This way of budgeting reminds me of the cash envelope method. I think this could also be a good way to budget for groceries each month. I know a lot of people like to use cash for budgeting groceries and day to day expenses, but especially with the pandemic and everything, me and my boyfriend have found it much easier to do a grocery pickup instead. But for that you need a card instead of cash. This could be another good use.
Annie, Hi !!! I am so happy I found your CZcams channel !!!! I bought your book and it was awesome 👌 I learned so much. I have read it 2 or 3 times. It just covers so many important and essential topics. I give your book a thumbs up 👍 😊
I'm so glad you are assertive! Another idea is gift cards. I can't get my husband to stop eating out, and I am just learning to cook. I was thinking one month $50 gift card at say Burger King. We are trying to have more quick and easy oven meals.
Good practical advice ! I was massively in debt many years ago and then forced myself to live on money that I had. I paid it off and have not used a credit card in ages. It instantly shot up my net worth as I had more money to contribute to a 401K, IRA, etc. Prepaid debit card makes way more sense than a credit card. One way of looking at it is that if you use a credit card, you can literally buy something and pay multiple times through interest.
about the overdraft protection, it's the overdraft "protection" itself that makes the money go below zero. If you don't have an overdraft protection, it will not go below zero, it'll just get rejected. I don't know who named it that but it's like that.
What do I think of your content? I think your content should be required for all people to graduate from college. And it appears you're a great daughter and awesome sister.
HI Annie: I just started watching your channel. Thanks for the info on the prepaid cards. I heard the idea to use them for variable spending rather than cash from a budgeter on CZcams. Now I just have to find one that will be accepted at most places. How do you like Boston?
OK I am trying current current let you make multiple accounts and it’s called Teams what that means you can make an account for your teenager and so you can get them a debit card as well
Yes, Kindle will automatically update. Couldn't afford an editor the first time around. Thanks to everyone buying the book, I was able to pay for an editor! The changes this time around will be small. A change to the introduction, fixes to grammar, and updates to statistics to reflect 2019/2020.
The VISA version is a bank account, not prepaid card. For the fees, I think better off to open up a local bank account. www.bluebird.com/legal/deposit-account-agreement
None in particular. Use a separate card for only your subscriptions OR use an accounting software where you can pull a report of all the subscriptions you paid to date. I use the latter.
This way of budgeting reminds me of the cash envelope method. I think this could also be a good way to budget for groceries each month. I know a lot of people like to use cash for budgeting groceries and day to day expenses, but especially with the pandemic and everything, me and my boyfriend have found it much easier to do a grocery pickup instead. But for that you need a card instead of cash. This could be another good use.
Annie, Hi !!! I am so happy I found your CZcams channel !!!! I bought your book and it was awesome 👌 I learned so much. I have read it 2 or 3 times. It just covers so many important and essential topics. I give your book a thumbs up 👍 😊
Thank you so much for buying the book!
I'm so glad you are assertive! Another idea is gift cards. I can't get my husband to stop eating out, and I am just learning to cook. I was thinking one month $50 gift card at say Burger King. We are trying to have more quick and easy oven meals.
gift cards are a good idea
Gift cards is great. There is no flexibility though so if he's not in the mood for Burger King, not sure how he will react.
@@AnnieMargaritaYang Hi
Good practical advice ! I was massively in debt many years ago and then forced myself to live on money that I had. I paid it off and have not used a credit card in ages. It instantly shot up my net worth as I had more money to contribute to a 401K, IRA, etc. Prepaid debit card makes way more sense than a credit card. One way of looking at it is that if you use a credit card, you can literally buy something and pay multiple times through interest.
Annie,
You are a good big sister! Thank you for sharing your wisdom on your channel.
👩🏻🍳🤗
Hi. Just want to say I like your videos and was wondering if you’d mind doing a video or videos about secure credit cards and your take on them.
about the overdraft protection, it's the overdraft "protection" itself that makes the money go below zero. If you don't have an overdraft protection, it will not go below zero, it'll just get rejected.
I don't know who named it that but it's like that.
it's a misnomer
What do I think of your content? I think your content should be required for all people to graduate from college. And it appears you're a great daughter and awesome sister.
Thanks for watching til the end! You are right. Everyone needs to take a course on money management.
Great video! Thankyou
I have three prepaid debit cards that are good for you
1. Cash app
2. Albert
3. Coinbase
4. Venmo
I meant to say for prepaid debit cards
This is such great info! Thanks for laying all this out for us😁
HI Annie: I just started watching your channel. Thanks for the info on the prepaid cards. I heard the idea to use them for variable spending rather than cash from a budgeter on CZcams. Now I just have to find one that will be accepted at most places. How do you like Boston?
You’re welcome. Yup this is a great option for discretionary spending to set limits. Love Boston. Never want to move from here. Happy new year!
good info young lady- keep of the good work. :-)
Great video Annie.
Thanks for the video great content
OK I am trying current current let you make multiple accounts and it’s called Teams what that means you can make an account for your teenager and so you can get them a debit card as well
I overspending my prepaid how can I stop overspending on my all access debit card
Excellent video
Question about your book: when you update your book, will the kindle version automatically update?
Yes, Kindle will automatically update. Couldn't afford an editor the first time around. Thanks to everyone buying the book, I was able to pay for an editor! The changes this time around will be small. A change to the introduction, fixes to grammar, and updates to statistics to reflect 2019/2020.
Did you know Bluebird has a Visa card? What do you think about it?
The VISA version is a bank account, not prepaid card. For the fees, I think better off to open up a local bank account. www.bluebird.com/legal/deposit-account-agreement
What type chocolate was this was it ever on sale. Plz tellme
what would you say is the best card for subscriptions?
None in particular. Use a separate card for only your subscriptions OR use an accounting software where you can pull a report of all the subscriptions you paid to date. I use the latter.
All you need is her birthdate to open an account with Current