No doubts, a good way of growing and saving your money is through investing . You don't need to have much before you can invest."That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
@@eadad4371Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
@@skoopqueenI've come across stories of individuals seeking assistance from investment advisors to enhance their financial stability, so it seems like your investment advisor is quite competent. Could you please share more information about this individual
@@ugojazzy7812I'm just one of the countless individuals who have experienced incredible benefits from investing with Regina Louise Collaro, and I completely agree with you. The year 2020, marked by the devastating impact of COVID, left me feeling utterly hopeless, as I lost my job. However, that year will forever be etched in my memory, not only because of the hardships, but also because it was the year I encountered Regina. I owe my life to her, as she enabled me to lead a comfortable life through passive income. To put it frankly, I consider her to be an angel sent to aid those grappling with financial difficulties
I had to give you a follow 1 because you had “666” followers.. so I didn’t want that for you lol so I’m the 667 and also cause you hit everything I need to know in this video! Thanks!
Another bonus with the Capital One 360 Checking is that it pays a tiny interest. The current rate as of September 2022 is 0.1% a year or a couple pennies a month depending on how much money is in the account.
So as for me you only hold what you’re paying that month . Use your credit card card through the month pay one time bill at end of month after your savings accumulated interest then pay Or just have it come out of your savings One bill a month no debit card Easy and your savings is at 5%
Just signed up so tired of Wells Fargo shuffling my transactions over the weekend in the order they want to process them so they can get overdraft fees out of me! Hope this works better!
I love this account I have had it for over two years .. let's say you accidentally overdraft the account they will give you 24 hours to fix it .. no od fee etc or you can just make transactions decline instead of OD your account.. (this won't stop ach payments just debit card transaction)
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
@@JediWebSurfRespectfully, does this include two checking accounts such as a debit and a credit (for future use)? Am asking as someone newly interested in starting an account with them.
@@StephanieRZ if you open two checking accounts then you will only get one debit card. In the app you can switch between which account the debit card accesses at any given time. So that if you go buy something it will take it out of the account you last chose. Now if you open a credit line account (where you buy something, you will owe interest if you carry a balance) then that is different. They will give you another card to access only your credit account. That is a credit card, not a debit card. If you have a partner and add them as a co-owner or joint holder of the account then they will also get their own debit card in their name.
You will not be disappointed. The app works flawlessly. The credit cards aren’t the best, but they aren’t the worst. The only thing I do not like about Capital One is their interest rates are not the best in the market.
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
I had my first 2 credit cards from capital one after falling on hard times and was able to recover no one would would help with a credit line until capital one gave me a second chance after defaulting on 2 of there cards.
Just switched from Ally Bank as I've had enough of their non-existent "customer service." Capital One's sign up was flawless and instant. You're good looking, by the way ;)
Now the zelle is in correct..you can't transfer Zelle from one checking to your other checking because it asks for either email in phone number that's on the acct..if there the same it won't transfer using zelle
Regretting opening a checking.. the two day early pay is the biggest lie.. They hold my direct deposits two days AFTER it deposits and hold mobile checks for a week.
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
Correct. My other bank has my direct deposits two days in advance. Capital One should get with the program. If other banks can receive direct deposits two days early Capital One should be able to do it also. Very disappointed.
Hey, I just turned 18 and want to open an account. One of the questions it asks is about backup withholding, and I'm not sure how to answer the question. How do I know if I am exempt or not?
just opened one with capital one checking. I got an email from them and they said i have to do 4 things. 1) Make first deposit 2) Download Mobile app 3) Activate debit 4) enroll in direct deposit by giving your employer/payer your account and routing number. Do I have to do number 4 ?? Do u have to deposit employer payee to capitalone to open with them? this is weird to me
I just opened the account but I don’t know how to fund it since I don’t have any other bank account how can I do it? And will I get a physical debit card?
I'm a little new to Capitol One and although so far I do liike the service I don't like that the online bank login site does not offer 2 Factor Authentification.
I think I'm the only one who doesn't own a smartphone. every video over tech has some sort of smartphone in there. from app to website to lookup to photos anything. I just use my PC for everything no need for a smartphone
I was denied in July for this. They sent a letter saying about my EWS score. Capital One might not use Chexsystems but they use Early Warning Systems which is the same shit but different name.
I had a car loan with Capital One, I have a credit card with them and checking and savings accounts and have had to call them for various things. Always a really great experience and they worked with me very reasonably during covid when I had to defer a couple payments. No complaints here
I recently opened Chase checking account and I have had Capital one checking for over a year and Capital One credit card for over 3 years and every payment on time with zero issues. Do you suggest I should have Capital One checking as my primary bank or Chase Bank or keep both? I hope I hear from you soon and have a great day. Thank you so much.
Hey thanks for the comment, personally I really like capital one checking but there’s nothing wrong with having both so it’s totally up to you and your preference.
Well with Capital One you can't even log in to your account as many times as you want in a day because at some point you will get a message saying you have maxed out of your log in limit try again in 24 hours. Maybe for this reason alone I should stay with Chase Bank and forget about Capital One banking.
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
@@CityChristina Some people like to stick with one bank. Then, they also may one one checking account where all of their deposits go and where their spending money is while the other checking account may be used for paying bills. That is one of my guesses.
@@CityChristina to organize expenses, create a budget. One account is to pay bills, another for recreational stuff, another for pet expenses. etc. Multiple savings accounts too for different types of savings. one for an emergency fund for example. I have a bunch of accounts for different things, including business.
I’m 😡 because I just sign up and everything and also everything went well the only problem is I couldn’t login even if everything was correct which is stupid 😢and I have to call them to get help reset my password or user name that’s is so dumb
Will company policy stand in the way of a common sense solution to a problem because of where I turn that's what I'm told why should I trust Capital One I got 30k to deposit if really to pick up a phone and check my story don't have to take my word for it there is proof that I am legit and nobody will lose one penny if they cooperate
this is lousy customer service as possible, i made payment few hours late because their website was down, still they charged me late payment fee and didn't agree to waive unjustified fee.
No doubts, a good way of growing and saving your money is through investing . You don't need to have much before you can invest."That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
Nice one Queen.Any investment tip?. I would love to know how you made it this far
@@eadad4371Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her.
She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
@@skoopqueenI've come across stories of individuals seeking assistance from investment advisors to enhance their financial stability, so it seems like your investment advisor is quite competent. Could you please share more information about this individual
@@ugojazzy7812I'm just one of the countless individuals who have experienced incredible benefits from investing with Regina Louise Collaro, and I completely agree with you. The year 2020, marked by the devastating impact of COVID, left me feeling utterly hopeless, as I lost my job. However, that year will forever be etched in my memory, not only because of the hardships, but also because it was the year I encountered Regina. I owe my life to her, as she enabled me to lead a comfortable life through passive income. To put it frankly, I consider her to be an angel sent to aid those grappling with financial difficulties
@@ugojazzy7812check her up the net and leave her a message
Can you pay a capital one credit card with the capital one checking account?
I had to give you a follow 1 because you had “666” followers.. so I didn’t want that for you lol so I’m the 667 and also cause you hit everything I need to know in this video! Thanks!
You’re not too bright and don’t know what 666 means
666 Bad!👿
Another bonus with the Capital One 360 Checking is that it pays a tiny interest. The current rate as of September 2022 is 0.1% a year or a couple pennies a month depending on how much money is in the account.
That’s .10 percent. Pennies would be .01 so yes the interest is great.
🤘
Which is 10x the APY of the traditional mega banks' "savings" accounts… And that's Capital One's CHECKING account.
how is that a bonus?? lol
So as for me you only hold what you’re paying that month .
Use your credit card card through the month pay one time bill at end of month after your savings accumulated interest then pay
Or just have it come out of your savings
One bill a month no debit card
Easy and your savings is at 5%
My 360 savings is def NOT 5%! It started around 3% and is not that now. 😢
Just signed up so tired of Wells Fargo shuffling my transactions over the weekend in the order they want to process them so they can get overdraft fees out of me! Hope this works better!
Sorry to hear that happened with Wells Fargo. Hopefully this will work better for you!
yeah im tired of wells fargo ODs also only reason i stick with them because they have easy to load money anywhere at their bank atms.
Yes capital one doesn’t charge you overdraft fees
@@darrinlong8038 You can load money into your Capital One 360 account at any CVS, similar process to a pre-paid debit reload.
Feel this same way about US Bank, they can pound rocks
I love this account I have had it for over two years .. let's say you accidentally overdraft the account they will give you 24 hours to fix it .. no od fee etc or you can just make transactions decline instead of OD your account.. (this won't stop ach payments just debit card transaction)
Good info thanks!
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
@@JediWebSurfRespectfully, does this include two checking accounts such as a debit and a credit (for future use)?
Am asking as someone newly interested in starting an account with them.
@@StephanieRZ if you open two checking accounts then you will only get one debit card. In the app you can switch between which account the debit card accesses at any given time. So that if you go buy something it will take it out of the account you last chose.
Now if you open a credit line account (where you buy something, you will owe interest if you carry a balance) then that is different. They will give you another card to access only your credit account. That is a credit card, not a debit card.
If you have a partner and add them as a co-owner or joint holder of the account then they will also get their own debit card in their name.
Just signed up and open an account switching from Wells Fargo Thanks for the information
Sure thing! Glad it was helpful!
How has your experience been since you’ve switched from WF? i’m also a WF member and i’m trying to leave and join Capital one.
You will not be disappointed. The app works flawlessly. The credit cards aren’t the best, but they aren’t the worst. The only thing I do not like about Capital One is their interest rates are not the best in the market.
@@livefreevinnie Goit it! I'm primarily just looking to bank with them and somewhere to keep my money.
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
I have 6 accounts with cspitsl one,360 checking one for my teenager, one for my 2nd grader and 4 savings account.I love capital one.
Hey, quick question… with having this account have you owed taxes because of the money the give you back?
No I don't owe
I love Capital One. They gave a second chance after IIB. I was just approved for a Venture Rewards with a SL of $10K.
That’s amazing!
I had my first 2 credit cards from capital one after falling on hard times and was able to recover no one would would help with a credit line until capital one gave me a second chance after defaulting on 2 of there cards.
Love capital one checking and my credit card
Just switched from Ally Bank as I've had enough of their non-existent "customer service." Capital One's sign up was flawless and instant. You're good looking, by the way ;)
Now the zelle is in correct..you can't transfer Zelle from one checking to your other checking because it asks for either email in phone number that's on the acct..if there the same it won't transfer using zelle
You can use email and the other phone number,Try it out.
@@cheupecheupe7865 yes I know that I have four banks..four zelle accts all different emails and phone numbers
You can switch which account accepts zelle.. Just go into your account and turn Zelle on (or off).
Don’t think assets under management is a good metric for financial health.
So, you need to open a capital one account, inorder to use the 360 checking app. Is that correct?
Regretting opening a checking.. the two day early pay is the biggest lie.. They hold my direct deposits two days AFTER it deposits and hold mobile checks for a week.
That’s terrible.
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
So it’s not true ? Two day early pay period ?
Correct. My other bank has my direct deposits two days in advance. Capital One should get with the program. If other banks can receive direct deposits two days early Capital One should be able to do it also. Very disappointed.
Why would they tell that big lie
Hey, I just turned 18 and want to open an account. One of the questions it asks is about backup withholding, and I'm not sure how to answer the question. How do I know if I am exempt or not?
Hi just saying notwithholding or No to that question and the rest will be smooth flow.
If I get online bank checking account do I still get a physical debit card or no
Yes.
@@CityChristinado you know how long it usually takes?
@@yocunt7736 7-10 business days. Got mine in like 6 though
Capital One 360 savings & checking is great brick & mortar hybrid banking; we have plenty physical locations in NYC.
That’s great!
just opened one with capital one checking. I got an email from them and they said i have to do 4 things. 1) Make first deposit 2) Download Mobile app 3) Activate debit 4) enroll in direct deposit by giving your employer/payer your account and routing number. Do I have to do number 4 ?? Do u have to deposit employer payee to capitalone to open with them? this is weird to me
Don't think I've seen anything that said I have to use Direct Deposit with them. I may have missed it though.
you do have up to 60days to add money to it that what they say so it still dictates yo to add money
I just opened the account but I don’t know how to fund it since I don’t have any other bank account how can I do it? And will I get a physical debit card?
Have you received your your debit card
#keepcashalive
Thank you so much!
if you take a card to cvs they charge load fees.
you can deposit cash to your account and use your debit card as usual.
Quick question, with Capital One checking, does it round up all your purchases?
Yeh
I'm a little new to Capitol One and although so far I do liike the service I don't like that the online bank login site does not offer 2 Factor Authentification.
How can I open it but I am not in USA... Or I want to buy the account I will use it to order goods with it
Capital one is available in the US Canada and the UK. Sorry if your not in one of those countries.
Do they offer early direct deposit
They do But it’s only like a day early. I was getting my check earlier with chime
Very nice
Is Capital One a credit union bank or a traditional bank?
Capital One is a national bank, both virtual and brick-and-mortar.
Quality content, videos like this and insight from an expert goes a long way.
With phone check deposits they hold your money for 10 biz days
I have not encountered that.
How does Capital One 360 checking compare to navy federal checking account? Or California coast credit union?
360 saving at 3.40 int.3/4/2023
I think I'm the only one who doesn't own a smartphone. every video over tech has some sort of smartphone in there. from app to website to lookup to photos anything. I just use my PC for everything no need for a smartphone
I was denied in July for this. They sent a letter saying about my EWS score. Capital One might not use Chexsystems but they use Early Warning Systems which is the same shit but different name.
🤘
Love capital one
Im planning to open up one my question is I can able to use international withdraw when I’m out out of country?
Yes I hv Capital One and behind the credit card is a number you call when outside US so they can allow out of country transactions.
I applied for 360 account online it's been 3days please can you tell me why I haven't got my approval email yet!!
@Shawn thanks brother they denied me
You got approved?
@@Anomy01 nope
You must've had seriously wrong information when signing up. Cause I made my account instantly and it opened instantly
What about their customer service, I heard that they are terrible.
I had a car loan with Capital One, I have a credit card with them and checking and savings accounts and have had to call them for various things. Always a really great experience and they worked with me very reasonably during covid when I had to defer a couple payments. No complaints here
I recently opened Chase checking account and I have had Capital one checking for over a year and Capital One credit card for over 3 years and every payment on time with zero issues. Do you suggest I should have Capital One checking as my primary bank or Chase Bank or keep both? I hope I hear from you soon and have a great day.
Thank you so much.
Hey thanks for the comment, personally I really like capital one checking but there’s nothing wrong with having both so it’s totally up to you and your preference.
Well with Capital One you can't even log in to your account as many times as you want in a day because at some point you will get a message saying you have maxed out of your log in limit try again in 24 hours. Maybe for this reason alone I should stay with Chase Bank and forget about Capital One banking.
@@Bluegreenred woah that’s terrible sorry that’s happening to you.
Personally opinion dump Chase , if you don't have Capital One cafe in your area look for a credit union for local bank
I love chase online pmnt option bc the amount comes out of your balance immediately. CapOne doesn't show the new balance right away. 😢
WHAT IS ZELLE ???????
It’s like Venmo or cash app . Transfers money digitally.
👀
They only give you one debit card though. So if you open 2 checking accounts you can only access one at a time. Huge inconvenience. I'm thinking about switching away from capital one just because of this.
That is weird. Very inconvenient.
Why would you want more than one checking accounts from the same bank though?
@@CityChristina Some people like to stick with one bank. Then, they also may one one checking account where all of their deposits go and where their spending money is while the other checking account may be used for paying bills. That is one of my guesses.
With some Capital One ATMs, when you insert your debit card the prompt lets you choose which checking account you want to interact with.
@@CityChristina to organize expenses, create a budget. One account is to pay bills, another for recreational stuff, another for pet expenses. etc. Multiple savings accounts too for different types of savings. one for an emergency fund for example.
I have a bunch of accounts for different things, including business.
Like the one
ive been denied but im not too sure why
I’m sorry that happen!
🤘
Using a VPN? I was denied, then tried without VPN and got through.
@@Brianmck16 that’s strange…
I got denied because I owed another bank. Once I paid them off I was able to get it.
I just want to know what I have on there wants me to remember account info I'm like this is a waste
I’m 😡 because I just sign up and everything and also everything went well the only problem is I couldn’t login even if everything was correct which is stupid 😢and I have to call them to get help reset my password or user name that’s is so dumb
Will company policy stand in the way of a common sense solution to a problem because of where I turn that's what I'm told why should I trust Capital One I got 30k to deposit if really to pick up a phone and check my story don't have to take my word for it there is proof that I am legit and nobody will lose one penny if they cooperate
Well no Capital One branches in Minnesota.
Yeah that’s the downside of capital one.
Than I'm really not sure what to do.
I think you can make deposits at cvs
@@chocstby yes I believe so.
@@Bluegreenred if I were you I’d just look for a local bank if you are wanting one in person. Otherwise a bank like sofi is great for an online bank.
I’m at a credit union now is it worth switching from one to capital one?
No... You should keep your credit union
this is lousy customer service as possible, i made payment few hours late because their website was down, still they charged me late payment fee and didn't agree to waive unjustified fee.
I’m sorry that’s really terrible.
🤘
Their APP is horrible!!!!! , The worst bank app I have ever used. CANNOT deposit a check, app will CONTINUALLY Crash.
🤟💜🤟💜🤟📢📢📢
How can i open a account with them if am not working now because when i try to sign up it ask employed or unemployed and they how you earn also