"இத பண்ணா.. மாச கடைசியில் பண மழை கொட்டும்..!" - Finance Expert Eye Opening பேட்டி
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- čas přidán 24. 02. 2024
- சேமிப்பு ரகசியங்கள் குறித்து நம்மோடு பகிர்ந்துகொள்ளும் Finance Expert Sathish பேட்டி
#finance #financetips #behindwoodso2
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No back round support 3000 salary 2004 ல கஷ்டப்பட்டுதான் வாழ்ந்தோம் சேமிச்சோம் இப்போ 2400sq land la 4bedroom house with carbarking,second hand car,ponnu marriage kku 50savaran jewel ippo yengaloda salary 45000 but 15yrs big struggle for my life....இது கூடவே 2 குழந்தைகள் 1குழந்தை CBSE படிப்பு இன்னொரு குழந்தை கல்லூரி முடித்து உயர்கல்வி செல்லும் நிலையில் இப்போ இரண்டு வருடமாக தான் நல்ல மனநிறைவான சாப்பாடு சாப்பிடுகிறோம் ஆடம்பரம் நம்மையும் நம் சந்ததியினரையும் சேர்த்தே அழித்து விடும் பல இடங்களில் நான் பார்த்தவை...
How to build in this 15 years challenge tell about
Nice...
@@jagans357 நிறைய இழக்கனும் மனசுல இருக்கும் ஆசைகளை கட்டுப்படுத்தனும்.ஓவ்வொரு ரூபாய் செலவையும் அத்தியாவசியத்திற்கு மட்டுமே செலவு செய்யணும்...உறவுகளின் பல அவமானங்களை மனதில் நிலை நிறுத்தி வைத்து கொண்டு உழைக்கணும்...
Good sir
மிகவும் அருமை
கடன் வாங்குவதை தவிர்த்துக் கொள்ளுங்கள், அது இரவில் கவலை உண்டாகும், பகலில் தலை குனிவை உண்டாக்கும். பணம் சேர்த்து வைத்து தேவையை நிறைவேற்றுங்கள்.
நபி ஸல்லல்லாஹு அலைஹி வஸல்லம் அவர்கள் கூறினது பொய்யாகுமா.... Al hamdhulillah.
Don't buy anything in EMI, buy one by one, this month one thing another month one thing like this, high value means save money 2 or 3 months then buy. This is am following.
Rent 1500-2000 super ... Tent la Dan a
Valanum
😂
Correct😂
Bro tent rate yeee 2000 kku varathu...😂😂😂
😅
Good thank you sir,,
Arumaiyana viedeo padhivu Nantri Sir & Thanks 🙏👍
Please understand value the every state(country) money, this guys are diverting force of people, All must know the denomination value, and dont spend money use money more than you earn money, budget your expenditure not you salary...
Average is 25k va
Mine is 1.1L p a approx average with engineering
Have been pushed to change jobs every 2-3 years😢
சிறு துளி பெரு வெள்ளம். Concept
Yes bro, but less salary/ high value Target.
Yes still never bought new model mobile only bought after 6 month only also never grossed 15k budget this is simple way like we can fix our spend
Use wisely credit card if you had it
I can affordable to buy i phone without EMI but i never did holding currently 11k mobile
💐
Pick just one EMI or SAVING and FOCUS. Let me tell you the TRUTH. EMI is a TOOL for WEALTH creation if you using it CORRECTLY.
Nice and very useful information sir❤❤❤🎉🎉🎉
Useful sir...Thanks sir
After Anant sir's rise as financial expert, Nattula punnakku vikraen, kundoosi vikravan lan financial expert nu vanthuranunga
Yes. Anand Sir told to keep gold as emergency since we are emotionally will not sell gold. Money on other hand doesn't have that emotional hold. 3*monthly expenses we can hold in gold.
I'm sorry. Anand Srinivasan is not a financial professional. He is basically an Engineer. This Satish is a real financial expert. என்ன செய்ய? இந்த உலகம் உண்மையை எப்போதும் லேட்டாகத்தான் உணரும்.
Sathish is a financial expert...
enaku 15k than salary 😢
Gold is the least investment plan..these ppl investment in the best thing, but they always suggest gold investment to ppl..hmmm
Velaiku pona, maasa kadaisila sambalam poduvanga Apdi matum than panam kottum 😂 vera epdiyum kottaathu 😂
Appadi enna Anchor vizhyandu ponaarnu paakuraen.. Araicha maavae araika poreenga.. Aana thumbnail la ennavo pudusa saadicha madiri poduveenga..
For those who are interested, you can learn and try tailoring...
Gold raising when currency and share market starts losing thier trust in main media.
Motivated ! ❤❤❤❤
Super
Very good speech
ஜயா Extra expenses. எதிர்பாக்காத செலவு 15-20% வந்திடுது...
Hotel
Movie
Tasmac
Cigarette
Online game
Ithula 20% waste panrom
Nice content
ஏற்கனவே வருமானத்திற்கு மேலே கடன் இருந்தால் இது எந்தளவிற்கு எனக்கு உதவும்?!😢
How about buying a second hand car sir
Monthku 20 daysa mathanum
So you guys didn't tell me the 4- c story / how you will go to that much with 10 percent, certainly it will take more years.
Naan sikkanamagathan vaalkiren..en salary 10 thethikulla 0 balance aakiduthu...mukiya kaaranam loan
Neenga vechirukura thumbnail kum avaru sonnathukum enna sammantham iruku
20000
How to buy etf and sovereign bond
Soverign bond is waste investment idha pathi parunga
Can we avail home loan. Is that beneficial as per inflation, land appreciation, low interest, tax benefit??
No bro. Better invest for 10 years using emi you proposed to pay and buy the property with cash.
Example 25000 emi means 25000*120 months
30 lakhs investment will fetch 75Lakhs.
50% சேவிங்ஸ்
Chennai la home investment is not good now. Because of poor infrastructure like drainage
எந்த இடத்துல drainage வந்தாலும் 10 வருசம் அப்பறம் அந்த area நாரிடும் ப்ரோ😂
Iam going to invest in home town.podhum da sami😂
First of all, don't worry to much about the DEBT, look at the BIG organization they are on the debts but still generating income...HOW?
Bro they can easily write off their loan with the help of ruling party both Bjp and Dmk
Salary 18000 per month
SGB comes with lock in period of 5 years, so it may not work well if investing from short or medium term.
No lockin for sgb. It can be sold even next day.iys listed in NSE and BSE
How and where to invest.please suggest
Refer my response to earlier post
Mutual funds
Appa thangam vilai kuraiuma
Entha savings la benifit
Mutual fund
Boss 4 kodiya 😮😅 ponga boss
He is wrong about gold price. He don't know what he is talking about.
no check the rate in google fro last 10 year and compare with inflation rate
Na like panra ore visayam neenga kudukra vilipunarvu than
Om, cream, ice, cream antha 4 mantras இது தான் 😅
In future SGB will be taxed. Dont worry😂😂😂
Entha savings la podalam nu vidio podunga sis
Use this mam
Must needed
1. Have a term insurance to cover the life of all earning member in the family
2. Have a health insurance for 3 lakhs
After these premiums, follow these
1. Have at least 6 months of salary in fixed deposit, till you reach this money, save it in RD to start with
2. After this emergency fund, you can start saving for goal based.... It could be for
a, kids education
b, kids marriage
c, house
d, car
For any goals that you have date beyond 5 years, save in equity mutual funds
For less than 5 years goal, save it in liquid and debt funds.
Mutual fund investments is preferred on monthly investments thru SIP (systematic investment plan) method.
Have some in FD also.
Disclosure, I learnt thru my experience, I'm not a certified or authorized advisor
Monthly savings bank la sis entha maari potta safe and intrest kidaikum sis sip maari
30 years ku potta evulonu irukila sis atha solrengala my son it la so..... savings la potta payem illa irukanum athn sis
@@bagyalakshmi3531Invest in mutual funds madam.
People keep money in bank, can be a savings, fd, Rd. But bank use that money in share market and easy make 9% return in long term and gives 7% return to us in fd, why can't we invest in mutual funds directly ? Over than 5 years we will get 12% return for sure.
SGP puthusa irukku...😢
Sir my salary 9000 thousand how to save sir
முதலில் உங்கள் சம்பளத்தில் 10% (Rs.900) RD அல்லது Mutual Fundல் மாதந்தோறும் சேமிக்க ஆரம்பிக்கவும்.
Irrelivent headlines
India's population is the problem here..no one talks about it..its becoming bigger and bigger..and now we overtook china also.. so i pity 2k generation because jobs are becoming lesser and lesser.. but expenses going higher and higher.
கடன் இருந்தா எப்படி சமாலிப்பது இதிலிருந்து எப்படி வர்ரது
Kadan adaikamal vazha mudiyadhu padu pattu kadanai mudingha. Aprm dhan edhuva irrundhalum plan panna mudiyum
மேலும் கடன் வாங்காம இருப்பது தான் ஒரே வழி செலவை குறைக்கணும்
To be honest in india main reason is conservative culture and social demands....which puts men and women into debt..such as forced arrange marriages.. expensive weddings...too many guests for wedding...parents dependent on kids..no social security... peer pressure to make children after marriage.. peer pressure by relative and parents to buy house.. this is the main problem I see in Indian society...it was relevant long back but not anymore.. marriage should be a choice and should not be forced by parents..in western countries this is why they achieve financial independence so fast...on top of that companies in India are not governed by labor laws.. that is why they misuse employees for lower wages etc.. another big problem in india...is population..
If you have gold sell and pay your loan
Vattiku konjam timing vangi asala pay pannirunga
Salary 10k tha
Try to learn tailoring and earn extra money...
Try to take tution and teach the Nearby students..
1 cr investment ethula pannalam
En kitta pannunga 😂😂😂
75% Stocks & Equity Mutual Funds
25% Fixed Income (FD & Debt Mutual Funds)
Nanum ready 😂😂😂
Put it in FD, atleast you can use interest as salary
Thambi sotta Manda sambalam yepadi karayum .... Selavutha agum
Kena koo😂
@@rajprabhakaran3377 ne thana
Post Office Account ஐ வைத்து Demat Account Open செய்யலாமா sir.....
8:20 no
@@extempore637 thank u sir
No
Yennoda salary 30000
Yennoda saving 15000
Idha correct.... Neenga sollra maari panna kaila 10 paisa nikkaadhu..... Yae salary ivlodha nu manasula fix panna konjo amount dhaana yeduthutu thirumba pottudalaanu oru nenappu varum.... Yeduppom aanaa poda mudiyaadhu...... Adhe salary la sari pasdhi odhukitomnaa andha amount romba perusaa theriyum next month idhe amount potaaa innum namma kitta neraya serndhrumenu oru aasa manasula varum..... Adhudha nejamana saving..... Selava kattu paduthuradhu saving illa sir..... Saving aasaya thoondanum..... Yenna control konja naal dha apro ada pongapaa nu manasu vittudum aanaa aasa yedhirka nikkira yellaathiyum mulungidum....... Adhunaaladha sollre saving aasaya irukanum.....
15000 quotation
Rent 1500to 2000
Rice,oil,paruppu ,Ration item
Government school
Tuition parent solli kudunga
Extra curriculum activity ku CZcams is the best platform.... Highly recommended.... . Market ku vaara sandhai.... Ore kadaila 3 maasam vaangunga adutha maasam unga kadaila dhaane vaangure rate korachu podunganu bargain pesunga..... Idhukku mela idha padikkiravanga saamarthiyam...........
Superb
@@sangeethadevi322 thank you
💯💯
For those who are thinking about salary is less, my suggestion is to teach tution to the near by kids Or students
correct'u.. 50% illenalum atleast 20-30% starting'laye eduthu vachutu michatha vachu thaan samalika kathukanum..
Sorry I don't agree with most of his suggestions