Why I Have 8+ Credit Cards
Vložit
- čas přidán 31. 05. 2024
- DISCLAIMER: This isn't financial advice.
Please don't get into debt and blame me on your tombstone.
Why I Have 8+ Credit Cards
Hey folks, I wanted to make this video because I'm super into credit cards and I realized that most of my friends only had like 1-2 cards. Well, this is why I have 8+ credit cards, because it's cool. Anyway, this isn't a financial advice guide, it's more like a rant on why I like credit cards, why I think you should get a credit card, why credit is important, and some beginner credit card tips if you're interested! I'm NOT an expert, I'm more like a dabbler, a pepperoni enthusiast, not a pepperoni scientist.
Timestamps:
0:00 Intro
2:21 Do Credit Cards Make You Broke?
3:31 Why Get A Credit Card?
4:09 How Do Credit Scores/History Work?
7:15 Why Do You Have 8+ Cards?
8:59 My Philosophy Using Credit Cards
10:18 Where Do I Start As A Credit Card Beginner?
13:23 My Best Credit Cards And Rewards
15:56 Outro Summary
Socials:
Tik-Tok: @adrian_widjaja vm.tiktok.com/TTPd28QfoQ/
Instagram: @adrian_widjaja / adrian_widjaja
Twitter: @adrian_widjajah / adrianwidjajah
Equipment (Affiliate Links):
Chair - amzn.to/3Dg8biq
Mouse - amzn.to/2ZPTIfu
This ISN'T a beginner credit card in 2024 or financial advice, seriously, I briefly go over some of my cards like the Amex Gold, Amex Plat, Citi Double Cash, and Discover Secured Credit Card.
#adrian #adrianrage #creditcard
thank you terraria man
thank you terraria man
thank you terraria man
thank you terraria man
thank you terraria man
thank you Minecraft man.
bro needs 8 credit cards just for the goblin tinkerer
Me and probably you too
Not sure if you’ll read this, but this video actually meant a lot to me, I have no knowledge of really anything to do with credit, my dad was the one who knew everything about how to handle money, but unfortunately he passed away in 2021 to brain cancer, and I didn’t have enough time with him to learn as much as I could about so many things to life, so thank you Adrian from the bottom of my heart, for being a role model in not just entertainment, but in life also.
Dang bro sorry for your loss
o7
That is by far the greatest thumbnail i have seen in my life
Bro is so rich he needs 8 credit cards
Lol
I love the new Adrian Yapping videos it's a nice change of pace 🤣😤💯🙏🔥
I FUCKIN REMEMBER THOSE RACE CAR THINGS BRO THEY WERE FIREEE
Same lmao
Thanks, this is very informative, your passion of credit cards is very inspiring and i might just follow your way to utilize credit cards in the future
This is awesome!!! I’m currently taking a business and personal finance class and I think it is extremely important to share this type of information with people who might not know these things.
Dude change in format and im loving it please make another one.
Finally someone understands!! I have 3 myself and plan to end up with 8-10 farming those points ongggg!! Love the video keep up the great works❤
woahhh this was actually some really good information to know, i kind of knew like basics of credit cards but i never actually looked into them i'm definitely going to get a credit card now... you should defo make more content like this it was enjoyable to watch
This was very informative, ty Big A
i absolutely love the content like this. please do continue uploading things like this!
I agree
Love the videos you’ve been making when you just chat bout shot you like and give us advice, feel like having a cool older brother/cousin keep up the good stuff
this helped me a lot thanks would be cool to see another video !
I like your words magic man
But seriously thank you for the information
This video was great, I never would have thought about this if it wasn't for you.
I remember the video of you talking about how you love Ludwig and now seeing that this is almost like the style of a mogul mail video is so cool (love ya Adrian)
Ya I completely agree, credit cards are super interesting and an amazing thing that you can take advantage on, the bank helps you and your also helping them!
Useful information thank you terraria man
Thank you for showing me the numbers, I will use them for the greater good
Actually useful information thank you
13:15 I would love some more life advice styled videos
This is cool bro, I enjoyed it a lot.
My favorite CZcamsr is here!
Love this kinda of video
This is actually so interesting to watch bc I take marketing in school and I can see how important of a class it is to
I actually wouldn't mind more of this, like i love the Terraria (and the other content your making recently), but this is nice and kinda cool tbh
This was… crazy informative Adrian
I’m 23 and I learned A LOT.
Like…. A lot a lot, whether you read this or not, Thank You.
Bro you just brought back a core memory of mine with that card car thing and I fairly sure I still have it somewhere too.
I appriciate the advice funny terraria man! Even though i am still basically a child and wont need this for a while, i wouldn't have known about how credit cards fully worked when i would have needed them. While i understood how their core function worked, i didn't understand credit score and i appriciate you telling us! I don't care if what you say isn't very good or at the level an expert could tell us at, its still more than we would've had, thank you
Dude, you didn't need to do this but helping out all of us for free is too kind
Fire thumbnail btw
You are the man
Thank u for the info my guy i need it 😅
always been scared of credit cards bc my dad had a lot and to say the least he wasn't very good with them. would loveta hear u yap some more about this passion :) nice break from the screaming xd
As a dude who just got his first credit card I think this content is actually like really cool of you to make.
No way this is the most informative video about credit cards I ever watched after trying to learn about this shit for 2 years
Love the shirt. Peak show
Most important advice i ever saw
Credit cards are like a double edged sword.
If you get it right, it's gonna help you a lot. But if not, it's gonna stab you.
I have always treated my credit card like a debit card, amd if I have to make a "big" purchase (like a phone or something), I put those on EMI, amd pay the bill monthly, whilst simultaneously racking up points.
I select the EMI plan that's flexible with me, and then not overuse my card after I had made that big purchase, and instead, use the other one whilst keeping track of my bank balance and building up my credit score.
Main point, as you said - don't overuse the cards, as it will hurt ya.
And Adrian, those are some mighty fine tips by you, and I do love me some mano-a-mano videos like this.
Very good information, thanks!
(Totaly won't tell all that to my friends and help their new life)
((We do not live in Anerica))
We need more content like this no cap
Ye I also think the aqua sceptre is an underrated weapon
i would love another credit card vid
You deserve more subs
you don’t need 8 bro let me take one of those for you
i also really admire you for doing this. this actually helped a ton
I want more of this
we need more brother to brother advices!
bro wanted to get the subtle flex in
Master Adrian so wise 🙇♂️
thumbnail looks fire
This isn't what I expected but is still kinda epic
"I place my 2% cashback card on defense mode and finish my turn"
Yo terraria man can you do one on taxes and how to minimize/avoid them or ROI and things like that??
I would actually like more videos like this, my video game brain understanda what you say the way you explain it
Interesting I'd like another video on this.
big terraria man thanks for the advice
Credit cards are great as long as your are educating yourself and not materialistic
He’s doing all of us a favor by teaching us this, bro is trying to make something fun that probably wouldn’t be fun for most of us, thanks man, appreciate you a ton! ◡̈⃝︎
I’m being dead serious right now
11:19 yes! please do it, it would help me a ton and I would really appreciate it :D
This man makes Terraria and Eldenring content, then i wake up and see this I love it
For a terraria gamer who makes cool videos, this was extremely educational and easy to follow
Bro mogged me thruuuuu the thumbnail🗣️🗣️🗣️🗣️
thank you father for the advise
Should we pay the day after we use the cards or before the payment date?
pls make more content abt this 🙏
Those race cars were fucking sick lmao so many memories
I love the thumbnail lol
I actually want videos in this topic cause i want to start building it soon
Yo quick question but can I see the numbers on the front and the back on all the credit cards please?
What made you want to start to do some life advice? Also will you be doing advice on other topics?
Do a ranking of debit cards
If I was listening to a teacher yap about financial tips for 20 mins I would tune out immediately but Adrian doing it kept me entertained for 20 mins 😅
you just called us poor in 8 different universes
my mom has the black american express card is that good?
This is like "My strange adiction" but actually useful 😂
shoutout Phil
Hey adrian if you have time can you play terraria redemtion , calamity and fargo
is it possible to put multiple perks on one card?
adrian is slowly becoming a commentary channel
Not the sigma Adrian in the thumbnail 😂😂
Behold the master (of) card
my fav terraria man giving financial advicr
Phil is now part of the Adrian lore
The biggest thumbnail flex I have ever seen
thanks mr. terraria
I don’t think I’ve ever seen someone with this many credit cards (and I ain’t complaining)
Great video. Next time show back of card.
The Thumbnail made me clicked as fast as i can
Thank you terraria man for mewing in the thumbnail
how long have you played terraria?
my creditscore is already goated because my dad put me on his list
Now that's a thumbnail
youtube wont recommend ur first few non terraria vids btw so you probably still did a good job
we are using phill
Thanks for this vid, I had to coach my older and younger siblings on cards. now i can just send them this and tell em to use their brain. lmfao
Took a finance class in high-school that was just the same repeate info of invest in a Roth IRA (which is good advice) and that debt is awful and credit cards aren't useless. But the reasons they gave were just people being financially stupid.
I wouldn’t mind it if you started posting this kinds of videos sometimes, like things that you are interested in or just business and finanace stuff
Having a gogeta figurine is so god damn real
Like the thumbnail 🤫🧏🏻
why does the terraria man give better advice than my parents