HOA'S Are Ripping Homes Away From ALL These People!
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- čas přidán 9. 09. 2024
- The unsettling reality of Homeowners Associations (HOAs) ripping homes away from people is illustrated by numerous stories of homeowners losing their properties to foreclosure due to mounting fines and liens. Our video delves into these cases, including those of active-duty military personnel, revealing the significant power HOAs hold to impose fines, file liens, and ultimately foreclose on homes. We discuss the increasing prevalence of HOAs in the U.S., where nearly a quarter of the population resides in community associations, and the lack of national regulation governing HOA practices. The video sheds light on legislative efforts in Colorado aimed at curbing these practices and the ongoing challenges faced by residents. Join us as we explore the impact of HOAs on homeownership and the urgent need for reform.
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@@KristinaSmallhorn it's a racket. It should be illegal. It's one thing to collect dues for property upkeep but they've created arbitrary bylaws that are against fair housing laws.
@@KristinaSmallhorn No ! You have given them the power by not over seeing what they are doing !!! All HOA rules can be Amend by the homeowner on with collective votes... and that one of the problems, how do you get homeowner to vote for the community and not there personal agenda
@@richardadams6988 thank you for giving your input.
@@KristinaSmallhorn yes
Yes, I believe that HOAs do have too much power. Same for condo boards. My cousin was prohibited from planting a vegetable garden, but not prohibited from planting flowers or any other non-edible plants. My condo board mandated that my curtains be of a certain color within their "pallet" of colors. Even the color, or shade, of glazing in our windows were controlled by them.
HOAs should be illegal if they have that kind of "power". Getting "evicted" and having your house that you 100% pay for sold from beneath you should be COMPLETELY ILLEGAL.
umm, no. Try not paying the property taxes that you owe on your 100% own house and see what happens when the govt notice that. Just because HOA is not for you doesn't mean that it should be illegal for others to want to belong to one
@@tuan2u You're comparing TAXES to a group of appointed bottom feeding worm level thieves. Enjoy your HOA. What's that famous P.T. Barnum quote hmmm 🤔
@@marcus_b1 If you owe money, you owe money.
@@tuan2u Still a NO to HOA and not paying your taxes is just dumb
I avoided real estate with HOA's.
My property is controlled by yours truly.
I will never understand how a HOA has that much power over someone else’s home
People agree to it, crazy
@@joedennehy386 Yes, they signed the contract and agreed to the rules.
Because it’s not there home, you renting to have it on there land, don’t pay the fees, they claim the home to cover the fees 😳🤦♀️
There needs to be new laws that restrict HOA from abusing ppl.
@@hungp.8191 then vote blue.
HOAs should never have had the power to foreclose.
@@cmackscott761 Then people won't pay
@@deebrown7160I can see HOAs going the way of Unions in the future.
The HOA are the management companies working for the landlord owners of the land who subdivided it so that they could rent the land.
A double whammy - buy land - force the renter to pay for your building on your land that you then rent to them and control and can boot them off for Pennie’s on your mighty greedy dollar.
Greedy corruption.
GEEZSH!!! -- please come buy just my house but you can’t get my land that it’s on and please come just rent the land from me for the rest of my life !!! In the next 5 years I will find a way to boot you and get the house back - so that I can do it all over again to somebody else!!
JEEZ - I MEAN , JUST IMAGINE!!!
SEE THINGS IN THE TRUE LIGHT
NOT their twisted perspective of manipulated advertisements.
@@deebrown7160 Sue and garnish their wages. Lien on properties, plenty of other ways to get them to pay
@@deadcell1 unions are actually useful, get real
residents need to come together to vote to disband the HOA.
Not as easy as you think, especially in apartment style condos. No one makes anyone e live in a hoa or coa. The owners can change the rules if they band together!
@Theaterbuddy717 I am talking about single family. And even in condos you can do it. By replacing it with another HOA formation
@@sunso1991 Or a non profit entity. People don't need exorbitant fees, they just want sanity.
Many older condos have one water bill for 100s of units. The pipes are not separate and would costs millions to re fit the buildings.
@@Theaterbuddy717people definitely have to live in an HOA.
In many places no other reasonable options are available
Unfortunately, I live in an HOA. They are hard to avoid where I live. My neighbor parked in front of my house for a few nights. I got a letter about it. Told HOA it wasn't our car or belonged to anyone associated with our house and asked violation removed from our account. HOA asked whose car it was. Told them I didn't know and asked again if violation had been removed? They said, "We do not have the plate run back yet but have resolved the violation." They can run plates?! Looking forward to moving.
Wow
😮
Yikes!
What's wrong with that? It was a potentially abandoned car in front of your property which you were just ignoring. Somebody has to deal with it if you won't.
@@GillAgainsIsland12 sshhhh. Stay. Stay. Ssssshhhhhhhh.
It so disgusting to have to fight so much to just survive in life. This country is a mess.
What are you doing to better it? Elaborate
AGREE!!!
@@samkurz 1776
100%. In the book The Nordic Theory Of Everything, the author talks about moving back to Finland from the US because of her cortisol levels from the constant hypervigilance looking for the metaphorical knife behind every back. Every single aspect of life is a traphole-riddled wringer.
This country is the way it is because of the greed of the white man, and it's not up for debate
Told my agent I will not even look at a house with an HOA. NO!!!!
HOA's need to be outlawed or limited
I can see these operations going by the wayside…nobody needs an HOA. Why live under the guise of those who may have a personal agenda that will do damage to your life? Doesn’t make sense at all. How much does it really cost to live in these conditions?
No, no they don't. If it is not for you, fine and don't tell me how to live, tx!
Why? Just don't buy into one. No one holds a gun to anyone's head and forces them to buy a house with an HOA.
@@Theaterbuddy717 You want to tell other people how to live and then ask someone else that.
@@redlikewineagain697the house could be someone's dream home or dream area and you're saying that someone should have to give that up because of the ridiculous rules of HOAs
Living in an HOA is like being on parole for the rest of your life.
I couldn't imagine paying someone to put restrictions on me.
Isn't that the government?
Democrats love this stuff they can't get enough of it
@@garysgarage.2841I wonder which party’s members are more likely to live in HOAs…
I’d guess the elephant party, but maybe it is the donkeys…
@@SigFigNewton Either one most people don't realize exactly what they're getting into. The real question which one is more likely to leave an HOA and which one is more likely to adapt and become the Karen.
@HomestarCrawler, now that you meantion it...
Nobody should be allowed to take anyone's home from them... especially an HOA.
Never in a million years would I live under an hoa. No house is worth it.
Amen
Try finding a home that is not in a HOA.
@@Omar_Zazzle Its easy, buy in older developments
@@Omar_Zazzle we’re in one now. They do exist
@@pre1980carsMy brand new home back in 2001 was the only subdivision that didn't have a HOA. Many new developments on that block.
In 96 my mother worked for $11 an hour 50 hours a week and was able to get a 48k mortgage on a 1600sqf home from saving $200 a month for 2 years.
Now I make $21 an hour 55 hour work weeks and... I live paycheck to paycheck in Lowe income government assistant housing because renting anything else would eat 2/3 my paycheck. I'll never afford to buy a house
I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Abby Joseph Cohen. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000 and hoping to payoff my house ahead of retirement. If I can do this in a year, anyone can.
@@MerissabadeI know this FA, Abby Joseph Cohen Services but only by her reputation at Goldman Sachs; even though she's now involved in managing portfolios and providing investmnt guidance to clients. I have been trying to get in contact since I watched her interview on WSJ last month
@@MerissabadeHow can i reach this Abby Joseph Cohen, if you don't mind me asking?
@@ReximaPaulysWell her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Abby Joseph Cohen. I am at $128k right now and LOVING that you have to bring this up here
the fact that an organization tells you you can’t plant your own food is reason 1068 not to live in an HOA and pay monthly to give up your rights.
people vote there rights away all the time. The next big thing is our 2nd Amendment.
Well, of you bought a house and promised to not to plant your own food, which you did promise that when you bought the house, you can't plant your own food.
@@rcampbell4967 sure, and that is why we would never do that. I have no issues with peoples doing whatever they think makes them happy… even if it means they live in a community where everyone looks the same just like their homes. To us freedom is everything and something as essential of growing our own food in the garden or having our own chickens is essential… don’t folks remember lining up for toilet paper during Covid? Is a pretty lawn worth that? lol
@@rcampbell4967why does a vegetable garden be disallowed if not visible by neighbors?
@SlavGuns Then don't buy a house in a neighborhood with a HOA bylaws which prohibit gardening. It's really that simple. Don't think you're so special that you can buy a house and expect everybody else to cater to your needs.
Two major things I HAD to have when looking for a home - NO HOA and not in a flood plain.
Agree!
Same here
Vegetable garden attracts rodents and other animals. That's the reason they aren't allowed
And flood plain better than hoa
I sleep better in a flood plain
1) Property Taxes, HOA Fees, Condo Fees, Overpriced homes, are making hard working taxpayers lose their only property (Home, Condo). How can it be legal to suddenly raise Condo fees and HOA fees by 40+%. 2) How can these crooked tax assessors be allowed to overvalue someone's only home by hundreds of thousands of dollars, when they are not investors and those homes are their only child hood homes. Many areas are becoming like Detroit and Mississippi - desolate and empty as the working voting taxpayer is continuously fleeced. The vile municipality tax assessors are getting multi-year promotions using Tax Payer dollars because these tax assessors ARE Overvaluing people's properties to bring in money to the municipalities. They don't care that people end up homeless (many veterans and elderly affected) or their home comes into foreclosure because they had to borrow against equity and credit cards to try and pay their property taxes or HOA or Condo fees. Just shameful an HOA can put a lien on someone's home for as low as $100.00! Where are all the State representatives to put a stop to this madness?
The point is it's legal. Nothing legal is lawfull.
@@ophidiaparacleteum…
You forgot Homeowners Insurance too. They are going way up.
Let the chinese invade
I live in Mississippi. 12 acres, 2 ponds, an in-law suite, 30x60 steel barn. $80,000😂😂😂😂😂😂😂❤😂😂😂
"Desolate"
have a relative who lives in HOA, and when she fell and broke her arm they tried to fine her for leaving trashcan out too long. She's elderly and it was winter in the Northern states, and she lives alone. She always helps her neighbors, some who are younger than 40, but no one was there for her and the HOA local board didnt even step up to help. They need to add a clause/rule that they assist a neighbor in time of need like that. it was ridiculous. It also says a lot about where we are as a society.
@@JustMe-zk2wh wow! We help out our elderly in my HOA community. Our monthly newsletter even put a reminder in it just for that.
Not worth it move out of the state
When I moved to Florida in 2014 I was told by people in the know to buy a home outside of an HOA community.
Here they call it Deed Restricted.
I can skip cutting my grass for a week without fear of losing my home
Isn’t that so sad that it can really lead to that?
Glad I don’t live beside you
I didn't cut my grass in 3 weeks because we haven't had rain in a while. My neighborhood has banned HOA.
Our neighborhood never had an HOA, but years ago people from strong HOA neighborhoods moved into our neighborhood, and have tried and tried to create a HOA. We all told them, “if you liked the HOA so much, why the heck didn’t you just stay where you were?” They replied, “We moved here for the bigger yards” 🙄
Bigger yards 🤣🤣🤣, no, you moved here because you weren't allowed to plant anything in your yard
I will do my level best to NEVER participate in an HOA.
Much safer to rent
Same here. I live in an area with no HOA and I can paint my house pink with purple pokadots if I want to and no one can do anything about it. (Don't worry, it's actually a dark green with white trim and I've had neighbors tell me that they think is looks great, but you get the point.) When you pay so much for a house it's really galling when others tell you how they think it should be. It's none of their business; unless you live in an HOA, which is why I never want to live in one.
@@Bella-gj6wc that the problem
@@valeriestevens5250 that great !!! And I don't want to live next to you ... hahaha Hahaha
@Bella-gj6wc Trust me, you won't need to
HOA’s should not exist. Home owners are not children that need to be monitored and kept in check. I don’t live in an HOA, but if a neighbor doesn’t cut their grass, or keep their property in shape, we just call the city. The city cleans up and adds that cleanup fee to their property tax. Of course warnings are given prior.
You'd be surprised how unkept some people keep their property unless forced to clean it up.
Sadly, home owners often act like children and need to be monitored and kept in check.
Think about it; what “violations” could they issue fines for if home owners didn't violate the rules?
@@VideoArchiveGuy 100% you vote blue no matter who.
I live in a 55+ community HOA in PA and the new rules keep coming. Very discouraging !! My mom lived in one where you could put up white xmas lights only, and have white backed curtains only. Many other ridiculous rules to mention. HOA's shouldn't exist at all, that's why we have city ordinances.
oh lord all those white lights, only, would have just pushed me over the edge
I lived in A non-HOA community in St Pete. Some of problems you talk about in terms of junk cars, parking on lawns, boats in the street were managed by city codes. The code enforcement in St Pete is pretty rigorous. No HOA mafia needed.
I work for a company that does the accounting for HOA's. One case caught my eye. A homeowner with past dues totaling 9k+. They tagged on another 9k charge just from lawyers fees.
as they should
@@tuan2uoh wow
If I was going to lose my home over 1500. The bulldozer would be turning my home into matchsticks and the HOA could deal with the cleanup.
Years ago, before indoor air conditioners my HOA didn’t allow window air conditioners! The air conditioning wasn’t strong enough to cool the bonus room over the garage. Even when proof of the high temperature was presented to the HOA, they didn’t allow the air conditioners. This made the rooms unusable in the summer. Eventually, I sold the house.
They think having a window air conditioner makes you look too poor?
They’re generally terrible people
My first home was in an HOA-managed community. I bought the last unit available in that community, and I had no idea the problems I would have with the HOA. The woman ... one of my neighbors, had been in the position of president of that HOA and boy, was she ever a real PRIMADONNA! You could call her the "Central Scrutinizer". The problem wasn't the HOA rules, ... it was how she interpreted them and applied them. She ticked off a lot of people, but I couldn't understand how she kept on getting re-elected. Some of my neighbors suggested that I run for the position, so I did. I didn't get enough votes for the president's position, but I did for the Vice-president's position. Apparently, not many people got involved with electing people for the HOA, and didn't attend the meetings. They did however, find the time to complain. I was able to shackle this president somewhat and keep her within acceptable constraints. It was a very nice property and it was being kept up. I could only image how bad it would have been living in a community without an HOA. I think that the bottom line is homeowners in HOA communities MUST be involved with the HOA voting process and come to the HOA meetings where they can voice their opinions and disagreements. Some governmental oversight seems like plain common sense.
"You will own nothing and you will be happy about it!"- Klaus Schwab.
EXACTLY
No
Yes Exactly
Why would anyone ever buy a house and let other people control what you can and can't do on your own property, and you pay these h.o.a. fees to let it happen. Does this make sense to anyone ????
@@thetripod7 because they are smart !
They likely rejected your payment as a game, and continue to do so, so they can then put a lien on your property.
Sounds like your new management company has more games than Milton Bradley.
Whenever an institution of any kind figures out how to fleece their customers they will. Every. Single. Time.
There's absolutely no need for them. I live in a very nice, quiet, and clean neighborhood with no HOA. Everyone takes care of their property and they don't need anyone bossing them around to do so. We enjoy our vegetable garden and if we go on vacation for 2 weeks and the grass gets overgrown it's not a problem because we get to it straight away when we return. That's how everyone is around here.
Like minded people will find each other. Find neighborhoods where people take pride in ownership and their neighborhood and everyone governs themselves correctly. Maybe if a slob does move into the neighborhood the other neighbors can gather to see if there's anything they can do to help maintain their space, volunteer to mow or help fix the fence. Sometimes people fall on hard times and genuinely don't have the means whether it's money or manpower to get things done. They may be too ashamed to ask for help. If we took care of ourselves AND watch out for each other when needed HOAs would be deemed completely unnecessary.
There are plenty of neighborhoods like mine that are well managed by the people themselves and not some board members. HOAs are for the paranoid...with extra money to blow.
Absolutely, I agree!!!
Paranoid? With extra money to blow? Yeah, right. That's fine if you want to live like you do but don't dictate how everyone else should live. You don't like rules but then want to put a huge rule on it to ban it completely? Makes no sense. Live and let live.
@@redlikewineagain697 Yes, I said what I said. If you are paranoid and have extra money to blow no one is trying to take your security blanket away from you. Go live in an HOA and calm down.
Facts! Allll facts!!!!
Don’t forget, for many, HOAs and “gated communities” are to “keep the poors out!”
The states need to make a law to get rid of hoas.
NEVER NEVER move into a house that has an HOA
Don’t you think most ppl would if they could afford to?
@@Iluvpaws_1absolutely, most people would avoid HOAs if they could afford to
@@seattlerain4809 the average non HOA around here is over 500k. Being a real property owner is expensive
... until your two next door neighbors decide to paint their house pokadot or fly a F word flag on their property to pull down the overall value of your house. Or, decides to park 4 cars on the grass. Or, turn their house into an airbnb with all kinds of strangers, with no stake in the neighborhood, partying it up into the wee hours while you are trying to sleep. Or, decides to not cut their grass regularly or all kinds of other stuff that costs your house value to plumet
Agree. People move into Hoa because it’s a beautiful neighborhood then decide they don’t want to follow the rules. Hoa is a choice, no one forced to live there. Go live next to the neighbor that doesn’t paint their house and parks in their yard.
States should have never passed laws allowing HOAs to force a foreclosure on home owners over past due fees and fines. They should have allowed liens to be filed that would have to be paid off when a home is sold. HOAs also should not be allowed to charge excessive interest on past due amounts.
My HOA didn't even follow their own rules when I forgot to pay, they supposed to inform me in writing, before taking legal action, they went straight to legal, as soon as the grace period was passed.
Then you have a legal leg to stand on
Passed on the thousands in legal fees to you.
Judicial process should apply to all owners, not just the military. No HOA should be allowed to sell your house from under your feet without due legal process.
Homeowners Associations (HOA) were originally called Protective Covenants in the early part of the 20th century and their purpose was to enforce racist Jim Crow segregation laws. So if you had a housing development and you wanted to make sure that no blacks, no Jews, no Mexicans etc. moved into your area the Protective Covenants were there to keep specific groups out. Over time sensibilities changed (a little) but the power of these extra government organizations did not. They are governments within governments which you agree to when sign those papers to buy that house. No house is worth living under control of people like this; you're essentially renters with none of the protections of renters but with all the financial liability. That's who these people are, just don't do it.
That's exactly why these HOA associations are backfiring on these racist plantations😅😂
Exactly
@@lashlarue59 this is not true
@@lashlarue59 Wow, that's exactly what I thought since they act exactly the same as the gov!!!
@@TheCatholicGirl It is true
It is illegal to file a UCC1 Lien against someone’s name and property unless there is an actual bonafide crime. Commercial infractions are not actual crimes. They are civil in nature not criminal.
Sue the HOA. Also, if a HOA starts contracting you for a presumed debt, do NOT ignore them. Return a reply using certified mail within 21 days and dispute their claim and force them to prove their claim. If they fail to prove their claim in writing and in affidavit form under penalty of perjury. If they fail to prove their claim then there is no claim at all.
HOAs are one of the worst things to happen to housing
Well, investment firms buying single family homes is neck and neck
I am so happy to hear about Foreclosures for HOA. STOP BEING SO WEAK...DON'T MOVE INTO A HOA "FOR NO REASON. "
Why don't more people organize themselves and disband these HOAs or at least stop them from raising fees every year? I just saw a single family property with an HOA fee of $200 per month. What on earth is all that money for?
Your funny Willie my dues are $225 per month and by far cheapest dues in Anaheim hills. Ive seen dues in the $600 month range in my town. And over $1,000 if you have guard and gate at the entrance
@@seattlerain4809
You can drop the word “Near”
When preceding the word “Unanimous” just like in America there is no democracy where the majority rules and the minority has to go along with it. It would take 100% agreement to form an HOA or dissolve one.
The breakdown is in the approved budget. Reserves, common area expenses like water, sewer electricity yard work, snow plows, legal fees, cleaning, etc.
$200 per month is actually quite low right now for many places! But yes, it only goes up.
@@SlavGuns For a high-rise condo or townhome maybe. But for a single-family neighborhood, that is absurd.
Never have never will live in an HOA - I can't imagine giving someone power over my property.
This is how people get murdered.
Its not the law, it's the Judges that's the problem and eventually there will be boycotting because no corporations should be allowed to own all of peoples places to live and have a monopoly on home ownership. Americans have a right to own their own homes.
Here in San Ramon, CA, HOA keeps sending notices to repaint the house or gate or fix the roof. But they ignore Redwood trees leaves visibly accumulating on our roof causing nest habitat for geese and also potential fire hazard. The trees belong to them and keeps on ignoring them because it’s their expense not mine.
My number one rule was no HOA when I bought my house in Las Vegas in 2014..
When we were home shopping, a couple realtors told us all we could get was in an HOA or a condo..I told them I'd live in a tent first, We did find a home and NOT in an HOA
@@winniethepoohandeeyore2 it’s always about determination
@@alexanderchenf1 Yep
I've heard that HOA liens are in 1st position, over mortgage company. That is so wrong, and a big scam to steal properties- it's criminal.
Bunch of crooks. You are so kind & patient Kristina! Keep the paper trail going, may need an attorney to draft something to get your funds back.
They are the most steal money and lie on you.
No HOA for me ever. I will never live somewhere that already has one. They can pay me 500K a year to live in one. I am not paying someone to tell me what to do. That is called being an employee and they have to pay me to do so. No way will I ever need to worry about being evicted by some group that has not paid a dime to a house I am paying for. Also unless they are taking care of all the outside things like the lawn and pressure washing of the house they can stuff the monthly fees for absolutely no benefit to me.
you are just a deluded renter if you live in the HOA.
they can levy fines on you, coerce your behavior, evict you, sell your house, collect monthly fees.
you have no right to even decorate your house or landscape your own lawn without permission.
thats not home ownership. thats a renter with a mortgage burden
I've lived in an HOA home for the past 13 years. Not one fine or warning in those years. What you spew are outliners exceptions, not the rule. I would guess that over 95% of the people living in an HOA community have never faced a fine. The ones that actually end up getting kicked out, if you look at what they did, you would more likely than not, side with the HOA.
I echo the poster above. We have lived in a detached condo for 18 years.
No fees or warnings etc in that time. Most of our neighbors have been here for the same amount of time (or longer) and love it here. If any of us want to change a bylaw, we would vote to do so. We are the ones who agree to the bylaws and the management company (that we hire) enforces them.
And 99% of HOA will not foreclose on your condo unless you were severely behind on dues and have not been in contact with them.
One homeowner in our development was a year behind on their condo fee that was $350 a month at the time.
The management company sent certified letters, emails, phone calls and eventually took him to court to place a lien on the property. They didn't foreclose on him. Instead, he would pay the lien when he eventually sold the house. I don't think that is unreasonable.
Try not paying rent for a couple months and see what happens.
When I was looking to buy a house, I made sure never to look at anything with an HOA. I have known enough people who suffered through dealing with the condo commandos at their HOA that I never want that. If I want to pay for a bunch of crazy rules, I'll get a landlord. At least I can always move out at the end of the lease.
And the high percentage of HOAs in Florida are one of the things I always disliked about that state. My thoughts, AVOID AT ALL COSTS.
And this is why I hate HOA I would rather live in a slightly older home with no HOA in an older neighborhood
How about passing HOA must follow the constitution
If my home can be taken away from me if I don't pay my mortgage or property taxes if I fall on hard times then why would I want to add one more thing to my monthly liabilities giving them one more reason to take my home.
Unfortunately, this is what happens when government abdicates its responsibilities, privatizes them, and passes laws that allow house theft. I live in a sunbelt metro area where everything built since the mid-1970's has an HOA (which is so mrruch as to say that there is no real choice to avoid them). I have seen terrible abuses over the years. HOAs shouldn't be allowed, but there seems to be no way to get rid of them... even simply going forward with new construction. It's the price we pay for living in a non-free country where people hate government and government hates people.
I would rather live next to a junk pile in the yard, than live in an HOA.
The junk pile might be an eyesore, but it doesn't tell me what I can do with my own property, or fine me, or try and evict me.
I use to live in a HOA but foreclosed. Today, I live in a nice neighborhood that is HOA free for several years and am never going back.
Thank our law makers for making this possible. No oversight. None! Or they too are 100% complicit.
I am a MAIL CARRIER for USPS and I had a subdivision that was an HOA and I told my husband all about HOA and I told him it’s like living with your parents and there RULES 🤣 and he said NO ITS WORSE you can only have 3 cars you have 4 Colors to choose from to paint your house and many more RULES and the HOA jeopardy going up $$$$$ so no we like our home with the view of many acres of vineyards it’s peaceful and lots of privacy 👍❤️🍷🇺🇸 we live in Northern California 🌴 and in the cities closest to us they maybe have 2 HOA there really is not many HOA’S. It’s my understanding that people think that living in an HOA community is safer 🤣😂 and that is a joke 🤣 when someone does not have the code to open the gate all they have to do is sit there wait for someone to open the gate and they drive in behind the car that opened the gate ITS VERY EASY or they can climb over the fence so in the end they are no safer than someone not living in an HOA 🤣😂🤣😂 the people on the board LOVE THE POWER/CONTROL ….
Don't buy no house with HOAs the whole game is to take your home and sell it and make tons of money 💰
Growing up I always wondered why my family chose to live in the country...20 miles from civilization...now I know...
I get having HOA standards, but why pay monthly dues if there are no common areas? And the law should never let an HOA foreclose on a house. Cities won't build new parks because they expect HOAs to build and maintain the community. We are living in the upside-down folks!
I lived in a HOA once and hated it. I sold and bought a property in the country. Very happy with the decision.
Living in the "woods" are always better than living with weirdo's"
I was in an HOA once. Never again. I hung a pool towel on my fence. Immediately some busy body HOA fined me. Then each home owner was assessed $2000 to settle law suit for an irresponsible parent who let their child drown in a lake. Only 5% of residence lived on the lake. Parent should have been arrested for child abuse. That child almost drown in someone’s pool earlier. Not sufficient insurance after all fees paid. Tennis courts were not taken care of and we never used other facilities. Can’t commit. We were military at the time. Call city for code enforcement. Condo’s have same rules and worse.
Why did you hang your towel on your fence if you knew it was against the rules, a complete set of which were given to you at closing?
@@VideoArchiveGuy I didn’t. It was not written in by laws. It was after I did it maybe.
@@VideoArchiveGuy That is an asinine rule hanging a towel on the fence. What harm is that causing? and please do not tell me that it is "DeVaLuInG tHe pRoPeRtY" you absolute muppet.
Reason #75,000 why I would never get another HOA. My first house was pre-construction so it had an HOA. No major issues because I only lived there 5 years but I made sure when I relocated that my current and Lord willing forever house was/is NOT AN HOA. That would have been a clear deal-breaker! 👋🏼🤨✌🏼
Nope - I went out of my way not to get into an HOA - Florida has crazy rules!!
I have one that’s happening right now, my husband and I inherited my parents Condo after they passed, we lived here for 10 years and we love it, we got married in front of this fireplace in 1979. Our board has had excuses to not fix the outdoor sewer pipe 2 times, costing us over $1000.00. We replaced 5 sliding glass doors, because the doors from the 1970’s were letting in too much cold air. We picked color beige, they had 3 windows replaced when President informed us we had to send them back to be painted bronze. $5000.00 more out of our pocket. It gets better! 18 months ago we had a leak in the flat roof area, they refused to pay for a tarp. $500.00. Now claiming we have no money in the account to fix our roof, $33,000. What a nightmare, we just purchased a home with no HOA, going to cost us over $ 100,000 just to move from here.
@@kbooth249 yikes!! 😱
I lived in High end Lake Community. We didn't have an HOA the Town Council ran everything smoothly. The community next to ours also was high end but they had a POA and I walked with 5 -6 of them every morning one was the POA president she carried a Note pad with her as we walked and took down infractions. I said to her I am Glad I don't live over here you are Ridiculous of course she wss offended but as I pointed out to her how petty and trival SHE was being it gave her neighbors the courage to talk to her about it. She remained her term and then quit. I understand the benefits but I would Never live in one simply because when you buy your house NO group of people who Aren't makkng your mortgage should have the Power to take your home.
Sadly it is people like her who are drawn to serve on HOA boards. Power is a disease and control needs can easily grow to mammoth proportions. We have twice gone to the mayor of our small town about HOA over reach. Unfortunately while he calls our neighborhood a black spot on an otherwise wonderful community, there is nothing he can do. I've tried to organize some neighbors to change things with our HOA but they each have a different pet peeve that has taken on the weight of a survival need.. Some are rabid about lawn statues, others hate to see a child's bike on the lawn or someone painting a book case as a weekend project. Bless you for speaking out.
If that was my home being stolen by a HOA then every member of the HOA will find themselves without a home too 🔥
I am glad that you are bringing the calamity of HoA to light, what should we do about it in addition to sharing the stories?
This is something making me look away from new construction, they all have hoa.
I will live in a tent before I buy a home with an HOA !!!
Me too I totally agree.
That’s the problems these days. So many people in the supposed “land of the free” are quite happy to prohibit someone from living within their means. It is so immoral. In order to be a freedom lover, you have to love someone else’s freedom. Americans hate freedom despite all the lip service to the contrary.
Provide someone with a tent and you will have my respect
Imagine paying off a mortgage. HOA has the power to foreclose and force
home owners out😢
When I was buying my house I told the realtor to not show me homes with hoa. The leeches won’t get a single penny from me.
So wonderful to know there is protection for our Military Service Members related to HOA .
Evicting a service member is the highest form of evil
Thats for sure.What a pack of mongrels.
We are in FL and kinda going through something like this at the moment. They didn’t say anything to us until last week and we were trying to do everything we could before asking family for help. $1,200 turns into $8,000 pretty quick.
THIEVES..
All new sub divisions should be one level homes without HOAs.
When you give a little person a little power it goes to their head like strong drink.
@@diydiva3190 isn’t that the truth!!
What kind of trainwreck has the country come to, where a home owner's association can seize your home for unpaid, made up fines and fees? Why stop there? I am so surprised as to how they haven't come up with the tactic of seizing and liquidating bank assets, 401K retirement accounts, Stocks/bonds, pension/social security benefits!
That's why you should NEVER EVER buy any type of HOA's properties EVER!!!!.... I NEVER will!!
Bit of ad advise..do not enroll in auto pay for your HOA.. pay on-line....if they change management companies, they don't call you.. and if you don't read your mail, you can easily default
I would never live in an HOA community. Nobody is going to tell me what to do on my own property
I would buy an older home without an HOA.
Thank you for the information. 75 million people live with a HOA. Says more about them than the rest of the population.
To much power....
I remember being in the beginning stages of my relationship with my ex some years ago. Shed lived in the same townhouse for almost 15 years. I was always grilling her about financial responsivities as she really wanted to get married some day. One day I noticed there were stacks of opened envelopes on her coffee table that had HOA on them. Being nosey, I looked at one. Her HOA fee was $150 a month and she was FIVE months in arrears. I went to her immediately and asked her about the letters and why she hadnt paid them? Her response? "I keep meaning to , but I just havent gotten around to it yet". I said, "Did you know if you have a bunch of A--holes heading your HOA they can put a lien on this house??? Her jaw dropped...she had no clue and did not have the funds because she'd just paid to have her kid placed in some private school. I ended up paying her overdue fees for her. She didnt even know who the head of the HOA was? Ridiculous
Never will purchase a home in an HOA community.
Id rather live in a tent, than buy a house in an HOA community. Too much power is an understatement.
There is an HOA in Florida that is still saying due the the Huffman language in their bylaws, they can still not allow you to park your truck or SUV in your driveways.
Here in America I would never live in a HOA. There is no way I would allow an organization to have that kind of control of my property.
Thats bullsh.... that homeowners association needs to be sued and sued for a lot. This man was serving for his country.He shouldn't have been charged in hoa
HOA’s are a superb example of how Nationalism and Socialization works. Know, this is the direction America has been going in since 2003. Eventually all homeowners nation wide will be under HOMEOWNERSHIP or RENTALS (that will carry the same rules). So vote responsible folks.
Yes & they enforce it with their restrictive consticting Stassi Solicialist rules.
I thought HOA"s were run by the neighborhood you know neighbor working with neighbor.. sounds like hedge funds run them.
HOA's in this state ( LA) aren't even real HOA's until a year and day after the last home is sold. The contractor's vote counts for 51% and if he is OCD about having all the properties look like model homes....You can get harassed to the point madness. Our contractor control the HOA for almost 20 years. In this economy you can expect the same , especially on large developments.
HOAs eventually get turned over to the neighborhood but most can hire an outside company to handle things. It makes managing the HOA easier but also they don't have much compassion rules are rules to them. I currently serve on my board and it is hard to get volunteers to want to serve as well so another reason they hire outside management companies as well.
Demographics make a big difference.We have a very bad case of "wilful blindness" in our community complicated by a campagn of fear and propaganda.The latest is that we MUST have property management and an HOA by LAW...or get this...PAY DUES TO THE CITY. Amazing yes? I went to the mayor and informed him of what was being said and he of course denied he could have anything to do with us. He had been approached on several occasions by residents because of over reach by the HOA/management and felt the community was a black spot on our cheerful little town. It is amazing what people, especially elderly women on fixed incomes can be led to believe. Due to lack of meetings and fear of getting a "letter" it is impossible to speak to most residents about what is going on. You have the very angry and ignorant/compliant with nothing in between.
Our board got people, mostly elderly women, who have no idea about any of the dangers, to vote to let them do business at their once a year "open" meeting with whomever shows up. No quorum needed. They meet secretly with property management otherwise and you have request to attend these sessions, where you are only allowed to stay long enough to state your issue. I could write a book on their "budgets" which list no vendors and spend every penny they take in. No oversight.
Property taxes are bad enough. Never ever would I sign or enter into an agreement where another entity could seize my home 🙄
Rule #1
Do NOT buy a home that have HOA.