Couple Goes To Wyndham Timeshare Meeting, Unknowingly Gets $15K Line Of Credit
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- čas přidán 2. 05. 2018
- A couple went to a Wyndham timeshare presentation in Nashville and later discovered they'd unknowingly applied for a $15,000 line of credit and a Visa credit card.
You know Timeshares are terrible when it appeared in the movie Shrek 3, when Shrek was feeling sad and Donkey said, “what’s the matter Shrek?” Shrek replied, “I signed something I shouldn’t have sign” and Donkey replied, “Oh, you signed up for one of them timeshares?” 🤣🤣🤣🤣
🤣🤣🤣
I wish I knew......... crazy I have 2 daughters they said you can leave it to them as if that was a good thing......... str8 up I'm scared
I'm terrified we've paid 9k to get out of it so far. Sad that ppl fuck 0pl who r in tough pos..... wish I had cavalry to fk up some xt companies oh wait I do have mf in the stz watch ur fuckin backs
Change your credit card and don't pay them a dime more. If that doesn't help, seek legal advice because there's no way you should sign up for something you cannot cancel. @@richardtc3
That was from Shrek Forever After, h the 4th Shrek movie.
There are plenty of stories about how bad time shares are. I work in an industry where I meet with people signing up for timeshares and the reasoning the salesman usually gives for why they should do it has become “pass it on to the kids”. Which includes the annual maintenance fee of $2500 or more which alone can cover the cost of a hotel stay nearly anywhere in the world for a weekend.
“I can’t afford no time share cuz I’m already supporting a Nigerian prince”.
In order for them to Open a credit line with him, he had to have given them his social security number. Never give out your SSN unless you fully understand what it's for.
When my parents were first married, they were vacationing in Hawaii and were invited to one of these time share meetings. They offered a nice steak dinner just for sitting in on the meeting so my father said yes. They went and enjoyed a wonderful meal and listened to the pitch. When done the by asked which one they wanted and my father said that he wasn't interested. The guy became indignant and insinuated that they were obligated because of the meal. My father thanked him for the meal and told him to kiss his ass and then walked out with my mom in tow. They were also smart enough to not fill out any paperwork.
Your dad is an OG, baaam!
@@gl3832 Nah he's actually a douchebag but he did it right in this one case... lol.
I just act like I don't speak English lol. 🤣😭 Good luck trying to figure out my gribbish language.
@@jinnij9721 I had a telemarketer call me once so I pretended that I only spoke Spanish. They then started speaking to me in Spanish... lol. I just hung up and laughed at that point.
Pops didn't front no games....
Ernest Buys a timeshare lol
This guy rocks. Everyone has an uncle like him.
Even if you're black?
A gullible old man from the south? Nope. Thankfully my family is smart enough not to fall for any "free" offers.
Evén if u Livé in Iraq ¿¿¿¿
@@rjh6037 Especially if you're black.
I caint write that small!😆
Why do I feel like it would be easy to scam this guy?
He signed all of that shit he's not fooling me lol
Wyndham looks for people easy to scam.
@@mananana1911wrong. They look for white rich looking families so that they buy timeshares
Call the cops and get some lawyers. Forgery is a very serious offense.
They can't afford one. 15k already went to the loan.
@@dennisd4452 he actually has 15k of credit that he can use for lawyers.
Like the cops really gonna do something. 😂
Timeshares make no sense whatsoever when you come out cheaper saving your money for your vacations and then going wherever you want - no strings attached.
Hotdog ive gone won me a free prize!
It’s not funny asshole
😂😂😂
LMFAO literally 😂
@@mturner2584 first time on the internet?
These are low IQ people. These people are not sophisticated. They don't have the level of sophistication to go and cancel the line of credit that they were (apparently) criminally offered. Senator Elizabeth Warren's silly little CFPB agency is supposed to protect these unsophisticated people from signing up for things they don't want and will never use. Problem is, Sen Elizabeth Warren does not care if these two people live or die because they are probably Trump voters and she only wants her agency to protect people who vote democrat.
I’m sure that 3 hours and 15 minutes FELT like 5 hours.😂
Sat through a presentation 3 years ago... feels like I’m still there!
@@reinhart482 😆🤣😂
Went through that garbage in Branson, RUDE seller named Joann, she was the rudest, meanest witch I’ve ever met. Intimidation tactics, she followed us to our car after we turned her in. Will NEVER give Wyndham our business.
Wyndam Resorts should also clarify that the people were told it was a 90 minute presentation. I’m sure they weren’t at all happy to be there 3 and-a-half hours either! Me and my wife went to one of these a long time ago, they were pissed they couldn’t get us latched into any of their bullshit scams! We got up and left after about 30 minutes.
Same thing happened to my daughter and son-in-law, back in 2007. Took her months in direct contact with the corporate office but she did get the credit bill canceled. She also reported the criminals running that time share scam here in Wisconsin.
JoAnn, I know we are complete strangers but my mom's a senior and is going through this. Do you think your daughter would be willing to chat with me. We need help.
This is so bullshit; the customer claimed they didn't fill out a credit application.. WHHHAAAAT BULLSHIT
OOO fill this out so you can get ur gifts
My question would be, ummmm, why do I need to fill out a credit application
They said we were there 5 hours
At the end of the news cast, they said they were there 3 hours ..
Which is it?
The income is 60,000 on the application
They openly admitted they didn't make that $$
But, the qualifications clearly say combined income of 60k or more, so they lied to take the presentation to get free shit.
Sounds to me like these idiots had buyer's remorse, and they wanna play the blame game and cry baby and try to slander a company ...
Man people like to blame blame for the blame when they should just blame themselves, morons! Accept responsibility!
What credit bill? This story stated Hillbilly Bob was approved and received a $15,000 line of credit. He didn't buy the timeshare with it. And if he doesn't go on a spending spree at Walmart, there won't be any bill. The 15k will just sit in a bank and wait for him to need it one day. When he decides to use it, then he'll get a bill, fees, and interest due. And if he's got shaky credit, and they managed to get him approved. It may actually help improve his score. Provided he doesn't use it.
Bottom line is NOTHING in life is free.
"I might be dumb but I'm not stupid!!!"
Rude comment
@@davidelliott5265 "My ass might be dumb but I'm no dumbass!"
Are these folks a South Park caricature?
Kenny's parents
Looooooool
no, americans.
Dey tuk er jobs!!!!
Haha
"i kant rit that small" 😂🤣
Omg that was hysterical 😂😂
Do you know how to spell?
Surely the cops would be able to establish that the paperwork was forged and arrest those corporate thugs
The same thing happened to us in Branson. FIVE HOURS, as well. They are fraudulant hucksters. We had at least 5 or 6 guys pouncing on us all at once. One of the first things they did was get my honest and trusting husband to fill out an application including his SS#! They lied, stretched the truth, asked my husband why he never took me anywhere nice. It was FIVE hours of lying and pounding on us, insulting us, etc. We were polite and decent, but very angry.
I thanked them for the colostomy as we left.
I hope you were compensated with a gift for your time.
U said it perfectly. Same as our experience.guy stopped us on our vacation and promised free tickets to shows if we only had 1hr of his time. We felt so degraded in the end.
these 2 should not be able to leave the house without adult supervision
and under No circumstances are they to have children
Maybe you have stupid judgment
Rude comment
@@davidelliott5265 It may be rude, but I have to agree with it.
This news channel did a bad job concealing these folks personal information on these documents. I know where they live, their phone number, and where they work because the news was lazy. However, look at how he writes "6" in his phone number vs. the "6" in "$60,000". They are completely different. It is likely that the income information was filled out by someone else, but these people still gave up their social security numbers and other information. You have to be smarter in these high pressure sales scenarios.
Lmao. I’m sure they had more credit taken out in their names after this! Lmao
I remember back in the day my co worker won a 35 mm camera! All he had to do was attend a time share meeting. I told him not to go ,” but it’s a 35 mm camera” . When he came back Monday I asked him how it went? He complained that it was cheap plastic camera and had to sit through 2 or 3 hours of sales pitch! These are old scams !
lol yep. Wife and I went in one way back when to get free iPod shuffle, one for each of us. after 3 hours of bullshit, all we got was cheap chinese knock offs that didn't last a week. it just fell apart because of the cheap plastic.
@@geterpriffin But at least it was free!
My boyfriend and I went to Vegas and we were walking not even 2 feet out of the Pawn Stars shop got bombarded by them saying if we did this that and whatever we’d get free passes to activities there and food vouchers etc..well we did of course and yeah their “hour and a half” tour was more like 4 hours and the vouchers didn’t work..one free activity vouchers..not worth it. Never again will we talk to anybody who approaches us there
How do you stay for 5 hours? Even one hour. Once it becomes clear they are trying to sell you something you should have left. Fuck that "prize"
Greed is why they stayed there...and they know it.
For every dollar you earn, there is someone planning to get it away from you. Don't let them scam you. Nothing is free and no one
gives you something for nothing. Save your money and go wherever you want.!
Poor guy, I really feel sorry for them
Nope
Why because they are dumb people that clearly don't read ANYTHING before they sign
The World doesn’t suffer fools read the fine print because of the other end is the devil
I don’t they knew what the fuck they were doing
They thought of nothing but their "free gift".
He would make a great King Of The Hill character.
I love Mr. Campbell's accent 😁
They went for a free gift. Nothing in life is free
1:48 it's right there on the form they filled out, " Credit Authorization/Owner Information and their authorization for the Company to obtain their credit information is initialed right above the choice to not to authorize the company to obtain their credit information. If they're that confused on how the company obtained their Credit Information I have no confidence they didn't sign up for a PayPal line of credit and signed authorization to apply for a credit card. They both seem delightful down to earth people but come on, a little personal accountability please.
The timeshares my good friend has - they were little more than Motel 6, with poor upkeep and deteriorating door frames/baseboards. Have been to several that way. She frets about unused points -- all these tens of thousands of points. Part of the gimmick. My conclusion: You don't own the time share, it OWNS YOU.
This shit is comical. Hits every stereotype button known.
As long as governments tolerate these practices.
What a joke. They had to fill out paperwork. Nice scapegoat. Wasn’t me. Yeah ok 😂
Even if they didn't fill out the paperwork. They had to have given their social security number. You can't still someone's identity without it.
Next thing you know Old Jeb's a millionaire, in debt.
The crooks that do this deserve to be put in prison for many years for stealing from vulnerable and gullible people, I mean you walk into a bank and rob it you can expect to be jailed for a long time
we have worldmark. they tried to do something similar. we contacted them and complained. they fixed it right away and we got lots of free stuff. mostly gift certificates to local restaurants and attractions. they are lucky we did not contact the fbi...we still enjoy our stays but we dont go to "owner presentations" anymore. its worth it if you travel a lot but they are salesmen, dont let them bully you.
Good for this couple for exposing this.
Dont feel sorry for anyone who gets sucked into time shares, how n the hell can u not figure out its a scam.
Well, they did say they where getting an expensive gift...
The Vacation Village Colonies at Williamsburg, VA saleswoman Jackie gave us "I'm not supposed to tell you this information" but if we were to hire her close, real estate, friend at Vacation Services International, he could easily sell our other timeshare with Westgate to pay for our purchase at Colonies. She said he could also sell our "bonus week" we would receive with a Colonies purchase to take care of the bill and the maintenance fee. We believed her. When confronting Colonies on these illegal practices, Colonies argues we had seven days to back out. They also argue that if we had informed the Closer that Jackie told us we could sell our Westgate easily, the Closer would have stopped the sale. Really? These people have broken Virginia law which forbids bait and switch tactics as well as fraud for profit tactics to make a sale.
those contest tickets to win a prize that people fill out at shopping malls, not only your name, address, phone #, fine print says something like " BY ENTERING THIS CONTEST YOU GIVE PERMISSION FOR US OR OUR AFFILIATES TO CONTACT YOU BY PHONE AND TEXT "'__ that's the way they also get around the " Do Not Call Registry " you give them and hundreds of other companies to call and text you, : every telemarketer in the country and beyond will never leave you alone
That's why I sign "Herman Munster" or "Thurston Howell III." I do that to the phone scammers, too.
“Never tell the truth to people who are not worthy of it.”
Mark Twain
My advise is: save the money for your vacation every year, the fact is that You never own the property, you never get the time you want...you are paying for something is not yours... WTF ?? 20 years ago they wanted me to get into that stupid scam, I had to literally get upset to get out of there, almost Two hours of horror ...4 people one after another one trying to sell the stupid scam...don’t let them get you, just say No! And walk away...in other words, your money is better under your mattress...
Adolfo Munoz how exactly does it work? You just sit it one spot and different salespeople rotate in and out?
usually its two. if we go to one I put my watch out and say your contracted four one hour. then we walk thats all it takes .
Is this in Springfield?
We just had a plumber in NH open 2 unauthorized Green Sky accounts and handed my daughter a tablet to sign the approval for the work but they used it for the fake accts. GS refused to believe her. She now has a plumber who got away with shoddy workmanship and a FRAUDULENT $2500 loan affecting her perfect credit and BBB doesn't care
I just went through this shit . In san Antonio lady came up to us saying they could get us discount on a things we wanted to do like the river walk boat ride an ripley's do both for $40 bucks just sit there the presentation. Cool sat through it I told them time shares where scams but they wanted our info for prizes well I told them no an they said well we need it to give u the tickets for the rides well I told them I paid 40 for them already . They just gave me a refund 🤣 leasson learned stay away !
I want to drink a beer with this guy
Lol that guy is classic, he'd be great as a character in thé movies
In the 1970s I got a free hotel room in exchange for going to a timeshare the next day. I skipped out in the morning.
Once I heard their accent......well nevermind
Nevertheless, I'd wager even that good ol' boy's twice the man lol.
Sorry man, but if you like the truth cold, that's how it's gonna come...
You are so wrong.😂😂😂😂
Precisely
Jon Ryno yup I served with some good ole boys that were tough as nails and the best Marines. It was usually the ghetto kids and city slickers that had trouble in the service
“Dem darn city slickers worked some magic over me” lol
They had to have given them their social security numbers, something you would never do if buying a house or at all with a company you do not want to do business with.
Whats really scary are those dolls in that back hutch
IT should be LAW that these types of ''DEALS'' or ''FREE'' events should require VIDEO evidence attached to the contract to show PROOF. SOMETHING tells me ALOT less fraud would happen if these . . . . . . . time share ''PEOPLE'' were recorded. Should start cutting off hands and lifetime ban on disability and gov assistance for people who CON others and commit fraud.
just going to share this information.
The Right of Rescission,
Usually 7 to 10 days in Florida , yes you have the Right to Cancel your contract but you MUST do it in that time frame its usually on the back pages of your contract you have up to the last date of the allotted time to mail in your notices to Cancel the contract ...
You’re wanting show tickets and free stuff as well, some think they will simply take advantage for the spiffs so it’s hustle both ways.
If they tell you it's no obligation then you're not hustling to accept
I went to one of these presentations at the Polo Towers in Las Vegas. Three hours of hell and I didn't buy a single point. I walked out of there with a $50 gaming voucher and a $100 prepaid Visa card. I still wouldn't put myself through that ever again.
Wyndham did this to me. They opened a credit card and told this was to me and I didnt have a job they kept me for hours and said this was an invest property and when I said know they said it was too late I was in AC for a vacation never said I could cancel in 7 days this is a company of vultures, I had A1 credit and now its taking a big hit because of it, no one wants to talk about managers coming in and out it was hours they should be ashamed of themselves😡
I'm going through this right now how did you get it resolved?
Stupid is as stupid does……
Shit , I just went to one of these for free tickets. I hope they don’t open credit line on me, I didn’t give my social, can they still do this?
updates? we just got tricked into going to one of these
I mean. If you don’t use the credit then it doesn’t matter really?? 😂
I love this guy.
We went to Branson the week of the eclipse. Then we drove to Arkansas to see the eclipse. While in Branson for 4 days these people from various companies were approaching us everywhere. Free shows, blah blah blah. They were at booths at at least 5 places we went to. I learned to walk into a venue or grocery store and stare straight ahead and ignore the heckling calls from the people in the booths saying, " come over here, talk to us, we have a deal for you,". We hadn't been to Branson since 2016 and I don't remember there being so many of these booths around town. They sure were everywhere we went this trip. We were almost going to go to one presentation and they said sit thru the presentation and they would give us a $100 visa gift card. I expected a plastic gift card. Digging for answers, they told me it was a $100 virtual credit on my phone. I told them I can't deal with all this virtual stuff and walked away.
This ppl are so full of shit saying that they didn't know what they were signing. Is impossible for sales rep at Wyndham to get a loan without the customer approval. This is a company that has been in business for over 50 years, you think the are going to ruined all that hard work it has taken them to create an empire of this magnitude just to be ruined and possibly go to jail falsifying ppls signatures. Smh. Take some fucking responsibility on your actions.
...idk why wouldn’t they ask for copies of everything they sign?? I always ask if I can get a copy too. I like business that offer to make me copy or have copy for me.
Once when I was at the dealer, I told them I was gonna go for my bank’s loan. We sort out everything and I was taken to the finance office. Got there and the guy handled me a long sheet of paper, asking me to sign. I glanced at it and asked what it was. He said, it was to accept their bank’s loan since it offer a lower APR. He probably expected me to blindly sign it. I immediately said no, I already decided on my bank loan. He made a rude comment that I didn’t bother to reply back to. I was young and naive when I bought my first car - but at least I read everything I am gonna sign my name on and they were professional enough to give me copies!!
Why would you give them your social security number??? These guys are dumb
I attended these timeshare seminars. Mostly for the free lunch🥪🥗🥤. I have someone call me in middle of these seminars & act shock that my son was in a car🚘 accident😫(fake). I need to leave right away, cause my son & his best friend are in the hospital🏥.
Good on you. Don’t feel bad for these blood suckers!
These types of folk are the ones that get totally Hoodwinked by such scams
Yes, because they heard "free gift"
If you just went to a timeshare presentation and signed the contract look through it you have the right to recission governed by the contract and the state you bought the timeshare...act fast...different states have different time periods from 3 to 10 to 14 days to cancel the timeshare from the date you signed it. You have to do it in writing and send certified mail return receipt plus send the owner packet or materials they gave you. Follow the contract instructions as to where to send the letter. The date you mail it out or time stamped by the US Postal service if it is in the rescission time period is what counts...then the company has to cancel and refund you your money. If you dont do it in time you are stuck and have to get a lawyer or go with timeshare exit team. Be careful these timeshare companies are sneaky they give you a more detailed contract and dont review it with you burried in these contracts are language that you waive your right to class action lawsuits etc... Rescission is the cooling off period that the federal government allows you as the buyer to change your mind
I cant emphasize enough to read the contract and act immediately if you are in the rescission window to get out of your timeshare before it is too late!
I was going to say the same thing you have a certain amount of time to cancel . we've bought timeshares and kept and we've also canceled before.
But anyone smart enough to read and understand what you just wrote would never be dumb enough to fall for a timeshare scam. Right?.............. right??
I know this seems ridiculous but my firm has delt with 100s of elderly families that had taken lines of credit from 5k to 50k without their knowledge
How do you not know? Do people not read before they sign anymore? Ugh! Dumb
I don't understand. If someone gets a line of credit, but doesn't use it. How is that bad? Used responsibly, Having a line of credit with a reputable company like PayPal is a great thing in case of emergencies. And if you don't use it. Just having it available, brings your credit score up.
@@kewrock because opening credit without someone's permission is a CRIME
He signed all of that stuff because if not he'd be suing lol
Have been a member of club Wyndham vacation for 12months and I will be doing a video shortly on the Good the Bad and the Ugly about Club Wyndham Vacations based on my experience.
they worked hard to still me on it and never made a sale on anything
lol I don’t think you can do this unknowingly. I own timeshares with club Wyndham and they didn’t trick me into it lol 🤦🏻♂️😂
The social security number though lol
I don’t make no $60,000!!!
Beware there’s a lot of these in Las Vegas. They WILL ask you what’s your age and what’s your yearly income. They will tell you that Wyndham will get you a complimentary dinner with rewards. Dinner is literally a shit sand which and you have to be there for 3 hours to get your gift. If they stop you to talk just say your below 25 yrs old. And you make less than 60,000 yearly. The rewards may sound good but it’s SHIT.
YES...but in THIS case...the more bread you have-the MORE s**t you have to eat.
No one can stop you to talk if you don't let them. You don't have to say you make below the threshold income. You owe no explanation. "No." Is a complete sentence.
This is really sad this poor couple
You can just close a line of credit. Not that it’s ok to open accounts without consent. But it’s not the end of the world.
It isn't the end of the world but it affects your credit score which could be the difference between getting a mortgage or car loan or not.
This whole story is absolutely ridiculous. Jeb says "It's a mortgage loan. I can't afford that". It's not a mortgage, it's a free line of credit. He's a moron. He doesn't even know what he's got. And the news station is playing along. They're not helping him, they're exploiting his stupidity for ratings, the same as the Wyndome salespeople. He didn't buy the timeshare, so there's no debt to pay back. The LoC lays in a bank until he decides to start using it. IF he knows how to manage credit, it's a wonderful thing to have. The improvement to his credit score for an unused 15k LoC will far outweigh the initial ding for the inquiry. The sales people used some questionable sales tactics, but this guy wasn't scammed. Except for his free gift maybe.
Know what I mean Vern? 🤣🤣
I can see how they fell for this scam.
I don't. Stupid.
This is so bullshit, the customer claimed they didnt fill out a credit application.. WHHHAAAAT BULLSHIT
OOO fill this out so you can get ur gifts
My question would be ummmm why do I need to fill out a credit application
They said we was there 5 hours
At the end of the news cast they said they was there 3 hours ..
Which is it?
The income is 60,000 on the application
They openly admitted they didn't make that $$
But the qualifications clearly say combined income of 60k or more so they lied to take the presentation to get free shit.
Sounds to me like these idiots had buyer's remorse and they wanna play the blame game and cry baby and try to slander a company ...
Man people like to blame blame blame when they should just blame themselves, morons! Accept Responsibility!
@@allinpoker7404 some timeshare companies do break the rules sometimes and have gotten in trouble for forging documents before. Best to avoid the meetings all together.
Sales people are desperate to keep their jobs ...
HOW DOES HE SIGN HIS C? 😂😂
Backwards.
Scammers. Warn your children and friends.
I don’t believe that they didn’t know they were filling out for a Credit line it’s impossible. It clearly states on the paper this is a Credit line for PayPal. Sometimes people lie to get out of things the regret doing. Learn to say no very simple.
I want you to go through one of those Wyndham sales pitches and let me know if you were able to say no and leave right away. The 5 hours he mentioned is very true. We lost an entire day saying No after No to multiple people after a while you get tired and hungry and start actually listening to them. They kept promising us the world and made us think we will be investing in the holy grail. And we fell for the scam. Wyndham people are liars and scammers. They told my husband and I if we give them our info they will not run our credit, its just info they need upfront. And shocker they ran our credit. As of today, we are still paying for the bullsht that we have not been able to use a single day. Knowing what we went through with Wyndham, I believe every single word this guy is saying. because everything the Wyndham people sat on that chair and told us that day was complete lies. and getting you tired is their way to make you sign paperwork without you even knowing what you are signing
I don’t believe them
They claim that the form was doctored and they didn’t fill it out, someone else did.
Marie Ramos I am so sorry 😐 I am also a timeshare victim
Yeah they tried to apply me for a credit card that I declined as well. Luckily I wasn't accepted.
Did the timeshare salesman say “you sure gotta purty mouth” ?
PayPal credit, is NOT a mortgage loan. This guy seems to be a bit slow.
So why they need ur social security for a prize?
Timeshares are a notorious scam. We went to one of those seminars in Tampa,FL. Stay away from timeshares.
"$60,000, I ain't no millionaire!"
Govt. should shut wyndam down.
Once the income wrong then shouldn't everything be voided since it was made on incorrect information
Just don’t charge anything on the LOC or the credit card
Make it illegal. Any benefit these things once had has now been squeezed out by the scammers.
It must have felt like 10 hrs. 😂
I mean thought they were lying or at least knew somewhat but if you compare the c’s from paper he filled out to one he said he didn’t you can see difference
We have a timeshare and while we do enjoy it, it’s only barely worth it with the annual fees. It was given to us by friends trying to get rid of it to avoid those annual costs. We paid zero for it and it’s still only barely worth it.
We own one and don't want it
They lie to you. Don't buy whatever you do
South Park held them at gunpoint
stopped watching years ago, but that sounds FUNNY.
Looks like Cletus!