Why are you RICH in the Philippines? | Retire in the Philippines

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  • čas přidán 23. 07. 2024
  • My trusted dating app for meeting good FILIPINAS:
    If you are looking for assistance to get a VISA in the Philippines or you want to bring your Filipina to your country: www.filipinovisa.com/?affid=1569 This can be one of the answers why we Filipinos think that ex-pats, especially from the US and Europe, are rich. #filipinoculture #retireinthephilippines #philippinelife
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Komentáře • 1,3K

  • @Murph_.
    @Murph_. Před rokem +184

    I lived in the Philippines for quite some time. Retiring in the Philippines is nice, but there are things to consider. Your health, for example. Healthcare in the Philippines is not the same as the West. Understand that before committing to spending your life there. Traffic... while rules are basically the same as the West, the driving is not, nor is traffic. There are insects and lizards EVERYWHERE. You can't get away from them in MOST places. The point... live there for a while without committing to retire there, so that you can learn what you are getting into.
    I've said this many times about many different things... but being there 'to live' is much different than being there 'on vacation'. You literally need a year or so there to really understand what you are getting into. If you aren't sure where you want to go or live, put 3 months into 4 different areas. This is what I did. I started in Cebu, went to the provinces around Malaybalay in Mindanao, and ended in Baguio, where I stayed the longest... I know if I decide to retire in the Philippines, the place I want to live is Baguio. Everyone is different, everyone can deal with different things, have different needs, and have different desires. For YOU, the only true test is to be there and see how YOU can handle living there... again, NOT vacationing there.
    As for money, take what you need to live in YOUR country. If you need $30k US in the USA, then make sure you have $30k there. It will give you a cushion that you may need to have.

    • @76usaret96
      @76usaret96 Před rokem +10

      Also think in PESOS and not dollars.

    • @gandalfstormcrow2486
      @gandalfstormcrow2486 Před rokem +3

      Thanks, boss! I've started studying, but first hand experience is always the best... May I ask how's the healthcare in Baguio?

    • @ariefraiser140
      @ariefraiser140 Před rokem +23

      If you need $30,000 in the US no way you need $30,000 in the Phillipines unless they're upgrading their life. If a person is living on say $60,000 in the US they can live a similar lifestyle for considerably less in the Phillipines.

    • @rfbos
      @rfbos Před rokem +9

      Not sure I agree with that analogy of needing the same as the US. Yes, you want to have a resonable size cusion put away for emergencies but lifestyle in PH is very much different and much compromise is needed no matter how much you make. The average retired earns about $1,600 a month. Not many places in the states you can live with that. Here in PH, you can but a sweet spot of 2k is much better. And, it depends on where you live. You know yourself that a province in Cebu is much cheaper than Metro Manila. Each island has ups and downs along with very much different costs.

    • @johnseb5856
      @johnseb5856 Před rokem +7

      Baguio has the most amount of beautiful women.

  • @keithwieland1004
    @keithwieland1004 Před rokem +64

    When anyone asks how I am doing financially I say I am comfortable. I’ve never considered myself wealthy but my riches come from the life I lead and how I treat and approach life and others. I can support myself and a family easily yes. But the richest are those you find comfort and solitude in their family in especially their spouse. Thanks again for the post Rubeauti! You are a gem!

    • @eksine
      @eksine Před rokem

      It sounds like you cannot get your own family so you obsess over other people's families and it sounds like you are trying to get at the wife of another man. Maybe that's not what you meant but that's how it sounds

    • @keithwieland1004
      @keithwieland1004 Před rokem +5

      @@eksine I’m afraid that you have misunderstood. I was saying that for me or for any man that true the wealth comes of marriage comes in which he has for the love of his family and wife. Money is used and gladly only as support the wife and family and should not be a gage to determine how wealthy a man is is not. As I said financially I am secure. But I feel rich (wealthy) as how I treat my fellow human am how I approach life. Further my wealth of life will come also someday when or if I have my own wife and family. I’m not a home wrecker and do not lust or desire other mens wives. I hope this clarifies this for you.

    • @thelegacyofgaming2928
      @thelegacyofgaming2928 Před 11 měsíci

      @@eksine Find peace within your life 🤗

  • @allendismuke7607
    @allendismuke7607 Před 10 měsíci +19

    We take our fortune for granted so much here in the U.S.
    It’s really pathetic how we’ve come to expect things to come so easily while many place in the world struggle daily. Every time I visit the Philippines it humbles me so much and makes me truly appreciate what I’ve had the good fortune to be able to acquire.

    • @chaddurbec-oq9up
      @chaddurbec-oq9up Před 8 měsíci +1

      We do so very much. Relative to the rest of the world 100% of us are in the 1% for most of the rest of the world.

    • @zeroceiling
      @zeroceiling Před 3 měsíci +2

      It is all quite relative…I make more but it costs me $80 dollars to fill up my car. My insurance on that car is $150 / month…if I rent, $2000/month is the bare minimum now..and on and on it goes..

    • @gerg1352
      @gerg1352 Před 3 měsíci

      Amen, brother.

  • @NeonMay
    @NeonMay Před rokem +83

    This just absolutely blew my mind. $2,000/monthly is nothing where I live. Getting a passport and going overseas is sounding better and better everyday.

    • @acerolland4655
      @acerolland4655 Před rokem +9

      Getting a passport and going overseas is sounding better and better everyday.***I KNOW THATS RIGHT, IM LOOKING TO GO TO PATTAYA THAILAND END OF SUMMER /FALL 2024 ..GOOD LUCK GOD BLESS

    • @supahfly_uk
      @supahfly_uk Před rokem +2

      ​@@acerolland4655 Good luck,safe travels.

    • @acerolland4655
      @acerolland4655 Před rokem +2

      @@supahfly_uk Thanks mate , GOD BLESS😁

    • @jaxonstravels1528
      @jaxonstravels1528 Před rokem +4

      Just remember the old saying, the grass is always greener on the other side of the fence. And if you do come over here until you are for sure you like it. don't do any long-term obligations and don't burn any bridges back home. From what I can tell more go back home after being in the Philippines a few months then stay.

    • @acerolland4655
      @acerolland4655 Před rokem +4

      @@jaxonstravels1528 i feel ya my brother and you make good since . Iv traveled the world lived in Germany 2 yrs military 1 yr as a musician great time , family in arizona go across boarder al the time (more experience ) I'm 62 yrs old if my lord gives me the op to go to Asia (Thailand ) and give me my dream of living the rest of my golden life on one of those beuatiful beachs all hands a deck im doing it aint nothing here for me in the states, except crime, bad polotics , and females stuck up on themselves 🙌✌✌👍👌✈✈

  • @Kakkoii_ne
    @Kakkoii_ne Před rokem +9

    I always say this....but I like your style, how you just sit there and have a talk with us. No fancy stuff, just real talk. Thank you for your videos.

  • @selinasma4448
    @selinasma4448 Před rokem +116

    This is purely my own observation and opinion. I used to work in a country that predominantly imported Filipino workers; from teachers, drivers, to maids. I worked with Filipino teachers and got to know some of them really well. What I find perplexing is the majority group and their concept of "wealth". Taking out huge loans and sending money back is common which I understand but it's not just to cover basic needs, ie roof over their head, food on the table. The majority were very materialistic and many of them plunge themselves into debt by trying to appear "wealthy", buying material goods (the newest of everything, clothes, tv, stereo set etc). There's no concept of investing and future proofing their finances. Another significant observation is eating habits, because they are busy looking "rich"; they skimp in other public unseen areas such as food. Thus completely neglecting their health. Their food consists of a mountain of carbs with very little and salty accompaniments. This might work if you're doing physical work, but they are teachers in a classroom. When I left, a few of them were already on the diabetic train. They were all one pay check away from poverty which I found very sad. Like I said this was the majority, I also knew a small minority who didn't live like this and were doing the complete opposite and doing well for themselves. However, they have become the gossip (with much jealousy) of the community about being wealthy. I'm sure this occurs in many parts of the world as well but I've never seen such a huge disparity within a monolingual community which is what most are seeing when they visit the Philippines. Financial literacy could be such a powerful tool for a country like the Philippines. I love the country and people, and I've had this discussion with many Filipino friends who agree with my POV that there needs to be change in mindset amongst the community. I want to reiterate that this is purely my observations and opinions, and anybody and everybody can agree to disagree otherwise.

    • @busterboyd4125
      @busterboyd4125 Před rokem +26

      This is true for poor people in most countries. I see people in the US all the time who drive nice cars but live check to check. Poor people are poor for a reason. They don't understand money. They confuse being wealthy with how you dress, the car you drive, and luxury items. People who actually understand money keep a low profile and don't flaunt their money. They drive low key cars that are safe, don't waste their money on expensive bags, clothes, etc. They continue to grow their wealth and spend money wisely.

    • @SethMcSeth
      @SethMcSeth Před rokem

      I would rather be poor rich and rich poor

    • @MrVaidas82
      @MrVaidas82 Před rokem +5

      I understand them. Its like you dont eat for a month and then get dropped to supermarket:) Same in all poor countries , people are trying to look rich and succesful what ever the cost , because they never had a chance to be rich. Same is with all eastern europe, now life is improving and there is a chance to get money so expensive car is a must even if you have to skip meals to drive it.

    • @ChairmanPaulieD
      @ChairmanPaulieD Před rokem +4

      @@busterboyd4125 yup that’s the WISE thing about financial literacy and business or starting a new company, I’m going to start a trucking logistics company and exporting shipping logistics company in Manila soon because I’ve got access to the financial business funding and resources here in the states that I want to expand my registered company to the Philippines 🇵🇭 I’m also looking at doing commercial real estate over in Manila or Olongapo or Subic Bay. Those provinces are VERY ATTRACTIVE for American businessmen like me

    • @Keggplant
      @Keggplant Před rokem +4

      I heard people who suffered starvation are forever obsessed with food afterwards. Perhaps it is the same with material possessions.

  • @zolkazoombalambooska8901

    this is probably the most RAW and HONEST video ive ever seen about a counrty online.no media washing, no propaganda, just clean.

  • @Flights-gq8po
    @Flights-gq8po Před rokem +2

    This was a very well made video. Your tone of voice, your spontaneous conversational style kept me watching. Thank you.

  • @MrSaabsucks
    @MrSaabsucks Před rokem +213

    I have lived in the Philippines, and I can say that the best thing to do if you are a foreigner, is to not date a poor girl there. the poor girl becomes an expensive girl. Broken cell phones, broken trike for dad to work, Lola is in the hospital, the roof is leaking, and the requests for money, just never end. It is not more fun in the Philippines if you hook up with a poor girl.

    • @mr.fluffy770
      @mr.fluffy770 Před rokem +27

      You must be broke

    • @MrVaidas82
      @MrVaidas82 Před rokem +51

      In every country they are trouble:)

    • @ChairmanPaulieD
      @ChairmanPaulieD Před rokem +15

      Isn’t that what happened to “BIG ED” from 90 Day Fiancé with Rose who’s actually A LOT more popular NOW than Big Ed 🥹😅😂🤣

    • @bbgcars
      @bbgcars Před rokem +36

      TRY MAKING THAT POOR GIRL WORK! Poor girl that dont work is a LAZY GIRL!!

    • @kalleankaa7536
      @kalleankaa7536 Před rokem

      I agree but i aslo disagree.
      Even if you date a rich girl in philippines, they would look down on you. Still, you might even have to take her out on expensive dates befofe you can get into those panties...

  • @JR-ws8zy
    @JR-ws8zy Před rokem +11

    I just returned from the Philippines. They have the friendliest people on earth there but it's a strange place. You can't drink the tap water no matter where you go and every river seems to be polluted. The water has a distinct odor in Manila and elsewhere and it's not pleasant one. And if I were you I wouldn't brush your teeth with it. The water in Tacloban in Leyte had the same foul smell - it's not good.
    I am an older person and I am here to warn anyone my age to not use any transportation service that involves riding in a van. I rode in a bus / "Van" for a 2 and a half hour ride. The ride was so rough that I could not sit or stand after the ride without being in terrible back pain. I was laid out flat on my back in terrible pain for a week. It basically ruined my trip there. It turns out that no maintenance is done on these vans so the shocks are completely wore out and the suspensions are shot. You will end up being thrown around like a rag doll in the back of these vans. The biggest fear I had was the thought getting back in one of those vans to get back to the airport and that ride was even worst that the first. I'm back home now taking pain killers and in therapy for the back injuries sustained from the van rides. Don't get in a van at the bus station - avoid them at all cost or you will be sorry

    • @Mhel2023
      @Mhel2023 Před rokem

      I rode in one from Tagaytay back to Manila. My knees were on fire after being squished up for that hour+ ride and I could barely walk 😖

    • @bobwilson5041
      @bobwilson5041 Před měsícem

      Thanks for the advice!!!

  • @prepperjonpnw6482
    @prepperjonpnw6482 Před rokem +26

    When my fiancé and I decided that we would live part of the year in the Philippines and part in my home country we discussed what that would mean for her family. Her father is deceased’s and she has four brothers and one sister all adults but she is the oldest and the only one that had steady income from working in Singapore as a domestic and she has a 4 year degree in finance/business. The problem is once you are over 30 and definitely 35 nobody will hire you. So her sister, a nurse, was out of work from the pandemic and 3 of her brothers had no jobs and the 4th had a motorised tricycle but was barely covering the cost of fuel and her mother had never held an actual job. So first thing I did was said no more Singapore even before we are married which meant I had to replace her salary but I wanted her at home with her daughter where she belonged. Now I knew my fiancé wanted to do what was best for her and her daughter but the amount of guilt she was feeling was understandable even if misplaced. So we devised a plan including a budget. I pay the rent on her mother’s house and the sisters husband has a job as do the wives if 3 brothers so they all take care of utilities and food and my fiancé and I put her mother on our health insurance. I also make sure that my fiancé has some extra that she puts in her mothers Gcash card and we load her phone every month. Obviously I take care of my fiancé and her daughter myself and she never works again not a single day in her life ever. I can’t imagine a mother having to leave her daughter for 2 years at a time to provide fir 1/2 a dozen people. Now the youngest brother is out of school but unemployed so we pay him to do anything his mother needs. This system while not perfect ensures that her mother is cared for and that her siblings have to help. It took me quite awhile to get my fiancé to stop feeling guilty about not providing for all of them but I drew a line when she said something about getting a job and sending all the money home. I asked her what’s the point of me paying all her bills while she sends her check to them. So the deal is if she works she has to pay her and her daughters share if our bills first and that ended that. Her siblings weren’t trying hard enough when they had her sending all her money home. Within 2 months if that ending they all had jobs. Gee go figure. I made sure her mother is covered but the siblings are on their own.

    • @Ferenczy1966
      @Ferenczy1966 Před rokem +1

      I am dealing with a similar situation.
      My girl wants to work to help her family, and her working is a deal breaker for me.
      I’m trying to figure out how to get her to understand “our” family comes first.
      She has a good heart, and not spend happy, but the thought that she may get left by me someday is always in the back of her mind.
      She always asks if money she spends is okay with me first, but her family seems to ask her for things (beach trips) like she has money to blow.
      I haven’t told her how much money I make a year and so I keep her expectations very low.
      I know she wants us to have children together and build a house, but I’m want her to be able to know how to manage money before I commit to that.

    • @wd8235
      @wd8235 Před rokem +1

      You really don't get it. You are being used! Big time! Stop taking care of her family and see if she leaves you. Her family won't try to work that much if you are talking care of them. It will never end. But you maybe very rich and it doesn't matter. You should have never let them know that you can afford to take care of them. Be on a fix income and budget and keep your money in your home country. Give her a set about of dollars per month to help out her family (50-$100) and stick to it.

    • @NikkiGTA416
      @NikkiGTA416 Před rokem +1

      I always tell people that if you marry a Filipina, you're not marrying a person, you're marrying a family. Same with Indians

  • @daviddarden1915
    @daviddarden1915 Před rokem +6

    Rubeauti, wow, your details on this subject was very interesting. I have never seen someone from the Philippines explain in such great educational ways on economics in the Philippines. I learnt so much on this video. Having lived at the old Clark Air Base, Philippines back in the day. Working as a US American Air Force Security Police. This video was eye opening. So great and wonderful too. Thank you so much. GOD speed.

  • @MG77740
    @MG77740 Před rokem +80

    If you’re married to a Filipina, consider yourself rich whether you have money or not.

    • @dewadharmawickrama2386
      @dewadharmawickrama2386 Před rokem +4

      They ll suck Your blood very fast. 5hqtz what I am learning when watching youtube channels

    • @aab434
      @aab434 Před rokem +5

      Not really, they have big families, they almost always have their parents move in, NO THANKS

    • @DarkstarDarth
      @DarkstarDarth Před rokem +9

      @@aab434 100% correct, same with all S.Asian cultures. You don't just marry the chick, you marry the whole dam family tree. I hooked with a viet chick before and her mother wouldn't shut up being demanding so I deuched all of them😎🤘

    • @TheNativeTwo
      @TheNativeTwo Před rokem +2

      Lol, you haven’t met my wife… 😂

    • @djocharablaikan8601
      @djocharablaikan8601 Před rokem

      Americans dont understand that this weirdo culture of living on your own with empty pizza boxes and visiting family once a year isnt really a thing outside of the west. Make sure you get along with the family before you proceed with the filipina. Or better yet, stay home and keep your own damn women in check, fat burger 🇺🇸🤣

  • @TravellingMan20
    @TravellingMan20 Před rokem +20

    An interesting topic and numbers Rubeauti. I think many foreigners have less than 2k dollars a month pension, and with the massive increases in prices in the West, I can see many more people moving to places like the Philippines, purely for cost of living reasons. Congratulations on breaking 20k subscribers 😊.

    • @BigTroubleD
      @BigTroubleD Před rokem +4

      I agree. A lot of us will be economic refugees at this point.

  • @ShawnDeLaCruz
    @ShawnDeLaCruz Před rokem +2

    Thank you so much for sharing. I was born in Bacolod but moved to Los Angeles as a child. I enjoy learning about life in the Philippines.

  • @daledeo
    @daledeo Před rokem +3

    Surprisingly, YT recommended this channel to me. This video has valuable content. I liked and subscribed. I was born in Luzon, Philippines but was raised and lived in California since I was a child. I miss the Philippines and I have always been curious in investing in real estate and maybe live their part time when I reach a certain age. I appreciate you sharing. Salamat

  • @TuSoKa67
    @TuSoKa67 Před rokem +7

    Keep up the content grind. I recently visited the Philippines and flew into Manila, with Dumaguete being my final destination. One thing that caught me off guard was that I had to pick my luggage up at luggage claim and go to a different terminal to not only recheck the luggage again but also go through security again since the terminals werent connected. If you are at Manila and are exchanging foreign currency make sure you bring something to put all that cash in because they'll give you a bunch of 1,000 peso bills and everyone will be looking at you. The craziest thing I saw over there is 4 people on a moped with 2 of them being babies and no helmets on.

    • @JaimeWarlock
      @JaimeWarlock Před rokem +1

      For local currency, I found it the easiest to just use local ATMs. Most will work with American debit/credit cards.

  • @steveperyer4850
    @steveperyer4850 Před rokem +36

    The social classes exists in every country. I am planning on moving to Guihulngan City Negros Oriental next year. I am not rich and I have told my Filipina we will not live excessively when I am there, and to live comfortably we can, but we both want to live the simple live in the Province. Yes we will have some things that will make us comfortably, but we will live by a budget, and not go farther, I own a IPhone X, and it took me 2 years to pay it off with my plan. I am shedding all the things I own that I don’t need and would not take to the Philippines. Thank you for your video

    • @asandmyfil-amhubby9666
      @asandmyfil-amhubby9666 Před rokem +6

      Steve you are a smart man you live according to your budget "Don't spend what you don't need" Gos bless and keep it comin'

    • @Beeman2892
      @Beeman2892 Před rokem

      You can also check out and watch The armstrong Family channel an american guy who has a filipina wife they moved to Ilocos and they have documented through youtube how they started out and built their beautiful home and daily lives. You might be able to take a thing or two from their yt. 💛💜💯 as early as now welcome to the Philippines.

  • @happynomadic1581
    @happynomadic1581 Před rokem +232

    As a American citizen I was shocked by the wide spread poverty in the Philippines and find myself giving out money to help with education and food for my extended family and friends...coming home and having the opportunities that I have makes me feel blessed

    • @lifeinthewild6187
      @lifeinthewild6187 Před rokem +26

      Kinda strange that you don't see how much poverty there is in the USA.
      1st time I'd seen people walking around with no shoes and clothes of rags

    • @charlesphilhower1452
      @charlesphilhower1452 Před rokem +24

      @@lifeinthewild6187 So true, the cost of living is so much higher and more and more people are becoming homeless and living on the street. The Philippines is a developing country while the USA is a declining country.

    • @jerryramones6648
      @jerryramones6648 Před rokem +11

      I am also shocked by the wide spread of homeless in the USA. Such a super power! I wonder why? Please educate us?

    • @jstefa2
      @jstefa2 Před rokem +4

      @@jerryramones6648 because keeping the home prices high and having a % of homes empty is better profit than letting the market adjust to the demand and purchasing power of the majority. thats exactly why the markets crash in some countries and dont in others.

    • @charlesphilhower1452
      @charlesphilhower1452 Před rokem +5

      @@jerryramones6648 There are a lot of factors that have contributed to homelessness over the year including drug addiction and mental illness along with a reluctance to commit people that clearly cannot take care of themselves.
      There are many different levels of functioning among the homelessness and a disturbing trend is the dramatic increase in working homelessness. Rapidly increasing housing costs as well as a dramatic increase in newly indigent caused by the COVID shutdowns and hardships created by the Biden administration on the working class have contributed to this. Over the years zoning laws setting minimum lot sizes have resulted in less affordable housing being built. Globalization plays a high part in this as over the years so many well paying jobs have gone overseas. The buying power of the dollar has down down far more rapidly than increases in earnings leading to the middle class and working poor with less resources to pay for housing costs that are accelerating far faster than inflation an money available to pay for housing.

  • @jasongreen2878
    @jasongreen2878 Před rokem

    Awesome video and extremely helpful for those of planning on moving to the Philippines like my wife and myself. Keep up the good work.

  • @anthonysawyer4079
    @anthonysawyer4079 Před rokem +15

    That's why I'm retiring in the Philippines in a few more years. My social security pension isn't worth much here in the U.S., but I should be able to live in moderate comfort in Mindanao

    • @jhoncena1111
      @jhoncena1111 Před rokem +1

      That's close. You could probably invest in BTC, and retire more comfortably in the fall of 2025.

    • @rgb711
      @rgb711 Před rokem

      Social security to be insolvent in a few years. Government stole the money for themselves.

  • @DHarri9977
    @DHarri9977 Před rokem +3

    Hello Rubeauti, you presented a good perspective on the various ranges of income I would imagine depending on where you live as a local as with anyone in the world you adjust your lifestyle to your income. Having the right mindset in any culture or country will go a long way in how a person feels about their income and self-worth. While some may seem to have more in terms of materials/money that still doesn't determine their level of happiness or contentment in life. As usual, you did a fantastic job in presenting this subject matter.

  • @gawiemeyer9108
    @gawiemeyer9108 Před rokem +1

    Another well informed vlog, fast becoming a must watch channel..

  • @JaimeWarlock
    @JaimeWarlock Před rokem +4

    When I first lived in the Philippines, my budget was only $500/month, yet had no trouble getting a partner. Compare this to when I lived in the USA and made over $5000/month, but still couldn't get a girlfriend since I was to short and petite (5'7" and 120 lbs.).

  • @budphillips8235
    @budphillips8235 Před rokem +22

    Another insightful episode Rubeuti, i plan on settling in the PH when I retire and honestly I do not consider myself rich by any means but it would be better than living in the US, I just want to travel SE Asia
    Keep up the great work

  • @keastland
    @keastland Před rokem +51

    Hi. I'm actually in the Philippines right now trying to get a feel for the country and people, with the idea of possibly retiring here. I'm mostly hitting tourist spots right now (as it's my first visit) and venturing out into local areas, but so far, I like what I'm seeing. The people are amazing, but I feel my skin color tends to make me a target. I've run into the situation many times where vendors try to charge me more, just because they think I'll pay whatever they ask. Then when I say "no" and start to walk away, they offer me a "discount". I'm going to have to come back many times over the next few years to explore more non-tourist areas to see where I might want to retire. The biggest culture shock to me is how much garbage is EVERYWHERE here. There's trash all over! Even the tourist areas like El Nido. I guess since the people are so nice and courteous, I expected them to also care about their own cities. I guess it's a bit of a culture shock. Thank you, your videos are very helpful.

    • @Amen.22
      @Amen.22 Před rokem +2

      There are some nice, clean areas. B.G.C. is very nice and clean. If you go there check out the Venice Mall. Iloilo is nice too. You just need to get around and ask questions. I've heard that the Clark area is being fixed up right now. I think something like B.G.C.

    • @halfeldian
      @halfeldian Před rokem +2

      im not a foreigner but when i went on to fly a Gyro in Cebu, my pilot ranted the same thing omg . he kept praising how beautiful this country but trash is everywhere

    • @journeytheworld8848
      @journeytheworld8848 Před rokem +1

      Trash is in a lot of places because there's not reliable pickup service. To get the local prices just have someone you trust ask a business for the price and then if they give you a different price you know they're giving you the foreigner price.

    • @junito2899
      @junito2899 Před rokem +2

      Not skin color…. Your phenotype is what separate you from another group of people… most of us are different shades of brown.

    • @Mountainrock70
      @Mountainrock70 Před rokem

      @@junito2899 in this case genotype is fitting.

  • @nickgustin
    @nickgustin Před rokem +2

    Thank you Rubeauti! As always, awesome video and appreciate your insight!

  • @stankwasny56
    @stankwasny56 Před rokem +2

    Thank you. This was very informative and much appreciated ! Great Job !

  • @Traveling-boomer
    @Traveling-boomer Před rokem +28

    You are correct about it being tough for Filipinos to get ahead even the ones that have a good income because if you save any amount of money and your other relatives find out about it you’re going to expect you to help them so it’s tough to keep a big savings for the future Because you have 20 and 30 other relatives that know you have this big pile of cash in so they come to you as if you are a bank and they keep borrowing money but you never get it return back since they never pay you back so it’s tough for anyone Filipino to be successful because all the relatives will feed off of that one Filipino not allowing him to really get rich

    • @eksine
      @eksine Před rokem +7

      That's morally disgusting

    • @kombotmarine1304
      @kombotmarine1304 Před rokem +3

      I have a rule I don't let anyone borrow any amount I would be uncomfortable not getting back. Not right in front of them but later that day I will write there name and amount in a spreadsheet on my phone. Anytime anyone ask me for money I say let me check what I have right now pull out my phone see if they are on the spreadsheet if so I tell them ya you borrowed such a amount maybe I can help you with this after you manage to pay the other money you still owe me back.

    • @kombotmarine1304
      @kombotmarine1304 Před rokem +4

      @@eksine older generations expect you to provide anything they need cause they provided for you so you owe them the more you make the more you owe cause it's there efforts raising you that led to your success. This predatory behavior is accepted and tolerated because of the strict culture or respecting elders there and if you date a girl and refuse to let her family force you to provide for them and they will try to force you directly and though your filipeana they will try to get her to break up with you cause your no good stick to your guns and show her it's ok to draw a line with family and say no this isn't yours you both will be happier in the end.

    • @puppylove3781
      @puppylove3781 Před rokem

      @@eksine Tell no one that you're rich. Even if you live poor as a foreigner, you get a crash course on what they are about and have an insight before any other. Take your chips and hide them before its too late!

    • @MostlyMMA
      @MostlyMMA Před 8 měsíci

      @kitnascimento003If it’s more effective than why do so many struggle to ever make it out of poverty there ? You eat what you kill, another person shouldn’t be carrying you and You shouldn’t count another man’s money.
      Elon Musk could move next door and I wouldn’t ask him for a thing, his money isn’t my money.

  • @jaytrance4986
    @jaytrance4986 Před rokem +14

    Hi Rubi. That was an informative video, salamat. But Rubi I wish you would have touched on how much the price of food, building materials, and electricity have increased in the Philippines. I know first hand about these increases. This is causing a real hardship for almost everyone. I think you might have to inflate your numbers a bit to cover these increases. But, as always, good news or bad news it's always a pleasure to get it from you!! Take care. Be Happy Be Safe.

    • @llothar68
      @llothar68 Před rokem

      @@Rubeauti Dont wait for too long ... or the prices will be back to normal. There are reasonse why building material goes up but there are a lot of reasons why it will go down again when we enter the worldwide rescession. Seen this 1997 and 2008 before.

  • @johnstengel3205
    @johnstengel3205 Před rokem

    Thank You! I Always Feel Better about Myself after watching Your Videos! I'm "Rich In More Ways then Just Money!" 😊❤️

  • @Kevin-robot
    @Kevin-robot Před rokem

    Congratulations on reaching 20k subscribers 🤗 good work Rubeauti.

  • @rorybellamy2533
    @rorybellamy2533 Před rokem +5

    Thanks! im not wealthy , but i share with someone i care about, and let the Ads play for Rubeauti

  • @Mottleydude1
    @Mottleydude1 Před rokem +9

    Nice episode and thank you for posting it. I hope it’s a stark reminder to us Western folk how big the economic divide is. I find it personally moving how with the miracle of faith and family Filipino families still get buy and most have a positive outlook in life. Poor in money but wealthy in other important ways.
    It is staggering the difference though. I couldn’t get by on $3000 a month where I live in the U.S. and I live in area of the U.S. where the cost of living is 10% below average.
    Yet that is considered wealthy in the Philippines. So if you earn the median household income in the U.S., which is a fair representation of dead middle class in the U.S. you would be earning $5,000/month and in the Philippines you would be a top 5% earner. So most Filipinos thinking all Americans are wealthy. Because by the economic standards of the Philippines we are.
    So when your Filipino friends and family look at you to always pay the bill for a family dinner, or something like that, show some humility. Be gracious, generous and understanding.
    Ok…so they think you’re rich. By their standards you are rich. Be generous. That doesn’t mean you have to be a fool with your money or let anyone take advantage of you.
    Whenever my wife wants us to plan a trip to I always ask her to set a budget we can afford. I then squirrel away about $2,000 for just in case we go over budget and we always go over budget. I know that my wife and are economically blessed and it’s not like her family is poor either. So spending that extra money to buy the best food and drink and for some parties and a few family trips like visiting the beach and making sure our visit is fun for her family too makes me feel good.
    It’s also the least I can do for my wife too because she only gets to visit her family once a year at best.

    • @Mottleydude1
      @Mottleydude1 Před rokem

      @@remmond3769 That’s a great point. I’m always careful to not let my generosity become an expectation. For example when we visit my wife’s family in the Philippines she expects me to hand out pasalubong and I absolutely refuse to do it and my wife, god bless her pig headed ways, just refuses to see my point of view and gets quite angry about it. I hold my ground and let her know that if she doesn’t pass out the gifts then no one gets any as I’m not going to do it. It’s not that she doesn’t know that she puts me in an embarrassing situation she doesn’t care. When I asked her why she said she feels embarrassed. I wanted to pull my hair out of my head and there’s no having a rational discussion with her. She just has an emotional meltdown.
      I’m fact the last time I visited the Philippines to visit I had such an awful experience because of her and her sisters irrational and tyrannical behavior that I refused to go back to visit her family until she changed her attitude towards me when we visit. That was 6 years ago and she hasn’t changed her attitude so I haven’t been back.
      The weird thing is that it’s only her and her older sisters that do that to me. I about strangled her eldest sister on our last trip there cause she kept making decisions for me without even asking me and about the fourth time she ruined plans I had I asked her nicely not to do that. She ignored me completely and did it again I blew up on her and seriously got in her face. Made her cry. Three days later she did it again.
      My brothers in laws all thought it was funny and told me they knew it was just a matter of time till I lost my temper
      I honestly don’t understand her behavior when we visit cause back home she’s never that way.
      Her brothers told me that even though I’m older than her sisters and a respected professional man they give me the younger brother status since I married their younger sister and expect me to defer to them as older sisters. My response to that wasn’t very Christian which made my brother in-laws laugh.
      Sorry to vent on you as I love visiting the Philippines as it’s a very beautiful country and with great people, lots of culture and great things to do but I have to stay the entire time at their provincial farm home doing nothing because my wife and her sisters turn into insane control freaks. I just don’t get it.

    • @Mottleydude1
      @Mottleydude1 Před rokem

      @@remmond3769 I’m certainly glad to hear that. I was wondering if it was a cultural thing that I was just clueless about or if I just married into a family of stubborn female control freaks. LOL
      But you’re right. For me the easiest call was I’m not about to spend that kind of money on a vacation just to be made miserable by some female craziness. LOL I know that two aspects of why the ladies, in particular my wife, is afraid if left alone I’ll cheat on her. Second is my wife and sisters are afraid of their own shadows and are afraid for my safety. Considering I’ve lived in far more dangerous places in the U.S. I have little to no patience with that as I’m ten times as street wise as they are. The third is my wife has a near pathological devotion to her parents and will not do anything that take her more than an umbilical cord length of her parents meaning the entire time I’m stuck in a small provincial farming village with nothing to do but sit around drinking Red Horse. Considering the typical cost to visit for two weeks to a month is between $5-10k I’d rather just stay at home and just send her home and save about half that money.
      It just bums me out though as I love visiting the Philippines unless I have to put up with my wife’s craziness. Which is, like I said, nothing like her when we’re in the U.S.

    • @Mottleydude1
      @Mottleydude1 Před rokem

      @@remmond3769 Thanks for the insight. What confused me it’s not like it’s universal in my wife’s family. It’s just my wife and two of her older sisters. The rest of the family agrees with me. Even her Nanay. My wife’s attitude hasn’t changed even with most of her family agreeing with me. The Misses stance is that when we visit we will spend every minute with her Octogenarian parents and any notion of me not being beside her at all times is a humiliation to her beyond bearing. It’s utterly irrational and I’ve given up on trying to change her mind. It only results in her having an emotional melt down that I don’t love her parents and I’m trying to humiliate her.
      Oh well women! Life’s greatest mystery. LOL

  • @sanjuanlaunionvlog
    @sanjuanlaunionvlog Před rokem +2

    Great video. I learned alot from your video. Great job. just subscribed!

  • @WindmillChef
    @WindmillChef Před rokem +2

    Hi Rubi,
    This seems to be this week's theme among Philippines vloggers. Yesterday I watched a vlog by Gio with the same subject and a few days before another vlogger with the same subject. Of course, of course, of course Rubi, your video is the best!
    To me, the sadness is the level to which The Philippines is poor, and Philippinos seem to have been even more challenged in the past few years due to reduced economic activity, due to COVID. My attraction to The Philippines is (1) the paradise like nature and beauty and (2) the Philippines people, their dispositions. But when a person or family is in an outright fight each day just to feed their families there are few riches to be counted. Imagine if every Philippines family, not in cities would earn $700/mo. It would still be poor, but basically food and housing and a few other crucial needs would be covered without head aches and people could focus on what Philippinos do best; be the lovely social and happy people whom they are.
    There are a few things that make me feel rich and some of them are:
    1) The people who I know well and meaningful friendships that I have
    2) I am a Chef, close to retirement. I look around and see (quite many if I may brag) 30-35 year old, very successful Executives Chefs out there who proudly claim that they worked for me, trained under me and received their best career guidance from me. They don't send me a portion of their paycheck each month but they make me feel rich.
    3) My children are happy, healthy and doing well with good careers.
    4) I have a friend who is my age, and his mother and father are still alive and he spends time with them. My parents have past, I consider him to be richer than me.
    You get the idea, when the basics are covered and you are not daily scrambling for food you can think about things like that. The focus needs not to be entirely on money but I fear that Philippino families are so desperate that they have to think about money all the time.
    My dream for Philippinos is that tourism and jobs return, that the Philippines can cultivate more successful economic niches that provide exports with government tax income and prosperity for people and that the country can work on improving infrastructure, education and health/mortality for it citizens.
    I look forward to your next video, Rubi.

    • @antonioferrara6862
      @antonioferrara6862 Před rokem +1

      This week's theme???I've been following Philippines vloggers for past 5 years and all they talk about. Is cost of living in Philippines 😅😅

  • @markmeighan5745
    @markmeighan5745 Před rokem +8

    Wow cost of living is low, and the woman are absolutely Beautiful.

    • @ronbo30
      @ronbo30 Před rokem

      Becareful. Mens weakness is sex. Womens weakness is money. A Recipe for big problems!!

  • @cryptojo12
    @cryptojo12 Před rokem +5

    Great content. I think mostly you touched the basic reality in the Philippines. Sadly, Filipinos are also defined as Spenders. And base on studies, roughly 2% of kababayans are investors. Hope your vids touch more lives, and truly live the true meaning of being RICH.

  • @richbelog2117
    @richbelog2117 Před rokem

    Thank you again Rubeauti for a very informative topic. This helps with pre planning for the Philippines. Keep up the great work❤️🤙🏽

  • @chuck26241
    @chuck26241 Před rokem +1

    Congrats for reaching 20k 👍

  • @TheOneZenith
    @TheOneZenith Před rokem +51

    This video has taught me that even in the Philippines, I’d be poor.

  • @hunterg6697
    @hunterg6697 Před rokem +10

    Hello there Rubeauti. I have always been intrigued about the income differences between Americans / Westerners and peoples of other nations. My godparents are from Philippines, and specifically my godmother helped my parents raise me. My Father worked with Mr. Santos, my godfather, when he was based at Subic Bay in the 1960s. Mr. Santos was a civilian worker at the base.
    They came to America sponsored by the company my Father worked for in the 1960s. So by this time they are very Americanized. However, they retain a lot of their values and Filipino culture which I benefitted from. My first ever girlfriend was their daugther, but it was innocent teenage love at the time. Their son was my best friend until I moved across the country with my Mother after my parents divorced. I still connect with him, as our friendship has endured the distance and time since we became adults. He's an engineer, and his sister is a pediatric doctor. This is where I get curious about Philippines' people living below American quality of life standard. We've taken for granted our "gifts", and abuse the opportunities presented to us from the generations before us.
    My childhood friend Dodi is now a chemical engineer earning way over $100K per year.. perhaps $200K. His sister, my first girlfriend is a doctor in the pediatric field of medicine, and also earns well over the baseline 6 figure salary. I wonder what they would have been if their parents remained in the Philippines.
    It goes beyond that. I've dated Filipinas 3 other times in my early adulthood. Two of them were born in USA, and also benefited from their parents hard work to put them through college, and were in careers that would be considered above average compensation for the average American. The 3rd was Philippine born, and was a manager at a high end retailer in Manhattan. I am not sure what her salary was, but I suspect it was above average.
    One of my colleagues at the company I work for is born and raised Filipino. He heads our IT / Security division. He is one of the smartest people I know. Although I don't know his specific salary, I know he makes close to my salary, and like me, he enjoys some of the perks that come with that salary, but he also is a huge saver like myself. He's actually heading to Philippines right now as I write this to setup a project we will be doing next year over there. My salary will be the same as it is here, when I'm working there, but I don't want to appear to flaunt it.
    Is it that the system here in the USA is more open to opportunity of talent? Is it that there is more corruption in local and national goverments in Philippines, than it is in USA? I believe government itself is a root of corruption, and perhaps here it is held more to account than in other countries ... to an extent.
    My mother had taught us to provide a portion of our allowance as children to Catholic Charities supporting other Children in Philippines, and I still do to this day. I wanted to always visit the Philippines. However, it just never happened. So now that I am ahead of my goal for early retirement, my parents and godparents have put the idea in my head that it's time for me to keep that promise to myself. My friend Anthony did this 4 years ago, and actually found his wife there. He calls her his provincial princess.
    I have considered buying a place in Philippines for many years now, since I consider it my spiritual homeworld. I've never been there, so perhaps it's the influence of my godparents.
    I've looked into leasing an apartment / condo in Manila, and buying a house in Central Visayas, where I can stay 3 - 6 months a year, while consulting semi-retired, and return to USA to actually do my work. I know there are rules for both countries, especially considering my status as a government contractor.
    I would love to open a resource and opportunity center in Philippines one day to mate people with career for 21st century and their skill set. I know that it already exisists, but if people there can contribute skills to international or American companies and earn more. I would hope that could help the disparity in quality of life.
    One thing I am sure of is that the spirit of the Filipino people and their own internal happiness is greater than that of a lot of Americans, even with the higher quality of life.
    I as, a single man and no children would be interested in finding a woman someday who originates from Philippines with the family values and spiritual happiness and thirst for adventures exploring in life together. Yet, one step at a time. First I need to get there.
    I know this was long comment, but this subject of income disparity has always been of interest to me since I heard the stories from my godparents as a young child.

    • @warrendarable
      @warrendarable Před rokem +1

      Sorry, We are not reading all that. Please rephrase in 1 paragraph.

  • @Airraidcd
    @Airraidcd Před rokem +2

    Good video again and very informative. If and when I retire I will get my dual citizenship so I don’t have to pay any visa. Plus my folks have properties on both sides in the province that I will sell once my folks pass away. Right now it’s been valued around 25-30 million pesos. So maybe in another 10 years it will go up. Definitely will live in Makati lots of my relatives still live in Manila. Will visit the other islands since I enjoy the beaches especially snorkeling and scuba.

  • @MrRhunter64
    @MrRhunter64 Před rokem +2

    Thank you for another informative video that explains in detail the subject of finances, it really helps in deciding whether or not to move there. I do plan on coming over to visit a couple of friends that live there, and the more I hear from them and you, I think I might stay permanently, we'll see how it goes. Take care and stay safe 🙏 ❤️

  • @tonyj59
    @tonyj59 Před rokem +4

    Philippines work ethic is "monumental" especially American Filipino! i respect this community! "hidden figures"

  • @Nik-bd7pv
    @Nik-bd7pv Před rokem +17

    Being a foreigner who lives in the Philippines I can say you'll be comfortable living for 500-600$ a month in the province (and probably twice as much in NCR or nicer parts of Cebu).
    So yes, if it is 2000+ pension and no obligations back in your country - you are RICH here.

    • @sentinel80
      @sentinel80 Před rokem

      2k is tight to live in makati and definitely not enough for BGC, there you need 3k.

    • @Nik-bd7pv
      @Nik-bd7pv Před rokem +2

      @@sentinel80 I don't see any reasons to live in Manila if you're not working there.

    • @williamgonya6893
      @williamgonya6893 Před rokem

      @@Nik-bd7pv whats BGC ?

    • @Nik-bd7pv
      @Nik-bd7pv Před rokem +1

      @@williamgonya6893 Part of Taguig, close to Makati. Expensive place to live.

    • @drewcorral3738
      @drewcorral3738 Před rokem +1

      @@williamgonya6893 Bonifacio Global City

  • @petergapsis5526
    @petergapsis5526 Před rokem

    I really enjoyed your video. You have an excellent use of the English language. I closed my eyes and just imagined that you were born in the U.S.A. Your mannerism shows that you have a big heart and that you are a very nice person. Keep up making these videos, they are very informative. God bless you.

  • @luisnicot3056
    @luisnicot3056 Před rokem

    So glad to have seen this video, I was in the Philippines last year October and lived it. Considering retiring there and traveling abroad. Would love to meet you and discuss other topics that might help get my family and friends to consider retiring there as well.

  • @stewy4158
    @stewy4158 Před rokem +10

    Money does not make you rich, money allows you to live comfortably.. having good advice like yours, friends and happy family is what I consider being rich. Thanks 🙏 for video, enjoy your life 👍👍🙏🥳

  • @Stetsonhatman
    @Stetsonhatman Před rokem +4

    Our 5 year old niece invited similar aged playmates from the poor barangay to visit their Ate's house (our house) which is a modern two-story cement house with a steel roof. One of the play-mates told the other "These people are rich - they share french fries"! LOL still makes me laugh when I remember it.

  • @peterbaker1932
    @peterbaker1932 Před rokem +1

    Very informative as ever, keep your vlogs coming. BTW I love your new hairstyle.

  • @donagapflores8798
    @donagapflores8798 Před rokem

    Nice vlog Rubi!! lab yah and miss you ❤️

  • @geraldwright5174
    @geraldwright5174 Před rokem +7

    I support my Pilipinas 26 extended family members on $840.00 per month. During the lockdowns due to covid, I was their only source of income. Still pretty much are.

    • @dennisharvey5381
      @dennisharvey5381 Před rokem +4

      so each member of your extended family lived on $30 a month and you had $60 for yourself for a month you are truly selfless.

    • @thinkforyourself9334
      @thinkforyourself9334 Před rokem +5

      @@dennisharvey5381 or foolish😉

    • @dennisharvey5381
      @dennisharvey5381 Před rokem

      @@thinkforyourself9334 no i was just saying that it does not seem to add up that he supported all those people and himself for the money he was talking about.. i don't judge other people as i was foolish at least once in my life.

    • @shadowboxer2747
      @shadowboxer2747 Před rokem

      Woww thats a lot to b spending for extended family .. are they not working?

    • @Jason.Graham
      @Jason.Graham Před rokem

      @@dennisharvey5381 Where are you getting the $60 from? He only said he supports 26 extended family members on $840 per month.

  • @gandalfstormcrow8439
    @gandalfstormcrow8439 Před rokem +12

    I retired at 50 with a $3,500/month pension (plus $250,000 in the stock market).
    And I'd never buy an iPhone! A $40 Android does the same job.😉

    • @sgtmuffinbadger6147
      @sgtmuffinbadger6147 Před rokem +1

      Yo same. Not the 240.000 though lol. Military pension

    • @gandalfstormcrow8439
      @gandalfstormcrow8439 Před rokem +2

      @@sgtmuffinbadger6147 nice! I was Navy (air conditioning and ice cream although I did spend 5 months in a minefield). Whenever I felt down,I'd go watch Army and think "At least I'm not THAT poor bastard."😜🇺🇸🇺🇸🇺🇸

    • @sgtmuffinbadger6147
      @sgtmuffinbadger6147 Před rokem +1

      Nah I enjoyed the army

    • @gandalfstormcrow8439
      @gandalfstormcrow8439 Před rokem

      @@sgtmuffinbadger6147 Hooah! You heroes do all the hard work.👍👍👍🇺🇸🇺🇸🇺🇸

  • @raymahannah4336
    @raymahannah4336 Před rokem

    Great video Rubeauti! 🙂 Always useful information! Thank you! 🙂

  • @ishkabibble2204
    @ishkabibble2204 Před rokem

    You have just described every country. It's all relative. I loved the outtake!

  • @Mmxgmail
    @Mmxgmail Před rokem +3

    I love the extra ending😁 I'll be in pinas in six months for good, can't wait for my retirement. thank you Rubeauti for this vlog.

    • @Mmxgmail
      @Mmxgmail Před rokem

      @@petergon3613 I believed she did that on purpose for rating boost. she is a wonderful young lady.

    • @errolri8029
      @errolri8029 Před rokem +1

      @@Rubeauti Rubeauti, that is the best response imaginable to the comments about the ending! It shows that you're not only beautiful, but your're also a strong person. A less confident person would've panicked. Great vlog, lots of valuable socioeconomic data. Thank you.

  • @Randy_Gayler
    @Randy_Gayler Před rokem +6

    Here's a little gift in appreciation for your hard work and information! 💖

  • @ronaldarendas4587
    @ronaldarendas4587 Před rokem

    This is a well-prepared, informative vlog. Keep it up. I suspect you are becoming rich as well.

  • @mikestravelshow
    @mikestravelshow Před rokem +1

    I like your style as it's not scripted. Good job po 👏 😊

  • @martypoll
    @martypoll Před rokem +7

    It seems inevitable that in a society with a social structure of extended family and friends that anyone that earns a wages also experiences demands for money from family and friends. Couple this with a need or desire to not lose face then you end up in a situation where it is difficult to say no and difficult to save money.

    • @fredcarr3550
      @fredcarr3550 Před rokem +1

      Seems to me you then become an ATM for the woman and her family.

    • @martypoll
      @martypoll Před rokem

      @@fredcarr3550 I"m curious. If someone in your US family is in desperate need of assistance you just tell them to F off? If your Asian wife and family ask you for money it is completely up to you to decide whether the request is justified. If they think you are a deadbeat and walk away from you then count yourself lucky and you without a wife (again?). Be careful in the Philippines - no divorce.

    • @fredcarr3550
      @fredcarr3550 Před rokem +1

      @@martypoll I simply disagree with you. From where I sit, a man from any country is very foolish to become obligated to continuously open his wallet to the family of a spouse or girlfriend. That's why Filipinas love to have foreign men in particular, older men in their lives as the men are believed to have good income from overseas(they can't work in the country and should they start a business, recently by govt. decree, they are now required to hire two persons to be trained in the hirer's job - a mug's game).
      In the Philippines based on various vlogs put out by intelligent Filipinas I note, such has caused a culture of laziness and the expectation of continued handouts. However, one wishes to shade it, it is prostitution where foreign older men get a young thing(whom they couldn't get in their home country) in exchange for their money, as long as the extended family shares in the cash flowing to the woman. It's very sad. I think you need to just step back and take a good look as while it's laudable to help others, you will be a chump who in fact, is operating a charity show. Let the Church which discourages birth control take on that role not you.
      I wish you good luck in your future endeavors, whatever but ensure you always have a return ticket home should you fall on hard times.

    • @martypoll
      @martypoll Před rokem

      @@fredcarr3550 I asked if you would treat them different than your own family. I guess the answer is yes.

  • @michaelangelo6947
    @michaelangelo6947 Před rokem +13

    In my opinion, the culture of the Phillipines is so valuable. A good and godly traditional Filipina wife is a treasure that makes that man so wealthy in the things that matter most. 🙂

  • @danielbrown8602
    @danielbrown8602 Před rokem

    Well thought out. Very nicely explained.

  • @brianbaxter3913
    @brianbaxter3913 Před rokem

    Hi Rubeauti. Good video and good info. Everywhere you go there is a wide difference in what people earn just that some places you see the poorer end more easily. I don't consider myself to be rich but I know I can live here in the Philippines comfortably if I keep to a budget. In Canada my pension would pay my monthly expense with very little left over. Here it will pay my expenses with money left to save. I plan to visit many places here in the Philippines as well as some other Asian countries and if I stay in my budget I will be able to do that. At the moment I am meeting friends in different areas and spending time in each area to see if I like it. Hope to soon find a place for a home base. Keep smiling and stay safe

  • @ede7208
    @ede7208 Před rokem +4

    I feel very blessed and very lucky to live here in the Philippines where I can live a good life on my monthly retirement salary. I've been watching economist and others in the USA saying how very expensive it has become and how many are loosing their homes and becoming homeless. I would struggle to survive in the USA but here in the Philippines I live a very good life. And it's been good for me the dollar rate has gone up very high here. It was around 48 peso to the dollar last year but has gone up above 56 peso to the dollar yesterday so my dollar buys more now. It's no wonder many Americans are scared and wondering how they will survive and many looking to live in other countries where it's much less expensive.

  • @Blake_C137
    @Blake_C137 Před rokem +41

    This blew my mind, I live in America, make $10K a month, have $500k in savings and worry about retirement because my financial advisor says I need $2M in order to retire and I turn 50 next year. I’m only on track to have $1.2M unless there’s a boom market. It looks like the answer might just be don’t retire in America!

    • @this.is.berlin
      @this.is.berlin Před rokem +3

      10 k per month sounds great. Here in Germany most people earn 2 k to 4 k per month net. If you have your own business, then more of course. I'll turn 50 in a few weeks, too. Work as a doctor in a hospital. Dont get more than 4 k per month. My savings: almost nothing! What is your job? If I may ask.

    • @GS-en1nz
      @GS-en1nz Před rokem +3

      @@this.is.berlin Dang you should have been a doctor in America. They make real money.

    • @Gribb100
      @Gribb100 Před rokem +3

      move to the Philippines and live like a king

    • @GS-en1nz
      @GS-en1nz Před rokem +1

      @@NY36041 your not being serious right. Doctors in south and central America, making north American money. Those guys are earning like subway sandwich artist money.

    • @chainedaddiction
      @chainedaddiction Před rokem +2

      Moving to Philippines in November. 55 yrs old and done with nonsense in USA.

  • @melrichard2745
    @melrichard2745 Před rokem +2

    Hi Rubeauti thanks you for this awesome video ,you made a good point about an employee @the employer it was great 👍 with respect @love keep up the great work 👍

  • @bruceb7747
    @bruceb7747 Před rokem

    Great video, very interesting look at what's considered rich in the Philippines.

  • @halhortonsworld5870
    @halhortonsworld5870 Před rokem +3

    Everywhere I went, it was just assumed that I was rich since I was Western. Prices would suddenly double or triple for everything I wanted. Mysterious extra charges would suddenly appear on things. Fortunately I had Filipino family back then to run interference for me against unscrupulous locals.

    • @shofarsogood7504
      @shofarsogood7504 Před rokem +2

      Ha yes. I was thinking if I did this, find someone that seemed honest. Test them. Befriend them then hire them. Pay 100$ a month. Not much for us but great and easy for them and all they do is help you avoid dangerous areas, scams, rip offs etc.

  • @quinnchilds914
    @quinnchilds914 Před rokem +6

    Looking radiant as usual, Rubeauti. You should start going live!

    • @quinnchilds914
      @quinnchilds914 Před rokem

      @@Rubeauti that's the authenticity when going live with your audience. We get to see a new chapter of your growth that other Filipinas aren't doing! [Hint] Also write down your questions or topics of discussion, so when you become nervous or displaced you'll know what to talk about next! If you start going live and corresponding with your subscribers you'll begin to see a tremendous leap in your subscribers and views with in weeks$$$. Start off by going live for 5mins during your walks or having morning tea while greeting subscribers. And be sure to show us that amazing smile. You got this...

  • @bluecollarbullionballer4269

    I was worried about my 4k pension and living comfortablely.Thanks for your video. Not sure I will retire there but great to know.

  • @Randy_Gayler
    @Randy_Gayler Před rokem +3

    Your insight and advice for guys considering coming to the Philippines is so helpful. I believe you are wise beyond your years Rubeauti. I look forward to your videos each time you upload. You are a beautiful and amazing young ❤woman! EDIT: Wow, after finishing this, I didn't realize that what I bring in per month would make me be considered rich in the Philippines. That's much better than in the US. Thanks for the information!

    • @bartholomewnyc3503
      @bartholomewnyc3503 Před rokem

      @@Rubeauti But it may not be better for long. The U.S. dollar is going to become worthless in a few years. When that happens, all the Americans over there will be poor.

  • @aquatikdawn3082
    @aquatikdawn3082 Před rokem +4

    you can be rich if you are Rubeauti partner :o... rich in culture and happiness uwu

    • @aquatikdawn3082
      @aquatikdawn3082 Před rokem

      @@Rubeauti yes because happiness comes from yourself and is strengthen by having a amazing woman by your side uwu

  • @paulnorris6740
    @paulnorris6740 Před rokem

    I am coming to the Philippines next year to retire so this is a timely video. You are beautiful, smart, of good character, and a wonderful woman. I love you ♥️.

  • @mafiamuppets35
    @mafiamuppets35 Před rokem

    Thank You R Ubeauti, I'll be in the Philippines next August to check it out 👍

  • @rickyburrows2779
    @rickyburrows2779 Před rokem +3

    Thanks for the information Rubeauti. That is one of the reason I love your country. Friendly people and it looks like Hawaii at 1:20 of the cost.
    I am retired and my pension and social security is only 50,000 a year, but like you say I can live like a king there and still take care of my sweetie. (Ricky)===:::

  • @808pineapple
    @808pineapple Před rokem +4

    Thank you for the information. Many areas such as Angeles and Dumaguete have trash everywhere, implying that the local government and community in the area are not concerned with maintaining a higher quality of life standard. For us this is a significant deal breaker when considering whether to settle down in the Philippines. With trash pollution as a known issue in the Philippines we plan to avoid areas that make little to no effort to clean up their surroundings. An extreme example of the lack of effort or concern to maintain cleanliness in this country is just outside of Metro Manila. Countless Filipino live literally amongst the trash along significantly polluted waterways. Research has found the ILocos region (Norte and Sur) to be the "cleanest", with twice a week trash, once a week recycle pickup and disposal provided by local government. Keep up the good work, and many thanks again. czcams.com/video/Omm4zf0Btiw/video.html

    • @Amen.22
      @Amen.22 Před rokem +1

      Check out B.G.C.

    • @808pineapple
      @808pineapple Před rokem

      @@Amen.22 We understand that the high cost of living areas such as B.G.C and Makati are very well maintained. The issue is that cleanliness is the exception to the rule and pollution is an excepted way of life for the majority of the country. This is a recent report on pollution in your country that is currently being broadcast to the world. czcams.com/video/_O2e17baGe4/video.html

  • @hernanasami8591
    @hernanasami8591 Před rokem

    Very useful information, thank you. I suscribe!!!

  • @charlesyoung9980
    @charlesyoung9980 Před rokem +2

    The average Social Security Payment as of April 2022 is $1667 a month. So, if you retired with nothing more than Social Security, you could live very well as an expat in The Philippines.

  • @gauravreaction4215
    @gauravreaction4215 Před rokem +4

    You are just icon of beauty❤️❤️❤️❤️

  • @DIYWellcraft196
    @DIYWellcraft196 Před rokem +4

    I was married to a philipina for 15yrs, never found anyone quite like her again. I've been to the Philipines and know my way around. Once I retire in 3yrs I'm going to live over there. If nothing else, for the cost of living, I'll be pulling 2700.00 a month. I always thought being an expat would be strange as a young man, but now that I'm older and hopefully wiser as a result. I think the expat life is a comfortable life. Plus the women here in the states have become brutal, and out to get you. when all I need is a nice, kind, woman that I can relate too, maybe a mature philipina, we can take care of each other.

  • @terencole1854
    @terencole1854 Před rokem +2

    I like you. You keep it real. All your videos are fair, transparent, and honest. Keep up the great work Ms Rubeauti! 👍🏽😉If I ever get to the Philippines, you will be my guide. Omg!!! I wasn’t ready for the end cut scene 😂 🤣😂

    • @terencole1854
      @terencole1854 Před rokem

      @@Rubeauti it was a pleasant surprise, that really highlighted your personality. We are all just human afterall; trying our best to navigate this life. Much luv, respect, & success to you & your future Ms.R!💜👍🏽

  • @curbsplitter2338
    @curbsplitter2338 Před rokem

    I still use my iPhone 7 Plus. I see no reason to upgrade until it stops working. Thanks for sharing this information Rubeauti. It is hard to comprehend how some families survive on suck little or even no money. We all know there is no real government assistance to help people. With that being said, I have seen some new government programs to help poor families who are the most in need. That is a positive step in the right direction. I am hopeful that the leaders will start to make bigger changes to help the poorest of Filipnos. You are the Kulot Queen.

  • @spike141962
    @spike141962 Před rokem +3

    I have Samsung it's half the price it does the exact same thing as iPhone 😂. I'm not concerned about what people think I just want to enjoy life. Hopefully I can find a good Filipina who is more concerned about living life than trying to impress others.

    • @milan51259
      @milan51259 Před rokem

      Samsung? Ah, you are part of the Bourgeoisie! :'-D

    • @Jason.Graham
      @Jason.Graham Před rokem

      I prefer Samsung over iPhone. In the UK, the latest Samsung phone costs the same as the latest iPhone.

  • @coreyh7323
    @coreyh7323 Před rokem +3

    I was there for the 4th and last time in Jan '22. worst experience of my entire life. Too many scams for Phil to be my home. I needed that last trial run to come to this decision. I was really hoping it would work, but i cant live somewhere that treats foreigners like shit

  • @impulsoinfinito777
    @impulsoinfinito777 Před rokem

    You’re so well spoken I love it. I love the content esthetic editing

  • @daryltaylor8977
    @daryltaylor8977 Před rokem +1

    I love the killi check at the end! 😀

  • @roccohagedorn3110
    @roccohagedorn3110 Před rokem +10

    As you’ve mentioned, earning 2000 dollars a month doesn’t necessarily mean you have 2000 dollars to spend each month. Sure, if you’re living in the Philippines and your pension or other form of income is 2K US per month, then yes. But if you’re an expat on vacation, your monthly money will be a lot less, as all of your financial obligations at home need to be fulfilled as well. Like rent and utilities in your home country continue the need to be paid. And what is rich ?
    For some people, the ability to have a roof over their head and food in the refrigerator is plentiful, yet others see the need to have various luxury items to be seen as rich. In my humble opinion, having enough money to do the things you like in life, without a worry in the world, is more than enough and should be considered as rich. If you can live the whole month without going into your savings, and actually be able to save even just 1 penny, it should be more than enough. Yet, there are some people that can never have enough money. It’s called greed in most cases. My opinion is: be happy with what you’ve got, as long as you’re healthy.

    • @LGP-rn3rn
      @LGP-rn3rn Před rokem

      It is more important to be healthy than rich.

    • @roccohagedorn3110
      @roccohagedorn3110 Před rokem

      @@LGP-rn3rn Happy and healthy is what I said.

    • @PhilCherry3
      @PhilCherry3 Před rokem

      The other consideration for the expat regarding their expat income is their tax situation. For example, the American who has a monthly gross income of $4,000 will not have $4,000 to spend in the Philippeans. That American will have $4,000 minus whatever Federal/State & Local taxes are taken out before a net check is distributed. Let's say the combined Fed & State tax burden is 28%. This would mean the American expat's $4,000 gross would become $2,880 net available for expenditures abroad or at home.

    • @roccohagedorn3110
      @roccohagedorn3110 Před rokem +1

      @@PhilCherry3 I think that’s why most CZcamsrs are talking in net income anyways. And with that income, after paying all the dues at home, I want to see anyone saving not only a round trip ticket to the Philippines, but experiencing a good time on the trip as well. I guess it’s possible, but I wonder how many years it would take to save for this adventure ? And then, after several years and you finally make it, you be greeted as a millionaire. LOL

    • @davidmaltais2912
      @davidmaltais2912 Před rokem

      This video is for people living in philipines not on vacation so whats ur point?

  • @berettagunowner
    @berettagunowner Před rokem +7

    First of all, becoming "rich" is not what you make, it's what you keep. Some Filipinos will not understand how difficult it is to earn a high salary in the US.. They will not understand all the BS you have to put up with, all the demands that the company puts on your shoulders, small salary, small demands, big salary, big demands..and after all that, you're being taxed to death. Even with all the job walk outs, employers have not learned how to treat their employees and it's worse in the Philippines because there are no laws protecting the workers.
    If you're thinking about retirement in the Philippines, stop hanging around the tourist spots, you will never have a true picture of the filipino lifestyle. Learn some of the language and live like a Filipino.
    For those of you who like to give away their hard earned cash, Filipinos will always love you for it, I don't know what will happen, once the cash runs out.
    Some people here are really struggling to feed their families and stay above water, they bust their hump everyday and nothing changes, those are the ones that I help, on the other hand, there are those that struggle just as much but somehow manage to drink and gamble every night.. Those are the ones I don't help.
    There's up and down sides to every country, it's just a matter of what you're willing to tolerate.

  • @pilotmark2861
    @pilotmark2861 Před rokem

    I like all of your posts . Helps me consider all aspects about when I want to unhook and retire there .

  • @Fari-100
    @Fari-100 Před rokem +1

    Wow, you're smart. It comes across. I like it 😁 got me seriously thinking of retiring in the Phillipines. Gonna visit soon and check it out 😉 all the Filipinos I've met here in U.S. have been beautiful people and friendly to me. Of course, the Filipinas were all crazy beautiful to me 😍😅

  • @lawman3966
    @lawman3966 Před rokem +10

    When I visited Cebu in 2018, I was disappointed to learn that it had become more difficult for Filipinos to immigrate to the U.S. for various jobs such as nursing. I think the U.S. should reconsider that policy. We're going to need all the Filipino nurses and teachers we can get. The shortages are already severe in many parts of the U.S.

    • @geigertec5921
      @geigertec5921 Před rokem +1

      The medical industry and the teaching industry in the US are both controlled cartels now. The last thing people already in these cartels want is competition from Filipino immigrants who will work for less and lower the overall average pay of the cartel members. It's really sad because these people will purposfully let their own industry become depleted and society suffer just for their own selfishness. We see the same thing in other fields such as law. Unless you pay the big bucks for law school the states don't let you take the bar exam even if you studied for it on your own. This is because lawyers want to keep the number of lawyers artificially low so their wages are kept artificially high. Nobody ever does anything about it because those that actually get in are incentivised to make it harder for new people to get in - even if they themselves suffered to get in, because it's all a giant scam.

    • @lawman3966
      @lawman3966 Před rokem

      @Stadler Huyna Well, some may not like those jobs. But the shortages are being driven by a number of factors including: the retirement of the baby boomers and the smaller number of workers in the critical 20 to 60 age range. In the case of nurses, there's a double whammy: the older nurses are retiring and the entire baby boomer generation will be using more and more medical services going forward.
      Whether the jobs suck or not, we should have no trouble attracting Filipinos for those jobs since the U.S. pays about 15 times what the Philippines does for the same work.

    • @diegochavez679
      @diegochavez679 Před rokem

      Why people here in the states are getting charged 40-50k for school and even if they do good on their test and grades they still only choose a handful . It's not fair to the citizens here why give up those jobs to other countries when they haven't fixed the problem here

    • @diegochavez679
      @diegochavez679 Před rokem

      @@geigertec5921 excactly my GF paid 30 k. Did well on her exam and really good grades yet twice she wasn't chosen to get in to the BSN program . It's crazy how corrupt they are . She just gave up and is doing nails and lashes and will make more money

    • @lawman3966
      @lawman3966 Před rokem

      @@diegochavez679 I hadn't heard of this situation. What school did she pay $30K for? Was this a pre-nursing program, or some sort of exam/test preparation service?

  • @lray6945
    @lray6945 Před rokem +4

    I plan on moving there in the future with about $3500 a month fixed income and substantial investments (assuming the US stock market survives Biden). Hope I’ll have enough to live modestly. On another note, you continue to become more beautiful wit every video. Please keep up the wonderfully informative information.

    • @ariefraiser140
      @ariefraiser140 Před rokem +1

      Please keep your toxic politics in the US if you do migrate to the Phillipines.

    • @EinReiseTagebuch
      @EinReiseTagebuch Před rokem +6

      For the stock market and peace in the world, Mr. Trump would certainly be a much better president.

    • @jonross8925
      @jonross8925 Před rokem

      So lets blame all leaders of every country for high inflation and stock market going down? it doesn't make sense. At least Biden wants to restore democracy.

    • @lray6945
      @lray6945 Před rokem +1

      Arie - You are right my friend. And I will be leaving all things political here.

    • @ariefraiser140
      @ariefraiser140 Před rokem

      @@lray6945 Thank you. I don't care what side you fall under it's just not worth bringing that stress along and besides when you're in another country US politics rarely matters unless of course we're starting a war.

  • @jjhatnm
    @jjhatnm Před rokem +1

    There are a lot of rural towns in the US where the cost of living is probably similar, at least rent. If you have access to a Walmart you can really get things cheap.

  • @neversettle751
    @neversettle751 Před 5 měsíci

    Great analysis in terms of wealth perception in PH. Well done.

  • @thelittlesignpost
    @thelittlesignpost Před rokem +1

    I understand the focus on money in everyday life, particularly for those with little or no income! However to be truly rich is only a state of mind, it depends upon where your focus is! Richness of character and personality is often found in those who focus on personal and human relationships of all types, money is not at the heart of this kind of rich person, since wealth is not part of the consideration! The focus on money is only about the quality of life and how to improve your personal situation and to be able to cater to your needs without stress or consideration of your wants! When your eye is upon those who have more than yourself it can turn your eye green with jealousy! No one will take their bank account and all their possessions with them when it is time to depart this world, we only borrow what we have, little or much, you still have to give it back when you go! Borrow carefully and take care of what you have so you can pass it on in good condition with a good heart and love!🥰

  • @rutgersmarine2065
    @rutgersmarine2065 Před rokem

    Great video. It's very helpful.

  • @petergapsis5526
    @petergapsis5526 Před rokem

    you are very articulate and speak like you were born in the u.s.a. I really enjoyed your video. thank you for all those comments, it really made understand where I would fit in the Pinas if I were to go there. Of course, I would go there immediately if I could meet a very special person like you. God bless.'
    '

  • @fishingwithrick3991
    @fishingwithrick3991 Před rokem

    Another nice informative video! 👍 Thank you!

  • @peternielsen5998
    @peternielsen5998 Před rokem

    Thank you for the information Rubeauti. Appreciate you videos. Ingat