November Debt Update! | My Debt Snowball | Day Ramsey Inspired
Vložit
- čas přidán 5. 11. 2019
- Hunnies! My update on this hideous debt is finally here! Its shocking to me that after almost 2 years of struggling with financial peace Im almost half way out of debt! Its been a journey and I cant wait to see the end of it!
Thank you so much for watching and like always don't forget to LIKE, COMMENT, & SUBSCRIBE!
-Erika
________________________________
Shop all my budget & planner related stickers here: www.etsy.com/shop/erikalifevlogs
______________________________________
Need Help Starting To Budget? Check These Videos Out:
- Creating A Zero Based Budget : • How To Setup a Zero Ba...
- Breaking Down A Paycheck into a Budget: • Paycheck Breakdown & M...
_____________________________________
My Filming Equipment:
Camera: amzn.to/2GmYuVm
Tripod: amzn.to/2PnwsM0
My Budget Planner: shrsl.com/1wvpe
My Wallet: amzn.to/31n8pl5
My Pens: arteza.com/collections/pens/p...
* These are affiliate links that I make a small commission from but does not cost you a thing*
___________________________________
Find Me on Social Media!
Instagram : @erika_lifevlogs
/ erika_lifevlogs
Twitter: @erika_lifevlogs
/ erika_lifevlogs
Etsy: etsy.com/shop/erikalifevlogs
Email: erikalifevlogs@gmail.com
♡ Send me Mail ♡
Erika
P.O.Box #227339
LA CA 90022
_______________________________
Music Credit to:
Song: Lazy Crazy - Dance With Me [Concordia Recordings]
• Lazy Crazy - Dance Wit...
_______________________________
Planner Cover: www.etsy.com/listing/72438297...
TheGoldProject CZcams: / @thegoldproject - Jak na to + styl
YOU ARE A HUGE MOTIVATION FACTOR IN MY JOURNEY! 😊😊😊😊. I remember when your debt reached the bottom of the page. I'm proud of you! You are almost to the finish line!
Thank you! You have been with me for so long! ♥️ I wish you the best of wishes on your journey too! We will hit that finish line!
@@erikalifevlogs 😁👍😊
I know what you mean I live in New York City the struggle is real!!!
My first debt I paid off was a 500 dollar finance. It was a monthly payment of 49. I did the math it was about 9 months early of a payoff. My mind was blown it would take that long. Looking at that really inspires me.
It makes a huge difference what a little sacrifice can accomplish! Saves you a ton of time and really sets you up for a better future
I just want to let you know that you inspired TF out me and I got a planner and it's been life changing! Thank you so much for your videos :)!
Congrats! Keep it going 🥳 I’m going to set up a debt tracker soon!
I watched when you listed all the way down the page. Congrats, that is really great
Congrats on 10K, I remember when the page was at the bottom, and you were working two jobs! I remember when you would have the splurge for new jeans, but you always got back on track! You go girl! Thanks for being inspiration!!
18,800 in 11-10 months girl yes!!!!!!! I love your notebook, voice and hands lmaoo!!! You are an inspiration. I’m paying mine off too. I do mine a little difference but you always give me more ideas! I look forward to all your vids🙌🏼
When you get up to the student loans I think you should break it up and tackle it that way
Heyyy, always exciting waiting for you're uploads!
😊thank you
This is so amazing!! You have been kicking ass, and I totally remember how long of a list you! Be so so so proud of yourself 🙌🏽
Thank you Steph! ♥️
Congrats Erika !!!!!! We are so proud of you 💕💕💕👯
Thank you!!!
Are you planning on getting ahold of Dave Ramsey to do the debt free scream?!
Wow that’s amazing! I wish I had found you before when I was in so much debt the first. Lol
I admire you so much!! Sometimes I get so down with this journey and I watch your videos. Thank you for keeping me going.
Awww you are so welcome! Keep going!
Ericka this is amazing! I went back and watched some of your old videos, and it’s amazing to see how much you’ve accomplished! Way to go girl, your killing it! 🥳🥳🥳
Thank you!!!
Yay!! Good for you🙌🏼 Paying off debt is a struggle, but you’re proof that it is possible!! Keep it up, you’re inspiring many!!
Yassss! 🙌🏽🙌🏽 I little sacrifice can go a long way!
Cheering you on, Erika!!
Thank you so much!
A BIG congratulations on your journey!! I'm super proud of all you've accomplished! Keep going - we're all cheering you on!
Thank you!
So excited for you!!! A DR follower and it is nice to see "everyday" people with normal debt being able to pay things off in a realistic manner. Thank you for sharing.
Of course thank you for following my journey
Erika! Congrats on the 10K subbies! Woohoo 🎉🎉🎉
I started my debt pay off journey last year and this past July I paid everything off. By watching your videos I learned to be more disciplined and incorporate cash envelopes for categories I struggled in. I been watching your channel for a while and will continue to watch. You go girl!
Omg congrats on that debt freedom! Cant wait to join that lifestyle of no debt!
You are kicking butt, I’m so proud of you.
Thank you!
Wow! Congrats Erika! All the way around, on your new place, on getting your channel back and on kicking debt's booty woohoo!
Thank you!! Its really an amazing time for me!
You've come so far, congratulations!
Thank you!
This is amazing! So proud of youuuu!
Congrats on 10k too! You are inspiring in multiple ways.
Aww thank you Mary. You are the best. You are a motivating factor for me!
Hi Erika, congratulations on paying more than half your debt. You’re doing a wonderful job. 🥰❤️🥰❤️🥰❤️
Thank you! Never thought Id see the day! And look at me now more than half way done!
I just started following you a few months ago. You inspired me in many ways. October I got off track. I'm human not a robot. Listening to you saying life happens and adjusting to changes helped me. Thanks
Oh definitely. October was rough for me too! Some months can be like that and its ok because we can always reset our budgets!0
Congratulations!🎉 You are an inspiration.
Thank you! 🥳
Awesome job girl! Keep going at it you got this!! 😊💪
🙌🏽🙌🏽
Thank you for letting us know that it’s possible!!
Of course! Ive come a long way but Im half way there!
Amazing! Congratulations!🎉🎊🎉 Soon we'll be with you when you're debt free! You give me so much hope for my own debt free journey!
🙌🏽♥️ cant wait to reach that goal!
CONGRATULATIONS! This is all so exciting! Now with your new side hustle income you are going to knock this out so quickly!
It really had sped up my progress and Im so grateful for it
Erica you don´t need luck you are a queen and will accomplish any goal you put your mind to!
😭♥️
Look at you! 10k already! Congratulations Erika!
Thank you!!!♥️
Can you do an empty apartment tour please. great job keep going your almost there.
Yes ! Working on it :)
So proud of you! I've been following since the beginning and on my own mission. I just paid off a credit card yesterday and am paying down PayPal credit that has been +/- $4,000 for about 2 years.
Congrats! One less debt to deal with 🥳 & OMG I can never imaging having to deal with Paypal! 🙈 I know my boyfriend recently got mad because it shows up on his credit report now!
You are so stinking close!!! You’ve got this! Keep pushing! I think by this fine next year you will have everything paid off or extremely close! 😊
Fingers crossed!
You're so inspirational!
Thank you!
Have you ever checked how much you credit has improved since paying off your debt? thats one thing i am looking forward to so i can buy a house.
Yes! Do a video on this
I actually have Ive made a story highlight of my credit transformation and its gone up significantly !
I love watching videos like this. These are my motivation. Like if y’all can do this so can I. I am about 20,000 in debt but i believe i can pay this off in no time. Just praying and believing in myself.
You got this! Cheering you on!
This vlog is soooo encouraging
♥️
Amazing! Well done! Im a new subscriber, i look forward to more progress!
Thank you! Welcome to my journey!
Keep going! I watch as much as I can. I’m paying off one cc and a student loan 😣 can’t wait to have no debt
You got this! Stay motivated!
WOW!!!!!!!! You go girl!!!!!!!!!!!! congratulations!!!!! you did the damn thing!!!!!
Thank youuu!!!!
Congratulations!🎉🎊🎉
Thank you!
You’re so inspiring 😢
girl, living in California is expensive. My dad, my step-mom, my step-brother, and I are living in a 2 bed 1 bath apartment and the rent is almost $1800 a month.
My boyfriend and I are saving up to move out of California next November. We have decided between Oregon or Washington.
Congrats girl 🥂
Thank you!
Congrats on the apartment!!!!
Thank you ! So excited about it. Just days away now 😭
These videos are my favorite :-)
🥳
Excellent job
Thank you!
I am a new subscriber and I just want to say you are doing SUCH an amazing job! I'm starting my budgeting journey in January, and I am so excited to start really focusing on paying of my student loans!! You are a really great motivation for so many people! Also, random, but which size planner are you using? lol
Thank you! I’m using a 7x9 planner by Erin Condren I have links available in my description box if youre interested.
I’ve been waiting for this!!! HOORAY!!! 🥳🥳🥳🥳🥳 And OMGOODNESS I remember that PayPal fiasco! When you get down to only your student loans will you separate them out?
Also so happy for your new apartment! I hope the parking situation is better!!!
♥️
For my student loans Ill leave them be as a whole. My great lakes is not an easy payment system like the others Ive seen. Maybe when I figure it out I might but Im letting them be
Erika, please smack some sense into me lol on the same journey but my materialistic ways have been gettin to me lmao. Crazy to see the progress you’ve had and it must be surreal with only 3 debt items left compared to before.
😂 materialistic ways lol I know exactly what you mean
😂😂 its a mood! Especially now for holiday season! Trust me I want to buy the whole mall and online websites🙈 But NO! I only want 2 debts by the end of the year!
You are doing awesome! Thanks for the debt update. Crossing my fingers for you to get JCPenney paid off by the end of the year. I think you will. 😊
🤞🏽praying i do !
What are your plans after your debt is gone? Investing, buying a house, something like that?
Ill continue following the Dave Ramsey Baby steps until I complete all 7 or the ones that apply to my single life
♡♡♡♡
Love love lovee your videos
Thank you Tif!
Hi Erika, can you confirm if you deliver to Nigeria, I really want to get the stickers or recommend someone who does. I currently do my updates and budgeting on my phone but I want to shift to books❤️❤️❤️
Hi!
I do have international shipping available on my shop! So go ahead and order and Ill be able to ship
What was the problem with pay pal?
Interest rate and high minimum payments that kept changing and added on fees !
Thank you!! Love your channel❤️
It’s a lump sum, not a lumsump 😂😂😂
😂