American Couple Reacts "How French Health Care Compares To The US System"
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- čas přidán 27. 09. 2022
- American Couple Reacts "How French Health Care Compares To The US System" | The Demouchets REACT
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Hi family! As an attempt to release as many reaction requests as we can before the month end, we filmed this video on the day our dear loved one passed on. This was extremely hard to do (obviously), but moving forward in our work (as she wanted us to) helps us in our bereavement. Please let's stick to the topic at hand.💛
My sincere condolences guys. I return all the energy and good vibes that you transmitted to me in your previous videos so that you can get through this difficult time.🙏🙏🥺🌹🌹
Thank you so much!
((((((((💐💐💐Condolences on the loss of your loved one💐💐💐🥀🥀🥀))))))))))))
Sorry for your loss guys. No one would have held it against you if you took the day off this time 😊
So sorry for your loss ! When i lost my dad back in 2020 in Tunisia i couldnt even do a proper burial because of covid and i was in shock like i didnt want to see anyone or talk to anyone it was like some part of me died
As a French dude it feels so weird to see other people to react to something I was born with like healthcare. Great video 👍
Same feeling for someone from Australia
Same from UK 🇬🇧
Dito in the Netherlands 🎉
Same in the Czech Republic. Did you know that it costs you an arm and a leg to just call an ambulance in the US?
AM Belgian /Italian living in France, all 3 countries have this.
Feel sorry for the US (for the persons in need of doctors or help, that it isn't almost free & they get better soon).
Except if you pay or have a good coverage (costly monthly fee)
I'm Peruvian and I studied both in the US and in France. In the US I didn't have insurance (I couldn't afford the one my university offered). But here in France, I'm covered and I'm not even French! Thank you my French friends.
You are welcome :)
Even as a non citizen you most likely pay some kind of taxes here so it's only fair you get access to the programs those taxes contribute paying for !
You are welcome hombre !
@@charlesm.2604 nope first a student does not pay any taxes except VAT I believe. They DO pay the university (where french students don't).
But Sécurité Sociale is not financed by taxes but by "cotisation" which is payed by the companies for each worker they have. It's a separate system from the money the government plays with, which also means the sécurité sociale (and the retirement income) has its own "national level" debt if there is a deficit.
@@mr.meeseeks2799 Do you think students aren't normal people with the same needs as the average working Joe ? They rent apartments, they pay energy bills, they work mid-time/alternate, etc...
They do pay taxes such as VAT, housing, multimedia, revenue tax, etc...
They also contribute to paying those social security programs (not just healthcare) on their paycheck.
I'm french, when I see some us people call health-care or social security "communism", I'm more than happy to be call a communist instead of a monster who decide who lives and who die according to his bank account.
To my knowledge, nothing prevent you to have a bank account in France. At least, I've never heard of it, and clearly not linked to our schooling system. I think that if you had a past of mismanaging money, you'll be forbidden to have a credit card for a given number of years to help you get through by limiting how you can spend but you'd still have a bank account (we don't have the concept of personal bankrupty in France).
@@pierrestras3860 I think you are optimistic about the American system. It has similar flows when it comes to the social ladder. I guess we should look at actual figures that would show whether the social ladder is working better in one or the other country but I'm not sure we would see much difference. Anyway, I agree it's broken in France and need to be improved by a lot.
@@kenjin42 he means money amount lol
@@pierren___ I was obviously answering to messages that were deleted since then.
@@kenjin42 isn't about having a bank account or something!
It's about having a bank account full enough to be decently cared for!
In the USA you are asked for your credit card before going to the hospital, and we see if you are well insured before treating yourself!
It is a service.
In Europe, being well cared for is considered a human right!
You will never be asked to ruin yourself when you leave the hospital!
I live myself in Belgium, I was admitted to the emergency room after a bad fall.
They did an ultrasound, they detected a ruptured Achilles tendon, they gave me a half cast.
2 days later I had surgery to ligate the tendon and do a full cast.
In total, emergency + surgery + drugs + cast + single room + crutches and wheelchair, I paid 10€ for the wheelchair rental!
THAT'S ALL!
How much would I have paid in the USA?!
To explain a bit more : every person who works pay for the healthcare by having some of their salary deduced upfront. It's the same for all, depending on revenu. That money is then given to the social security system who give that money to those who needs it. everyone is paying for everyone's need.
remember that the government also negotiates prices. the doctors or companies can tell the government they need more money, and the government will do that, or the government can look through the numbers themselves and say that they dont want to pay over a certain amount for a specific thing anymore and that has to be accepted. its not a random company that only operates in a couple states and can do whatever it likes as long as it pays to keep the competition away.
Same in Germany. Similar system
absolutely and you pay also an extra insurance for everything that is not included in the national average welfare. We call it " Mutuelle " you pay an extra but your company (public or private) pays 50% of the fee. This is the law in France.
@@EmmaginationMiss Yup, and also the "Mutuelle" is really cheap.
It's basically 65% reimbursed by the state "Social Security" and the 35% remaining by the "Mutuelle" if you have one (optional)
So usually you pay nothing or almost nothing.
Oh, and the "Carte Vitale" (the green card you see in the video) is not like a credit card.There's no money on it, just information about you. (name, date of birth, social security number, agency you're afiliated to...)
Every health professional can read them with a device and get the info and exchange data with the insurance so you don't have to do anything.
Hey guys!
To give you an exemple, I'm french and I have unfortunately been diagnosed with Cröhn's disease so how it worked was: the specialist who diagnosed me the disease wrote a special administrative paper so I can be recognized as a patient with a long term disease and be covered 100%.
So now anytimes I go to a doctor or any medical establishment in France with my Carte Vitale I don't have to pay anything.
I'm french, I had an infarctus last year, they save my life, in USA the surgery is too expansive, I was die if I was american. I have 8 pills by day for my all life, all free, merci la France. 🙏🏻🔵⚪🔴🙏🏻
I’m American and have been living in France around twenty years now and I’d never trade what I have now to go back and deal with the insurance scams in the USA again! Yes we pay higher taxes BUT even with what we pay in taxes it costs me far less here than it ever did in the USA to pay for insurance and then turn around and have to pay even more in CO pays and different things the insurance company found reasons for they’d claim they wouldn’t pay. No of this happens here! I’ve had multiple serious spinal surgeries while living in France and I’ve paid ZERO out of pocket for any of them! Even with insurance it would of cost me thousands in the USA! And no, we don’t have to wait for MRI’s, scans, or surgeries when you need one either!
Exactement
Carte Vitales don't work like a payment card, they're used to identify you within the social security system, and then you pay whatever's not reimbursed with your regular bank card (or cash, or check). You don't have to pay the part that's covered and wait for it to be paid back later. Another thing I was shocked to find out doesn't exist in the US is paid sick leave : whenever your doctor deems you're too ill to work, they can give you sick leave for a time period they choose, and your workplace has to pay your wage during this time. How that's not a basic right is beyond me. Are you supposed to convince your body not to get sick ? ô o
It's not your workplace that pays you during sick leave, it's social security. And it's about 80% of your salary, for however long your doctor deems it necessary. Then the company can't fire you because of that and has to take you back after.
I'm french and we have our "carte vitale" when we have 16YO. Before we use our parents card
Mais non, tu peux l'avoir avant 16ans.
SA depend si ton numéro de sécu est séparer ou rattaché au numéro de tes parents.
@@lloydhart93 faux c'est à partir de 16ans
@@frenchgirl75000 J'avais une carte vitale à l'age de 3ans.
Ca a dû changer alors.
@@lloydhart93 C'est toujours le cas mais peu commun.
In France all emergencies and chronic illnesses are covered 100%. My newly born grandson needed emergency intensive care, he was transferred to a specialist hospital by specialist ambulance with a doctor and nurse in the ambulance. The specialist arranged a translate for my son to make sure that he fully understood what was happening. My grandson was in an intensive care unit with doctors 24/7 and he was there for 10 days before he was taken back to his mother and twin sister. Mother was taken by ambulance to see him. She was recovering from a C section. She was in hospital with her twins for 14 nights. Cost - €0!
Grandson made a full recovery.
I'm French. I've been to US several times and I have this friend whose mother was diagnosted with loan cancer. The doctors told her she could pull through if she was provided with medical treatment but she didn't get any because she had no way to pay for it. In other words, she couldn't afford to stay alive 😱. In France, she'd probably have been diagnosted sooner and she would have gotten a medical treatment for free! RIP Rebecca!
🙏🏾❤
@@TheDemouchetsREACT Thanks a lot for your support, guys. If ever you wanna come over and visit France, my door will always be open for you folks
Mon Dieu quelle horreur !
_La Sécurité Sociale_ is a whole thing : _L' Assurance Maladie_ (health), _Les Allocations Familales_ (family) and _L' Assurance Vieillesse_ (old age). _L'Assurance Chômage_ (unemployment) is apart although operating on the same principle.
Even sometimes I forgot my carte vitale but they still treated me. Every French people knows we are lucky when it comes to health care. Greetings from France 🇫🇷
When I went to France for my studies I was treated like a king la carte Vitale was my savior
@@mohsenslim4395 Mine doesn't work anymore (when you don't use it in a while you need to reactive it, it's to prevent stealing social security numbers) and whenever I go to see my doctor he doesn't bother.
Dr. Adhir, great dude he's younger so he knows people my age tend to not see health experts frequently and understands it's a pain to reactivate the card for every visit lol
La sécurité sociale est pour les français, aussi important que le 2 ème amendement pour les américains. C'est imparfait, mais nous ne la supprimerons jamais
In Sweden, as soon as a doctor recommend you to a specialist, everything is free, you dont have to pay nothing more. Becauce than its urgent and maybe you could lose you life. From that moment on everything is free, healthcare, medicin, time from work.
Yooo what sounds amazing and even better than French system, I’m French and as much as we have a lot of free healthcare there are still a lot that cost a lot for really important stuff sometimes like teeth are still super pricey, psychiatrist and mental care, kinesiology amongst other things also aren’t really free amongst other specialities but I still consider myself lucky as the American system seems like they won’t even give you any sort of care even on the verge of dying 💀
It s not really True
@@arkhoseu348 what is not true?
@@sonia4313 Mental care sure, but the rest is covered? I had "kiné" for free for months. And the only pricy thing about teeth is cosmetic things, like veneers or implants. The rest is covered. And even veneers and implants are covered to a degre with a good mutuelle.
Thank for still making the effort to make videos it was interesting hearing your opinions on my country's healthcare system. Love and hugs from France. Wishing to see you smile everyday 💕
❤❤
I’m sorry to hear you’re in mourning 😰. Sending you hugs, warmth and well wishes, for what you’re going through ❤️🙏🏻.
Thank you, Petra. 💛
I'm not sure anybody explained this so I'll do it. The "carte vitale" (vital card) is given to us by the time we reach 16 years old, before then we are affiliated to both parents' cards. We pay "cotisations" (contributions) which are taken from our salaries for different advantages and the social security is part of these advantages (retirement pension is another for example), so yes the government pays for it but 2%, about 48% are financed through cotisations and 45% through taxes and other social contributions.
Everyone who works pays these advantages collected directly from salaries, but since we are so many to pay the amount taken is extremely low. It's basically like putting money on the side, except it's for everyone's benefit. I guess this way of doing things could be seen as a hindrance since money is taken from us but I'm part of those who think we are lucky to have such a system based on community and it gives us a sense of belonging too.
We are one people and we can disagree on many things but when it comes to health, it comes first no matter who you are or how much money you have.
Thank you.
Ca fait plaisir à lire🙂
Sorry for your loss. I lost my mum on Sunday due to cancer, it’s absolutely awful. Sending warm wishes to you.
😭 Praying for you and your entire family (seriously).I pray she is at peace and you all be comforted with her memories. Grief is hard!
@@TheDemouchetsREACT thank you so much. That’s very kind and is so appreciated. And likewise. 😘 🙏
I'm a 77 year-old Canadian. In Ontario where I live, anyone of any age or any health condition presents their "Health Card" to any doctor, and all fees are covered. You never see a bill. You don't have to wait to be reimbursed by an insurance company. There are no "co-pays". Nobody asks to see your credit card. Nobody checks your credit history. The subject of fees or costs is never mentioned by anyone. You can choose whatever doctor you want. If they have room in their practice, they'll accept you. Coverage is basically the same across the country, though in some provinces you do have to pay a small monthly fee. In Ontario, you don't.
I'm so sorry for the loss you are going through. May God wrap His arms around you and give you peace.
We appreciate you, Georges 💛.
Think that if the pharmaceutical companies continue in Europe under these conditions, it is because it is still profitable for them, only that in the United States their profits become obscene.
That is an interesting thought but why would there be a difference in profit for pharmaceutical companies in The U.S. or The E.U.? I think that the prices are similar. If they were so different all the doctors, medical equipment and pharmaceutical companies would migrate to The U.S. and that is not happening. It seems (to me) that an extra layer is at work in The U.S. that raises the costs.
@@Drevenhaven the answer is easy: if they only sell in the US, they might get 10, why get 10 when you can get 13 if you serve the US + other countries?
@@Drevenhaven The profit for one sick individual is lower in Europe than in US... but in US a lot of sicks are not treated because thy can't pay for it: in Europe, much much more sicks can be treated, because money is not a problem for this. So, lower profit on individual drug, but way more selled drugs, and eventually, more profit in Europe than in US.
As a French, it's amazing how I took our healthcare system for granted for most of my life. It's just... there, you know. As sure as electricity, water and public transit are here, provided by the country, every day. We do have to wait longer to get appointments, but since we can just pick whoever is available instead of picking who's connected to who, it's not that bad.
The law changed though, as you get less reimbursed if you don't visit your general practioner first.
There's two different prices for doctors and medical institutions : sector 1 and sector 2. Sector 1 is like public medicine, strictly following the prices set by public authorities, meaning more patients but less profit per patient. Sector 2 is the equivalent of private medical care, more expensive but shorter waiting times and better treatment, sometimes. I'm not sure if we get reimbursed with them, I think it's just a lower rate. It's more complicated than that in reality, but that's the basics. I usually just go for sector 1 doctors because I know I'll get properly reimbursed.
Also, in France, your employer has to provide healthcare insurance, even a part-time job at Burger King. It lasts for a year after you leave/get fired.
Well, in France every active citizen gives about 25% of his salary to the social system which includes social security, unemployment insurance and retirement. But at least, the day when life gets harsh on him that money comes back to him/her. Because those 70/80% of costs can become 100% for some really bad deceases…
That's theory. France is bankrupt, retirement is a promise that will not be honoured for the young.
Just so you know. Whenever you have a medical bill exceeding 1000 USD, it will be probably cheaper for you to get a flight to Paris or elsewhere in France, do the same medical procedure with same result or better, while paying the full price and you get to visit the country. Since many basic medical procedures are charged with ridiculous fees in the US, you can even fly business class and stay in a 5 star hotel. Depends on the procedure.
Leur donne pas des idées comme ça toi aussi mdr
@@paulpierre.lethug1873 Bah si le tourisme médical c'est un business très lucratif.
@@puccaland j'avais pas vu le while paying the full price
Yeah and you'll know the price upfront, no ridiculous surprise charges
Sorry for your lost! 😔😔😢🥰 Send you love & God bless you! 🥰
Thank you.
As a french person, i realized also that with our social security program there is an insentive for the governement to promote healthy activity and good nutrition amongst citizen and their messages are promoted throughout our whole life because an unhealthy person weights on our wallets, whereas in the us everybody is doing anything they want because if they have health problem they would be the one to pay for it, i think that why for exemple there are less obese people in france than in the us
for the carte vitale it's a bit more complicated. in practice you are under yourt mothers number until you hit 18 then you get your own card number based on a both public and private information. the first number is your biological sex the next 2 is your year of birth the foloowing ones are your month of birth the next 5 are your place of birth (2 for what you could call your county in america and the otehr 3 is the official city code number) the last 3 are pretty much a file number. if you are born outside France but from french parents, by virtue of blood you are elligible but since you weren't born on french soil the 5 diggits of the place of birth shouldn't make sense so your county is a default code and the city code is the country code defined on the INSEE listing (that listing is also the souce of the french city codes.
@@nco1970 yeah like i said a file number. you don't number your files in order they are created?
a moin que tu a travaillé a l age l egal de 16 ans
We need healthcare like France. Stat!
Healthcare in the USA is a complicated disaster and it’s the one thing that I truly feel sad about - we are so backward. Politicians have great health coverage so they don’t understand what regular people experience.
I would shot for South Korea...because they showed that THEY have the best system during the pandemic while the French system failed.
and French people are quite difficult to govern so it wasn't the system fault, just our fault.
@@lhananas8875 Lack of safety stocks for medical equipements and failure to communicate a proper and coherent strategy is not the people fault
@@somax2705 yes at the beginning sure, not during the 2years
@@somax2705 You are right, president and ministers have lied during all the pandemic and still continues. It is not the people fault.
9:54 To be exact, we have our own card at the age of 16. Before that, our social security number si linked to one of our parent's card
Hi everybody, French Historian here. Just to do a little history check it's important to say that in 1945 after the war (clearly due to the power of the french communist after the war) the Social Security was one single thing that covers everything. Since then, a major part of French right wing politician agenda was to reduce this covering (which culminated with Macron having us to pay for non-hospitalized trip to the hospital) and dismantle the social security. Now Social Security is multiple little "caisse de sécurité social" and cover less and less unfortunatly. This partition of the social security of course let to difficulty both in financement and working efficency of the social security.
People with low income are reimbursed 100% and don’t have to pay upfront. People with a genetic condition also are reimbursed 100% for any treatment related to their condition…
Also when you are reimbursed 80%, just keep in mind that prestations are also much cheaper than the Us. For a dentist check-up or general practitioner it is less than 30€.. A specialists visits are around 50-80€ sometimes more sometimes less… Don’t expect to be treated like a customer, with gifts nor a lot of staff in fancy offices, It is straight to the point, some are high-thech some are modest but if you don’t like it, you can always switch…
There a few things that weren't said in that "How French Health Care Compares To The US System" video:
- A lot of hospitals are closing, and some place dont have enough hospital we call those areas "medical desert".
- The low wage of medical personnel, causing strike, qualified doctors migration or doctors working as temp to be paid better.
- Despite the 2 previous points I mentioned it is still creating a massive debt for the country.
I'm afraid the pattern we can see here is that the upkeep of the french healthcare is too big and I'm afraid the system might go bankrupt in a few years (and as a frenchie I'd be REALLY glad if I was wrong on this one.)
And also the claim the we dont have to go see the family doctor before going to a specialist is partially false, you wont get reimbursed as well if you go without a letter of recommandation from your generalist, except for an ophthalmologist, gynecologist, psychiatrist, stomatologist or dentist. idk if it is the same, better or more restrictive in the US, just setting things straight.
tu est peut être français mais tu confonds le déficit de la sécurité sociale et celui de l'assurance maladie, le déficit de l'assurance maladie avant le covid était de 1,9 milliard ce qui est très loin d'etre une dette massive ( c'était couvert par le bénéfice de la branche famille et accident du travail), quand aux déserts médicaux, ce n'est par par manque de médecins mais parce qu'aucun ne veut s'y installer. sur 102 000 généralistes en france, près de la moitié sont installés dans 5 régions françaises (ile de france, auvergne rhone alpes, occitanie, paca, nouvelle-aquitaine avec d'importantes disparités dans les régions), les 12 autres régions se partageant le reste des médecins
Great video ! Something they forgot to say in the documentary is that our Health Insurrance works everywhere in Europe. We just have to ask for a European Health Insurance Card (in French : Carte Européenne d'Assurance Maladie)
God bless France and her social security system !
5:33 happens in Canada too, we dont have 17 hours to wait
9:50 Actually we don't get the "Carte Vitale" at birth. We get it when we become adult at 18. Before that, it's on our parents' card I believe.
We got it at 16, but our the insurance is all on us at 18. I had mine at 16.
16, it gives you the freedom to seek birthcontrol by yourself
Its the same principal Kids has the same right even its under their parents. They just don’t carry it physicaly.
@@clairemontgroux7480 oh je savais pas. J’ai eu la mienne après mes 18 ans.
@@janelc1843 c'est bizarre, c'est bien 16 ans pour tout le monde...
To be more precise on the Carte Vitale (health insurance card) we receive it when we turn 16 ; before that age we're on our parents' insurance so we use their card at the doctor's.
In most of european countries, have a good heathcare isn't a service, is a right! When you go to emergency room in USA, hospital look first about your insurance or if you have enough money to pay...
you can then be ruined for life for a bad fall, illness or bad luck! 😢
In Europe, this will not be the case!
I live myself in Belgium, I was admitted to the emergency room after a bad fall, a few days ago.
They did an ultrasound, they detected a ruptured Achilles tendon, they gave me a half cast.
I then came back to the hospital 2 days later to do an MRI and surgery to ligate my tendon.
My final bill?
In total:
admission to the emergency room + ultrasound + placement of a first half cast + orthopedic surgeon appointment + MRI + leg surgery under general anesthesia + hospital room alone + purchase of medication + crutches and wheelchair rental = 10€ just for the rental of a wheelchair! (An i am not multimillionaire with a super insurance)
How much I should have paid in the USA to have the same quality of care??! 😢😢
It's not French government was concerned about people's health, it's people fought for socialised health care and made the government to make changes.
precisely, the communist party and the socialist party, when they were dominating the parliament, have decided to create the social security :
Ambroise Croizat was a metalworker before being the minister of work, he knew what the workers needed : a retirement age and a universal Health insurance.
In one of his speeches, he said : "Do never talk about social gains, but talk about social conquest, because the employers never disarm."
The French health care system is one of universal health care, largely financed by government national health insurance.
In its 2000 assessment of world health care systems, the World Health Organization found that France provided the "best overall health care" in the world.
In 2017, France spent 11.3% of GDP on health care, or US$5,370 per capita, a figure higher than the average spent by rich countries (OECD average is 8.8%, 2017), though similar to Germany (10.6%) and Canada (10%), but much less than in the US (17.1%, 2018).
Approximately 77% of health expenditures are covered by government funded agencies.
Most general physicians are in private practice but draw their income from the public insurance funds.
These funds, unlike their German counterparts, have never gained self-management responsibility.
Instead, the government has taken responsibility for the financial and operational management of health insurance (by setting premium levels related to income and determining the prices of goods and services refunded).
The French government generally refunds patients 70% of most health care costs, and 100% in case of costly or long-term ailments.
Supplemental coverage may be bought from private insurers, most of them nonprofit, mutual insurers.
Until 2000, coverage was restricted to those who contributed to social security (generally, workers or retirees), excluding some poor segments of the population.
The government of Lionel Jospin put into place universal health coverage and extended the coverage to all those legally resident in France.
Only about 3.7% of hospital treatment costs are reimbursed through private insurance, but a much higher share of the cost of spectacles and prostheses (21.9%), drugs (18.6%) and dental care (35.9%) (figures from the year 2000).
There are public hospitals, non-profit independent hospitals (which are linked to the public system), as well as private for-profit hospitals.
the doctors and nurses in France do not have student dept, so will accept lower wages compared to the US
Doctors still earn a very good net income in France.
@@Briselance D'accord
@@Briselance yes, especially French doictors hadn't to pay as much as american students for their studies...
We lack staff in hospital : too much work and low pay. There are strikes, nurses leave the public system but the governments don't react.
Sorry to tell the reality
I live in France and with the carte vitale you have to pay with your own money that’s not on the card (the card doesn’t have money in it ) and then after a couple of days or weeks you get paid back from the health insurance
As a French I was in chock to ear than a lot in USA lose their homes and die because they can't to afford a sugary or a treatment😞😢
Am 25 years old and i have the same Doctor since 25 years i see him every 3 month to have my mental health médication 🙂
With the carte vitale you pay 1/3 now and then you get the other 2/3 paid after with the insurance it s called tiers payant a third paid
On peut résumer le miracle de notre modèle social en une phrase : l'humanité avant le profit.
Hi, thanks for having the curiosity to learn about our social security system. Everything said seems correct to me, except that we do have to see our general practitioner before we take an appointment with a specialist (except for dentists). Indeed the numbers speak for themselves, In America some companies make undue profits, and people are not even all covered. That's just a shame for a country like the US (definitely not the best nation on Earth).
*Except for dentists, ob-gyn, ophtalmologists and dermatologists
as a French, I've never seen a general practitioner, straight to the specialist. So I'm not sure it's mandatory.
I’m a French citizen and a legal US resident for over 40 years. When it comes to the medical system and benefits in the US I’ve come to be utterly disgusted with the heartless GREED driving and embedded into the entire medical and pharmaceutical industries in this country. An absolute disgrace and shame. 😠 Especially now that I’m quickly approaching retirement age, my wife and I have decided to retire in France very soon. Growing old in the US will keep getting a worse and worse nightmare, unless of course, you have a few millions saved for retirement, otherwise you’d better stay healthy, if not you’re f@&!?@&!! A terribly sad and depressing state of affairs for anyone living and especially growing old in the US…
Don’t know that there’s a cap in any country. It covers whatever the cost of your required treatment is.
We don’t get the carte vitale until 16 years old, before that you’re on your parents card, because before 16 in France minors are not allowed to see doctors by themselves
Not entirely true. A minor, even younger than 16 can go to the doctor without his parents and can ask that his parents won't be notified about it. But he must go with another trusted adult. The doctor can do any treatment/exams/intervention even importants if he consider that the minor's medical or mental safety is at risk and for that, it's up to the doctors' opinion.
@@SuperLn1991 by themselves I meant without a gardian that the doctor knows about, but if you say so. I didn’t know because that’s not something that happens often ig lol.
Après je généralise il y a toujours des exceptions, en général, collectivement tout le monde sais que carte vitale = 16 ans et avant ça c’est avec les parents, les détails et exceptions j’en sais rien psk ça ne me concerne pas personnellement, mais t’a probablement raison haha
Also: college is free, so doctors don‘t need to charge that much to pay back their loans. Which is why it‘s still fair that the government decides how much each treatment costs.
Not to mention all companies offer complementary plans that will cover most of the remaining costs. Mine is pretty average and is about 30 euros a month. If you're unemployed you can get a special plan that's even cheaper.
there are several of these msnbc videos comparing the US healthcare system to others.
you should check them out too
And noting that the government pays your health insurance if you are between 0-18, students up to 20 or 22yrs old and all above 60 (as well if you are unemployed, etc...)
The video talks about the base Social Security
There's other form of specialised Social security, for soldiers and police, dangerous jobs, etc...
For exemple, my complementary health insurance (that we call Mutuelle) pays for literally *EVERYTHING*
For ~15€ per month, I do not pay anything, be it drugs, glasses, visit to the doctor, hospital exams, tooth care, etc...
For 15 bucks a month, I'm not required to pay thousands upon thousands each time
Also, those mutuelle often group other offers, like house insurance, car insurance, electronic device insurance, etc....
Each time you sign up, the overall price goes down, you get a package discount if you will
No but don't dream too much. The last time I bought glasses, the social security paid 42 CENTS per lens.
I had to go to the doctor last year, doctor told me i needed a ct scan. Insurance said there was no proof i needed that so they wont help. So my options were pay out of pocket or let my doctor work blind.
Don't you use a prescription system? In France, prescriptions aren't only for drugs, but for exams as well. Nobody but a doctor can deny the word of a doctor on medical needs here, especially not some technocrat in an office. You can sometimes be faced with a control (mainly when your boss or authorities suspect complacent prescription to either dodge work or trafic drugs or something with a complacent doctor), but the controler is a doctor himself and usually they just do a quick read of your case, no biggie. It's exceedingly rare.
@@k.v.7681 I used to think the doctor had the last say but no. My doctor said i needed a C.T. and insurance said there was not enough proof that it was required so i was sent to a specialist. A few visits in the specialist said i needed a C.T. scan, insurance said the same thing but this time said they would require someone from the specialist to contact them. So i told the doctor and they had the nurse call. They told the nurse not enough proof i needed it, have specialist call. Two months after i was first told i needed it the specialist calls and they tell her no, not enough proof i need it. By this point my work told me come back to work or else cause due to me spending this time fighting with the insurance instead of being treated they could not justify my leave.
I had a cancer and was cured for 0 euro. As subject to cancer, now medicare is 100% free for me. Yes I do pay taxes and happy to do so !
I grew up in England with the NHS and the French system beats it hands down in every way.
In France taxes are high but we are happy to pay them because of the advantages we receive in return. If you gain more, you pay more but it is for everyone
there is two healtcare in france, the first is the one everyone have that covers a certain% of the costs, the second is the extended healthcare that covers 100% of any costs
as a french, my mother due to her condition have extended health care from the State and no private insurrance, she never paid one cents for her health, 0 for the doctors, 0 the any treatments, 0 for the hospital, 0 for surgery, 0 for resting months in recovery house , all covered by the State.
in france, citizens /workers/jobless/retired french people who earn less than 12k/years can ask for extented health care.
how it work, in france, if you're a worker , a lil part of your salary is going directly to the State for healtcare, every worker paid it and this money is use for it.
btw, there some systems in france to help people live :
- the healtcare is about the health and help with the costs of any medicals, and the extended healtcare that cover 100% of any costs
- the family care wich help people with childrens(not to mention, public school is free, even public university, you mostly have to paid your furniture only... and the family care even have money for that), around 300euros /1children.
- the jobless insurrance , is about when you lost your job because of economic faillure, you get around 75 % of your last salary for a few months till you find another job, the % will drop for people with higher salary.
- the minimum solidarity income (kown as RSA) , wich is around 550 euros, this one help citizens who have no job and no private income.
- the Help for rent (know as APL) , to help people with low or no ressources to paid the rent of their house, is around 330 euros.
- the disabled care (AAH) , for disabled people around 900 euros/months.
- the old age care , minimum around 800/900 euros for old people (age 65+) with less than 10k years from private income.
- and there is more ... but will take hours to list them all. ......
private income and public income, are not the same, the help from the State can be stack , if your disabled, jobless, old (65+), with children (under 18 years),etc .. you can stack mostly all theses helps ... as long as you have no private income from any other source that going over the limit.
And yet, french people still complain about how their live is so hard and miserable and how the governement didnt care about them ... guess if half of the world know how much france give to it's citizens .....
I am very happy being a Canadian Citizen of Canada and living in Canada. Here in Canada we have Universal Healthcare which is paid by our Income Taxes. Everyone in Canada gets a Health Card in the Province you live in. New Immigrants must get an Health Insurance plan for 3 to 4 months till they get there Permanent Resident Card at which time you can get your health card from the Provincial Building. Like here it's called Service Ontario. Everything is covered by your health card when you go to the Doctor, Medical clinics, hospitals.
I'm shocked to see that in the United States it's so difficult to get treatment. In France, in general it's only when I'm lazy that I don't go to the doctor or do a video medical consultation.
Everybody knows the tendencies of French poeple to be upset about everything and anything. Now, we are upset toward the social security nowadays but not in the way we find it inneffective or bad, but cause we see this great system being weakened bit by bit and many are concerned about this issue.
Everyone pays for national healthcare, but anyone who can afford it has private healthcare even though they continue to pay for the national version
Healthcare in Canada for example requires many people to be put on waiting lists for necessary healthcare due to budget constraints
when your name reaches the top of the list the care is provided but if you die while waiting for your name to reach the top of the list
that’s just how the system works, it means emphasis is placed on general healthcare rather than expensive procedures
As a French women, I agree we do have a good health system, HOWEVER we do have a big problem in campaigns. To explain it simply, in campaigns since the villages has so often only one generalist doctor (probably not that word in english i'm sorry in advance) and so far away hospitals, it's a real pain for people to get to take care of their health and the doctor in town is often old and they are such a low number of new doctors so people in campaigns feel ignored by the government. But it's not only the campaigns people (mostly elders are in campaigns) that feel ignored, doctors in small towns do feel that too, they complain so much about how little equipment they get compared to big cities. So there it is, a little bit of precision about our situation in france that deserve to be shared ^^
campaigns = rural areas
In Britain if you are under 16 years old ( I think ) or in full time education everything is free, from then on it's still free for consultations medical operations etc but if medication is prescribed it costs about £9.00 per prescription, if the medicine costs £1000.00 or £1.00 its still only £9.00 to the patient. If you are out of work and on "benefits" I believe it's free, and when you hit 60 years of age it's all free whatever your circumstances. It's absolutely super compared to most countries, EVERYONE is covered under this system and emergency care is immediate and always free. I would be homeless and broke if I lived in the USA even though I worked and paid taxes my whole life!
It would litterally be way cheaper for you guys to take 2 weeks of work, book a plane ticket and go in a french hospital. I hope your situation evolve soon.
React to the Michael Moore film "Sicko" .... You will be Astounded!
The card vitale isn't assigned at birth but when you reach 16, before that you're assigned to your parents cards.
Il faut savoir qu'il y à différents regimes régionaux notamment Alsace-Moselle
French guy here living in Canada
You don’t have to load your carte vitale ever ^^ Doctors/Hospitals/pharmacy simply use it to charge the government and charge you the 20€ you pay cash or by card to the doctor. Then you get like 18€ back on your bank account couple days later.
And Basically, it comes down to one thing. Healthcare in the developed world (not just France) is not for profit. We all agree to pay higher taxes to get that peace of mind.
But then again, I prefer to pay higher taxes than the absolutely crazy monthly payments and ridiculous deductibles and co-pay American have to deal with 😬
To balance it out, I'd say the USA still have the best practicians and the best equipment/treatments. It's just that you need to be really rich to fully enjoy it. They also finance a lot of R&D in the field so no need to feel too down ^^ Stil I must admit that our system (with its flaws) is comforting.
Haha, how different systems are. I'm from Austria, I live in France, and I find that the French system is a pure chaos and extremely difficult to navigate. BTW, if you don't have a "mutuelle" (to cover 30%) in France, the public one stops at 70% and bills can be extremely expensive too.
What's difficult to navigate? I live in France as well and find no issues in the use of the system. As a resident I have a "carte vitale" like full citizens, and it's pretty easy. As for the mutuelle... if you can't pay for one, you can get CMU. If you can and don't, well that's on you...
@@k.v.7681 agreed. And even if the cost can be high, it's nothing like the US. The system is very easy tot navigate
ridiculous comment ! and arrogant !
She is Austrian...like her kamerad Adolf ...😂😂😂
Here in Australia, we have both Medicare as well private. yet the USA their healthcare is for all those health companies to make money, not to help people that need healthcare
Nous somme soigner pour tout les soin que nous avons besoin la santé et en france et un bien de tous Pauvre ou riche français ou étranger tout le monde mérite d'être soigner
React next to salary differences and taxes lol that would be interesting
We already did.😉
I'm French, i pay 25 euros/month on my pay roll for the part not paid by Social security. My boss pays 7% of my income to Social Security and 35 euros with my 25 euros.That"s all . What i pay for being healed at the end = zero
And the great thing is I pay nothing for this, my mutuelle is free because I'm low income and the CPAM program pays for me.
I think it is a problem of mentality & community.
I live in France.
I was lucky to never been really ill (am 45+), so I pay in my taxes for others.
However that isn't an issue, because I was lucky to be healthy, some people are unlucky & have a lot of or some health issues, so we need to help them. It is just (mostly, not always) LUCK, so paying for unlucky or elder people for health is normal.
A life is a life ....
and doctors here see their jobs as community service (well paid, but still helping hand). Am affraid (ust a guess) that for some US doctors (or hospitals) it is a business & money (not all of course !!!!)
Don't take offence on a moment of trying to make a globalised point, didn't mean to globalize but was just easier for making a view/statement.
For $10 I can get any necessary treatment, surgery/hospital stay/drugs ect.
The only tax is .07 cents on spent money.
You could have a billion dollars in the bank and there is no tax.
What good did William Harrison or James Garfield do whilest president? It would be great if the transition of power between US presidents today could be as seemless as we have seen this past month between prime ministers in the UK and Sweden.
Modern day Presidents. Preferably after the Civil Rights movement. You cannot possibly believe I would look at any President who supported slavery and deemed me less than human as a person who did good. The point was to be positive. I can point out good in Presidents I didn't vote for.
@@TheDemouchetsREACT Even Donald Trump?
Im french living in Strasbourg, I can tell we are the must lucky ones. But it's very vert expansive taxes
sauf que c'est faux. on dépense 2 fois moins d'argent en france pour se soigner qu'aux usa et le prix des médicaments n'est même pas comparable
entre payé 15% de ton salaire pour l'assurance maladie soit 2400 euros par an pour un salaire moyen ou payer 3000 dollars par an pour une assurance privée (et c'est la moins cher !) avec une franchise de 8600 dollars et qui couvre uniquement 60% des frais médicaux et des médicaments, je préfère de loin continuer à payer des taxes
We get our on carte vitale at 16 before that we on our parents carte vitale I think
for six years that President Macron has been there, the health system has deteriorated
C'est pas vraiment gratuit, on est je crois le pays au monde le plus taxé ... Sur notre fiche de paie on nous enlèves énormément d'argent pour financer l'assurance maladie le chômage et la retraite.... et pleins d'autres choses. Ce serait une vidéo intéressante de comparer les bulletin de salaire Français et Américain. Bonne continuation sur votre chaine youtube c'était très intéressant.
Crois moi on paie bien moins en impots que les americains paient en impots + assurance ensemble sauf qu'au moins nos impots nous paient aussi l'école dès 3 ans et non 6, soit 3 ans de crèche/école privée en moins et nos universités.
Why dint the american never manfest to get something like this ? Here i france we do it every 6 months and everh 6 months they're is something new.
And don't get me started on Roe vs Wade ! A real shame ! Rise up !
Also in France, most dentists (specialists or health professionals) doesn't take your money before you received the payback by the adminsitration... You just have to ask it. It's not written in the Law, but the pratician will do it in a human way, it's cultural. Most French are working to live, Most Americans are living to work... no offense, iit's how we see it. Access to healthcare and medical cure or treatments is a Human Right in France.
Also, for poors and very poors, it's not 70 to 80 % reimboursed but 100%.. the gov put in place a free insurance for poors, free insurance paid by the gov to prevent poors to pay the single cent they haven't for healthcare. and this for poors and foreigners even the illegal foreigners which have full free access to healthcare system and hospitals in France...
France has many flaws, but not the one to mistreating her population and the foreigners on her soil when it comes to health.
Alright, hold on... our system is good but we have many issues also and it s getting quite bad lately. It s not all pink but for the basics, you will be able to have health care if you re sick.
Thank you for this video.
As a French I m very happy with this system. However you need to know the real human cost of this system: the medical students are working for free for the state like real slaves…
not for free, but cheap(3€/hour).
I think the problem comes more from the lack of money in the Higher education.
The most controversial health care act in France is that even irregulars on the territory may have it!
It's called AME (aide médicale de l'Etat).
Is it usefull to precise that I'm glad and little proud of it ?😃
Take care of you each other
😗 from Paris
It would be nice to give the same thing as the AME to our destitute elders and fellow coutrymen first.
As the saying goes,《Charité bien ordonnée commence par soi-même》.
P.S.:
Aide Médicale d'État means State Medical Aid. ;-)
@@Briselance Je pense qu'en effet ils le sont tout autant, mais ça c'est de la soupe interne, en plus ça déplace le sujet.
A lot of french do not particularly enjoy to pay for people who never contributed and never will.
@@06250chris oui oui, heulotof😏
@@06250chris And a lot of us are proud to offer solidarity to people in need who may contribute to society if they're in good health : )
yes in Belgium is neerly the same like France
but citizens will pay 30% to 50% for taxes and it's complicate to start a business or become freelancer
work in general is really taxed
Honestly I prefer health care and scocial help (unemployment,etc...) in Europe but you have others advantages in US
Is the Obama Care project totaly canceled by trump ?
(sorry i'm b2 level in english, I train myself in the comments of englishs speakers with interesting videos like you ^^ )
If I had a job for 4 years and I only did one good thing, or only got one thing done, I’d fire myself and give all the money and perks back. I’d fire you if you did that.😂😂😂
Mhmmm we were speaking about negative people.🙃
@@TheDemouchetsREACT 🥰
Unfortunately the french healthcare is in great danger right now.
We live in france and a great system. It’s mutualism. The drug companies are forced to sell generic version of older molecular drugs
For you to know, we got the social security that paid around 80% or our bill, some staff like pregnancies, cancer, HIV are 100% covered. We have a system of "mutuelle", when we work we have one (by law) with our company, we can have one by ourself too, that covered the difference or part of the difference. The part covered by the Social Security is based on a state based price, but some specialists can have "dépassement d'honoraire", so they made us paid more. Lot of mutuelles cover that, if you have a good one. For example, I was seeing a psychiatrist because of a burn out, it was 80€ by consult, the Social Security was reemboursing like 10€, but with my mutuelle, I had only 2€ really that I was paying.
For poor people, who can't have a mutuelle and can't cover the copay for even basic consult (like the 7,50€ when you see your usual doctor), they got the CMU (or CSS now) and it's all cover by the Social Security.
And now, for most doctor, we just have to pay the copay and not all the bill, it helps people to go to the doctor even if they are a little bit short on finance.
I’m French and I’ve been to the hospital two times. First to get my wisdom teeth pulled out. When I woke up my mom was in the room, and a few hours later we just walked out the hospital. We didn’t even need to check out. Same thing when I went to the ER. Once care provided, I just walked out and went home :) We are really lucky but the current president is working against this system unfortunately.
Don't get fooled. I'm french and WE pay HEEEEEEELL LOT of taxes in France
and what ?????