your debt-free journey. It's not easy at all, I just started paying my students and should be debt-free in 2 years! Thanks for keeping us updated and I hope that brand finally pays you the money you earned!
I’m so sorry to hear that happened to you... How horrible! I will keep you in my prayers. Stay strong! As always I love your honesty. P.S your headband is super cute 😍
I hope everything works out for you. The struggle is indeed real. Keep pushing tho girl ... and don't let this discourage you from your financial goals.
I'm so glad I found your channel. I relate to your videos so much. Not being paid as a freelancer is a big part of the reason why I went back to my corporate job a few years ago. I'm trying to transition back to freelancing again. But not being able to pay my bills bc of it made me cry more than once! It's also inspiring how much debt you've paid off and it's helped my resolve to do the same.
Sidenote: I'm a NYer, but have spent a significant amount of time in LA (several 3 mo stretches + many shorter visits over the span of 20 years) and the two earthquakes I've experienced have been here in NY! It baffles me that I've never felt one in LA!
I've been experiencing similar delays (I work as a freelance writer) and have had to resort to using my "emergency" credit card to pay for basics like groceries. On a positive note, I renegotiated my loan yesterday and brought the interest rate down by 3%... you win some, you lose some.
Stay strong!!!! We love you!! ❤️❤️❤️
great seeing your debt is down to 45k~ from where it was, starting to see the light at the end of tunnel
It is excellent you have worked toward getting that debt down. Yes it hard to be greatful when there are eventful moments that can pause moving quicker toward goals set.
You hit 350k subscribers!! Congrats!!
Im sorry this happened to you. We’re still blessed. Thank you for sharing!!
I feel your struggle girl !! I have also been struggling these past 2 months because my fiancé and i got a new puppy and boy.. it’s been rough for me financially. But we got this!!! We just have to keep going and working on becoming debt free!!!
Thank you for uploading these type of videos Aja! You are one of the reasons why i stay motivated ♥️
I love these budget videos Aja! Very helpful 😌
Watching your finance video makes me feel relief to be born in Italy and don’t have to worry about life insurance or school debts 🙏🏻❤️
Girl you are so close! Look how far you’ve come! Look how much you’ve already paid off! You are nailing this! You’re doing amazing and inspiring others to do the same! Ive never had to make a hard decision when my dog needed medical care because you inspired me to get my shit together.
It’s hard just now, but the end is in sight! Freedom is coming your way! Keep on going - you’re inspiring us all and saving dogs along the way!
I can’t even imagine the stress that you are going through. $10,000 is a lot. Hope it all works out. I love your videos and how transparent you are with the struggles of being in debt. I have been following since the beginning and look forward to your video of you giving the finger to student loans! That earthquake 😱
Thank you for linking your budget! I'm going to use that as a baseline for mine, and I'm actually going to try and budget (motivated by watching your vids). Also, it's very cool that you're being so open and transparent about a topic people don't talk about. How much someone makes is such a taboo subject. It would be nice to break that barrier down so we could help each other learn and grow.
Thank you for being so real Aja a lot of influencers talk like they like live in lala land and I agree 100 being grateful is extremely important in life
This was an emotional one. I am trully shocked to hear that freelancers have so much trouble getting paid for their work. I had no idea. I really hope you will be seeing more consistent payments! I feel like you are working really hard and you will get rewarded for it at some point. You really inspire!
I admire your honesty!! I started following you because of your collab with passion planner and you have been helping me push myself to financial freedom! I get scared sometimes and I procrastinate but I really like being on this financial freedom ride with you, you are so genuine! Sending good vibes your way 💗💗
Hang in there!! You have come so far!! 💪
Hi Aja, thank you so much for posting this and opening up about you not being able to pay for rent. To be honest, I thought I was the only one! I’m sorry that happened to you with that company, nobody deserves that. Your work shows great work ethic and it’s unfortunate that people take that for granted. Hopefully things turn around soon and these companies become more aware of what they’re doing!
Also thanks for the reminder to be grateful . I need to remember too
Girl!!!! This is the most relatable video for me! My funds also got frighteningly tight over the last couple of months, and I *have* a full-time job! My work projects have been slow, and I had to take my per diem for a work trip to pay my credit card bill, and use my birthday money as per diem, ugh. I'm also SAG-AFTRA, and have only booked ONE union job in the 7+ years i've been union. I recently auditioned for another one (i'm in a non-LA region now), and i'm hoping I get it, but I still don't qualify for the SAG insurance. It is indeed, a bummer. ✊🏾
You are awesome! I needed these videos!
Interesting video! I love ur headwrap so much
Great video Aja, thank you for posting! I do hope that you will be paid what you are owed, that is insane! Good luck with everything you do! :)
I started practicing gratitude as well, I 100% agree with u.
Hi Aja! I totally understand when clients don't pay on time. It's. The. Worst. I made the mistake of working with a client without a proper contract in place and they were a nightmare to work with. Lesson learned. ALSO, thank you so much for referring people to the DFM Facebook Group. I'm not sure which video you mentioned it, but it's so nice to see likeminded millennials come together to pay off debt and live a debt free life. Appreciate you!
I love your budget videos! I just took a peak at your excel file and I think I'm going to make a monthly total page like yours in mine too so I can see when I stay under or go over budget!
Just came across your channel. I’ve been freelance for a full year and have only made a few checks here and there. It’s the half of 2019 and I’m destined to make a difference. It was all me in my work ethics and I’m working on that.
Truly, the struggles of freelancers. Hope you'll get that 10k!
I love your videos! You are very inspiring and I know a lot of people learn from you. I too was in student loan debt and it used to drive me nuts. What I did was look at it daily (idk if that was a healthy thing) but I was DETERMINED to pay it off. Every extra $$ I received in my paycheck and/or bonuses I would put it towards my debt. I've paid all my debt off and it's been about a year. Don't worry you will achieve your goal. You've made it this far!!!! I know it can be stressful but I love that you are grateful for all your blessings!!!! You are not the only one suffering from debt and trust me when you finally pay it all off you will feel sooo accomplished!!! I know I do; so keep your head up and think of it this way...it's not only the destination...it's the journey. Stay positive and keep your head up!!! You got this girl!!!!
This video is right on time for me! Currently in the midst of paying off all my credit card debt and I have to get some dental work done which is costing me $715 out of pocket (with insurance). And an upcoming surgery which I have no idea how much its going to cost out of pocket after my deductible PLUS the unpaid time off of work I will have to take in addition to physical therapy all while I am trying be out of credit card debt by March 2020.
From one freelancer to another, the title of this video spoke to my soul
I love these finance videos and thank you for sharing your journey with us. Also, your lashes look so good! Are they extensions?
ya girl. always haha
That's so frustrating Aja-- glad you called out the company because that's not ok (maybe call out the agency too?) Us freelancers and content creators need to talk about this stuff more so no one else has to deal with it. I've been very lucky that I've not dealt with this much. Maybe this is something you already do..? but I only do partnerships with brands who will put down 50% upfront, and I don't do any work before that lands in my bank account. I find that brands/agencies who are able and willing to do that will usually never have a problem with sending the final payment on time. Sorry if this is something you already do :) I'm also lucky that here in the UK there are strict laws against companies who are late on invoices, and after 30 days late payment, the freelancer can start to add a percentage more per day that it's not paid.
Thanks for sharing I was thinking of buying a pair of ASICS just today. It’s such a weird coincidence, after hearing this. I don’t plan on buying anything from them now. I get being self employed because I am to. But there is such as thing as choosing to do right by contractors and people that represent your company.
Ooo, I love that you got that earthquake on video (and everything was okay after). I live in the Bay Area and the last earthquake I felt was in the middle of the night. I woke up cause my bed was shaking, sat up, texted my sister-in-law like "was that an earthquake? I thought someone was shaking my bed", and then I literally just went back to sleep. Haha.
I love your budget videos. They give me the motivation to keep up with my budget.
Three payments from being student debt free! Thank you for your budget videos 🤩 definitely one of the factors that helped me!
Lynn Ly oh my gosh - that’s awesome!!
Girl, woke up at 4am because of the aftershocks. Nice chatting with you on IG about building that emergency kit! ♥️
Alyssa Yes definitely great to have an emergency kit and funds..
Glad I never bought anything ASICS before cuz they clearly don’t care about doing good business! Can’t believe u caught the earthquake on the camera. 😮
volcompunk58 it’s not ASICS it’s the pr company. They likely paid the PR company, who never paid Aja. I hope she gets paid, but it’s unlikely
volcompunk58 exactly, ASICs hired a PR company that apparently is very bad at handling money.
leslievanhouten If you’re in a car accident and don’t get a check, you call out Progressive, not your insurance agent. ASICS should pick a better PR company and have a policy in place for things like what Aja is going thru. Hope it gets settled soon Aja!!
@@AjaDang if that PR company was hired by ASICS to manage things for them and if the contract you signed was with ASICS, they should be reliable to pay you. I hope you get paid really soon.
I´m sure everything will pan out for you lovely Aja
Thanks Aja! I am, in a way, where you were two years ago. I just finished grad school and got a job as a therapist + I also do freelance work. My husband and I have $360,000 worth of student loans between us. Your monthly budget videos continue to be an inspiration!
Brandy Walker you have a large amount to go but you can TOTALLY do it! Don’t give up
I'm so inspired by your journey! My husband and I consolidated our credit cards and medical bills into one easier payment and will be debt free (except for our car) soon! I can't remember the last time I was debt free! Hang in there. You're doing an amazing job!
Lisa Anderson you’re almost there too. Congrats!!
No lie as someone who was a contractor for quite a few years I feel your stress when others have to pay you at a certain point and don't it's super stressful and part of the reason I'm back to full time work. I get regular paychecks now and only do contract work on the side though I still have about 90K in debt to go and half that is student loans. Bleh.
Just as actors have a union. Influencers should form a union-the only way workers have ever gained economic security, quality benefits, and control of their work conditions is by unionizing. I used to work for a nurses union and I’m now a pre-nursing student. Once I graduate I’m going to try to get a job at a union facility the quality of work life is phenomenal.
On that note, companies are increasingly hiring “independent contractors” or any another “non-employee” category to avoid having to pay workers properly or give them benefits. Since, most labor law and worker protections are centered around “employee and employer” relationships. However, labor law is limited and unions have historically worked outside the legal system, which is a good thing. The strength of a union is dependent on the unity of the workers and the workers knowing that the company’s profits wouldn’t exist without their work.
And also yes to #Medicare4All! National Nurses United is the nurses union that has brought this issue to the forefront. Most developed nations have universal healthcare and the U.S. despite being one of the wealthiest countries in the world does not. In the US medical debt is one the top financial burdens people face in this country. By tying healthcare insurance to employment it creates an uneven power dynamic between employee and employer. And prevents people for pursuing other things in their life like school or starting business that they would do instead if they didn’t have to worry about paying for healthcare.
Just morally idk how people just don't pay others for their services!! Stay focused Aja because you truly are an inspiration. Will be praying for you sis!
Jasmine Joseph thank you! Ya, since I’ve been in this situation, when I work with someone I make sure to send them money once I get their invoice.
@@AjaDang you'll certainly get blessings for that! You'll definitely get what your owed. Keep it up! Thank you for always being transparent!
I feel you girl. I’m an entrepreneur and I have 2 vendors that owe our company 11K so I understand. Praying for you dear 💕❤️ paid off 18K in debt in May and June, thanks for the inspiration
10,000 is a lot of money you should hound them on social media and get your subscribers to help hound them to pay you back.
But then a company may not want to work with her again ....
mad as usual that’s true but it is up to her. if I was aja i wouldn’t want to work with a company that has no work ethics they owed her money since 2017 it is 2019. There will always be more and better brands to promote.
@@madasusual498 that's fine. I don't plan on working with them again.
XoXoMandy I’m sorry, but they don’t really owe her anything, legally, if they paid the PR agency. Aja didn’t have a contract with ASICS directly. I used to work at an ad agency, and we would work with production companies all the time who handled the talent. I’ve seen people file against the ad agency when the production company didn’t pay. But the ad agency didn’t owe them anything. I know that sucks, but t that’s how it goes. I hope Aja has a good lawyer.
@@leslievanhouten ahhh that makes sense, it's the middle man's fault then right?
Omggggg you got the earthquake on video!!!! It was scary this time around!!! And I’m closer to San Bernardino 😫
Aja love these videos. Lol our loans are twinning, I'm at 30k as well. The deliberate gratitude for the paychecks is something I will adopt. Its easy to get frustrated that my limited income even after side hustles is slowing my debt payoff. I will try to be mindful of this going forward
Just remember you’re not alone Aja. I did some work for a multimillion dollar company but still haven’t get paid until now. Funny coincidence, that job was in late 2017, and amout was similar to you as well.
OMG that's crazy...earthquake!!!! I did not feel it, nor did my dogs. LOL Aja...so sorry things are just not lining up for you right now. You are absolutely gorgeous, and have a great presence, I am sure this is just a small bump in the road ;)
Aja where is that headboard from??! can't find it mentioned in any of your videos :) love it
Rikke Nielsen It’s the Hanging Leather Headboard from The Citizenry - all handcrafted in Portugal.
I FELT THE EARTHQUAKE TOO!
I love ur videos Aja...u keep *ish real and to the point...thank u 4 sharing...btw...you handled the earthquake so calmly...the camera would've recorded me running around the room screaming the sky is falling...4 sure...😫
Liz Z girl. That’s bc I thought it was my dog scratching himself, which was causing the bed to move. I was so confused haha
love the intro~~~
The big earthquakes happen in my home town. We were out of town for the 4th but it was really scary hearing about it from my friends. But your reaction to the earthquake is similar to mine when we have the smaller ones.
Such a strong video I 100% relate right now. I'm going through the same stress beacuse of this inconsistent income. That payment situation is so upsetting to hear and this needs a lot of faith and persistence, that's why I'm not here to tell you that I hope you will get payed, I'm here to wish that the payment that you deserve and WILL arrive to you will be there SOON. Because it's yours, you worked responsibly with a contract, your ripple effects literaly changes financial lives of so many people watching you, me included, for the better. There is so much goodness comming your way because of that. As a freelancer myself, I think we need to take responsibility to not accept this Bad business world for what it is and figure out together through online platforms how to start the conversation and re-evaluate new norms an red lines.I feel that us, this new generation of freelance workers if I may call us that, must not accept these norms the way they are now. Thank you for this powerful video!
SO much progress since you started budgeting!!! $45k of debt left!! You are getting closer and closer to debt-FREEDOM!!!! Stay focused :)
Chellie Saves I’m hard on myself sometimes but when I think of how fun I’ve come only after a year and a half, can’t help but feel proud
Damn, I'm so sad to hear about you not getting paid. I see all your Murad and other brand posts and am so happy for you but it makes me really disappointed in these companies. You're an inspiration, keep going!
99.5% of the brands I work with a very professional and great on payment. Murad is a great brand to work with! You can always tell when I have respect for a brand (ethically and product wise) when I work with them multiple times.
I am so glad that's the case! When you said it had been so long between checks I just got worried. Glad I can continue to support them 😊😊
Hi Aja!! Thank you for another Budget video and sharing your financial journey. I would suggest reaching out to the company again as a final warning or letting them know your seeking legal action to get your $10k. I am not sure if you can file small claims with this large of an amount through court, but definitely do more research. I hope you get your money cause that isn't right for any company to do especially when you provided your services and were not compensated for your work. Also if there was a contract signed by both parties they should legally honor and compensate you the amount that is rightfully owed through the terms. Wishing you luck on this situation!
My mouth dropped 😮😮😮
Love your videos. They always motivate me to continue to work hard to pay off my debt. I’m not sure if you’ve talked about this before but do you track/focus on your credit score?
Ciera Austin well I use credit karma but since I’m paying off my debt so quickly, I don’t need to track my credit score bc i know it’s good just bc of how much I pay off in debt every month
That headboard! Details please 💜💜
Hey Aja! I actually live a few miles from Ridgecrest where the earthquake was-it was freaky, but watching it on your video made me laugh!
like, I didn't really understand what was happening! haha
Aja Dang we just had the 7.1! Stay safe!!!
It's been awesome watching you destroying your debt Aja. Keep it rocking you're almost there. I pray that $10k check comes in for you. PAY AJA ASICS. DO THE RIGHT THING!!!!
Thanks Aja for pointing out the importance of having gratitude! Good reminder
Wow girl last time I checked on you, you owed $90,000!! Good job down to 40!! Congrats you are getting there!