Best Forex (International) Card in India? Best Travel Credit Card
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- čas přidán 27. 12. 2023
- Best Forex (International) Card in India? Best Travel Credit Card
Are you Planning an International Trip? If so, you’ll quickly need to decide the mode of payment for your expenses abroad. Broadly there are 3 traditional options - Cash, Forex Card, Regular Credit Card. Carrying Cash can be risky, Regular Credit Cards have high forex and currency conversion charges and Forex Cards have limited utility after your International trip ends.
Don’t worry, we have the solution for you. In this video we are going to discuss how International Debit Cards can be the perfect choice for your international vacations. Amongst the available International Debit Cards - we have found Fi-Federal International Visa Debit Card to be the topmost choice. Watch the video to understand the Pros and Cons of International Debit Cards.
Apply for Fi Federal international Visa Debit card from the below link
fi.onelink.me/GvZH/6wedm4g5
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She is selling the card over here , we are just wasting our time ... After soo much research she got the sponsorship card 😂
FYI - for this card there are so much hidden charges.
Hidden charges like?
sahi bola
Mention that sponsored video in name
😂😂😮
She mentioned genius
Fi federal bank 😂
😂
Dubai me use karta Hun forex charges nehi lag raha hai
the physical card takes 7 days to dispatch (to make the card) i ordered the card 7 days before travel received it only after i left the country. DONT bielieve that you will get it in 5 days, its is mentioned in the app that it takes 7-14 days.
Minimum balance of 10k or 50k needed for this card, it’s useless for me.
They are plenty of other options if I had to maintain this amount.
This is debit card not credit card... we have to load money in this card so how its become credit card ??? Please change your video description
you forgot a point that they will charge a 2.5% markup fee but you’ll get a refund after a month
I'm using kotak debit card for international transactions. Will those charges refund to my account back?
@@milanjose5380No
@@milanjose5380 Nope, don't think so.
To get this card do i need first open an account in feredal bank ?
Markup fee is only charged if you do cross currency payments or else no fee is charged. For example if your base currency is yen loaded in the card and you try to use usd which is not loaded then 3.5 to 5% is levied or else no fee , even at pos transactions no fee. The only fee is when you use the atms.
"Base currency yen loaded" means ? Are you saying that if we try to pay to someone in Japan? Then i should chose jaoanese yuan? Instaed of usd or anyother currency to avoid narkup fee? Basically "pay in recievers domestic currency"?
@@4ravSingh these cards come with a base currency.
For example you are travelling to japan. So obviously you need yen currency so the default currency is yen loaded by you.
Now suppose you have a connecting flight to japan and you get a 1 hour layover at singapore. Then in singapore food court you want to eat something. Then Singapore accepts singapore dollar which is not yen. So 5 SGD (conversion) = 563 yen + markup fee is imposed.
Niyo global best or fi card which is better for china ,vietbam
Are there any charges other than markup fees on international spends using this card?
But when we open that link it showing not available in ur country 😒
Paid collab, this should have been the first line of this video 😞
1. Is there an additional transaction fee on top of forex markup? Are they separate entities
2. Which credit card would you suggest to make international transactions for university applications
We have to open seprate ac or it will be attached to are old ac
Agar 3 days k liye Jana ho foreign then which card will u prefer???
CAN YOU PLEASE SUGGEST ANY ALTERNATIVE CARD WHICH HAS THE SAME FEATURES AS THIS CARD?
hey how do you use fi app in international trips? major issue I faced with fi is the app is not accessible if the sim card is not detected which will be the case when you go on international trips. have you faced this issue?
Can this card be used in international airport lounge outside india
Kya ye international lounge access dete hain overseas and in india?
Is this card gives international lounge access????
Hello, I'm student and I'm 20 years old so can i get fi card or not
2nd card??
This is only one... You told there is 2 cards
IDFC First WOW
Horrendous transaction declines on this Card so before you go ahead think again FI customer care does not give a damn😢
Scapia is best for international transactions
I'm a student and I follow your videos on CZcams but when I try to convince my parents to keep investment and insurance separate they ask to compare between the two. Sir kindly make a video on" how to compare two investments".
Sure, we will try to cover this in our future videos.
If I open an infinity account by adding ₹50k, I can get the physical visa debit card with zero forex charges right? Suppose I then use that money on an international trip and am not able to maintain the minimum balance of ₹50k then will I get demoted from Infinity right away or will I still be able to use that card for that financial quarter atleast? Also, will there be any other charges levied on account of not being able to maintain the minimum 50k balance?
I used this card in 3 countries this year without any infinity account, and No there's no charge to maintain a minimum balance. You can keep balance lower than 10k without any charge.
I have been using this for more than a year! Hands down the best card😊
Great to hear 😊🙌
Only replied to positive comments good@@bekifaayati
Wow where were you....perfect solution for my main problem ❤
Do we have to give ₹100 per transaction in India also or only for foreign countries ? 🤔
International atm withdraw 100 rs
Domestic atm free in federal bank atms and other banks atm some free atm transactions monthly
Awesome explanation! The link that you have posted directs me to CZcams channel of FI. Kindly advise.
Apologies for the confusion. you can apply for Fi Federal international Visa Debit card from the below link
fi.onelink.me/GvZH/6wedm4g5
@@bekifaayati No problem at all! Please post more videos on personal finance, and especially how a salaried person saves income tax. Many thanks 🙏
You should mention "paid ad" boldly somewhere not just casually mention it while recording.
Great solution...thanks
Welcome 😊🙌
How is the Scapia card???
(you said you will review it back after some months... what's your opinion on that card now?)
Yeah, we will try to cover this in our future videos.
Ur vedio pending on scapia card
Can a student apply for this card
Hi Can you check with FI on current Status of TCS
Credit check is happening while opening account for this card. Also application getting rejected
Many thanks for awesome info
Hey Girl , You helped me out . Thanks, Tell me if you need any help in future. ❤
Thanks. Nice solution
Fi app doesn't work outside India. I travelled in Februrary and faced this issue.
R u talking abt the App or the card? Does the card work outside India?
@@Savarkar19 talking about the app. It doesnt work outside india. Whereas other banking apps work. I raised a complaint also to the fi team but no solution yet.
@@travelwaale maybe that is because ur Indian SIM doesn’t work outside India.
@@Savarkar19 yes but other banking apps were working outside india. Only fi app is having such issue.
Any credit card with zero markup and low currency rate
Bucuz i am more interested in credit card
Scapia
Hi what about NIYO Global card?
Mam ye card russia mai work krta hai kya
Minimum balance 50K without any interest? That means Rs 1500/year considering SB account interest at 3%
you get 3.5% interest. But Niyo is better.
Make a video on mutual fund vs annuity scheme vs fd vs mutual fund vs ppf which is better
Sure, we will try to cover this in our future videos.
Mam hum Kazakhstan main kon se card use kar sakte hai?
Worst on boarding process, never had such a long process for any bank.
Fi Federal Card is no longer available now. Federal Bank confirmed it. FI is a third party who was offering this card in tie up with Federal Bank. So now Fi has completely stopped its services and both its Fi App & customer service are no longer working. Please update this video and avoid spreading misguided information to people.
Really
I have using This Card More than 2 years i have good experience For this Card Before 5 to 6 months Not Debit Forex Fee But Currently Debit Forex Fee But after forex Fee Reversal this is Good Card For Using International ❤
Great to hear 🙌
You should mention the sponsored video in the beginning itself
It looks like 6 minute advertisement video
Good for international trips.
Niyo global sahi nahi hai kya thora purkaash kijiye
Fi pe 510rs charge lgta hai international withdrawal pe
With your video reference I opened account in fI card ,
But I am insuring you this 💯 percent Worst account with FI money, no customer care no branch, no connection with Federal Bank directly, it's 💯 scam what you are prompting, so viewer please do not open account FI money, once you deposit bank freeze your account, no customer care attempt your call, they block your device, no reply on email....
Can you share your card limits
Your videos are always helpful and of information 😊
Please also do make videos on how to apply for the card or the product that you are giving the information about
Thank you so much, You can apply for Fi Federal international Visa Debit card from the below link
fi.onelink.me/GvZH/6wedm4g5
@@bekifaayati yes i have started the application through the link , by downloading the app and soon after opening the saving account the application for getting card will be processed 😄
You did mentioned by adding 50,000 you jointed fi infinity member
But there is one more very important thing which is in infinity member the Minimum Maintenance balance is ₹50,000 per month !!!!!
Please make a very much detailed video about all the aspects of the product you are sharing
I wanted to get this card and did all the process and at the end i came to know that its a hight maintenance account and i don’t need such high balance maintenance account
I unnecessarily opened this saving account
Please share such information in your videos
@@bekifaayati After watching your video I applied for the card and now they say you doesn’t meet regulatory guidelines and bank policies as of now I have international trip planned in 10 days what should I do
it is not working in Kolkata! ridiculous! They stopped service in metro city like Kolkata?? Gotta be joking!
Min balance kitna load rakhna h
above 7 lakh tcs charge lagega
I was watching this video because I thought she will provide some information about forex cards. Stopping this video in between because nothing is relevant. Juat ad.
Indusand bank ka signature debit card bhi same zero currency markup hai
Can you compare this with Niyo global card?
Sure, we will try to cover this in our future videos.
Didn't expect it to be a paid video 😂
nahi milta maine kai baar try kia reject hamesha
What about niyo global Debit card ?
What about ATM withdrawal in abroad charge of any amount?
Rs. 100 per ATM withdrawal
@@bekifaayati any high amount of withdrawal Rs 100 ?
@@abdulmalek12000yes flat 100+gst regardless of amount withdrawn
Non financial trnx. Charge (internationally)
Thanks!
I want a card with domestic and International lounge access
Debit card pe TCS katega.
Compare IDFC Wow card, Niyo card and FI Federal Bank card and give them rating in ur new video
Sure, we will try to cover this in our future videos.
@@bekifaayatiplease do this if possible this month. Girl u rock...keep up the good work.
@@bekifaayati ..Hope you have done homework on it by now
@@bekifaayati..comparison still pending from your end
Niyo DCB Debit card kaisa hai for students??
RBI ne band kr diya
@@RishiSharma-by5iz nhi bhai DCB card chal raha hai, sirf SBM banned hua hai
Mam ky survey karke earn kar sakte ...?
No scam hai mat padho isme
Niyo global card is best with zero markup charge and lifetime free
Trusting Fi cuz of you only downloading right away
Use Scapa or Niyo Global Card, why push for Forex Card !
Isn't Niyo a forex card?
@@itspradeepbtw na bhai !
any card with international lounge access?
czcams.com/video/ljCJ62kOSyw/video.htmlsi=YaxdQjGPh7h8meZI
100 rs atm withdrawal charges hota hai
Actually saw the whole video to see a credit card recommendations but ye tho sala ad nikla
What about pnb visa gold debit card same feature but 150 rs transaction on withdrawals no Forex markup on withdrawl but yes on swipe pos
Best is niyo global equitas and dcb niyo debit cards zeroforex markup on withdrawals and swipe but withdrawals 350+gst
Exactly, it is slightly expensive
Mam pls make video on sbi rupay reliance credit card
Sure, we will try to cover this in our future videos.
Can you please update us about DCB debit card .
Sure, we will try to cover this in our future videos.
X out the moment she said PAID COLAB!
You should initially mention it is paid video
Last m to bataya he ni
Canada embassy fees pay kar sakde aa fi card to koi benefit ho sakda ???
Fi is the best card
I already have 😊
Pehle hi bata dete ki sponsored video h...samay kharab!!!
wrong info given how smartly u r vey bad. 2.5% charges lgenge infinite hne ke bad bhi and after 30 days elegible forex transactions pr wo charges reverse ho jemge. sbhi transactions pe reverse n hnge. bhn phle app use to krlo india se bhar nikal ke glt info de he ho sponsorship k chkr me
Which forex card is best bro
HI i am vinod actor 😎 bollwood ka hero😎
Abhi mera TCS kta h 18k ka
How is bookmyforex card compared to this one? Any good card from ICICI
As someone who has used both BookMyForex card and an international debit card like Fi Federal is offering, I think the BookMyForex card is the better choice. Considering that this is a sponsored video, she would have been expected to say that the debit card is better, but that's not true.
She isn’t telling this in the video but with a Forex card, the exchange rate is locked in at the time of card loading. This is really beneficial as currency rates are highly volatile, and hence a Forex card reduces the risk of losses due to currency fluctuations. The debit card will not protect against volatility as currency rates are unclear. The conversion is going to happen at rates prevalent at the time the transaction is executed which can be good, bad, or even worse.
Also, such international debit cards often incur high transaction fees, ATM withdrawal fees, currency conversion charges, and huge markups, and even with zero markup claims, up to 1% network premium is applied. Trust me when I say that no debit or credit card can come close to a Forex card's ease of use and cost-effectiveness. Also, there is 20% TCS on debit cards for transactions above Rs 7 lacs in a year. As of now, TCS does not apply only to credit cards (but keep an eye on hidden charges). So, her statement in the video that there's no TCS on debit cards is incorrect.
Now coming to the BookMyForex card, a few months ago, I traveled to the USA with this card and had no problems with it. The card allows you to load all major currencies at zero-margin exchange rates and the rate gets locked-in immediately. I ordered it online through their website and the card arrived at my home within just a few hours. (In the video, she mentions receiving the debit card after five days of ordering it.) I also received a Free International SIM card, along with the BookMyForex card (which is great).
You can definitely consider getting a Forex card from BookMyForex. There's no issuance, annual, inactivity, reloading, or unloading fee.
Why not niyo
International atm withdraw charges are like 400-500 per transaction for niyo global debit and credit cards
Slightly expensive than FI
Speak slowly and clearly please
2 card batane wali thi Tu to
Fi Federal International Debit Card
Just because just because 😂
This video looks fishy and AI generated
Woah, No. Why would you say that? We put our heart and soul in making this video
Sponsored by Federal bank Fi Card. 😂