Retiring From A Govt Job | How To Handle Retirement Corpus ?

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  • čas přidán 5. 09. 2024
  • This video is for retiring govt servants.
    How they should invest
    and spend.
    Worklife after retirement is also discussed.
    #WhatToDoWithRetirementMoney

Komentáře • 112

  • @jagannadharao304
    @jagannadharao304 Před 2 lety +5

    Your advises are very much right about retired office. Lot of people hang around old office and loose their respect

  • @bisen2006
    @bisen2006 Před 3 lety +6

    Very nicely explained. The best thing about all your videos are that they are very practical and useful. Your way of explaining with real life examples clears the confusion and gives a template for us to tinker with our requirements and go ahead. Thank you Amit🙏

  • @Raje-mn7no
    @Raje-mn7no Před 2 lety +2

    बिलकुल सही कहा है आपने मुझे बहुत अच्छा लगा जानकर की सरकारी सेवा से सेवानिवृत्त कर्मचारियों/अधिकारियों को दोबारा नौकरी ज्वाइन नहीं करनी चाहिए

  • @venkateshr9327
    @venkateshr9327 Před rokem +3

    Namaskar sir . Your words are very true. May God give you the strength to guide people for many more years.

  • @awadheshkalia
    @awadheshkalia Před 3 lety +3

    Very well put. Do not run after Laxmi. Money is a by product of value you create in life of others with your skill set.

  • @yashpaul66
    @yashpaul66 Před 3 lety +8

    Sir, which Deptt you retired from. Greatly impressed with your knowledge, intelligence and values.

  • @ypssikarwar2197
    @ypssikarwar2197 Před 3 lety +2

    Very well brought out sir..
    Thikane lagana analogy was excellent..😀🙏

  • @arunabha27
    @arunabha27 Před 3 lety +4

    Really good teacher, it's given immense pleasure and relieve on the time of forth coming superannuation

  • @opahuja3582
    @opahuja3582 Před 7 měsíci +1

    Befor my retirement
    I told one of my relatives l shall be getting this much money on retirement.
    He took all my money
    by some excuse that
    he would pay me early
    and he gave an affidavit
    that his house as security. When he left Delhi he sold his house
    and paid my money after 6 months with great pursuation. So
    we should not disclose
    about money we will get on retirement.

  • @soumeetpatnaik192
    @soumeetpatnaik192 Před 3 lety +24

    Apart from the other things the Laash thikanay wala analogy was brilliant 😂. Thanks

    • @arunabha27
      @arunabha27 Před 3 lety

      Perfectly told...in my office I always telling them moving Attama ... can't leave the working premise

    • @jedidiahwesley8522
      @jedidiahwesley8522 Před 3 lety

      You all probably dont give a shit but does any of you know of a method to log back into an Instagram account?
      I somehow lost my password. I would love any assistance you can give me.

    • @willielondon1431
      @willielondon1431 Před 3 lety

      @Jedidiah Wesley Instablaster =)

    • @jedidiahwesley8522
      @jedidiahwesley8522 Před 3 lety

      @Willie London thanks for your reply. I found the site through google and I'm waiting for the hacking stuff atm.
      Takes a while so I will get back to you later with my results.

    • @jedidiahwesley8522
      @jedidiahwesley8522 Před 3 lety

      @Willie London It worked and I now got access to my account again. I'm so happy!
      Thank you so much, you really help me out :D

  • @powderpill
    @powderpill Před 3 lety +3

    Much needed advice, indeed. Special thanks for this one

  • @romeotango7290
    @romeotango7290 Před 3 lety +1

    Very apt and logical approach to a very contemporary complex but still a simple subject... Thanks for making the video

  • @itsmepeter00
    @itsmepeter00 Před 3 lety +2

    Mujhe koi "Aarti utar k" nahi lega😂. Thank you sir 👍

  • @kvtaware
    @kvtaware Před 11 měsíci

    How to spend retirement money-
    10% - to Wife (let her decide)
    10% - to self pleasure (used car, trip)
    5% - to parents, son/doughter in-laws (gold, mobile)
    75-80% - in FD and let's take a break and then research about investment of options. This FD will give some time to think and learn
    Don't go to so called experts. Find good mentors and learn then make your own decision.
    Don'ts -
    Don't find a job after retirement
    Don't find work related to your old job

  • @rosemarykerketta2285
    @rosemarykerketta2285 Před rokem

    Very enlightening as I am going to retire after three months will follow instructions

  • @mohamedrafiulla3296
    @mohamedrafiulla3296 Před rokem +1

    Don't go for experts , yes you are correct.

  • @omprakashkhandal2712
    @omprakashkhandal2712 Před 2 lety +2

    Sir I am retired from PSU my corps is fifty lakh only .I have big 🏠 at big village.my son is already adjust in SAIL and dauter is married and doing teacher job. My perental property in my village but some city cases running in distt.cort pl advise for corps. But my pension is only ,2219/- monthly pl Advice give to me I am very impressed with your video.

  • @samindermor6592
    @samindermor6592 Před 3 lety +1

    Your videos are very realistic and candid. Great job

  • @tarlochansingh7037
    @tarlochansingh7037 Před 5 měsíci

    Very nice

  • @gajananshirke5827
    @gajananshirke5827 Před 2 lety +1

    Thank you so much Sir for sharing such valuable information.

  • @urmillasharma714
    @urmillasharma714 Před rokem

    I have no words to praise u bauji luv u my brother jug jug jio

  • @skhareesh
    @skhareesh Před rokem

    Very informative. Thank you sir. Please make similar videos on private service retirees who do not get any pension.

  • @rajukishnani7598
    @rajukishnani7598 Před 3 lety +1

    Sir Wonderful as ever ....especially the start . 👏👏👏

  • @narindermediratta8942
    @narindermediratta8942 Před 2 lety

    Excellent knowledge, you are doing a good job , keep it up!

  • @jagannadharao304
    @jagannadharao304 Před 3 lety +1

    Good advise on Share Market Capital markets

  • @princeofheaven19
    @princeofheaven19 Před rokem

    Best is to invest the lumpsum in etf and no fee funds

  • @ashokr28
    @ashokr28 Před 3 lety

    Very nicely covered up everything in a different manner.

  • @SANGEETASHARMA-yp7oj
    @SANGEETASHARMA-yp7oj Před 2 měsíci

    Excellent video

  • @ramaverma7060
    @ramaverma7060 Před rokem +1

    Good and realistic information

  • @tapankumardas4660
    @tapankumardas4660 Před 2 lety

    Excellent teaching.
    Thank you Sir.

  • @BB-jc1tm
    @BB-jc1tm Před 2 lety

    I have great regards for you but in this video you are saying not to go to experts. But you are also an expert. 🙏

  • @MANJEETSINGH-hl6bx
    @MANJEETSINGH-hl6bx Před 3 lety +2

    Nice job sir ji. Very different point of view. I would like your suggestions/guidance on the point that in which you said that don't do job after retirement. As you said that different people have different set of situations. I will be retiring at the age of 36 years on completion of 20 years of service from armed forces. And retirement corpus will be near to 50 lac only.

  • @vinodsrivastava0503
    @vinodsrivastava0503 Před 2 lety +1

    Please tell investment for retiring employees of steel authority of India where there is no pension

  • @snayak7840
    @snayak7840 Před 2 lety +1

    Very matured advisor!

  • @kamalnayangoswami9159

    Good lesson

  • @royead
    @royead Před rokem

    Satya bachan! Thank you Sirji for your advise

  • @puneet9887
    @puneet9887 Před 3 lety +1

    I love the sweater...and yes the sutras also.

  • @Vaayu62
    @Vaayu62 Před 3 lety +1

    Lovely presentation Sir ji.. 🙏
    How about adding life into others life...

    • @Vaayu62
      @Vaayu62 Před 3 lety +1

      Pl elaborate more on adding value in others life.
      Thank you.

  • @mytatunsaxena
    @mytatunsaxena Před 6 měsíci

    Kyaa baat boli. Jai sahab.... 20-30 hazaar Wale batayenge aap ke 1 crore kaise badaye 😂😂😂

  • @Puranon-Ki-Vani
    @Puranon-Ki-Vani Před rokem +2

    Sir,those who don't have their own house ,their whole corpus will be consumed in buying house....any wise suggestions for such retirees ?

  • @anilrai9855
    @anilrai9855 Před rokem

    Good video... please give tips to generate monthly cash flow from retirement corpus especially if there is no Pension. Thanks 🙏

  • @srinivasparimi4204
    @srinivasparimi4204 Před rokem +1

    You are a life coach

  • @BirendraKumar-ll5xc
    @BirendraKumar-ll5xc Před 2 lety

    उत्तम विचार

  • @biswajitganguly3921
    @biswajitganguly3921 Před rokem

    Vary good shee baat

  • @ramalingamsambandam7195

    Fantastic video sir
    You are a life guru

  • @ritagupta6529
    @ritagupta6529 Před rokem

    I m in govt jov .want to vrs retire next year. Thanks for your guidance

  • @yashgulia6452
    @yashgulia6452 Před 3 lety

    Sir, straight and practical guidance

  • @cherianmathew5401
    @cherianmathew5401 Před rokem

    Fantastic.

  • @amitabhroy
    @amitabhroy Před rokem

    VERY VERY IMPORTANT QUESTION SIR.. EPS-95 KA INCREASED PENSION OPTION KA KYA FAYDA/ NUKSAN HOGA.. PLEASE SHARE YOUR VIEWS.. SABLOG CONFUSED HAIN HIGHER PENSION LENA HAIN YA HIGHER RETIREMENT CORPUS..

  • @madhumathihs8350
    @madhumathihs8350 Před 2 lety

    Very nice different perspective.

  • @narendersharma8849
    @narendersharma8849 Před 3 lety

    Very informative nd useful video

  • @manpreetkaur-mk3ol
    @manpreetkaur-mk3ol Před rokem +1

    Any idea for those people not getting any pension after retirement

  • @shubhasingh8112
    @shubhasingh8112 Před rokem

    Nice

  • @kuldeepchahar3045
    @kuldeepchahar3045 Před 3 lety

    Excellent video new concept 👍

  • @arham1750
    @arham1750 Před rokem

    Right.

  • @induprabhakar2538
    @induprabhakar2538 Před rokem

    Excellent thoughts 🎉

  • @ashwwal3409
    @ashwwal3409 Před 3 lety

    Great suggestions.

  • @mayurthakre5491
    @mayurthakre5491 Před 11 měsíci

    Sir please make a video next 20 years that means 2043 to 2045 me kitna gratuity provident fund kitna milega?

  • @sarojkumarsingh2699
    @sarojkumarsingh2699 Před 2 lety

    As always....u r so correct 🙏

  • @jatinder180674
    @jatinder180674 Před 3 lety

    Sir excellent eye opener but what to do if you are average

  • @vivekgarg8609
    @vivekgarg8609 Před 2 lety

    Nicely explained.

  • @maheshdwivedi1006
    @maheshdwivedi1006 Před 3 lety

    Very practical advice

  • @bhagkhatkar7905
    @bhagkhatkar7905 Před 3 lety

    Very well explained.

  • @funnlearnforkidshi5
    @funnlearnforkidshi5 Před rokem

    Sir aapke background main wall art accha hai...kisne banayaa yaa aapne kahaanse liyaa

  • @manojsaxena4164
    @manojsaxena4164 Před rokem

    Good advice.

  • @songandstrings8125
    @songandstrings8125 Před 3 lety

    Excellent video Sir.

  • @jayasenabiswal4780
    @jayasenabiswal4780 Před 2 lety

    Very worth video .

  • @janakraj9969
    @janakraj9969 Před rokem

    excellent video

  • @rajneeshgandhi960
    @rajneeshgandhi960 Před rokem

    Nicely explained sir

  • @kantkesari
    @kantkesari Před 3 lety

    Wonderful sir

  • @surindercheema5663
    @surindercheema5663 Před 2 měsíci

    🙏

  • @pradeepnijampurkar7793

    Really.Practical

  • @kamleshpandey3487
    @kamleshpandey3487 Před 3 lety

    Nicely explained 👌👍

  • @oscfernandes
    @oscfernandes Před 3 lety

    The best one

  • @khaderhussain8656
    @khaderhussain8656 Před 3 lety

    Kandivali example was apt and hilarious

  • @RG-gh6wn
    @RG-gh6wn Před 3 lety

    Very nice Sir

  • @subhashverma9437
    @subhashverma9437 Před 3 lety

    Very true sir

  • @alphamale7983
    @alphamale7983 Před 6 měsíci

    🙏🙏

  • @VivekSharma-mt7ry
    @VivekSharma-mt7ry Před 3 lety

    Great sir...

  • @PRAMOD9053
    @PRAMOD9053 Před rokem

    सर हिंदी में जाणकारी दे रहे हो तो पुरी तरह हिंदी में दिजिये जाणकारी बहुत अच्छा है पर आधी समझ आई

  • @ashishkoti9692
    @ashishkoti9692 Před 2 lety

    Love you sir ❤️

  • @AnshuSingh-wk7pf
    @AnshuSingh-wk7pf Před 3 lety

    Very practical & informative 👏 👌

  • @amitkanjilal1158
    @amitkanjilal1158 Před 3 lety +5

    NPS is much better than traditional pension...We are lucky that we are in NPS system

    • @udaysingh6676
      @udaysingh6676 Před 3 lety +1

      OK , good to know , but how , please।।

    • @amitkanjilal1158
      @amitkanjilal1158 Před 3 lety

      @@udaysingh6676 along with a monthly pension one will get his/her retirement Corpus (60%) at a time at the age of 60. It does not matter he/she lives for 65 or 85 years

    • @Sanju-Sir1000
      @Sanju-Sir1000 Před 3 lety

      How

  • @rkjain1444
    @rkjain1444 Před 2 lety

    👍👍👌👌🙏

  • @temperedmartensite
    @temperedmartensite Před rokem +1

    90 lakh to legal hoga aur yeh log do numbari sey jeete hai. Jo honest hai woh marte hai buri tarha se

    • @mrdaman99
      @mrdaman99 Před 11 měsíci

      Kuch bhi😂😂

    • @mrdaman99
      @mrdaman99 Před 11 měsíci

      Agar rishwat milti bhi hai toh voh job ke time pe milti hai aur uska koi record nhi hota aur voh pesa mostly usi din kharch ho jaata hai jis din Mila ho... jese apne chotte bacho ke liye kuch le aaye ya spouse ke liye koi mehnga gift.
      Agar sambhal ke rakh lenge toh nuksaan mein rahenge

  • @improvelivingandlearning

    Bv ko denay ko tu shaid hi koi tiar ho

  • @soloflick6579
    @soloflick6579 Před 2 lety +2

    Pura money FD mein! matlab Avg inflation to 9-10 percent hai.. (Health mein 12%) and you are gaining 4-6 percent Interest! (future mein sayad wo bhi ghatega).. Joke of an advice Old man! AND ANOTHER THING! sHARE MARKET MEIN 10-15 LACS KA LUMP SUM KAUN LAGATE (FROM LOWER MIDDLE CLASS?) and wo bhi lagake loss hi hoga ye bhi kaun bola? investment hai ye TRADING nhi hai.. so completely Bogus advice SIrji.. Real estate itself is not profitable enough..
    kisika kharcha karna hai to wo Stock se paesa uthaega! stock market is NOT a gamble (except trading).. medical fund alag se rakhna chahiye future mein.. AAp insurance na karke Mediclaim karo..
    Aap real estate ka log ho.. so don't preach about stock. real estate itself has bigger margins of loss or gains sometimes.. wo bhi jua bazi bol doon ab to.. :D

    • @dahliajaji9547
      @dahliajaji9547 Před rokem

      He is not telling not to invest in MF or Stocks. He is advising to wait for 6 to 12 maths, study and then invest properly

    • @soloflick6579
      @soloflick6579 Před rokem

      @@ashitmukherjee5934 stock market is not a game uncle ji.. for long term it is a good investment... for trading it's a little bit of gamble but there are successful traders now a days.

    • @soloflick6579
      @soloflick6579 Před rokem +1

      @@ashitmukherjee5934 never invest fully on stock of f.d. never keep all of your money in a single basket.

    • @soloflick6579
      @soloflick6579 Před rokem +1

      @@ashitmukherjee5934 why not? but invest when the market is in downwards direction.. that may provide you around 13-14% return in avg..
      but do not put all your money into MF.. go for reliable Mfs like Canara Robeco, Mirae Asset etc.. they are not bad.. You can also go for Quant Tax plan for aggressive returns (elss mutual fund can also save taxes).. Go for Growth funds..
      3-4 mutual funds are good enough.. Go for a SIP type of investment.. try to increase the amount a little bit when the market is down..

  • @rajenderrana8563
    @rajenderrana8563 Před 3 lety

    Nice