My Last Healthcare Experience in America vs First in Czechia 🇨🇿 (Prague, Czech Republic)

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  • čas přidán 9. 06. 2024
  • Today I respond to a comment on a previous video about American Healthcare and if it is better than what you get in the Czech Republic.
    Thanks for watching my video "My Last Healthcare Experience in America Vs First in Czechia (Prague,Czech Republic)
    Let me know about your experiences with healthcare in the US or in the Czech Republic in the Comment Section
    Follow me on Instagram at:
    / thepragueexpat

Komentáře • 114

  • @brysonmacdougal7898
    @brysonmacdougal7898 Před rokem +57

    I'm a retired advanced practice RN. We moved to Czechia when my husband retired (he was born & raised in Czechia, fled Communism in 1979 and lived in the US for 40 years) and I can tell you so many horror stories about the US healthcare & billing system - I also have multiple sclerosis. I, too, have been very happy with the healthcare system in Czechia. Here's an example I think most Americans will relate to; my insurance co-pays on three of my routine medications in the US totalled $348/per month. The same medication in Czechia for a THREE MONTH supply costs just under $20 (USD)! It saddens and angers me that my friends and family in the US often go without medical care due to the cost. I love living in the Czech Republic and my only regret is that we didn't move here sooner.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +5

      Thanks for sharing your story. Im glad to hear your having as positive of an experience with the medical care here as I am. When I made this video I thought I would possible just get a bunch of stories telling me that my experience was just luck.
      Where in Michigan are you from?

    • @martintvrdik1655
      @martintvrdik1655 Před rokem +3

      You should count in all those extra costs. Healthcare in here costs 13.5% of your salary by default + some extra expenses albeit those are smaller as a result as you say. But it makes zero sense to just ignore them. So if we talk about median wage in Prague which is the most expensive city here, we talk about 1800$ a month and therefore 242$ a month for public insurance that you have to pay - there is no option. And that is before medication and procedures that are not always paid for by public insurance. And those exists and are quite common, try a dentist for instance. For comparison in US (not the most expensive place) we talk about 4164$ a month as a median wage and even if you reduced it by 1k with very solid insurance 300$ for medications (that I am sure would be less if you had premium insurance plan) and 1300$ for average US rent, you would still be much better off with like 2k$ left than in Prague where you would be left with like 800$.

    • @brysonmacdougal7898
      @brysonmacdougal7898 Před rokem +6

      @@martintvrdik1655 IF an American has healthcare through their employer most still pay 50% of the insurance premium and the coverage varies wildly from plan to plan. Let me give you an example: before my husband retired his employer sponsored health insurance for he and I cost my husband $100 per week ($400 USD per month). The plan offered by his employer had a $7,000 annual deductable per person, after you met your annual deductable the insurance would cover approved health care claims at 70% as long as you stayed "in network" and as long as no one else might be responsible for coverage (like injuries sustained in an auto accident where auto insurance would cover it, etc.). A few years ago I fell in a grocery store and tore my hamstring muscle in two places, I was taken to the hospital in an ambulance where I had x-rays, an MRI and was admitted for four days. My bill totaled $67,656 USD and my insurance refused to pay it - they determined the grocery store was responsible, the store refused because my fall was not due to negligence on the store's part. It took months to resolve this. My health insurance paid 70% of that bill - my secondary insurance (which I paid $140/ month for) paid 80% of the balance which still left me with a sizable bill to pay. Many people outside of the US aren't aware of this but the majority of Americans work low wage jobs. That singe hospital bill was far more than my husband made in a year and he made more than many Americans do.
      www.bloomberg.com/news/articles/2022-03-22/federal-minimum-wage-1-in-3-us-workers-make-less-than-15-an-hour#:~:text=Nearly%2052%20million%20U.S.%20workers,published%20Tuesday%20by%20Oxfam%20America.

    • @grahvis
      @grahvis Před rokem +3

      @@brysonmacdougal7898 .
      With the same accident in the UK, there would have been no form filling other than your details and nothing to pay.
      No such thing as network area, even where the NHS in England is separate from the NHS in Wales where I live, I have moved from treatment in one to treatment in the other for the same thing without a hitch.

    • @vratislavrybar240
      @vratislavrybar240 Před rokem +2

      @@martintvrdik1655 ovšem z těch 13,5% pouze 4,5 platí zaměstnanec....zbylých 9% odvádí zaměstnavatel

  • @mironwg1
    @mironwg1 Před rokem +7

    We moved to Czech Republic 6 years ago. I spent 48 years in US. Two years ago I discovered a big lump in my throat. It turned up to be a cancerous tumor. After the initial testing, biopsy and pre-op checkup, within ten days, I was on the operating table. The operation took about four hours. I was two days in IC unit and 7 days in a private room. The operation was followed by 7 weeks of daily radiation treatment. This is followed with a checkup every four months. My total bill for everything including various medicine for the radiation burns, was $200, only because I had a private room (with a private bath, TV, coffee pot, etc.). Our insurance bill in US was $1000 a month. Here in Czech Republic, my wife, non Czech citizen pays about $95 a month for 100% coverage. My wife, US born will not go back to US, not even if you would pay her.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem

      I’m very happy to hear you got the care you needed. Not having the stress of worrying how much it costs I’m also sure helps healing. I was talking to someone else through this channel whose friend just had had a heart attack. He’s alive but there is some serious damage. Unfortunately he is also uninsured so instead of focusing on some kind of rehab or trying to get better the guy is just stressing about how much money he owes the hospital. It’s very hard to get better when massive debt is hanging over your head. Thanks for sharing your story!

  • @krastycz1810
    @krastycz1810 Před rokem +34

    I moved from the US with my Czech wife 11 years ago and I do not plan on moving back to the US as the cost of living overall is lower, affordable health care and free education. I even became a Czech citizen!

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +1

      Any reverse culture shock when you go back? things changed a lot in 11 years. Congrats on the citizenship!

    • @krastycz1810
      @krastycz1810 Před rokem

      @@ThePragueExpat0 maybe just being able to understand and communicate easily plus the food and feeling like a dork for relying on public transportation there as people give a "you don't have a car?!" reaction lol.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +2

      @@krastycz1810 haha I actually bought a car here.. probably not the best use of $ considering I rarely use it but we have gone on some cool roadtrips to like Munich.
      How often do you go back?

    • @krastycz1810
      @krastycz1810 Před rokem +1

      @@ThePragueExpat0 about once a year. It's a long haul especially when you get older LOL.

    • @renatobabka263
      @renatobabka263 Před rokem +2

      Hey Krasty. About the citizenship, you needed to live there for awhile to get it or how was it?
      I ask this bcuz I just got my Czech citizenship, my dad was Czech but I born in Brazil, and I would like my wife to have it aswell, but at the Czech embassy they wasn't sure, but said she wouldn't be able to get the citizenship, only a permanent visa.

  • @versoc17
    @versoc17 Před rokem +16

    It's quite sad the American society is raised to believe that US are best in everything without questioning it. If you look at the hard data US healthcare is nowhere near being best in the world. To compare the most common descriptors of healthcare system quality: Average life expectancy (2020) in US is 77,3, CR 78,3 years, Mortality from preventible causes 2019 (per 100000 citizens) US 177, CR 144, Maternal mortality (2019) US 17,4!!!, CR 4,5.
    What does it matter you have some top notch doctors when only the richest can afford to see them? In Czechia the department chief will attend to you whether you are a celebrity or an unemployed single parent struggling to pay rent.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +4

      Yeah I don’t even talk about my worst experience in US when I was 19 my surgeon botched my appendix surgery and almost killed me. Thanks for commenting

  • @DavidJones-oc3up
    @DavidJones-oc3up Před rokem +25

    I liked this video. I moved to the Czech Republic from Michigan more than twenty years ago, and I’m satisfied with the health coverage here. I was diagnosed with multiple sclerosis four years ago, I’m being treated for it, and I have no complaints. In addition, the government cut my monthly payments to health care in half and pay me disability, which really helps me with monthly expenses. I haven’t paid for any of the treatments, which has helped slow the progression of my illness.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +2

      Wow David Im sorry to hear of your diagnosis. I have a family member in the US with MS and just financing the treatment is such a huge burden on her on top of everything else. I am happy to hear your getting the care you need. Thanks for sharing.
      Where in Michigan?

    • @DavidJones-oc3up
      @DavidJones-oc3up Před rokem +4

      @@ThePragueExpat0 Hey again, thanks for the encouraging words. My hometown is Detroit, but I’m satisfied with my life here in the Czech Republic. Hope you will be too.

    • @brysonmacdougal7898
      @brysonmacdougal7898 Před rokem +4

      We're from Michigan also & I have secondary progressive ms! I was diagnosed in 1995. I'm blown away by the fact that massage and spa therapies are covered by insurance in Czechia - you'll find that to be very beneficial with ms. Best of luck to you ♡

    • @DavidJones-oc3up
      @DavidJones-oc3up Před rokem +1

      @@brysonmacdougal7898 Thank you. All the best to you.

    • @sulista-consulting
      @sulista-consulting Před rokem

      Czechia has definitively a better health system than the US, there it's only for the rich people

  • @benediktcz
    @benediktcz Před rokem +16

    generally i would say healthcare is pretty good in CZ, what is not that good is "secondary care" when you have to stay in hospital (which is probably what T&N had problem with)

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +2

      hopefully i wont have a condition that i need secondary care for anytime soon.. being able to get preventative care easily and affordable is the big difference. Often people in the US wait and let a small problem get out of control because they dont want to pay.

  • @stevemcgowen
    @stevemcgowen Před rokem +22

    A Czech friend of mine in Prague had a c-section a few years ago. I asked her how much it cost. She said nothing. In the USA it would have been $20K or more...

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +1

      Yeah I believe it. I. Had my appendix out when I was 19. The hospital charged my insurance like 85k. The most expensive thing with that was the anesthesia and then each night I stayed at the hospital afterwards was very expensive as well(as there was complications because the appendix slightly ruptured). If that happened here yes it would be free or close to free.

    • @philipcooper8297
      @philipcooper8297 Před rokem +2

      That's the biggest misconception about public health care system in Czech republic. It's not free by any means. It's paid by the taxpayers, who give up like 4.5% of their wages, so the system can work.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +5

      @@philipcooper8297 Yeah free isnt the correct use of words here. Nothing is free. I assume you watched this video and heard how I didnt get the healthcare that I needed.. what I didnt mention was I was paying 900 USD per month for health insurance for my family of 3 per month and I still couldnt get service. Each of us had a deductable for about 4000 USD. When you compare this with what I get here Czech Healthcare feels incredible cheap.

    • @a10.
      @a10. Před rokem +2

      @@ThePragueExpat0 Cheap is correct, when I turned 26 a couple years ago, still a student without a stable job, and the state no longer covered my insurance, I had to either sign up at the labor office or pay it out of pocket. I gladly paid the 1971 CZK/month ($83).

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem

      @@a10. thanks yeah in America I think it was 23 when I could no longer be covered by my parents health insurance. I didn’t sign up for Obamacare because I couldn’t afford it. Obama his last 3 years in office enacted a policy that fined people for not buying Obama care. The fine was 100 the first year 300 the second and $500 the third year. Trump ended that fine when he got into office in 2017

  • @user-je4ox5wh9l
    @user-je4ox5wh9l Před měsícem +1

    I left the USA because I had cancer 3 times. I currently have cervical cancer and 2 fractured in my neck. I have been in a neck brace in 1.5 years. I have been denied care even with insurance. I left the country and now I am looking for citizenship in another country. I am embarrassed to be an American and do not plan on going back!

  • @mkrsek1
    @mkrsek1 Před rokem +4

    In Czech republic, you have option to choose from different insurance companies. You just have to have one. There is no difference in payment, because it is few percent of your income by law.
    There is difference in extra care those insurance companies provide - for example vouchers for certain preemptive screenings, health related sport activities, children sport programs etc.
    There is no law that forces md to sign contract with every insurance company, but most of them has at least those biggest.
    Some preemptive examination or examminations on demanded by patient (for example health check for certain occupations, driving licence or firearm licence) are payed by patient. Usually less then 1000 CZK (45 USD).
    We are allowed to chose and change insurance company, but only in certain period each year.
    Childrens up to 26 that are studiing (supported by family) has health insurance payed by state. Also retired persons and prsons with disability.
    Employed persons have health insurance (and also social security) deducted from selary by employer.
    Enterpreneurs usually pays monthly health insurance and social security deposit, and make year evaluation with refund or extra payment with their taxes.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem

      Thanks for the thorough explanation of how insurance is here. Yeah I pay monthly health insurance and social security here. I know most people have it deducted from salary.
      In the US employers are supposed to pay health insurance for employees if they are considered "full time" or over 33 hours per week so they will schedule people 32 hours per week so they are not responsible for paying the health insurance.

  • @branislavmlynka5357
    @branislavmlynka5357 Před rokem +4

    im used to ,,almost free" healthcare here and from what i have heard about US healthcare system im shocked- i cant magine how hard is it in the US for people that work in mcdonalds for example to pay for medicine, pay rent (very expensive there) and have some spare money for hobbies/savings/etc..

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +1

      If you make less than the poverty line with is like $14000 per year.. probably more now I havent looked in a couple years. You can qualify for free healthcare through the state. Many Mcdonalds workers would qualify for that. That being said it is very hard to pay rent on that income and definitely no spare money for savings or hobbies.

    • @liberoAquila
      @liberoAquila Před 6 měsíci

      In most states if you work at McDonald's you have free or almost free care subsidized care under Medicaid or from the Exchange.

  • @martinpospisil3747
    @martinpospisil3747 Před rokem +15

    300 dollars to get a mole removed? What's? American health care is nuts. The doctors must be driving a ne Ferrari.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +3

      This was also the price in Michigan. This would probably be more expensive in states with higher cost of living like Washington or New York. Many of them while they’re working on you want to talk about their last sailing trip.

    • @anonymous-yd3lf
      @anonymous-yd3lf Před rokem +4

      @@ThePragueExpat0 I would say you are right. New York would probably be anywhere from $500 to $2000 USD. It all depends on how great your insurance is. My last dermatoligist drove a ferrari and did hair transplants starting at $50k. (NYC area)

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem

      @@anonymous-yd3lf Yeah I was self employed buying plans from Obama's Marketplace. In most states there are not very many good options with the Obamacare marketplace.

  • @MrCopTom
    @MrCopTom Před rokem

    As other video's you've posted > this is also very informative and helpful. Thanks for posting. I don't guess there are any US VA Medical facilities anywhere close to you? Or in another country close to you?

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +1

      Yeah best shot is Germany. As i said I don’t know much about American veteran services in EU

  • @benediktcz
    @benediktcz Před rokem +2

    next time try e.g. Motol hospital in prague for dermatologist, way closer :)

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +3

      Thanks for the recommendation!! Yeah I actually went to that clinic because we were house sitting my wife's parent's house for a few times. Definitely wouldnt normally travel so far normally

  • @gabriellieskovsky3428

    Super video

  • @NFmanEN
    @NFmanEN Před rokem +4

    Pretty awesome right 🤣. I was thinking, that a I would like to visit US but I'm getting scared to go there 🤣

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +2

      US is nice to visit just not to live there. If you like national parks they have alot that are worth seeing. Yellowstone, Grand Canyon and the Everglades are my favorite places in the US.
      Just be careful while your there.. though the healthcare is terrible!🙃

    • @MrMajsterixx
      @MrMajsterixx Před rokem +1

      @@ThePragueExpat0 yes, i always say that, for me as czech the best thing in USA is the nature, really nice virgin nature everywhere, as u probably already know we have beautiful nature here but not like US vast vast ancient forests with and dangerous species, usually every forest u go to here is like half an hour at maximum and you are in civilization again so u never really feel alone. I also really like US big cities, not the lifestyle so much bbut how they look and the atmosphere is really .... well when i look at a city like new york in 4k here on youtube i got chills ... its just mindblowing what we (as species) have built.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +2

      @@MrMajsterixx Yeah I really like Bohemian Switzerland National Park and hiking in the Eagle Mountains near Rychnov nad Kněžnou. I still havent been to most of the Czech Republic. I know its not Czech but I really want to visit the Tatra Mountains.
      Thanks for your perspective on NYC. I lived there in my early 20s and hated it. Expensive. Dirty. New Yorkers are not nice. I like Prague alot better and I appreciate old architecture. Cheers!

    • @conceptalfa
      @conceptalfa Před rokem

      @@ThePragueExpat0 isn't New York city something like national park too, in a different way ???🙃😃

  • @evar7395
    @evar7395 Před rokem +1

    I had to watch this story twice to realise that anything before @8:00 was relating to the US healthcare system...
    Anyways, if you planning to live in CZ, you have to pay the state insurance: "Zdravotní pojištění" - it's a kind of compulsory tax based on your income that every person living in the country is required to pay.
    After that the health care is free on delivery (with some minor fees for few services, drugs and dentals)- I believe that people are entitled to have several moles removed every year for free as well.
    It sounds that you are not really a resident in CZ and that's why you relying on a US travel insurance - which can be tricky to claim as you would expect from any commercial insurance...

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +1

      Sorry if I didnt communicate that well enough.
      I was relying on US travel insurance when I first got here as many Americans do for the first couple months.. and I didnt know how to get insurance through my Irish citizenship when I first got here. I have now lived here for over a year now and have health insurance through my employer.

    • @evar7395
      @evar7395 Před rokem +1

      @@ThePragueExpat0 Expat Maybe I just didn't listen properly the first time. 🙉
      It can be tricky to navigate different systems - I'm in Ireland now and didn't quite get it yet.
      I paid 50 EUR for just an appointment with a GP... 🤔
      Luckily I don't rely on western medicine much, so only go to see doctors like once in 5 years...

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +1

      @@evar7395 How long have you lived in Ireland and are you enjoying it? My Mom immigrated to the US from Ireland in the 80s and she just moved back in 2020. I am an Irish Citizen but I didnt know how to use that citizenship to get EU health insurance when I first got here so I just waited till I had a job. Yeah it definitely can be complicated to go between systems.

    • @evar7395
      @evar7395 Před rokem +1

      @@ThePragueExpat0 Based in Ireland for about 3years but very rural and traveled around EU a bit in that time.
      Positives: People, government immigrant policies (as compared to UK), attitude towards immigrants by public, nature, music...
      Negatives: Weather (it rains almost every day in Leitrim), overpriced land and property (considering the bad quality of land), fencing of land and forestry - as a Czech expat, I'm used to go for walkabouts pretty much anywhere I please without the fear of prosecution for trespassing. The Irish are quite obsessed by land ownership and the land is criss-crossed by barbed wire and fences, which makes it pretty much impossible to explore freely.
      This is not the case in Czechia as green spaces and woodlands are to be enjoyed by everyone...

  • @Anmol_travel_vlogs.
    @Anmol_travel_vlogs. Před rokem +1

    I like your video....

  • @TD-di1hq
    @TD-di1hq Před rokem

    Even Canadian health care is horble. I am waiting for heart specialist already 8 month and don't know if I will ever see any doktor

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem

      I’m very sorry to hear that. Yeah I have heard bad things in forums about Canadian healthcare but you are the first person to tell me a their real experience.

  • @conceptalfa
    @conceptalfa Před rokem

    👍👍👍

  • @MarkKrupa
    @MarkKrupa Před rokem +3

    Thanks for the video. If you get a broken bone in Czech, even if it gets xrayed, get a second opinion. Three times. Yes 3x Czech hospitals have not cought the hairline fracture in my rib, my friend's foot and my other friend's leg. One friend needed it rebroken back in the USA and reset. The price was super low however! Like less than $50 cash for the care. I love the country. I live here. But it's my responsibility to find good not just cheap care.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +1

      Thanks for this story! For future reference is there any place that youv had a good experience with specifically? (My son is constantly trying to climb things and falling off bikes)

    • @versoc17
      @versoc17 Před rokem +11

      Hairline fractures are really hard to spot, especially right after the trauma. It is usually visualised better after a few weeks because of the healing changes. I'm not saying there couldn't have been some mistake, but I do feel it's a bit unfair example :).

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +2

      @@versoc17 😀thanks for that explanation!

    • @jakubholic8769
      @jakubholic8769 Před rokem +2

      Yeah, I live here my whole life and knowing where it is risky and where they will help you is still needed. There are worse and better places to go with more severe injuries. Sometimes, nurses or doctor may be a bit rude, but still, you get needed healthcare here and it is affordable. As long as we know what is yet to improve, I am willing to say, our system is way better and just work on adjustments to improve bad spots. I am happy, that the most of foreigners feel so positive about our system.

    • @tomascernak6112
      @tomascernak6112 Před 8 měsíci +1

      I have same experience. I am czech. I felt from bike and was sure, that I have broken ribs. But x-ray specialist say naah just bumped ribs, exerciser them. After three weeks pain was so severe, that i had to go again to x-ray, this time result was "multiple fractures of two ribs". My general practicioner was shocked and we fill out a complaint against that hospital x-ray department.
      Problem in Czech republic is, that there is massive disproportion between funding private and state medicine. Private practitioners, specialist and dentist are drowning in money having minimum to none expenses and doctors in hospitals, especially small ones, has often less then average income. So obviously good doctors are either in private practice or faculty hospitals (those are only in county towns and they are elite with better funding) and in smaller district hospitals are bad doctors. Moreover they do not do their job with enough care. I can imagine, how my first X-ray that doctor give just brief look on result and did not notice those fractures. On second x-ray, he knew, that there is something wrong and looked at it with more time and care and found what was there 20 days ago. If he would do it first time, he will spare me of pain and insurance company of money.

  • @douglasbrown5692
    @douglasbrown5692 Před rokem +1

    An interesting and informative video. I think "everyday" examples work better than statistics. I hope at least some Americans watch it, and take note.
    It's no wonder Americans are discouraged from becoming informed about other countries. It seems to me that these days, any remaining vestige of American pride is only to be found in history. Today, the country has become a badly educated, uncivilized and corrupt shambles, when compared to other "modern" countries.
    I wish you and your moles a happier life in Czechia.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +2

      Haha I laughed out loud. Thanks!
      I agree statistics dont give the full story. Its really sad to read the news from the US. Eventually I will just stop.

  • @roverboat2503
    @roverboat2503 Před rokem +2

    $300 for a mole! Free in England. Well it comes out of our tax, but you don't have to worry that your insurance will run out if something major happens.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem

      I have a bunch of family in Southampton England! Yeah they never complain about healthcare although I have heard sometimes you guys have long wait times to see some specialists? Maybe that’s not true? Thanks for your comment

    • @roverboat2503
      @roverboat2503 Před rokem

      @@ThePragueExpat0 A lot depends on where you live. I live in the county of Dorset, next door to Hampshire where Southampton is. There doesn't appear to be any problems here at all, probably because only 350,000 people live in the County. In the big cities there are huge waiting lists, due to covid of course - they blame that on everything.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem

      @@roverboat2503 Yeah in most places in the world its good to be out of the cities. Glad to hear your in a good spot for healthcare.
      My Great Uncle (from Southampton) who I was really close with when I was a kid died of Covid in the middle of the chaos and my family couldnt have a memorial until months after he passed.

    • @viktornovomestsky3999
      @viktornovomestsky3999 Před rokem +2

      ​@@roverboat2503 Hi, it does not just depend on where you live, but on the system of how the health insurance and doctors are managed by the state - there are 2 models used in EU, the 'beverage system' in countries like UK, Spain, Italy, Denmark and so on and then the 'Bismarck system' which is used in countries like Germany, Czech rep. and so on.. The Bismarck one is much better I think, as you have the right to choose your own doctor, to go to hospital by your choosing and much more.. It's a hybrid between private and state insurance, in terms you are fully covered, the price for your treatment is regulated, but the insurance companies can handle on their own to get a better price at the same time... In Czech rep. you can choose from 7 public insurance companies and you are allowed to change them once a year... Therefore we do not experience the cues, like in GB...

    • @MrMajsterixx
      @MrMajsterixx Před rokem +2

      England is a country where u can go to jail because of a racist joke. Thats how awesome it is.

  • @Psenda38
    @Psenda38 Před rokem +1

    The third of payment of every employee goes to social and health insurance... so it is no free. Everybody pays for everybody. More information below.
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    Social and health insurance
    By law, every employee and self-employed person (OSVČ) must pay social and health insurance. This is a mandatory tax that is automatically deducted from employees' salaries, while part of these levies is paid for by their employer. Self-employed persons then pay for health and social insurance as part of mandatory contributions.
    *Health insurance*
    Health insurance is a tax that is used in case of illness, when the insured needs to pay for health care, to the extent set by law. As part of general health insurance, taxpayers pay such amounts that correspond to their income and are not related to their health status or risk to the insurance company.
    Health insurance is //compulsory for all citizens// of the Czech Republic, regardless of whether they are employees or self-employed. The only difference here is in who exactly pays for the health insurance, since the state does it directly for selected groups of people. The insured can subsequently supplement this system with commercial health insurance, which is, however, optional.
    In the Czech Republic, health insurance is mandatory for all people who have a permanent residence in the territory of this country, but also persons who do not have a permanent residence in the Czech Republic. The condition, however, is that such persons have an employer who conducts business and has its seat on the territory of the Czech Republic. At the same time, health insurance is paid to them only for the duration of the given employment relationship.
    Employees
    As for employees, health insurance represents a total of 13.5% of their assessment base, with one third paid by the employees themselves (4.5%) and the rest by their employers (9%). The minimum assessment base for employees is equal to the minimum wage, which for 2022 is CZK 16,200. The minimum premium, which represents 13.5% of this amount, is therefore set at CZK 2,187.
    self-employed
    Self-employed persons (OSVČ), as well as persons without taxable income (OBZP), must pay for their own health insurance. The premium here is calculated as 13.5% of the assessment base. In the case of the self-employed, the assessment base is considered to be 50% of the amount of the difference between income and expenses needed to achieve, secure and maintain income from self-employment. The minimum monthly assessment base is then half of the current average wage.
    The self-employed pay the insurance premiums in the form of monthly advance payments for insurance premiums and additional insurance premiums after submitting an overview of income and expenses for the past calendar year. In 2022, the minimum deposit amounts to CZK 2,627.
    In the case of OBZP, the amount corresponding to the minimum wage (currently CZK 16,200) is considered the assessment basis.
    Persons covered by state health insurance:
    people on disability pensions,
    people on old-age pension or of retirement age,
    people receiving a widow's, widower's or orphan's pension,
    recipients of a lifetime pension and a fixed-term retirement pension,
    dependent children,
    doctoral students (people older than 26 who are studying full-time doctoral studies), if they are not employees or self-employed,
    juveniles in school facilities for institutional education and protective education,
    helpless persons and persons caring for them,
    persons receiving a benefit in material need and persons jointly assessed with them (in specific cases),
    people serving sentences, custody, institutional protective treatment and security detention,
    people on parental leave, mothers on maternity leave,
    persons who receive parental allowance or cash assistance in maternity,
    people registered with the Labor Office,
    and more.
    Social insurance
    Social insurance is a type of tax that consists of three different types of levies. Among the social insurance revenues, with which the state tries to ensure social stability, an adequate level of social security and social sovereignty, include pension insurance premiums, sickness insurance premiums and a contribution to the state employment policy.
    The social security system tries to help people who find themselves in an extraordinary life situation or face adverse conditions and threats. The premium payers in this case include employees, employers, self-employed persons and voluntary pension insurance participants.
    Based on the amount of individual levies, the amount of specific social benefits is also derived later. On the basis of paid pension insurance, the state pays old-age pensions, the payment of sickness insurance then affects the payment of sickness, maternity or paternity leave.
    Employees
    Employees' social insurance accounts for a total of 31.5% of the assessment basis, with 6.5% paid by themselves and 24.8% paid by their employer (2.1% for sickness insurance, 21.5% for pension insurance, 1.2 % on state employment policy). At the same time, the employee has no obligations, as social insurance is deducted from his salary (remuneration) by the employer and subsequently also transferred to the account of the relevant District Social Security Administration

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +4

      Nothing in life is free. Wherever I said healthcare was free here I misspoke. I understand the cost as I pay taxes here in the Czech Republic and thus I pay for healthcare. I paid alot of taxes in the US as well and then I also paid 900 USD per month for my family to have health insurance.. Then When we actually needed to go to the doctor I still had to pay for medical care up to $4000.
      Then after all that as the story goes in this video I couldnt event get a doctor to give me healthcare that was in my network.

  • @sulista-consulting
    @sulista-consulting Před rokem +4

    Just simply Czechia, who needs the clumsy and cumbersome formal name anyway😉

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem +2

      Some Habits are hard to break. Im actually better about using Czechia than my wife who... is Czech

    • @bremCZ
      @bremCZ Před rokem

      Or even more simply Česko, like the Czechs have been saying since Adam was a cowboy.

    • @ThePragueExpat0
      @ThePragueExpat0  Před rokem

      @@bremCZ I agree I would prefer to say Česko

    • @FilipMoncrief
      @FilipMoncrief Před rokem +1

      It literally doesn’t matter

    • @sulista-consulting
      @sulista-consulting Před rokem

      @@FilipMoncrief the name of our homeland does not matter? The name is the most important symbol and brand.

  • @Mr.Caligos
    @Mr.Caligos Před rokem +1

    In Czech Republic the ordinary healthcare is pretty bad.

    • @beky2879
      @beky2879 Před rokem +5

      As a cancer patient I don't agree. We have awesome healthcare.

    • @Mr.Caligos
      @Mr.Caligos Před rokem

      @@beky2879 Definetly not in the most cases. Ordinary doctors don't usually know about anything outside of their old outdated indoctrination from schools ages ago.

  • @christopher9727
    @christopher9727 Před rokem +1

    John 3:16-21
    16 For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.
    17 For God sent not his Son into the world to condemn the world; but that the world through him might be saved.
    18 He that believeth on him is not condemned: but he that believeth not is condemned already, because he hath not believed in the name of the only begotten Son of God.
    19 And this is the condemnation, that light is come into the world, and men loved darkness rather than light, because their deeds were evil.
    20 For every one that doeth evil hateth the light, neither cometh to the light, lest his deeds should be reproved.
    21 But he that doeth truth cometh to the light, that his deeds may be made manifest, that they are wrought in God.

    • @grahvis
      @grahvis Před rokem

      Do you really think spamming comments with c/p from your book of fairy tales is going to convince anyone.