3 actionable steps to build wealth (even on a low income)

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  • čas přidán 10. 09. 2024

Komentáře • 75

  • @LisaMario-yi8vw
    @LisaMario-yi8vw Před 2 měsíci +24

    SHE RESTORED MY FINANCES

    • @LisaMario-yi8vw
      @LisaMario-yi8vw Před 2 měsíci

      the first step to acquire wealth is figuring-out your goals with heIp of a financiaI pIanner, and foIIowing through with lnteIIigent ideas; you will acquire wealth in no time and also enjoy the decision of managing your money..

    • @LisaMario-yi8vw
      @LisaMario-yi8vw Před 2 měsíci

      I had decisions that grew my finances (gathered over 1M in 2yrs) with heIp of my financiaI pIanner. Living the dream, hoping to retire next year...

    • @LisaMario-yi8vw
      @LisaMario-yi8vw Před 2 měsíci +2

      Get to her, if you care...
      ELlZABETH GREEN HUNTS.

    • @LisaMario-yi8vw
      @LisaMario-yi8vw Před 2 měsíci +1

      Whosoever tries this sureIy acquires wealth. Get to her..
      ELlZABETH GREEN HUNTS..

  • @ryanchinh1040
    @ryanchinh1040 Před 5 měsíci +18

    I retired at 35 years old last year 2023. Retired as soon as possible there is no guarantee you going live until 65 years old.

  • @wonderingthoughts926
    @wonderingthoughts926 Před 5 měsíci +14

    The debt industry will always do all it can to keep you buying s**t you don’t need, the danger of debt cannot be understated. It makes you think you can afford more than you can, don’t do it, avoid avoid avoid. The moment you go into debt you’re just dragging out the misery of your previous expenses.
    You don’t need to finance a sofa, get a bean bag for £10 and sit on that, you don’t need to Klarna your clothes shopping, unless you’re literally walking around naked you don’t need it.
    Just by staying out of debt you’re ahead of most people.
    Great vid!

    • @TheMummyBubble
      @TheMummyBubble  Před 5 měsíci +2

      Absolutely, this is so so true. Debt holds you back from making progress. It's terrible how rife Klarna is at checkout now, one time when I checked out it was the default option for payment! It has become worringly normalised now and I wish schools would give kids more lessons in the pitfalls.

    • @lemonteapot1061
      @lemonteapot1061 Před měsícem

      👏

  • @charleedell92
    @charleedell92 Před 3 měsíci +1

    I grew up poor and when I started to work in a professional job I made the decision to continue living the same and saving the difference. Now I am poor again due to disability, but I managed to buy a fully paid off house and am still a black belt in frugality, so avoiding lifestyle creep (although that term hadn't been invented yet) was the best decision I ever made.

  • @lemonteapot1061
    @lemonteapot1061 Před měsícem

    I find writing what I h as be in my savings accounts on a simple piece of paper and having it by my home work computer so seeing it grow and the reminder that I’m doing it, is such a motivator and prevents wasteful spending xx

  • @frankalexander5401
    @frankalexander5401 Před 5 měsíci +4

    I live in California and work as a Medical Director for a large health insurance company. Despite my net worth in 8 figures (USD) and a gross income of over $700,000.00, I still buy my clothes at Costco, the Navy Exchange or Army Air Force Exchange Service (AAFES) stores. I drive a 2011 Prius. I live in the smallest house in the very affluent town i live in. I am frugal because I have no need to “advertise” I have some “bucks” or “keep up with the Jones.” The only indication I have money is I belong to an exclusive-private golf-country club in San Francisco (I keep my membership in this country “secret”). BTW, my education is BA, MD, MS, MPA (Master in Public Administration in healthcare administration). I am also fluent in German.

    • @lemonteapot1061
      @lemonteapot1061 Před měsícem

      👏 I think it’s great that you spend the money you have on something lovely! Sounds like you’re doing it right 😊👏. And a club in California sounds like bliss to me - especially living in grey GB 😂

  • @LilySaintSin
    @LilySaintSin Před 5 měsíci +13

    I have insurance for my goods and i also have a six month emergency fund.

    • @lemonteapot1061
      @lemonteapot1061 Před měsícem +1

      Hello I’m not saying you shouldn’t have insurance but is there anyway you can put money in a pot monthly - your own insurance 😊. I used to have it. I had it for one dishwasher that lasted years and never broke and over that time I think I nearly paid the same amount as the cost of my dishwasher in those monthly £2.75 insurance payments. Just a thought, I’m not criticising you 😊

    • @lemonteapot1061
      @lemonteapot1061 Před měsícem +1

      By the way, 6 month emergency fund 🤩👏👏👏👏

    • @LilySaintSin
      @LilySaintSin Před měsícem

      @@lemonteapot1061 Yeah, I do, I also have an emergency fund.

    • @LilySaintSin
      @LilySaintSin Před měsícem

      @@lemonteapot1061 Thanks, that insurance I have income protection which will payout if I get sick and gives me access to things like therapy and 2nd medical opinion.

  • @LilySaintSin
    @LilySaintSin Před 5 měsíci +20

    Money talks, wealth whispers.

  • @bigcheese6794
    @bigcheese6794 Před 5 měsíci +2

    All the money 💰 people are spending with wealth coaching scammers to learn nothing. This lady just gave us the sauce in the simplest form. Thank-you

  • @nkosanamsibi7182
    @nkosanamsibi7182 Před 5 měsíci +7

    Great video, ❤ from South Africa

  • @myaccount9498
    @myaccount9498 Před 5 měsíci +3

    Another great video thanks 💜

  • @hughjackson218
    @hughjackson218 Před 5 měsíci +4

    Quality video. Subscribed.

  • @kimrodgers692
    @kimrodgers692 Před 3 měsíci

    Premium bonds? Is that a UK-only thing? I’ve not heard of it. I’m in the US.

    • @TheMummyBubble
      @TheMummyBubble  Před 3 měsíci +1

      Yes it’s a UK thing - kind of like a savings lottery but your money’s protected

  • @frenchfruga4851
    @frenchfruga4851 Před 5 měsíci +3

    Good evening vicky ! Material wealth or poverty start in our mind , if your brain is ill , you can't accomplish something , the first thing to do is reading positive psychologic's books , i found it this week , golden books
    It only takes just one thing to win a lot , for instance , let's talk about jk rowling. Did she realize that she would become a millionnaire by publishing one book about harry potter after being in poverty at 25 years ? And becoming one of the most richest women in the world ?
    By the way , you must know our french singer edith piaf died in 1963 , did she realize that she would be the french iconic singer around the world and everything she would bring to french industry decades her death ? Remember the movie " la mome " and her actress marion cotillard who won an oscar , one book , one song may give you " la vie en rose " 😊
    My salary has been increasing from 1600 to 1800 euros , so i decided to invest those 200 euros in hight funds for my new wealth insurance 😉

    • @TheMummyBubble
      @TheMummyBubble  Před 5 měsíci +3

      I agree a mindset shift is so important. We need to have positive thinking that we can try something new and change our situation with a little hard work!

  • @jodieupton4000
    @jodieupton4000 Před 5 měsíci +2

    Great video. I love your top. May I ask where you bought it?

    • @TheMummyBubble
      @TheMummyBubble  Před 5 měsíci +1

      Thanks so much! I love this one too, it’s from Hush from about 3 or 4 years ago xx

    • @beautifullifesageg.3951
      @beautifullifesageg.3951 Před 5 měsíci +1

      I was just thinking the same thing! The content is so valuable…yet your top is beautiful! ❤😊

    • @goku.lc80
      @goku.lc80 Před 5 měsíci +1

      The video is about savings 😂😂

  • @felipeyanez7786
    @felipeyanez7786 Před 5 měsíci +1

    Bitcoin sci-fi for many people.

  • @x0cat711
    @x0cat711 Před 5 měsíci +19

    I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year.. Investment should always be on any creative man's heart for success in life

    • @wells7147
      @wells7147 Před 5 měsíci

      You're right, with my current crpyto portfolio made from my investments with my personal financial advisor Stacey Macken , I totally agree with you

    • @arktom7335
      @arktom7335 Před 5 měsíci

      YES! that's exactly her name (Stacey Macken) I watched her interview on CNN News and so many people recommended highly about her and her trading skills, she's an expert and I'm just starting with her....From Brisbane Australia

    • @Georgina705
      @Georgina705 Před 5 měsíci

      Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 12 grand weekly and this has improved my financial life

    • @domenez
      @domenez Před 5 měsíci

      This Woman has really change the life of many people from different countries and am a testimony of her trading platform .

    • @ivar766
      @ivar766 Před 5 měsíci

      Wow. I'm a bit perplexed seeing her been mentioned here also Didn't know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super

  • @kinggeoffrey3801
    @kinggeoffrey3801 Před 5 měsíci +2

    It's amazing what £100 a month can do over a few years. Even if you can only afford £10 a month, start saving and investing.
    For me it's more important than a pension.

    • @donaldlyons17
      @donaldlyons17 Před 5 měsíci

      Well and you think these CZcamsrs are busy saving only £100 a month? Yeah the best way to grow wealth is to sell stuff through a lifetime!!!! If their arguments worked why do they have views?

    • @TheMummyBubble
      @TheMummyBubble  Před 5 měsíci +2

      Yes so true, it's all about being in it for the long run. It's not glamorous and flash, but it works.

    • @kinggeoffrey3801
      @kinggeoffrey3801 Před 5 měsíci +1

      @@donaldlyons17 everyone has different goals. Everyone has different financial responsibilities. That's why you have to do what's best for you.

    • @donaldlyons17
      @donaldlyons17 Před 5 měsíci

      @@TheMummyBubble Girl you know the amounts that are small lead to smaller outcomes.... There are reasons people who have and make a lot of money compared to most can grow their channels faster than others....

    • @OneAndOnlyMe
      @OneAndOnlyMe Před 4 měsíci

      @@donaldlyons17 I use same strategies and it's worked for me. I am wealthy now, I don't worry about money anymore. I can literally live of my passive unearned income.

  • @danmeck5978
    @danmeck5978 Před 5 měsíci +1

    Bit coin 😢

    • @TheMummyBubble
      @TheMummyBubble  Před 5 měsíci +2

      It's a risky investment and one no one should embark on without their eyes properly open to the risks. The crypto industry is rife with scams as well. That's why I've invested with a proper platform and only what I am happy to lose, which isn't a lot!

  • @emilybrowno
    @emilybrowno Před 5 měsíci +3

    Video Editing is too low 👎👎👎👎
    Edit the video in a good style.
    Add nice b-roll animation when you are speaking or explaining something. This will increase visualization.
    Put proper subtitles, effects, transitions, and colors in the video.
    Insert the B-Roll (footage and animation) very well because it is absolutely low in your video.
    Do all this and then see how the video doesn't turn out good.🌰

    • @TheMummyBubble
      @TheMummyBubble  Před 5 měsíci

      Thanks for the feedback!

    • @jessicamillerr
      @jessicamillerr Před 5 měsíci

      If someone says that video editing should be enhanced then I also vote "yes" 🍒

    • @laurendavisa
      @laurendavisa Před 5 měsíci +1

      No, only they should take this decision. 🧄

    • @madisonmartinezz
      @madisonmartinezz Před 5 měsíci

      In my opinion, more attention should be paid to subtitles, transitions, effects and B-Roll.
      I mean do subtitles, transitions, effects and B-Roll properly. 🍋

    • @mariagarciab
      @mariagarciab Před 5 měsíci

      You guys are saying this today, right?
      I have been saying this for several weeks now that you should improve your video editing. 🧅

  • @BUY_YOUTUB_VIEWS_d0dd115
    @BUY_YOUTUB_VIEWS_d0dd115 Před 5 měsíci +9

    Your energy is unmatched.