How Germany's Universal Health-Care System Works
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- čas přidán 23. 11. 2019
- Germany’s health-care system spends nearly half as much as the United States but still manages to cover 100% of its population through a mix of public and private insurance schemes. There are two different systems that residents can turn to for insurance in Germany: SHI, which stands for Statutory Health Insurance and PHI or Private Health Insurance. Here’s how they work.
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How Germany's Universal Health-Care System Works
I am German and had a life threatening accident. I spent 4 months in 3 hospitals, had 16 surgeries and then spent more than 1.5 years in recovery. Treatment costs in excess of way over 1.5 million euros. I need to take expensive medicine ever since. How much did I pay? Zero.
I am also German! So I paid for you? ;-) God to have you alive brother! All the best!
Minimax Ehrenmann
@@mgm3rt Keiner wird zurückgelassen!
@@cerebralcaustic thats the money they are willing to pay for a better society
while in murica, good luck going bankrupt after going to the hospital
@@cerebralcaustic our social system (the Netherlands) in europa is 100x better than USA, true not perfect, but way better than getto's in USA.
so i prefer to pay taxes than greed.
we're a tiny country but no seaport in USA matches Rotterdam. 25 miles(42KM) or so wide.
When America creates an award-winning tv show about an underpaid teacher cooking meth to pay medical bills, that says it all
When a little country like the Netherlands sells the US tv programs like Big Brother, Fear Factor, Deal or No Deal, The Voice.
Breaking Bad 😂 good point
well, it's good that they do. In places with no freedom of speech you won't even see that.
@@i-am-art Believe me.. in germany there is much more freedom of speech then america ever had.
I see so many people getting arrested for no reason. Is that what your so called freedom of speech is about?
@@bongsilla8109 examples of political persecution?
In America people think about money before calling an ambulance.
In Germany it is a crime (unterlassene Hilfeleistung) to not call an ambulance for someone in need.
Same goes for the Netherlands.
@@MotionPersonified netherlands 🤝germany
In Denmark as well
Same goes for Italy... I mean every 1st world country pretty much agrees on ambulance rides being free or really close to that and therefore prosecutes citizens that refuse to call for an ambulance whenever needed, the fact that this isn’t the norm everywhere is mind boggling
Yep Italy also. If you see someone in dire need of help and walk away it's actual a crime. I saw someone getting hit by a car. I called immediately and followed their instructions.
"One country"? Almost all European countries do have a more or less similar healthcare system like Germany. America is the ONE without.
Not rly. I mean most have some form of universal coverage but the german system keeps insurance companies while many other countries don't
not in all countries in Europe you can elect your doctor and not in all you can get a second meaning.
@Oskar Villani, UK's health model is almost the polar opposite of Germany's. UK's NHS involves government-sponsored insurance, government-sponsored hospitals, and government-sponsored healthcare workforce plus a private sector outside the NHS. Germany has private health insurance with some state subsidies, private hospitals, and private workforce. The two models vary widely not just in structure but also in terms of costs and satisfaction. Most European countries fall on a spectrum between one of these two major models. What they all DO share in common is universal coverage.
@@rutvin8763 @Emil Sinclair no, about 70% of all Germans are insured with public insurance, as in not for profit insurance providers, which often stem from large union workers associations. These are basically if you would have several UK "NHS" providers that you can choose from, not compareable to the private insurance companies in the US.
@@NeverEverClever ...I know that I am from germany. But this does not change the fact that we can choose our insurances.
Two things that should never be treated as business : education and healthcare
...and yet many Americans end up bankrupt due to student loans and hospital bills :(
Ikr
Yeah. Let's pay for all the philosophy majors.
Your forgot transport
Add policing and fire fighting to that
As a German I am willing to pay my taxes for a funtioning society.
A functioning society requires solidarity.
Rim pak
Is it solidarity when you donate 200$ - 400$ a month to people on gofundme ?
It’s the same amount of money to give away without the work the sick person / their family has to put in in order to set up a page like that.
I also think that being sick is a very private and emotional thing that people shouldn’t have to make public on those pages.
When you’re sick, you should rest and not worry. That’s why paying that is solidarity
@@amirboutabaa9028 You´re not forced to pay anything. You are free to leave if you don´t want to be a part of society.
and each citicen needs a functioning society
Rim pak well then let’s call it contribution, which is needed in a system that protects the weak.
@@amirboutabaa9028 Of course it is. Not having laws in place to ensure that everyone pays their fair share in taxes is anarchy.
Fun fact, here in Germany in political discussion if we want a negative example for health care in 99-100% of cases we point to the US in horror
Ich stell mir das so herrlich vor.
"WIR SOLLTEN ES PRIVATATISIEREN!"
*zeigt auf Amerika*
"EGAL VERGISS WAS ICH GESAGT HABE"
@@kariissmol9172 Genau, das ist ein ungerechtes Schrottsystem.
@@kariissmol9172 ich bekomme starke Friedrich Merz Vibes
@@p3chv0gel22 Da fällt mir das Hauptargument von Merz Fans ein: AbEr Er IsT kOmPeTeNt 😂
Exactly😂
The next time I hear any American go "but that's socialsim!" - remember, this was all implemented in 1883 by Otto von Bismarck, a freaking ultra-conservative monarchist and Prussian statesman, who was the first German chancellor in the consitutional monarchy that was founded in 1872/71.
All this information does not make a differencem because there are differences in believes, that prevent a real debate from happening. Kind regards.
if you want socialised healthcare, then you get together with like minded people and form your own self funded healthcare cooperative. just leave the folks you want out of your socialized system alone, dont tax us for it, we will decide what we want, you decide what you want. Freedom baby, Freedom!
He introduced this as a way of increasing the public opinion of the goverment as it was done in a time with much unrest coming from the working class, it was not like he loved these ideas, rather it was to keep the people happy.
@@dave8599 You know that is a perfectly fine attitude for a country like america, which has no culture, tradition or team spirit, but the thing about Germany is that people actually want that everyone in Germany can live a life without existencial crisis, hence people in Germany get help from the state
@@dave8599 if you pay 20 dollars a month to get all the healthcare for free is a freedom you cant imagine i guess but eh keep your netflix abo maybe you can learn there how to tread yourself best spend money ever!
When you go to an hospital in Germany they want a card from you but it's not a credit card. That's the difference
And if u forgot your card u can Show your ID card instead
The hospitals here are private, they don't belong to the government. So everyone fights for money. As you see, we have two different health insurances, one by the government and one that is private. So everyone will be treaten in the hospital, but if your health insurance is by the government you have to sit and wait a long time, while the ones that have a private health insurance comes always first. Even you already sit there for hours.
Also if you have a private health insurance the hospitals offer you more treatments for you condition. Some useful ones and some that also can cause health problems. They heal you till you are sick, because the hospitals makes money that way.
I am sure you didn't know that and maybe you don't believe it also. But I had to say it. I am German and I lived in hospitals for the last 3 years, in and out for the last years. First I had a knee joint break, then I was diagnosed with ulcerative colitis.
@@Stylomagic Yeah for sure there are problems with the german system, but it is far better than the American system and it would probably be better to eliminate the private health insurance and reduce the numbers of insurance companies to reduce burecracy and prefertial treatment. The silver lightning is that at least no private-insured citizen comes first, if you treatment is urgent. Urgency tops everything. But this weird pain you feel in your elbow? Good luck getting an appointment with an orthopedist within the next 4 months if your are public-insured. If you are private-insured please come in tomorrow.
Oo
@@Stylomagic
How much did that time cost you?
In the US people have to PAY, your treatment is for free.
Also Germany:
- 30 days of payed vacation a year
- Not getting fired if you call in sick
also Germany:
- top income tax rate of 42% on 51,900 Euro (that's US $57,100 which has a 12% to 22% income tax rate)
- 19% VAT on most purchases, 7% on food and a few other categories. top sales tax in the US is about 9.5%
- one of the lowest home ownership rates in the developed world
@@cerebralcaustic Even with higher taxes Germany has cheaper healthcare, cheaper childcare, and cheaper college costs, and paid family leave. Also has lower infant mortality and happier population. Taxes aren't the end of the world.
Nobody in the US gets fired if they call in sick. That's illegal in most states.
Thirty days of vacation (it's actually five weeks, or 25 days, btw) are useless if you don't have enough money to travel or do something for entertainment.
@Mirza Ahmed Most of our entertainment is actually way cheaper than in the US because everything which can be considered "cultural" or "educational" has a lower tax and state support keeps ticket prices affordable. And you do know that Germans are kind of infamous for being big travellers, right? But even if you spend the paid vacation at home, it is still a gift to be able to spend time with your family and recharge.
here in saudi... As an immigrant we can have 45 days of paid leave two or three times per year😁
In America, you have a whole lot of people saying "I don't want to pay for someone else's health care." What a lovely attitude.
That's pretty much the definition of an anti-social attitude.
No thats the ruggend Individualism, If you are sick and or die or become homeless there is No Others reason than "ya Had or coming" "sucks to be that lazy" ist sickening
Dont people already do that in America?
Just imagine if they would think the same about the fire brigade or the police. "I don't want to pay for others to use the fire brigade when their house is on fire"
What strikes me every time, is the fact that they end up paying much, much more in the end. Just for the warm, fuzzy, heart-warming feeling that you get knowing others live in misery and die from avoidable afflictions due to lacking health care.
I was visiting my sister in the US in 2019. We were watching TV and what hit me most was that almost 80% of all commercials were for various private health insurance providers. That's insane to me.
Yeah instead of paying for people's health treatments they are paying ad companies to make commercials and buying sports stadiums.
So true. Prescription drug commercials. People laughing and just having a great time in slow motion. Meanwhile the side effect disclaimer is longer than the ad itself! We'd be a 'Socialist' country if those ads were banned. Yeah, 'we the people'.
@@losttwo704 Yeah! For drugs that fall under the _"Betäubungsmittelgesetz" (narcotics law)_ here in Germany. Commercials for Percocet, a highly addictive opioid _(the same class as heroin f.e.),_ seemed insane to me. Oh! And commercials for lawyers. There's nothing really bad about it. It's just illegal here. We also don't have that culture of civil lawsuit. Which is often laughed about here, but I actually think it's a great thing to hold people or companies accountable for their wrongdoings. Just the sums that courts often come up with seem to be out of proportion. But it's a very good thing that people that were imprisoned for something they didn't do, get millions of dollars for compensation. Here in Germany you get what you would have missed in income during that time, plus 75€ for everyday. To me this sounds like a bad joke. Since you'll never get your stolen time back, you should at least be giving a large amount of money directly and a lifelong pension.
How about the insane amount of money Pharma pays to put prescription drug commercials on TV? You know the prescriptions we just can’t buy without our doctors’ permission. Drugs we know nothing about.
Really because 80% of ads is just temy for me
As a German I think it’s funny to hear Americans saying “we give Americans freedom to chose”. I have my insurance (which I can change whenever I want and it takes minutes to do so) and I have the freedom to go to the doctor when I want, where I want etc.
Also they forgot to mention the medicines. For all the essential medicines, if they cost until 99€, I only pay five. All medicines over 100€ we pay 10€.
I don’t know any German who is against this system. Everyone is happy. The ones who pay and never use are happy, I mean, who wants to be sick? But they still have the peace of mind that, if something goes wrong, they won’t die for not being able to afford. And people who are sick are also able to afford it.
I think for a rich country it is the minimum.
We did something wrong when we privatised nursing/elderly care and hospitals tho. We shouldn't have done that. It's really bad as you may know.
Our system is not perfect. And it's a good thing to complain, so it gets better again.
its actually 10% of the medicines price but never less than 5€ (ok there are a few exceptions) and never more than 10€. Also this is limited at 2% of your income or 1% if you chronically sick
"I have the freedom to go to the doctor when I want, where I want etc." - haha, good luck getting a Termin at a decent doctor :D Waiting 2-3 months is not that uncommon. I recently got a Termin for which I have to wait 5 months! And then doctors barely spend 5 minutes with you - most of them try to kick you out as soon as you get into their office. They get only a few euros for every patient, so they try to get as much patients as possible through the day without taking care of them.
"For all the essential medicines, if they cost until 99€, I only pay five". You only pay 5 when you get a "rezept" from a doctor, and he might not always give it to you. And bunch of drugs/medicine are not covered by medical insurance, like some basic anti-cold/anti-flu stuff.
I'm sick of those fairy tales about how good German medicine is.
Kirill well yeah appointments with specialists can take time, that’s true. But that’s mostly an issue of a lack of personnel. Das liegt daran, dass s zu wenig Studienplätze für Medizin gibt. And it’s also got to do with having the phi (zwei-Klassen-system) which I think should be abolished.
I totally agree that it’s not perfect. But I’ve never waited more than four weeks being in the shi and overall I’m quite happy. One things for sure: the American system is not an alternative.
German with a Brazilian name! Rsrsrs
America needs to realize that not everything is a business
Everything is a business when most professionals agree that it is. You won't find too many doctors in the states willing to see most patients unless they can pay. You understand what the problem is?
I understand, even as a leftists in America, all companies need some kind of profit to keep running..but to what end?...we can control profit and also need to clean up Washington so we can negotiate with drug companies.
@@DarkMustard1337 as a leftist you'd know that not everything is a private corporation. Public goods are for all - public, not private. Health care and other infrastructure should never be private. It just creates huge amounts of inequality and suffering.
@@glorymanheretosleep If everybody is forced to have insurance the doctor knows that he will be paid for sure. What's the problem?
@@f_f_f_8142 Because a lot of doctors, in the states, prefer to treat those they deem worthy...
I am German, living in the US. My mom lives in Germany and was found to have early stage breast cancer, she needed a lumpectomy, was in the hospital for one week, after that she went through Chemotherapy, needed meds for pain and nausea, then follow up visits with her surgeon, gyn and family doctor; she was offered counselling and a dietary consultant but felt she did not need either. Out of pocket expense: 25 Euros, which as I understand it was a mandatory contribution towards food in the hospital with the argument that people would spend money for their food if they were at home. (apparently the food was not bad)
She is right now hiking in the German alps.
Same thing happens in the US: she would be in personal bankruptcy and me, my sister and brother would be responsible to pay down her debt for the rest of our lives.
I live here in Germany and I'm American, I love the insurance that I have here. I wish for friends and family members in America could have as good a system !
When I was little I had best experience in Germany especially their health Care system but I had to move back to the US Because my family are in the military but hope to return soon
You need to teach them the difference between a social system and socialism. We don't have socialism.
Hello Debora, how're you doing, I hope you are doing fine. I'm David from Houston, Texas. Where are you from? You seems like a real Country girl😊🌹
@@davidpreston7819 hi I'm from Virginia, so yup country girl! 😀
@@mommakittydragon8926 Are you fully American?
I'm a Polish American, Mum from Lublin Poland while my dad an American. I was born here in the States but was raised in Poland by my Aunt who is married to an East Indian and I do speak English Fluently though I have an accent not so sure if you really like it but most people do. So don't know if you mind accent??
When you have people who have to start a GoFundMe to pay for their medical bills, you have a problem, America.
or when people rather take an uber than an ambulance because of affordability. In fact, my sister had a seizure and when she came to she refused to get in the ambulance because she had someone to drive her even though it put her life at risk (the seizure was related to a severe blood infection). She choose to go with some one unqualified because she couldn't pay for something else.
People need to get their bands up 😂☝️
People just dont get it in the United States ..worthless...brainwashed
@@zriyazira That sounds utterly terrible. What good is the healthcare system when people are afraid to fully use it?
@@KljajicAjdin calm down al Qaeda
The German healthcare system is miles ahead... I mean kilometers
Underrated comment. Made my day.
Hah
"The German healthcare system is miles ahead..."
The metric system too :-D
Only Kilometer not Kilometers . Grüße aus Deutschland .
@@Andreh-pg7nw nein Bruder ich glaube zu Wissen dass die Mehrzahl auf Englisch "kilometers" ist, ich könnte aber auch Irren!
I used to be against Universal Healthcare but after living in Germany I’m all for it, I’d rather pay taxes knowing where it goes as opposed to being extorted by Insurance Companies, Hospitals, and Big Pharma
Are there people in Europe that live unhealthy and end up reaping the benefits that everyone else paid for?
@@ccshredder9506 Of course, there are always people that take advantage of a system but I rather have that then seeing people going bankrupt due to insane high healthcare costs.
@@ccshredder9506 they also exist in the usa lol called billionares
@@ccshredder9506 I mean what are you going to do about it? No one's going around thinking they can do whatever because of universal healthcare. The example here's always obesity but the US has much more obese people. There are also motorbikers, skateboarders, fireworks enthusiasts and many other groups of people that are quite prone to injury. Would you deny these people healthcare because they "had it coming"? To me helping sick people is just common sense.
@@cyan_oxy6734 not when you're stuck wondering who's responsibility it is to take care of every sick person. In a perfect world, everyone would pitch in, but they don't. So much for that. So how do you offer health care in a reasonable fashion, where it doesn't cost anything and no one is forced to do it?
In America they have Health-Caren‘t System.
Health Karen System?
Or am I hallucinating?
@@FranzFerdinandVIII I want to speak to your Chefarzt.
No, America has death care, not health care.
Germany : Healthcare
*America : Wealthcare*
Omg. True lol. Sadly. Get me out of America plz lol
Dont forget corporate welfare
@@creyes4182 Precisely .... in 2018 in the US corporate america paid 7% of total IRS actual tax receipts whereas individuals paid 93% of actual tax receipts. If one can say with a straight fact that corporate america only uses 7% of total government goods and services ... then I have a Bernie Madoff investment winner to sell to you. The US income tax system needs to be totally overhauled to be rational. logical, and to eliminate the massive tax preferences and gaping holes in it. A little twist here and a little new tax there just won't do it. The whole income tax system has to be completely overhauled. And it would not be all that difficult to do that along the lines of a few basic principles.
Lol 😂
I'll take wealthcare!
Being german I can‘t imagine what it must be like to think about money before calling for an ambulance. That’s totally nuts.
How must that sound for people in the US?
I can call an ambulance, no problem, but I can't afford a taxi.
Not that I need a taxi with our public transportation system.
In the US, if you are required to use an ambulance to get to a hospital, but fail to notify the insurance company of your hospitalization (because you're unconscious, or on an operating table), the insurance company might make you pay for the ambulance. What a joke!
@@I-Have-The-Cuckoo bruh, you make it sound so expensive, while you side is clearky more expensive. how is anyone gonna justify 2700 just like that, thats insane. And also 135 is a lot of money for some people and the fact, that you had to pay that just sounds pretty rediculous to most germans.
@@jonas162 It doesn't only sound ridiculous. It IS ridiculous... :)
If it hadn't been mentioned I still wouldn't know "how much it is" to call an ambulance.
In the last four decades I haven't received a single medical bill for basic or emergency treatment here in Germany.
That's what I call a "quality health insurance system" - a reliable, income-based" universal health care system for everyone without having to worry about the costs AT ALL!
@@I-Have-The-Cuckoo bruh, just because you only needed help once in such a long time doesnt mean, that that is true for every othe person, also there of cause is a difference between habing to pay a large sum of money on the spot and paying it over a long pefiod of time. if i would have to pay up 2.7k on the spot i would be more than just broke, i would have to sell everything i own basically. lastly, how are you gonna say in your first comment that you dont think every german is as "ignorant" but proceed to asume that i mwant to trivialize your totally valid point of view, whis is something you do not do at all in your first comment, which is inpolite. Aduming, that i would answer with what you wrote down is honestly realyy insulting and does not belong in a discussion even if its on the internet.
When I go to a doctor here in Germany. I give someone the card from my Krankenkasse and its all done. I don't even see bills or have to call with the Krankenkasse to get something approved. Hope more people around the world can have this luxury in the future
Yes, having a card that also grants access to all your previous medical history is extremely nice Julian. I've had chronic kidney stones since I was 13 & have had over 60 in my lifetime. If I go to an American ER for brutal kidney stone pain, I'm not f*cking around & would prefer some immediate help. Instead I have to prove to the Dr. on duty I'm actually in pain through lab tests. These tests can take at least 45MINS & sometimes I've even waited 2-3HRS. All of this while they "figure out" if I'm really hurting or just a dope fiend looking for his next fix. The indifference is really deplorable for someone in my position!
Lucky you, bin privat versichert, habe aber keine Karte, weil meine Versicherung das nicht hat, sehe jede Rechnung. Für jede Rechnung brauche ich 30 min für die Abrechnung. Und da ich viele körperliche Probleme habe, gehe ich im Schnitt alle 1-2 Wochen zum Artzt. Der Luxus sei dir aber gegönnt.
@@venezstudios8135 alles hat seine vor und Nachteile. Du musst deine Abrechnung selber machen, ich kann nicht zu jedem Arzt gehen und warte oft länger um einen Termin zu bekommen. 🤷♂️
@Tho Mas well to go with your link we are on place 25. the us is in the 30th.
We may don’t have the top 1% of doctors but here not just the top 1% can go to a doctor without thinking about the monetary consequences.
Its like in every other field in the us. You have a small minority who can do whatever they like, make as much money as they like and rule the country.
Here everyone can get great healthcare, get every degree of education and become whatever they choose.
The us is antiquated in its way of running a society and government.
I hope the US will someday loose its status as a 3. would country and become a social place to offer a great live for everyone
@Tho Mas also there are many more Statistical factors like infant mortality
(ourworldindata.org/grapher/child-mortality-igme)
Germany: 0.37
US: 0.66
Or healthy lifeyears
(www.nationmaster.com/country-info/compare/Germany/United-States/Health/Life-expectancy)
Germany: 70.2 years
US: 67.6 years
I can go on and on and on
"they think its normal"
Yea, because it is :D
i pay some € every month to ensure i neither die nor go bankrupt by a papercut, like it should be in every developed country in the world. The american system is just barbaric.
Because big corporations rule the US with an iron fist.
The USA is a corporation that tolerates citizens.
sure.........
What did II Duce say about the merger of state and corporate power?
I'm a US citizen, and I agree.
Yes, because we have citizens that don't bother to vote- it has been estimated that there are between 60 to 100 million people who are eligible to vote but choose not to, ignorant and apathetic- "I don't know and I don't care." The 1% of the United Corporation of America have all the power because the masses choose NOT to use theirs
Neofeudalism
i’m only here to push my german ego
Eat more ham burgers and sausages, the Germans will become bankrupt, free health care is evil. USA USA USA 🇺🇸
buzz Why should we eat our fellows from Hamburg?! 😱😱
buzz have you checked the debt-to-GDP ration of Germany and compared it to the US?
@@buzz5695 lol
Same Digga 😂
One of the best parts:
"Children covered for free" means "Children" under the age of 25. Or 26 when they completed a year in a voluntary public work program after school (which is not uncommon).
Yes, out of my 27 years, i only had to pay 1 year in Health insurance :)
So welcome to your 1 year of adulthood?!... XD
I am 26 and I think my insurance is still for free because till next year I am still a student.
No such thing as "free" healthcare.
@@drzerogi free at the point of service healthcare most certainly exists. In fact it exists in every developed nation except the US.
@@Ashley-lm4nv What, is "paying for healthcare" your "adulthood" threshold? Not legal age for marriage or drinking, or the legality and ability to sign contracts, vote, open a business, etc?
Just paying for your own healthcare?
That's weird.
As a Foreign doctor just arriving to Germany in order to homologate my title, I think I made the right choice :)
Thank you for coming here.
If you intend to help people, yepp, you came to the right country.
But assuming you will make huge amounts of money here is probably a pipe dream. Yeah, you will lead a fairly secure financial life, with quite some benefits, but nowhere to what American doctors will recieve.
Note, I did not say 'earn' because that they would mean they are entitled to it due to the amount or quality of work they put in, especially in comparisson to international doctors around the world.
I hope you're enjoying your stay. ☺
@@RustyDust101 You still get a LOT of money as a doctor. I know what you mean though. Compared to the US it's not that much
I got that you are a doctor in Germany. Can I ask something to you? What do you think about being pyhsician in Germany? Being Germany or being US for working? Which is the best? I'm completely undecided 😊
You absolutely did! Do you like it here? Hope you have a good time 😁👍
The best part actually is: You call in sick, visit a doctor and he will put you off work for some time. You will receive your full wage while you recover.
I could not live calmly in the US. I would have constant anxiety over every stomach ache or sports injury, that could turn out to be the end of life as I know it. I pity everyone of those poor souls who think taking an existential risk like this over a couple dollars more in taxes is worth it.
Sworlay They’d rather be homeless than implement any “socialist” ideas.
Wait. You guys don't get paid when you're sick?
How do you pay your medical bills then?
Not completly right. After 6 weeks you get sick pay from your health insurance which is just 60% of your net income.
Same in my country, except we have a certain amount of sick days instead we can use.
documentary intended for: americans
documentary watched by: germans
in America: What Germany can learn from America
watched by: Americans
Thats true.....i am German and watch this 😅
I seriously wanted to know about it lmao
Not my fault when CZcams recommends an English video about our health care xD
Was willst machen - kams ruff hab i ruff gekliggert
Wir können halt den größten Müll labern, niemand kann uns verstehen xD
CZcams knows me too good.
Last week, I was curious and asked my insurance about how much money they paid for me since late 2015. Yesterday the mail arrived with a summary. It was roughly 65.000€.
And guess what? I only pay like ~600€ a month which means I paid like 36.000€ in that time.
And now I see this video :D
Man, I love our system. And I am glad people support each other. Now, being fit, I pay my share with pride. Someone needs it now :)
Dude, when I was still covered with health insurance via my father (also Germany o.c.) I had to go to a specialized hospital for treatment. It was private, therefore we got bills, but we just redirected those to the insurance. The cost came out as roughly 70000€, not counting therapy afterwards. And I havent paid a dime for almost all of my life to health insurance.
@@janhuber3708 Long story short:
Thank god, we are not from the US :D
@Tho Mas Stop spamming this everywhere. Of course it isn't the best, but atleast you won't go bankrupt because of medical bills. According to the source you quoted, Germany hast the 25th best healthcare system which is not really middle-class.
Most of the EU countries have similar health care systems, not just 'one country'. Let's not get it wrong here. The USA is the sick country here (pun intended). Civilized countries don't make businesses out of their education and healthcare systems at the expense of their own people. Those two things are the bedrock of a society and say everything you need to know about the country along with the prison system and animal welfare. The USA fails on every front.
For real. Makes me wanna leave the USA badly.
Breaking Bad - German Edition
Doctor: Mr White, I have serious news for you: You have cancer, Your treatment starts next week.
Walter: Thank you.
THE END.
What is the normal plot? Does he search another method bcs he has no money or something like that?
unplayednamer 01 well he kind of becomes a drug lord 😅
@@unplayednamer0165 wait, you mean to tell us you havent watched Breaking Bad YET????
unplayednamer 01 In Breaking Bad, Walter White is a high school chemistry teacher who also has a second job at a car wash. He’s diagnosed with lung cancer. His salary barely makes ends meet so he turns to manufacturing and selling drugs in order to pay for his treatment and secure his family’s future. It’s a really good show, I highly recommend it. And don’t worry, I didn’t spoil too much, there’s a lot that happens in that show.
unplayednamer 01 In Breaking Bad, Walter White is a high school chemistry teacher who also has a second job at a car wash. He’s diagnosed with lung cancer. His salary barely makes ends meet so he turns to manufacturing and selling drugs in order to pay for his treatment and secure his family’s future. It’s a really good show, I highly recommend it. And don’t worry, I didn’t spoil too much, there’s a lot that happens in that show.
Dank sei Bismarck, dass er die Versicherung eingeführt hat
Bismarck ist vor langer Zeit gesunken eines Tages werde ich auch dorthin abtauchen zum Wrack
@@jimcameron1234 haha
Dank sei den sozialistischen Politikern und Aktivisten die die damalige Regierung erfolgreich unter Druck gesetzt haben.
@@julemay8405 Hau sie mit den Fakten, Jule ☺️
@@julemay8405 Damals waren die Sozialdemokraten noch für etwas gut
I'm from South Africa and we may not be the most advanced in medicine but at least it's free and accessible people in the US have it hard
As an american who has been living in Germany for almost 10 years, I can't even compare the two systems. German system is compassionate, reasonable, and highly effective. American system is, in comparison, socially barbaric and effectively not all that (yes, even and especially in terms of treatment, not even considering cost!)
And regarding wait times, I have never had to wait for more than two weeks for an appointment with a specialist (in Munich). I had a quasi-elective surgery in 2018 that took 6 weeks from first visit with the surgeon to completion, and that included two weeks of annual christmas "shutdown" for things non-essential. I had a necessary surgery in the US and it took 5 months. I just have never had this experience of long wait times in Munich. Maybe I'm special :)
YEP - if you're chronically ill in the American system, it really is cruel & unusual punishment Lisa. The insurance companies would rather have you die than to pay out huge claims on treatments & medications. They just deny everything your Dr. wants to try once you start costing them too much $. It totally blows the minds of all my German friends when I tell them these things.
I wouldn't agree on the "highly effective" if we're talking monetary efficiency.
There's a lot we could handle better in that regard.
But if we compare it to the American system, that's "Heulen auf hohem Niveau," as we say ;)
Hello Lisa, how're you doing, I hope you are doing fine. I'm David from Houston, Texas. Where are you from? You seems like a real Country girl😊🌹
Regarding wait times it can be a different story in smaller cities and rural areas. I have had doctors telling me I would have to wait several months for an appointment, but the thing is, you are free to choose your doctor. If one doctors office tells you that you would have to wait really long, just go on google, find another one in your area and call them.
I called a specialist last Friday, they told me the earliest free appointment would be in early December, so I told them "no thanks" called another one and already got to see the doctor today.
And if there is really no other specialist that you would need anywhere near where you live, but it is really urgent, you will get an appointment very soon even if the doctor doesn't have free slots in the near future. And for routine check ups that are not prompted by acute symptoms, but are simply prophylactic there is a simple trick and you live in an area where you usually have to wait really long for appointments, there is one simple trick: just call three months earlier.
My mom for example is supposed to get a gastroscopy every other year as a routine check up and she lives in a city where gastroenterologist do indeed have very long waiting periods, butte knows that and simply calls them 3 months in advance to get an appointment.
Boy I have to wait 4 months for an appointment at the eye doctor 😂
Imagine people still saying America is the greatest country in the world lmao look at the gun law or health care
Lol how about look at the obese and people with so many health problems and still want free health care while shoving fries and burgers down their face. Visit any other country and im sure you would starve
@@xenonoah america is still trash
America is a "Bananen Republik".
Banana Republic.
I compare the US with Brasil, Italy, Spain, Congo or Ruanda...
I mean every failure-country around the world. A State full of idiots and jerks.
America was and will never be the "best" country in the World. Only they do is hyping their military so they start more wars for business. Americans only want $. If the Earth want to be healthy then we should shut down murica. Biggest terrorist country in world :/
@@Kiwionair that's funny because the world wants america to cut out the wars, but they flip out when they cut their money from the scheme of things. kinda hypocritical huh? im not saying it was a good move to cut from the WHO, im just pointing out the hypocrisy of it. the world just wants their money
I’m a simple European, i see my boys, i click.
Lendav Kanguru 🇪🇺
🇪🇺 ❤
🇪🇺❤
🇪🇺
Bros for life
I recently needed to take my daughter to urgent care and emergency room for an acute illness. Even though I have a good insurance from my employer, the opaque costs and not knowing what would be covered added to the stress. And that kind of situation wasn't the time to comparison shop or think clearly regarding which tests to decline. Their incentive is to sell you as many services as possible. It's madness. America deserves a better system.
I got sick in Germany and had to be hospitalized for overnight with many X-rays, ultrasound, and full time care and cost me €123. I got food poisoning in US and stayed overnight, no X-rays, ultrasounds, but only basic bloodwork and it cost me $2,800 out of pocket. CraY
why did you have to pay 123,-€?
@@karstenbalamagi8463 I would like to know that too.
This was 10-11 years ago. The hospital told me because it was emergency service and I was a foreigner. They made me sign something to confirm I was not in Germany for medical tourism, I guess you guys have a lot of those issues where poor people from US going there to get cheap health care.
@@JW-cx8tg ok, maybe there are some costs for paperwork or something like that. honestly i don't know how it is as a foreigner in germany :D but altogether it sounds kind cheap, not for free but not to expensive at all.
@@karstenbalamagi8463 I would assume that they were not insured, in which case the hospital would have to charge them.
I was diagnosed with stage 3 colon cancer 5 weeks ago. I had my surgery to remove the cancer and ill start a 6 months chemotherapy in 2 weeks. All of this costs me 0,00$ - Thx Germany
Gute Besserung!
We hope you are safe and taking sensible precautions during this extraordinary Coronavirus (COVID-19) outbreak.
*Water Related Questions.*
Learn > Comprehend > Educate…leads you to build stronger and sustainable business.
Stay Safe…Stay Healthy!
Enagic India.
Gute Besserung du stehst das durch. Wir stehen dir bei💪💪💪💪
Gute Besserung. Dafür zahle ich gerne Abgaben!
@@vanessahummer5032 This is solidarity. One for all and all for one
imagine thinking free health care is something socialist.
its not free! i pay every moth my insurences. but my empoyer does too. about 15% of my salary goes straight to the SHI. Other taxes and insurences (like insurences for unemployment, accidents, pension fund, statutory nursing care) are getting deducted from my wage as well. So, depending on my tax category, i get only about 50% of my gross wage. as the video said, i have to pay everything else form the rest of my money, like an extra dental insurence. and thats fine. germany is soooo far away from socialistic. just to be clear.
@@Morgain85 Man kann an unserem System immer rummeckern, aber ganz ehrlich, ich finde unser System verdammt gut :)
@@Morgain85 Ja, es ist natürlich nicht "free". Steuern und sonstige Abgaben in Deutschland sind dementsprechend um einiges höher, als in den USA. Der Mittelstand in den USA ächzt aber auch so unter der Steuerlast, ohne "free health care". Das Deutsche System ist nicht sozialistisch und erst recht nicht perfekt (es gibt auch kein perfektes), aber meiner Meinung nach, immer noch wesentlich besser als das Amerikanische.
Es geht mir aber eher um die Mentalität der Amerikaner. Politiker wie Obama oder Bernie Sanders, die Vorschläge wie "free health care" bringen, sofort als Sozialisten zu bezeichnen ist falsch, da so etwas wenig mit Sozialismus zu tun hat, sondern eher etwas mit Solidarität zwischen den Bürgern und erhöhtem Lebensstandard.
Das Bildungssystem der USA ist ein weiteres Beispiel.
Die USA hinken in vielen modernen Aspekten einfach hinterher.
Es war nicht als Kritik an dem System gedacht. Ich bin total froh, hier zu leben und nicht in den USA. Ich finde die Aussage vieler Amerikaner einfach lächerlich zu sagen, sowas wie unser Gesundheitswesen wäre sozialistisch.
This black and white thinking is the reason, why nothing changes. Why we don’t take the good things from socialism, liberalism and capitalism and build a new perfect system?
i appreciate that this is delivered in a relatively unbiased manner and focused mostly on delivering facts/information
In Lithuania for e.g. moms get fully paid maternity leave 2 months before childbirth and 1 year after and in the second baby year of life 80% of salary, and new fathers get four weeks fully paid leave in addition :)
Paid what. You making cents. I make here more without even working 😂
USA: We can choose wether or not we have a health insurance. We are FREE!!!
Germany: We have health insurance for everyone. We are ALIVE!
You nailed it. Thumbs up! :)
No, in USA you can choose if you want to be insured, in Germany, you are forced to pay a large amount monthly to your insurance company.
@@cdefgah4343 yes, and if you really get sick, you are being treated without getting a bill that is impossible to pay. You can always go to a doctor without fear because you simply cannot afford it no matter how old you are or what your medical history is. It's not perfect but it is better than many other Healthcare systems.
@@cdefgah4343 its about 7% of your income, that's close to nothing if u think about the fact that you will end up in hospital or at a doctor at least once a year. I bet as an american you pay roughly around 10x your income if u have a serious problem. or you can't afford medication at all if u got an ongoing sickness
@@cdefgah4343 You nailed it.
I prefer to "live" in the German system and stay alive than "enjoy a false freedom" and die because I get laid off, lose my health insurance and can't afford a treatment - or don't have a health insurance at all.
After all universal (obligatory) health care is one of the great traditions here in Germany.
Everyone is insured, even housewives and kids for free in single income households, students, umemployed, refugees, retired people, etc.
It might not be perfect in Germany, but it sure is better than in the US
In fairness that is a low bar to jump.
I would be dead without this system
Have you been to both? Experienced both?
I have the same sentiments, our National Health Service in the UK is not perfect but the Brits would never swap it for the current US system, I do hope Americans don't believe the lies and vote for Berni.
kate s I have experienced both. If you are poor is better in Germany. Just hope you don’t need a diagnosis fast or your child needs long time care. If you can afford American health care then the care is better
Why is it called the American dream?
Becuase you need to be asleep to believe it.
George Carlins Statements never get old
@@ahadumer418 you had your first obesity-related heart attack before you turned 30? Congrats Mate!
@@MrFeuerlee go to hell
@@ahadumer418 thanks, I must decline, I am most certainly not going back to the USA, that is for sure! Hahahaha
Sometimes I wish I was born in Germany or France or England. USA can learn a thing or too.
Yes. How about another language or TWO? LOL
@@Ashley-lm4nv I'm learning German in Highschool
It doesn't matter where you are born.
Either way, we all have to work on a better system.
Germany isn't perfect. Neither is the rest of the world.
Progress prevents us from reaching perfection.
But everybody should atleast thrive towards it.
If you're unsatisfied, try to make it better.
*:)*
@@HolgerLovesMusic ain't working for me. I live in the US
@@jalapenopepper3282 Well, you have a vote.
And the best way to get votes or you confining people to vote for someone are good arguments and reasoning.
I know it is frustrating. But one has to start somewhere.
Right now in this pandemic, it turns out which country has done its homework.
Germany is trash in so many ways but it lets you alive with his healthcare system. So you can feel the pain in your ass even longer. I love it 👍. Realy im proud of our healthcare
@@little_lord_tam u love the pain in ur ass? Thats awesome for you. But hey: why do u have to tell us this here?!
@@little_lord_tam
I think the same about the US. Indeed without exeption. Trash in all ways. Im so glad not to live in America. A Banana Republic. And by the way, please enjoy your "asspain" silently.
@@little_lord_tam Your videos are showing that your'e a weirdo.
So that comment matches your weirdo personality pretty good;}
Germany is battling the virus great even some patients getting treated from other countries. America is getting benched, sorry but if you can’t even see now how bad your healthcare is then you‘re lost
I was born in and lived in the U.S. with a couple of relatively short exceptions for 40 years. I have lived in Germany for the past 7. Even as a reasonably wealthy person with employer provided insurance, healthcare in the U.S. was a hot mess. While it took me a while to adapt to the bureaucracy (which is still substantially less than in the U.S.), I vastly prefer the system here in Germany. Anybody who says that the U.S. has the best healthcare in the world is either lying or has no idea what they are talking about.
Thanks that at least one American has a brain in this comment section! 👍
Welcome in germany i hope you get treated fairly...
Ja deutschland ist gut :)
Hal A couple of things. Health insurance in Germany is not free. I pay my insurance company every month, and in most cases employers still pay for health insurance as an employment benefit. The difference is that the cost in Germany is based on ability to pay. Second, now that the economy in the US is going down the crapper and unemployment is approaching Great Depression levels, good luck keeping your employer-provided insurance. Your comment demonstrates that a) you obviously have no idea how the German system works and b) you have no idea that you are one layoff away from being well and truly screwed yourself - although I suspect that you will happily die of neglect as your health care is not a right. I may pay more taxes in Germany, but I also get a LOT more in return (better schools, better roads, better social safety net in case of disaster, better public safety, etc.). That‘s not getting screwed by government. That‘s called getting what you pay for.
@@petergeyer7584 Well said! 👍👍👍
Even as a US conservative, I wish we had universal healthcare here. I’ve read a lot of about various systems around the world and they all seem to work way better than what we’ve got here in the US. I’ve avoided doctors my whole life because of the cost. That’s not a healthy way to live.
From what I understand too, it would cost much less per person to switch to a European-style system, largely because there’s less overhead due to not having all the medical billing personnel needed that we have now.
AFAIK you already pay 13% for MediCare. Shared with your employer, ending up being 6.5% each. On top of that you have to pay for your private health insurance.
My premium here in Europe is 15%, also shared with my employer.
Wait times? Not a problem.
Dental and mental care included.
Ambulance included, if it was an emergency. If not, you may end up paying 300 Euro.
Biggest threat to our system: american funds buying into the hospital system, trying to get money out of it.
The US is the greatest nation in history, allowing insurance companies to say "you can be as healthy as you can afford" is unacceptable.
Europeans: Don't call the ambulance, it isn't necessary and I am OK.
Americans: Don't call the ambulance, I don't have that much money.
Wait what? They have to pay the ambulance?
Teflon offical yeah i think calling the ambulance in america does cost money
@@alman8908 yeah around 4-5k dollar if i remember
@@midnighteclipsed2738 it was $2500(average costs at least)
@@guy8806 ah thanks for the correction, that still a lot. It's 25mill RP in my currency, good thing our ambulance service is free
German in the Titel means germans overtake the Kommentarbereich.
Dieser Kommentar dient als Kennzeichnung für die Eingliederung in yt Deutschland.
You are an Ehrenmann ❤
Keine Schwäche zeigen
Ein Land ein reich ein kommentarbereich
Ab jetzt wird hier Deutsch gesprochen
What yu machen hier? Back to Arbeit. Wörk wörk aber fast!
I had an accident in a country far away from home. Got airlifted to a nearby hospital. Emergency care. Comatose for 2 weeks. Driven back home by ambulance (a 12-hour one-way ride). Rehabilitation for 6 months and then slowly reintegrating back to work, where the job I had still existed and I was not fired.
Cost: nothing. Insurances and social security took care of everything including my salary and travel to and from rehab. I'm pretty sure people from the USA would be screwed over with "oh, that was out of network, it's not insured" and other nonsense, making them go bankrupt, without a job, thus without insurance, and finally homeless.
Our doctors still make a ton of money. There are no waiting lists. Everybody pays a mandated health care insurance. And because everybody does, it's cheap. And it covers EVERYTHING.
I lived in Berlin 10 years and have no complaints of the health care I received, and only the best!
If my mom wasn't german and thus had access to german healthcare, she would be dead.
I can't believe there's a country that claims it's the best one in the world while its citizens can't go to a Hospital because they simply can't afford it. America what is going on
@@brandonderosa8451 well youre still stuck with the debt afterwards, thats the point
Fact .
It's not only the health care system.... Their education system is just as bad... Imagine paying thousands of dollars just for university.... It's horrible... And if you're unlucky you get shot...
@@therobbersdaughter2700 The math you guys learn in the third year is taught during the first semester in Germany.
@@jaysun8942"You guys" what do you mean?
Out of my three kids, we had our first in Germany when I was stationed there. It was by far the best hospital experience we've had. This myth of "choice" is just a myth.
Direct Yo Feetza it’s the choice and freedom to screw yourself basically
Oh goodie Blue Cross Blue Shield can choose to assign me insanely high premiums and copays, while denying me coverage if I go out of state or a different doctor. Thank goodness for all this choice!
@Nspnspker This is changing though. More and more doctors only take privately insured patients. I had a skin infection emergency, I couldn't see the dermatologist closest to me, but had to go to another one, taking an extra bus.
thaliasghost Insured patients in the US always have to watch out that the provider (doctor) is listed by their insurance as „in network“. So the „extra bus“ is a given here.
Nspnspker choice is a hoax, as he said.
I just wanna add: it is no choice in case of not being able to afford the doctor’s visit, the mental stress on those who have no idea if they will drown in debts after getting emergency care is life threatening. Just as the diagnosis itself maybe....
Me: I’m hurt
Bystander: Want me to call an ambulance?
Me: No, Call Uber. It’s cheaper
The choice to pull out my phone and do math while I’m hurt. That’s freedom for you
American hospitals: customer
Other: patient
I am a German and we have a friend who works (as a German doctor) in Illinois. She repeatedly complains that hospitals have to see people as costumers and not as patients. So much bravado done for patients which interferes with the necessary works of doctors. She also discouraged me from working in the US as a doctor citing law suits and unreasonable working hours.
@@Sedna063 my ount worked 6 months as a nurse in tampa florida. she did it for work experience before she was send to india for the red cross. imagine this: the red cross uses us-hospitals to train people for third world countries. thats how bad it is.
"911, will you be paying with cash or card today?"
They likely won't take cash. I had an appointment yesterday and the "physician" would not accept cash or a check, only credit cards. This is a new trend in the U.S. that will further prevent the lower, working, and middle classes from receiving healthcare. In addition, the credit card companies can become richer.
@@HeathWatts but I guess there's no way to hide that money from taxes
How much does an ambulance cost in The USA ?
@ what the actuall f
@ I did some reading after Kristen asked her question and $1500 seems like a bargain. Others have paid as much as $3000 for an ambulance ride. Ambulance services should be paid for with tax money, like all healthcare, and should be free.
Im 20 i was diagnosed with cancer and i didnt pay a single penny for my treatment i had operation im driven by taxi every week 2,5 hours to the clinic i get chemo, radiotion and medication. Thank you God for living in this great country. God bless Germany 🇩🇪
Get well soon! Take care!
Get well soon - from a cancer survivor.
@German Retro Guy danke hatte meine letzte chemo vor 4 wochen im, april habe ich dann verlaufskontrolle, bin eigentlich schon krebsfrei
@@yylaminator schön zu hören.
Bleib stark 😄
@@yylaminator Bleib gesund!
I live in Germany, I am in the SHI. My wife is an MD. We noticed it is quite common that people with PHI get a lot of extra care they can do without or don’t need at all. PHI is sometimes used as a cash cow, which we really detest, because although patients most of the time do appreciate the extra care that they receive, it is not necessary or borderline redundant in quite some cases. This drives up the prices they need to pay for their insurances. It also works the other way around, people in PHI do use their insurance to the fullest because they payed for it, which in a sense is true, but this demand also drives up the prices and puts extra strain on the healthcare system. Since I and my wife rather favour healthcare being efficiently allocated by necessity, we are insured as we are.
“healthcare for all” is more common than you would have thought. Just look at Neighbour in the north, Canada.
Hush, they don't talk about those communists ;-)
Some Canadians have told me it's a terrible system
Trump wanted to buy greenland. Now the EU should make an offer to the US for Canada.
I want moose and mapple syrup.
@@comment6864 I'm Canadian. I am happy with our system. I am horrified with the American health care system.
@@debnoel8560 although wait times are astronomical
I still cant wrap my head around the fact that you guys have to pay for an ambulance. This is absurd.
In Switzerland we also pay for this. Price depends on the Kanton, where I live one ride is around 800 Swiss Franks. 😎
We have to pay too, butjust not as much as in the USA
In Germany you also have to pay for an ambulance but in almost every case your insurance will cover this up. Once I black out because of to much alcohol and I hade to pay for my ride into the hispital ;P.
In Germany you also pay for the ambulance, depending on how many people are involved it will cost you 350-600€. Your insurance just pays for it and most people never see any bill.
@@florianthomas7852 wir mussten glaube ich 5 Euro zahlen xD
To everyone saying that healtcare in Germany isn’t free because you pay taxes.
I was in the hospital in life threatening conditions three times before i turned 18, before i even started paying taxes myself. Now that i’m 18, and thankfully alive, I will happily pay taxes to give back to the system that saved my life, and to help others who need care. If i lived in America i’m sure my parents would have gone bankrupt trying to keep me alive.
Liv Guttesen YOU eat propaganda everyday for breakfast lunch and dinner .
@@martinko4086 are you stupid or a troll.. or both?
martinko40 Found the american
martinko40 WTF dude, what propaganda? He literally just said what happened to him and his family and how the system works.
TGPZ_DE he is talking about himself. Americans feast on propaganda more than their cancer inducing burgers
Forget abouth the "American dream!" Now there is the german dream!, Or the Canadian dream!, A lot of countries have better benefits.
may be... just a human dream?
In Germany, even you work part-time you still have health Insurance
It's cause in Germany even if you don't make any money you're still treated like a person unlike America where the less money you make the less value your life has
Now, with the corona Situation America can see again how miserable their capitalistic heath care system is.
seba psst, it is a Secret, but the german system is also based on capitalism and it works pretty well. 🤫
@@sabundus590 it’s only about 25% private and 75% socialized. I don’t care if it’s private or socialized but in America we need universal healthcare for all.
@@sabundus590 well... it's a social economy that lends from capitalism. And the more healthcare gets privatized the worse it's becoming. We are still better off than most european countries, but it has been getting worse for years now.
@Germanic Pride hau ab
@@Jelissei better of than some european countries? doubt it
I’m American living in Germany. Everything is so much better in the economy, meds are incredibly cheaper.
HomeOfTheGallaghers Could you please Tell that to everybody living here? Ím a pharmacist in germany and everybody complains, that our meds are too expensive
@@hydraulixx people just need to ask for a cheaper version of what their doctor prescribed. I always do that and can't complain.
@44444 777 mainly unusual/ uncommon meds and not prescribed ones, if you have to pay its a small part of the med, my sister had cancer and her meds cost about 2 million and we barely paid anything for it, insurance did like 99,999%
@44444 777 i only know that like medial weed doesnt get paid by insurance
@44444 777 when did this turn into a competition :D
Why does this discussion still need to be had...
The best thing when you have universal healthcare is that you don´t pay much money and at the same time help others who don´t have money becase they can´t work. And when you lose your job others will pay for you too.
I am a German physician (oncologist) with also experience in the American system and this video is very accurate. In summary, I really like the German healthcare system, because I had never to put down any patient for being uninsured. The medicine is excellent and especially in a serious area like oncology, all people, no matter if publicly or privately insured, get the best oncology treatment available. This is very fair and social.
It is true that German publicly insured patients have to wait longer for some procedures, but this is never true for emergencies and I count cancer in as an emergency. Generally, they have to wait longer for an appointment e. g. at an orthopedic or dermatologist, but this is never health-threatening. If you have something serious like heart attack, stroke, cancer, there is absolutely the same quality for different insurances.
"I had never to put down any patient for being uninsured"
You might want to rephrase that. :)
B-but Ben Stefan Molyneux told me he had to wait a decade for his cancer surgery.
I'm being sarcastic, of course. Not about him lying about wait times, but about me taking him seriously :)
@@skaarphy5797 ha-ha, German English. love it
Skaarphy 😂😂😂🙈
As a fellow citizens: thank you for your service!
German PhD‘s are the American equivalent of the US soldiers!
"I hope I can afford the trip to the hospital..."
Is this some sort of american joke that I'm too german to understand?
I am Italian and I find it impossible to understand too.
And 99,99% of the world population will say the same.
The USA are a very unfortunate exception. The rest of the planet has public health.
@@emiquetzalkoala4288 Now thats just plain wrong, things get worse the literal second you leave europe, arguably it already gets worse with the sinking infrastructure standards the further you go east.
@@slyseal2091 I'm sorry but that's a lie. Many European countries have astonishing infrastructure.
@@emiquetzalkoala4288 An Ambulance ride can cost you $2000 in America. Some people use an uber because they can't afford the ambulance.
@@slyseal2091 According to my personal experiences things are slightly different. Yes, there are countries where infrastructures and organization leave much to be desired. But not all non-European countries. And not all Eastern European countries.
But the main point is that a poor or underdeveloped country has a good excuse to have a far-from-perfect health system: some countries are just unable to provide quality treatment, but all countries, inclulding the poorest ones, offer treatment for free to their citizens, and many also offer free treatment to foreigners, because health is a basic, primary human right. They offer what they can, and ask nothing in return.
The USA, the most powerful and one of the richest countries on Earth has simply no excuse. They could offer the best treatment to anyone, still they choose to "sell" this human right to whom can afford to pay for it.
I don't mean to sound insulting, but this
approach to people's health is simply inhumane.
Another interesting detail is the total lack of reciprocity: if an American citizen breaks an arm during a holiday in Rome, he is treated for free. If an Italian citizen breaks an arm in the USA, he'll be told that he's on his own, unless he can pay for the treatment. How unfair is it?
Every citizen in the UK automatically is entitled to health care and it comes out with your taxes called National insurance that helps pay for all the emergency services, the amount you pay is based on your income. and if you want you can get private health insurance aswell. All you have to pay is £9 for a prescription. And like £30 for a dental checkup.
What the guy says at around 9:12 was exactly my experience in Germany. Once the doctor’s office finds out you have an SHI, they suddenly claim to not be taking any new patients at this time.
When my American husband had to go to a dentist here in Germany and asked me how much they charge for pulling a tooth?
I couldn't stop laughing.
Das kommt darauf an. Einfach ein Zahn ziehen; dass dann ich mir kaum vorstellen. Der Zahnarzt wird versuchen suchen,wenn möglich den Zahn irgendwie zu retten. Und dann kann es schonmal dazu kommen, dass du was dazu zahlen musst. Und das ist manchmal nicht gerade wenig.
I'm surprised he had to ask. I would have assumed he would just start a fight with someone.
New Zealand needs to learn from Germany about that too. We have mostly public healthcare but for some reason someone decided that teeth aren’t part of your body or something.
I'm at the TK. They have an app in which I can see exactly how much they paid for what
YOU just walks in and who pays the bills?!
Germany: *has a proper healthcare system*
Americans: "ThIs iS sOciAlSm!!!111"
And FREE to dring in bublic
@@Ohmeingottichhabeesa In America is Public Drinking allowed? Tf
It was introduced by Bismark as a way of taking the wind out of the socialists sails. Ironic, huh?
@@phosphordiester7545 yeah because bismarcks politic was very similar to the other aristocrats. the normal people suffer a lot 🤷🏻♂️ and the reforms of bismarcks were not that good. after years the system became the good basics🤷🏻♂️
Not sure if a waiting period of 12 weeks for an appointment with a specialist can be considered "proper healthcare system".
In the down under we pay 50 bucks a year for ambulance cover and in America its like 2k each
Being an American, it's always a conflict with healthcare, especially in an emergency that may require an ambulance, because we (and not exaggerating) will strongly debate whether it is worth calling for an ambulance and depending on the circumstance, that single ride costing well over $1,000, or literally having a friend of family member drive us to the emergency room - and not joking, I've heard people having ordered an Uber 😅
I was in the emergency room two years ago at the beginning height of COVID, sitting in the waiting room for 5 hours, when I finally was taken back for I believe was 45 minutes or so, was diagnosed with a potassium deficiency from dealing with numbness in my face and arms. I was released not too long afterward and when I received the bill, it was $1,036 which for some reason, my dads insurance didn't cover a penny of it.
It is something else to acknowledge as I already knew but also read about, that the U.S. is the only developed nation without any form of universal health care, and that our life expectancy is dramatically lower than other countries because people here, debate matters of life or death out of fear of insane medical debt.
CNBC should do a title of a vid named: Why every 1st world country has a better healthcare system than the US.
Simple answer a lot of politicians are in bed with insurance company or were former CEO's or higher ups in said companies. Money talks bullsh*t walks.
It could be 30 second video explaining how corporations own the US Gov't.
Waiting times: A hot topic
Weeks of waiting time for publicly insured people in Germany remain a hot topic in Germany, also because private patients (private Krankenversicherung) often get appointments faster.
"Sicknesses do not depend on the favoured opening times of the established physicians,” Johann Magnus von Stackelberg, vice president of the GKV board, told DPA in December.
He added that “more and more people” are going to the emergency rooms of hospitals because they are unable to secure a doctor’s appointment.
Ran You should see me in Timcast and Subverse comment sections. My original comment for this vid was basically mocking CNBC for always saying that universal healthcare is better than the US.
@UC87wKtbekEBspg9Df1atx2g I just saw a comment from someone with private insurance who waits 2 months to see their doctor. I live in Canada and can usually see my doctor the same day and have never had any problems with wait time. When i broke my arm it was put in a cast the same day and i got my first physio 2 weeks later. I ALSO PAID NOTHING, this would cost you $2500 in the US. SAD.
You are either stupid or a shill. You are arguing for a system that is less efficient and costs more.
You know how breaking bad would have turned out in Germany? Yeah, one episode, no meth.
lol
Germany also has meth problem
@@purplefabian in the sense, nobody would be forced to sell meth to afford health care
@@purplefabian no Germany does not have a big meth problem!!!
@@purplefabian r/woooooooosh
I'm very happy that here in Greece Hospitals belong to the STATE, ambulances belong to the STATE, insurance company belong to the STATE (we have 1 state company for ALL). We love our National Health System
Hi baby how are you doing now i hope you are really doing good you are awesome looking at you baby makes happy when I look at your picture it is beyond my imagination that a creature like you really exist like a rose you make the garden so beautiful You are a diamond to any man that have eyes to see goodness of a womanhood Baby am Ben easy going person very understandable Am a civil engineer and a contractor I work at so many places like Asia Europe and Africa I love art craft and I write music I like ideal people when I see your picture am impress I want a good woman that understand what real love is all about who will understand me and perfectly be for me So we can build our world strong enough to care for each other I want you to be mine and I hope to hear from you soonest thanks
Ich nehme mal an, dass die Wartezeiten in Deutschland größtenteils davon kommen, dass jeder dreimal im Jahr zum Zahnarzt geht xD
das kommt halt davon weil jeder depp mit kopfschmerzen sofort zum neurologen rennt...
@@peaveyst7 Die meisten Männer die ich kenne vermeiden den Doktor solange wie nur möglich, ich bin einer davon lol
Ich gehe mal eher davon aus, dass diejenigen, die sich über Wartezeiten beschweren, solche Personen sind, die bei nicht-lebensbedrohlichen Verletzungen oder Krankheiten sofort ins Krankenhaus in die Notaufnahme rennen. Dann sind diese Vollpfosten ganz überrascht, das Personen mit teil-abgetrennten Gliedmaßen vor ihnen dran kommen, und es mal drei bis vier Stunden dauern kann.
Um dann lauthals motzend über die grauenhaften drei bis vier Stunden Wartezeit bei irgendeiner medizinischen Seite eine Ein-Sterne-Bewertung abzudrücken, nur weil der Splitter in ihrem Finger nicht jetzt, sofort, am besten schon gestern, entfernt worden ist.
Germany in the title:
*Das ist nun deutsches Staatsgebiet*
Edit: Ich bin Österreicher🥸
Hahah lustig wie wir deutsche diesen Kommentar Bereich übernommen haben
Ein Volk! Ein Reich! Ein Kommentarbereich!
Bedeckt halten.
So wie Malle im Sommer??
@@ihatetheantichrist7207 voll neuer joke eigentlich
Funny how the System was established by a conservative royalist and americans Call it socialist 😂
Well he established it due to the pressure from the social democrats. At this time they could achieve something, but today they are pretty useless.
@@xPyrotecLP Ain't that the truth :(
...and he introduced it to prevent the Social Party from getting too many votes.
@@PeTer-xd8nx yeah, he wanted to keep the workers quiet by "gifting" them that. He wanted to do specific things that the SPD demanded to make them unimportant and weaken the workermovement. The Goal was to prevent a Revolution like in the Soviet Union.
So Trump may be the person who introduces healthcare for all, maybe just to get reelected :D
Damn the Germans with their efficiency and common sense!!
Oh, wow, it's as if caring for your people is supposed to be a thing!
Also one of the best things about German healthcare: psychotherapy is free. This is so important 🙏
It's not "free", we all pay for our health insurance with every paycheck. You also don't just get therapy, you are evaluated, if it is decided you can apply for therapy it is a fixed number of hours.
@@thaliasghost Es kostet aber nicht extra, darauf wollte der Kommentar denke ich hinaus
and painting class?
it's "free" if you have a psychiatric diagnosis (ICD 10 - F ). if you just want to "talk", or your psychologist has no aproval from the insurence compandy, you have to pay yourself!
It's mostly free, but the waiting times for psychotherapy are especially long. Much much more than the usual healthcare, more than 1 year often times, which is ridiculous.
But still better than in the US I guess
Imagine losing your job, because of an pandemic. And losing your health insurance for losing your job during a pandemic.
DirtyP2002 unbelievable for Europeans and many Asians citizens
But I guess you find the sulution for everything at Gunpoint.
If you dont pay for healthcare you lose it in Germany as well. You either pay with parts of your income and its deducted from your paycheck without anything you can do. If you lose your job and you are broke, you can get Medicare or Medicaid in the US.
DirtyP … not in Germany. Pandemic doesn´t equal losing your insurance when you lose your job.
thats just how being a gun loving idiot plays out for u guys
Even though it is short staffed and as with any system, there are a number of problems that need to be addressed, by far the best health care system and status of medicine in Europe is in Spain. It is astonishing to see how America has made health care a business, rather than an obligatory service to the population of its country
"This is something that the world's richest country never done" actually I'm pretty sure Qatar has universal healthcare
They meant rich by total GDP, not by per capita income.
@@pratikpontirtha1723 Than qatar is around 8.5 times richer
@@laerramarie2620 no, then it's 0.05 times richer =).
@@pratikpontirtha1723 no, they mean rich in experience. 🤣
Americans: Our health-care system is in a state of crisis
Also Americans: omg universal healthcare is sOciAliSm
What's wrong with socialism and why do americans think it's bad?
@Working Prole they still didn't get over that yet?
@@irene1024 Hey 'Murika' is now a Oligarchy (bought/paidfortheRICH only) .sooooo It worked out int the end didn't it?
Americans are all about branding, as stupid as that is. I propose that every time some dumba** says socialism bad! (despite Social Security, Medicare, and Medicaid) that we rebrand with a vengeance with AMES. Americans for a More Equitable Society! We have aims (get it) to fix healthcare and other social ills in our society.
Because they are brainwashed.
I'm Italian.. I don't understand the German comment but GO GUYS I'M WITH YOU!!
Ciao compatriota.
It’s a little unnerving for the rest of the world, when Italy and Germany are standing together, again.
Mal sehen wie lange bis du Seite wechselst
Oh no not again
@@ThatZylot OH NO
Every time I went to the hospital with my wife I had to wait hours like 4 hours to get something looked at. It really took a lot of time, but it was free not including having to pay taxes so I suppose it was not too bad. In the USA if you have money then you are good to go and you can get surgery or see a doctor right away. A family member of mine had to go to the US to get surgery because Canada was too slow for them. Money was not really an issue so in this case it was okay and worked out quite well.
well in malaysia, for per person, we just paid about Rm 2 - Rm5 / 0.50usd - 1.23usd to get normal treatment at public goverment hospital..
Imagine being told since birth that your country is the greatest, best, most fantastic place on Earth! Then imagine hearing that another country has something better than yours:
"They must be taxing them to hell"
"The quality isn't as good as ours though."
"Their country is full of lazy people who want handouts!"
This is inevitably what every "discussion" alluding to America being deficient in something leads to. The other countries look in confusion as they watch a country keep shooting itself in the foot and claiming it doesn't hurt. "In fact, this hole in my foot is beautiful, american, and patriotic! You all just don't understand our greatness!"
They still think theirs is “the greatest country on Earth“... fools!
@@TheLeaveTaking Even the poorest Americans believe they are better off than the richest foreigner. They'll usually spout something off about having more freedom.
@Denise Johnson Yeah. There's always some mental gymnastics going on whenever you try to ask Americans why social security, fire departments, and the police should be free public services but not higher education and healthcare. The brainwashing is so effective that even the very people who are most susceptible to getting buried under student loan debt or healthcare costs will argue against it. Any activist who wants to change things will also have to fight the very people who would most benefit from a change. It's insane.
You miss the part where they tell you “Go Move there then.” If you are actually one of the non-Brainwashed Americans. Or better yet, “They can only afford that stuff because we protect them with our Military “
@@bradpara and if you ask "protect them from what exactly" ,they usually come up with some other nonsense.. thick as a wall these people
The bill after surgery: 30€ ...
for the room.
And that's all.
A migrane cost more in the US.
The bill after surgery in the UK: £0.00
@@1chish Yet I heard from a British guy that although NHS is cheaper, the capacity is low. So if you fall ill in the UK while it's not life threatening, you will have to wait quite a while to get treated.
@@ThatSilentGuy That is partially true. 'Capacity' isn't low as you describe it as in normal times the NHS cares for anyone who needs care when they need it. OK go to A&E with a busted finger and you may wait a couple of hours if there is a stream of major accident victims needing priority. An hour after pubs close and the fighters appear A&E is 'challenging' but you WILL get treated and cared for.
Longer waits are for non urgent surgery and for what is called 'elective surgery'. If your well being is in any way in danger you get treated.
The Pandemic has shown how flexible the NHS has been (with 7 new emergency hospitals built in a few weeks) but this has pushed some waiting lists out as capacity is taken with this very dangerous virus.
Whatever happens no one leaves hospital or a doctor's surgery with a bill.
@Karl Marx 'Bruh' no it hasn't. Between 7% and 22% of the NHS budget goes to 'Private Providers' depending on how that term is defined. The upper figure includes GPs and Pharmacies which are all private businesses or partnerships but that was always the case right from 1948. Without those it is about 9%.
@@1chish same in Spain
Many health issues do not just go away. The later you deal with it the harder it gets. So having a system that encourages having issues checked and dealt with early leads to reduced costs.
I love the US. Proud Texan. But I will say our health insurance and health care system is pretty archaic compared to the rest of the world.
Maybe you should call it "Samarian fee" or so and all of the bible belt will demand it.
PS: Sorry, no native speaker.