NIYO vs BookMyForex || NIYO GLOBAL detailed review || Book My Forex detailed review ||
Vložit
- čas přidán 6. 07. 2024
- #NIYO #Bookmyforex #bmf
00:00 Introduction
00:55 NIYO benefits & drawbacks
04:25 BookMyForex benefits & drawbacks
06:49 3 hacks to save your money while you are travelling
This video is made only for educational purpose and not for promotional purpose, after using these two credit cards personally on my 10 day trip to Europe.
Trip Itinerary: www.europamundo.com/eng/tour_...
Conclusion: NIYO is better if you plan to travel multiple countries. BMF is better is you are planning only in 1 country. Best option is to have both and some local currency cash in place.
Also, I found this article / Linkedin Post regarding NIYO card(s). For some additional information please:
/ neil-borate-1a435a57_c...
#finvestomate
Plan today for a brighter tomorrow.
Some additional points:
1. NIYO Debit and Credit Card can be used to get FREE international lounge access at Indian airports.
2. As per reviews, International transactions are banned only for Niyo SBM debit cards. Niyo DCB and Equitas can be used in both - ATM & during online transactions internationally.
3. ATM withdrawal charges for NIYO card(s) are mentioned in first question of FAQ section on this page: goniyo.com/
4. BMF is taking some Rs.150-250 as service charges for issuing a Prepaid Card.
5. For getting currency notes from BMF card, you will be charged Rs.150/- as service charges + 18% GST of 1% of FOREX value. For example, if you want to get 400 euros cash @ 91rs exchange, then around 36600rs is the total forex value. Extra charges that we pay are 18% of 1% of Rs.36,600/- = Rs.65 + Rs.150/-.
6. Cash withdrawal charges from BMF card varies from country to country. Here is the link for that reference: www.bookmyforex.com/ybl-schedule-of-charges/
Please pin this comment. Super helpful content!
Niyo DCB and Niyo Equitas Debit has Annual fees of Rs 199+ GST but no issuance fees.
I have recently seen videos where Niyo Global card was rejected in Mumbai airport for lounge access. Can you confirm on this ?
@@RM-pb3yi I have personally used this card to get the lounge access in Bengaluru International Airport in June 2023. Not sure about Mumbai airport.
@@finvestomatecan we directly use the card to get longue access without any spends on card or do we need to get a longue pass (to avail the pass it is saying we need to spend rs 50000+ in the month of September).
Ek no video! Thank you brother!
Best video so far. Apt information which one requires. Thank you buddy
crisp and clear...well explained!
Clearly highlighted the pros and cons of both the cards. Great video 👍👍
This helps me choose. Thanks very nice video
Amazing sidhi baat directly 🎉 good
Answered so many questions at once, thank you so much!
Thank you so much 😊 this is very helpful
Very informative video…thank you
Best and Clear comparison 🙏
Thanks for sharing such insightful information, this is really very helpful!! It will literally help me as earlier i used Niyo Global Debit in my last trip, which was great but due to such restrictions, i was unsure what to use.
I have watched about 20 something videos, read articles and talked to a couple of people on this subject and forex cards in general; and I must emphasise that this is the MOST precise and resourceful content i have come across. It was not overwhelming unlike so many videos on youtube and immediately helped me take a decision of booking a bookmyforex card. It did not even take me 3 minutes to subscribe to your channel! I hope you grow your presence online and keep creating content. Good Luck :)
Thank you very much Soumya. Such support and kind words from my viewers always keeps me motivated!
If only single currency conversion then Bookmyforex card is fine else Niyo. Further Niyo SBM Debit Card is waste and credit card has FD based limit which is not useful for bigger transactions . Best is to have Niyo Equitas Debit Card. Load INR as per requirement and gives flexibility to spend in multiple currencies.
Yeah same here
Very true, could you guide if book my forex card is better or Scapia?
i see lot of bad reviews for both niyo and bookmyforex cards in app store if sorted by recent.. how is your experience with your forex card? if you could share
Perfect explanation 🎉
Nice !
Thank you so much. Very informative. Answered all my queries
Thank you very much. Please find below link to my latest video, which talks about YOUR RETIREMENT PLANNING. Hope you will like it too! :)
czcams.com/video/gsafx-sMows/video.html
Very nice explanation
The most sensible and only video I found on this topic! Goof job. It would help if you could add the loading/offloading and cash withdrawal charges of both cards
Thank you. Pinned comment has been modified with the suggested additional information as per the feedback!
Much needed comparison with pros and cons, thanks a lot for sharing your experience and knowledge! Btw any suggestions for Forex card for Indonesia?
Not sure. I haven't personally visited Indonesia. Buy NIYO should work there.
I use Thomas Cook Multicurrency card which works fantastic everywhere and has no drawbacks of both these cards.
We have equatis and dcb bank but not sure why people taking sbm debit card as that is mentioned app as well
Niyo debit card with equitas mentions that it's valid internationally
Thank you sir. This video was exactly what I needed. I'm planning to travel at the year end and it would be my first time. So this really cleared all my doubts. But i am still unclear on how to claim the taxes paid at the time of shopping back in India. It would be great if you can tell or point me to a video which can help me in this
Reference video for 3rd point in Tips section: instagram.com/reel/Ct2_5v6suq-
@@finvestomate Thank you so much again 😊
I want to withdraw cash in thailand from ATM's. What approach yiu suggest?
I orderd "Book my forex" card on saturday... today is tuesday.. still didnt recived
Used debit emv master card world, I think some years back from Indian bank, no markup nothing. But now they are charging 3% +18% of that 3%😢
Please compare thesevwith idfc wow and FI card too
If we use International debit card for purchases abroad how much will be the charges ?
Compare Scapia Fedral credid card also
Can i take neo dcb and have airport lounge avcess in delhi airport ?
Niyo offers debit card with equitas and DCB bank thid is what I have applied .SBM debit or credit card is of no use.
I reloaded my bookmyforex card but still not settled in my account.
Bookmyforex
Kya kisko bus 60 days tak reload kiya ja skta hai jab ka travel date start hogya to. Kyun jitni bar message load karna chah raha utni bar mujhe ticket visa passport sab upload karna padta hai.
Mera trip 1 year ka to kya bus 60 days tak reload hoga
Very precise information
Can you please make a video on DCM & Niyo small equitas small finance bank debit card and also can we load amount in Niyo credit card other than increasing FD and is it possible to withdraw loaded amount from the credit card
And also is there any markup charges for BMF card while cash withdrawal from ATM
I have not used DCM and Equitas personally, so carry limited knowledge on that note.
No, you cannot load / withdraw money apart from FD for increasing CC limit. It acts like a CC, and FD amount acts as the CC limit.
BMF related details are mentioned in pinned comment.
Thanks for this video.. i couldn't understand, local currency means
inr or euro in POS machine if i'm traveling from India to Europe (first tip)
Local currency of the nation you are travelling.
For example in Prague, local currency is Crown, however if you will select EUR in POS machine, markup fee will be applicable. Always select CROWN in such a case to avoid that fees
Thanks for the video but 2 queries I have, which I would like you to help me with:
1. What happens to the unused money if it is a prepaid card? Can I send it back to my savings account?
2. Is Scapia better than BookMyForex? What about cards from ICICI and AXIS?
1. Yes
2. I haven't used Scapia personally, but people in comments sections recommended it to be useful card. I have used ICICI forex as well, but its currency conversion charges are higher.
Hi,
First of all, the information you have provided is amazing and in such simple words. Thank you very much for such an amazing informational video.
I just want to know how much time does ot take to load money in MMF card. I heard it takes 24hrs to load money into it. If this is true then it will be difficult if we add less amount initially. I m planning a trip to UAE.
It might be difficult if i am outof money and if it takes 24hrs to reload the card.
Please let me know.
Thank you very much for your kind and inspiring words! Comments like these are truly motivational for me.
Yes, it usually takes this much time to load money in BMF, because every time we are adding money, they are asking docs like visa and passport. I suggest load a good amount in one go. Keep NIYO & some cash as well as a backup.
ICICI & HDFC forex cards are also good, however they have a bit higher forex rate than NIYO and BMF.
P.s. Do check out my new video on retirement planning. I assure you that is different from all the videos we see related to this topic.
czcams.com/video/gsafx-sMows/video.html
Federal Bank, Scapia credit card is far better than any other card. I am using it.
Hey! Can you please confirm if the exchange rates were reasonable/consistent? I read somewhere that these no markup cards have a higher exchange rate by default. Thanks!
just checked exchange rates on NIYO app and BMF portal. They are almost same. Not a significant difference.
is it good to get dollars in cash from an authorised shop or through bookmyforex?
(also 70-75 euros in total and bills need to be kept of all or only on 1 particular thing if we are spending 70-75 euros to get the return on airport?)
1. Compare the rates from the shop vs BMF website. Go for whatever is cheaper.
2. 70-75 euros per bill. So, if you are having three bills say 37 EUR, 80 EUR, 62 EUR, then tax returns will be eligible only on 80EUR bill.
Hey bro...
Thank you for your information.
One query in Niyo card
For FD it is compulsory to Deposit in every month or Only if I need ??
No, you don't need to deposit every month. It is a 1-year FD, where you need to invest just once at the beginning.
Thank you. Is there any pure credit card with no mark up instead of doing FDs upfront? Thank you.
Go for HDFC or ICICI forex card. However, those are again prepaid cards like BMF.
About Niyo card, for street vendors what do you mean by "they are not accepting" ? is it that the street vendors don't want to swipe or the card does not work
Some didn;t accept and at some POS, the card transaction failed.
If I just want to make international transaction in EURO from india then is Niyo DCB debit card is good option ? I feel it will minimal to nil charges i guess, right?
Yes, seems so.
If we are outside the india, then can we able to to load money in bookmyforex card? I think it will ask for otp from our indian bank. So how can we load a money from indian bank to forex card from outside of India? Please guide how you were reloading bms card from outside of india
I had my international roaming pack on, and hence was able to receive OTPs to load money or pay CC bills.
I'm travelling to Khazakastan and Philippines, dubai
Which card should I order
People in comments are suggesting Scapia for Dubai, and you can explore BMF as well.
Dear, I will visit to France, Itali, Switzerland, Germany and Austria for 10 days along with transit at Dubai for a day, Which card is suitable for me.
NIYO, BMF for Europe. Scapia will work in Dubai. As per reviews in comments section, NIYO is not working in Dubai. So keep Scapia and BMF to be safe.
Sir why not a HDFC Bank forex card instead. I already have AMEX and priority pass for lounge access in domestic and international airport. Apart from lounge access is there any specific benefits
Yes, one can opt for HDFC bank forex card as well. I didn't have any forex card at that time, and hence opted NIYO
The bookmyforex card is not available in my city. So niyo global debit card will be a best option among all other forex cards right?
Because this is a 10 month old video I think the now the niyo global dcb debit card is accepted for international payments world wide. Please correct me if I'm wrong.
You may be correct, however, personally I have not used niyo dcb. I have Niyo SBM. So it is better to look for some more content on this.
Could you please let me know how to claim this tax benefit at the airport which you mentioned in the 3rd tip. I am not sure if you are talking about TCS.
instagram.com/reel/Ct2_5v6suq-
Pl see this reel for reference. Hope it helps.
Amazing video
I do have a question Can you withdraw money through the Niyo Credit card ?
I see conflicting reports all over the internet that you cannot take out Currency notes from ATM That you have to make another FD in order to take out money
I am gonna travel to thailand in few weeks Being a Physical currency heavy country i need to have a card which is suitable for that purpose
Please let me know Thanks !
Thank you for your feedback.
I am not sure whether NIYO can be used for ATM transactions, however, got this link. Kindly see if that helps.
community.goniyo.com/t/atm-withdraw-charges/13454
As per my knowledge, you can definitely go for BMF, as that can be used for ATM transactions. However, they also charge a bit extra. Link for that is in pinned comments!
@@finvestomate hey man appreciate it thank you !
I want to book the card but does this card too requires myself be present to receive it like the cash?
Also I want to load dollars and am going to Uzbekistan in 4 days ? How would I use the card there to get the Uzbeki soms or use the card in the city in general?
Apologies for the late response!
Yes, you have to be present in person to collect card and cash. You can use this card in Uzbekistan afaik.
I have a question, I am visiting Malaysia and Bali next month, both different countries.
Which currency should I load in my forex card, Should I load USD or Malaysian currency Ringgit or IDR for Indonesia, I am really confused, please guide?
If you are using BMF, then load both currencies. Would be better.
However, in this case, I prefer to opt NIYO as well. Just put 5k limit or 10k limit with FD, and use the currency converter as per the country you are going.
@@finvestomate Thanks for the info !
Hello sir good afternoon i am going to Malaysia for the first time for 3-5 years only in Malaysia and i have no sbi debit card but i want to take forex card my limit will not cross more than 7 lakhs per year then which forex card will be better for me please suggest me as Soon as possible.
I have personally used niyo. It is good. But do consider other cards like scapia, hdfc or icici bank forex card, etc.
Compare Niyo Global and Fi Debit Card
Haven't got a chance to explore Fi personally, but once done, will sure do. Thanks for the suggestion!
For thailand, which card is best ? So as to withdraw cash from local atms in thailand
I suggest, keep both NIYO and BMF on a safer side. Cash withdrawal option is possible from both. Charges and other details are mentioned in the pinned comment!
What are the charges for atm withdrawal? And which card would be the best for it, not necessarily from these 2 cards.
Please refer pinned comment for this.
Do these cards allow to withdraw the unused money after our trip has ended or do they only let us use that money via their card?
NIYO is a credit card. So whatever amount is spent, just pay your bills. In BMF, you need a minimum of 20k INR in your account while unloading your money back to account.
Iam going to bali on 19th .. and i thougbt of buying book my forex from make my trip app. But iam not able to load in indonesian currency . Only iam able to load in USD. And its charging service fee of 400rs with TCS..
SO , MY QUESTION is spending in bali will have 3.5% markup or ???
And to bali, which card is best to buy?
Plz reply fast.
Will be helpful
Markup fee of 3.5% will be applicable if you spend in USD via BMF.
If you are unable to load Indonesian currency in BMF, it is better to use NIYO then. Make sure NIYO provides the Indonesian currency.
My Indian cards are not accepted on US e-commerce websites. Will Niyo or book my forex card work?
Personally, I have never tried that. However, NIYO is claiming on their site that it can be used to make payments to merchants of international websites too whether you’re abroad or right here in India.
How can we claim tax benefits on international travel. I didn't understand what exactly the 3rd tip means in your video.
Reference video for 3rd point: instagram.com/reel/Ct2_5v6suq-
Now this is what you call a good informative video. Thanks for this.
One question, in terms of cash withdrawal from atm, which is better? Bookmyforex or niyo global credit card?
Pinned comment holds this information. Let me know in case of any more queries.
What is the daily ATM withdrawal limit using Niyo global credit card? And what is the monthly limit? I mean International withdrawal limit from ATM
You may refer pinned comment for this information. Limit again would be what you set for your NIYO Card, and whatever money you load on BMF card.
Thank you brother. Just one thing, is there any validity date for this bookmyforex card?
You can load money only if you have visa for the country. For unloading, I don't think there is any validity date.
After loading dollar in BMF card and spending in dollars, does every online, POS transaction attract extra charges?
No, just make sure to select the local currency on POS machine (i.e. USD and not INR) wherever you are making an expense.
please tell me, how can i pay my niyo credit card bill when i am abroad and not getting otp from my bank.
Personally, I kept my international roaming on and recharge was done for the same, and hence didn't face this issue.
Hello,
Thanks for the video. In your video you have mentioned that you have kept on addding back to 5000rs in your FD for your Credit Card on ( 03:15 ) same day. Is that possible now ??? I dont see that option.
Glad you liked this video!
I didn't keep adding Rs.5,000/- to FD. FD was created once at the beginning. I kept re-paying my NIYO CC bill on the same day, to reset its spending limit to 5 again.
I am trying to pay the 4500 I spent, but I could not get an option to pay.
What about withdrawal using international ATM using debit card by dcb(not sbm) niyo?
₹110 + GST
Refer first question of FAQ section in goniyo.com/
Quick question: how do the currency rates compare between both these cards. I know Niyo has a floating rate whereas BMF as a spot rate.
But on average, how much did they vary compared to the rate on something like Google Finance if you happened to notice.
The rates at BMF are lesser compared to ICICI or HDFC forex cards. I have only these cards as a reference point from personal usage point of view.
@@finvestomate awesome! Thanks for the super quick response! Appreciate it
Also, first time I saw your video. Very crisp and helpful format. Will definitely keep coming for more. Kudos 🎉
@@NileshMaheshwariThanks much Nilesh! Kind & motivating words like these acts as a true motivation for me to keep sharing more useful & relevant content. Do check out my latest video on Retirement Planning and share your feedback - czcams.com/video/gsafx-sMows/video.html
Good luck with your upcoming trip!
as an international student which card should i use for atm withdrawal, other than these cards
Go for other bank's forex prepaid cards. Those can be used for atm withdrawals.
NiyoX is also really good card
BookMyForex card can be used to get FREE international lounge access at Indian airports ?
No, since it is a prepaid forex card, and not a credit card.
So 5000₹ is FD..if we add extra amount we can withdraw @ any time..n no need to add to the account..so there is no penalty(late payment fee)..so if we withdraw from this 5000₹ FD and not adding the amount to account means less than 5000₹ there is the penalty(late payment fee) if we are not paying?
Am i correct please explain bro??😢
In my understanding .. It will have a penalty of 150 rs and intrest of 5000 rs @3% per month
In forex card me ,international bank se load or unloading fund ho skda hai kya ??? Please
Not sure on this.
What about atm withdrawal can we withdraw money from these cards while traveling internationally is there any fees?
You may refer pinned comment for this information!
Query regarding bookmyforex:
Can we load multiple currencies in one card?
Also, do we get lounge access?
Yes, you can load multiple currencies. No, BMF does not provide lounge access.
Hi, are there any yearly charges or min. spending limit as such on BMF card.
No, nothing like that. However, to load the money, you need to submit your visa and tickets
I will be travelling to dubai next month
Which one should i opt for ?
As i will be buying iPhone along with some other stuffs ?
And need to withdraw some cash as well from ATM
You can opt for BMF as you are travelling only to one country. It has nice UI and easy loading/unloading money option.
What about ATM withdrawal charges and money loading process ?
@@vivekssharma07 Money loading process is mentioned in video, and details about ATM withdrawal charges are mentioned in pinned comments. Hope that helps!
Please advise which card should be use in russia in now days
As per my knowledge, both cards can be used.
I can book bus or flight ticket from bookmyforex card while I'm in India before my travel starts.?
I don't think so, as this is a prepaid card. Niyo may allow such transactions. However, pl confirm this from other sources though!
@@finvestomate actually I wanted to book Singapore to kuala Lumpur bus or flight ticket from bookmyforex card from India..card is loaded with Singapore dollar but I'm in India now and going to Singapore after a week
I see in Niyo app that they say debit cards can be used for international transactions.. Doesnt that mean it can be swiped outside India? Or is it like only credit card have that facility and debit cards can be only used for ATM witdrawals internationally?
Yes, they claim that debit card can be used for international transactions, however, that is valid for people from other countries. In India, RBI is not allowing to use this debit card for international transactions, and that is where we are left with NIYO CC option only.
I am not sure if this debit card can be used for ATM withdrawal internationally or not!
@@finvestomate Bro, I checked with Niyo support through app and they said debit transactions are banned only for SBM debit cards. DCB and Equitas can be used for both atm and online transactions internationally.
@@rajatsingh6518Thank you for sharing this information :)
what about niyo equitas debit card?
@@rdx_bro they say that we can do international transactions with equitas card as well. Both online and atm withdrawals. Atm withdrawals would be charged.
I have one que : suppose i have to travel to Indonesia and I m using BMF card then i cannot load the currency in INR as per the new multi currency card. I have to first load USD ( INR to USD conversion charges) and then while spending in Indonesia it will be USD to Indonesia currency ( again conversion charges).
Is there any option I can load Indian currency in my card and use directly in Indonesian currency?
No option as per my knowledge, prefer NIYO in that case.
@@finvestomate Niyo also stopped the international debit card as per my knowledge, some compliance issue
@@SandeepSingh-up4kz yes, as discussed in video, NIYO SBM debit card is not authorized by RBI for international transactions
@@finvestomate fir to cash jindabad , india se USD le jao and get it converted in Indonesia
Hi, i am planning to visit Thailand, so is it good option to buy bookmyforex card? Or can you pls some good forex card?
Yes, BMF and NIYO both will be good options
Hey can you please confirm what you mean by loading the money ? Like where you not loading your INR ??
Loading money means we deposit our money in INR in bmf card, and that gets converted into other local currency, whatever we want!
Which one is better for US UK AND EUROPE
NIYO should work at all locations.
Is to good to carry niyo dcb to dubai with loaded money for like 5 lacs ? Also it is safe na ?
Better to use it with Fi Debit Card
Hi.. is bookmyforex card good for travel to US? I have seen in many travel videos/vlogs here on youtube, people are using their Credit Cards only and no one’s using or specifying anything about Forex/Travel Card.
Maybe because of their failure rate/failed transactions!
Request you to throw some light on this.
If you are travelling for limited duration, say a week or so, then it would be a good option. But if the duration is longer, I suggest carry a good Credit or Forex card.
@@finvestomate Thanks..
On niyo credit card do we also need to pay visa currency conversion fees?
Niyo doesn't charge any fee. However, do select the local currency of the nation in POS machine.
What do you do with remaining overseas currency in bookmyforex card?
That can be credited back to your bank account
Is the BookMyForex card supported in Taiwan?
No, I couldn't find it.
If you are depositing own money under fd for niyo credit card, and limit is the same amount in fd then what there is no credit case, it's just a debit card withdrawing own money and without credit ? Nit clear why its called credit card
Instead of credit card can we use equtas debit card in Europe
I haven't used that personally, however users in comments section are saying that DCB and Equitas debit cards are allowed for international transactions.
Always choose local currency for Indians means. Inr or euro?
euro.
What are the cash withdrawal rates and any rates to load money for BMF card?
Load money rates.
18% of 1% of total value in INR.
E.g. If you want to load 400euros with exchange rate considered as 1euro = 91.63rs, then total value becomes around Rs.36600/-
1% = 366, 18% of 366 = 65
This is what is paid to BMF as extra charges to load the money
Withdrawal rates are around 150-200rs.
Thanks a lot.
What about international lounge access on both cards ?
Niyo debit and credit cards will give you access to international lounge in India. BMF will not provide you this. Some additional info is in pinned comment as well.
I have a questions about Niyo Global Credit by SBM
1. Niyo global credit card se payment krni ho dubai mein shop owner ko 1Lac+ ki toh kya Swipe machine se kr skte hai payment? (If FD amount 5000 Rs on Credit card). Baki ke prepay krke credit card ko means load money from savings account of 1lac rupees.. Aise ho jayegi payment??
2. Toh kya mujhe TCS lge ga??
1. No, this is not possible because your CC limit is Rs.5,000/-. Loading money is not an option in NIYO. It is a credit card, whatever you pay, the bill will be generated of same amount. But the maximum that you will be able to spend thru' NIYO in one transactions is Rs.5000/-. Better load Rs.1lac in Dirham in BMF card and do this transaction.
2. TCS is when you are sending money from India to foreign land. I have made a separate video regarding the updated TCS rules. Here is the link: czcams.com/video/mFxWyoUkNeg/video.htmlsi=weEQgFfcp7Kk7JhK
If you are doing payment from India, then TCS rules are applicable. If you are spending on Dubai land, then no.
@@finvestomate 1. Before generate the bill, we will pay in advance amount 1lac rupees to credit card, then amount will shows in negative. So that amount we will use by swipe machine, tap & pay. For example - FD amount 5000 Rs nd we pay in advance 1lac Rs, so my new limit will be 1,05,000, but my withdrawal limit = FD amount
2. If i book tourist attractions tickets in india through online payment before going to foreign then TCS will applicable? nd how much TCS will apply?
1. Yes, in this case, you have to swipe 5000*20 times to pay that 1 lac bill, if shopkeeper is willing for it.
2. Yes, then 20% are the TCS charges. Please see the video for which link is shared in above comment. That carries all the updated details.
Sir. I am a student and I going to France. I plan on travelling in Europe during my stay. I will be making a French bank account after reaching there. But I will take a Forex card for my initial transactions. Which card would you suggest?
If you plan on travelling to various countries in Europe, then you may opt NIYO. It provides most of currency conversions.
@@finvestomatehow is the Thomas Cook Study Budy Forex Card? Do you know about it?
@@srijitanandi7303, no buddy, haven't used it yet.
@@finvestomate alright. Thanks a lot for the video. Very informative.
Can you withdraw cash from an ATM using bookmyforex card?
Yes, details are mentioned in pinned comment!
What is the ATM withdrawal charges for book my forex?
It is 1.5euros and 2 USD. This is changing as per location. Please refer this link for the same: www.bookmyforex.com/ybl-schedule-of-charges/
Hello Sir, are there any charges or penalties associated with cash withdrawals using a Niyo credit card while abroad?
You may refer pinned comment for this information.
@@finvestomate No comment is pinned sir.
@@ayushk1543 pl check now. Some technical issue.