Very nicely explained. The best thing about all your videos are that they are very practical and useful. Your way of explaining with real life examples clears the confusion and gives a template for us to tinker with our requirements and go ahead. Thank you Amit🙏
Befor my retirement I told one of my relatives l shall be getting this much money on retirement. He took all my money by some excuse that he would pay me early and he gave an affidavit that his house as security. When he left Delhi he sold his house and paid my money after 6 months with great pursuation. So we should not disclose about money we will get on retirement.
You all probably dont give a shit but does any of you know of a method to log back into an Instagram account? I somehow lost my password. I would love any assistance you can give me.
@Willie London thanks for your reply. I found the site through google and I'm waiting for the hacking stuff atm. Takes a while so I will get back to you later with my results.
How to spend retirement money- 10% - to Wife (let her decide) 10% - to self pleasure (used car, trip) 5% - to parents, son/doughter in-laws (gold, mobile) 75-80% - in FD and let's take a break and then research about investment of options. This FD will give some time to think and learn Don't go to so called experts. Find good mentors and learn then make your own decision. Don'ts - Don't find a job after retirement Don't find work related to your old job
Sir I am retired from PSU my corps is fifty lakh only .I have big 🏠 at big village.my son is already adjust in SAIL and dauter is married and doing teacher job. My perental property in my village but some city cases running in distt.cort pl advise for corps. But my pension is only ,2219/- monthly pl Advice give to me I am very impressed with your video.
Nice job sir ji. Very different point of view. I would like your suggestions/guidance on the point that in which you said that don't do job after retirement. As you said that different people have different set of situations. I will be retiring at the age of 36 years on completion of 20 years of service from armed forces. And retirement corpus will be near to 50 lac only.
VERY VERY IMPORTANT QUESTION SIR.. EPS-95 KA INCREASED PENSION OPTION KA KYA FAYDA/ NUKSAN HOGA.. PLEASE SHARE YOUR VIEWS.. SABLOG CONFUSED HAIN HIGHER PENSION LENA HAIN YA HIGHER RETIREMENT CORPUS..
@@udaysingh6676 along with a monthly pension one will get his/her retirement Corpus (60%) at a time at the age of 60. It does not matter he/she lives for 65 or 85 years
Agar rishwat milti bhi hai toh voh job ke time pe milti hai aur uska koi record nhi hota aur voh pesa mostly usi din kharch ho jaata hai jis din Mila ho... jese apne chotte bacho ke liye kuch le aaye ya spouse ke liye koi mehnga gift. Agar sambhal ke rakh lenge toh nuksaan mein rahenge
Pura money FD mein! matlab Avg inflation to 9-10 percent hai.. (Health mein 12%) and you are gaining 4-6 percent Interest! (future mein sayad wo bhi ghatega).. Joke of an advice Old man! AND ANOTHER THING! sHARE MARKET MEIN 10-15 LACS KA LUMP SUM KAUN LAGATE (FROM LOWER MIDDLE CLASS?) and wo bhi lagake loss hi hoga ye bhi kaun bola? investment hai ye TRADING nhi hai.. so completely Bogus advice SIrji.. Real estate itself is not profitable enough.. kisika kharcha karna hai to wo Stock se paesa uthaega! stock market is NOT a gamble (except trading).. medical fund alag se rakhna chahiye future mein.. AAp insurance na karke Mediclaim karo.. Aap real estate ka log ho.. so don't preach about stock. real estate itself has bigger margins of loss or gains sometimes.. wo bhi jua bazi bol doon ab to.. :D
@@ashitmukherjee5934 stock market is not a game uncle ji.. for long term it is a good investment... for trading it's a little bit of gamble but there are successful traders now a days.
@@ashitmukherjee5934 why not? but invest when the market is in downwards direction.. that may provide you around 13-14% return in avg.. but do not put all your money into MF.. go for reliable Mfs like Canara Robeco, Mirae Asset etc.. they are not bad.. You can also go for Quant Tax plan for aggressive returns (elss mutual fund can also save taxes).. Go for Growth funds.. 3-4 mutual funds are good enough.. Go for a SIP type of investment.. try to increase the amount a little bit when the market is down..
Your advises are very much right about retired office. Lot of people hang around old office and loose their respect
Very nicely explained. The best thing about all your videos are that they are very practical and useful. Your way of explaining with real life examples clears the confusion and gives a template for us to tinker with our requirements and go ahead. Thank you Amit🙏
बिलकुल सही कहा है आपने मुझे बहुत अच्छा लगा जानकर की सरकारी सेवा से सेवानिवृत्त कर्मचारियों/अधिकारियों को दोबारा नौकरी ज्वाइन नहीं करनी चाहिए
Namaskar sir . Your words are very true. May God give you the strength to guide people for many more years.
Very well put. Do not run after Laxmi. Money is a by product of value you create in life of others with your skill set.
Sir, which Deptt you retired from. Greatly impressed with your knowledge, intelligence and values.
Very well brought out sir..
Thikane lagana analogy was excellent..😀🙏
Really good teacher, it's given immense pleasure and relieve on the time of forth coming superannuation
Befor my retirement
I told one of my relatives l shall be getting this much money on retirement.
He took all my money
by some excuse that
he would pay me early
and he gave an affidavit
that his house as security. When he left Delhi he sold his house
and paid my money after 6 months with great pursuation. So
we should not disclose
about money we will get on retirement.
Apart from the other things the Laash thikanay wala analogy was brilliant 😂. Thanks
Perfectly told...in my office I always telling them moving Attama ... can't leave the working premise
You all probably dont give a shit but does any of you know of a method to log back into an Instagram account?
I somehow lost my password. I would love any assistance you can give me.
@Jedidiah Wesley Instablaster =)
@Willie London thanks for your reply. I found the site through google and I'm waiting for the hacking stuff atm.
Takes a while so I will get back to you later with my results.
@Willie London It worked and I now got access to my account again. I'm so happy!
Thank you so much, you really help me out :D
Much needed advice, indeed. Special thanks for this one
Very apt and logical approach to a very contemporary complex but still a simple subject... Thanks for making the video
Mujhe koi "Aarti utar k" nahi lega😂. Thank you sir 👍
How to spend retirement money-
10% - to Wife (let her decide)
10% - to self pleasure (used car, trip)
5% - to parents, son/doughter in-laws (gold, mobile)
75-80% - in FD and let's take a break and then research about investment of options. This FD will give some time to think and learn
Don't go to so called experts. Find good mentors and learn then make your own decision.
Don'ts -
Don't find a job after retirement
Don't find work related to your old job
Very enlightening as I am going to retire after three months will follow instructions
Don't go for experts , yes you are correct.
Sir I am retired from PSU my corps is fifty lakh only .I have big 🏠 at big village.my son is already adjust in SAIL and dauter is married and doing teacher job. My perental property in my village but some city cases running in distt.cort pl advise for corps. But my pension is only ,2219/- monthly pl Advice give to me I am very impressed with your video.
Your videos are very realistic and candid. Great job
Very nice
Thank you so much Sir for sharing such valuable information.
I have no words to praise u bauji luv u my brother jug jug jio
Very informative. Thank you sir. Please make similar videos on private service retirees who do not get any pension.
Sir Wonderful as ever ....especially the start . 👏👏👏
Nice presentation 👍
Excellent knowledge, you are doing a good job , keep it up!
Good advise on Share Market Capital markets
Best is to invest the lumpsum in etf and no fee funds
Very nicely covered up everything in a different manner.
Excellent video
Good and realistic information
Excellent teaching.
Thank you Sir.
Well said.
I have great regards for you but in this video you are saying not to go to experts. But you are also an expert. 🙏
No i am not expert
Nice job sir ji. Very different point of view. I would like your suggestions/guidance on the point that in which you said that don't do job after retirement. As you said that different people have different set of situations. I will be retiring at the age of 36 years on completion of 20 years of service from armed forces. And retirement corpus will be near to 50 lac only.
You got placed at age 16
Please tell investment for retiring employees of steel authority of India where there is no pension
Very matured advisor!
Good lesson
Satya bachan! Thank you Sirji for your advise
I love the sweater...and yes the sutras also.
Lovely presentation Sir ji.. 🙏
How about adding life into others life...
Pl elaborate more on adding value in others life.
Thank you.
Kyaa baat boli. Jai sahab.... 20-30 hazaar Wale batayenge aap ke 1 crore kaise badaye 😂😂😂
Sir,those who don't have their own house ,their whole corpus will be consumed in buying house....any wise suggestions for such retirees ?
Hi
@@asokebhattacharya753 Ji, Namaskar🙏
Good video... please give tips to generate monthly cash flow from retirement corpus especially if there is no Pension. Thanks 🙏
You are a life coach
उत्तम विचार
Vary good shee baat
Fantastic video sir
You are a life guru
I m in govt jov .want to vrs retire next year. Thanks for your guidance
Sir, straight and practical guidance
Fantastic.
VERY VERY IMPORTANT QUESTION SIR.. EPS-95 KA INCREASED PENSION OPTION KA KYA FAYDA/ NUKSAN HOGA.. PLEASE SHARE YOUR VIEWS.. SABLOG CONFUSED HAIN HIGHER PENSION LENA HAIN YA HIGHER RETIREMENT CORPUS..
Very nice different perspective.
Very informative nd useful video
Any idea for those people not getting any pension after retirement
Nice
Excellent video new concept 👍
Right.
Excellent thoughts 🎉
Great suggestions.
Sir please make a video next 20 years that means 2043 to 2045 me kitna gratuity provident fund kitna milega?
As always....u r so correct 🙏
Sir excellent eye opener but what to do if you are average
Nicely explained.
Very practical advice
Very well explained.
Sir aapke background main wall art accha hai...kisne banayaa yaa aapne kahaanse liyaa
Gujarat
Good advice.
Excellent video Sir.
Very worth video .
excellent video
Nicely explained sir
Wonderful sir
🙏
Really.Practical
Nicely explained 👌👍
The best one
Kandivali example was apt and hilarious
Very nice Sir
Very true sir
🙏🙏
Great sir...
सर हिंदी में जाणकारी दे रहे हो तो पुरी तरह हिंदी में दिजिये जाणकारी बहुत अच्छा है पर आधी समझ आई
Love you sir ❤️
Very practical & informative 👏 👌
NPS is much better than traditional pension...We are lucky that we are in NPS system
OK , good to know , but how , please।।
@@udaysingh6676 along with a monthly pension one will get his/her retirement Corpus (60%) at a time at the age of 60. It does not matter he/she lives for 65 or 85 years
How
👍👍👌👌🙏
90 lakh to legal hoga aur yeh log do numbari sey jeete hai. Jo honest hai woh marte hai buri tarha se
Kuch bhi😂😂
Agar rishwat milti bhi hai toh voh job ke time pe milti hai aur uska koi record nhi hota aur voh pesa mostly usi din kharch ho jaata hai jis din Mila ho... jese apne chotte bacho ke liye kuch le aaye ya spouse ke liye koi mehnga gift.
Agar sambhal ke rakh lenge toh nuksaan mein rahenge
Bv ko denay ko tu shaid hi koi tiar ho
Pura money FD mein! matlab Avg inflation to 9-10 percent hai.. (Health mein 12%) and you are gaining 4-6 percent Interest! (future mein sayad wo bhi ghatega).. Joke of an advice Old man! AND ANOTHER THING! sHARE MARKET MEIN 10-15 LACS KA LUMP SUM KAUN LAGATE (FROM LOWER MIDDLE CLASS?) and wo bhi lagake loss hi hoga ye bhi kaun bola? investment hai ye TRADING nhi hai.. so completely Bogus advice SIrji.. Real estate itself is not profitable enough..
kisika kharcha karna hai to wo Stock se paesa uthaega! stock market is NOT a gamble (except trading).. medical fund alag se rakhna chahiye future mein.. AAp insurance na karke Mediclaim karo..
Aap real estate ka log ho.. so don't preach about stock. real estate itself has bigger margins of loss or gains sometimes.. wo bhi jua bazi bol doon ab to.. :D
He is not telling not to invest in MF or Stocks. He is advising to wait for 6 to 12 maths, study and then invest properly
@@ashitmukherjee5934 stock market is not a game uncle ji.. for long term it is a good investment... for trading it's a little bit of gamble but there are successful traders now a days.
@@ashitmukherjee5934 never invest fully on stock of f.d. never keep all of your money in a single basket.
@@ashitmukherjee5934 why not? but invest when the market is in downwards direction.. that may provide you around 13-14% return in avg..
but do not put all your money into MF.. go for reliable Mfs like Canara Robeco, Mirae Asset etc.. they are not bad.. You can also go for Quant Tax plan for aggressive returns (elss mutual fund can also save taxes).. Go for Growth funds..
3-4 mutual funds are good enough.. Go for a SIP type of investment.. try to increase the amount a little bit when the market is down..
Nice