PAYDAY ROUTINE || WHAT TO DO EVERY PAYDAY ROUTINE

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  • čas přidán 11. 06. 2024
  • Learn how to come up with a payday routine in today’s episode!
    Enjoy,
    Coach Susan.
    GET THE LEGACY BUDGET TRACKER HERE: thelegacyhub.co.ke/product/th...
    GET PERSONAL FINANCE COACHING: thelegacyhub.co.ke/personal-f...
    TO BOOK A CONSULT: thelegacyhub.co.ke/consulting/
    FIND ME ON INSTAGRAM: susan.wanjiku_?...
    EMAIL: thelegacyhub.ke@gmail.com
    Music: Flow
    Musician: LiQWYD

Komentáře • 182

  • @susan.wanjiku_
    @susan.wanjiku_  Před rokem +25

    Hi guys, I will never ask you to text or Whatsapp me. If you see any such comment, even with the picture being mine, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

    • @analiseupora6842
      @analiseupora6842 Před rokem

      Ok please l want to star to invest .

    • @martinkaruma506
      @martinkaruma506 Před měsícem

      Heey I really want to invest but I have no idea how to start...I need your advice.

  • @miriamwairimu4092
    @miriamwairimu4092 Před rokem +11

    1. Hold yourself accountable for the previous budget n open a budget for the following month - money date 😜
    2.Pay yourself first. -Savings n investments
    3.Pay down your debts.
    4. Pay the mandatory bills n expenses
    5. Plan for your wants n leisure with the remaining money
    6. Reconcile your accounts.

  • @franxisoyier425
    @franxisoyier425 Před 2 lety +50

    I sincerely appreciate your valuable effort to educate us not to mess ourselves financially. I know that it's quite involving to develop this financial content. From the Enlightenment from these contents, it's true that the financial messes we are in now we made for ourselves out of financial ignorance. Thanks, Susan. I really appreciate

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety +1

      Thanks for watching! 😉

    • @koyiakinakuo3281
      @koyiakinakuo3281 Před rokem +1

      kindly advise me on the best business I can start with a capital of 300k

  • @bettykago8131
    @bettykago8131 Před 2 lety +18

    Am glad I watched this last month. I was so prepared for my salary and now I feel like a pro. Thank you

  • @fabulously_chic
    @fabulously_chic Před 2 lety +7

    I appreciate and love your content.
    The finacial clarity is awesome

  • @gracy7714
    @gracy7714 Před 2 lety +4

    Very insightful, precise to the point .. this month onwards on it! Thank you for taking your time to put up this content.

  • @dianagathogo2366
    @dianagathogo2366 Před rokem +2

    Thanks Susan. We keep learning to improve.

  • @lillynjue2040
    @lillynjue2040 Před rokem +2

    Good Job. TITHE is also important.

  • @OliviaAmbani
    @OliviaAmbani Před 2 lety +16

    Thank you so much for this!
    Love how you broke it all down! I am definitely adding this to my financial practices. Love the idea of a money date.
    1. Budget
    2. Pay yourself first (investment/savings)
    3. Pay towards your debt
    4. Pay your bills
    5. Na Enjoyment ☺️
    6. Reconcile your accounts

  • @khavayiphelestus7442
    @khavayiphelestus7442 Před 2 lety +2

    I appreciate this, implementing it from this month .
    Thank you .

  • @lynnjoykimathi
    @lynnjoykimathi Před 2 lety +2

    Thank you Susan. I loved it. Totally changed

  • @kainibachungege3430
    @kainibachungege3430 Před 2 lety +2

    I like the way you couch Sr suzan. God Protect you keep on teaching us about financial issues. Thany

  • @selinaevelia679
    @selinaevelia679 Před 2 lety +4

    Very informative and simple for
    a non-finance expert!!

  • @TheKariuki89
    @TheKariuki89 Před 2 lety +6

    Such a great video! Was doing the monthly solo date.. so now I'll have an agenda for it .. budget planning! I'll buy the tracker at the end of the month. Officially commissioned 💕😁

  • @AnnAyubanlyayub
    @AnnAyubanlyayub Před 2 lety +5

    Thank you for this the more I listen the more am able to implement…
    You are so right after reconciling my standing order had to quit that bank and shift and currently doing Mpesa since for me it’s cheaper for those transaction..

  • @suzannewaweru1525
    @suzannewaweru1525 Před 2 lety +4

    This is excellent advice!

  • @themusijoshow3763
    @themusijoshow3763 Před 2 lety +2

    Asante sana, super informative and precise. worth a subscription.

  • @geofreymwaitalako9362
    @geofreymwaitalako9362 Před 2 lety +4

    Asanteh mnooo kwa elimu nzuri uliyoitoa hakika inazidi kunijenga kila siku.

  • @lionesslamb7049
    @lionesslamb7049 Před rokem +1

    Excellent and simple advice. 👏🏾

  • @bonfaceotiso
    @bonfaceotiso Před 2 lety +2

    Great teaching 👏👏

  • @douglaskiarie3072
    @douglaskiarie3072 Před rokem +3

    Very informative and educative channel.

  • @georginaolives4200
    @georginaolives4200 Před 2 lety +2

    Who is that youth that hasn't subscribed to this authentic chanel...utawai omoka kweli😂😂😂

  • @tomkane7840
    @tomkane7840 Před 11 měsíci

    Very helpful. Thank for enlighten us the financial strategy and payday routine.

  • @priscapeter1123
    @priscapeter1123 Před 2 lety +2

    I really really love this content.. Very very useful information.... Keep it up gal❤️

  • @wanjikuwanjiru828
    @wanjikuwanjiru828 Před rokem

    Bless you Susan!!

  • @lucymugure4005
    @lucymugure4005 Před rokem +1

    This is good information especially vas a young adult since we are not taught this in school.

  • @DjvibezKe
    @DjvibezKe Před 2 lety +4

    i got paid today and i bumped into this , thanks kudos.

  • @joventatukamushaba4855

    Suzan, you are the best .God bless you dear

  • @Jeff-ue6qw
    @Jeff-ue6qw Před 2 lety +2

    Nice..thank you coach,always on point and you never dissapoint with your advice.👍

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @florencendungu6855
    @florencendungu6855 Před měsícem

    Thanks Susan for sharing such knowledge. My financial situation must change

  • @serasebilo
    @serasebilo Před rokem +1

    Wonderful i m gonna apply this strategy, and of course before anything else budget must be put in place in order to use money...,thanks...

  • @AnandaJermin
    @AnandaJermin Před 2 lety +2

    You've earned a subscriber!

  • @naeemruwa356
    @naeemruwa356 Před 18 dny

    Really enjoyed listening to you

  • @MishiW9
    @MishiW9 Před rokem +1

    Thank you Susan😊😊

  • @MsUnderstood
    @MsUnderstood Před 2 lety +5

    Came here after listening to you at Fashionable step mums event. You are amazing!!

  • @kimathimutwiri393
    @kimathimutwiri393 Před rokem

    This is a real deal piece

  • @megjuma
    @megjuma Před 2 lety +6

    Thanks for this , you mentioned in your last masterclass now I do understand the concept better , to be implemented asap

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @linientchege183
    @linientchege183 Před 2 lety +1

    Thank you so much Susan

  • @opiopauline9749
    @opiopauline9749 Před rokem

    Great lessons you have..... thanks

  • @itskipmyk
    @itskipmyk Před 2 lety +3

    Always timely 👌 thank you 🙏

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @muigaidann
    @muigaidann Před 2 lety +4

    I alway love and enjoy your advise. It's so practical 😊
    👏

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @rebeccaandrew8710
    @rebeccaandrew8710 Před rokem

    So helpful dear, I have to start working it out ❤

  • @nuwamanyacolleb1458
    @nuwamanyacolleb1458 Před 2 lety +2

    Be blessed for your good advice.

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @MsUnderstood
    @MsUnderstood Před rokem +1

    why am i so late to this party!!! You are what I needed to consume! Thank you Susan!

  • @eznahgesare6267
    @eznahgesare6267 Před 2 lety +3

    Thank you so mch... Am going to try this month with what av learnt.... Thanks alot gal 4 the info

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @snapdragon2441
    @snapdragon2441 Před 2 měsíci

    My routine goes like this. Close previous months budget (balance all accounts, record all payments. Check wage slip and and deposit match, pay money into bills account. This is a separate account I have with direct debits set up for payments over the month (water, gas, electricity, mobile, TV license etc). Pay money into my emergency fund (I am trying to build up 3 months worth). Pay into sinking fund for vets bills, car things, diy, holidays etc. A very small amount then goes to an actual savings account. Budget what is left for groceries, petrol, pet food, leisure. I have a minimal income but do my best with what I have.

  • @rukundoabdulbigaruka
    @rukundoabdulbigaruka Před 26 dny

    so brief and accurate

  • @christinewafula186
    @christinewafula186 Před měsícem

    Just subscribed❤ thanks Susan

  • @carolinekiruja4401
    @carolinekiruja4401 Před 2 lety +2

    I love your videos. i dont know what really happens, everytime i plan something has to come up unexpected ha!

  • @carolinemwaura6215
    @carolinemwaura6215 Před 2 lety +3

    Thank you so much coach. Your coaching has always been very helpful to me.

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

    • @mariashekupe2504
      @mariashekupe2504 Před rokem

      Thank you so much. I will put this in practical from this month March and be blessed

    • @whitneyfaith3645
      @whitneyfaith3645 Před rokem

      Good tips

  • @miriamcherotich6747
    @miriamcherotich6747 Před 2 lety +2

    Hey thanks❤ have learn something

  • @scolawambui6923
    @scolawambui6923 Před 5 měsíci

    Your videos are quite informative. Thank you

  • @lilianmuthoni4923
    @lilianmuthoni4923 Před 2 lety +1

    Wow,thank you

  • @carlistuscarlis7323
    @carlistuscarlis7323 Před 11 měsíci

    Thank you, I was able to download budget tracker

  • @annkamau7384
    @annkamau7384 Před rokem

    very insightful thanks

  • @patrickmwenja5398
    @patrickmwenja5398 Před rokem +1

    Good advice

  • @kendiiringo5857
    @kendiiringo5857 Před 2 lety +2

    This is insightful.

  • @dustygoldpodcastvideos8870

    I intend to put a standing order this month....thank you for consistent guidance

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety +1

      Thanks for watching! 😉

  • @faithatieno7643
    @faithatieno7643 Před 2 lety +2

    Thanks alot for the guidelines

  • @marykigoro7202
    @marykigoro7202 Před 2 lety +2

    thank you knowledge is power

  • @derrickomondi158
    @derrickomondi158 Před 2 lety +4

    The financial advice you always give are very cool , thank you so much cfo

  • @wayuaclaire8048
    @wayuaclaire8048 Před 5 měsíci

    Happy holidays 🎄. Do you do one one financial advicer, wealth manager?

  • @esthermutua1287
    @esthermutua1287 Před 2 lety +4

    Thanks alot for this wanjiku may God bless you it's has been helpful to me alot 🙌🙏🙏❤️

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety

      Thanks for watching! 😉

  • @marydona3821
    @marydona3821 Před 2 lety +3

    Wow ,very interesting, thank you ,

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @wahomengatia5922
    @wahomengatia5922 Před 2 lety +3

    I had fallen off the wagon but thanks to you I'm back

  • @felo0h
    @felo0h Před 2 lety +5

    I reall appreciate all the wisdom you have shared...its honestly woken the CFO in me!! Looking forward to the next video...

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety

      Thanks for watching! 😉

  • @jamesoduki2634
    @jamesoduki2634 Před 2 lety +2

    Good job..Sue kindly make a video on how to run a shop...thanks

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @brianndungu5845
    @brianndungu5845 Před 2 lety +1

    Very much educative

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @MariahG959
    @MariahG959 Před 2 lety +3

    New Sub and my first time to be here ...such a great content thank you Susan

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety +1

      Thanks for watching and welcome to the tribe! 💃

    • @askahparmeres1697
      @askahparmeres1697 Před 3 měsíci

      Hi Coach Susan! Very informative content. Thank you.

    • @askahparmeres1697
      @askahparmeres1697 Před 3 měsíci

      How can I get your Legacy Budget Tracker? The one you said cost Kshs.550?

  • @margaretowino1768
    @margaretowino1768 Před 2 lety +2

    Very educative

  • @user-ol6jn7ii5s
    @user-ol6jn7ii5s Před 2 měsíci

    Thank you so much

  • @mbucunjeri6420
    @mbucunjeri6420 Před 2 lety +1

    Thank you

  • @pheladifakude8237
    @pheladifakude8237 Před 2 lety +5

    Much love from South Africa. Thank you so much for this important topic. In indeed requires monthly review to ensure goals are met. I always find myself under budgeting when it comes to food and fuel and unexpected medical costs because of my little ones.

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @jesseshadrack9326
    @jesseshadrack9326 Před 2 lety +1

    I love this girl.

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety +1

      Thanks for watching! 😉

  • @tonnykant6103
    @tonnykant6103 Před 2 lety +2

    Thanks suzie. But some of us actually our budget is in deficits.

  • @khaduyumichael7565
    @khaduyumichael7565 Před rokem

    Thank you for this, How do i get the budget and finance tracker?

  • @elletems534
    @elletems534 Před 2 lety +2

    Thank you.

  • @fellinakamais1981
    @fellinakamais1981 Před rokem

    @susan your session is educative,how can I get excel sheet for budgeting

  • @eunicekyambo6186
    @eunicekyambo6186 Před měsícem

    Good info there... Where does the tithe fall at.. think it should be 1st thing u get the pay

  • @dorcasgathimba5700
    @dorcasgathimba5700 Před 2 lety +3

    Thanks Susan, always looking forward to your videos. Am already working on an emergency fund.

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety

      Thanks for watching and all the best in your journey to building an Emergency Fund

  • @cesskyalo4909
    @cesskyalo4909 Před rokem +1

    Just won a new subbie here

  • @amarachimosesakuchinyere3362

    Thanks ma

  • @lonewulfmo9128
    @lonewulfmo9128 Před rokem +1

    Thank you soo much. A young lady, yet much wisdom. You are young but have taught me lots that I will pass to my children, thank you madam.

  • @atukundapenninah4846
    @atukundapenninah4846 Před 2 lety +3

    Thank ue so much for the effort always 🙏

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @sharonkipchumba535
    @sharonkipchumba535 Před rokem

    Thanks much dear iam new and educated by this. Some salary though 😮can't even allow us to go through all this steps month comes and goes with less ..maybe if I can know how to bugted according to what I earn I can manage all this steps

  • @nedmulekaleka2023
    @nedmulekaleka2023 Před rokem

    Coach Susan, how is the budget template in Zambia kwacha?and what is mode of payment for us who are in Kenya ?

  • @evanswanyanga9648
    @evanswanyanga9648 Před 2 lety +3

    Well put Coach Susan keep up the good work

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety

      Thanks for watching! 😉

  • @jameskariuki6162
    @jameskariuki6162 Před 2 lety +2

    innn

    • @petermuriithi697
      @petermuriithi697 Před 2 lety +1

      Spot on.Timely insight.

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

  • @karuthisimon867
    @karuthisimon867 Před 2 lety +2

    Very informative.. Regards!

  • @pamelanafuna7082
    @pamelanafuna7082 Před 9 měsíci

    Thanks so much
    What percent of my income should i pay myself

  • @phenyolawrence8825
    @phenyolawrence8825 Před 2 měsíci

    Hey couch Susan.pls help me on steps to take,to buy SnP500.

  • @georgebii8715
    @georgebii8715 Před rokem

    Thank you coach Susan for the educative video. How can I access the budget template you mentioned?

    • @susan.wanjiku_
      @susan.wanjiku_  Před rokem

      Hello, you can find it here: thelegacyhub.co.ke/product/the-legacy-budget-tracking-template/

  • @alambez
    @alambez Před 9 měsíci

    Give us the link to the budget tracker

  • @peterkironji4959
    @peterkironji4959 Před 2 lety +2

    Nice content

    • @whatsapp2500
      @whatsapp2500 Před 2 lety

      Message my investment adviser on more ways to invest & grow your wealth

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety

      Thanks for watching! 😉

  • @user-qi7uf1um4l
    @user-qi7uf1um4l Před 9 měsíci

    How can i get the videos or have a one to one talk with you?

  • @uhurunyereremusa8592
    @uhurunyereremusa8592 Před 2 lety +1

    sina madeni nifanye nini na pesa iliyobaki nyumba yangu nililinua cash naomba ushauri wako dada Wanjiku...ubarikiwe

  • @felixakokootieno353
    @felixakokootieno353 Před 2 lety +1

    If you have to spend more, then you should look for more avenues to make more money rather than saving the little you have.

  • @geoffreykipchumba6896
    @geoffreykipchumba6896 Před 2 lety +3

    I have a problem of spending my savings since i access my mobile banking how can i come out this problem or where do i specifically do saving effectively

    • @susan.wanjiku_
      @susan.wanjiku_  Před 2 lety +2

      You can try saving in Money Market Funds. It takea 2-4 days to access your money after sending a withdrawal request. Also have a budget and only keep the money you are using that month. You can also try to go on a cash only budget where you withdraw the money you need per week and operate on that, all week. Till the next week.

    • @TheOrganizedLawyer
      @TheOrganizedLawyer Před 2 lety +1

      you can try to keep in a lock savings account

  • @thobydee4892
    @thobydee4892 Před rokem

    how does one get you to be their coach

  • @Streetplaces
    @Streetplaces Před rokem

    Thanks Beautiful