9 Things To Consider Before Using 💳 Credit Cards! Wali Khan

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  • čas přidán 4. 05. 2022
  • Credit card for beginners who are thinking about getting it and also for people who use the credit card but don't know how it works moreover, 9 things that you should always consider while using credit cards are discussed in this video.
    #PersonalFinance #CreditCards #WaliKhan
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    I like helping people around in their general productivity & personal finance situations as well as advising on wealth management which includes but not limited to property market in UAE and Pakistan, equity and commodities markets, bonds etc. Moreover, I have a keen interest in CZcams and social media marketing along with video editing and its marketing. I also have a keen interest in world current affairs and politics. Last but not the least I am an APPLE fanboy :-)
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Komentáře • 41

  • @song1749
    @song1749 Před 10 měsíci

    Thanks for sharing this knowledge

  • @u4ious
    @u4ious Před 2 lety

    Superb video, super informative bhai. I normally have set 100% payment in due date, but try my best to rarely use it. It can be a great tool to build your credit history and has added safety fraud insurance in comparison to your Debit cards.

  • @m.shoaibkhursheed1718
    @m.shoaibkhursheed1718 Před 2 lety

    Sir buffet indicator kay Bary may batay

  • @asad19801
    @asad19801 Před 2 lety +1

    good video but pls make points according to the pakistan credit cards.

  • @xxxxcxcc2145
    @xxxxcxcc2145 Před 2 lety

    make video on 10 lakh ma kia potofolio hona chahiye for handsome dividend

  • @nainekhan9552
    @nainekhan9552 Před rokem +2

    mujy samsung galaxy s22 ultra lana hy. sirf usy instalment pr lany k leaye credit card bnwa raha hon. baqi mujy koe zaroorat na hy lakn ma instalment 18 month ki ya 24 month ki krwani hn. kia ma drust kr raha hon

  • @hussainwarraich8139
    @hussainwarraich8139 Před rokem

    Very informative and helpful! Thanks for sharing 👍

  • @ProDevelopmentPK
    @ProDevelopmentPK Před 6 měsíci

    Which card is best from Standard Chartered? I am going to Dubai and EU and have a plan to buy iPhone there. Do you think I should get this Pakistani CC they are charging PKR16,000 +FED Charges annually.

  • @muhammadhamid1961
    @muhammadhamid1961 Před rokem

    Sir kia ap Tottenham Hotspurs k bhi fan hen?

  • @muhammadasad5569
    @muhammadasad5569 Před 6 měsíci

    #7 Sir Kindly Ap Mujy Bta Skte Agr Main 0% Interest rate py Koi Chiz leta 12 Mah Main Mujy Wo Pasy Dene To Mujy Kya Nuksan Utha hoga Apne Jsy K video min Bat Ki Mtlb agr MAin Credit card Ka Bill Pury Time Sy Pay Kron Ga To B agy Mujy Problem hogi Kun K main Just Credit card ly he Isi Liy Raha Hun K mujy 0% py Buy krna hai Jab k pasy b nhi hain itne so Kindly mujy Zra Thek Sy Smja din

  • @muazzamsaeed1549
    @muazzamsaeed1549 Před 2 lety +1

    Nice Wali bhai. On point 6 once i withdrawn AED 3,000 from different bank's ATM and i have been charges AED 241 by ADCB. I learned my lesson that day.

  • @ahmershafique1773
    @ahmershafique1773 Před 10 měsíci

    We use credit card on Imtiaz mart markup to no lge ga card swipe kr k payment krni ha

  • @SpiritualTv9229
    @SpiritualTv9229 Před rokem

    Very well done ✅ Stay blessed ❤️

  • @muhammadijaz3382
    @muhammadijaz3382 Před 2 měsíci

    @wali khan can I transfer money from my credit card to my bank account????

  • @bilalshafiq94
    @bilalshafiq94 Před 2 lety

    Nice video very informative, Sir I would request to kindly make video on Roshan Apna Ghar loan on Lien basis. I want to clarify that if lien bais loan is approved, will the applicant would be able to get profit from his certificate after pledging them or not?

    • @WaliKhan_2k
      @WaliKhan_2k  Před 2 lety +1

      Yes, you can keep on getting the profits from NPC with lien loan.

    • @bilalshafiq94
      @bilalshafiq94 Před 2 lety

      Thanks a bunch, may God bless you sir.

  • @asadhayat2503
    @asadhayat2503 Před 2 lety

    Sir pakistan k lye ache credit cards recommend kren k kon se hain. Or ye b btayn k jis bank mein account ho us k debit card k sath us ka credit card lyna behtr hy Kia... Ya credit cards without bank account b ly skty hain.. Plz guide

    • @WaliKhan_2k
      @WaliKhan_2k  Před 2 lety

      Debit card comes with the bank account by default - you need to apply for credit card separately.

  • @sneakpeek6031
    @sneakpeek6031 Před 8 měsíci

    support u have to pay 15K AED and you cannot afford..you pay it using credit card and if your credit card gives u an opportunity to repay using 0% interest why not..Many banks are now offering balance transfer also with 0% interest to pay in 12 months

  • @nadeemabbas2110
    @nadeemabbas2110 Před 2 lety

    Brother interest rates have been increased in uae so can u please advise which fix deposit will be good now in uae now but please islamic bank account only.thanks

    • @WaliKhan_2k
      @WaliKhan_2k  Před 2 lety

      I dont think they have increased the profit rates as of now - Keep an eye on National Bonds, they might increase the rates.

    • @nadeemabbas2110
      @nadeemabbas2110 Před 2 lety

      @@WaliKhan_2k ok thanks

  • @tariqb7467
    @tariqb7467 Před 2 lety +1

    Can you also do a video on whether we should be filer or non filer and the benefits of being a filer ? I live in the US and have never been a filer so not sure what that process is . Also if you can please do a comparison on different top brokers in Pakistan such as AKD , Arif Habib and FSedge .

    • @WaliKhan_2k
      @WaliKhan_2k  Před 2 lety

      If you want to have transactions in Pakistan other than RDA, then better to become a filer which is easy and brings a lot of benefits.

  • @dashingdecentkhan
    @dashingdecentkhan Před 2 lety

    Thanks for the valuable videos. Requesting you to make a video on tax filing of a salaried person , getting tax rebates on etfs in Pakistan also further advantages on tax filing etc.

    • @WaliKhan_2k
      @WaliKhan_2k  Před 2 lety +1

      Tax for salaried person should not be a difficult thing, but as I am not working in Pakistan, I have not gone through that process.

    • @asimsaeedkhan1318
      @asimsaeedkhan1318 Před rokem

      Dear Tariq Khanzada,
      I can help you regarding tax filing of salaried person as well as other heads of income.

  • @RafiSuperstar
    @RafiSuperstar Před rokem

    I already used buy now pay Later 😭

  • @nainekhan9552
    @nainekhan9552 Před rokem

    سلام سر

  • @naveedalibhatti4332
    @naveedalibhatti4332 Před 10 měsíci

    بھائی ان تمام باتوں کا مطلب کیا ہے کارڈ لینا چاہئے کے نہیں ؟

  • @shayanhtc
    @shayanhtc Před rokem

    Hi, I wanted to know something if I don't use CC for sometime like a month or so, would it impact me? Moreover, if I apply for 2 different credit cards from different banks on the same day, would it impact my application? Kindly help me out

  • @mathinsider1
    @mathinsider1 Před rokem +5

    آپ ساری باتیں درحم کی کر رہے ہے۔ یہ بتائیں کہ یہ ویڈیو آپ نے پاکستان کیلئے بنائی ہے یا اوور سیز پاکستانیوں کیلئے

    • @WaliKhan_2k
      @WaliKhan_2k  Před rokem +1

      You can consider anything. Idea is same.

  • @muhammadsaadpopalzai5651

    Is it halal?

    • @WaliKhan_2k
      @WaliKhan_2k  Před 2 lety +2

      We cannot label directly - need to get the content from muftis on this. But this is one payment method that's most convenient safe for any transaction.

  • @eTrainerBox
    @eTrainerBox Před 2 lety

    After all these discussion points, conclusion is that don't use credit card ever. It is highly risky

    • @WaliKhan_2k
      @WaliKhan_2k  Před 2 lety

      Do watch this one before making up your mind :-)
      czcams.com/video/Fpr6Geu37Hg/video.html

    • @kiranyasin5793
      @kiranyasin5793 Před rokem

      Agree

  • @nainekhan9552
    @nainekhan9552 Před rokem

    mujy samsung galaxy s22 ultra lana hy. sirf usy instalment pr lany k leaye credit card bnwa raha hon. baqi mujy koe zaroorat na hy lakn ma instalment 18 month ki ya 24 month ki krwani hn. kia ma drust kr raha hon

    • @rukhsarahmad333
      @rukhsarahmad333 Před 11 měsíci +1

      10 month ho gy hain...agr ap ny credit card bnwaia ha to kaisa raha experience