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Zach Reynolds
United States
Registrace 4. 11. 2016
Hey guys welcome to my channel where we talk about all things personal finance and saving you money. Be sure to subscribe and turn on the bell đ notification so you never miss a video.
I'm passionate about personal finance and helping you save money through investing in the stock market, crypto, and real estate. I know for myself, despite my best intentions, money has not always been a happy topic for me. It has been something that I have had a hard time budgeting, saving, investing and so on. These are things we all know are important but i'm here to bring some fun to them. To try to talk about them and have a conversation/community around this that is passionate about living life on our terms by being smart with our finances.
If that sounds like something you appreciate and would like then give the channel a follow and I'll see you in the next video!
I'm passionate about personal finance and helping you save money through investing in the stock market, crypto, and real estate. I know for myself, despite my best intentions, money has not always been a happy topic for me. It has been something that I have had a hard time budgeting, saving, investing and so on. These are things we all know are important but i'm here to bring some fun to them. To try to talk about them and have a conversation/community around this that is passionate about living life on our terms by being smart with our finances.
If that sounds like something you appreciate and would like then give the channel a follow and I'll see you in the next video!
The Secret To Budgeting And Saving Money
The Secret To Budgeting And Saving Money. In this video we talk about how you can budget so that you have real freedom with your finances.
âș Subscribe to the channel: bit.ly/3yp9mwZ
Some of the links may be affiliate links and I would get some money if you bought through them. This does not make your purchase more expensive. Thanks all!
âș Subscribe to the channel: bit.ly/3yp9mwZ
Some of the links may be affiliate links and I would get some money if you bought through them. This does not make your purchase more expensive. Thanks all!
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Video
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I got approved for one with a 15k limit.
I read in the terms and conditions of the savor one that walmart and target are excluded from the rewards which is a bummer considering most people shop there. đą
What would you recommend for a credit card since I have absolutely no credit.... Besides a hard hit from simply applying for my first card.
Now you can put cash in at Walmart with the debit card, crazy.
Is it a hard inquiry if you accept the increase?
i just opened one right now
Is there a limit to atm withdrawals? I have to pull 900$ out every month for my rent. Just wondering if I need to pull it in multiple transactions or if I can all at once
Just got approved. 3,000
can you spend $500 and pay it off right away and still get the promo the same month?
Does the 3% cashback on dining applies to delivery orders/takeouts too?
How can i open a account with them if am not working now because when i try to sign up it ask employed or unemployed and they how you earn also
does the 200 dollars come back as Cash rewards or statement credit?
Just got approved for this card for $10,000 not bad
Yo Iâm in the same boat! Congrats. Whatâs your credit score if you donât mind me asking? I applied today and got approved
So, you need to open a capital one account, inorder to use the 360 checking app. Is that correct?
Check you interest rate frequently. I have 2 savings account with Capitol one. When interest rates go up they keep you at your lower rate. On their web site today they post 4.25 for new accounts I found I was only getting 0.08. Once I made the call they opened a new account to bring it up to 4.25. If I did not call they would have kept it at 0.08.
I wish it was a VISA card so I could use it at costco
Like the one
the Apple credit card gets you 3% cash back with no annual fee
Discover It along with my Amex Everyday. Great video.
WHAT IS ZELLE ???????
Itâs like Venmo or cash app . Transfers money digitally.
So as for me you only hold what youâre paying that month . Use your credit card card through the month pay one time bill at end of month after your savings accumulated interest then pay Or just have it come out of your savings One bill a month no debit card Easy and your savings is at 5%
My 360 savings is def NOT 5%! It started around 3% and is not that now. đą
Discover was a tough bank, I did a secure credit card in 2020 with $500 CL. After 7 months, they gave me unsecured for 2,500. Iâm currently at 5000 CL now that I receive back in October 23.
I got approved for one but then accidentally lost the page and when I went to go to apply again they declined me /:
790 credit score as a student. Got approved for 3k credit line
Got approved for $5000 credit was 665 pulls from experien
I got approved with never having credit before lol
Phenomenal card. I got approved for $7,000 with 731 credit score. Not bad.
Bro keep making videos.
Zach I will be getting a Discover-secured credit card....$200.00 line credit..it says no Annual fees......This i like it will be my first time ever I am brand new to this.....But when i go to the unsecured credit card ...Is there Annual fees on this?......
Just signed up a few days ago. So far everything looks good. Savings account with them looking kind of iffy, but it's still early there too.
With phone check deposits they hold your money for 10 biz days
I have not encountered that.
I upgraded capital one platinum with 300 dollar limit to savour one..300 dollar limit.. LOL but he'll I now get some perks so I won't complain..lol
Whatâs your credit if you donât mind me asking?
@@lobcityfd at the time FICO Equifax 740 TU 736 Experian 695..
Is this still the best checking account for 2023?
Hello, how would you rate Discover IT cash back debit card from scale 1-10? 1 being not good at all or 10 for being an excellent choice? Thanks for the review. đ
Their website says over 60k fee free ATMs but doesn't mention if the ATMs are allpoint, money pass or anything like that can you help
Do they offer early direct deposit
They do But itâs only like a day early. I was getting my check earlier with chime
just got approved for $500 SavorOne although it does not look like i got the %0 intro apr. that is fine. prior to this maybe 6-7 months ago i got the secured platinum ($50 security deposit, $200 limit). i read somewhere that i shouldn't have accepted a new card yet because now they will never give me platinum sec deposit back. idk if that is true. if so idc i'll still keep it. but excited about the savorone coming in the mail. i only just began building credit. says my Experian FICO slightly over 700. i did not even have a fico score roughly 7 months ago.
technically 3 versions of this card on the site
Their APP is horrible!!!!! , The worst bank app I have ever used. CANNOT deposit a check, app will CONTINUALLY Crash.
Actually got approved today. Finally building my credit after messing up when I was young. I actually only have like 630 credit score but it should improve within a week or so because I just paid off all my other cards. so I was surprised when I got approved.
Love this card just got it using it for groceries. Im done with my discover card it would always switch categories for cash back. The 200 cash back gonna get reached real soon. Love it!
what grocery stores are included I could not find it on their website
â@@Chemistrydailthere is no list. It's what the merchant classified themselves. As long as they are classified as a supermarket, you'll get the 3 percent. That's why super Target and Walmart don't count. Not true grocery stores.
Wont let you use Zelle for 3 months. Even if you have a long time credit card in good standing with them.... Policy BS
Thank you so much!
Good point Zach!
Quick question, with Capital One checking, does it round up all your purchases?
I stick with credit unions. No fees for, checking Early get direct deposits and thousands of đ§ available. No need to use Zelle.
I just opened a discover account the mobile deposit is only $500 will this go up?
I got a 725 credit score I applied for a Capital One Savor One Card but the approved me $1000 credit limit. Iâve had for a month. Iâve charged $1200 but Iâve been paying every charge one the charge post to the account. I want a credit limit increase. Iâm hoping this strategy works
Yeah, but in order to get that $200 you have to be a brand new customer of capital one you canât have previous capital one cards because if you do you donât get it I just found that out
No doubts, a good way of growing and saving your money is through investing . You don't need to have much before you can invest."That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40âs and Iâm still in my 40âs, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesnât matter if you donât have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
Nice one Queen.Any investment tip?. I would love to know how you made it this far
â@@eadad4371Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So Iâll advise you do get a good Investment advisor for yourself.
â@@skoopqueenI've come across stories of individuals seeking assistance from investment advisors to enhance their financial stability, so it seems like your investment advisor is quite competent. Could you please share more information about this individual
â@@ugojazzy7812I'm just one of the countless individuals who have experienced incredible benefits from investing with Regina Louise Collaro, and I completely agree with you. The year 2020, marked by the devastating impact of COVID, left me feeling utterly hopeless, as I lost my job. However, that year will forever be etched in my memory, not only because of the hardships, but also because it was the year I encountered Regina. I owe my life to her, as she enabled me to lead a comfortable life through passive income. To put it frankly, I consider her to be an angel sent to aid those grappling with financial difficulties
â@@ugojazzy7812check her up the net and leave her a message
Capital One Credit Cards are terrible horrible its ridiculous lowest limits. Is excellent to scams, ripped off and taken advantage of people who are bad credits. My advices to all you the peoples do not do business with Capital One. Or else you'll be sorry.đąđąđą