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Budgeting

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  • čas přidán 15. 08. 2024
  • Taking time to make a budget can help you make smart financial decisions today and reach your goals in the future. Setting up your budget is simple. You just need to take the time to get started. To learn more about personal budgeting, visit StudentAid.gov/....

Komentáře • 104

  • @stephenkotopka6158
    @stephenkotopka6158 Před 9 lety +205

    Anybody else see the irony in the federal government pretending to know the basics of a balanced budget?

    • @Speedj2
      @Speedj2 Před 9 lety +20

      note how the tire pops and they need a new car at 0:20. yeah, seems like typical government thinking.

    • @vtech325
      @vtech325 Před 9 lety

      Stephen Kotopka Is this not the basics of a balanced budget?

    • @mrsuns10
      @mrsuns10 Před 9 lety +2

      Stephen Kotopka The government cant even run itself without failing on its ass. What hypocrites

    • @SirSeabass
      @SirSeabass Před 9 lety +3

      +vtech325 I think that Stephen is just trying to point out the hypocrisy of the "Do as I say not as I do" stance this video seems to imply.

    • @vtech325
      @vtech325 Před 9 lety +2

      Sebastian Smith But it isn't hypocritical.
      Just because you got into a car accident doesn't mean you can't advise people on how to *not* get into one.

  • @watermalone
    @watermalone Před 6 lety +44

    kinda hard to cut my expenses when they're all from my tuition :))))))))))))))

  • @kevinrobinson7718kr
    @kevinrobinson7718kr Před 8 lety +44

    top ramen again

  • @kinglito93
    @kinglito93 Před 9 lety +61

    GO TO COMMUNITY COLLEGE AND THEN TRANSFER OR GET A USEFUL ASSOCIATES DEGREE. DONT WASTE YOUR MONEY!

    • @shakirasunshinez
      @shakirasunshinez Před 8 lety +7

      or u can be a good student and good full ride like i did and not waste time at a community

    • @kinglito93
      @kinglito93 Před 8 lety +28

      ChocolateHeartz Congratulations on your scholarship. Not everybody has the resources or ability to get a full ride scholarship. I believe education should be accessible to everyone. Hopefully you will learn to be more humble in the future, and pay attention in English 101.

    • @shakirasunshinez
      @shakirasunshinez Před 8 lety +18

      +Alan Galarza thanks. i come from a low income family though. your right not everyone can get scholorships. sorry for my arrogance.

    • @kinglito93
      @kinglito93 Před 8 lety +14

      ChocolateHeartz I wish you the best in your studies.

    • @dwaynew3319
      @dwaynew3319 Před 8 lety +18

      Went to a community college my first two years, got my associates degree and transferred to a state University, slashed that debt in half

  • @jackiecaccavari6637
    @jackiecaccavari6637 Před 8 lety +6

    Budget, knowing where your money goes, instead of wondering where it all went! Very helpful.

  • @hustlehardstudyharder8197
    @hustlehardstudyharder8197 Před 9 lety +40

    I'm screwed...

  • @Chris-mw7ll
    @Chris-mw7ll Před 8 lety +31

    This video makes it look so damn easy, what a joke. Goodbye grad school😭

    • @3li3z3r1
      @3li3z3r1 Před 8 lety +4

      +Justin Lareaux budgeting is not easy, but the basic premise of why you should budget is. I think this video was trying to convey that idea instead of being a video about steps by steps instructions on how to budget.

    • @mrs.nobody7474
      @mrs.nobody7474 Před 3 lety

      haha

  • @jennifer7648
    @jennifer7648 Před 9 lety +13

    Yeah, this is great in theory. When there is one income for a family of five, it is impossible to have more money coming in than going out.

  • @lesgcar
    @lesgcar Před 8 lety +2

    Simply Learning is a new achievement on my part!

  • @mississippitransman8617
    @mississippitransman8617 Před 8 lety +16

    It's really hard to figure out your income when you make tips. It's basically changing week to week depending on tips and hours. Budgeting in my situation is hard.

    • @321beth321
      @321beth321 Před 8 lety +6

      Then just estimate the average what you get in a week.

    • @laurenmartin-zumaeta8784
      @laurenmartin-zumaeta8784 Před 3 lety

      Try making an excel spreadsheet - or any kind of written or digital spreadsheet, for that matter - where you write down how much you receive in tips each day, week, month, etc. Excel formulas can help you find the average amount of tips you receive a month which can help you with budgeting.

    • @user-pc9db3of6z
      @user-pc9db3of6z Před 8 měsíci

      400

  • @tracyrees8413
    @tracyrees8413 Před 4 lety +2

    I have spent a lot of money on Budgeting Courses which don't do me a lot of good when the government takes what they want off the top.

  • @Only1Cookie
    @Only1Cookie Před 2 lety +1

    Who else had to watch this video because it’s to help you with you homework that your teacher provided for you?

  • @jacquelinepowers4258
    @jacquelinepowers4258 Před 9 lety +2

    This is great. I work in student affairs at a 4year public institution, and I'm excited to share this with our incoming students. Thanks!

    • @noeramirez3926
      @noeramirez3926 Před 8 lety +2

      +Jacq Pow JUST TELL THEM TO SAVE THEM SELVES GO TO COMMUNITY COLLEGE

  • @juanandonlydeagledoubleg1468

    SHiet im gonna have to sell my csgo knives fucking rip

  • @viviancaver741
    @viviancaver741 Před 9 lety +1

    This is great. We all need a starting point.

  • @marianaportillo4046
    @marianaportillo4046 Před 2 lety

    excellent presentation very good information

  • @teresalockett3384
    @teresalockett3384 Před 9 lety +3

    Money Managing ,is so important.

  • @p1bump
    @p1bump Před 8 lety +4

    this is a consistent impossibility for those of us on commission only, hero one month then zero the next

    • @3li3z3r1
      @3li3z3r1 Před 8 lety

      +Rich Rose, I use to work in sales, and what I used to do I used to take a yearly average. My monthly budget used to my last year's income divided by 12.
      Over three and half years working as sales rep, even accounting for different amounts of money made during different times of the year, on average, I made about average :)
      When I got a big paycheck, I put a corresponding big amount in savings, because I knew for a fact, sucky months were ahead.

    • @p1bump
      @p1bump Před 8 lety

      amen to that last paragraph. the difficulty is that income has continually declined and, therefore, a budget based on this become impractical. Instead, I'm holding on to each fistful of pennies with great trepidation!

  • @lajbell1
    @lajbell1 Před 9 lety

    This is a good reason for budgeting, planning, and making good choices about education and how to invest prior to graduating from high school.

    • @crystalloop580
      @crystalloop580 Před 4 lety

      Matthew has more Integrity than the whole family

  • @myrlaruiz2146
    @myrlaruiz2146 Před 8 lety +1

    Me agrado el vídeo, es muy informativo.

  • @AlvinaRodrigues-rv2ru

    How cool!

  • @rogeriomarciosouza
    @rogeriomarciosouza Před rokem

    Excelent information.

  • @undergroundhero3804
    @undergroundhero3804 Před 8 lety +1

    Im borrowing $14,838 in loans and around $6,815 in grant money thats equal to $21,653 can someone tell me why is it that even though my schools expenses is $20,096 how do i not have enough to pay it off and this is just for one year.

    • @shoushikochou
      @shoushikochou Před 5 lety

      You don't pay back a grant. Starting from a public college then transferring would have to made it cheaper. I don't know how far along you are so it could be too​ late.

  • @shanaperry1059
    @shanaperry1059 Před 8 lety +1

    Thanks this was very educational.

  • @deborahferraro2849
    @deborahferraro2849 Před 8 lety

    good information.

  • @rsautoswitcher_com5922
    @rsautoswitcher_com5922 Před 6 lety +1

    Nice video dude

  • @onederknot5944
    @onederknot5944 Před 7 lety +1

    Tell me about budget when the fed pay shared off from China

  • @myrlaruiz2146
    @myrlaruiz2146 Před 8 lety +3

    Interesante

  • @CrashRebootL3
    @CrashRebootL3 Před 10 lety +1

    money management, sooo important

  • @judytschudyboyko6690
    @judytschudyboyko6690 Před 9 lety +1

    Great news for a 2n chance !

  • @aaravpatel3165
    @aaravpatel3165 Před 2 lety +1

    SHEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEESH

  • @user-pc9db3of6z
    @user-pc9db3of6z Před 8 měsíci

    Everything

  • @josealegria3615
    @josealegria3615 Před 4 lety

    i'm going to be majorly broke and in debt. damn.

  • @Hatmaster
    @Hatmaster Před 7 lety +5

    oh god kill me

  • @vandanakeerthana85
    @vandanakeerthana85 Před 5 lety

    Superrrrrrr teaching

  • @sierra4603
    @sierra4603 Před 5 lety +3

    rip me

  • @richiemitchell2576
    @richiemitchell2576 Před 3 lety

    I been on a 150.00 budget for about a year and let me tell you. It's not worth it because you don't have a life it will drive you insane. I let someone take over my Bank account and that person gives me 150.00 a week to live on. Yes I have a good sum of money if you enjoy living like a hermit maybe it's for you. But life will pass you by living that way if your single.

  • @pennyhatfield10
    @pennyhatfield10 Před 8 lety

    I plan to budget as much as possible to save and pay back

  • @andreareed3089
    @andreareed3089 Před 9 lety

    Sit down and make a budget and get all the bills, credit cards, truck note and student loan payments all together when I can handle them better

  • @andreafoxx925
    @andreafoxx925 Před 2 lety

    am. under budget

  • @NesVirtualStudios
    @NesVirtualStudios Před 6 lety

    ayyy nice video

  • @fabsisters1
    @fabsisters1 Před 6 lety

    Awesome!

  • @aaronlowe3156
    @aaronlowe3156 Před 6 lety +1

    StudentAid.gov/Budget doesn't work

  • @sudharamachandran4657
    @sudharamachandran4657 Před 8 lety

    easy to understand good

  • @ariazfx7183
    @ariazfx7183 Před 4 lety

    i still hab cinfusion UnU

  • @trishaboyes227
    @trishaboyes227 Před 8 lety +1

    do not waste your time or money they are a rip off

  • @ZaidKhan-tz2uf
    @ZaidKhan-tz2uf Před 5 lety

    Nice baugt

  • @oliviawong432
    @oliviawong432 Před 4 lety

    I am writing on behalf of ILC (www.ilc.org). TVO is the educational media organization for the Province of Ontario, Canada, and is a charitable not-for-profit organization. The ILC is the province’s designated provider of distance learning and creates and offers ILC’s courses to registered students for credits, leading to an Ontario Secondary School Diploma (OSSD) or post-secondary enrolment. The ILC courses are offered in text or in a password protected online environment to registered students wherever they are in the world. The ILC courses are typically offered for at least 10 years, but could be for much longer.
    We are now seeking your authorization to include your video “Budgeting" URL: czcams.com/video/6Ib-bdko5cE/video.html (“Your Content”) in a Grade 12, University Preparation Math class currently called Foundation for College Mathematics, (the “ILC Course”) in the manner described and for the life of the ILC Course.
    As the copyright owner of Your Content, may we have your authorization to so include Your Content in the ILC Course? I would be more than happy to address any questions or concerns you may have if contacted at . Thank you for your consideration.
    Olivia

  • @bre2544
    @bre2544 Před 3 lety

    College student Budgeting excel sheets found here! etsy.me/3lRaq3j

  • @LilGee123
    @LilGee123 Před 3 lety

    Congratulations I’m poor

  • @Milk-ew4pf
    @Milk-ew4pf Před 4 lety

    ah yes the government is telling us about budgets but they don't use it

  • @jadedcode8953
    @jadedcode8953 Před 3 lety

    im dead

  • @vickyaguero1961
    @vickyaguero1961 Před 3 lety

    Does anyone realize that if my son was a convicted felon like the millions in Oklahoma’s prison system they would get a free education at our expense. But because all of you students have done the right thing you actually get nothing free. What in the World of ant kind does that make any sense. I’m a single mother, unemployed and have a rare blood disorder, do you think I get a break? No. And where did they learn budgeting? I’m more confused than I was when I started. Good Luck All; your going to need it. LOL